Newspaper Page Text
THE ATLANTA GEORGIAN.
SATURDAY. JI NK K. I!**.
why stockholders want
POLICYHOLDERS KEPT OUT
LIFE COMPANIES
M any persons do not understand
why the stockholders of life In
surance companies are
strongly opposed to control of the
Htncial policy of those companies by
■ollcyholdera. This will be better ap
preciated by an examination of the re-
Em., secured by stockholders in those
companies under the present methods,
irtleh the New York law has sought to
■odtfy. I
Life Insurance stocks are very valu
able assets. They are unlisted, not
eonmmonly for sale, and are closely
held by a few people, growing more
faluable year after year. The foHasr-
Ug ((dotations on stocks nt various
may prove Interesting:
Ths Aetna Life Insurance Company
Hartford—Incorporated with an
original cash Capital of $65,400. This
vas Increased at various times to
COO,000, all hut the hut 1250,000 being
made by means of stock dividends. The
original Investors of 165,000 have $1,-
750,000 of stock to show for that In
vestment. The dividends are If 1-2
per cent per annum, nnd the value of
the stock In excess of $444 per share.
Original Investment of Jioo now worth
110,600, besides cnsli dividends amount
ing to 11,184 and present annual divi
dend of 2181-2 per cent on Invest-
" fhe Prudential—In 1880 Its capital
was $100,000. Since that time the eap-
ItaJ has been Increased to $2,000,000
by stock dividends alone. Slnco 1893
It has paid to date-yearly dividends of
$•00,004, or 20 per rent. A man who
paid In $100 originally for one share
non holds $2,200 (22 shares). This
stock has sold' as high as $880 per
share. Therefore, 22 shares would show
a value of $18,950, and yearly dividend!
of 220 per cent on the original Invest
ment of $100.
Metropolitan—Original Investment of
$100 Gqunla $18,000.
0r, 8 |na,| y capitalised at
1260.000; Increased by stock dividends
to $1,000(000; stock reported at $900 a
share, or $3,600 for original Investment
of $100.
•Provident Life and Truit of Phila
delphia—$504,000 paid In; since doubled
out of earnings. Bona tide sale of stock
at $779 a share, or $1,580'for original
Investment of $100.
The record of many other companle*.
such as the Bankers', of New York; the
.Manhattan, Union Central, ete^ might
be quoted, all of which show similar
results. In fact, the average of the
twenty-eight stock companies of the
United States shows the original In
vestor of $100 has received a total In
cash dividends and stock In hand of
$12,400, with, at present. an average
dividend of 100 per cent on original
Investment.
While such results cannot, of courae,
be obtained by new companies, the be
lief that life Insurance stock In a well
managed company, under old lino
methods. Is a safe and profitable In
vestment Is dally attracting the atten
tion of local capital In the South and
haa already resulted In the formation
of a number of companies under strong
conservative management, which have
undoubtedly line futures ahead of them.
Among these may be mentioned the
Cltlsens' Life of Louisville, the Empire
Mutual Life and the Southern States
Life of Atlanta, the Volunteer State
Ufa of Chattanooga, the South Atlantic
Life of Richmond, the Security Life
and Annuity of Greensboro, and others.
SHUT OFF LOANS
HAVE BEEN CALLED UPON
CAUSE OF SAN FRAN
CISCO FIRE.
PERSONAL NOTES OF INSURERS
Edion C. Pries Comes,
recent addition to the ranks of
Atlanta Are Insurance men Is Edson C.
Price, who, for ten years past, has been
local agent at Goshen, .V Y„ and
who now makes a connection with the-
progressive local agency of HHns
MacIntyre. Mr. Price Is nn expert In
•II lines of Are, liability nnd casualty
Insurance, and (old his former agency
In order to remove to Atlanta, whore
there Is a wider field for his efforts,
choosing bis new home on the ground
that It offered better opportunities than
^Bother city In his special line.. Mr.
brings his family to Atlanta with
him.
E. W. Penniman a Visitor."
Vice President K. W. Pennlmsn, of
the United States Surety Company, of
Baltimore, Md., was this week a-visitor
to his Atlanta" general ug'-nts, J. L.
Riley A Co. Mr. Pennlman’s-company
enly recently entered tieorgla for busi
ness, but states that the returns al
ready have been very good.
Eglsston Is Honored.
Oeneral Agent Thomas Egleston, of
'he Hartford Insurance Company, was
this week chosen president of the Cot-
.. Insurance A.usorlntton, of Atlanta,
i ding Milton Dargnn. who resign
ed In order to give Ills full tlmo to his
new duties ns president of the South
eastern Tariff Association. Mr. Egles-
ton Is regarded ns one of the highest
authorities on cotton Insurance In the
South.
Collins and Caldwell Visitor*,
Special Agents George Collins, of
the Norwich Union, and R. T. Cald
well, of the Westchester, were visitors
eek to tho offices of Edgar
Dunlap, who represents those com
panies locally.
Cliff C. Hatcher Out »f Town,
President Cliff C. Hatcher, of the
Hatcher Insurance Agency, is spending
the week-end nt Atlantic Beach, where
his family are summering, and will
•oon leave Atlanta for a month's stay
« that resort.
Kirkpatrick in Birmingham.
Walter W. Kirkpatrick, well known
la local insurance circles In this city,
haa been appointed to take charge of
the field of General Agent W. J. Dan-
nla. of Birmingham, during the tem
porary absence of the latter In Europe
the summer. Mr. Kirkpatrick will
supervise the business of the company
In Louisiana. Mississippi, Alabama.
Georgia and Tennessee.
70 Per Cant Dividend.
W. P. Pattllln. local agent nt At-
mta of (he Southern Mutual, of
thans, haa received notice from the
tampanv that the annual dividend tills
■ear will be 70 per cent, the largest
oer paid by this company.
E. G. Walktr Out Again.
P'ltv Superintendent E. O. Walker,
f the Travelers' Insurance Company,
ho has been ill for some weeks post,
again well enough to be on the
Meet once more.
Dargen In Virginia.
President J. T. Dargan. of the At-
Anta-nirmlngham. was In Virginia this
veek.
Douglas a Visitor.
[General Agent William Douglas, of
harieston. 8. C., wa» a visitor to At-
•nta this week. In attendance upon
he meeting of the executive commit-
ee of the Southeastern Tariff Aaso-
“Hon, of which he Is a member.
Funeral of J. W. Cochrane.
Prank Stockdell. assistant general
Kent of the Phenlx, of ^Brooklyn, went
"[Lexington, Ky., this week to attend
funeral of J. W. Cochrane, late
• ial agent for that company la Vlr-
pnla and North Carolina nnd South
Carolina. Mr. Cochrane had been In
se service of the company In that Held
ourteen years, and had many friend*
■ Atlanta. A beautiful floral offer-
»x was sent from the Atlanta office
* th- Phenlx, and one from the other
^*ees here.
®°*s with Ths Insurance Htrald. ,
Hubert N. Merck, a well-known
/Mng man of Gainesville, Go., hae
Mt that city to accept a j.,«itlon with
■he Insurance Herald of Atlanta.
In Georgia and Alabama. The com
pany wrote over $1,000,000 of new
business during the first month.
No State Legislation.
. Comptroller General William A.
Wright Is authority for the statement
that It Is not probable any laws will
come before the next legislature affect
ing life Insurance companies and pat
terned after the recent New York
enactments. Mr. Wright Is of the
opinion that these laws have not been
sufficiently tested yet to prove their
efficiency, and the legislature has so
much work before it now that such
bills -would not be reached were they
Introduced. In addition, the reforms In
New York will have a direct effect,
more or less, upon life Insurance meth
ods in Georgia, whereby the same
good effects will follow as have been
secured there.
Direct effects of tho Ran Francisco
conflagration are already being felt In
Atlanta, through the action of several
well-known life Insurance companies
during the past week In ceasing to
make loans on real estate or other se
curity to a large extent. The North
western Mutual has taken this course,
and also the Travelers' of Hartford!
It Is understood that the Penn Mutual
haa also ceased making loans, except
upon the most advantageous arrange
menta. The reason for this Is that the
drains upon the fire Insurance com
panics In the east have caused their
stockholders to make loans on real es
tate and securities In order to provide
for San Francisco losses, anil the re
lations of the Insurance companies are
naturally lueh that tho life companies
have been called on largely for such
loans.
It is stated on good authority that
In Hartford the rates of interest Ban
risen recently to 7 and 8 per cent, a:
tho companies with headquarters there
have all been called on for large
amounts.
The Investment funds of life Insu
ranee companies art, therefore, natu
rally attracted there.
DRAWING MATERIAL
Architects' and Engineers' supplies
Jno. L. Modre & Sons'. 42 North Broad
St., Prudential building.
EDITORS OF SEflVIA
DONTJFEAR KING
THEY CRITICIZE THEIR NEW
RULER IN EDITORIALS
THAT SIZZLE.
EXCELLENT SERVICE TO
WRIGHTSVILLE BEACH,
NORTH CAROLINA.
During the months of Juno, July
and August the Seaboard Air Lino
Railway will oporate on Its train leav
ing Atlanta nt 9:35 p. m.. every SAT
URDAY. a through sleeping car to
Wilmington, N. C.: returning the
through sleeper will leave Wilming
ton at 3 p. m., nrrlving In Atlanta at
6:30 a- m.. Friday. Arrangements
have been made with tho street rail
way peoplo nt Wilmington to hnvo
cars ready at the depot to Immediate
ly transport passengers to the hotels
at Wrlghtsvlllo Beach. Bnggago will
be checked to destination. WEEK'
END rate, good for flvo days, $8.25
SEASON tickets, $18.55.
SEABOARD.
MISS UNTERMYER TO WED
Dickty** Summer Home.
Lf L. Dickey, Jr.. local of
£*Queen and German American, haa
hla city home for the eea^on.
J™ 1 la ftummerint; at hi* beautiful
yuntry r>lmce, "Ardso." tjTtMd mMirw
■fcyond Puckheod.
Deposit in South Carolina.
Manager p. c. Wadsworth,
*.>vthem Statey Life Inxursncs
k.8if an -‘ Atlnntr'a mw and thriving
WKutlon. thl- i -.rtUv '..mplet-i ;.r-
a5- rn 't® t * for fompany'a dapoalt
.J? v,t 2*5^ ar ' 51 and the company
doir.j bua.ncea there, aa well aa
By RAOUL DE SAINT RENE
Special to The Georgian.
Paris. June 16.—Trajan's column,
thet huge lofty monument of ancient
Rottian glory. Is being restored, and the
excavations at the base have revealed
Interesting facts.
Commenitatore Bonlsls, conducting
the restoration, which Is confine,I to
the base of the column, has estate
lishod the fact that the Interior of the
base was Intended as n totnb for the
reception of Trajan's hotly. This
shown In a plan made In 1550, but
Signor Bonl trtahed to prevent future
generations from Ignoring the fact. No
trace, however, has been found of the
great Roman's remains. Under tho col
umn welt 1 found eight skeletons, whleh
may possibly be those of Homans, but
more probably belonged to the monk,
of the monastery of hit. Nlcholna of the
column, which stood under It in the
middle ages, ami used the monument
aa a campanile or bell tower. Another
Interesting And was a fifteenth century
coin of King Ferdinand of Aragon and
Naples.
Tribal War In Morocco.
Trouble Is never long absent from
Morocco. There Is n fierre inter-irlhal
struggle In progress In the district
known as the Houz, between two pow
erful chieftains, Kaltl Abdulinalk
M'tooki nnd Kald Anflooa.
Tile lighting Is taking place In
mountainous region thirty miles from
Mogndor. Kaltl M'tooki, who la the
most powerful chieftain In southern
Morocco. Is developing a combine at
tack on his ertemy with the help of nl
lies. Meanwhile It Is offlclnlly declared
that the Houz Is "disturbed," and that
Is aa far as official action ho* been
taken.
Papers Criticize King Pctsr.
King Tetcr of Servla's head lies very
uneasy If he takes all the comments
of the Servian press to heart. Here
are a few choice specimens of the kind
of critlelsm he Is subject to:
"So you thought to govern a coun
try though you showed yourself In
capable of commanding n battalion?
Wo hope jour eyes are opened nnd
that you will beat a retreat In good
time."
I “Abominable Polypus! Our unfortu
nnte land 1. nt last in the grasp of your
sanguinary claws, but wc will shake It
free."
"Murder, nnd govern, monster! You
went to Switzerland to study and re-
turned a criminal. This Is the morall
ty you hnvo brought us from Geneva.'
"Reptile! Secst thou not the looks
of hate that follow thee In the streets?
Fearest thou not tho land fated one
day to wring thy cursed neck?"
Mole that has borrowed so long In
this fair land, and that has arrived
at the top, thlnkcst thou now to remain
In quiet?"
One paper, Otadjblna, publishes the
following:
"The article In which he said
Flushed with blood, you appeared In
our midst reeking with alcohol,' has
been pronounced wrongfully suppresi
ed by the court, a* It contains no ma
llgnment of King Peter. Our mild and
just exposition of faots as thoy are
•hall therefore continue.”
American Colony Taxed.
The American' colony In Rome la
suffering from a tax on publicity.
The municipal authorltle* have In,
creased tho Income tax on American
residents not on any actual return of
Income, but based entirely on exter
nal symptoms of the wealth of each
Inhabitant. The tax agent flies at/ the
local society papers anil os it In found
that the American society section like
to have their dance* ami dinner* noted
In the papers, the agent simply taxes
the Americans In accordance with their
social prominence anil tho luxury of
their entertainments. The English res
idents have learned tills dodge of tlfo
tax collector and they keep out of tho
papers.
Mist Garrison to Wad.
Franco-Amcrlran aristocratic society
Is greatly interested In the announce
ment of the engagement of Mis*
Katharine Garrison, daughter of Sirs.
W. M. Garris,m. of New York, to Count
Francis de Custejo, second son of the
Marquis and Marquise tie t'astsja. Mls*
Garrison Is the youngest slater of the
Countess Gaston C'hundon de Brailles,
and of the Hon. Mrs. Chart as Maul*
Ramsay. The future countess will by
her marriage have the entree to the
most exclusive society of the French
capital.
Americans in Salon.
American painters have distinguished
themselves at the Salon thU year.
Among the prise winners are Aator
Knight and H. O. Tanner, each of
whom got a second-class medal, and
are therefore debarred from further
competition, though they can always
exhibit. Mr. Perclval Rousseau, another
American artist, has been awarded a
third-class medal.
Sinecures, That's All.
Interesting facts have come to light
with regard to the duties of the at
taches of the French ministries, which
go to show that they are more In the
nature of a sinecure than anything
Taking on*-ministry, for example. It
found that on* attache does noth
ing but open the minister’s letters, a
second receives visitors, a third at.
tends the debates In the chamber,
other performs the same duty In the
senate, another does the minister's
shopping, another 1* In attendance
upon the minister's wife nnd ilnttgh
ter*,' another represent* the, minuter
' banquets, another accompanies him
on hU travels, another nttends the
theaters, another calls at the’ministry
once a month to see If there Is any
thing for him to do, and another sit*
around all day doing nothing and wait
Ing to be employed on what’s left
over.
Portrait of Miss Irene Untermyer, whose engagement to Louis Put
man Myers haa Just been announced by her parents, Mr. and Mrs. Samuel
Untermyer.
Conan! General Mason, of Paris, re
ports that. In accordance with a decree
of the French government. Issued
March IS. Mexican clgara of all kinds
are admitted to that country to be sold
at fixed prices by the Regie under the
same conditions as cigars made In
Cuba. This U an Important eoncee-
•Ion for the Mexican tobacco Interest,
and opens a new and extensive market
for iu choicest products
"ThU bill for your new frock U
really a bit high,” observe* the pluto
crat to his daughter. "8lx thousand
dollars Is considerable to pay just for
an auto suit.”
"But. papa, tha suit Itself really U
quite Inexpensive. The most of that
bill U for the trimmings.”
"Ye*. I spent $E24* for an auto of
the right tint to match the suit”—
Puck
l good home-made barometer can
made with a piece of strong, fin*
cord with a weight suspended against
a board. Moisture causes the cord to
stretch, and when It dries the weight U
lifted. By observing and marking
height on board a good barometer U
completed.
The Increase of Christiana In Japan
during the year 1964 was about 10 per
cent. In round numbers the Christian*
of Japan—Protestants, Roman Catholic
and. Greek—number about 154,000
church members, with a community of
about 450,004.
Clocks are now being made whleh
speak the hours. Instead of striking
them, through an Ingenious applica
tion of the phonograph. They are ar
ranged to call out In various degrees of
riulatlon. some loud enough to rouse
undcil sleeper
DOWMAN-DOZIER MFG. CO.
Manufacturers of
Fire-Proof Windows, Doors, Cornices,
Skylights, Crestings, Finials,
Dixie Ventilators.
Contractors for All Kinds of Sheet
Metal Work.
20-22 Trinity Ave. Both Phones 525.
Our Specialty is dimension lumber
for largo buildings.
DAVID T. CROCKETT & CO.
Wholesale Dealers
LUMBER, LATHS AND SHINGLES
605 4th National Bank Bldg.
Phone 202. Atlanta, Go.
B. L.WILLINGHAM.
President.
, H. H. TIFT,
Vlee-Pres.
W. 8. WILLINGHAM,
Sec'y and Traas.
WILLINGHAM-TIFT
LUMBER COMPANY
Rough and Drotaad Lumber. Ranh. Doors. Winds. Builder*’
/ Hardware.
500 Murphy Ar#nu*. Take ftaat Point or follogo j»nrk
far and got off at McCall** on Lc* Street. Ilcll
phono-S3 Weat; Atlanta Phono 711.
0. A. GOUGE.
83 N. Pryor St.
Tin and Sheet Metal Worker,
made of metal, see me.
BELL PHONE 1443.
If it’s
W. R. JONES.
Practical Slate Roofer.
And Dealer iu
All Kinds of Roofing Material.
15 Waverly Place.
Atlanta Phono 843.
tiell Phono 3277 L.
P. 0. Box 318.
Dell Phono 3565 J. Atlanta Phone 1966.
FRIDDELL BROS.
Painters, Decorators and Interior Fin
ishers.
Interior Wall Tinting and Painting a
Specialty.
Out of town work given earcful atten
tion. 69 Ivy Street.
MONCRIEF FURNACE CO.
103 S. Forsyth St.
He-ting Plans and Estimates Free.
The place to get your furnace. They
install the best for any kind of fuel in
residences, schools and churches.
Both Phones.
All Kinds of Building Material. Get
Prices From
ALEXANDER LUMBER AND. MANUFAC
TURING COMPANY.
Factory and Tarda, corner South Pryor end South
ern Railway. Phone 3354. City office, I North For
syth, Austsll Building. Atlanta phone 460. Bell 39$.
ATLANTA
STRUCTURAL STEEL 00
1020 Fourth National Bank Bldg.
Atlanta, Ga.'
Estimates furnished on ell kinds nt structural steel
shapes. Prompt shipments from stock.
Phones, Bell and Main 4421.
WE SELL MANTELS,
TILES AND GRATES
Cheaper Than Any other Concern.
J. E. HUNNICUTT & CO.
56 Peachtree St.
HUNNICUTT & TURNER.
PLUMBING & HEATING.
Estimates on Short Notice.
105 N. Pryor St.
* Phones 1066.
Dell Phono 3565 J. Atlanta Phone 1966.
G W. HAYNES,
. Interior and Exterior
HOUSE PAINTER
Wall Tinting and Graining.
Office and Shop 69 1-2 Ivy Street.
ATLANTA. OA.
WILLIAM WILSON.
Cement and Wood Fiber Plaster.
BUILDING SUPPLIES
Sec our $11.75 Cabinet Mantels with
Grate and Tile.
59 S. Forsvth Street.
BOTH PHONES.
HAHR DAVIS LUMBER CO.
PLANING MILL8, OFFICE AND YARDS: 333 TO
339 DECATUR 8TRI»ET.
Rough and Dressed Lumber. Shingles, Lathi.
Snsli, Doors, Illlnds nnd Dnlldora' Hardware.
Our inw mill Interests In Tift County. Oa„ af
ford us facilities to give prompt service hiiiI at tho
lowest prices. Dimension timbers a specialty.
Doth Phones 3725.
LIME, CEMENT.
Plaster, Sewer Pipe and other Build
ers’ Supplies Low prices and quick de
liveries.
SCIPLE SONS.
33 N. Broad St Atlanta.
TOMLINSON & DIDSCHUNEIT,
Contracting Painters.
Out of. Town Work a Specialty.
Boll Phono 1451L. 79 N. Pryor Street.
Atlanta, Georgia.
WOODWARD LUMBER CO.
Hardwood Interior Finish St Mantels,
Doors, Sash & Blinds
Send Your Plans for Estimates.
Atlanta, . Georgia.
WOOD FIBER WALL PLASTER.
The original product, and the only
plaster manufactured in Atlanta. Can
be put on at as low cost as the lower
grade substitutes that have come into
the market. We can readily show this,
so do not be misled.
GEORGIA WOOD FIBER
PLASTER COMPANY.
Whitehall St. & Cent. R. R. Phone 1152.
’Dixie'
r Tile and'
Cement
TILE WALKS,
CEMENT STEPS
AND FLOORS.
Bell Phone 115 West,
538 Whitehall Street.
GEORGIA ROOFING TILE CO.,
Mnnufncturcm of Cement Hoofing Tile.
An Everlasting Roof.
Bell Phone 3704. 5 S. Broad St.
. fa
THK BOTTLECORKS AT
THE ZOO.
By WEX JONES.
flllfnjr your Inside* with wood; yea,
wood—that** all they are.
“Harold! Haro*n-old! Ethel, hold
Baby till I get that rMd. IUro-o-old!
Como away from tho** boat* thU In
stant. You Wlrked (niap) child (slap),
J^worry (slap) your pot)* mommer like
"No. air; you can’t go In a boat. No*
you can’t; I># said ‘So: and I mean
It. You’d get drowned. Thera’* people*
out In a boat and they’*# not drowaded
8hat'a Hirr. .. ... —I.. - -
"Now, children, we’ll *11 go to the
Zoo today, up In-the Bronx. What's
that, Harold—what *re bronx? Bronx
are a place—I mean. Bronx I* a place.
Isn't that »lngular—Ethel, you’re a*
big a fool a* your father.
"Come along, children. No, Harold,
you can't drop the ticket* In the box—
you're not old enough to drop In one
too\ few. There now; run, run, the
train'* going.
"Conductor, doe* this train go to the
Bronx Zoo? It’s on the tracks thst go
there—oh, t* It? Well, you watch out
or they'll recapture you when wre get i
beck there. * , does i
"Coma along, children. Kabyums, see I l.rrtbl
rely-poly bear. You thought It -•;.- » Tl ••— »••• the buffaloes Do the;
roly-polsr bear, did you. Miss Ethel? rom* from Iluff.ilo? Harold. your ig-
You're tore smart to be alive—Hur ild! norance I* dl.graestuL Where do they
do take care of four sailor -ult. Xnr cot. • from? The, from the
■old think you were a rngmuuf- pb. - they're caught. of cur.-, ,,ut
king In the du.t that w»y. No. |—In In
I you can't buy any i* in jt». The id* a of In. Dor
... . A
If yo
■day
—that* different. Nearly every one that
get* drowned Is drowned In water— If*
the drownlngeat thing there I* In the
world.
"No, Ethel; you ran't ride In a go-
cart—you mean a goat-cart. If* all
tha same; you can’t ride in It. You
must learn hot to do anything you
want to do. and then It'll be east** for
you when you're married. Your pop.
per never let. me de a thing ■ .n> - he
can't afford It, and Mr. ftnlj.— with
the loveliest new princess, although It
ip her figure something
Chief Ar-
row-ln*the-Ril»- you've been reading
those storle*. again. I'll tell your popper
—but I supp 1 • h.'ll Ju.’t lough again,
and u-k If I e-tolw I I III k'a going yet.
It-- tin-, no ld**n "f bringing up u child.
-Come Into the rentatirant now, and
" . II get Home gltie* . .lie You want to
see the animal*—you contrary i hild.
u ||. II I Mil- .. -Ml, l .11,1,1 I run about
looking at animals—hut chlldr
have no re.|g-ct for their pan
"Ethel, don't give that g!a»«
(Ug-glug.tlg oog-gloog.) There, tie.
choking to 'leath—you’ve killed him.
Homs at once. No, wc , ,n i see the
animals—they'll wait—they can't get
away.
"What did you *ay. Ethel? What wa»
It? Let'* ii" where ,11,1 \,,u teaiT
«uch language |,o|.i,er -ay. It’ oh, he
doee, doe* tie? Well. he', no guide for
any girl of min" Bktdo,,' Tcti-tch-tch!
Buhl
-What
-It
It mean '
t sou title
trump. Com.
,it hear--stnr
hat lady and
I' id Though lory licit, tie
t',ec7/ cog I" :5c. W'z* ,;«'„,*«•& -we
* liar-
—