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THE ATLANTA GEORGIAN. SATi unAT. july ir* GOOD THINGS IN ONE CONTRACT! Policies in The Pacific Mutual Life Insurance Company of California PROVIDE 1. A CASH INCOME If you are dlaabled by accident. 2. A CASH INCOME If you are dlaabled by dlaeaae. 3. A CASH INCOME If you become totally and perma nently disabled. 4. A CASH INCOME for your family In caae of your death. ALL GUARANTEED. ONE CONTRACT, ONE PREMIUM, FOUR BENEFITS. WHAT OTHER FORMS of life Insurance do In part, this dees completely. It protects you while you protect others. Ask for rates, giving your age and occupation. J. CLEMENTS SHAFER, MANAGER, 413-14 Peters Building, ATLANTA, GA. eiG SALVAGE COMPANY WILL OPEN OP HER Kieorge W. Campbell, of Rome, Have Charge of South ern States. H. H. HALE. Tbe Raymond Plano—high grade, low coaL Satisfaction guaranteed. Write ua for Information. Wo can furnish you with the proper instru ment. H. H. HALE, Marietta Street, Opp. Gaa and Elec tric Building. l»lmo. Laths .and Shingles Carloads and dray loads. Carolina Port' land Cement Co. Ball phone 135, Atlanta, 409, Atlanta, Ga. AWNINGS TENTS [UPHOLSTERY 1 /aaierS VOLBERG 130 So. Forxyth st Polished Plate Glass for stores. Polished Plate Gloaa for reBtdences. Polished Plate Glass for show cases. Largest stock of Plato Glass in the South. F. J. COOLEDGE & BRO., 12 N. Forsyth SL A scientific treatment tot Whisht], Opium, Mor. phi of, Coctlre, Chloral, Tobacco and Haorasfht* ala at Nana Exhaustion. J The Only Kse!ej Inslt- tuleln Georgia. 235 Capitol Aye., ATLANTA, GA. "" 1 . ' 1 " 1 AGED FARMER LEFT $54,000 TO NURSE By PriTite Leased Wire. New York, July II.—By the will of Benjamin Rhoades, a farmer, 73 years old, of Hempstead, L. I., 154,000 Is left to Miss Esther Marvin, a nurse who attended him for two months before he died. TRY A WANT AD IN THE GEORGIAN lightning lowers bell FROM CHURCH STEEPLE. Ipeclal to The Georgian, Sparks, Ga., July 38.—During a. rain rtorm that passed over Sparks yester day afternoon lightning struck the Fteeple of the Methodist church, tear ing off all the roof of the eteeple, '■Wintering the frame and letting the ball fall to the celling below. The Underwriters* Salvage Company, of New York, which le an organisation backed by nearly one hundred fire In surance companies, for the purpose saving and realising upon the wreck age from tires, will shortly open an of- Hce In Atlanta and select a board of directors for the Southern atates from among the representative underwriters of this section, .which will have full charge and direction of Ita affairs the territory under the Jurisdiction the Atlanta office. George W. Campbell, a well-known businees man of Rome, Os., who has In the paet had much experience In tho appraisal line, has been selected as Southern general agent of the company, and le now In Atlanta completing ar rangements to open nn office here. He will have quite a force of men work Ing directly under him, and It le poo slble that eeveral branch office* oi warehouses will be established, where spoiled goode will be overhauled for the material that la In them. The Underwriters' Salvage Company aa organised to assist the companlei settling losses by making Invento ries, checking and appraising stocks, taking charge of damaged goods, re moving and overhauling them pending adjustments, tn order to save greater loss, which often happens by delay In such matters. It Is often able to facil itate settlements by advancements of money when stock la In excess of In surance and affords alio a quick mar ket for damaged roods. The company now has a large plant at Boston, Mass., and big warerooms In New York city, with over 10,000 feet of floor space and special drying apparatus. HOME STATE MUTUAL AGENTS TO ORGANIZE A movement, which la said to have originated at Atlanta, Is now on foot, ■ stated, for the formation of state society of the life Insurance agents belonging to the forces of the State Mutual Life Insurance Company, Rome, one of the most progressive companies now doing business In the South. Tbe company has several hun dred representatives In all parts of the state. The Alabama agents of the com pany at a meeting lost week formed a state organisation, which will meet as a body several times a year for social and business advancement of their common interest*. At the ban quet following the meeting which was held at Birmingham Preeldent Porter, of the company, was the guest of honor and several other officers of the com pany were present. INSURANCE PERSONALS Manager B. I* Borwell. of the Life In- riursnee Company, of Virginia, -who hss one of the tctlre aggregation! of ngents In Atlanta, held » plcnle yesterday at the river, te which bis whole forco and their families were Invited. Thn entertainment was gtvsn In recognition of their splendid work daring ths first Mi months - " present year, which has placed ,\ well's dlvIMon well to the front company’s records. The party left I clsl cars, and enjoyed t most pi afternoon at games of various sorts a plenaar | ' " ‘ spread t games < -'^OO L host. cits C. nstehsr, president of ths C. C. Batcher Insnrsnee agency, left this week for an extensive trip to New England, where he will visit ths home otriree oi several of the companies represented In his agency, which has grown so rapidly ss to tie now recognised s*. perhaps, ths flrat In ths city. Mr. Hatcher will also visit the homo office of the united Htates Css- f Company, of New oYrk, of tneral agent. which he of th Newark, spent the week In other North Carolina points Goners) Agent Cobb Whltner. of th* Sun Insurance Company, of New Orleans, re turned to Atlanta this week from t trip to tho. Creeoont City, where be was In con Special Agent Mac Roberta. of the Lon don and Lancashire and Orient Insurance companies. Is spending n two weeks vaca tion In Atlanta. C. S. Methews, of tho Mathews A Bill agency, returned this week from a month * ramping trip through the mountains of " K Carotins. He wes accompanied by North Caroline. He wes accompanied by his family, and th# party roughed It tn the back woods, traveling M mile* by easy gen lanfsdlSrmlnghsm'lneuranc* Company, this weak tendered Me resignation, to become special agent of the new Fidelity Hr# Insurance Company, of New tort, which hss been organise*! by Interests silled with the Continent Fire, of that city. The Fidelity wss this week admitted to Georgia by Comptroller General W. A. Wright. *nd will In- planted here, ss well as In ssfl th* other ststee In the Sooth. Mr. Gentry has lieen making hi* horn# In Bir mingham, bat will probably move to At' ----- ■ —-o this city hie beedqnir B v. Dickey, who able bolds down th* examiner's desk In the office# of the West ern and British American, under Msnxger George J. Dexter, left yesterday for ‘ NEW RAILWA Y FOLLOWS BED OF DESERTED ROAD O’ VER the original roadbed of one America a party of engineers of tho flyst railways built In and a forco of laborers are grading tbe why for n modern railroad. Inciden tally, they expect to provide railway transportation to one of the best har bors on the gulf coast and to bring to Ilf* a summer resort which flourished and died generation* ago. On the southern coaet of Florida, al most due south of Atlanta and but a short distance from tho Apalachicola river. Is Ht. Josephs bey, a body of salt water landlocked by a long pro tecting arm, safe from storm at sea and deep enough to float modern ships of commerce. No railroad touches the boy today. There was one seventy years ago, but nothing remains of It hut fragments of rotted ties and occa sional strips of the thin Iron plates used as the rail of th* period. The great railway systems have overlooked th# Importance of the bay. but a SL Louis syndicate has grasped the oppor tunity and Is building to the deep water port. The Apalachicola Northern Is the name of the new road and the Morey Engineering and Construction Com pany is at work grading the right-of- way. Threo-fourths of this work Is completed and track-laylng will follow rapidly. Ths road will be open for traffic by January 1 of next year. Rich ard Morey, a young engineer and con tractor, b» supervising the work. He Is president or the company and E. A. Enulhabrr, another young man, but ex perienced In rallrond finance. Is vice- president. A wealthy St. Louis corpo ration Is paying ths bills. On* of First Railroads. Probably not one railroad man In a hundred remembers .that ono of the first railroads built In the United States, th* second In th* South, was the St. Joseph, built In lilt from St. Joseph to loin, a point on ths Apa lachicola river. Tho road was about th!rty-flve miles long nnd the track wn* built of thin Iron strip* nailed to tho top of wooden stringers. It was n 'inch would be laughed at today, but It served for the light equipment of th* time, In those days the Chattahoochee and Apalachicola riven were the outlet for Georgia cotton, floated down the riv en to the guir. The port at the mouth of the river wan not deep enough for " * vessel*, and fnlghta were light- out to sea by sfnall boats, a te dious impress. But Just west lay 8t. Josephs bay, and aomo pioneer cap tain of Industry conceived tho Idea of utilising the new steam railroad, then In Its infancy. Materials were brought round by ship, the road wan built and a puffing little locomotive drew the cot ton of Georgia from th* river to the bay, where ships from the gulf rode at anchor In a deep harbor.’ The road did a thriving business for white, but other railroads sprung up In northern Georgia and the cotton trade was diverted In another direc tion. Exports from,St. Joseph dimin ished and the little road was aban doned. The engineers of today are laying their roadbed over mile* of ready graded right-of-way, digging and tossing aside ths half-burled frag manta of that pioneer road. Great trees have grown between tho cro&MIe of the old road and In many places all traces of the work of seventy years ago Is obliterated. Famous Summer Rssorh And not only St. Joseph, tho bay, but SL Joseph, the town, may spring !nb .new life when the Iron wand Of Indu try wove* over It. More than half century a*.. "St. Jo 1 si ths town was ended was n noted watering plH Hundreds of wealthy plnntera found their way to the coast for the heated months. Hummer homea sprung up. there waa a hotel aa famous In Ua day ns "Old White" In Virginia was to the planters of that section There i splendid beach beyond the point, there was mint to be had tn plsnty, nnd thre was never n lack of society. Hut St, Joseph fell Inti) disrepute In laler years. The painters boarded the new- steam • nrs for other resorts I'e t"« 11 he cams noted ns tho haunt of gatnblors nnd gained the reputation of being tho "toughest place In tho South." Tho fnct that It was the the first constitutional convention held tn CTor Ida did not redeem 1L The town of "St. Jo" has vanished with the planters and tbe railroad and only a few entdns mark the ,,-ene of former gnyoty. But with the coming of the railroad It Is hoped to restore the resort to something of Its old-time fame. Th# beach nnd tho surf are still there—the breesos are as fresh nnd tho water aa clear aa fifty years ag" . That tho new railroad may becomo nn Important factor In transportation to the gulf can be readily seen by study of the map. It extends from St. Joseph through th* city of A pa Iachlcoln to River Junction, a dletanro "f about i«'> 'titles. At niver Junction nre terminals of the Atlantic Conat Lino, the Seaboard Air Lina and the Louisville and Nnshvlll* railways and the new Apnlachlcola Northern railroad will furnish nn Independent outlet for these systems to a natural hath.tr "f splendid advantages. Th* construction of the Panama canal has brought _ new Importance to ports on th# gtflf. nnd the promoters of the road state that 8t. Joseph Is the nearest port to the canal. It lies directly north of Panama. Ht: Josephs bay Is about six miles wide nnd twenty miles long. Its depth Is about forty feet, while a vessel drt Ing twenty-four feet may pass overHH bar at high tide. No streams flow Into the bay nnd no sediment from the up- lands Is deposited In th* bay to render constant dredging necessary. The new rond passes through a sec tion wealthy In virgin pin*. The tlm her has been scarcely touched, It* dis tance from transportation facilities protecting It. Th# company controlling the rond has acquired several hundrec thousand acres of these timber lands. "The rond Is being built as an Inde- pendent project.” said Mr. Faulhaber, In discussing his plans. "It Is not n part of nny/othor system and Is not be Ing built at the direction of nny other system. Of course I cannot say whether or not some other road will eventually purchase It. It la a valuable piece of property.” FROST INSURANCE MAY BE INTRODUCED A form of Insurance which I* found very helpful In some part* of Europe, and which, It Introduced Into Georgia, would be of great beneflt to farmers, frost insurance. One French com pany doe* a tremendous business In this line, end has branches In Ger many, Austria, Italy, Hunger)', Spain, Holland and Belgium. It Inures all Vlada of crept and the premiums vaty accordance with the meteorological conditions which prevail In th* country where the Insurance Is placed. Crop* of all kinds may be protected by this form of Indemnity, although when a crop Is written up It Is new; 4 Insured to th* full extant of Its value, ss Is the case In some classes of fire Insurant!*. The farmer hlms*lf conse quently has to bear some part of th* lost. This Insurance Is mostly used to protect fruit crops and th* more deli cate kinds of producta In Franc* the vineyards often suffer heavily from late freexes, and It Is there that the com pany does the moat of Its business. An effort has been made to get this com pany to operate In Brasil, where th* coffee crops sometimes suffer from bad weather. It has been suggested that some form of Insurance simitar to this might be used to proteot th* cotton planters from loss through th* boll weevil and other damages, but to bo iractlcable It would have to be put nto operation over practically all the cotton growing states. INSURANCE SOLICITORS MAY BE TAXED $200 Atlanta local agents ere vitally In forested In the probable declelon of th* tax board next week, n* to whether «o- llcltors of tho various kinds of Insur ance are to be classed as brokers and taxed accordingly with the fee of 1300 required under the city tax ordinance. A broker In it Insurance nn- derstnndlra; of the term Is one who undertaker to place all tho Insurance In the control of one man, whether Are. life or accident, for that person under n special agreement that ho will get It as en«l ‘ ” ' reply as possible, and who receives his compensation from tho person for whom the Insurance Is placed In addi tion to a small percentage from the company. On the other hnnd. all the solicitors operating at present In Atlanta, do so under a sp'"-1al nriatigriiu-nt with *<un« one local agent, who. In his turn, psya the taxes on such buslnoss according to the amount of premium nnd In ad dition pdya his own license fee for operating as an agent. It la claimed that to tax th* solici tor! In turn would be to Inflict an oner ous double taxation, which would In jure th* business, beside* compelling many worthy parsons who make a liv ing by soliciting to give up this means of livelihood, as they would not be able to pay the required 1100. There are In Atlanta, In addition, a number of self- supporting women who make n living In this way, some with children nnd others dependent upon them, and to these It would work a very great hand ehlp. Jude* Walter Ormond, who disappeared myat-rinasly from aboard the steamer Kan- ess City- the pest week, wbll* os s trip Id If You Will See that this seal Is on every roll of Roofing you buy, WE will see .that you get value received for your money. VULCANITE ROOFING Is a per manent roofing, and not a make shift. It Is put up on* square to th* roll: easily applied, and Is recem- \ mended by th* National Board of Underwriters and Southeastern Tariff Association. Tak* heed, you _ _ need our roofing and we need your LOFQ^ patronage. "You can put it on." ATLANTA SUPPLY CO., Sole State Agents, 29 and 31 South Forsyth StreoL /. c cctaruo, rntitm. ATLANTA, GA. c A. fft*. Secret ary. \ I* ami In such rtiei, the qtffr« sffldants from tha sad wiir HM! to ereure'theme-ire* should U *1 ed which Arch M. Conway, tho hustling Atlanta representative of tbe North Ameriesa Ac cident end Ameriest " week formed ■ per Ior. a former rest who bee moved be hnowii as C<i have offices at th till building. Mr. Taylor ta aa egperteaeed bonding ms*, and tbs coaMsstto* I* « particularly strong one. Mr. Conway, In ad dition to bis underwriting shinty. Is as th* course of which he said: "It ta not tho tack of Uws which gives rise to coemption sod Iniquity In ths ad ministration of business. What It tacking Is an slevttad moral standing, recognition and discharge on the peri of those charged with the duties of sdsilnlstratlon. nf the obligations resting upon them: end oq the also Intelligent and *. Inteiilgen over It am tclent enforcement L But St *of these dudes.’ hut s* Is another story.’ For of life Insurance 1s ~ ‘ rat s meed men' United Staten DOWMAN-DOZIER MFG. 00. Manufacturers of Fire-Proof Windows, Doors, Cornices, Skylights, Orcstings, Finials, Dixie Ventilators. Contractors for All Kinds of Sheet Metal Work. 20-22 Trinity Ave. Both Phones 525. Our Specialty is dimension lumbor for large buildings. DAVID T. OROOKETT & 00. Wholesale Dealers LUMBER, LATHS AND SHINGLES 605 4th National Bank Bldg. - Phone 103. , Atlanta. Ga. B. L.WILLINQHAM, H. H. TIFT. President. VlosPrta. W. B. WILLINGHAM, See'y and Treas. WILLINGHAM-TIFT LUMBER COMPANY Hough nod Dressed Lumber. Rush. Doom. Blinds, Bonders* Hnrdwnre. Murphy Avenue. Tnke Rail Point Of College Turk Car aod a-ot off at McCntls Crossing on Leo Street. Hell West; Atlanta 1'bono TIL phone I Atlanta I'bono 0. A. GOUGE. 83 N. Pryor St. Tin and Sheet Metal Worker. If it’s made of metal, see me. BELL PHONE 1443. W. R. JONES. Practical Slate Roofer. And Dealer in All Kinds of Roofing Material. 15 Waverly Place. Atlanta Phono 843. Roll Phone 3377 h. F. O. Box 31®. WE SELL MANTELS, TILES AND GRATES Cheaper Than Any other Concern. J. E. HUNNICUTT & CO. 56 Peachtree St. HUNNICUTT & TURNER. PLUMBING & HEATING. Estimates on Short Notice. 105 N. Pryor St. Phones 1066. Bell Phone 3588 J. Atlanta Phone 1918. G W. HAYNES, . Interior nnd Exterior HOUSE PAINTER Wall Tinting and Graining. Office and Shop 69 1-2 Ivy Street. ATLANTA. GA. WM. WILSON. Paint and Decorative Contractor. Large Contracts a Specialty. Contracts executed anywhere. Surety bond. 59 8. Forsyth St. Atlanta* Ga. Both Phones. HAHR-DAVIS LUMBER CO. PLANING „1ILL8, OFFICE AND YARDS: .13) TO 339 DECATUR STREET. Rough aud Dressed Lumber, Shlngl.-a, Laths, Sash, Doors. Blinds and Builders' Hardware. Oar sriw mill Intorosts In Tift County. Ga., af ford us fncllltloa to give prompt service and st ths lowest price*. Dimension tlmbora a specialty. Both Phone* 3736. Bell Phono 3505 J. Atlanta Phone 1983. FRIDDELL BROS. Painters, Decorators and Interior Fin ishers.- Interior Wall Tinting and Painting a Specialty. Out of town work given careful atten tion. 69 Ivy Street. MONORIEF FURNACE 00. 103 S. Forsyth St. Heating Plans and Estimates Free. The place to get your furnace. They install the best for any kind of fuel in residences, schools and churches. Both Phones. All Kinds of Building Material. Get Prices From ALEXANDER LUMBER AND MANUFAC TURING COMPANY. Faetory and Yards, comer South Pryor and South ern Railway. Phon* 1314. City office, « North For- •yth, Austell Building. Atlanta phono 400. Bell 393. ATLANTA STRUCTURAL STEEL CO 1020 Fourth National Bank Bldg. Atlanta, Ga. KeUmete* famished on all kinds of structural steel shapes. Prompt shipments from stock. Phones, Bell and Main 4438. LIME, CEMENT. Plaster, Sewer Pipe and other Build ers’Supplies Low prices and quick de liveries. SCIPLE SONS. 33 N. Broad St Atlanta. TOMLINSON & DIDSCHUNEIT, Contracting Painters. Out of. Town Work a Specialty. Bell Phone 1451L. 79 N. Pryor Street. Atlanta, Georgia. WOODWARD LUMBER 00. Hardwood Interior Finish to Mantels, Doors, Sash & Blinds Send Your Plans for Estimates. Atlanta, . Georgia. WOOD FIBER WALL PLASTER. The original product, and the only plaster manufactured in Atlanta. Can be put on at as low cost as the lower grade substitutes that have come into the market. We can readily show this, so do not be misled. GEOr.GIA WOOD FIBER PLASTER COMPANY. Whitehall St. & Cent. R. R. Phone 1152. Dixie r Tile and Cement TILE WALKS, CEMENT STEPS AND FLOORS. Bell Phono 445 West, 538 Whitehall Street, ALTAI!TA PAINT COMPANY, 200 PEOPLE'S BUILDING PHONES 4210 HIGH GRADE PAINTS, ROOFING, ROOF PAINTS Let us estimate your work. Union Labor, Work Guaranteed. Ibnefaetahlrr, England bl* ancestor. Job grrat physical strength. be we* a man of California was tbls weeb licensed to do bant neon In Georgia. It ta represented st Atlanta by Edgar Dunlap * Co., who for merly wrote for th* Firemen's Fund Insur ance Company, ell of who*. llabnitlra have hern assumed by th* new corporat tbe Its Francisco conflagration company Is particularly strong slvs and has now s capital ef II,. a surplus of tbe sans* amount C und I Ultra oration n. Tbe : sod sggrra- 1,000,000, wltb aollae engines knows ss tbe ■rblne. manufactured by th* Phoenix ipply Company of Atlanta. It bes bora place.! flrat Ob tbe list ss being tbe least [table tn Are of say machine nf Its etnas made, since It doe* not bring liquid gaoo. Ine Into tbe bntldlng where the gas engine s located. John II. Gilbert, tbe well know* Atlanta authority on Insurance law. delivered before the Georgia Itnr Auortattoa at Ita recent sesatno at Warm Kprings s well-studied ex position of federal control of Insurance, la LIGHTNING KILLS SPARTA NEGRESS ft pedal to Tbe Georgian. Sparta, Go., July 3*.—■ Yesterday evening about dark lightning struck a tenement house on th* J. T. Berry plantation, a short distance out of Sparta. In which Hanry Johnson, a negro cropper on the place, lived. It waa raining and the six members of th* family ware In th* house. Halil* Johnson, * daughter, vru killed by Ih* bolt which ran down th* chimney. CHIVALROUS 80LDIER8 STABBED ON A TRAIN. We Are Out Our Entire Stock Of summer shoes at remarkably low prices, splendid bargains. Our repair deperiment It unexcelled. Give u* a call and you will find that we will save you money. CARHART Bell ‘Phone 1353. SHOE MANUFACTURING CO., II VIADUCT PLACE. By Privet* I-eased Wire. Washington, July II.—Whll* en deavoring to protect a woman passen ger from th* Insults of some rowdies, two soldiers of th* district militia, Ous- tave Anderson, aged 31, and Charles Grimes, aged II, were severely subbed and rut on a train of the Chesapeake Beach railway last night. Both are st •he i .-nslty hospital, and the - tlon of on* la critical. Are You Still Paying Rent? If so, I am Surprised! Rent Receipts Remind me of Money Thrown Away. JDo you know that tho Standard Heal Loan Company of Wash ington, D. C., will soil you a homc-purchastlng contract whereby you *an buy or build a horm* anywhere In tho I'nlted .Sratos and pay for It In monthly paymoots for less than you are now paying rent? They will lend you from $1,000 to $5,000 at 6 per cent, simple Interest, al- lowlng you to pay It bn^k In monthly Installments of $7 50 on each thousand born »••<! For pro*pe< tu* an ! plans of our proposltlos. call on or write J. St Jullen Yates. .State Anont. 321 Austell Bids-. At lanta.* Ga. Bell phone 2653-J. Atlauta phone 1918. Truthful Hutfling Agents Wanted in Evtry County in the State