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THE ATLANTA GEORGIAN.
FOUR
GOOD THINGS
IN ONE CONTRACT!
Policies in
The Pacific Mutual
Life Insurance
Company
of California
PROVIDE
1. A CASH INCOME if you are
dliabled by accident.
2. A CASH INCOME If you are
disabled by disease.
3. A CASH INCOME If you
become totally and perma
nently disabled.
4. A CASH INCOME for your
family In case of your death.
ALL GUARANTEED.
ONE CONTRACT,
ONE PREMIUM,
FOUR BENEFITS.
WHAT OTHER FORMS
of life Insurance do In per*, this
does completely. It protects you
while you protect others.
Ask for rates, giving your age
and occupation.
J. CLEMENTS SHAFER,
MANAGER,
413-14 Peters Building,
ATLANTA, GA.
BIG SALVAGE COMPANY
WILL OPENJP HEBE
George W. Campbell, of Rome, to
Have Charge of South
ern States.
H. H. HALE.
The Raymond Plano—high grade,
low cost Satisfaction guaranteed
Write ua for Information. We can
furnish you with the proper lnstro
ment.
H. H. HALE,
Maristta Street, Opp. Gat and Elec-
trie Building.
Limn. Laths
and Shingles
Carloads and
dray loads.
Carolina Port,
land Cement
Co. Bell phone
153, Atlanta,
409, Atlanta,
Ga.
AWNINGS
TENTS
UPHOLSTERY
AVAIER A VOLBERG
130 Bo. rorsyth SL
Polished Plate Glass for stores.
Polished Plate Glaaa for reatdencea.
Polished Plate Glass for show cases.
Largest stock of Plate Glass tn the
South. ,
P. J. COOLEDGE & BRO.,
v 12 N. Forsyth St
A Kltutlllc trntmnl lot
Whiikty, Oplam, U#r.
pbiat, Cacalnt, Cblaral,
Tabatta a ad Meuraslbt•
nla of Nem CihamtlM.
The Only Ketlej Insti-
tutein Georgia.
235 Capitol An., ATLANTA, GA.
L'J J L—L l."!!>Bgg
AGED FARMER LEFT
$54,000 TO NURSE
Br Private Letted Wire.
New York, July ,28.—By the will of
Br njamln Rhoades, a farmer, 7f» years
ol»l, of Hempstead, L. I., $54,000 Ih left
t«J Mist Esther * Marvin, a nurse who
attended him for two months before he
filed.
TRY A WANT AD
IN THE GEORGIAN
The Underwriters' Salvage Company,
of New York, which le an organisation
backed by nearly ona hundred Ore In
auranca companies, for the purpose of
saving and realising upon the wreck
age from Aren, will ehortly open an of
fice In ^Atlanta and eelect a board of
directors for the Southern states from
among the representative underwriters
of this section, which will have full
charge and direction of Its affairs In
the territory under the Jurisdiction of
the Atlanta office.
George W. Campbell, a well-known
business jnan of Rome, Ga. who has In
the past had much experience In the
appraisal line, has been Selected as
Southern general agent of the company,
and la now In Atlanta completing ar
rangements to opan an office here. He
will have quite a force of men work
ing directly under him, and It le pos
sible that several branch offices or
warehouses will be established, where
spoiled goods will be overhauled for
the material that Is In them.
The,Underwriters' Salvage Company
was organised to assist the companies
In settling losses by making invento
ries, checking and appraising stocks,
taking charge of damaged goods, re
moving and overhauling them pending
adjustments, tn order to save greater
loss, which often happens by delay In
such matters. It Is often able to facil
itate settlements by advancements of
money when stock Is tn excess of In
surance and affords also a quick mar
ket for damaged gopds. The company
now has a large plant at Boston. Mass.,
and big warerooms In New York city,
with over 10,000 feet of floor space and
special drying apparatus.
OME STATE MUTUAL
AGENTS TO ORGANIZE
A movement, which Is said to have
originated at Atlanta, Is now on foot.
It Is stated, for_ the formation of a
state society of'the Ilfs Insurance
agents belonging to the forces of the
State Mutual Life Insurance Company,
of Rome, one of the most progressive
companies now doing business In the
South. The company has several hun
dred representatives In all parts of the
state. The Alabama agents of the com
pany at a meeting last week formed
a state organization, which will meet
as a body several times a year for
social and business advancement of
their common Interests. At the ban
quet following the meeting which was
held at Birmingham President Porter,
of the company, was the guest of honor
and several other officers of the com
pany were present
NE W RAIL WA Y FOLLO WS
BED OF DESERTED ROAD
0“
v - x of
VER the original roadbed of one
America a party of engineers
the first railways built tn
and a force of laborers sre grading tbs
way lor a modern railroad. Inciden
tally, they expect to provide railway
t ran* port at Ion to one of the beet har
bors on the gulf coast and to bring to
life a eummer reeort which flourished
and died generations ago.
On the southern coast of Florida, al
most due south of Atlanta and but a
short distance from the Apalachicola
rlvsr. Is St. Josephs bay, a body of
■alt voter landlocked by a long pro
tecting arm. safe from storm at sea
and deep enough to float modem ships
of commerce. No railroad touches the
bay today. There was one seventy
years sgo, but nothing remains of It
but fragments of rotted.ties and occa
sional strips of ths thin Iron platw
used as the rail of the period. The
great railway systems have overlooked
the Importance of the bay, but a St.
Louis syndicate has grasped the oppor
tunity and la building to the' deep
water port.
The Apalachicola Northern le the
name of the new road and the Moray
Engineering and Construction Com
pany la at work, grading the right-of-
way. Three-fourths of this work is
completed and track-laying will follow
rapidly. The road will be open for
traffic by January 1 of next year. Rich
ard Morey, a young engineer and con
tractor, la supervising the work. He
Is president of the company and E. A.
Faulhaber, another young man, but ex
perienced In railroad finance. Is vice-
president A wealthy St. Louis eorpo
ration la paying the bills.
One of First Railroads.
Probably not ona railroad man In a
hundred remembers that one of the
first railroads built In the United
States, tha aecond In the Sotdh, was
the St. Joseph, built In lift from SL
Joseph to Iola, a point on the Apa
lachicola river. The roed was about
thlrty-flve miles long and the track
was bsallt of thin Iron strips nailed to
the top of wooden stringers. It was n
construction which would be laughed
at today, but It served for the light
equipment of the time.
In those days the Chattahoochee and
Apalachicola rivers wars the outlet for
Georgia cotton, floated down the riv
er* to the gulf. The port at She mouth
of the river was not deep enough for
large vessels, and freights were light
ered out to sea by small boats, a te
dious process. But Just west lay St.
Josophs bay, and soma pioneer cap
tain of Industry conceived the Idea of
utilizing the new steam railroad, then
In Its Infancy. Materials were brought
round by ship, the road was built and
a puffing little locomotive drew the cot
ton of Georgia from the river to the
bay, where ships from the gulf rode
at anchor In a deep harbor.
The road did a thriving business for
while, but other railroads sprung
up In northern Georgia and the cotton
trade was diverted In another direc
tion. Exports from St. Joseph dimin
ished and the little road was aban
doned. The engineers of today are
laying their roadbed over miles of
ady gi.uli'd i lx lit -of-way, digging up
III i"--ing nuliie tha half-burled frag
ent» of that i loneer road. Grim
trees hare gr.mii between the rraestlea
In many places all
f seventy years ugo
of the old rot
traces of the
la obliterated
Famous Summsr Resort.
And not only St. Joseph, tha bay. but
St. Joseph, the town, may sprfhg Into
new Ilfs whan tin- (run wand of Indus
try waves over It. More than half
century ago "SL Jo”—as the town wa*
called—was a noted watering place.
Hundreds of wealthy planters found
their way to the coast for the heated
months. Summer homes sprung up,
there wes a hotel ns famous In Its day
As "Old White" In Virginia was to the
planters of that section. There was a
splendid beach beyond tha point, theta
waa mint to be had In plenty, and thre
Was never a lack of society. But St.
Joseph fell Into disrepute In later years.
The painters boarded the new steam
cars for other resorts. The town be
cams noted aa tha haunt of gamblers
and gained the reputation of being tha
"toughest place In the South." The
fact that It waa the scene of the first
constitutions! convention held in Flor
Ida did not redeem It.
The town of "SL Jo" has vanished
with Jha planters and the railroad and
only a few cabins mark the scene of
former gayety. lint with the coming
of the railroad It Is hoped to restore,
the resort to something of Its old-time
fame. The beach and the surf are
still there—the brasses are as fresh
and tha water aa clear aa fifty years
ago.
That tha new railroad may become
an Important factor In transportation
to tha gulf can be refdlly seen by a
study of the map. It extends from
St. Joseph through tha city of A pa
lachlcola tn River Junction, a distance
of about 100 miles. At River Junction
are terminals of the Atlantic Coast
Line, the Seaboard Air Line end the
Louisville and NaahYllle railways and
the new Apalachicola Northern railroad
will furnish an Independent outlet for
these systems to A natural harbor of
splendid advantages. The construction
of tha Panama canal has brought
new Importance to porta on tha gulf,
and tha promoters of the road atata
that St. Joseph la the nearest port tn
the renal. It Ilea directly north of
Panama.
St. Josephs bay la about alx mils*
wide and twenty miles long. Its depth
In about forty fast, while a vessel draw.
Ing twenty-fdur feet may pass aver the
bar, at high tide. No streams flow Into
the bay and no sediment from tha up
lands Is deposited In the bay to render
constant dredging necessary.
Tha new road paaaes through a sec
tion wealthy In virgin pine. The tlm
her has been scarcely touched, Its dis
tance from transportation facilities
protecting It. Tha company controlling
the road has acquired several hundred
thousand arras of these timber lands.
"The road la being built as an Inde
pendent project,’’ said Mr. Faulhaber.
n discussing his plans. "It Is not a |
part of any other system and Is not be-
ng built at tha direction of any other
system. Of course I cannot say whsthsr
or not some other road will eventually
purchase It. It Is a valuable piece of |
property."
INSURANCE
PERSONALS
lightning lowers bell
FROM CHURCH STEEPLE.
Special to The Georgian.
Sparks, Ga., July 28.—During a rain
"torm that passed over Sparks yester
day afternoon lightning struck the
["reple of the Methodist church, tear
ing off all the roof of the steeple,
splintering the frame and letting the
nctl fall to the ceiling below.
Manager B. L. Durwtll, of the Life In.
suranee Company, of Virginia, who has one
of the setlrii aggregations of agents In
The entertainment
a most pleasant
r vn-' “ *“-*■
r -t ■
spread by the boat.
Cliff C. Hatcher, president of the C. C.
Hatcher Insurance agency, left this week
for on rxtrnslre trip to New England,
where he will visit the home offices of
several of the com|*nlea represented In hts
ogency. which bae grown so rapidly as
to be now recognised ns, perhaps, the first
In the city. Mr. Hntcher will also visit
the home office of the United Htates Cas
ualty Company, of NSw oYrk, of which ha
is general agent.
Special Agent Olln L Pattlllo, of the
American Fire Insurance Company. of
Newark, spent the week In Asheville and
other North Carolina points
General Agent Cobb Whltner, of the Sun
teurauce - Company, of New Orleans, re
..inieii to Atlsutn this week from s trip tr
the Crescent City, where he wss In eon
ference with the officers of his company
on inntters of business.
Special Agent Mac Roberts, of the I/m
don nml Lancashire and Orient Insurance
companies, Is spending a two weeka' vacs,
lion In Atlanta.
C. 8. Mathews, of the Msthewe * Hill
ugency, returned 'this week from a mouth's
camping trip through the mountains of
North Carolina. He wss nccompsuled by
• ®n»d It In
lea by easy
Special Agent E. T. Gentry, of the At-
Innin-Illrnilugham Ineurance Company, this
week tendered bis resignation, to become
special agent of the new Fidelity Fire
Insurance Company, of New York, which
has been nrgsulscil by Interests allied
with the Continent! Fire, of that city.
The Fidelity wss this wtek admitted
Georgia by Comptroller General W.
Wright, nod will die planted here, as well
as In nil the other states In the Booth. Mr.
Gentry has lieen mskln-
mlughsm. but will pro
hints and make this
ters.
FROST INSURANCE
MAY BE INTRODUCED
examiner s desk In the
era and British American, under Manager
George J. I tester, left yesterday for -
If You Will See
that this seal Is on every roll of
Roofing you buyr WE will sea that
you get value received for youj.
money.
VULCANITE ROOFING Is a par-
manent roofing, and not a make
shift. It Is put up ona square to tbs
roll; easily applied, and la recom
mended by the National Board of
Underwriters and Southeastern
Tariff Association. Taka head, you
need ouf roofing and - wa need your
patronage. "You can put it on."
ATLANTA SUPPLY CO., Sole State Agents,
ATLANTA, GA.
C *- mi. SatrHarj,
***$&l of
20 and 31 South Forsyth Strwt
*- C SmxfllLD. htWnf.
A form of Insurance which la found
very helpful In soma parts of Europe,
and which, If Introduced Into Georgia,
would be of great benefit to fanners,
Is frost Insurance. One French com
pany does a tremendous business In
Ibis line, end has branches In Ger
many, Austria, Italy, Hungary, Spain,
Holland and Belgium. It losuros all
k'lida of crops and tha premiums vnty
In accordance with tha meteorological
conditions which prevail In the country
where the Insurance Is placed.
Crops of all kinds may be protected
by this form of Indemnity, although
whan a crop la written up It la never
Insured to tha full extant of Its value,
aa la the case In some clnasaa of flru
Insurance. Tha farmer him/elf cintf-
quently has to bear some pert of tha
loss. This Insurance la mostly used to
protect fruit crops and the morn deli
cate kinds of products. In Franoe tha
vineyards often suffer heavily from lata
freeses, and It la there that the com
pany does tha most of Its business. An
effort has been made to gat this com
pany to operate In Brazil, where the
coffee crops sometimes suffer from bad
weather. It has bean suggested that
some form of Insurance similar to this
might be used to protect the cotton
planters from loss through the boll
weevil and other damages, but to be
f iractlrable It would have to be put
nto operation over practically all the
cotton growing states.
INSURANCE SOLICITORS
MAY BE TAXED $2001
Atlanta local agents are vitally In
terested In tha probable decision of tho
tax board next week, aa to whether so
licitors of ths various kinds of Insur
ance are to be classed aa brokers and
taxed accordingly with tha fee of 8200
required under the city tax ordinance.
A broker In the common Insurance un
derstanding of ths tsrm Is one who
undertakes to place all tha Inaurnnco
In the control of one man, whether Are,
Ilfs or accldsnL for that person under a
special agreement that ho will gel It ns
cheaply as possible, and who receives
his compensation from the parson for
whom tha Insurance la placed In addi
tion to a small* percentage from the
company.
On the other hand, all tha solicitors
operating at present In Atlanta, do so
under a special arrangement with some
one local agent, who. In his turn, pays
the taxes on each business according
to tha amount of premium end In ad
dition pays his own license fee for
operating si an agent.
~ ' claimed that to tax tha a
____ _ turn would be to Inflict an oner
ous double taxation, which would In
Jura tha business, besides compelling
many worthy persona who make a liv
ing by soliciting to give up tbla means
of livelihood, as they wouia not bo able
to pay the required 1300. There are In
Atlanta, In addition, a number of self-
supporting woman who make a living
In this way, soma with children ant
others dependant upon them, and to
these It would work a vary great bard
ship.
Judge Walter Ormond, who disappeared
mjstertously from aboard the steamer Kar
•as City, tba past week, while on a trip I
New York, carried Insurance upon bis Hi
ss follows; Union Central Ufa 8L600. Fra
ternal Union of America 8LX0. Umptoyrrs
Liability 86.000 double Indemnity accident
Insurance. As Is usual In sack eases, ths
companies require affldarlta front “
friends who were with him, a
and will
the claims after s reasonable time K
tiapMd to allow of no possible doubt of bis
sn Indemnity Iwnd from the estate In order
In the return of the assured.
North American Ac
SW'
nghatn, Ala.,
, _ ____ The Br
be known as L'onwny k Taylor, n
have offices at the o|,l stand In tha I
Hal tmllding. Ur. Taylor la an espe
Itondlng ntsn, and tha cotnWaatlo
particularly strong one. Mr. Conway
dltton to hla underwriting ability,
amateur actor of ability.
The Fireman's Fund Insurance eorp
of California was tbla week Urease*
business la Georgia. It la repeat
a by Edgar Ihtnlap k Co., w
wrote for tha Flramaa'a Fond
anee Company, all of whose llaMlltl*
been assume,! by the new eorporatln
the Han Franrlaco conflagration. The new
tha course of which he asld.
"It la not the lack of laws which gives
rise tn corruption and Iniquity In tha ad.
and discharge on the par - - ______
with tba duties of administration, of 7he
obligations renting anon them; and on tha
part of tha Interests,! public. IntalUgant
comprehearten of tba dories over It and
also Intelligent and efficient enforeemei
of tha discharge of these duties. Bat L_
Kipling nays: That Is another story.' For
the matter In hand. I aea no recap,
the conclusion that however daalrahlr.
rral control of life Insurance ta ltn|>osalhU,
without an effMsnt i
■Illation of the Unit,
The National Board of Fire Underwriters
as named with high favor tha form of
taolloe engines known ns the Coofe-Jeffry
machine, mans fact a red by (be Ubnenls
Supply Company of Atlaala., It haa lieen
-"red first on the list no being the least
tr* of any machine of Its class
John II. Gilbert, tho well known Atlanta
authority on Insurance law. delivered before
"reorgU Bar Assortstlae at Its recast
a at Warm Springs a wHI-arodted ex-
poaltien of federal control of iasomaet, In
Ona of tha descendant! of tha Rldda of
"Torus ltootie" fame has Juat died in
Somersetshire. England, at the age of SO.
Like hla ancestor, John, ha waa a
of gnat physical strength.
pCg
’Phone gi p
Bell p
4927, M “
Main. c
WE TAKE |g| 11
YOUR WANT \m £
ADS. 8$ ««
|Pfrfl ta
DOWMAN-DOZIER MFG. CO.
Manufacturers of
Fire-Proof Windows, Doors, Cornices,
Skylights, Crestings, Finials,
Dixie Ventilators.
Contractors for All Kinds of Sheet
Metal Work.
20-22 Trinity Ave. Both Phones 525.
Our Specialty is dimension lumber
for largo buildings.
DAVID T. CROCKETT & CO.
Wholesale Dealers
LUMBER, LATHS AND SHINGLES
605 4th National Bunk Bldg.
Phone 202. Atlanta, Oa.
. B. L. WILL INGHAM, H. H. TIFT,
President. Vlca-Pres.
W. B. WILLINGHAM,
Seo'y and Traas.
WILLINGHAM-TIFT
LUMBER COMPANY
Rough and Dri—d Lumlffr. SMh, Doors, Bands. pulldora*
M
Bn
fl Lumbar. 8* lb, Door», nil
Hard war*.
it. Taka Gait Point or
UrToIri Crowing n Law
i 88 wwt; Atlanta rboat TIL
0. A. GOUGE.
83 N. Pryor St.
Tin .*nd Sheet Metal Worker. If it’s
made of metal, see me.
BELL PHONE 1443.
W. R. JONES.
Practical Slate Roofer.
And Dealer in
All Kinds of Roofing Material.
16 Waverly Place.
WE SELL MANTELS,
TILES AND GRATES
Cheaper Than Any other Concern.
J. E. HUNNICUTT & CO.
56 Peachtree St.
HUNNIOUTT & TURNER.
PLUMBING & HEATING.'
Estimates on Short Notice.
105 N. Pryor St.
Phones 1066.
:
Ball Phone 3315 J. Atlanta Phono 1968.
G W. HAYNES,
Interior and Exterior
HOUSE PAINTER
Wall Tinting and Graining.
Office and Shop 69 1-2 Ivy Street.
ATLANTA. OA.
WM. WILSON.
Paint and Decorative Contractor.
Large Contracts a ■Specialty.
Contracts executed anywhere. Surety
bond.
39 8. Forsyth St. Atlanta, Ga. Both Phonas.
HAHR-DAVIS LUMBER CO.
PLANING MILL8, OFFICE AND YARDS: 333 TO
339 DECATUR STREET.
Rough and Dreasad Lumbar. 8hlnglea, Laths,
Sash, Doors, Blinds and nailiasa' Baldwin
Our saw mill Interests In Tirt County, Ga.. af
ford ui facilities to give prompt service sad nt th„
lowest prices. Dimension timbers a specialty.
Both Phones 3735.
Atlanta Phono 843.
Bell Phone 3277 L.
P. O. Box 113.
Bell Phone 3585 J. Atlanta Phone 1985.
• FRIDDELL BROS.
Painters, Decorators and Interior Fin-
ishers.
Interior Wall Tinting and Painting a
Specialty.
(5ut of town work given carefnl atten
tion. 69 Ivy Street.
MONORIEF FURNACE CO.
103 S. Forsyth St.
Heating Plans and Estimates Free.
The place to get your furnace. They
Install the best for any 1dnd of fuel in
residences, schools and churches.
Both Phones.
All Kinds of Building Material. Got
Prices From
AIiEXANDEIt LUMBER AND MANUFAC
TURING COMPANY.
Factory and Yards, cornsr South Pryor and South
ern Railway. Phonu 3154. City office. ( North Fpr-
syth, Austell Building. Atlanta phone 400. n#ll 808.
ATLANTA
STRUCTURAL STEEL CO
1020 Fourth National Bank Bldg.
Atlanta, Ga.
EallmaUa furnished on all kinds of structural steal
shapes. Prompt shipments from stock. •
Phones, Bell and Main 4488.
LIME, CEMENT.
Plaster, Sewer Pipe and other Build
ers* Supplies Low prices and quick de
liveries.
SCIPLE SONS.
33 N. Broad St Atlanta.
TOMLINSON & DIDSCHUNEIT,
Contracting Painters.
Out of. Town Work a Specialty.
Bell Phono 1451L. 79 N. Pryor Street.
„ Atlanta, Georgia.
WOODWARD LUMBER CO.
Hardwood Interior Finish Si Mantels,
Doors, Sash Sc Blinds
Send Your Plans for Estimates.
Atlanta, . Georgia.
WOOD FIBER WALL PLASTER.
The original product, and the only
plaster manufactured in Atlanta. Can
bo put on at aa low cost as the lower
grade substitutes that have come into
the market. We can readily show this,
so do not be misled.
GEOrOIA WOOD FIBER
PLASTER COMPANY.
Whitehall St. & Cent. R. R. Phone 1152.
-
Dixie
f THe and
Cement
Works
TILE WALKS,
CEMENT STEPS
AND FLOORS.
Mi'll I’limii' 145 West,
538 Whitehall Street.
ALTA14TA PAINT COMPANY,
200 PEOPLE’S BUILDING
_ PHONES 4210
high grade paints,
Lst us estlma
Guaranteed,
ROOFING, ROOF PAINTS
nafa your work. Union Libor, Work
LIGHTNING KILLS
SPARTA NEGRESS
metal ta Tbs Georgias.
Sparta, Oa., July 88.—Yeaterday
•enlng about dark lightning atruc
nement honaa on tha J. T. B.
antation, a abort dlatance oat of
jarte. In which Henry Johnson,
'gro cropper on tha place, lived. II
es reining and the six members of
a family ware In tha bouse. Belli#
STABBED ON A TRAIN.
Wire.
July 28.—While *n-
We Are Closing Out Our Entire Stock
Of lummir shots at rtmarkabl/ low price*, splendid bargains.
Ou'- repair departr- ent it unexcelled. Give ue a call and you will
find that wa will sava you monoy.
CARHART SHOE MANUFACTURING CO.,
Bell 'Phone IS55. II VIADUCT PLACR.
Are You Still Paying Rent? If so, I am Surprised!
Rent Receipts Remind me of Money
Thrown Away.
Do you know that the Standard Real Estate Loan Company of Wash-
fngton. D. C.. will aatl you • home-purchasing contract whereby you
eon buy or build a home anywhere In the united Big tee end pay for
it In monthly peymente for less than you *re now paving rent* They
will lend, you from 11,800 to 55,000 at 5 per cent, simple Internet, al
lowing you to pay It back la monthly Innlallmcnts of *7.5j on each
thousand borrowed. Fir protpectin and pinna of our proposition.
Cell OD or write J. SL Jullen Yates, .State Agent. 321 Austell Hldg.. At
lanta, Ga. Dell phone 2C33-J. Atlanta phono 191$.
Truthful Huttling J genii Winted in Every County In the Side