About The champion newspaper. (Decatur, GA) 19??-current | View Entire Issue (April 2, 2015)
www.championnewspaper.com The Champion Legal Sec ion, Thursday, April 2, 2015 Page 39C 2006-CW2 as agent and Attorney in Fact for Gene P. Crawford Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1012-661646A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. ++1012-661646A CRAW- FORD++ 420-367900 3/12,3/19,3/26,4/2WG NOTICE OF SALE UNDER POWER DEKALB COUNTY Pursuant to the Power of Sale con tained in a Security Deed given by Anquinette Jones and Harvey L. Jones to Chase Manhattan Mort gage Corporation dated 11/19/2001 and recorded in Deed Book 12723 Page 741, DeKalb County, Georgia records; as last transferred to or ac quired by Wells Fargo Bank, Nation al Association as Trustee for Reper forming Loan REMIC Trust, Series 2002-2, conveying the after-de scribed property to secure a Note in the original principal amount of $ 146,261.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Georgia, within the legal hours of sale on April 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 159 of the 16th District, of DeKalb County, Georgia, being Lot 12, Block A, Greystone Subdivision, Unit II, as per plat recor ded in Plat Book 105, Pages 30 and 31, DeKalb County, Georgia Re cords, which description is incorpor ated herein by reference thereto. The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attor ney’s fees having been given). Said property is commonly known as 990 Palmera Road, Lithonia, GA 30058 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and be lief of the undersigned, the party (or parties) in possession of the subject property is (are): Harvey L. Jones and Anquinette Jones or tenant or tenants. JPMorgan Chase Bank, NA is the en tity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. JPMorgan Chase Bank, NA Homeowner's Assistance Department 3415 Vision Drive Columbus, Ohio 43219 1-866-550-5705 Note, however, that such entity or in dividual is not required by law to ne gotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemption of any tax ing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, en cumbrances, zoning ordinances, re strictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursu ant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, National Associ ation as Trustee for Reperforming Loan REMIC Trust, Series 2002-2 as agent and Attorney in Fact for An quinette Jones and Harvey L. Jones Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1031-73927A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. ++1031-73927A JONES++ 420-367901 3/12,3/19,3/26,4/2WG NOTICE OF SALE UNDER POWER DEKALB COUNTY Pursuant to the Power of Sale con tained in a Security Deed given by Tara Smith to Mortgage Electronic Registration Systems, Inc., as nomin ee for Home Loan Center, Inc., dba Lending Tree Loans dated 12/9/2006 and recorded in Deed Book 19663 Page 317, DeKalb County, Georgia records; as last transferred to or ac quired by Federal National Mortgage Association (“Fannie Mae”), a corpor ation organized and existing under the laws of the United States of America, conveying the after-de scribed property to secure a Note in the original principal amount of $ 146,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Georgia, within the legal hours of sale on April 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 14 OF THE 16TH DISTRICT, OF DEKALB COUNTY, GEORGIA, AND BEING LOT 369, BLOCK A OF BURLINGTON, AS PER PLAT RE CORDED IN PLAT BOOK 126, PAGE 65-70 OF DEKALB COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF REFER ENCE. The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attor ney’s fees having been given). Said property is commonly known as 4810 Hodgdon Corners Cove, Lithonia, GA 30038 together with all fixtures and personal property at tached to and constituting a part of said property, if any. To the best knowledge and belief of the under signed, the party (or parties) in pos session of the subject property is (are): Tara Smith or tenant or ten ants. Seterus, Inc. is the entity or individu al designated who shall have full au thority to negotiate, amend and modi fy all terms of the mortgage. Seterus, Inc. Loss Mitigation PO Box 4121 Beaverton, OR 970764121 866.570.5277 Note, however, that such entity or in dividual is not required by law to ne gotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemption of any tax ing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, en cumbrances, zoning ordinances, re strictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursu ant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Federal National Mortgage Associ ation (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America as agent and Attorney in Fact for Tara Smith Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1168-2547A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. ++1168-2547A SMITH++ 420-367910 3/12,3/19,3/26,4/2WG NOTICE OF SALE UNDER POWER DEKALB COUNTY Pursuant to the Power of Sale con tained in a Security Deed given by Ernesto Smith and Kim Smith to Mortgage Electronic Registration Systems, Inc., as nominee for Allied Mortgage Capital Corporation dated 7/25/2002 and recorded in Deed Book 13778 Page 421, DeKalb County, Georgia records; as last transferred to or acquired by Citimort- gage, Inc., conveying the after-de scribed property to secure a Note in the original principal amount of $ 177,320.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Georgia, within the legal hours of sale on April 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 231 OF THE 16TH DISTRICT OF DEKALB COUNTY, GEORGIA, BEING LOT 1A, SIERRA RIDGE SUBDIVISION, AS PER PLAT RE CORDED IN BOOK 95, PAGE 94. DEKALB COUNTY RECORDS, WHICH IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DE SCRIPTION. The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attor ney’s fees having been given). Said property is commonly known as 8096 Mohagany Lane, Lithonia, GA 30058 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and be lief of the undersigned, the party (or parties) in possession of the subject property is (are): Ernesto Smith and Kim Smith or tenant or tenants. CitiMortgage, Inc. is the entity or indi vidual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. CitiMortgage, Inc. 1000 Technology Drive O'Fallon MO, 63368 866-272-4749 Note, however, that such entity or in dividual is not required by law to ne gotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemption of any tax ing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, en cumbrances, zoning ordinances, re strictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursu ant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Citimortgage, Inc. as agent and Attor ney in Fact for Ernesto Smith and Kim Smith Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1148-1701A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. ++1148-1701A SMITH++ 420-367911 3/12,3/19,3/26,4/2WG NOTICE OF SALE UNDER POWER DEKALB COUNTY Pursuant to the Power of Sale con tained in a Security Deed given by Michael L. Eley to Mortgage Elec tronic Registration Systems, Inc. as nominee for AHM Mortgage dated 4/16/2007 and recorded in Deed Book 19880 Page 754, DeKalb County, Georgia records; as last transferred to or acquired by Federal National Mortgage Association (“Fan nie Mae”), a corporation organized and existing under the laws of the United States of America, conveying the after-described property to se cure a Note in the original principal amount of $ 113,000.00, with in terest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Georgia, within the legal hours of sale on April 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following de scribed property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 61 OF THE 16TH DISTRICT, DEKALB COUNTY, GEORGIA AND BEING KNOWN AS LOT NUMBER 34, BLOCK B OF THE STONE- LEIGH FOREST SUBDIVISION, AS PER PLAT OF SURVEY RECOR DED IN PLAT BOOK 91, PAGE 112, DEKALB COUNTY, GEORGIA RE CORDS; WHICH PLAT IS INCOR PORATED HEREIN BY REFER ENCE AND MADE A PART OF THIS DESCRIPTION, BEING KNOWN AS 5634 TURNBRIDGE WELLS COURT, LITHONIA GEORGIA 30058. The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attor ney’s fees having been given). Said property is commonly known as 5634 Tunbridge Wells Court, Lithonia, GA 30058 together with all fixtures and personal property at tached to and constituting a part of said property, if any. To the best knowledge and belief of the under signed, the party (or parties) in pos session of the subject property is (are): Michael L. Eley or tenant or tenants. Seterus, Inc. is the entity or individu al designated who shall have full au thority to negotiate, amend and modi fy all terms of the mortgage. Seterus, Inc. Loss Mitigation PO Box 4121 Beaverton, OR 970764121 866.570.5277 Note, however, that such entity or in dividual is not required by law to ne gotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemption of any tax ing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, en cumbrances, zoning ordinances, re strictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursu ant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Federal National Mortgage Associ ation (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America as agent and Attorney in Fact for Mi chael L. Eley Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1168-2583A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. ++1168-2583A ELEY++ 420-367912 3/12,3/19,3/26,4/2WG NOTICE OF SALE UNDER POWER DEKALB COUNTY Pursuant to the Power of Sale con tained in a Security Deed given by Eric A West to Mortgage Electronic Registration Systems Inc. as nomin ee for Home America Mortgage, Inc. dated 4/7/2006 and recorded in Deed Book 18653 Page 504, DeKalb County, Georgia records; as last transferred to or acquired by U.S. Bank National Association, as Trust ee for TBW Mortgage-Backed Pass- Through Certificates, Series 2006-3, conveying the after-described prop erty to secure a Note in the original principal amount of $ 101,950.00, with interest at the rate specified therein, there will be sold by the un dersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Georgia, within the legal hours of sale on April 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 26, 16th Dis trict of DeKalb County, Georgia, be ing Lot 4, Block A, Unit 1, English Oaks Subdivision, according to plat recorded at Plat Book 83, Page 51, as revised in Plat Book 88, Page 22, DeKalb County Records, which plat is hereby referred to and made a part of this description, being known as 2239 Hampton Drive according to the present system of numbering houses in DeKalb County. The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attor ney’s fees having been given). Said property is commonly known as 2239 Hampton Dr, Decatur, GA 30035 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and be lief of the undersigned, the party (or parties) in possession of the subject property is (are): Eric West or tenant or tenants. Ocwen Loan Servicing, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Ocwen Loan Servicing, LLC Foreclosure Loss Mitigation 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 1-877-596-8580 Note, however, that such entity or in dividual is not required by law to ne gotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemption of any tax ing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, en cumbrances, zoning ordinances, re strictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursu ant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. U.S. Bank National Association, as Trustee for TBW Mortgage-Backed Pass-Through Certificates, Series 2006-3 as agent and Attorney in Fact for Eric A West Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1017-658911A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. ++1017-658911A WEST++ 420-367913 3/12,3/19,3/26,4/2WG NOTICE OF SALE UNDER POWER DEKALB COUNTY Pursuant to the Power of Sale con tained in a Security Deed given by Myrnell L. Martin to Wells Fargo Bank, NA dated 9/28/2009 and recor ded in Deed Book 21676 Page 147, DeKalb County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 86,574.00, with interest at the rate specified therein, there will be sold by the undersigned at public out cry to the highest bidder for cash be fore the Courthouse door of DeKalb County, Georgia, within the legal hours of sale on April 07, 2015 (be ing the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in land Lot 71 and 72 of the 15th District, DeKalb County, Georgia, being Building #4, Waldrop Place, Unit #4301, of Waldrop Park Condominium, as per plat recorded in Plat Book 148, page 11-15. Subject to that certain Declaration of Con dominium for Waldrop Park Con dominium, recorded in Deed Book 16160, Page 624., and ET. Eq„ aforesaid records, which declaration may be amended from time to time and which terms and conditions are incorporated herein. The debt secured by said Security Deed has been and is hereby de clared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attor ney’s fees having been given). Said property is commonly known as 4301 Waldrop Place, Decatur, GA 30034 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and be lief of the undersigned, the party (or parties) in possession of the subject property is (are): Myrnell L. Martin or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or in dividual is not required by law to ne gotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemption of any tax ing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, en cumbrances, zoning ordinances, re strictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursu ant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Myrnell L. Martin Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667507246A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. ++1000-667507246A MAR- TIN++ 420-367933 3/12,3/19,3/26,4/2WG NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT STATE OF GEORGIA COUNTY OF DEKALB Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Linda Hepson-Le- fevre and Kevin Lefevre to Georgia Telco Credit Union in the original principal amount of $150,000.00 dated 06/27/2005, and recorded in Deed Book 17602, page 589, DeKalb County records, the undersigned will sell at public outcry to the highest bidder for cash before the Court house door in said County, during the legal hours of sale, on the first Tues day of April, 2015 by Georgia's Own Credit Union f/k/a Georgia Telco Credit Union, as Attorney-in-Fact for Linda Hepson-Lefevre and Kevin Le fevre the following described prop erty: All that tract or parcel of land lying and being in Land Lot 72 of the 16th District, DeKalb County, Georgia, be ing Lot 87 of Shirewick Subdivision, as per plat recorded in Plat Book 103, Pages 50-52, DeKalb County, Georgia records, which plat is incor porated herein by reference and made a part hereof. Property known as: 2522 Willenhall Way, Lithonia, GA 30058 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the in debtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (no tice having been given as provided by law). The property will be sold as the prop erty of Linda Hepson-Lefevre and Kevin Lefevre subject to the follow ing: (1) all prior restrictive covenants, easements, rights-of-way or encum brances; (2) all valid zoning ordin ances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) mat ters of record superior to the security deed first set out above. Georgia's Own Credit Union f/k/a Georgia Telco Credit Union is the as signee and holder of the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned in debtedness is: Cenlar FSB 425 Phillips Blvd Ewing, NJ 08618 PH: 877-909-9416 Please note that, pursuant to O.C.G.A. Section 44-14-162.2, you are not entitled by law to an amend ment or modification of the terms of your loan. To the best of the undersigned's knowledge and belief, the party in possession is Linda Hepson-Lefevre and Kevin Lefevre. Georgia's Own Credit Union f/k/a Georgia Telco Credit Union, as Attor- ney-in-fact for Linda Hepson-Lefevre and Kevin Lefevre.
