The champion newspaper. (Decatur, GA) 19??-current, December 19, 2019, Image 45

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The champion newspaper., December 19, 2019, Image 45

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Newspaper Page TextTHE CHAMPION LEGAL SECTION, THURSDAY, DECEMBER 19 - 25, 2019 PAGE 44 sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Please note that, pursuant to O.C.G.A. § 44-14-162.2, you are not entitled by law to an amendment or modification of the terms of your loan. The en tity having full authority to ne gotiate, amend or modify all terms of the loan (although not required by law to do so) is: Re verse Mortgage Solutions, Inc., Loss Mitigation Dept., 14405 Walters Road, Suite 200, Hous ton, TX 77014, Telephone Number: 866-503-5559. REVERSE MORTGAGE SOLUTIONS, INC. as Attorney in Fact for INEZ HENDERSON ROBERTS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UN DER FEDERAL LAW. IF SO, ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813- 0992 Case No. ++RMU-19- 05087-4/ROBERTS++ 420-430551 11/21,12/12,12/19 12/26,1/2Jjj NOTICE OF SALE UNDER POWER GEORGIA, DEKALB COUNTY By virtue of a Power of Sale contained in that certain Secur ity Deed from RENEE P. BONDS to MORTGAGE ELEC- TRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR UNITED SECURITY FIN ANCIAL CORPORATION, dated September 19, 2018, re corded September 20, 2018, in Deed Book 27155, Page 636 , DeKalb County, Georgia Re cords, said Security Deed hav ing been given to secure a Note of even date in the origin al principal amount of Two Hun dred Thirty Thousand Six Hun dred Forty-Four and 00/100 dollars ($230,644.00), with in terest thereon as provided for therein, said Security Deed having been last sold, as signed and transferred to UNITED SECURITY FINAN CIAL CORP., there will be sold at public outcry to the highest bidder for cash at the DeKalb County Courthouse, within the legal hours of sale on the first Tuesday In January, 2020, all property described in said Se curity Deed including but not limited to the following de scribed property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 219 OF THE 15TH DISTRICT, DEKALB COUNTY, GEORGIA, BEING LOT 1, BLOCK A, MIDCO SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 19, PAGE 89, DEKALB COUNTY, GEORGIA RE CORDS, WHICH PLAT IS IN CORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIP TION. Said legal description being controlling, however the prop erty is more commonly known as 3382 LARK LN, DECATUR, GA 30032. The indebtedness secured by said Security Deed has been and is hereby declared due be cause of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (no tice to collect same having been given) and all other pay ments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any rep resentation, warranty or re course against the above- named or the undersigned. The sale will also be subject to the following items which may af fect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an ac curate survey or by an inspec tion of the property; all zoning ordinances; assessments; li ens; encumbrances; restric tions; covenants, and any oth er matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in posses sion of the property is RENEE P. BONDS, or tenants(s). The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Please note that, pursuant to O.C.G.A. § 44-14-162.2, you are not entitled by law to an amendment or modification of the terms of your loan. The en tity having full authority to ne gotiate, amend or modify all terms of the loan (although not required by law to do so) is: ROUNDPOINT MORTGAGE SERVICING CORPORATION, Loss Mitigation Dept., 446 Wrenplace Road, Fort Mill, SC 29715, Telephone Number: 877-426-8805. UNITED SECURITY FINAN CIAL CORP. as Attorney in Fact for RENEE P. BONDS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UN DER FEDERAL LAW. IF SO, ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813- 0992 Case No. ++RMS-19- 06355-1/BONDS++ 420-43062311/28,12/5,12/12 12/19,12/26,1/2jj NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF DEKALB Under and by virtue of the power of sale contained with that certain Security Deed dated August 26, 2016, from Ylonda Branae Reynolds to Mortgage Electronic Registra tion Systems, Inc., as nominee for Caliber Home Loans, Inc., recorded on August 31,2016 in Deed Book 25765 at Page 693 Dekalb County, Georgia re cords, having been last sold, assigned, transferred and con veyed to Caliber Home Loans, Inc. by Assignment and said Security Deed having been giv en to secure a note dated Au gust 26, 2016, in the amount of $323,982.00, and said Note be ing in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Dekalb County, Georgia, on January 7, 2020 the following described real property (herein after referred to as the "Prop erty"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE 16TH DISTRICT OF DEKALB COUNTY, GEORGIA, BEING LOT 65 OF RIVER VISTA ESTATES SUBDIVI SION, PHASE 4, AS SHOWN PER PLAT AND RECORDED IN PLAT BOOK 191, PAGE 98, DEKALB COUNTY, GEORGIA RECORDS. The debt secured by the Security Deed and evid enced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the pay ments as required by the terms of the Note. The debt remain ing is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all ex penses of the sale, including at torneys' fees. Notice of inten tion to collect attorneys' fees has been given as provided by law. To the best of the under signed's knowledge, the per son^) in possession of the property is Ylonda Branae Reynolds, Rashawn L. Reyn olds. The property, being com monly known as 4615 River Vista Trail, Ellenwood, GA, 30294 in Dekalb County, will be sold as the property of Ylonda Branae Reynolds, Rashawn L. Reynolds., subject to any out standing ad valorem taxes (in cluding taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be dis closed by accurate survey and inspection thereof, and all as sessments, liens, encum brances, restrictions, coven ants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and tele phone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as fol lows: CALIBER HOME LOANS, 13801 Wireless Way, Ok lahoma City, OK 73134,1-800- 401-6587 . The foregoing not withstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured credit or to negotiate, amend or modi fy the terms of the mortgage in strument. The sale will be con ducted subject (1) to confirma tion that the sale is not prohib ited under U.S. Bankruptcy code and (2) to final confirma tion and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Caliber Home Loans, Inc. as Attorney in Fact for Ylonda Branae Reynolds 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Cory Sims For the Firm THIS FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY IN FORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. ++wc - 19-022129 A- 470763 8/REYNOLDS + + 420-430624 11/28,12/12 12/19,12/26,1/2JJ NOTICE OF FORECLOSURE SALE UNDER POWER DEKALB COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Kitty L, Wenck to Trust Company Mort gage, dated November 26, 1986, and recorded in Deed Book 5670, Page 703, Dekalb County, Georgia Records, sub sequently modified by a Loan Modification Agreement given by assumer of the loan, Karen Bratton, recorded August 4, 2017 in Book 26414, Page 68 in the amount of Fifty-Three Thousand Six Hundred Forty- Two and 78/100 ($53,642.78) Dekalb County, Georgia Re cords, conveying the after-de scribed property to secure a Note in the original principal amount of Sixty-Eight Thou sand Nine Hundred Twenty- Three and 0/100 dollars ($68,923.00), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of Dekalb County, Geor gia, within the legal hours of sale on January 7, 2020, the following described property: Land Lot 1 of the 16th District of DeKalb County Georgia, be ing Lot 33, Brandy Oaks Town- houses, according to plat of same recorded in Plat Book 75, Page 110, DeKalb County Re cords. Also including: Range/oven dishwasher, garbage disposal, vent fan and wall to wall carpet. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Se curity Deed and by law, includ ing attorney’s fees (notice of in tent to collect attorney’s fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: SunTrust Bank they can be contacted at (800) 443-1032 for Loss Mitigation Dept, or by writ ing to 1001 Semmes Avenue, Richmond, Virginia 23222, to discuss possible alternatives to avoid foreclosure. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. To the best knowledge and be lief of the undersigned, the party in possession of the prop- erty is Karen Bratton or tenant(s); and said property is more commonly known as 836 Brandy Oaks Lane, Stone Mountain, GA 30088-2025. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the hold er of the security deed and (3) any right of redemption or oth er lien not extinguished by fore closure. SunTrust Bank as Attorney in Fact for Karen Bratton. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 + + B&S file no.: 14- 17859/WENGK/ BRATTON++ 420-430625 11/28,12/5,12/12 12/19,12/26,1/2jj NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF DeKalb Pursuant to a power of sale contained in a certain security deed executed by Arthur N. Brown, hereinafter referred to as Grantor, to FT Mortgage Companies dba HomeBanc Mortgage Corporation recor ded in Deed Book 10333, be ginning at page 576, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default under the terms of said security deed, and the re lated note, the undersigned at- torney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said se curity deed and note secured thereby) will sell at the usual place of conducting Sheriff's sales in said county within the legal hours of sale, to the highest bidder on the first Tues day in January 2020, all prop erty described in said security deed including but not limited to the following described prop erty: All that tract or parcel of land ly ing and being in Land Lot 119 of the 18th District of DeKalb County, Georgia, and being Lot 12, Block C of Wetherburn Es tates Subdivision, Phase IE, as per plat recorded in Plat Book 77, Page 8, DeKalb County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said legal description being controlling, however, the Prop erty is more commonly known as: 3734 Windsor Circle, Clark- ston, GA 30021 Said property will be sold on an “as-is” basis without any rep resentation, warranty or re course against the above- named or the undersigned. The sale will be subject to the fol lowing items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable); any matters which might be disclosed by an accurate survey and inspection of the property; any assess ments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said Security Deed. The sale will be conduc ted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirma tion and audit of the status of the loan with the holder of the Security Deed. MidFirst Bank, through its division Midland Mortgage is the entity with au thority to negotiate, amend and modify the terms of the Note and Security Deed. MidFirst Bank, through its division Mid land Mortgage’s address is 999 N.W. Grand Blvd., Oklahoma City, OK 73118. MidFirst Bank, through its division Midland Mortgage may be contacted by telephone at 1-800-552-3000. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be ++Arthur N. Brown++, or ten ants). MidFirst Bank, As Transferee, Assignee and Secured Creditor As attorney-in-fact for the afore said Grantor Campbell & Brannon, LLC Attorneys at Law Glenridge Highlands II 5565 Glenridge Connector, Suite 350 Atlanta, GA 30342 (770) 392-0041 THIS LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UN DER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 420-430627 11/28,12/5,12/12 12/19,12/26,1/2jj NOTICE OF SALE UNDER POWER GEORGIA, DEKALB COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY IN FORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Tina Loftin to Mortgage Electronic Registration Systems, Inc. as grantee, as nominee for Amer- icahomekey, Inc,, its suc cessors and assigns, dated September 22, 2010, recorded in Deed Book 22150, Page 263, DeKalb County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 26060, Page 356, DeKalb County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment re corded in Deed Book 25725, Page 200, DeKalb County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUN DRED THREE THOUSAND SIX HUNDRED FOUR AND 0/100 DOLLARS ($103,604.00), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of DeKalb County, Geor gia, or at such place as may be lawfully designated as an al ternative, within the legal hours of sale on the first Tuesday in January, 2020, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, in cluding attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA§ 44-14-162.2. The entity that has full author ity to negotiate, amend, and modify all terms of the mort gage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and be lief of the undersigned, the party in possession of the prop erty is Tina Loftin or a tenant or tenants and said property is more commonly known as 3298 Kilarney Ct, Decatur, Georgia 30032. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Tina Loftin McCalla Raymer Leibert Pierce. LLC 1544 Old Alabama Road Roswell, GA 30076 www.foreclosurehotline.net *Auction services provided by Auction.com (www.auction.com) EXHIBIT “A” All that tract or parcel of land ly ing and being in Land Lot 154 of the 15th District of DeKalb County, Georgia, being Lot 7, Block H, Unit Five, Rosewood Park Subdivision, as per plat recorded in Plat Book 34, Page 19, DeKalb County Records: which plat is incorporation herein and by reference made a part hereof. MR/kdh 1/7/20 ++Our file no. 5739419 - FT5/LOFTIN++ 420-430658 11/28,12/5,12/19 12/261/2jb STATE OF GEORGIA COUNTY OF DEKALB NOTICE OF SALE UNDER POWER Because of a default under the terms of the Security Deed ex ecuted by Derrick Logan to Mortgage Electronic Registra tion Systems, Inc., as grantee, as nominee for Carrington Mortgage Services, LLC, its successors and assigns dated January 26, 2018, and recor ded in Deed Book 26738, Page 328, DeKalb County Records, said Security Deed having been last sold, assigned, trans ferred and conveyed to BankUnited N.A. securing a Note in the original principal amount of $236,543.00, the holder thereof pursuant to said Deed and Note thereby se cured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 7, 2020, dur ing the legal hours of sale, be fore the Courthouse door in said County, sell at public out cry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 64,16TH DISTRICT, DEKALB COUNTY. GEORGIA, BEING LOT 34. BLOCK B, THE SOUTHLAND UNIT V, AS PER PLAT RE CORDED IN PLAT BOOK 90. PAGE 11, DEKALB COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF