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THE CHAMPION LEGAL SECTION, THURSDAY, DECEMBER 26, 2019 - JANUARY 1, 2020 Page 65 and all expenses of this sale, including attorney’s fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bonnie Bowling, Access to Capital for Entrepreneurs, Inc., 3173 Highway 129 North, Clev eland, Georgia 30528, (678) 335-5600. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mort gage instrument. Said property will be sold as the property of Pamela S. Carter and Gary L. Carter, Jr., subject to: all zoning ordin ances; matters which would be disclosed by an accurate sur vey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which con stitute liens upon said property; special assessments; all out standing bills for public utilities which constitute liens upon said property; all restrictive coven ants, easements, rights-of-way and any other matters of re cord superior to said Security Deed. The sale will be conducted sub ject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and also subject to the provisions of O.C.G.A. § 9-13-172.1 which permits the rescission of judi cial and nonjudicial sales in the State of Georgia in limited cir cumstances. Notice has been given of inten tion to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, re turn receipt requested, to the borrower and to Pamela S. Carter and Gary L. Carter, Jr., of the name, address, and tele phone number of the individual or entity who shall have full au thority to negotiate, amend, and modify all terms of the Security Deed and the note thereby se cured in accordance with O. C.G.A. Section 44-14- 162.2(a). To the best knowledge and be lief of the undersigned, the party (or parties) in possession of the subject property is: Pamela S. Carter and Gary L. Carter, Jr. or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the ex pense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Access to Capital for Entre preneurs, Inc. as Attorney-in- Fact for ++Pamela S. Carter and Gary L. Carter, Jr.++ Christopher A. Jones Christopher A. Jones, LLC 9 East Jarrard Street P. O. Box 1250 Cleveland, Georgia 30528 Phone: (706) 865-1829 EXHIBIT A (LEGAL DESCRIPTION) All that tract or parcel of land ly ing and being in Land Lot 92, of the 16th District of DeKalb County, Georgia, and being Lot 39 of Duren Farms, Unit II, as per Plat recorded in Plat Book 107, Pages 100-101, said County Records. And being the same property conveyed to Pamela S. Carter and Gary L. Carter, Jr. from Flat Shoals De velopment Co., Inc. by Limited Warranty Deed dated Septem ber 17, 1999 and recorded September 24, 1999 in Deed Book 10963, Page 167. Tax Parcel No. 16 092 10 006 Street Address: 5952 Duren Meadows Drive, Lithonia, Geor gia 30058-3593 420-430985 12/12,12/19,12/26 1/20 Notice of Sale Under Power Georgia, DeKalb County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Timothy A. Bates to Mortgage Electronic Registration Sys tems, Inc. ("MERS") as nomin ee for Oxford Capital, LLC, dated June 24, 2005, and re corded in Deed Book 17612, Page 90, DeKalb County, Georgia records, as last trans ferred to Forethought Life In surance Company by Assign ment recorded in Deed Book 27521, Page 19, DeKalb County, Georgia records, con veying the after-described property to secure a Note of even date in the original prin cipal amount of $206,530.00, with interest at the rate spe cified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Geor gia, within the legal hours of sale on the first Tuesday in January, 2020, to wit: January 7, 2020, the following de scribed property: All that tract or parcel of land ly ing and being in Land Lot 30 of the 18th District, DeKalb County, Georgia, being Lot 535 of Water’s Edge Subdivision, Unit V, as per plat recorded in Plat Book 101, Pages 36-38, records of DeKalb County, Georgia, which plat is by refer ence incorporated herein and made a part hereof; being im proved property known as 414 Brookwater Court according to the present system of number ing houses in DeKalb County, Georgia. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt re maining in default, this sale will be made for the purpose of paying the same and all ex penses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 414 Brookwater Court, Stone Mountain, GA 30087, together with all fix tures and personal property at tached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Timothy A. Bates or tenant or tenants. Said property will be sold sub ject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any mat ters which might be disclosed by an accurate survey and in spection of the property, and (c) all matters of record superi or to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restric tions, covenants, etc. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preced ing paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, Inc. Attention: Loss Mitigation De partment 3217 S. Decker Lake Drive Salt Lake City, Utah 84119 1-888-818-6032 The foregoing notwithstanding, nothing in OC.G.A. Section 44- 14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on be half of the secured creditor un der the power of sale granted in the aforementioned security in strument, specifically being Forethought Life Insurance Company as attorney in fact for Timothy A. Bates Richard B. Maner, P.C. 180 Interstate N Parkway, Suite 200 Atlanta, GA 30339 404.252.6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ++FC19-027/BATES++ 420-430989 12/12,12/19,12/26 1/2jj Notice of Sale Under Power Georgia, DeKalb County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Arthur Woodley to Mortgage Electronic Registration Sys tems, Inc. ("MERS") as nomin ee for American Brokers Con duit, dated December 14, 2006, and recorded in Deed Book 19522, Page 17, DeKalb County, Georgia records, as last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee (CWALT 2007-5CB) by Assign ment recorded in Deed Book 24633, Page 646, DeKalb County, Georgia records, con veying the after-described property to secure a Note of even date in the original prin cipal amount of $279,500.00, with interest at the rate spe cified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Geor gia, within the legal hours of sale on the first Tuesday in January, 2020, to wit: January 7, 2020, the following de scribed property: All that tract or parcel of land ly ing and being in Land Lot 373 of the 18th District, DeKalb County, Georgia, being Lot 15 of Devinger Subdivision, as per plat thereof recorded in Plat Book 119, Page 47-49, DeKalb County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt re maining in default, this sale will be made for the purpose of paying the same and all ex penses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 2217 Vernon Oaks Way, Atlanta, GA 30338, to gether with all fixtures and per sonal property attached to and constituting a part of said prop erty. To the best knowledge and belief of the undersigned, the party (or parties) in posses sion of the subject property is (are): Emmanuel Abua or ten ant or tenants. Said property will be sold sub ject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any mat ters which might be disclosed by an accurate survey and in spection of the property, and (c) all matters of record superi or to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restric tions, covenants, etc. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preced ing paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: Bayview Loan Servicing, LLC Attention: Loss Mitigation 4425 Ponce de Leon Blvd., 5th Floor Coral Gables, FL 33146 1-833-656-7450 The foregoing notwithstanding, nothing in OC.G.A. Section 44- 14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on be half of the secured creditor un der the power of sale granted in the aforementioned security in strument, specifically being The Bank of New York Mellon fka The Bank of New York, as Trustee (CWALT 2007-5CB) as attorney in fact for Arthur Woodley Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ++FC14-215/WOODLEY++ 420-430991 12/12,12/19,12/26 1/20 NOTICE OF FORECLOSURE SALE UNDER POWER DEKALB COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY IN FORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Security Deed given by AP Equity Holdings LLC to Angel Oak Prime Bridge, LLC dated December 18, 2017 and recor ded on December 26, 2017 in Deed Book 26668, Page 606, DeKalb County, Georgia Re cords , and later assigned to U.S. Bank National Associ ation as Indentured Trustee for Angel Oak Mortgage Trust I, LLC 2018-PB1 by Assignment of Security Deed recorded on October 23, 2018 in Deed Book 27210, Page 409, DeKalb County, Georgia Records, con veying the after-described property to secure a Note in the original principal amount of One Hundred Sixty-Nine Thou sand Five Hundred Sixty-Six And 00/1 00 Dollars ($169,566.00), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of DeKalb County, Geor gia, within the legal hours of sale on January 7, 2020 the fol lowing described property: All that tract or parcel of land ly ing and being in Land Lot 149 of the 15th District, DeKalb County, Georgia, Being Lot 7, Donna Park subdivision, Sec tion 1, as per plat recorded in Plat Book 18, Page 31, DeKalb County, Georgia Records, which plat is incorporated herein by reference and made a part of description. Said Prop erty being knowns as 1961 Camellia Drive according to the present system of numbering property in DeKalb County, Georgia. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Se curity Deed and by law, includ ing attorney’s fees (notice of in tent to collect attorney’s fees having been given). Your mortgage servicer, BSI Financial Services, as servicer for U.S. Bank National Associ ation as Indentured Trustee for Angel Oak Mortgage Trust I, LLC 2018-PB1, can be contac ted at 1 -866-581-4514 or by writing to 314 S. Franklin Street, Titusville, PA 16354, to discuss possible alternatives to avoid foreclosure. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. To the best knowledge and be lief of the undersigned, the parties in possession of the property are AP Equity Hold ings LLC or tenant(s); and said property is more commonly known as 1961 Camellia Dr., Decatur, GA 30032. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Associ ation as Indentured Trustee for Angel Oak Mortgage Trust I, LLC 2018-PB1 as Attorney in Fact for AP Equity Holdings LLC McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 ++MTG File #: GA2019-00422- 1 /AP EQUITY HOLDINGS, LLC++ 420-430992 12/12,12/19,12/26 1/2jb NOTICE OF FORECLOSURE SALE UNDER POWER DEKALB COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY IN FORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Hykon Enterprises LLC to Angel Oak Prime Bridge LLC dated December 4, 2018 and recor ded on December 17, 2018 in Deed Book 27299, Page 798, DeKalb County, Georgia Re cords , conveying the after-de scribed property to secure a Note in the original principal amount of Four Hundred Ninety-Five Thousand And 00/100 Dollars ($495,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of DeKalb County, Georgia, within the leg al hours of sale on January 7, 2020 the following described property: All that tract or parcel of land ly ing and being in Land Lot 230, of the 18th District of DeKalb County, Georgia, and being more particularly described as follows: To find the true point of begin ning, begin at an iron pin set at the corner common to Land Lots 230, 209, 208, and 231, of said district, and running thence along the Southerly Land Lot line of said Land Lot 230, South 85 degrees 23 minutes 43 seconds East a dis tance of 69.62 feet to an iron pin set at the intersection of the Southerly land lot line of Land Lot 230 with the Northwesterly right-of-way line of Briarcliff Way (having a variable right-of- way); thence run along the Northwesterly right-of-way of Briarcliff Way North 73 de grees 14 minutes 41 seconds West a distance of 241.87 feet to a 14” rebar set and the true point of beginning; thence run North 41 seconds 27 minutes 30 seconds West a distance of 87.11 feet to 14” rebar found, thence run North 01 degrees 07 minutes 32 seconds West a distance of 53.35 feet to a 14” rebar found; thence run North 88 degrees 52 minutes 28 seconds East a distance of 36.74 feet to a 14” rebar set; thence run South 41 degrees 27 minutes 30 seconds East a distance of 132.77 feet to a 14” rebar set on the Northwesterly right-of-way line of Briarcliff Way; thence run along the Northwesterly right-of-way line of Briarcliff Way South 73 de grees 14 minutes 41 seconds West a distance of 68.84 feet to a 14” rebar set and the true point of beginning, as per sur vey prepared for Michael S. Huffines, dated January 30, 1998, prepared by mark A. Buckner, Georgia Registered Land Surveyor Number 2422 of Pearson & Associates, Inc., which survey is incorporated herein by this reference and made a part hereof for a more accurate description of this property. Tax ID 18 230 01 147 The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Se curity Deed and by law, includ ing attorney’s fees (notice of in tent to collect attorney’s fees having been given). Your mortgage servicer, BSI Financial Services, as servicer for Angel Oak Prime Bridge LLC, can be contacted at 1- 866-581-4514 or by writing to 314 S. Franklin Street, Titus ville, PA 16354, to discuss pos sible alternatives to avoid fore closure. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. To the best knowledge and be lief of the undersigned, the parties in possession of the property are Hykon Enterprises LLC or tenant(s); and said property is more commonly known as 3154 Briarcliff Way NE, Atlanta, GA 30345. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Angel Oak Prime Bridge LLC as Attorney in Fact for Hykon Enterprises LLC McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File #: ++GA2019-00364- 1/ HYKON ENTERPRISES LLC++