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THE CHAMPION LEGAL SECTION, THURSDAY, DECEMBER 26, 2019 - JANUARY 1, 2020 Page 69
PAGE 51 DEKALB COUNTY
RECORDS, AND BEING
MORE PARTICULARLY DE
SCRIBED AS FOLLOWS:
BEGINNING AT THE CORNER
FORMED BY THE INTERSEC
TION OF THE SOUTHEAST
ERLY SIDE OF MANASSAS
LANE WITH THE SOUTH
WESTERLY SIDE OF BATTLE
FORREST DRIVE: RUNNING
THENCE SOUTHWESTERLY
ALONG THE SOUTHEAST
ERLY SIDE OF MANASSAS
LANE NINETY-THREE AND
THREE TENTHS (93.3) FEET
TO LOT 2, SAID BLOCK AND
SUBDIVISION; SAID POINT
ALSO BEING LOCATED ONE
HUNDRED THIRTY-NINE
(139) FEET EASTERLY FROM
THE WEST LINE OF LAND
LOT 106; RUNNING THENCE
SOUTHEASTERLY ALONG
THE NORTHEASTERLY LINE
OF SAID LOT 2 ONE HUN
DRED FORTY (140) FEET TO
LOT 4, SAID BLOCK AND
SUBDIVISION; RUNNING
THENCE NORTHEASTERLY
ALONG THE NORTHWEST
ERLY LINE OF SAID LOT 4
ONE HUNDRED TWENTY-
SEVEN (127) FEET TO THE
SOUTHWESTERLY SIDE OF
BATTLE FORREST DRIVE:
RUNNING THENCE NORTH
WESTERLY ALONG THE
SOUTHWESTERLY SIDE OF
BATTLE FORREST DRIVE
ONE HUNDRED NINE AND
SIX TENTHS (109.6) FEET TO
THE SOUTHEASTERLY
SIDED OF MANASSAS LANE
AND THE POINT OF BEGIN
NING.
Said legal description being
controlling, however the prop
erty is more commonly known
as 2445 MANASSAS LANE,
DECATUR, GA 30034.
The indebtedness secured by
said Security Deed has been
and is hereby declared due be
cause of default under the
terms of said Security Deed
The indebtedness remaining in
default, this sale will be made
for the purpose of paying the
same, all expenses of the sale
including attorneys' fees (no
tice to collect same having
been given) and all other pay
ments provided for under the
terms of the Security Deed.
Said property will be sold on an
“as-is” basis without any rep
resentation. warranty or re
course against the above-
named or the undersigned. The
sale will also be subject to the
following items which may af
fect the title: any outstanding
ad valorem taxes (including
taxes which are a lien, whether
or not now due and payable)
the right of redemption of any
taxing authority; matters which
would be disclosed by an ac
curate survey or by an inspec
tion of the property; all zoning
ordinances; assessments; li
ens; encumbrances; restric
tions; covenants, and any oth
er matters of record superior to
said Security Deed.
To the best of the knowledge
and belief of the undersigned
the owner and party in posses
sion of the property is LOUISE
KNOX, N.S. KNOX, or
tenants(s).
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan with
the holder of the Security Deed
Please note that, pursuant to
O.C.G.A. § 44-14-162.2, you
are not entitled by law to an
amendment or modification of
the terms of your loan. The en
tity having full authority to ne
gotiate, amend or modify all
terms of the loan (although not
required by law to do so) is: Se
lect Portfolio Servicing, Inc.,
Loss Mitigation Dept., 3217 S.
Decker Lake Dr., Salt Lake
City, UT 84119, Telephone
Number: 888-818-6032.
MANUFACTURERS AND
TRADERS TRUST COMPANY,
AS TRUSTEE, ON BEHALF
OF THE HOLDERS OF THE
HOME EQUITY LOAN PASS
THROUGH CERTIFICATES,
SERIES 1999-3
as Attorney in Fact for
LOUISE KNOX, N.S. KNOX
THE BELOW LAW FIRM MAY
BE HELD TO BE ACTING AS
A DEBT COLLECTOR, UN
DER FEDERAL LAW. IF SO,
ANY INFORMATION OB
TAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin,
LLC, 3145 Avalon Ridge Place,
Suite 100, Peachtree Corners,
GA 30071
Telephone Number: (877) 813-
0992
++Case No. SPS-18-03558-
14/KNOX++
420-431027 12/12,12/19,12/26
1/20
NOTICE OF SALE UNDER
POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale
contained in that certain Secur
ity Deed from ROYAHERWIG
to MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS
INC AS NOMINEE FOR
QUICKEN LOANS INC, dated
November 30, 2012, recorded
December 21, 2012, in Deed
Book 23466, Page 270 ,
DeKalb County, Georgia Re
cords, said Security Deed hav
ing been given to secure a
Note of even date in the origin
al principal amount of Two Hun
dred Eighty-One Thousand
Nine Hundred and 00/100 dol
lars ($281,900.00), with in
terest thereon as provided for
therein, said Security Deed
having been last sold, as
signed and transferred to
Quicken Loans Inc., there will
be sold at public outcry to the
highest bidder for cash at the
DeKalb County Courthouse,
within the legal hours of sale on
the first Tuesday in January,
2020, all property described in
said Security Deed including
but not limited to the following
described property:
ALL THAT TRACT OR PAR
CEL OF LAND LYING AND
BEING IN LAND LOT 378 OF
THE 18TH DISTRICT, DEKALB
COUNTY, GEORGIA, BEING
LOT 1, BLOCK A, OF NORTH
POINT DEKALB SUBDIVI
SION, UNIT TWO AS PER
PLAT RECORDED IN PLAT
BOOK 59, PAGE 49, DEKALB
COUNTY GEORGIA RE
CORDS, WHICH PLAT IS IN
CORPORATED HEREIN AND
MADE A PART HEREOF BY
REFERENCE.
Said legal description being
controlling, however the prop
erty is more commonly known
as 5564 ROBERTS DR, DUN-
WOODY, GA 30338.
The indebtedness secured by
said Security Deed has been
and is hereby declared due be
cause of default under the
terms of said Security Deed.
The indebtedness remaining in
default, this sale will be made
for the purpose of paying the
same, all expenses of the sale,
including attorneys’ fees (no
tice to collect same having
been given) and all other pay
ments provided for under the
terms of the Security Deed.
Said property will be sold on an
“as-is” basis without any rep
resentation, warranty or re
course against the above-
named or the undersigned. The
sale will also be subject to the
following items which may af
fect the title: any outstanding
ad valorem taxes (including
taxes which are a lien, whether
or not now due and payable);
the right of redemption of any
taxing authority; matters which
would be disclosed by an ac
curate survey or by an inspec
tion of the property; all zoning
ordinances; assessments; li
ens; encumbrances; restric
tions; covenants, and any oth
er matters of record superior to
said Security Deed.
To the best of the knowledge
and belief of the undersigned,
the owner and party in posses
sion of the property is ROY A
HERWIG, or tenants(s).
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan with
the holder of the Security Deed.
Please note that, pursuant to
O.C.G.A. § 44-14-162.2, you
are not entitled by law to an
amendment or modification of
the terms of your loan. The en
tity having full authority to ne
gotiate, amend or modify all
terms of the loan (although not
required by law to do so) is:
Quicken Loans Inc., Loss Mitig
ation Dept., 635 Woodward
Ave., Detroit, Ml 48226, Tele
phone Number: (800) 508-
0944.
QUICKEN LOANS INC.
as Attorney in Fact for
ROYAHERWIG
THE BELOW LAW FIRM MAY
BE HELD TO BE ACTING AS
A DEBT COLLECTOR, UN
DER FEDERAL LAW. IF SO,
ANY INFORMATION OB
TAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin,
LLC, 3145 Avalon Ridge Place,
Suite 100, Peachtree Corners,
GA 30071
Telephone Number: (877) 813-
0992
++Case No. QKN-19-06869-
1/HERWIG++
420-431029 12/12,12/19,12/26
1/2jj
NOTICE OF SALE UNDER
POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale
contained in that certain Secur
ity Deed from DENNIS E
FOSTER to BANK OF AMER
ICA N.A, dated September 26,
2007, recorded October 2,
2007, in Deed Book 20340,
Page 192 , DeKalb County,
Georgia Records, said Security
Deed having been given to se
cure a Note of even date in the
original principal amount of
One Hundred Twenty-Seven
Thousand One Hundred Sixty-
Three and 00/100 dollars
($127,163.00), with interest
thereon as provided for therein,
said Security Deed having
been last sold, assigned and
transferred to BANK OF AMER
ICA, N.A., there will be sold at
public outcry to the highest bid
der for cash at the DeKalb
County Courthouse, within the
legal hours of sale on the first
Tuesday in January, 2020, all
property described in said Se
curity Deed including but not
limited to the following de
scribed property:
ALL THAT TRACT OR PAR
CEL OF LAND LYING AND
BEING IN LAND LOT 38 OF
THE 18TH DISTRICT, OF
DEKALB COUNTY, GEORGIA,
BEING LOT 41, BLOCK F,
UNIT FOUR, VILLA NUEVA
SUBDIVISION, AS PER PLAT
RECORDED IN PLAT BOOK
59, PAGE 115, DEKALB
COUNTY, GEORGIA RE
CORDS, WHICH PLAT IS
HEREBY INCORPORATED
HEREIN BY REFERENCE.
Said legal description being
controlling, however the prop
erty is more commonly known
as 418 MIGUEL CT, STONE
MOUNTAIN, GA 30683.
The indebtedness secured by
said Security Deed has been
and is hereby declared due be
cause of default under the
terms of said Security Deed.
The indebtedness remaining in
default, this sale will be made
for the purpose of paying the
same, all expenses of the sale,
including attorneys’ fees (no
tice to collect same having
been given) and all other pay
ments provided for under the
terms of the Security Deed.
Said property will be sold on an
“as-is” basis without any rep
resentation, warranty or re
course against the above-
named or the undersigned. The
sale will also be subject to the
following items which may af
fect the title: any outstanding
ad valorem taxes (including
taxes which are a lien, whether
or not now due and payable);
the right of redemption of any
taxing authority; matters which
would be disclosed by an ac
curate survey or by an inspec
tion of the property; all zoning
ordinances; assessments; li
ens; encumbrances; restric
tions; covenants, and any oth
er matters of record superior to
said Security Deed.
To the best of the knowledge
and belief of the undersigned,
the owner and party in posses
sion of the property is DENNIS
E FOSTER, or tenants(s).
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan with
the holder of the Security Deed.
Please note that, pursuant to
O.C.G.A. § 44-14-162.2, you
are not entitled by law to an
amendment or modification of
the terms of your loan. The en
tity having full authority to ne
gotiate, amend or modify all
terms of the loan (although not
required by law to do so) is:
Bank of America, N.A., as suc
cessor by merger to BAC Home
Loans Servicing, LP f/k/a Coun
trywide Home Loans Servicing,
LP, Loss Mitigation Dept., 7105
Corporate Drive, Plano, TX
75024, Telephone Number:
800-846-2222.
BANK OF AMERICA, N.A.
as Attorney in Fact for
DENNIS E FOSTER
THE BELOW LAW FIRM MAY
BE HELD TO BE ACTING AS
A DEBT COLLECTOR, UN
DER FEDERAL LAW. IF SO,
ANY INFORMATION OB
TAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin,
LLC, 3145 Avalon Ridge Place,
Suite 100, Peachtree Corners,
GA 30071
Telephone Number: (877) 813-
0992
++Case No. BAC-18-04264-
9/FOSTER++
420-431034 12/12,12/19,12/26
1/20
NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA,
COUNTY OF DEKALB
Under and by virtue of the
Power of Sale contained in that
certain Security Deed ("Secur
ity Deed") given by T and K
Holding Company (Klondike),
LLC, a Georgia Limited Liabil
ity Company to R & D, LLC, an
Alabama Limited Liability Com
pany, said Security Deed be
ing dated August 13, 2018, and
recorded on August 30, 2018,
at Deed Book 27119, Page
134, and said Security Deed
being given to secure a Note of
even date in the original prin
cipal amount of Fifteen Thou
sand Six Hundred and Ninety-
Five and 83/100 Dollars
($15,695.83), along with that
First Modification of Balloon
Note, dated March 5, 2019, in
the modified loan amount of
Seven Thousand Ninety-Five
and 72/100 Dollars ($7,195.72),
each with interest thereon as
set forth therein at the rate as
provided therein on the unpaid
balance until paid; there will be
sold by the undersigned at pub
lic outcry to the highest bidder
for cash before the Courthouse
door at DeKalb County, Geor
gia, within the legal hours of
sale on the first Tuesday in
January, 2020, the following
described land, improvements
and appurtenances:
ALL THAT TRACT OR PAR
CEL OF LAND lying and being
in Land Lot 113 of the 16th Dis
trict of DeKalb County, Geor
gia, and being a tract of land ly
ing and being on the West side
of the Lithonia Public Road and
described as follows:
Beginning at a point on the
west side of said Lithonia Road
on line of property of J.M.
Housworth and running South
along said road 210 feet to
point on line of R.O. Robertson
property; thence West along
said Robertson line 220 feet to
corner; thence North along line
of J.M. Housworth property 210
feet to corner; thence East
along line of J.M. Housworth
220 feet to the beginning point
on Public Road.
LESS AND EXCEPT:
All that portion of the property
more particularly described in
that certain Right-of-Way Deed
from The Klondike Group, LLC
to DeKalb County, dated March
10, 2006, recorded in Deed
Book 18514, Page 355, DeKalb
County, Georgia records.
Also being known as 4579
Klondike Road, Lithonia, Geor
gia 30038, according to the
present system of numbering
houses in DeKalb County,
Georgia. Being subject to all
zoning ordinances, easements
and restrictions of record affect
ing said bargained premises.
The debt secured by the Secur
ity Deed has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner
provided in the Note, First
Modification of Balloon Note,
and Security Deed. The debt
remaining in default, this fore
closure sale will be made for
the purpose of paying the same
and all expenses of this sale,
as provided in the Security
Deed and by law, including at
torney's fees (notice of intent to
collect attorney’s fees having
been given).
Subject property will be sold on
an “as is, where is” basis
without recourse against the
Lender and without representa
tion or warranty of any kind or
nature whatsoever by Lender
with respect thereto, subject to
any outstanding ad valorem
taxes (including taxes which
are a lien, but not yet due and
payable), any matters which
might be disclosed by an accur
ate survey and inspection of
the property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, coven
ants and matters of record su
perior to the Security Deed first
set out above.
The individual that has full au
thority to negotiate, amend, and
modify all terms of the mort
gage with the debtor is attor
ney David J. Sergio, who may
be reached at (770) 614-1576,
located at 208 South Hill Street,
Buford, Georgia 30518. The se
cured creditor is not required by
law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and be
lief of the undersigned, the
party(ies) in possession of the
property is ++T and K Holding
Company (Klondike), LLC
and/or Winoca Hashung
Cooper++, or a tenant or ten
ants, and said property is more
commonly known as: 4579
Klondike Road, Lithonia, Geor
gia 30038. Map Parcel No. 16-
113-03-013.
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan with
the holder of the Security Deed,
R & D, LLC, an Alabama Lim
ited Liability Company.
Sergio & Associates, P.C.
By: Isl David J. Sergio
208 South Hill Street
Buford, Georgia 30518
Ph. 770-614-1576
420-431035 12/12,12/19,12/26
1/2jj
NOTICE OF SALE
STATE OF GEORGIA
DEKALB COUNTY
By virtue of a Power of Sale
contained in the Security Deed
and Agreement from Fredegra
Brown RLO Holdings II, LLC
dated November 30, 2017, re
corded December 1, 2017 in
Deed Book 26626, Page 660,
DeKalb County, Georgia re
cords; given to secure a Note
dated November 30, 2017 in
the original principal amount of
Forty Thousand and No/100
($40,000.00) Dollars with in
terest as provided therein on
the unpaid balance until paid;
there will be sold at public out
cry to the highest and the best
bidder for cash before the
Courthouse door of DeKalb
County, Georgia, within the leg
al hours of sale on the first
Tuesday in January, 2020, the
following described property:
All that tract or parcel of land ly
ing and being in Land Lots 5
and 6 of the 15th District of
DeKalb County, Georgia, and
being more particularly de
scribed as follows:
Beginning on the Southeast
erly side of Linecrest Road
(also known as County Line
Road) at the point where the
Southeasterly side of said road
is intersected by the line divid
ing Land Lot 5 and Land Lot 6;
thence Northeasterly along the
Southeasterly side of Linecrest
Road 58.1 feet, thence South
210 feet; thence Southwesterly
110 feet; thence North 210 feet
to the Southeasterly side of
Linecrest Road, Northeasterly
along the Southeasterly side of
Linecrest Road 51.8 feet to the
line of dividing Land Lot 5 and
Land Lot 6 and the point of be
ginning.
Subject Property Address:
3529 Linecrest Road, Ellen-
wood, GA
Parcel ID: 15 006 04 002
The debt secured by said Se
curity Deed and Agreement has
been and is hereby declared
due because of, among other
possible events of default, non
payment of the monthly install
ments on said loan. The debt
remaining in default, this sale
will be made for the purpose of
paying the same and all ex
penses of this sale, including
attorney's fees.
The property will be sold sub
ject to any outstanding ad
valorem taxes, any assess
ments, and any liens superior
to the Security Deed and
Agreement first set out above.
RLO Holdings II, LLC is the en
tity with the full authority to ne
gotiate, amend and modify all
terms of the Note and the Se
curity Deed and Agreement.
RLO Holdings II, LLC’s ad
dress is 3522 Ashford Dun-
woody Road NE, #505, Atlanta,
Georgia 30319 and may be
reached at 404.229.8004. To
the best knowledge and belief
of the undersigned, Fredegra
Brown is in possession of said
property.
RLO Holdings II, LLC
as Attorney in Fact for
++Fredegra Brown++
Fred B. Wachter
THEWACHTER LAW FIRM
106 Hammond Drive NE
Atlanta, Georgia 30328
770.973.1100
420-431037 12/12,12/19,12/26
1/2jj
NOTICE OF SALE UNDER
POWER
GEORGIA, DEKALB COUNTY
THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL
BE USED FOR THAT PUR
POSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by FELI
CIA GOODE to Mortgage Elec
tronic Registration Systems,
Inc. as nominee for FREMONT
INVESTMENT & LOAN, dated
02/11/2005, recorded in Deed
Book 17153, Page 598, DeKalb
County, Georgia records, as
last transferred to Deutsche
Bank National Trust Company,
as Trustee for Fremont Home
Loan Trust 2005-1, Asset-
Backed Certificates, Series
2005-1 by assignment recor
ded or to be recorded in the
DeKalb County, Georgia re
cords conveying the after-de
scribed property to secure a
Note in the original principal
amount of One Hundred
Twelve Thousand Four Hun
dred Ten and 00/100 DOL
LARS ($112,410.00), with in
terest thereon as set forth
therein, there will be sold at
public outcry to the highest bid
der for cash at the usual place
for conducting Sheriffs sales in
DeKalb County, Georgia, with
in the legal hours of sale on the
first Tuesday in January 2020,
the following described prop
erty:
All that tract or parcel of land ly
ing and being in Land Lot 43 of
the 16th District, 0©Kalb
County, Georgia, being Lot 59,
Block C, Unit I of Winslow
Crossing South Subdivision, as
p©r plat thereof recorded in Plat
Book 70, page 86, DeKalb
County, Georgia Records,
which recorded plat is incorpor-