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Page 65 THE CHAMPION LEGAL SECTION, THURSDAY, FEBRUARY 8 - 14, 2024 CESSOR BY MERGER TO BAC HOME LOANS SERVI CING, LP, acting on behalf of and, as necessary, in consulta tion with BANK OF AMERICA, N. A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, BANK OF AMERICA, N.A., AS SUC CESSOR BY MERGER TO BAC HOME LOANS SERVI CING, LP may be contacted at: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SER VICING, LP, 7105 CORPOR ATE DRIVE, PLANO, TX 75024, 800 669 6650. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best know ledge and belief of the under signed, the party/parties in pos session of the subject property known as 4753 MAYER TRCE, ELLENWOOD, GEORGIA 30294 is/are: KELLY L CHENAULT or tenant/tenants. Said property will be sold sub ject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any mat ters which might be disclosed by an accurate survey and in spection of the property, and (c) all matters of record superi or to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restric tions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bank ruptcy Code; and (2) final con firmation and audit of the status of the loan with the holder of the security deed. Pursuant to O. C.G.A. Section 9 13 172.1, which allows for certain proced ures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other fore closure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preced ing paragraph. BANK OF AMERICA, N.A. as Attorney in Fact for KELLY L CHENAULT. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ++00000010025351/CHENAUL T++ BARRETT DAFFIN FRAP- PIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Tele phone: (972) 341 5398. 420-482726 2/8,2/15,2/22,2/29 NOTICE OF FORECLOSURE SALE UNDER POWER DEKALB COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by M. Clark-Burke to Mortgage Elec tronic Registration Systems, Inc., as grantee, as nominee for New Century Mortgage Corpor ation, dated June 14,2004, and recorded in Deed Book 16279, Page 596, Dekalb County, Georgia Records, sub sequently modified by a Loan Modification Agreement recor ded January 23, 2009 in Book 21229, Page 394 in the amount of One Hundred Seventy-One Thousand Five Hundred Twenty-Nine and 98/100 ($171,529.98) Dekalb County, Georgia Records, sub sequently modified by a Loan Modification Agreement recor ded March 30, 2010 in Book 21909, Page 180 in the amount of One Hundred Eighty-Three Thousand Eight Hundred Fifty- One and 67/100 ($183,851.67) Dekalb County, Georgia Re cords, as last transferred to Deutsche Bank National Trust Company, as Trustee for Se curitized Asset Backed Receiv ables LLC Trust 2004-NC3 by assignment recorded on Janu ary 26, 2018 in Book 26720 Page 26 in the Office of the Clerk of Superior Court of Dekalb County, Georgia Re cords, conveying the after-de scribed property to secure a Note in the original principal amount of One Hundred Sixty- Four Thousand Four Hundred and 0/100 dollars ($164,400.00), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of Dekalb County, Geor gia, within the legal hours of sale on March 5, 2024, the fol lowing described property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 46 OF THE 16TH DISTRICT, DEKALB COUNTY, GEORGIA AND BE ING LOT 3, BLOCK D, THE TRAILS AT SAVOY CHASE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 110, PAGE 39-39C, DEKALB COUNTY, GEORGIA RE CORDS, WHICH PLAT IS HEREBY INCORPORATED HEREIN BY REFERENCE. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Se curity Deed and by law, includ ing attorney’s fees (notice of in tent to collect attorney’s fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800- 750-2518 for Loss Mitigation Dept, or by writing to 1661 Wor thington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. To the best knowledge and be lief of the undersigned, the party in possession of the prop erty is Marcia Clarke-Burke or tenant(s); and said property is more commonly known as 3939 E Saddle Ridge Dr, Lithonia, GA 30038. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the hold er of the security deed and (3) any right of redemption or oth er lien not extinguished by fore closure. Deutsche Bank National Trust Company, as Trustee for Se curitized Asset Backed Receiv ables LLC Trust 2004-NC3 as Attorney in Fact for M. Clark- Burke. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: ++22-14628 /Clark-Burke++ 420-482727 2/8,2/15,2/22,2/29 NOTICE OF FORECLOSURE SALE UNDER POWER DEKALB COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Eddie K. Collins and Olympia Collins to National City Mortgage Co., dated March 25, 2002, and re corded in Deed Book 13121, Page 795, Dekalb County, Georgia Records, sub sequently modified by a Loan Modification Agreement recor ded October 19, 2016 in Book 25863, Page 666 in the amount of Two Hundred Five Thou sand Four Hundred Thirty-Eight and 31/100 ($205,438.31) Dekalb County, Georgia Re cords, as last transferred to U.S. Bank Trust National Asso ciation, not in its individual ca pacity but solely as owner trust ee for RCF 2 Acquisition Trust by assignment recorded on September 26, 2022 in Book 30581 Page 784 in the Office of the Clerk of Superior Court of Dekalb County, Georgia Re cords, conveying the after-de scribed property to secure a Note in the original principal amount of Two Hundred Five Thousand Four Hundred Thirty- Eight and 31/100 dollars ($205,438.31), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of Dekalb County, Geor gia, within the legal hours of sale on March 5, 2024, the fol lowing described property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 23 OF THE 15TH DISTRICT, OF DEKALB COUNTY, GEORGIA, AND BEING LOT 90, OF PINDERS RIDGE, UNIT I, AS PER PLAT RECORDED IN PLAT BOOK 110, PAGE 22 OF DEKALB COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. THE IMPROVEMENTS THEREON BEING KNOWN AS 3977 AMBROSE COURT, EL LENWOOD, GA 30294 TAX ACCOUNT NO. 15-23-1- 62. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Se curity Deed and by law, includ ing attorney's fees (notice of in tent to collect attorney’s fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Selene Finance they can be contacted at (877) 735-3637 for Loss Mitigation Dept, or by writ- ing to 3501 Olympus Boulevard, 5 th Floor, Suite 500, Coppell, Texas 75019, to discuss possible alternatives to avoid foreclosure. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. To the best knowledge and be lief of the undersigned, the party in possession of the prop erty is Olympia H. Collins or tenant(s); and said property is more commonly known as 3977 Ambrose Ct, Ellenwood, GA 30294. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the hold er of the security deed and (3) any right of redemption or oth er lien not extinguished by fore closure. U.S. Bank Trust National Asso ciation, not in its individual ca pacity but solely as owner trust ee for RCF 2 Acquisition Trust as Attorney in Fact for Eddie K. Collins and Olympia Collins. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: ++23-00101 /Collins++ 420-482728 2/8,2/15,2/22,2/29 NOTICE OF FORECLOSURE SALE UNDER POWER DEKALB COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Mat thew Baker, Jr. to Mortgage Electronic Registration Sys tems, Inc., as grantee, as nom inee for Own It Mortgage Solu tions, Inc., dated March 9, 2005, and recorded in Deed Book 17247, Page 617, Dekalb County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan As set-Backed Certificates, Series 2005-2 by assignment recor ded on December 23, 2019 in Book 28003 Page 529 in the Office of the Clerk of Superior Court of Dekalb County, Geor gia Records, conveying the after-described property to se cure a Note in the original prin cipal amount of One Hundred Twenty Thousand and 0/100 dollars ($120,000.00), with in terest thereon as set forth therein, there will be sold at public outcry to the highest bid der for cash before the court house door of Dekalb County, Georgia, within the legal hours of sale on March 5, 2024, the following described property: All that tract or parcel of land ly ing and being situate in Land Lot 133, of the 15th District, Dekalb County, Georgia, being Lot 29, Block H of Worthington Valley Subdivision, Unit VII, as shown on Plat recorded in Plat Book 52, Page 37, Dekalb County, Georgia records, which plat is incorporated herein by reference for a more complete description. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Se curity Deed and by law, includ ing attorney’s fees (notice of in tent to collect attorney’s fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800- 750-2518 for Loss Mitigation Dept, or by writing to 1661 Wor thington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. To the best knowledge and be lief of the undersigned, the party in possession of the prop erty is Matthew Baker, Jr. or tenant(s); and said property is more commonly known as 2321 Sterling Ridge Rd, Dec atur, GA 30032. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the hold er of the security deed and (3) any right of redemption or oth er lien not extinguished by fore closure. HSBC Bank USA, National As sociation, as Trustee for Ownit Mortgage Loan Trust, Mort gage Loan Asset-Backed Certi ficates, Series 2005-2 as Attor ney in Fact for Matthew Baker, Jr. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.:++ 23-28541 / Mat thew Baker, Jr.++ 420-482729 2/8,2/15,2/22,2/29 NOTICE OF FORECLOSURE SALE UNDER POWER DEKALB COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Tommy Trone And Helen Trone to Mortgage Electronic Registra tion Systems, Inc., as grantee, as nominee for WMC Mort gage Corp., dated October 30, 2006, and recorded in Deed Book 19337, Page 106, Dekalb County, Georgia Records, as last transferred to Wells Fargo Bank, National Association, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2007- HE4, Mortgage Pass-Through Certificates, Series 2007-HE4 by assignment recorded on Ju ly 6, 2022 in Book 30439 Page 424 in the Office of the Clerk of Superior Court of Dekalb County, Georgia Records, con veying the after-described property to secure a Note in the original principal amount of One Hundred Twelve Thou sand One Hundred and 0/100 dollars ($112,100.00), with in terest thereon as set forth therein, there will be sold at public outcry to the highest bid der for cash before the court house door of Dekalb County, Georgia, within the legal hours of sale on March 5, 2024, the following described property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 61, OF THE 16TH DISTRICT, OF DEKALB COUNTY, GEORGIA, BEING LOT 46, BLOCK D, UNIT V. CIRCLESTONE, AS PER PLAT RECORDED IN PLAT BOOK 75, PAGE 118, DEKALB COUNTY, GEORGIA RECORDS, WHICH RECOR DED PLAT IS INCORPOR ATED HEREIN AND MADE A PART HEREOF BY REFER ENCE AND BEING KNOWN AS 5525 CIRCLESTONE LANE, ACCORDING TO THE PRESENT SYSTEM OF NUM- BERING PROPERTY IN DEKALB COUNTY, GEORGIA. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Se curity Deed and by law, includ ing attorney’s fees (notice of in tent to collect attorney’s fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800- 750-2518 for Loss Mitigation Dept, or by writing to 1661 Wor thington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. To the best knowledge and be lief of the undersigned, the party in possession of the prop erty is Tommy Trone and Helen Trone or tenant(s); and said property is more commonly known as 5525 Circlestone Lane, Stone Mountain, GA 30088. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the hold er of the security deed and (3) any right of redemption or oth er lien not extinguished by fore closure. Wells Fargo Bank, National As sociation, as Trustee for Mor gan Stanley ABS Capital I Inc. Trust 2007-HE4, Mortgage Pass-Through Certificates, Series 2007-HE4 as Attorney in Fact for Tommy Trone And Helen Trone. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: ++23-33395 /Trone++ 420-482730 2/8,2/15,2/22,2/29 NOTICE OF FORECLOSURE SALE UNDER POWER DEKALB COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Alexan der C. Francis to Mortgage Electronic Registration Sys tems, Inc., as grantee, as nom inee for Finance America, LLC dated January 26, 2005, and recorded in Deed Book 17089, Page 69, Dekalb County, Geor gia Records, as last trans ferred to U.S. BANK NATION AL ASSOCIATION, as Trustee for Structured Asset Invest ment Loan Trust Mortgage Pass-Through Certificates, Series 2005-5 by assignment recorded on February 16, 2012 in Book 22881 Page 689 in the Office of the Clerk of Superior Court of Dekalb County, Geor gia Records, conveying the after-described property to se cure a Note in the original prin cipal amount of One Hundred Sixteen Thousand Nine Hun dred Ninety-Five and 0/100 dol lars ($116,995.00), with in terest thereon as set forth therein, there will be sold at public outcry to the highest bid der for cash before the court house door of Dekalb County, Georgia, within the legal hours of sale on March 5, 2024, the following described property: All that tract or parcel of land ly ing and being in Land Lot 43 of the 15th District, DeKalb County. Georgia, being known as Lot 13, Block "B", Unit Eight, Wishing Well Hills Subdivision, as per plat recorded in Plat Book 90, Page 27, DeKalb County Records, which plat is hereby referred to and made a part hereof by reference. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in Se curity Deed and by law, includ ing attorney’s fees (notice of in tent to collect attorney’s fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800- 750-2518 for Loss Mitigation Dept, or by writing to 1661 Wor thington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above.
