About The champion newspaper. (Decatur, GA) 19??-current | View Entire Issue (March 7, 2024)
THE CHAMPION LEGAL SECTION, THURSDAY, MARCH 7- 13, 2024 PAGE 60 cord including, but not limited to, those superior to the Secur ity Deed first set out above. Said property will be sold on an "as-is" basis without any rep resentation, warranty or re course against the above- named or the undersigned. HSBC Bank USA, National As sociation, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2005-HE5, Asset Backed Pass-Through Certificates is the holder of the Security Deed to the property in accord ance with OCGA § 44-14- 162.2. The entity that has full author ity to negotiate, amend, and modify all terms of the mort gage with the debtor is: Spe cialized Loan Servicing LLC, 6200 S. Quebec St., Suite 300, Greenwood Village, CO 80111, 800-306-6059. Note, however, that such entity is not required by law to negoti ate, amend or modify the terms of the loan. To the best knowledge and be lief of the undersigned, the party in possession of the prop erty is Joann Pittman Steph ens or a tenant or tenants and said property is more com monly known as 780 Bristol Wy, Lithonia, Georgia 30058. Should a conflict arise between the property address and the legal description the legal de scription will control. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National As sociation, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2005-HE5, Asset Backed Pass-Through Certificates as Attorney in Fact for Joann Pittman Stephens McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land ly ing and being in Land Lot 161 of the 16th District for DeKalb County, Georgia, being Lot 128, Block B, Stonemill Manor Subdivision, Unit One, as per plat recorded in Plat Book 86, Page 118, and revised in Plat Book 97, Page 104, DeKalb County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. MR/jay 4/2/24 ++Our file no. 5350818 - FT7/STEPHENS++ 420-483402 3/7,3/14,3/21 3/28 NOTICE OF SALE UNDER POWER, DEKALB COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Brandi Smith and Ken neth Hobert Lee to Mortgage Electronic Registration Sys tems, Inc., as grantee, as nom inee for Homestar Financial Corp., its successors and as signs. dated 3/10/2022 and re corded in Deed Book 30363 Page 251 DeKalb County, Georgia records; as last trans ferred to or acquired by PENNYMAC LOAN SER VICES, LLC, conveying the after-described property to se cure a Note in the original prin cipal amount of $230,743.00, with interest at the rate spe cified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Geor gia (or such other area as des ignated by Order of the Superi or Court of said county), within the legal hours of sale on April 2, 2024 (being the first Tues day of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 29 OF THE 15TH DISTRICT, DEKALB COUNTY, GEORGIA AND BE ING LOT 1, FLAKES MILL MANOR SUBDIVISION, PHASE ONE, AS PER PLAT RECORDED AT PLAT BOOK 99, PAGE 16, DEKALB COUNTY, GEORGIA RE CORDS, TO WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DE SCRIPTION. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, in cluding attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 4155 Flakes Mill Manor Lane, Ellenwood, GA 30294 together with all fixtures and personal property at tached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Brandi Smith and Kenneth Hobert Lee or tenant or tenants. PennyMac Loan Services, LLC is the entity or individual desig nated who shall have full au thority to negotiate, amend and modify all terms of the mort gage. PennyMac Loan Services, LLC Loss Mitigation 3043 Towns- gate Road #200, Westlake Vil lage, CA 91361 1-866-549- 3583 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold sub ject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that con stitute a lien against the prop erty whether due and payable or not yet due and payable and which may not be of record, (c) the right of re demption of any taxing author ity, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of re cord superior to the Security Deed first set out above. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PENNYMAC LOAN SER VICES, LLC as agent and At torney in Fact for Brandi Smith and Kenneth Hobert Lee Aldridge Pite, LLP, Six Pied mont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994- 7400. 1120-24241A THIS LAW FIRM MAY BE ACT ING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. + + 1 120-24241 A/SMITH/ LEE + + 420-483403 3/7,3/14,3/21 3/28 NOTICE OF SALE UNDER POWER GEORGIA, DEKALB COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sonia Thompson to Mortgage Elec tronic Registration Systems, Inc., as grantee, as nominee for Stearns Lending, LLC., its suc cessors and assigns, dated September 26, 2018, recorded in Deed Book 27187, Page 517, DeKalb County, Georgia Records, as last transferred to Freedom Mortgage Corpora tion by assignment recorded in Deed Book 28156, Page 220, DeKalb County, Georgia Re cords, conveying the after-de scribed property to secure a Note in the original principal amount of FOUR HUNDRED TWENTY-ONE THOUSAND FIVE HUNDRED EIGHTY-SIX AND 0/100 DOLLARS ($421,586.00), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of DeKalb County, Geor gia, or at such place as may be lawfully designated as an al ternative, within the legal hours of sale on the first Tuesday in April, 2024, the following de scribed property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, in cluding attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing au thority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, li ens, encumbrances, zoning or dinances, restrictions, coven ants, and any matters of re cord including, but not limited to, those superior to the Secur ity Deed first set out above. Said property will be sold on an "as-is" basis without any rep resentation, warranty or re course against the above- named or the undersigned. Freedom Mortgage Corpora tion is the holder of the Secur ity Deed to the property in ac cordance with OCGA § 44-14- 162.2. The entity that has full author ity to negotiate, amend, and modify all terms of the mort gage with the debtor is: Free dom Mortgage Corporation, 10500 Kincaid Drive, Fishers. IN 46037, 855-690-5900. Note, however, that such entity is not required by law to negoti ate, amend or modify the terms of the loan. To the best knowledge and be lief of the undersigned, the party in possession of the prop erty is Sonia Thompson or a tenant or tenants and said property is more commonly known as 4147 Torver Ln, Chamblee, Georgia 30341, Should a conflict arise between the property address and the legal description the legal de scription will control. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Freedom Mortgage Corporation as Attorney in Fact for Sonia Thompson McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land ly ing and being in Land Lot 334 of the 18th District, DeKalb County, Georgia, being Unit 21, Towns at North Peachtree, as shown on plat recorded in Plat Book 257, pages 21-25, DeKalb County, Georgia re cords, which said plat being in corporated herein by reference thereto. MR/kri 4/2/24 ++Our file no. 24-13928GA - FT177THOMPSON++ 420-483404 3/7,3/14,3/21 3/28 NOTICE OF SALE UNDER POWER, DEKALB COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Betty Watts-Reeves to Mortgage Electronic Registra tion Systems, Inc., as grantee, as nominee for Brand Mort gage Group, LLC, its suc cessors and assigns dated 5/6/2011 and recorded in Deed Book 22466 Page 61 and modi fied at Deed Book 23532 Page 247, modified at Deed Book 26122 Page 264 and further modified at Deed Book 26341 Page 418 DeKalb County, Georgia records; as last trans ferred to or acquired by Renas- ant Bank s/b/m to The Brand Banking Company, conveying the after-described property to secure a Note in the original principal amount of $173,057.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DeKalb County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on April 2, 2024 (being the first Tuesday of said month unless said date falls on a Fed eral Holiday, in which case be ing the first Wednesday of said month), the following de scribed property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 69 OF THE 15TH DISTRICT, DEKALB COUNTY, GEORGIA, BEING KNOWN AS LOT 12 OF HAN COCK HEIGHTS PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 214, PAGES 9498, DEKALB COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPOR ATED HEREIN BY REFER ENCE FOR A MORE COM PLETE DESCRIPTION. SAID PROPERTY BEING KNOWN AS 3619 HANCOCK VIEW AC CORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN SAID COUNTY The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, in cluding attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 3619 Hancock View, Decatur, GA 30034 together with all fixtures and personal property attached to and consti tuting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in posses sion of the subject property is (are): Estate/Heirs of Betty Watts-Reeves or tenant or ten ants. cenlar is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. cenlar Mortgage Servicing Rep- resentative 425 Phillips Boulevard Ewing, NJ 08618 customerservice@loanadminis- tration.com 1-800-223-6527 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold sub ject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that con stitute a lien against the prop erty whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any mat ters which might be disclosed by an accurate survey and in spection of the property, and (e) any assessments, liens, en cumbrances, zoning ordin ances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted sub ject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Renasant Bank s/b/m to The Brand Banking Company as agent and Attorney in Fact for Betty Watts-Reeves Aldridge Pite, LLP, Six Pied mont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994- 7400. 1010-2047A THIS LAW FIRM MAY BE ACT ING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. + + 1010-2047 A/WATTS- REEVES++ 420-483405 3/7,3/14,3/21 3/28 NOTICE OF SALE UNDER POWER GEORGIA, DEKALB COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Julia Rodgers and Ollie T Rodgers to Mortgage Electronic Registra tion Systems, Inc., as grantee, as nominee for Ocwen Loan Servicing, LLC, its successors and assigns, dated June 23, 2006, recorded in Deed Book 18905, Page 452, DeKalb County, Georgia Records, as last transferred to Forethought Life Insurance Company by as signment recorded in Deed Book 31262, Page 704, DeKalb County, Georgia Records, con veying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY- FOUR THOUSAND FIVE HUN DRED AND 0/100 DOLLARS ($124,500.00), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of DeKalb County, Geor gia, or at such place as may be lawfully designated as an al ternative, within the legal hours of sale on the first Tuesday in April, 2024, the following de scribed property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Se curity Deed. The debt remain ing in default, this sale will be made for the purpose of pay ing the same and all expenses of this sale, as provided in the Security Deed and by law, in cluding attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing au thority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, li ens, encumbrances, zoning or dinances, restrictions, coven ants, and any matters of re cord including, but not limited to, those superior to the Secur ity Deed first set out above. Said property will be sold on an "as-is" basis without any rep resentation, warranty or re course against the above- named or the undersigned. Forethought Life Insurance Company is the holder of the Security Deed to the property in accord ance with OCGA § 44-14- 162.2. The entity that has full author ity to negotiate, amend, and modify all terms of the mort gage with the debtor is: Shell- point Mortgage Servicing, 75 Beattie Place, Suite 300. Greenville, SC 29601, (800) 365-7107. Note, however, that such entity is not required by law to negoti ate, amend or modify the terms of the loan. To the best knowledge and be lief of the undersigned, the party in possession of the prop erty is Julia Rodgers, Ollie T Rodgers and Estate of Ollie T Rodgers or a tenant or tenants and said property is more com monly known as 647 Lost Creek Cirlce, Stone Mountain, Georgia 30088. Should a con flict arise between the property address and the legal descrip tion the legal description will control. The sale will be conducted sub ject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Forethought Life Insurance Company as Attorney in Fact for Julia Rodgers and Ollie T Rodgers McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT “A” ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 32 OF THE 16TH DISTRICT OF DEKALB COUNTY, GEORGIA. BEING LOT 5, BLOCK P. BRIDGEWATER COMMONS SUBDIVISION (A/K/A MAIN- STREET, PHASE II, SECTION VI), AS PER PLAT RECOR DED AT PLAT BOOK 68. PAGE 94, DEKALB COUNTY. GEORGIA RECORDS, WHICH PLAT IS HEREBY RE FERRED TO AND MADE A PART OF THE DESCRIPTION: BEING IMPROVED PROP ERTY KNOWN AS 647 LOST CREEK CIRCLE ACCOURD- ING TO THE PRESENT SYS TEM OF NUMBERING IN DEKALB COUNTY, GEORGIA. MR/mac 4/2/24 ++Our file no. 23-13424GA - FT18/RODGERS++ 420-483406 3/7,3/14,3/21 3/28 STATE OF GEORGIA COUNTY OF DEKALB NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by MELVIN SHELTON AND ROSIE M. RIGGINS to AMERICAN EQUITY MORTGAGE, INC., in the original principal amount of $161,100.00 dated March 30, 2006 and recorded in Deed Book 18593, Page 546, DeKalb County records, said Security Deed being last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, IN TRUST FOR THE REGISTERED HOLD ERS OF MORGAN STANLEY ABS CAPITAL I INC. TRUST 2006-NC5, MORTGAGE PASS-THROUGH CERTIFIC ATES, SERIES 2006 NC5 in Deed Book 25194, Page 674, DeKalb County records, the un dersigned will sell at public out cry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully desig-