Newspaper Page Text
THE CHAMPION LEGAL SECTION, THURSDAY, MARCH 7- 13, 2024
PAGE 70
Atlanta, GA 30339
404.252.6385
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A
DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
++FMFC23-137 /Gabriel-Bour
geois A/igo++
420-483487 3/7,3/14,3/21,3/28
Notice of Sale Under Power
Georgia, DeKalb County
Under and by virtue of the
Power of Sale contained in a
Deed to Secure Debt given by
Chicago Equities LLC, a New
Mexico limited liability com
pany to SkyBeam Capital REIT
LLC, dated August 20, 2021,
and recorded in Deed Book
29664, Page 586, DeKalb
County, Georgia records, con
veying the after-described
property to secure a Note of
even date in the original prin
cipal amount of $109,000.00,
with interest at the rate spe
cified therein, there will be sold
by the undersigned at public
outcry to the highest bidder for
cash before the Courthouse
door of DeKalb County, Geor
gia, within the legal hours of
sale on the first Tuesday in
April, 2024, to wit: April 2,
2024, the following described
property:
All that tract or parcel of land ly
ing and being in Land Lots 56
and 57 of the 15th District,
Dekalb County, Georgia, being
Condominium Units 709, 801,
and 914, Saratoga Lake Con
dominium, as more particularly
described in that certain Declar
ation of Condominium for
Saratoga Lakes Condominium,
Recorded in Deed Book 13558,
Page 391, Dekalb County Re
cords, as amended, which De
claration and the Plans and
Plats described therein, are
hereby incorporated by refer
ence. Together with appurten
ances thereto, and the undi
vided interest in any common
elements and limited common
elements to such unit as de
scribed in said Declaration.
Tax ID #: 15-057-07-073; 15-
057-07-075; and 15-057-07-
092
Subject to any easements or
restrictions of record.
The debt secured by said Deed
to Secure Debt has been and is
hereby declared due because
of, among other possible
events of default, failure to pay
the indebtedness as and when
due and in the manner
provided in the Note and Deed
to Secure Debt. The debt re
maining in default, this sale will
be made for the purpose of
paying the same and all ex
penses of this sale, as provided
in the Deed to Secure Debt and
by law, including attorney’s
fees (notice of intent to collect
attorney’s fees having been
given).
Said property is commonly
known as 3575 Oakvale Road,
Unit Nos. 709, 801, and 914,
Decatur, GA 30034, together
with all fixtures and personal
property attached to and consti
tuting a part of said property.
To the best knowledge and be
lief of the undersigned, the
party (or parties) in possession
of the subject property is (are):
Chicago Equities LLC, c/o
Jouval Zive, as member and/or
guarantor or tenant or tenants.
Said property will be sold sub
ject to (a) any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), (b) any mat
ters which might be disclosed
by an accurate survey and in
spection of the property, and
(c) all matters of record superi
or to the Deed to Secure Debt
first set out above, including,
but not limited to, assessments,
liens, encumbrances, zoning
ordinances, easements, restric
tions, covenants, etc.
The sale will be conducted sub
ject to (1) confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code; (2)
O.C.G.A. Section 9-13-172.1;
and (3) final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Pursuant to O.C.G.A. Section
9-13-172.1, which allows for
certain procedures regarding
the rescission of judicial and
nonjudicial sales in the State of
Georgia, the Deed Under
Power and other foreclosure
documents may not be
provided until final confirmation
and audit of the status of the
loan as provided in the preced
ing paragraph.
Pursuant to O.C.G.A. Section
44-14-162.2, the entity that has
full authority to negotiate,
amend and modify all terms of
the mortgage with the debtor is:
SkyBeam Capital, LLC
Attention: Loss Mitigation De
partment
3225 Cumberland Blvd, Suite
100
Atlanta, GA 30339
404-793-2323
The foregoing notwithstanding,
nothing in OC.G.A. Section 44-
14-162.2 shall be construed to
require the secured creditor to
negotiate, amend or modify the
terms of the Deed to Secure
Debt described herein.
This sale is conducted on be
half of the secured creditor un
der the power of sale granted in
the aforementioned security in
strument, specifically being
SkyBeam Capital REIT LLC
as attorney in fact for
Chicago Equities LLC, a New
Mexico limited liability company
Richard B. Maner, P.C.
180 Interstate N Parkway, Suite
200
Atlanta, GA 30339
404.252.6385
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A
DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
++FC23-055 / Chicago Equit
ies LLC.++
420-483489 3/7,3/14,3/21,3/28
NOTICE OF SALE UNDER
POWER
GEORGIA, DEKALB COUNTY
Under and by virtue of the
Power of Sale contained in that
certain Deed to Secure Debt
from Deneen S. Harrison
("Grantor" or “Guarantor") to In-
credibleBank ("Grantee"), dated
January 31, 2020, filed and re
corded March 5, 2020 in the
DeKalb County, Georgia re
cords in Deed Book 28151,
Page 652 (the "Security
Deed"), conveying the after-de
scribed property to secure the
obligations of Guarantor under
an Unconditional Guaranty
from Grantor to Grantee guar
antying the obligations of Bizee
Brains Learning Academy, LLC
under a Note in the original
principal amount of Two Million
Eight Hundred Thirty Five
Thousand Five Hundred and
00/100 Dollars ($2,835,500.00)
with interest thereon as set
forth therein (the "Note"), there
will be sold at public outcry to
the highest bidder for cash be
fore the courthouse door of
DeKalb County, Georgia, with
in the legal hours of sale on the
first Tuesday in April, 2024, the
following described property:
All that tract or parcel of land ly
ing and being in Land Lot 22 of
the 16th District, DeKalb
County, Georgia, being Lot 36,
Block A, Panola Mill Subdivi
sion, Phase 1, as per plat re
corded in Plat Book 87, Page
81, DeKalb County, Georgia
Records, which plat is incorpor
ated herein by reference and
made a part of this description.
Said property being known as
5044 Panola Mill Drive accord
ing to the present system of
numbering property in DeKalb
County, Georgia.
The indebtedness secured by
said Security Deed has been
and is hereby declared due be
cause of, among other pos
sible events of default, failure to
pay the debt as and when due
and in the manner provided in
the Note. The debt remaining in
default, this sale will be made
for the purpose of paying the
same and all expenses of this
sale, as provided in the Secur
ity Deed and by law, including
attorneys' fees (notice of intent
to collect attorneys' fees hav
ing been given as provided by
law).
Said property will be sold for
cash or certified funds and sub
ject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any matters
which might be disclosed by an
accurate survey and inspection
of the property, any assess
ments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of re
cord superior to the Security
Deed. The sale will be conduc
ted subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confirma
tion and audit of the status of
the loan with the holder of the
security deed, including but not
limited to a determination that
the loan was not reinstated pri
or to the foreclosure sale.
Grantee reserves the right to
sell the property in one parcel
or as an entirety, or in such
parcels as Grantee may elect,
as permitted in the Security
Deed.
The Guarantor filed for bank
ruptcy protection under Chapter
7 of Title 11 of the U.S. Code
on or around November 13,
2023, and received a dis
charge on or around February
12, 2024. This notice is not in
tended and does not constitute
an attempt to collect a debt
against the Guarantor person
ally.
To the best knowledge and be
lief of the undersigned, the
party in possession of the prop
erty is Deneen S. Harrison, or
her tenant or tenants. The
property is more commonly
known as 5044 Panola Mill
Drive, Lithonia, Georgia 30038.
The name, address and tele
phone number of the individual
or entity who shall have full au
thority to negotiate, amend and
modify all terms of the mort
gage, security deed, and/or
debt with the Borrower/Guar
antor is: IncredibleBank, Attn:
Foreclosures, Starfield & Smith,
PC, 1175 Peachtree St. NE :
Suite 1750, Atlanta, GA 30361.
(404) 389-9041.
THIS FIRM IS ACTING AS A
DEBT COLLECTOR AT
TEMPTING TO COLLECT A
DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
++Deneen S. Harrison++
420-483490 3/7,3/14,3/21,3/28
NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Under and by virtue of the
power of sale contained in that
certain Deed to Secure Debt,
Security Agreement, and Finan
cing Statement from Little Dol
lar Inc. (the “Grantor") to and in
favor of BP Fast Lending LLC
(the “Lender”), predecessor in
interest to Saluda Grade Altern
ative Mortgage Trust 2021 -
RTL1 (the “Holder") dated
December 22, and recorded in
Deed Book 30716, Page 34,
DeKalb County, Georgia re
cords, as transferred and as
signed to Holder (as assigned,
amended and/or modified, the
“Security Deed”), securing that
certain Note dated December
22, 2022 in the original princip
al amount of $225,600.00 ex
ecuted by Grantor payable to
Holder (as amended and/or
modified, the “Note”), there will
be sold at public outcry by
Holder, as attorney-in-fact for
Grantor, to the highest bidder
for cash between the legal
hours for sale before the Court
house door in DeKalb County,
Georgia, on Tuesday, April 2,
2024, the following described
land, improvements and appur
tenances (hereinafter collect
ively referred to as the
“Premises”) to wit:
Property Address: 6499
Crooked Creek Place, Lithonia,
Georgia 30058
All that tract or parcel of land ly
ing and being in Land Lot 127
of the 16th District, DeKalb
County, Georgia, being Lot 14,
Phase 1, Deshon Valley Subdi
vision, as per plat recorded in
Plat Book 83, Page 10, DeKalb
County, Georgia records, which
plat is incorporated herein by
reference and made a part
hereof.
Tax ID#: 16 127 01 016
Subject to any Easements or
Restrictions of Record
TOGETHER WITH, all building
and other improvements now or
hereafter located in, on, or
about the Land, and all of
Grantor's building material in
tended for incorporation but not
incorporated into the improve
ments to the Land, and all fur
nishings, furniture, fixtures, ma
chinery, equipment, tools, and
all other personal property or
chattels used in connection
with the operation of such im
provements, specifically includ
ing, without limitation, appli
ances, gas and electric fixtures
and systems, radiators, heat
ers, engines and machinery,
boilers, ranges, elevators and
motors, plumbing and heating
fixtures and systems, carpeting
and other floor coverings, wa
ter heaters, air conditioning ap
paratus and systems, window
screens, awnings, storm
sashes AND ANY OTHER
PERSONAL PROPERTY COL
LATERAL DESCRIBED IN
ANY SCHEDULE OF ADDI
TIONAL PERSONAL PROP
ERTY COLLATERAL AT
TACHED HERETO, whenever
acquired by Grantor and now or
hereafter located in, upon, or
under the Land, together with
all additions and accessions
thereto and replacements and
proceeds thereof (the “Improve
ments”);
All rents, issues, profits, royal
ties, income, and other bene
fits derived from the Land and
the Improvements (the
“Rents”), subject to the right,
power, and authority herein
after given to Grantor to collect
and apply such Rents, and the
proceeds from any insurance or
condemnation award relating to
the Land and the Improve
ments; and
All easements, rights-of-way,
and rights used in connection
with the Land and the improve
ments or as a means of ac
cess thereto, and all tene
ments, hereditaments, and ap
purtenances thereof and
thereto; and
All the rights, interest, and priv
ileges which the Grantor as
lessor has or may have in the
leases now existing or here
after made and affecting the
Land or the Improvements or
any part thereof, as said leases
may have been or may from
time to time be hereafter made
and affecting the Land or the
Improvements or any part
thereof, as said leases may
have been or may, from time to
time, be modified, extended,
and renewed, together with any
and all guarantees of any
leases affecting all or any part
of the Land or the Improve
ments (collectively, the
“Leases”) and all security de
posits received in respect of
any Lease (the “Security De
posits”).
The indebtedness evidenced
by the Note is due and payable
and remains unpaid. The Se
curity Deed therefore has be
come and is now foreclosable
according to its terms. Accord
ingly, the Premises will be sold
at public outcry pursuant to the
terms of the power of sale
provided in the Security Deed.
The Premises will be sold on
an “as is, where is” basis
without recourse against Hold
er and without representation
or warranty of any kind or
nature whatsoever by Holder
with respect thereto.
The proceeds of the sale are to
be applied first to the ex
penses of the sale and all pro
ceedings in connection there
with, including attorneys’ fees
(notice of intention to collect at
torneys' fees having been giv
en), then to the payment of all
sums secured by the Security
Deed, and the remainder, if
any, will be paid to the person
or persons legally entitled
thereto, all as provided in the
Security Deed. The Premises
shall be sold as the property of
Grantor, subject to all restric
tions, easements and other
matters of record that are prior
to the Security Deed and to
which the Security Deed is sub
ject and to any unpaid city,
county and state ad valorem
taxes or assessments relating
to the Premises.
To the best of the
undersigned’s knowledge and
belief, the owner of the
Premises is the Grantor and
the party or parties in posses
sion of the Premises is the
Grantor or tenants of the Grant
or.
SALUDA GRADE ALTERNAT
IVE MORTGAGE TRUST
2021-RTL1
As Attorney-in-Fact for
++LITTLE DOLLAR INC.++
Lisa Wolgast, Esq.
Morris, Manning & Martin,
L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
420-483491 3/7,3/14,3/21,3/28
NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Under and by virtue of the
power of sale contained in that
certain Deed to Secure Debt
and Security Agreement (“Se
curity Deed”) from Lifestyle
Capital America Inc. (the
“Grantor") to and in favor of
ABL RPC Residential Credit
Acquisition LLC (the “Lender”),
predecessor in interest to Wilm
ington Savings Fund Society,
FSB, not in its individual capa
city but solely as Owner Trust
ee of SG Alternative Title Trust
2023-RTL3 (the “Holder”) dated
September 30, 2022, and re
corded in Deed Book 30610,
Page 638, DeKalb County,
Georgia records, as trans
ferred and assigned to Holder
(as assigned, amended and/or
modified, the “Security Deed”),
securing that certain Note
dated September 30, 2022 in
the original principal amount of
$1,224,000.00 executed by
Grantor payable to Holder (as
amended and/or modified, the
“Note”), there will be sold at
public outcry by Holder, as at-
torney-in-fact for Grantor, to the
highest bidder for cash
between the legal hours for
sale before the Courthouse
door in DeKalb County, Geor
gia, on Tuesday, April 2, 2024,
the following described land,
improvements and appurten
ances (hereinafter collectively
referred to as the “Premises”)
to wit:
Property Address: 1483 Hearst
Drive NE, Brookhaven, Geor
gia 30319
All that tract or parcel of land ly
ing and being in land lot 277 of
the 18th district of DeKalb
County, Georgia, being Lot No.
4 and part of Lot No. 5, Block
15, Unit 3, Oglethorpe Estates
Subdivision as per plat recor
ded in Plat Book 19, Page 84,
DeKalb County Records, and
more particularly described as
follows: Beginning at the corner
formed by the intersection of
the southeasterly side of Hearst
Drive with the southwesterly
side of Humility Lane if said
streets were extended to form
an angle rather than a curve;
running thence southwesterly
along the southeasterly side of
Hearst Drive and following the
curvature thereof a distance of
two hundred twenty-two and
two tenths (222.2) feet to an
iron pin; running thence south
easterly a distance of seventy
(70.0) feet to a point; running
thence northeasterly one hun
dred eighty-five (185.0) feet to
an iron pin on the southwest
erly side of Humility Lane; run
ning thence northwesterly
along the southwesterly side of
Humility Lane and following the
curvature thereof one hundred
forty-eight (148.0) feet to an
iron pin and the point of begin
ning.
Tax ID#: 18 27614 025
Subject to any Easements or
Restrictions of Record
TOGETHER WITH, all build
ings, structures and improve
ments of every nature whatso
ever now or hereafter situated
on the Land, and all fixtures,
machinery, equipment, appli
ances and personal property of
every kind and nature whatso
ever now or hereafter owned by
Grantor and located in, on or
about, or used or intended to
be used with or in connection
with the use, operations or en
joyment of the Land including
all extensions, additions, im
provements, betterments, re
newals and replacements of
any of the foregoing and all
right, title and interest of Grant
or in any such fixtures, ma
chinery, equipment, appliances,
and personal properties, all of
which are hereby declared and
shall be deemed to be fixtures
and accessions to the freehold
and a part of the Premises as
between the parties hereto and
all persons claiming by, through
or under them, and which shall
be deemed to be a portion of
the security for the indebted
ness herein described and to
be secured by this Deed.
TOGETHER WITH, all ease
ments, rights-of-way, strips and
gores of land, vaults, streets,
ways, alleys, passages, sewer
rights, waters, water courses,
water rights and powers, and
all estates, rights, titles, in
terests, minerals, royalties,
easements, privileges, liberties,
tenements, hereditaments and
appurtenances whatsoever in
any way belonging, relating or
appertaining to the Premises or
any part thereof, or which here
after shall in any way belong,
relate or be appurtenant
thereto, whether now owned or
hereafter acquired by Grantor
and the reversion and rever
sions, remainder and remain
ders, the rents, issues, profits
and revenues of the Premises
from time to time accruing (in
cluding without limitation all
payments under leases or ten
ancies, proceeds of insurance,
condemnation payments, ten
ant security deposits and es
crow funds), and all the estate,
right, title, interest, property,
possession, claim and demand
whatsoever at law, as well as in
equity, of Grantor of, in, and to
the same; reserving only the
right to Grantor to collect the
same so long as Grantor is not
in default hereunder.
The indebtedness evidenced
by the Note is due and payable
and remains unpaid. The Se
curity Deed therefore has be
come and is now foreclosable
according to its terms. Accord
ingly, the Premises will be sold
at public outcry pursuant to the
terms of the power of sale
provided in the Security Deed.
The Premises will be sold on
an “as is, where is” basis
without recourse against Hold
er and without representation
or warranty of any kind or
nature whatsoever by Holder
with respect thereto.
The proceeds of the sale are to
be applied first to the ex
penses of the sale and all pro
ceedings in connection there
with, including attorneys’ fees
(notice of intention to collect at
torneys' fees having been giv
en), then to the payment of all
sums secured by the Security
Deed, and the remainder, if
any, will be paid to the person
or persons legally entitled
thereto, all as provided in the
Security Deed. The Premises
shall be sold as the property of
Grantor, subject to all restric
tions, easements and other
matters of record that are prior
to the Security Deed and to
which the Security Deed is sub
ject and to any unpaid city,
county and state ad valorem
