Barrow journal. (Winder, Ga.) 2008-2016, March 23, 2016, Image 18

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Barrow journal., March 23, 2016, Image 18

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Newspaper Page TextPAGE 6B-W BARROW JOURNAL WEDNESDAY, MARCH 23, 2016 Public Notices Continued To the best of the knowl edge and belief of the under signed, the owner and party in possession of the property is GEORGE W BAILEY, SARA C BAILEY, ESTATE AND/OR HEIRS-AT-LAW OF GEORGE W. BAILEY, ESTATE AND/OR HEIRS-AT-LAW OF SARA C. BAILEY, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full author ity to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Reverse Mort gage Solutions - USDM, Loss Mitigation Dept., 14405 Wal ters Road, Suite 200, Houston, TX 77014, Telephone Number: 866-503-5559. BANK OF AMERICA, N.A. as Attorney in Fact for GEORGE W BAILEY, SARA C BAILEY THE BELOW LAW FIRM MAY BE HELD TO BE ACT- ING AS A DEBT COLLEC- TOR. UNDER FEDERAL LAW. IF SO. ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092 Telephone Number: (877) 813-0992 Case No. RMU-15- 06798-1 Ad Run Dates 03/09/2016, 03/16/2016, 03/23/2016, 03/30/2016 www.rubinlublin.com/proper- ty-listings.phpc (MA9,16,23,308/18915-70) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Georgia Because of a default under the terms of the Security Deed executed by STEPHA NIE STACY TO MORTGAGE ELECTRONIC REGISTRA TION SYSTEMS, INC. as nom inee for Home America Mort gage, Inc. and its successors and assigns, dated March 26, 2008, and recorded in Deed Book 1393, Page 525, and Deed Book 1721, Page 134, Barrow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Selene Finance LP by Assignment, securing a Note in the original princi pal amount of $134,946.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebt edness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 5, 2016, during the legal hours of sale, before the Courthouse door in said County, sell at public out cry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in the 249th GMD of Barrow County, Georgia and being designated as Lot 4 of Ansley Estates Sub division according to that Plat of Survey for Revised Lots 4, 5, & 6 of Ansley Estates, by W.T. Dunahoo and Associates, Certified by W.T. Dunahoo, GA RLS #1577, dated 3/25/08, and recorded in Plat Book 59, Page 121, Barrow County, Georgia Records, which plat is incorpo rated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein. Said property is known as 587 Matt Lane, Bethlehem, GA 30620, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any tax ing authority, any matters which might be disclosed by an accu rate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as pro vided in said Deed, and the bal ance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Stepha nie Stacy, a/k/a Stephanie F. Stacy, successor in interest or tenant(s). Selene Finance LP as Attorney-in-Fact for Stephanie Stacy File no. 15-050866 SHAPIRO PENDERGAST & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Please Read then Recycle. Suite 100 Atlanta, GA 30341 770-220-2535/CH shapiroandhasty.com *THE LAW FIRM IS ACT ING AS A DEBT COLLEC TOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 03/09, 03/16, 03/23, 03/30, 2016 [FC-NOS] (MA9,16,23,30B/1323-60T1P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Barrow Because of a default under the terms of the Security Deed executed by JOEY KING AND KIMBERLY KING TO MORT GAGE ELECTRONIC REGIS TRATION SYSTEMS,, INC. as nominee for Home American Mortgage, Inc. and its succes sors and assigns, dated March 26, 2008, and recorded in Deed Book 1392, Page 155, Barrow County Records, said Security Deed having been last sold, assigned, transferred and con veyed to Selene Finance LP by Assignment, securing a Note in the original principal amount of $145,847.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 5, 2016, during the legal hours of sale, before the Court house door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN THE GMD 243, BARROW COUNTY, GEOR GIA, BEING LOT 4, MUIR- FIELD SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 35, PAGE 220, BARROW COUNTY, GEOR GIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property is known as 706 Muirfield Drive, Winder, GA 30680, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any tax ing authority, any matters which might be disclosed by an accu rate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as pro vided in said Deed, and the bal ance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Joey King and Kimberly King, successor in interest or tenant(s). Selene Finance LP as Attor ney-in-Fact for Joey King and Kimberly King File no. 15-056343 SHAPIRO PENDERGAST & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 770-220-2535/CH shapiroandhasty.com *THE LAW FIRM IS ACT ING AS A DEBT COLLEC TOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 03/09, 03/16, 03/23, 03/30, 2016 [FC-NOS] (MA9,16,23,30B/1323-50T1P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Barrow Because of a default under the terms of the Security Deed executed by JOHN HENDER SON AND DENISE HENDER SON TO MORTGAGE ELEC TRONIC REGISTRATION SYSTEMS, INC. as nominee for Home Star Mortgage Ser vices, LLC and its successors and assigns dated August 20, 2004, and recorded in Deed Book 980, Page 211, Barrow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Ditech Financial LLC by Assignment, securing a Note in the original princi pal amount of $160,471.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebt edness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 5, 2016, during the legal hours of sale, before the Courthouse door in said County, sell at public out cry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN G.M.D. 1740, BARROW COUNTY, GEOR GIA BEING LOT 38, BLOCK A, HARMONY GROVE PLANTATION, AS PER PLAT RECORDED IN PLAT BOOK 54, PAGE 68, BAR- ROW COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE Said property is known as 1006 Barley Creek Court, Auburn, GA 30011, together with all fixtures and personal property attached to and con stituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any tax ing authority, any matters which might be disclosed by an accu rate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as pro vided in said Deed, and the bal ance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of John Hen derson and Denise Hender son, successor in interest or tenant(s). Ditech Financial LLC as Attorney-in-Fact for John Hen derson and Denise Henderson File no. 16-058097 SHAPIRO PENDERGAST & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 770-220-2535/S J shapiroandhasty.com *THE LAW FIRM IS ACT ING AS A DEBT COLLEC TOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 03/09, 03/16, 03/23, 03/30, 2016 [FC-NOS] (MA9,16,23,30/1323-50T1P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Barrow Because of a default under the terms of the Security Deed executed by WESLEY EVANS TO WELLS FARGO BANK, N.A. dated August 10, 2005, and recorded in Deed Book 1091, Page 378, Barrow County Records, said Security Deed having been last sold, assigned, transferred and con veyed to HSBC Bank USA, National Association as Trustee for Wells Fargo Home Equity Asset-Backed Securities 2005- 3 Trust, Home Equity Asset- Backed Certificates, Series 2005-3 by Assignment, secur ing a Note in the original prin cipal amount of $136,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebt edness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 5, 2016, during the legal hours of sale, before the Courthouse door in said County, sell at public out cry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 243 OF BARROW COUNTY, GEORGIA, BEING LOT 35, PINKSTON FARMS SUBDI VISION, PHASE 1, AS PER PLAT RECORDED IN PLAT BOOK 54, PAGE 157, BAR- ROW COUNTY, GEORGIA RECORDS, WHICH PLAT IS REFERRED TO AND INCOR PORATED HEREIN BY REF ERENCE. Said property is known as 35 Lays Court, Winder, GA 30680, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any tax ing authority, any matters which might be disclosed by an accu rate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as pro vided in said Deed, and the bal ance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Wes ley Evans, a/k/a Wesley D. Evans, successor in interest or tenant(s). HSBC Bank USA, Nation al Association as Trustee for Wells Fargo Home Equity Asset-Backed Securities 2005- 3 Trust, Home Equity Asset- Backed Certificates, Series 2005-3 as Attorney-in-Fact for Wesley Evans File no. 15-051987 SHAPIRO PENDERGAST & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 770-220-2535/KM M shapiroandhasty.com *THE LAW FIRM IS ACT ING AS A DEBT COLLEC TOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 03/06, 03/13, 03/20, 03/27, 04/03, 2016 [FC-NOS] (MA916,23,30B/1323-50T1P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of BARROW Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ALEX RANFTLE AND KIM- BERLEE K RANFTLE to BANK OF AMERICA, N.A. , dated 02/25/2003, and Recorded on 01/20/2004 as Book No. 0895 and Page No. 0631, BARROW County, Georgia records, as last assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB, DOING BUSINESS AS CHRISTIANA TRUST, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE FOR BOAT 2015 14BTT (the Secured Creditor), by assign ment, conveying the after described property to secure a Note of even date in the original principal amount of $55,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bid der for cash at the BARROW County Courthouse within the legal hours of sale on the first Tuesday in April, 2016, the fol lowing described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1742ND DISTRICT, G.M., STATE OF GEORGIA, COUNTY OF BARROW, CITY OF STA- THAM, BEING LOT 4 OF R.C. PARTEN SUBDIVISION, AND BEING MORE PARTIC ULARLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT AND SURVEY PREPARED BY W.T. DUNA HOO AND ASSOCIATES, INC., CERTIFIED BY W.T. DONAHOO, GEORGIA REG ISTERED SURVEYOR NO. 1577, DATED AUGUST 12, 1993, ENTITLED “CLOSING PLAT FOR ALEX S. RANFTLE AND KIMBERLEE K. RANF TLE,” SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF BARROW COUN TY, GEORGIA, IN PLAT BOOK 41, PAGE 153; WHICH SAID PLAT AND THE RECORDING THEREOF ARE BY REFER ENCE HERETO INCORPO RATED HEREIN FOR A MORE COMPLETE AND DETAILED DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other pos sible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the pur pose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). WILMINGTON SAVINGS FUND SOCIETY, FSB, DOING BUSINESS AS CHRISTIANA TRUST, NOT IN ITS INDIVID UAL CAPACITY, BUT SOLELY AS TRUSTEE FOR BOAT 2015 14BTT holds the duly endorsed Note and is the cur rent assignee of the Security Deed to the property. SELENE FINANCE, acting on behalf of and, as necessary, in con sultation with WILMINGTON SAVINGS FUND SOCIETY, FSB, DOING BUSINESS AS CHRISTIANA TRUST, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE FOR BOAT 2015 14BTT (the current investor on the loan), is the entity with the full author ity to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, SELENE FINANCE may be contacted at: SELENE FINANCE, 9990 RICHMOND AVENUE, SUITE 400 SOUTH, HOUSTON, TX 77042, 877 768 3759. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 405 SUNSET DR, STATHAM, GEORGIA 30666 is/are: ALEX RANFTLE AND KIMBERLEE K RANFTLE or tenant/tenants. Said property will be sold sub ject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all mat ters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordi nances, easements, restric tions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provid ed until final confirmation and audit of the status of the loan as provided in the preceding paragraph. WILMINGTON SAVINGS FUND SOCIETY, FSB, DOING BUSINESS AS CHRISTIANA TRUST, NOT IN ITS INDIVID UAL CAPACITY, BUT SOLELY AS TRUSTEE FOR BOAT 2015 14BTT as Attorney in Fact for ALEX RANFTLE AND KIMBERLEE K RANFTLE. THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA TION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000005072657 BARRETT DAFFIN FRAP- PIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Tele phone: (972)341 5398. (MA9,16,23,30B/19564-80T4P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of BARROW Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ALBERT S. RICHARDSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”), AS NOMINEE FOR HOMESTAR FINANCIAL CORP. , dated 11/08/2010, and Recorded on 11/11/2010 as Book No. 01543 and Page No. 58 72, BARROW County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (the Secured Creditor), by assignment, con veying the after described property to secure a Note of even date in the original prin cipal amount of $117,098.00, with interest at the rate speci fied therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARROW County Courthouse within the legal hours of sale on the first Tues day in April, 2016, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 316TH DISTRICT G.M., STATE OF GEORGIA, COUNTY OF BAR- ROW, BEING LOT 23, BLOCK H, UNIT TWO OF ROXEY- WOOD PARK AND BEING MORE PARTICULARLY DESCRIBED AND DELINEAT ED ACCORDING TO A PLAT AND SURVEY PREPARED BY W. T. DUNAHOO AND ASSO CIATES, INC., CERTIFIED BY W. T. DUNAHOO, GEORGIA REGISTERED SURVEYOR NO. 1577, ENTITLED “FINAL PLAT FOR ROXEYWOOD PARK UNIT TWO,”, SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT FOR BARROW COUNTY, GEOR GIA IN PLAT BOOK 60, PAGE 197; WHICH SAID PLAT AND THE RECORDING THEREOF ARE BY REFERENCE HERE TO INCORPORATED HEREIN FOR A MORE COMPLETE AND DETAILED DESCRIP TION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other pos sible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the pur pose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees hav ing been given). JPMORGAN CHASE BANK, NATIONAL ASSOCIATION holds the duly endorsed Note and is the cur rent assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be con tacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIA TION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866 550 5705. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1914 ROXEY LANE, WIND ER, GEORGIA 30680 is/are: ALBERT S. RICHARDSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and pay able), (b) any matters which might be disclosed by an accu rate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encum brances, zoning ordinances, easements, restrictions, cov enants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provid ed until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION as Attorney in Fact for ALBERT S. RICHARDSON. THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000005777842 BARRETT DAFFIN FRAP- PIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Tele phone: (972)341 5398. (MA9,16,23,30B/19564-80T4P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of BARROW Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHARLES A GARRETT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR HOMESTAR FINAN CIAL CORP, ITS SUCCES SORS AND ASSIGNS , dated 01/19/2010, and Recorded on 01/21/2010 as Book No. 01502 and Page No. 591 599, AS AFFECTED BY BOOK 1877, PAGE 271 281, BARROW County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (the Secured Creditor), by assignment, con veying the after described property to secure a Note of even date in the original prin cipal amount of $228,190.00, with interest at the rate speci fied therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARROW County Courthouse within the legal hours of sale on the first Tues day in April, 2016, the following described property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN GMD 249, BAR- ROW COUNTY, GEORGIA RECORDS AND BEING LOT 20, BLOCK A, MAR TINS CROSSING SUB DIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 56, PAGE 58, BARROW COUNTY, GEOR GIA RECORDS, WHICH RECORDED PLAT IS INCOR PORATED HEREIN BY REF ERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other pos sible events of default, fail ure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attor ney’s fees having been given). JPMORGAN CHASE BANK, NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIA TION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, NATIONAL ASSOCIA TION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be con tacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIA TION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866 550 5705. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modi fy the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 134 DUNEDIN DRIVE, BETH LEHEM, GEORGIA 30620 is/ are: CHARLES A GARRETT or tenant/tenants. Said prop erty will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an continued on following page