Barrow journal. (Winder, Ga.) 2008-2016, March 23, 2016, Image 19

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Barrow journal., March 23, 2016, Image 19

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Newspaper Page TextBARROW JOURNAL PAGE 7B-W WEDNESDAY, MARCH 23, 2016 Public Notices Continued accurate survey and inspection of the property, and (c) all mat ters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordi nances, easements, restric tions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be pro vided until final confirmation and audit of the status of the loan as provided in the preced ing paragraph. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION as Attorney in Fact for CHARLES A GARRETT THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000005818422 BARRETT DAFFIN FRAP- PIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Tele phone: (972) 341 5398. (MA9,16,23,30B/19564-70T4P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of BARROW. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JAMES EDWARD WHITE to JPMORGAN CHASE BANK, N.A. , dated 08/14/2009, and Recorded on 08/24/2009 as Book No. 0140 and Page No. 0785 0803, BARROW County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (the Secured Creditor), by assignment, con veying the after described property to secure a Note of even date in the original prin cipal amount of $96,836.00, with interest at the rate speci fied therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARROW County Courthouse within the legal hours of sale on the first Tues day in April, 2016, the following described property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN G.M.D. 243, BAR- ROW COUNTY, GEORGIA, AND BEING LOT 54, BLOCKA, UNIT ONE, HIGHLAND PARK SUBDIVISION, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 51, PAGE 232, BARROW COUNTY, GEOR GIA RECORDS, WHICH PLAT IS BY REFERENCE INCOR PORATED HEREIN AND MADE A PART HEREOF. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other pos sible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the pur pose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees hav ing been given). JPMORGAN CHASE BANK, NATIONAL ASSOCIATION holds the duly endorsed Note and is the cur rent assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIA TION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, NATIONAL ASSOCIA TION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be con tacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIA TION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866 550 5705. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 208 NEWBERRY DRIVE, WINDER, GEORGIA 30680 is/ are: JAMES EDWARD WHITE or tenant/tenants. Said prop erty will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all mat ters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordi nances, easements, restric tions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be pro vided until final confirmation and audit of the status of the loan as provided in the preced ing paragraph. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION as Attorney in Fact for JAMES EDWARD WHITE. THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA TION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000005870506 BARRETT DAFFIN FRAP- PIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Tele phone: (972) 341 5398. (MA9,16,23,30B/19564-70T4P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Barrow Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated February 6, 2006, executed by STEPHEN SEE LEY to MORTGAGE ELEC TRONIC REGISTRATION SYSTEMS, INC. as nominee for GMAC Mortgage Corpora tion DBA Ditech.com, record ed in Deed Book 1153, Page 305, Barrow County, Georgia Deed Records, and securing a Note in the original principal amount of $36,000.00, said Security Deed last having been assigned to THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUST EE FOR GMACM HOME LOAN TRUST 2006-HLTV1, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in April, 2016 to-wit: April 5, 2016, during the legal hours of sale, before the Barrow County Courthouse door, sell at public outcry to the highest bidder for cash, the fol lowing described real property: ALL THAT PARCEL OF LAND IN BARROW, BAR- ROW COUNTY, STATE OF GEORGIA, AS MORE FULLY DESCRIBED IN DEED BOOK 523, PAGE 727, ID# XX006 040, BEING KNOWN AND DESIGNATED AS TRACT TWO, FILED IN PLAT BOOK 21, PAGE 190. ALL THA TRACT OR PAR CEL OF LAND LYIN GIN GM DISTRICT 1740 OF BAR- ROW COUNTY GEORGIA, AS RECORDED IN PLAT BOOK 21 PAGE 190 OF BAR- ROW COUNTY GEORGIA RECORDS. BY FEE SIMPLE DEED FROM GLENDA HOSKINS SEELEY AS SET FORTH IN DEED BOOK 523, PAGE 727 DATED 12/28/1999 AND RECORDED 12/28/1999, BAR- ROW COUNTY RECORDS, STATE OF GEORGIA. The aforedescribed real property is also known as 1574 Union Grove Church Rd, Auburn, GA 30011, accord ing to the present system of numbering houses in Barrow County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and sta tus of the loan with the holder of the Security Deed, including but not limited to, a determina tion that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and tele phone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Secu rity Deed is Ditech Financial LLC F/K/A Green Tree Servic ing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstand ing ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accu rate survey and inspection of the real property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Secu rity Deed first set out above, including but not limited to, that certain Security Deed dated August 5, 2004, executed by Stephen Seeley to Mortgage Electronic Registration Sys tems, Inc. acting solely as nom inee for SunTrust Mortgage, Inc., recorded in Deed Book 965, Page 830, Barrow County, Georgia Deed Records. To the extent that said real property is comprised of more than one parcel, said real prop erty will be sold in one or more parcels and in such order as the holder of the Security Deed may determine. Upon information and belief, said real property is presently in the possession or control of STEPHEN SEELEY and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, includ ing attorney’s fees, all as pro vided in said Security Deed and the excess proceeds, if any, will be distributed as pro vided by law. THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE FOR GMACM HOME LOAN TRUST 2006-HLTV1 as Attorney-in- Fact for STEPHEN SEELEY Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, 10th Floor Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (MA9,16,23,30B/1328-80T4P) \ Notice of Sale Notice of Sale Under Power Georgia, Barrow County THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by LATOYA CANICE SLATON TO OPTION ONE MORTGAGE CORPORATION, A CALIFOR NIA CORPORATION, dated 11/17/2004, recorded in Deed Book 1000, Page 465, Barrow County, Georgia records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Citigroup Mort gage Loan Trust, Series 2005- OPT1, Asset Backed Pass- Through Certificates, Series 2005-OPT1 by assignment recorded or to be recorded in the Barrow County, Georgia records conveying the after- described property to secure a Note in the original principal amount of FIFTY-SIX THOU SAND AND 00/100 DOLLARS ($56,000.00), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of Barrow County, Geor gia, within the legal hours of sale on the first Tuesday in April 2016, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 249TH DISTRICT, G.M., BARROW COUNTY, GEORGIA, BEING IDENTIFIED AS LOT 9, CON TAINING 2.600 ACRES, AS SHOWN BY THAT CERTAIN PLAT OF SURVEY ENTITLED “FINAL PLAN FOR LABOR AND AID CORPORATION”, PREPARED BY W. T. DUNA- HOO AND ASSOCIATES, INC., CERTIFIED BY W. T. DUNAHOO, GRLS NO. 1577, DATED FEBRUARY 6, 1990, AND BEING OF RECORD IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF BARROW COUNTY, GEORGIA, IN PLAT BOOK 29, PAGE 283; WHICH PLAT AND ITS RECORDING ARE BY REFERENCE INCORPO RATED HEREIN FOR FUR THER IDENTIFICATION AND DESCRIPTION. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner pro vided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 561-682-8000. Please understand that the secured creditor is not required by law to negotiate, amend, or mod ify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Latoya Canice Slaton or a tenant or tenants and said property is more com monly known as 737 Tanners Bridge Circle, Bethlehem, GA 30620-3219. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT1, Asset Backed Pass-Through Certificates, Series 2005-OPT1 As Attorney in Fact for Latoya Slaton Weissman, Nowack, Curry, & Wilco PC. Attn: Lender Services One Alliance Center, 4th Floor 3500 Lenox Road Atlanta, GA 30326 Our File# 017237-006980 (MA9,16,23,30P4) \ Notice of Sale Notice of Sale Under Power Georgia, Barrow County THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by RUSSELL D JOHNSTON TO HOMESTAR FINANCIAL CORP, dated May 12, 2009, recorded in Deed Book 01463, Page 5, Barrow County, Geor gia Records, as last trans ferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1923, Page 97, Barrow County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND FOUR HUNDRED EIGHTY- NINE AND 0/100 DOLLARS ($99,489.00), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of Barrow County, Geor gia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tues day in April, 2016, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner pro vided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA§ 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Russell D Johnston and Estate of Russell John ston or a tenant or tenants and said property is more com monly known as 1450 Solo mon Drive, Winder, Georgia 30680. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attor ney in Fact for Russell D John ston McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in the 246th District, G. M., Barrow County, Georgia being Lot 11 of Double Bridges Farms and being more particularly described and delineated according to a plat and survey prepared by Bul lard Land Planning, certified by Robert F. Bullard, Georgia Registered Surveyor No. 885, dated October 6, 2003, entitled “Final Plat for Double Bridges Farms Subdivision”, said plat being of record in the Office of the Clerk of the Superior Court for Barrow County, Georgia in Plat Book 56, pages 35 & 36, which plat and the recording thereof are by reference incor porated herein for a more com plete and detailed description. MR/spg 4/5/16 Our file no. 5122715 - FT3 (MA9,16,23,30P4) \ Notice of Sale Notice of Sale Under Power Georgia, Barrow County THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by LEROY THOMAS JR. AND WALTER F JACKSON SR. to MORT GAGE ELECTRONIC REG ISTRATION SYSTEMS, INC., AS NOMINEE FOR AEGIS FUNDING CORPORATION, dated 01/07/2005, recorded in Deed Book 1022, Page 415, Barrow County, Georgia records, as last transferred to U.S. Bank National Associa tion, as Trustee for the regis tered holders of Aegis Asset Backed Securities Trust 2005- 1, Mortgage Backed Notes by assignment recorded or to be recorded in the Barrow County, Georgia records conveying the after-described property to secure a Note in the origi nal principal amount of ONE HUNDRED THIRTY-THREE THOUSAND AND 00/100 DOLLARS ($133,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bid der for cash before the court house door of Barrow County, Georgia, within the legal hours of sale on the first Tuesday in April 2016, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN G.M.D. 1740, BARROW COUNTY, GEOR GIA, BEING LOT 37, BLOCK A, HARMONY GROVE PLANTATION, AS PER PLAT RECORDED IN PLAT BOOK 54, PAGE 68, BAR- ROW COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner pro vided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 561-682-8000. Please understand that the secured creditor is not required by law to negotiate, amend, or mod ify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are Leroy Thomas Jr. and Walter F Jackson Sr. and Dalzina R Jackson or a tenant or tenants and said property is more commonly known as 1008 Barley Creek Court, Auburn, GA 30011. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Associa tion, as Trustee for the regis tered holders of Aegis Asset Backed Securities Trust 2005- 1, Mortgage Backed Notes As Attorney in Fact for Leroy Thomas Jr. and Walter F Jack- son Sr. Weissman, Nowack, Curry, & Wilco PC. Attn: Lender Services One Alliance Center, 4th Floor 3500 Lenox Road Atlanta, GA 30326 Our File# 017237-006233 (MA9,16,23,30P4) \ Notice of Sale Notice of Sale Under Power Barrow County Pursuant to the Power of Sale contained in a Secu rity Deed given by WAYNE SAYLORS TO MORTGAGE ELECTRONIC REGISTRA TION SYSTEMS, INC., as nominee for Polaris Home Funding Corp. dated 5/3/2010 and recorded in Deed Book 1517 Page 144 Barrow County, Georgia records; as last transferred to or acquired by BANK OF AMERICA, N.A., conveying the after-described property to secure a Note in the original principal amount of $ 131,682.00, with interest at the rate specified therein, there will be sold by the under signed at public outcry to the highest bidder for cash before the Courthouse door of Bar- row County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on April 05, 2016 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land, situate, lying and being in the 316th District, G.M., Barrow County. Georgia, being iden tified as Lot 17 of Oakcrest Estates, Unit Two, as shown by a plat of survey entitled “Sur vey for Oakcrest Estates, Unit Two”, prepared by Borders and Associates, certified by Paul E. Borders, Georgia Registered Surveyor No. 1995 and being of record in the Office of the Clerk of the Superior Court for Barrow County, Georgia in Plat Book 35, Page 282, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner pro vided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Secu rity Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 202 Amber Way, , Winder, GA 30680 together with all fixtures and personal property attached to and con stituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in posses sion of the subject property is (are): Wayne Saylors or tenant or tenants. Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Bank of America Home Loan Assistance Dept. 7105 Corporate Drive Plano, TX 75024 (800) 846-2222 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstand ing ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemp tion of any taxing authority, (d) any matters which might be disclosed by an accurate sur vey and inspection of the prop erty, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be pro vided until final confirmation and audit of the status of the loan as provided immediately above. BANK OF AMERICA, N.A. as agent and Attorney in Fact for Wayne Saylors Aldridge Pite, LLP (formerly known as Aldridge Connors, LLP), 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1016-667501077A THIS LAW FIRM MAY BE ACTING AS A DEBT COL- LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE . 1016-667501077A (MA9,16,23,30B/20795-80P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Barrow Because of a default under the terms of the Security Deed executed by MICHAEL OWENS AND RHONDA COVINGTON TO MORT GAGE ELECTRONIC REG ISTRATION SYSTEMS, INC. as nominee for Taylor, Bean and Whitaker Mortgage Corp. and its successors and assigns dated May 9, 2007, and recorded in Deed Book 1314, Page 393, Barrow County Records, said Security Deed having been last sold, assigned, transferred and con veyed to Selene Finance LP by Assignment, securing a Note in the original principal amount of $105,347.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 5, 2016, during the legal hours of sale, before the Court house door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL, OF LAND LYING AND BEING TN THE 249TH DISTRICT, GMD, STATE OF GEORGIA, COUNTY OF BARROW, BEING MORE PARTICULARLY A SURVEY FOR GERALD A. WEBB BY continued on following page