About Dunwoody reporter. (Sandy Springs, GA) 20??-current | View Entire Issue (Feb. 2, 2021)
DUN Community | 15 FEBRUARY 2021 ■ www.ReporterNewspapers.net Volunteers aid parks and arts in ‘Day of Service’ Many volunteers turned out Jan. 18 to aid parks and painting projects as part of the “Day of Service,” the city of Dun- woody’s annual way of marking Martin Luther King Jr. Day. Around 100 volunteers worked to up root invasive species at the Dunwoody Nature Center on Roberts Drive and to paint a mural on a courtyard at the Spruill Center for the Arts on Chamblee- Dunwoody Road. Brook Run Park on North Peachtree Road was a volunteer site as well. With the event occurring during the pandemic, the attendance was limited by registration and volunteers worked in masks. Other MLK Day events in Dunwoody included a display of King-related items by the Dunwoody Preservation Trust at the Donaldson-Bannister Farm, and a food drive to help fill the pantries at Com munity Assistance Center and Malachi’s Storehouse, which have seen enormous demand during the pandemic. PHOTOS BY PHIL MOSIER. Right, Kate Carson of the ecological cooperative ReForest ATL holds up a sample plant as she leads volunteers to remove invasive species at the Dunwoody Nature Center. Top left, Jack Burch, an Emory University sophomore who grew up in Dunwoody, checks the temperature of incoming volunteers at the Dunwoody Nature Center as a pandemic safety precaution. Bottom left, Volunteers uproot ivy at the Nature Center. WORTHWHILE CONVERSATIONS SIMPLIFYING AND ORGANIZING IN THE NEW YEAR HOW DO YOU HELP PEOPLE FULFILL THOSE PREDICTABLE RESOLUTIONS ABOUT BETTER ORGANIZING THEIR FINANCES? "Predictable" is correct. In our 50-year history, we consistently hear this goal from clients. It is logical because complicated and disorganized financial planning leads to stress and procrastination over important decisions. The good news: Just a few simple steps can result in significant improvement in your planning. For most people, it starts with preparing an up-to-date Balance Sheet that lists all of your financial accounts and assets, along with all debts owed. Update this yearly as a financial discipline. AN UPDATED BALANCE SHEET MAKES SENSE. WHERE’S THE SIMPLIFYING? Find opportunities to simplify by consolidating assets and liabilities into fewer accounts that are easier to track and manage. Over time, many families "proliferate" financial accounts which no longer make sense as a whole. Consolidating accounts makes it easier to properly manage personal finances, reducing costs and account fees. Do the same with credit cards and liability accounts. Imagine the feeling of efficiency as it becomes easier and quicker to manage accounts (auto-payments, paperless files, etc.). Also, don't forget to protect these accounts from cyber-fraud. Use a Password Manager to organize and easily recall complex passwords. WHAT ABOUT A BUDGET? Our Wealth Planning Committee, a multi-disciplinary group of professionals (CPAs, JDs, and other credentialed firm members), meets to brainstorm such topics and has developed a client-centered approach. Committee Chair, Phillip Bill Kring, MaryJane LeCroy, and Phillip Hamman discuss the importance of developing hassle-free and organized financial lives. (Left to right: Phillip Hamman, CFA, CFP®; MaryJane LeCroy, CFP®; and Bill Kring, CFP®) Plamman, CFP®, CFA, commented about budgets: "We should re-invent budgeting since 'Budgeting in Reverse’ is sufficient for most - simply identify the required savings and accumulation targets, and make sure you hit those numbers." WHERE CAN YOU GET HELP? Slaying the "Organization Dragon" is more than a weekend exercise. If you need help getting things in order, talk with your financial advisor since they may have expertise. We advise people to be careful in seeking help. Choose an advisor 100% committed to the Fiduciary business model, with a legal duty to put their clients' best interests first. This is the model we follow at Linscomb & Williams. Contact us if you would like to sit down and create an organized financial plan at our office in Atlanta. LINSCOMB WILLIAMS WEALTH MANAGEMENT SINCE 1971 Atlanta Wealth & Pension Team 2727 Paces Ferry Road SE Building Two, Suite 1475 Atlanta, Georgia 30339 770 333 0113 www.linscomb-williams.com CADENCE„„ Linscomb & Williams is not an accounting firm. Subsidiary of Cadence Bank. Investment Products: Not insured by FDIC. Not bank guaranteed. May lose value. Not insured by any Federal Government Agency. Not a bank deposit.
