About Atlanta semi-weekly journal. (Atlanta, Ga.) 1898-1920 | View Entire Issue (Nov. 22, 1912)
4 THE SEMI-WEEKLY JOURNAL ATLANTA, GA., 5 MOBTB FOB3YTH ST. Entered Mt the Atlant* Postoffice as Mall Matter of the Second Class. JAMES B- GBAT, President and Editor. a JBSCBXPTION PBICE Twelve months 76c ; Six Months * Three months 25c The Semi Weekly Journal Is published on Tuesday and Friday, and is mailed by the shortest routes for early delivery. It contains news from all over the world, brought by special leased wires Into our office. It has a staff of distinguished contributors, with strong departments of special value to the home and the farm. Agents wanted at every postoffice. Liberal com * mission allowed. Outfit free. Write R. R BRAD LEY. Circulation Manager. The only traveling representatives we have are J. A. Bryan. R. F- Bolton. C. C- Coyle, L. H. Kim brough and C. T. Yates. We will be responsible only -for money paid to the above named traveling repre sentatives. e NOTICE TO SUBSCEIIEBS. The label used for addressing your paper shows the time your subscription expires. By renewing at least two weeks before the date on this label, you insure regular service. In ordering paper changed, be sure to mention your old, as well as your new address. If on a route please give the route number. We cannot enter subscriptions to begin with , j back numbers. Remittances should be sent by postal order or registered mall. Address all orders and notices for this de partment to THE SEMI-WEEKLY JOURNAL. I Atlanta. Ga. Thanksgiving Turkey will be no higher this year —no lower, but still no higher. STATE AID FOR GOOD ROADS , A state tax for the building of highways from county seat to county seat throughout Georgia will he contemplated by a measure which Representative Minter Wimberly, of Bibb county, announces he will Introduce before the Georgia legislature next sum mer for enactment into law. Thia measure would make one-fourth of one per cent of the state tax in each county applicable exclusively to road construc tion and maintenance upon a state-wide plan. The Journal hopes that the majority of the in coming legislature’s members will be predisposed to favor such a measure as this, and that they will consider it carefully and enact it into law if it be soundly drawn. The intent of it is in line with the policy which The Journal has advocated day In and day out for several years past—the policy of state participation in road building, of state supervision and aid. The time has passed when roads could be built haphazard. In the beginning, when the convicts were first placed on the public roads, there were few highways of any kind save in the larger counties; and any new roads were better than the old ruts. Now the state has reached that stage of road building where expert supervision and planning are *■ The measure which seeks to establish a state bu reau of road building has failed of enactment so far more because of apathy toward it than opposition against it Let the state bureau be created, and let an expe rienced and an intelligent road builder be placed at the head of it with authority to accomplish results. Let Georgia give her aid in this nd a financial way to the perfection of her counties’ good road work. We know a lot of men who would be more success ful if they would stay at home and send their wives. A blase man is one who can’t be tempted because there are no new brands of temptation for him to yield to. If a woman is anxious to see her husband as other people see him she should induce him to run for office, then read the opposition papers. OUR MERCHANT MARINE. One of the great constructive tasks that lies be fore the Democratic administration of our country is that of re-establishing our merchant marine. The United States ensign has become so great a rarity upon foreign seas as to be almost unknown there. The responsibility lies with our government Re strictions which could not be met have been imposed by interests anxious that they remain unfulfilled. This is one of the matters which has occupied the close attention of the presidentelect for a number of years past, and is a topic which he discussed dur ing the recent campaign as belonging among the most important issues of the party. President-elect Wilson’s appreciation of its importance is shared by many thoughtful men; and the country at large has begun to realize that somehow the lack of a mer chant marine has seriously affected our nation’s pros perity; that it has reflected some influence, some how, upon cost of living under our flag; and that it must be a remedied condition before the Pan ama canal is opened to traffic, lest our nation find itself in the position of having provided a vast ben efit for the rest of the world's commerce while it excluded its own. Congressman Oscar W. Underwood’s speech at Birmingham the other day on this topic gives point to the present adversion to IL “The time has come when we must return to the doctrine of our Democratic fathers and discriminate in favor of American ships,’’ he is quoted as de claring. The discrimination now is the other way—against American ships. It is an evil situation. But it can be cured sim ply. The removal of some existing restrictions that look innocent but are deadly in effect, will give our merchant marine a chance to restore itself without subsidy and without other favor. PESTILENCE WINS. At the very gates of Constantinople the conquer ing Bulgarians have stopped to parley with the Turks for peace, say the dispatches. The victory belongs to cholera. A pestilence more powerful than either army, and revelling in the conditions of war which made of th<*hi its easy victims, seems to have fallen over them like a pall and stopped the fighters. Nearly five hundred yearse ago the Saracen drove the Christian from Constantinople. Later the Turk conquered the Saracen, and the crescent remained supreme. Now, just as the cross is about to be borne back in victory through the gates of the an cient city, comes cholera to block its progress. The Moslem and the Christian can stand each other’s bullets and shells, but neither can battle success fully against the invisible death that lurks in the p’ague among them. It was one of the satires of fate that the Turk armies should develop the cholera, and that the Bul garian armies driving them back should camp down in the identical region which the Turks had infected and left for their enemies to share. It is also reported that, true to their nature, the Turks have converted the Sofia mosque into a pest house, that the invaders might not be able to hold Christian ceremonials of thanksgiving there in case they entered the city. But for the cho.era, the Turk would have been swept off the edge of Europe where he stands and back into Asia whence he came. There’s no real news, though, in the Information that an armistice has been declared. The world knew that fighting could not last more than a few hours longer. Interest now turns its attention to the aftermath of the remarkable war. Can the four little nations of the powerful Balkan confederation reconcile their differences and stifle their internal jealousies sufficiently to present a solid front to the rest ot Europe? And if they can and do, will Europe be able to recognize their claims as victors upon the spoils without becoming involved in a conflagration of war in its own camps? CHAIRMAN JOSEPH M. BROWN. Governor Brown’u acceptance of the appointment tendered him as chairman of the Atlanta chamber of commerce committee of one hundred Democrats to organize numerous and creditable representation from Georgia at Washington on inauguration day, reflects the earnestness with which the governor ex presses his commendation of the patriotic movement. The position of chairman of that committee is going to be no mere honorary title. It will involve work —for the task that the committee will have m hand is a tremendous one, almost appalling in its mass of detail. Every member of the committee, from the chairman to the hundredth member, will have to work in good seriousness. The Journal con gratulates the chamber of commerce upon having received the accep ..nee of Governor Brown; and it congratulates Governor Brown upon his active in terest in a great hour of Democracy. GEORGIA’S APPLE CROP. In Atlanta, last week, there was to be seen an exhi bition of Georgia apples grown on the hills of Haber sham and Rabun counties in the northeastern part of the state. It was presented by private interests — yet their display could not lose its public merit. The apple display in Atlanta should have been part of a big exposition of Georgia apples from every part of the state where apples are grewn. This is one of Georgia’s resources which has been left to develop almost of itself without public spirit be hind it In Spokane, Washington, the other day, the fifth “national” apple show in that section was opened, amid the blowing of steam whistles and the ringing of bells, by Governor Hay with a formal announce ment that King Pip V had ascended the throne. Up wards of 2,500,000 apples were in place in the expo sition. Yet Georgia’s possibilities as an apple state are said to be greater than those of either Washington or Oregon. PHILOSOPHY OF COCKNEY MOSE There is something more than ordinarily inter esting in the unique offer that Cockney Mose, other wise known as Jake Bergin, now serving a vagrancy sentence in Milwaukee, has made to the state of Wisconsin. Mose says that he’s getting old, his friends are gone, and he’s tired of dodging the police. He wants to exchange what little liberty his future holds for a few extra favors and a life sentence in the penitentiary. Here are the extra favors that Mose wants in re turn for the occasional liberty to which he would surrender all claim: Five cigars a day, four daily newspapers, six magazines, two extra cups of coffee a day, one piece of pie, the privilege of sleeping by an open window. He might share the papers and magazines and open window with other convicts. With the concession of these fancy trimmings, Mose would be glad to have the Wisconsin state legisla ture make a state convict of him for the rest of his natural life. "I was arrested the first time about twenty years ago,” Mose is quoted as explaining. “Since then I’ve been in and out of jail. I can’t get honest work. Everybody knows me as a crook. I get about three months liberty a year, as things go now. I want to swap those three months for a few little extras, and take a life sentence so I can pass the rest of my days in comfort and peace. It’s a bar gain for the state. They have me nine months of the year anyway, and my plan would save them the expense of catching me and trying me so often.” Mose, known among criminals and police through out the country, intimates that if Wisconsin doesn’t “take him up” on his offer, there are other states that might be glad of a chance. He mentions sev eral of them, recalling former periods of acquaint ance with their state prisons. “It’s easy,” a Milwaukee policeman is quoted as saying. “Let him try highway robbery. He’ll get twenty-five years for it, and that’ll finish him.” But Mose is offering to strike a bargain, not to surrender all unconditionally. “He should be examined as to his sanity,” a judge of the Milwaukee municipal court is reported to have remarked. But it is not easy to agree with the judge. Years ago, the law might have studied and cor rected the peculiarities of Jacob Bergin, or Cockney Mose. Now he’s an old crook, and the law should com promise with him for its own shortsight in the be ginning. THE ATLANTA SEMI-WEEKLY JOURNAL, ATLANTA, GA., FRIDAY, NOVEMBER 22, 1912. Safe Hunting Rules With the opening of the game season in Georgia, the following, reprint is interesting of the “safe rules,” compiled half a dozen years ago by H. A. Surface, state economic zoologist of Pennsylvania. It is said that the demand for printed copies of these rules has never ceased and is renewed each year with the advent of the season. Requests for copies are reported by Professor Surface from all over the county.. . j There is nothing novel about Surface’s rules. They merely set forth and emphasize common sense methods of carrying and using a gun. ‘‘lf every one oberved these rules,” said Professor Surface, “we'd have mighty few gunning accidents. 1 do not know that I ever heard of a hunting accident which wag not due to direct violation of the ordinary precautions herein set forth, and 1 have been waken ing reports of accidents for a good many years.” The rules are as follows: “1. Always keep the gun pointed from yourself and other persons. “2. Carry a gun with the end pointed either up ward, toward the sky, or downward, toward the ground. Never sweep the horizon with it. “3. In getting over logs or fences always see that the gun is first put over and in a solid position, where it will not fall. Then go to another place to climb over, and pick up the weapon with the end pointing where it should. / “4. Never pull or draw a gun toward yourself by the muzzle, especially in wagons, boats, over fences, logs, etc. “5. Do not load the gun until after leaving the house, and draw the loads as soon as leaving the hunting grounds. “6. Never keep - loaded gun around the house or tent, and do not leave a loaded weapon where it may be knocked down by dogs or children. “7. Do not carry the gun cocked excepting when alert for the game to rise. “8. Do not shoot into moving bushes or in the di rection of a noise without being sure the desired game i s there and seeing it for certainty. The movement or nols e may be caused by sorrfte person or by domes ticated stock. “9. Watch the muzzle of the gun that no mud, snow, or other material fills it; and do not load as heavily with white or nitro powder as with black pow der. This may prevent accidents from bursting. “10. Do not start a fire in the woods without first providing against its spreading, and do not leave it burning under any circumstances. “11. Do not wound game and leave it to suffer and die of its injuries. Better to spend an hour searching for a winged bird than to let it remain and suffer for a day or two before relieved by a merciful death. ”12. Do not shoot protected birds or animals.. There is a reason for protecting them. Find what it is and you will agree that the law is generally correct In giving them a protective season. "13. If you are £oing for fun only, it is all right to take inexperienced friends ,a well-filled lunch basket, literature and a target, and go to the nearest grove. “14. If going for game, go alone or with experi enced hunters only, carry only what is essential. Hunt with the back to the sun, slowly and quietly, and in such places and at such time of day as expe rience has taught that the particular kind of gams sought is to be found. “15. Do not hunt for ‘anything.’ This generally results in nothing. Different kinds of game are to be found in different places and at varying times of day, according to the species sought. Decide before starting out as to the kind of game to be hunted and the region to be visited. “16. Ascertain if farms or premises are 'posted' or hunting is forbidden, and keep out of tuoble by either avoiding them or by asking the owner for per mission to hunt on those portions where no damage to livestock may result. '"l7. If .tnces are knocked down in climbing over them, take time to fix them up properly. Leave gates and bars just as they were found. If open, leave them so, as that is evidently what the owner wants, but if closed be sured to close and fasten them as before. “18. Be satisfied with a fair share of game, and do not try to exceed the legal limit or to kill all that may be found, just because it may be there. A TRIUMPH OF JUSTICE. The verdict of a New York jury, Tuesday, that the four picturesquely named Bowery toughs are guilty in the first degree of the murder of the gambler, Herman Rosenthal, is a triumph of justice no less illustrious than that attained when the police lieutenant, Becker, was convicted of the same murder in the same degree. The whole pack of murderers will get the sajne sentence —death in the electric chair. Whether they pay that penalty is a matter that the future alone can determine; but the chances are that they will be executed, if they do not die of senility meanwhile. To release them would be to in voke the wrath of a great community that is con vinced of their guilt by the fact that with every doubt in their favor they were convicted by jury trial. The Rosenthal case, revealing an appalling alli ance between the police force of New York city and the underworld element there, has been watched with profound interest by the whole nation and the world at large. Its progress has been commendably free of needless delay. New York has been on trial. The people, their courts of jfistice, their sanity ot government—have been on trial. And the results secured thus far have vindicated them. The Rosenthal case has been subjected to a wave of judicial reform that has been sweeping invisibly but irresistibly over the country. The same spirit of a reform demanded has been evident in the Beattie case in Virginia, in the Richeson case in Massachusetts, in the Allen gang case in Virginia, in the McNamara cases in California, and in numerous other criminal cases of the past few months in all parts of the country. Things look more wholesome as one important case after another is decided in favor of society against the criminal. It is becoming almost unwise to do wrong. It is pleasant to note in the market reports that cheese is quiet. ‘ -PROSPERITY” OUR SLOGAN. The Democratic party’s attitude toward estab lished business was happily given point by the interview in the Savarfnah dispatches, Wednesday, quoting W. J. Bryan, then temporarily in that city. “Prosperity is going to be the slogan of the Democratic administration,” Mr. Bryan is quoted . 3 declaring. President-elect Wilton’s assurances that there is to be no reckless upheaval of business, have already placed the party in its true light before the misin formed voters who have feared the consequences if it ever came into power. As Mr. Bryan remarked in Savannah, these assurances have shown the panic scare talk used by the opposition to be false. Democracy’s work in charge of the nation’s af fairs is so well defined and so obvious that none need remain in uncertainty about it. The party’s slogan is, indeed, prosperity. TOPICS CCAPOCTED. BY MRS. U HJTELTO4 BLESSED “TO-BE’S.” Just to be tender, just to be true; Just to be glad the whole day through! Just to be merciful, just to be mild; Just to be trustful as a child; Just to be gentle and kind and sweet; Just to be helpful with willing feet; Just to be cheery when things go wrong; Just to drive sadness away with a song. Whether the day is dark or bright; Just to be loyal to God and right. ' Just to believe that God knows best; Just in His promises ever to rest; Just to let love be our daily key; This is God’s w'ill for you and for me. —Young People’s Weekly. While there are needful militant forces in the world, there are not many real leaders. But there are scores and thousands of others who must stand and wait and follow tne right. Waiting is often irksome — just as cheerfulness is often forced, for goodhesN sake; but the people who make the best every-day toilers are the tender —the glad—the merciful—the trustful—the gentle—t>e helpful—and cheery, who are loyal to God and to right. When the four walls close in about us, and we understand we are not to go out any more forever — until the undertaker carries out the casket—we will find that the graces of mind and spirit herein cata logued a “Blessed To-Be” will give us more satisfac tion than everything else beside. If we can respect ourselves—appreciate out own motives —deal fairly with our neighbors—and stand loyal to God and the right, there is nothing that can hurt us very much, here or hereafter. It is not always easy to do any one of these blessed “To-Be’s.” Human nature is very strong and oftentimes very restive, but the happy people are those who are loyal to God and the right, and when the way is hedged in, and everything looks dark—a belief that God knows best will smooth the way and keep us serene. “Be still and know that I am God!” is one of the most quieting sentences in Holy Writ; and when God reigns passion ceases to harrass our mortal desires, or passions, or prayers! May God help us to remember to be still and know that God reigns and will do right. • * • WHO SHOULD CONTBOL AMEBIC A? All our republican institutions were made by the Anglo-Saxons. Those who landed at Jamestown were English people and those who camo to Plymouth Rock were of the same class and breed. The Cavaliers and the Puritans were pure Anglo-Saxons. The Hugue nots, who settled in Carolina, were white people. The people who came over *with Oglethorpe were English people. When the Revolutionary war ended —it had been won by Anglo-Saxons. The war of 1812 was won in the same v xy. United States troops—white men—won the war with Mexico. I think we will all agree that white peoples Anglo-Saxons, and Anglo- Celts, conquered the Indians, and we will certainly agree that these white settlers intended to leave the heritage on vhich they lavished blood and treasure tq their own descendants. To quote a modern writer, “The old Anglo-Saxon opened up the wilderness—drove the road —bridged the stream and made the law ” Now, what has happened? Not counting previous emigration, America is said to have received from Europe and Asia in the last thirty years—twenty-eight million people. The negro race that was brought over in slave ships—now num ber ten million people. The emigration from Europe —previous to and succeeding the Civil war—will count up at least another ten million. Add these alien races together and you have nearly fifty millions. The population of the United State is set down at one hundred millions—and nearly one-half are alien races—and of many colors. These peoples have done little or nothing towards making this government great in fame —but they have profited largely in pocket. The Italians—the Slavs— the Polaks —the Russian Jew —the Asiatics and the African are all here, living under the American flag— and claiming the right to elect rulers, and enjoy benefits. How is this state of things, treating the legacy which those old Puritans and Cavaliers and Hugue nots fought to preserve to their own descendants? If there is a more serious national problem, please point it out. THE PBOFESSOB WAS MISTAKEN. There are all sorts of public speakers abroad in the land, but the professor who advised the wage-earning girl to spend all her money on clothes and finery—no matter if her homefolks needed a part of it—is the champion misfit of the entire lecture field —so far us my information extends. The girl who is willing to see her poor mother slave and toil when she might help with a part of her earnings, is a very ungrateful daughter, as I see it. That mother may be Irritable and may not be the extra manager that some mothers are, but she is the mother—and that means a whole lot. More than that, I doubt if there is one mother in a hundred who would share her girl’s wages, if there was not abso lute necessity for such sharing—and largely to make the house pleasant to the girl herself. And who is so near to the girl as the mother, who brought her into the world and cared for her tenderly. The professor's remarks called forth remarks from some sensible women, who felt indignant that the subject had been so unfairly treated by the professor. There are lot s of girls who do not divide, many Wiore than the self-sacrificing ones; and it is a well known fact that selfishness has made many a poor mother’s heart ache, and doubtless thrown the girl into outside company, where her mother’s care vras needed for her safety. Towns and cities are full of girls working for wages nowadays. In my girlhood no girl went out side for work who could be sheltered at home, unless she went into a home to weave or sew, or maybe teach neighborhood schools. In all these places, sht was sheltered with womenkind, and while some poor girls do go wrong—under most favorable circum stances —the majority of such wage-earning girls in my early time, got along very well. I have always been a friend to working girls—and where they have to work away from home I have insisted that they shall have the best protection—legal and social. But the professor’s advice was so disloyal to parents, that I thought we should not heed it. FAVORS EXTRA SESSION Editor Atlanta Journal, Atlanta, Ga. Dear Sir: I wish to approve of your position in favor of an extra session of congress for the re vision of the tariff —downward. It is very important that the business yorld be kept in suspense as little as possible as to just what will be done. My object in writing is to suggest a method of procedure which would largely allay any disposition on the part of business men to adopt a waiting policy to see what will be done. If Mr. Wilson’s call or announcement of an extra session were coupled with his recommendation that the tariff be revised one schedule at a time, and that all new tariff bills passed become effective not until Jan uary 1, 1914, business men could proceed with their affairs for 1913 secure of their calculations not being upset. Also being informed in advance of just what the tariff for 1914 would be there would be no uncertainty about the future. Ideal business conditions cannot be hoped for so long as there is any uncertainty in reference to any important economic legislation, no matter how neces sary such legislation may be. .Very truly yours W. E. .BRYSON. THE COSMIC ACCURACY By Dr. Frank Crane Nature never guesses, slips, stumbles, or misses. She never makes a move that cannot be expressed in algebraic formula. There is no 'waste, no scrap*, no refuse. The chemical of the garbage heap are just aJ true as those of the apothecary’s table. Burn this in the grata and you have not destroyed * thing; the matter has all passed, by rigid chemic formulae, into ashes and gases. Even music can be mathemat ically expressed. A Mozart nata is governed absolutely by the laws of numbers. And if these things are under the rigid rule of exact law, why are not the things of mind and heart and soul governed also by the same exactness? Was it not a good guess of old Epicharmus that “we live by arithmetic and logic?" And was Pythogoras so K.wx F-i. IM far astray when he made number the center o< phil osophy and theology? It must be so. Anger, kindness, malice and love move with the same unerring exactness that prevails in the compounds of sulphur, hydrogen and oxygen. Nature would not be so careful in low matter and slipshod In her high products of the spirit. It Is no mere figure of speech, then, to say, “B<s sure your sin will find you out,” or "Whatsoever man soweth, that shall he also reap?” Also, your good ness will find you out. You live in a world of accu rate moral as well as chemical reaction. The Ten Commandments do not foozle any more than does the multiplication table. Once we get this conviction deep in our mind it ought not to alarm us, but to give us a great and unshakable peace. For it gives us the feeling that our destiny is not the plaything of chance, but Is the result of a precise and Intelligent purpose. If nature is so solicitous about that atom of hydrogen, she cer tainly is not going to overlook me. Few people actually taka as their working creed the moral and spiritual accuracy of the universe. They adml 1 the rule in physics and astronomy and in the assayer’s office, but in their human relations they persist in the suspicion that life is rather a game of cards, part luck and part shrewdness. Whoever will renounce this superstition, acknowl edge once for all that justice and mercy are as relia ble as the rule of three, and utterly commit his life, happiness and immortal soul to a perfect reliance upon the higher laws, will be made henceforth free from fear and strong with a strength not his own. “The stars in their courses fought against Sisera,” and they continue to fight against Jvery soul that ha* risked himself in the hands of wrong and cruelty. We ought to be as much afraid to act unjustly or unkindly toward our neighbor as to taste indiscrimi nately the contents of bottles on the drug store shelf. We are fooling with lightning. Behind every unclean thought wars the thunder of the pliades. Every theft and cheating calls a power of vengeance from the air. Every act of disloyalty or jealous meannes s or malice is on its road to meet somewhere a sword or a sorrow. On the other hand,' you have never done a noble thing that has been lost. All the good deeds of your life walk along with you like a bodyguard of heavenly policemen. How much happier would we be if we left off for ever the ignorant theory that we can cheat the cosmle accuracy of the moral universe, and if we put into each day what of truth and justice and love we can. and if we should abide unshaken in the faith that goodness means happpiness, just as absolutely ana invariably to thor> who trust it, as two atoms of hy drogen plus one of oxygen equal water! Office seekers are warned that the grazing Isn't so good at Bermuda just now. Where there is so much smoke, there must be some cause than can be removed. Georgia's Day at Washington Atlanta, Ga., Nov. 19, 1912. The Atlanta Journal, Atlanta, Ga.: Gentlemen:—l wish to commend the public spirit and enterprise of your great Journal in inaugurating a movement to send 125 Georgia boys to Washington in March to attend the inaugural ceremony of Presi dent Woodrow Wilson. The opportunity thus presented should appeal to the thousands of boys in our state who have it in their power to make an effort to be numbered among t-e selected xzs. I heartily indorse the idea of arousig statewide enthusiasm among Georgians to attend the inaugural ceremonies next March, and by their presence give ex pression to the gratification which.this state must feel in the selection of a southern man for the presi dency of the United States. Georgia more than any other state in the union should have p ide in the election of President Wilson, since his wife, who is to be the next lady of the White House, is a nr -ve, of our grand old state. The south is coming back into her proper place with the nation, and thousands of Georgians and southerners should have a position of honor accorded them on Per ylvania avenue on the 4th of March.. 1912, at the natl’-.al capital. Yours truly, HARVIE JORDAN. Chairman Agricultural Finance Committee Southern Commercial Congress. — v oa a The more men know, the less they believe. You must take you hat off to New York when it comes to spectacular shooting cases. Saving and Investing Talks ADVICE IS CHEAP. BT JOHN M. OSKXBON. Talk —advice —is cheap, but it takes money to buy whisky. That is a saying familiar to every boy in certain parts of the country. I remember hearing it for the first time when I was so I small that I had no idea why whisky was precious to men. Later in life 1 absorbed the theory that the men who could •give really good advice would not do so because they be lieved that young people would not follow it. So I worked out the theory that you have to learn by experience that certain roads lead to inoral and finan cial wreck. Talk about money, how to get and save it, seemed to me wasted breath. Then I learned that there are a great many men who make a rt JSHOF -'^'.‘.X*J business of giving financial advice. I learned that both they who gave and they who received such ad- ' vice profited. I found out that there are a great many people who can take advice as to the handling of money. In my later experience I have found that advice which is helpful does not consist, as I once imagined, in handing out platitudes about the wisdom of piling penny on penny, or of putting your money into something which will make you rich if you hold on. The man who comes to me and shows me that by » putting aside a dollar a week during my working life I will liave a fund big enough to protect mA against an old age of hardship and start my children off right; is going to get my dollar a week. So, the real finan cial advisers of the country have been those who have : built up the big insurance companies, the savings and j loan societies, the great savings banks, and the 27,000 ordinary commercial banks of the United States.
