About The Lee County ledger. (Leesburg, Ga.) 1978-current | View Entire Issue (Feb. 13, 2019)
Lee County Schools Celebrate School Counseling Week Pictured are (Lto R Back) Lauren Elizabeth Paul, Abigail Haggerty, Raven Bone, Devan Thomas, Breanna Pollock, (Front) Anna Logsdon, Sarah Jane Houston, Abigail Tindell, Wrenn Conley, and Ashley Etheridge. Pictured are Abigail Tindell, Anna Logsdon, Sarah Jane Houston, Abigail Haggerty, Lauren Elizabeth Paul, Raven Bone, Wrenn Conley, Devan Thomas, Breanna Pollock, and Ashley Etheridge. Trojan Elite Brings Home Top 5 Finish at UDA Special to the Ledger National School Coun seling Week is sponsored by the American School Counselor Association (ASCA). This week was celebrated from Feb. 4-8, 2019. National School Counseling Week highlights the tremen dous impact school counselors can have in helping students achieve school success and plan for a career. Professional school counselors are certified, experienced educators with a master’s degree in guidance and counseling. The combi- Submitted Photo Lee County High School 9th Grade Campus loves our school counselor, Mrs. Melissa Royals. She always goes the extra mile for the students and faculty. Thank you Mrs. Royals for all you do, and happy National Counselor Week nation of their training and experience makes them an integral part of the total educational program. LCMS-East Cam pus faculty, staff, and students would like to publicly recognize our school counselors Mrs. Haley Miller and Mrs. Jennifer Logsdon. These counselors work with all students to remove barriers to learning by addressing students’ academic concerns, career awareness in post secondary options and personal/social skills. They maintain a compre hensive school coun seling program which helps to increase student achievement and provide a much-needed resource for students, parents, teachers and administra tors. Thank you Mrs. Logsdon and Mrs. Miller for what you do for our students each and every day! (BPT) - It’s always a good time to reassess financial goals and work toward improving your overall financial health. No matter what your financial goals may be, having the right informa tion and tools in place is key to getting you on track to take control of Special to the Ledger- On Saturday, Feb- ruary 9th, the Lee County High School Trojan Elite Dance Team traveled to Peachtree City to com- your credit. Taking the first step towards financial well ness can provide a sense of empowerment as you get rid of every day financial stressors, which is why many see a positive connection between financial control and self-perception. Though increasing your credit score might seem daunting, follow ing these healthy credit behaviors can help you make positive changes to your financial health and even your personal well-being. Understand your credit: When starting on your journey to better finan cial health, begin by familiarizing yourself with your current credit standing, as well as understanding what fac tors may be negatively impacting your credit score. A great place to start is with your Annual Credit Report, which provides one free credit report each year from all three nationwide credit reporting agencies. The information in these reports directly impacts credit scores, so it’s im portant to carefully re view for any factors that could cause your score to be lower than it should be. This TransUnion Credit Score Overview is also a helpful education al resource and provides tips towards building a healthier credit standing. pete in the Universal Dance Association Peachtree City Invi tational at McIntosh High School. The team competed in the Pom category to “Hot Review your report and take action: While assessing your credit report, carefully review for any inaccuracies or problem areas that may negatively affect your credit score. For instance, high accu mulations of debt such as maxed out credits cards and unpaid bills will likely be reflected in your credit report. Unpaid collections are also commonly reported delinquencies that can cause a big hit, even when as low as $100 or less. Prioritize address ing these smaller prob lem areas first before they get worse. Inaccu rate information caused by identity theft can also lower your credit score and should be disputed online. Create a plan for better credit: After resolving any outstanding issues identified while review ing your credit report, create a plan towards improving your financial health, which should include: 1) On-time payments: Paying your bills on time and in full each month is key as it builds a positive history of on-time pay ments and responsible credit use. 2) Credit utilization: It is recommended to maintain a low credit utilization ratio, that is, how much of your available credit you’re Stuff.” This is the inaugural year for the Trojan Elite dancers and they were able to clinch a top 5 finish. The team will be com peting at the GHSA using at any given time. It is recommended that you use no more than 30 percent of the available credit, otherwise, your score could be suffering. 3) Evaluate your credit cards: Before opening or closing any credit cards, do your research on the different types of credit cards and the benefits they have. Do one or more of your cards have an annual fee that you could live without? Strategize which cards you use regularly and keep daily spending concentrated to one or two cards total. How ever, don’t close an old account just because you aren’t using it. Long standing credit accounts are vital for building credit as this demon strates a responsible credit history. Remain vigilant about credit monitoring and protection: Once you’re in control of your credit, the next step is to be dili gent about monitoring your credit and cautious about your personal information, which in state Dance Champi onships on February 16th in Jonesboro, Ga. The team is coached by Ronald Hill II and Julia Ross. eludes fraud protection. Fraudsters may take out loans, lines of credit, or rent apartments in your name, which can nega tively affect your credit if it results in a non payment. If you think your information has been compromised, you can protect your credit by freezing it at all three credit reporting agen cies. With TransUnion, you can simply freeze and unfreeze your credit with the touch of a but ton through the myTran- sUnion app at any time. Understanding and managing personal information is vital to achieving life goals such as owning a home, financing your education or having the conve nience of credit cards for everyday purchases. With responsible finan cial behaviors, disci pline and consistency, you’ll be on your way to improving your credit, and in turn, feeling more confident about your overall financial health. For more information, visit TransUnion.com. Mouth, from page 6B confess it was probably the best stuttering I ever did in my life. I truly believe Solomon had it right when he wrote, “Who can find a virtuous woman? for her price is far above rubies. The heart of her husband doth safely trust in her, so that he shall have no need of spoil” (Proverbs 31:10-11). I am not sure Solomon ever stuttered in his life, but I have discovered that as difficult as my stuttering syndrome is, it at least has won one great victory. Dr. James L. Snyder is pastor of the Family of God Fellowship, 1471 Pine Road, Ocala, FL 34472. He lives with his wife in Silver Springs Shores. Call him at 352-687-4240 or e-mail jamessnyder2@att.net. The church web site is www.whatafellowship. com. Bible, from page 6B not from hence. Pilate have a custom, that I therefore said unto him, Art thou a king then? Jesus answered, Thou sayest that I am a king. To this end was I born, and for this cause came I into the world, that I should bear witness unto the truth. Every one that is of the truth heareth my voice. Pilate saith unto him, What is truth? And when he had said this, he went out again unto the Jews, and saith unto them, I find in him no fault at all. But ye should release unto you one at the passover: will ye therefore that I re lease unto you the King of the Jews? Then cried they all again, saying, Not this man, but Barab- bas. Now Barabbas was a robber. from John 18 For a free Scripture packet, please write From the Bible, BIBLE FOUNDATION, PO Box 908, Newberg, Or egon 97132. email: bf.org How to improve your financial health in 2019
