About The Lee County ledger. (Leesburg, Ga.) 1978-current | View Entire Issue (Nov. 13, 2019)
The Lee County Ledger, Wednesday, November 13,2019, Page 5B Are you protecting your digital house from cybercrime? (BPT) - As the pace of technology advances, cybersecurity threats do, too. Data breaches, identity theft, phishing and malware make head lines seemingly every day. Internet-connected devices, social media, digital assistants and mobile apps have become indispensable in our everyday lives, but their connectedness makes us increasingly vulner able to cyberattacks. Recent reports estimate that damages relating to cybercrime are expected to hit $6 trillion annually by 2021. “It’s impossible to predict when you will be affected by cybercrime,” says Bashar Abouseido, chief information secu rity officer for Charles Schwab Corp. “The best defense is to stay in formed.” It can be helpful to en vision your computer and digital devices as a house where you store your personal data. October is National Cybersecurity Awareness Month, so it’s a good time to make sure your digital house is secure. The first step is to under stand the ways cy bercrimi nals may attempt to access your data. Types of cyber crimes Data breaches occur when there is unauthorized access to sensitive personal infor mation. These incidents often make headline news and can affect large numbers of consumers. Malicious software, also known as malware, spyware, ransomware and viruses, refers to software programs de signed with the purpose of gaining unauthorized access to a mobile app, digital device or com puter. Phishing is one of the most common forms of online fraud and cyber crime. Cyber criminals try to lure you with a fake email sent from what they have designed to appear to be a trusted source or contact that encourages you to click a link or open an attach ment in order to extract personal account infor mation. 5 tips to protect your digital house 1. Remodel your digital house: Installing updates is an essential first step. Think of system updates as basic main tenance to your digital house that is keeping your personal data safe. It can be an noying to see those system update prompts on your com puter or mobile device, but soft ware developers are constantly improving their software to repel the latest mal ware. By keeping your operating system and apps updated, you are making sure that your digital house is as secure as possible. 2. Don’t have a leaky house: Be wary of public Wi-Fi networks. Using public - and often free - Wi-Fi networks is convenient, but it is a common entry point for criminals to use malware to infect your devices and apps. Use only networks you trust or use your own personal Wi-Fi hotspot if you have one. Never up date your devices when you are connected to a public Wi-Fi network. 3. Keep your keys secure: Choose unique access credentials. Access credentials - us ernames and passwords - are the keys that keep your digital house safe and secure. Select cre dentials that are unique and don’t include per sonal identifying infor mation such as a name, address or birthday. For added protection, choose two-step verification to access critical online ac counts for your banking, retirement or investment accounts. Two-step veri fication is typically a key or another code provided by the service provider in addition to your prima ry access credentials to verify your identity. 4. Secure doors and windows: Use only secure websites and app stores. Web browsers and app stores are like the doors and windows in your digital house. Make sure they are secure by using web addresses that start with “https” and down loading apps only from the Apple App Store, Mi crosoft Store and Google Play store. 5. Don’t open that door: Delete suspicious emails. That knock on your cyber front door is the sound of a cybercriminal sending you a phishing email. Be suspicious of emails that come from unknown senders. Use your cursor to hover over questionable links and email addresses to reveal the true identity of the link or sender. When in doubt, don’t click on any links or open any attachments and delete the email immediately. For more information on more ways to educate and protect yourself from cybercrimes, visit SchwabSafe. Legals, from page 4B NOTICE OF SALE UNDER POWER LEE COUNTY Pursuant to the Power of Sale contained in a Security Deed given by John W. Fowler aka John Fowler and Christine E. Fowler aka Christine Fowl er to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for GMAC Mortgage Corporation, its successors and assigns dated 6/18/2003 and recorded in Deed Book 748 Page 81 and modified at Deed Book 2016 Page 332 Lee County, Georgia records; as last trans ferred to or acquired by PHH Mortgage Corporation sbm Ocwen Loan Servicing, LLC, conveying the after-described property to secure a Note in the original principal amount of $102,921.00, with interest at the rate specified therein, there will be sold by the un dersigned at public outcry to the highest bidder for cash before the Courthouse door of Lee County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on December 3, 2019 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN LAND LOT 270 IN THE SECOND LAND DISTRICT OF LEE COUN TY, GEORGIA, AND BE ING ALL OF LOT 54 OF LAKESIDE VILLAGE, SEC TION 2, ACCORDING TO A MAP OR PLAT OF SAID SUBDIVISION AS SAME IS RECORDED IN PLAT CABI NET D, SLIDE D-175, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LEE COUNTY, GEORGIA. The debt secured by said Se curity Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attor ney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 109 Red Bay Court, Leesburg, GA 31763 together with all fixtures and personal property attached to and con stituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in posses sion of the subject property is (are): John W. Fowler aka John Fowler and Christine E. Fowler aka Christine Fowler or tenant or tenants. PHH Mortgage Corporation is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corporation One Mortgage Way Mount Laurel, NJ 08054 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold sub ject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be dis closed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordi nances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provid ed until final confirmation and audit of the status of the loan as provided immediately above. PHH Mortgage Corporation sbm Ocwen Loan Servicing, LLC as agent and Attorney in Fact for John W. Fowler aka John Fowler and Christine E. Fowler aka Christine Fowler Aldridge Pite, LLP, 15 Pied mont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7637. 1017-3662A THIS LAW FIRM MAY BE ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-3662A Nov. 6, 13, 20, 27 80 pw APPLICATION TO REGISTER A BUSINESS TO BE CONDUCTED UNDER TRADE NAME The undersigned hereby cer tifies that it is conducting a business in the City of Lees burg, County of Lee, State of Georgia, under the name of: Bydand Trading that the na ture of the business is Service Financial services, including Mortgage and that said busi ness is composed of the fol lowing individual: David R. Gordon Sr., 147 Thistledown Dr, Leesburg, Georgia 31763. Nov. 6 & 13 NOTICE OF INCORPORATION Notice is given that Articles of Incorporation that will incorporate Felder Street Fence, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 1046 US HIGHWAY 82 W STE 100, LEESBURG, GA 31763 and its initial registered agent at such address is GREG GARLAND. Nov. 6 & 13 NOTICE OF INCORPORATION Notice is given that Articles of Incorporation that will in corporate Zu Hause, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corpo ration is located at 1046 US HIGHWAY 82 W STE 100, LEESBURG, GA 31763 and its initial registered agent at such address is GREG GARLAND. Nov. 6 & 13 NOTICE OF INCORPORATION Notice is given that Articles of Incorporation which will incorporate Shiv KEY A, INC. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 1447 US HWY 19 S, Unit 6A, Leesburg, Lee County, Georgia 31763. The initial registered agent of the corpo ration at such address shall be JIGARKUMAR PATEL. Lisa M. Gable Robertson & Gable, LLC 5875 Peachtree Industrial Blvd., Suite 170 Peachtree Corners, GA 30092 (770) 736-5182 Nov. 6 & 13 NOTICE TO DEBTORS AND CREDITORS GEORGIA, LEE COUNTY IN RE: REBECCA MORRI SON SMITH, DECEASED ESTATE NO. 2019-165 All creditors of the estate of REBECCA MORRISON SMITH, deceased, late of Lee County, are hereby notified to render an account of their demands to the undersigned, according to law, and all per sons indebted to said estate are hereby required to make immediate payment to the undersigned. This 4th day of November, 2019. Robert Ernest Smith, Executor of the estate of Rebecca Morri son Smith, deceased 131 Laurelbrook Drive Leesburg, GA 31763 Nov. 6, 13, 20 & 27 NOTICE GEORGIA LEE COUNTY Notice is hereby given to all creditors of the Estate of Paul Anderson Miller, deceased, to present an account of their demands to the undersigned within the time prescribed by law, and all persons indebted to the said estate are hereby requested to make immediate payment to the undersigned. This 29th day of October, 2019. Donna Wilson Executrix of the Estate of Paul Anderson Miller c/o Larry B. Owens, LLC P.O. Box 352 Albany, GA 31702 (229) 430-9989 Nov. 6, 13, 20 & 27 IN THE JUVENILE COURT OF LEE COUNTY STATE OF GEORGIA IN THE INTEREST OF: L.H. WF DOB: 06/09/2005 CASE#088-18J-095-10 Children Under 18 Years of Age NOTICE OF SUMMONS TO: Mallory Johnson, address unknown; Richard Hepner, address unknown; and Melissa Danforth, 120 Fox Chase Court, Leesburg, GA 31763; You are hereby notified that the above styled action seeking a Petition For Appointment Of Permanent Guardian(s) was filed in said Court on October 28, 2019 and that by reason of Order for Service by Publica tion entered by the Court on October 28, 2019. Copy of Petition is attached to this summons or, if this summons is served by publication, can be obtained from the Clerk of this Court during business hours. This is a summons requiring you to be in Court. If you fail to come to Court as required, you may be held in contempt of court and punished accord ingly. Now therefore, you, the par ties named above, are com manded to be and appear on the date and time stated below, and to remain in attendance from hour to hour, day to day, month to month, year to year, and time to time, as said case may be continued, and until discharged by the Court, and you are commanded to lay any and all other business aside and to be and appear before the Juvenile Court of Lee County, Georgia, located at the Sumter County Court house, 500 West Lamar Street, Americus, Georgia on the 11th day of December, 2019 at 10:00 A.M., and you the said parent, guardian or legal custodian named above, are likewise hereby commanded to be and appear with the aforesaid child in said court at the time and place above stated, each of you then and there to make defense thereto and to show cause why said child and all parties named herein should not be dealt with according to the provisions of the law. WITNESS the Honorable Lisa C. Jones, Judge of this Juvenile Court, this the 28th day of October, 2019. Nancy Jimenez, Deputy Clerk Lee County, Georgia Nov. 6, 13, 20 & 27 NOTICE GEORGIA LEE COUNTY: Notice is hereby given to all creditors of the Estate of T. KENNETH MUSGROVE, deceased, to present an ac count of their demands to the undersigned within the time prescribed by law, and all persons indebted to the said estate are hereby requested to make immediate payment to the undersigned. This 31st day of October, 2019. Josephine H. Musgrove, Executor c/o Perry & Walters, LLP P. 0. Box 71209 Albany, GA 31708-1209 Nov. 6, 13, 20 & 27 NOTICE TO DEBTORS AND CREDITORS GEORGIA, LEE COUNTY IN RE: WALTER LINCEY, DECEASED ESTATE NO. 2019-175 All creditors of the estate of WALTER LINCEY, deceased, late of Lee County, are hereby notified to render an account of their demands to the under signed, according to law, and all persons indebted to said estate are hereby required to make immediate payment to the undersigned. Harris, from page 3B There is no other explanation for the substantial amount of evidence than this con clusion: There is a God! This is not merely an opinion. The laws of sci ence substantiate that a random event involving an explosion of non-liv ing material is not a rational explanation for this universe or life we possess. In the coming This 4th. day of November, 2019. Clifford Winn, Executor of the estate of Walter Lincey, deceased 3715 Countryside Drive Albany, GA 31705 Nov. 6, 13, 20 & 27 NOTICE TO DEBTORS AND CREDITORS All creditors of the Estate of Patricia Joyce NeSmith, late of Lee County, deceased, are hereby notified to render in their demands to the under signed according to law, and all persons indebted to said Estate are required to make immediate payment. This 5th day of November 2019. Gerald Franklin NeSmith Administrator of the Estate of Patricia Joyce NeSmith c/o DIVINE FINNEY DAVIS, PC 600 N. Jackson Street Albany, GA 31701 Nov. 13, 20, 27 & Dec. 4 NOTICE TO DEBTORS AND CREDITORS State of Georgia County of Lee All creditors of the Estate of JEANNIE NORMAN HALL, deceased, late of Lee County, are hereby notified to render their demands to the under signed according to law, and all persons indebted to said Estate are required to make immedi ate payment to the undersigned executor. Debra Dill Executrix of Estate of JEAN NIE NORMAN HALL c/o Smith & Flowers Law, PC PO BOX 70975 Albany, GA 31708 weeks we’ll see that the God that exists is the God of the Bible. The Beattie Road church of Christ meets at 1731 Beattie Rd., Albany, GA. Our times of services are: Sun- day-9:30 am; 10:30 am; 6:00 pm, Wednes- day-7:00 pm. If we can assist you in your spiritual journey contact us at 229-435-2193 or 870-500-5535. You can also visit us online at beattieroad.org Lee County Utilities Authority Public Notice Change of Meeting Date From November 14,2019 to November 18,2019 At 6:00 P.M. Page Tharp Governmental Building Opal Cannon Auditorium 102 Starksville Ave North Leesburg, Georgia 31763 Nov. 13, 20, 27 & Dec. 4
