Georgia Historic Newspapers

    PAGE FOUR
LOANS T 0 FARMERS
New Plan Will Enable
Farmers to Borrow in
Ordeér to Pay Debts |
Farmers of this county will be
interested in the statement jus@
received by H. O. Epting; secre
tary-treasurer of the Clarke |
County National Farm Loan As- |
sociation, from - Henry S. .lohn-]
son, Agent of *he Farm Loan
Commissioner, stationed in thei
Federal Land Bank of Columbia,
S. C., telling how it is expected |
there will be a very substantial
scale-down in the debts of muny}
bhorrowers because the farmer
getting a loan will be able to of
fer cash for settlements of debts
which he might not otherwise be
able to pay- i
Commissioner’'s loans are being
made to reduce and refinance far
mer’s debts on a longer term ba
sis, to supply working capital and
to refinance fore-closed farms.
The collateral accepted is first or
second mortgages upon all or any
part of the farm property, real or
personal, including crops. Of
course, before the Commissioner
makes A second mortgage loan he
will ask the holder of the first
mortgage to waive foreclosura
rights in accordance with thel
Commissioner’'s regulations.
Loans are limited to a maxi
mum of $5,000 each. These loans
plus all prior mortgage or other
evidences of indebtedness secured
by the farm property may not ex
ceed 75 per cent of the appraised
value thereof. ,
During the first three years the
Joans are in effect, borrowers will
not be required to make payments
on the principal if they are not
otherwise in default with respect
to the conditions or covenants of
their mortgages. The loans must
be repaid in such annual or semi
annual installments as will dis
charge the debt within the agreed
period.
The Commissione”s agent also
poings out that these are collater
alized and not personal loans and
that the financial condition of the
applicant as well as his history
must be considered, fncluding, of
course, the ability of the farmer
to repay his loan. The properties
are appraised by the Federal
Land Bank appraisers and he
uses the same general values in
arriving at the value of the prop
erty to be offered as collateral.
Tha principal difference between
the Federal Land Bank loan and
the Commissioner”™s loan is that
the land bank loan is made only
on the farm property and can not
exceed 50 per cent of the normal,
appraised value of the land plus
20 per c¢ent of the insured, perma
nent improvements whereas the
Commissioner’s Agent may lend
up to 76 per cent of the normal
value and accept,K second mortga
ges and personal property as se
curity.
The agent points out that for
the convenience of the public the
gecretary-treasurer of the local
national farm loan association has
been appointed as correspondent
and that farmers sbould find it
wonvenient and satisfactory sto
make their applications to this
correspondent rather than apply
directly to the agent stationed in
the Federal Land Bank.
Grains Provide
Chief Action in
Week-End Markets
NEW YORK.— (AP) — QGrains
provided the chief action in week
end markets Saturday. Stocks
dragged listlessly until the Ilate
dealings when another mild buy
ing flurry appeared, but the close
fvas somewhat spotty notwith
standing a small net gain for the
90-share average.
Wheat, corn, oats and rye surg
ed to new tops for the season, and
cotton also edged into new high
ground. Bonds were fairly firm.
Steel stocks hardened during
the late upturn. Bethlehem was
‘especially aggressive, up more
than 2 points net; United States
and National Steels each added a
point. Railway equipments were
stronger than the carriers them
selves, Lima and American Loco
motives, Pullman and Baldwin
firming a point or better. Textile
company representatives also did
avell; Munsingwear, Pacific Mills,
Celanese and American Woolen
were leaders. DuPont, Dome and
U. S. Smelting improved a point.
COTTON RISES
NEW YORK — (AP) — Cotton
Saturday rose to the highest lev
els of the bull movement.
New York Table
Open High Low Close F.C.
Jul ..... 9.86 9.46 9.35 9.43 9.35
Dot ... 9.0 .10 9.81 0.78 9.08
08, ... 9.79 990 9.78 9.89 9.718
¥ VERY ACTIVE :
NEW ORLEANS —(AP)— Cot
ton was very active for a short
session Saturday and futures made
new highs for the year and season
and offerings were well absorbed.
New Orleans Table
Open High Low Close P.C.
gul ..... 9.38 9.47 9.38 9.46 9.37
0ct..... 9.68 9.76 9.67 9.74 9.66
Dec..... 9.85 9.90 9.82 9.89 9.80
. CHICAGO GRAIN |
; High Low Close
~ WHEAT— 2
BOLY 18 sh o B 8 .803% 821
Bept ... i .. B .83% MR
DBO L. N 5 e 83% . BBM .BTH
CORN—
SNy Lenlna o 495 AR .49%
Bept oo us . 83% 51% .53%
Pee s . BTHh BBR STH
OATS—
JUF e s . MR 38Y% 3TN
Bept Jtv .. .. 8% .38% .38%
PR ... L. 0N 88% .40%
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The map shows the location of Lake Geneva, Wis., about 85 miles
northwest of Chicago, where 24 Italian seaplanes which will fly
from Rome-to the ‘World Fair, will anchor nights. In event of
a storm on Lake Michigan -they will land on Lake Geneva on
arrival. Above, the hotel where the flyers will be quartered. Be
low, one of 24 buoys to which the planes will be anchored.
OMNIBUS COLUMN : SVirveony
Broach To Attend
Baptist Seminary
Claude Broach, of Athens, who
recently completed his third year
at the University of Georgia, will
attend the Southern Baptist Sem
nary at Louisville, Ky., beginning
next fall and take the three-year
course in preparation for the min
istry. Broach made an outstand
ing record as a Baptist student
leader at the University. He won
the Junior Oration last year, was
awarded the Blue Key by the
Demosthenian Literary society, and
took an active part in public
speaking. Claude was a member
of the Georgia Glee club, giving a
humorous stuttering and cartoon
skit on the tour last fall.
His leaving will break wup the
comedy team, “Sid and Silas”
which was quite famous among
gtudents. The other member of
the team, Clarence Jordan, of Tal
botton, former president of the
State Baptist Student Union, who
graduated from Georgia this year,
will attend Crozier Seminary at
Chester, Pa., next year.
Before attending college, Claude
was a commencement speaker at
the Athens High school graduation
exercises in 1930. He was a mem
ber of the band, playing the bari
tone. When a freshman, he was
editor of the Scout News page in
the Banner-Herald, and a leader in
Boy Scout work here. In addition
to entering the Seminary mnext
fall, Broach will attend the Uni
versity of Kentucky to complete
work begun here.
Clarke County Crho'lr
Meets Here Sunday
A meeting of the Clarke County
Choir will be held in the West
Tnd Baptist church at 8:30 o'clock
Sunday afternoon, President Fred
Hamilton announces. Several out
of-town visitcrs are expected to
be present. Young Davis and his
Male Chorus of 25 will give a pro
gram this afternoon.
Wherein Hoover Knows
Of What He Speaks 2
Ex - President Herbert Hoover
apparently knew what he was
talking about when he made the
remark in the last presidential
campaign that if Franklin D.
Roosevelt were elected. corn would
grow in the streets of the cities of
our country. Such is the case here
in Athens. A stalk of corn is grow
ing on Washington street in front
of Fire Hall No. 1.
Athenians Return
From Conference
. L. Secrest, secretary of' the
University of Georgia Student Vol
unteer Religious associations; Rev,
John Tate, student pastor at the
First Methodist church; John
Bond, and Deupree Hunnicutt, of
Athens, students at the University
of Georgia, have returned from a
Y. M. C. A conference at Blue
Ridge, N. C. Ten students of the
University of georgla attended the
meeting last weke.
Athenians Attend
Baptist Retreat
’ Rev. D. B. Nicholson, state
Baptist studeni pastor: Miss
{Mlss Grace Hancock and D. B.
lNicholson. jr., Athens students at
‘the University ,of Georgia, have
returned from the Southern Bap
tist Student TUnion retreat at,
Ridgecrest, N. C. Claude Broach
and Mr. and Mrs. Carl Hancock,
of Athens, attended sessions Thurs
day aréd Friday. Mrs. W. E. Broach
is visiting the Southern Baptist
Assembly at. Ridgecrest. Over 600
students from all sections of the
South were present last week.
[neu.odim Return
From Meeting
- Delegatés from Athens’ three
Methodist church Epworth Senior{
Leagues have returnéed from a
week’'s meeling of the North GeorJ
gia Conference at Oxford, Ga. Missl
Rub Anderson was a member of
the faculty; Miss Virginia Dillard |
attended as an officer, and thel
following * others were present: 1
b
Miss Georgia Carter, Alec “Ashford,
and Miss Frances Hawkes, of the
First Methodist church; Miss
Gwen o'yn Fambro and Miss
Christine Wilson, of the Oconee
Street Methodist church, and Miss
Martha Butler, of the Young Har
rig ‘Methodist church, Miss Sara
Lee Bowden, of the Young Harris
Methodist church, represented the
Athens section at a conference of
the Wesley Fellowship Group at
Oxford last week-end, preceeding
thos Senior League meeting. Sev
eral Athenians are expected to at
tend the Epworth Hi-League meet
ing of the North Georgia Confer
ence in Dahlonega in July.
Driought Forces Turtle
To Seek More Soup
Speaking of turtles, just listen to
this — Friday morning as Leroy
Hodges, of Watkinsville, a barber
at T.ewis' Barber shop, was coming
to work, he spied something crawl
ing slo—ly across the road ahead
of him, about the size of a hat.
He stopped, and to his surprise, he.
found it was a turtle—searching
for another home after the drought
had left his former home barren,
Athens Blind Negro
Student on Trip
. Thomas lee Smith, 23-year-old
Athens Negro and one of the lead
ing students at the Negro School
for Blind at Macon, is visiting his
grandmother, Rachael Adams, at
800 Odd street here. The Negro,
who shows great proficiency in
reading passages from the Bible,
has been blind since he was three
weeks old. This is his eleventh
term at the Macon school. His
uncle, Forest Adams, says that
Smith is intending making an
evangelistic tour of towns of this
section. Athenians are urged to
donate to help him on his trip.
Saturdays are holidays for Sum
mer school students at the Uni
versity of Georgia. A large group
visited Neel's Gap Saturday.
Two Classes Begun
At First Methodist
Two special clagses for the Sum
mer Quarter of the University of
Georgia are being taught in the
Young Peoples department of the
First Methodist church Sunday
school. Athens youths and under
graduate students are in a clasd
headed by Rey. John Tate. L. M.
Carter, professor of chemistry at
the College of Agriculture, .is
teaching the class for graduate
students and teachers.
TOM THUMB TALKIES
What *is your favorite. sport?
Why do you like this particular
sport? Do you indulge in it very
often? These questions were asked
Athenians by Felton Gordon, of
the Banner-Herald, and here {s
one of the replies:,
Elmo MecCoy, of the Strand
theater: “I go in for fishing more
than for any other sport because
it is such a good past time. Tt
is the best sport I know of. I don’t
go fishing very often, but I get
out the old fishing togs and ge to
the river ever chance I get.” ’
Future Farmers
Visit in Comer
Fred Shore, of Valdosta, son of
one of Georgla’'s Master Farmers,
and Troy Upshaw, of Cartersville,
are visiting-Roper David, at Comer.
The three, all Future Farmers,
were classmates at Rhinehart Ju
nior college.
Returned Missionary
To Teach S. S. Class
Rev. Frank Argelander, ordain-
ed minister of the Methodist Epis
copal church, a returned mission
ary now teaching at Mt. Zion,
near Carrollton, will teach the
Young Adult class of the First
Methodist church today and the
returning Sundays of the Summer
school session of the University
of Georgia,
THE BANNER-HERALD, ATHENS, GEORGIA
I'he Banner-Herald
offers a choice collection of patterns for
as an important feature of
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SUNDAY, JUNE i