TB BSD AY, MARCH 3, 1921.
Charter No. 10805 Report of Condition of Reserve Dist No. 0.
WINDER NATIONAL BANK
-At Winder, in the State of Georgia, at the close of business op '>. ii; 1921.
1 w* ■oana and discounts, including rediscounts (except those
1 V^a,leii those shown in c) $743,784.37
| „2iers’ liability account of acceptances of this
•*• ' bank purchased or discounted by it 25,000.00
r 1 *Total loans 708,784.37
and Notes and bills rediscounted with Federal
Reserve ank (other than bank acceptances)
see item 54a 250.257.53
e Notes and bills rediscounted other than
with Federal Reserve Bank (other than bank
acceptances sold) see item 54b 21.424.12 2i1.651.95 407,102.42
4. I’. S. Government securities owned:
a Deposited to secure circulation (U. S. bonds par vaiue) 200,000.00
pledged as collateral for State or other deposits or
hills payable 54,000.00
f Owned and unpledged 4,050.00
g Premium on U. S. bonds 12,000.00
Total TJ. S. Government securities ' 270.0a0.00
7. Stock of Federal Reserve Bank (50 per cent of subscription 9,000.00
8. Value of banking house, owned and unincumbered 47,300.00
$. Fprniture and fixtures ru
11. Lawful reserve with Federal Reserve Bank 2 ?" y!, i
13. Cash in vault and net amounts due from national banks 49,432.8
16. Checks on other banks in the same city or town as reporting
. , 1,871.92
Total of Items 12 and 16 51.304. <3
17 Checks on banks located outside of city or town of reporting __ (
bank and other cash items 700..
18. Redemption fund with U. S. Treasurer and due from U. S.
Total * 92203771
21 Capital stock paid in 200,000.00
"22. Surplus fund 100,000.00
23. a Undivided profits 18,085.22
b Less current expenses, interest and taxes paid 9,309.;>7 8,(75.65
■27. Circulating notes outstanding 190,100.00
■3O. Net amounts due to banks, bankers and trust companies
in the United States and foreign countries 4,456.54
31. Certified checks outstanding 432.10
32. Cashier’s checks on own bank outstanding 1,845.(4
Total of letms 30,31, and 32 6,734.38
Demand deposits (other than bank deposits) subject to reserve
(deposits payable within 30 days) :
33. Individual deposits subject to check 204.304.65
37. Dividends unpaid 3.>5.00
Total of demand deposits (other than bank deposits)
to Reserve, items 33 and 37 204,659.65
Time deposits subject to Reserve (payable after 30 days or
more notice, and postal savings.)
39 Certificates of deposit (other than for borrowed moneys 53,386.05
ao o*ll Oft
42. Other time deposits _
Total of time deposits subject to Reserve, Items 39, 42 95,418.03
44. U. S. Government Securities borrowed without furnishing
collateral security for same 44,.00,00
4.7. Bills payable, other than with Federal Reserve Bank
(including all obligations representing money
. v or AAA AA
> borrowed other than rediscounts) 00 Von on
48. Bills payable with Federal Reserve Bank ’
51. “Acceptances” executed by this bank for customers
54 a Liabilities for rediscounts with Federal Reserve Bank
(See item Id 250,2,i7.f3
* b Liabilities for rediscounts other than Federal Reserve Bank
(See item lc) 21.444.12
Total contingent liabilities (54 a, b) not including items
in Schedule 23 of report) 2(1,681.95
*55. ()f (he total loans and discounts .dhovvn above, the amount on which inter
est and discount was charged at rates in excess of those permitted by law (See
5197. Rev. Stat) (exclusive of notes upon which total charge not to exceed 50
cents was made) was $125,000 Est. The number of such loans was 346 Est.
56. The amount of money loaned ON CALL OR DEMAND, by this bank on
bond and stock and stock collateral, in New York City, including both
loans made directly to borrowers and those through its New York corre
spondents, on the date of this report was NONE
57. The amount of money loaned ON TIME, by this bank on bond and stock
collateral, in New York City, including both loans made directly to bor
rowers and those through its New York correspondents, on the date of
this report was NONE.
58. Aggregate amount of salaries or compensation paid by this bank to Chair
man of Board (if any’) President, Vice Presidents, Cashier and Assistant
v Cashiers for month of January, 1921, $860; Annual pay of all these offi
cers at January 1921 rate of pay, $10,320.00; number of these officers on
date of this report was 5.
59. Aggregate amount of salaries or compensation paid to all other employees
of the bank for month of January, 1921, $285.00; Annual pay of these
employees on basis of the January, 1921, rate of pay $3,420.00; number
of these employees on date of this report was 3.
State of Georgia, County of Barrow, ss:
I, C. O. Maddox, Cashier of th e abovenamed bank, do solemnly swear
that the above statement is true to the best of my knowledge and belief.
C. O. M ADDON, Cashier.
• Correct —Attest
THOS. A. MAYNARD,
W. B. McCANTS,
* ‘ G. W. DeLaPEIiRIERE,
Subscribed and sworn to before me this 28th day of February, 1921.
HIRAM J. OLIVER, N. P. Barrow County, Ga.
GO TO THE RESCUE
Don’t wait ’till It's Too Late —Fol-
low the Example of a Winder Citizen.
Itescu e the aching back.
If it keeps on aching, trouble may
Often it indicates kidney weakness.
If you neglect the kidneys’ warning,
look out for urinary disorders.
This Winder citizen will show you.
how to go to the rescue.
Mtfs. K. L. Sharpton, Bush Ave.,
"'says: “I suffered a whole lot with the
sharp pains in the small of my back. I
had severe nervous spells and the least
noise would irritate me. Dizzy spells
were pretty bad, too and my kidneys
didn't act as they should. Doan’s Kid
nev Pills were recommended to me, so
I bought a box at DeLaPerriere &
Sons Drug Store and they greatly re
% Price 00c, at all dealers. Don't sim-
ply ask for a kidney remedy—get Doans
Kidney Pills —the same that Mrs. R.
L. Sharpton had. Foster-Milyurn Cos.
Mfgrs., Buffalo, N. Y.
Chamberlain’s Cough Remedy Aids
Medicines that aid nature are always
most effectual. Chamberlain’s Cough
Remedy acts on this plan. It allays
the cough, relieves the lungs, aids ex
pectoration, opens the secretions and
aids nature in restoring the system to
a healthy condition. Thousands have
testified to its good qualities. Try it
when you have a cough or cold.
Rev. F. H. Cantrell and Messrs. Wel
don Dooley and Clarence Mcßae, of
Watkinsville, were visitors in the city
Monday, coming over to take advan
tage of the low prices of merchandise
offered by the Winder merrhants.
The Need, and How to
ad*?, of Trained Sun
day School Teachers.
Our Sunday school work is succeed
ing and failing. The Sunday school
has succeeded and is succeeding in do
ing a great woik, but only in a meas
ure has it done the work that it ought
to do, and that it is possible for it
We are not surprised at the failure
of the Sunday school, we are surpris
ed at the success- she has had, when we
consider her equipment and her teach
ers. While it is true that many of
them are prepared and are doing splen
didly, yet a great many of them have
had very little general preparation;
and the same is true of their specific
The world is concerned about pre
pa red men for every line of work. The
church has been somewhat concerned
about u prepared ministry—she was
wise in this regard. But why has the
church been so little concerned about
having prepared men and women to do
that work of the church that is second
only to the misistry.
When Uncle Sam heard the cry of
the Allies, come over and help us, the
call came to the youth of our land, to
go. Not to prepare. Months and months
our sons were prepared. And when
one day this mighty army of trained
men were on the firing line in Europe
And victory will come to the church,
when once we have a mighty army ol
prepared men and women, prepared in
head and heart for the great task.
The task of the church is more ti
tanic than that of the Allied Powers.
Our connuering armies have subdued
an evil that the church must uproot.
The work of the church is to destroy the
tlijng that has destroyed, to ruin the
thing that has ruined. For this super
human task we need the help that may
come through) huma.4 channels), but
above all we need the help that comes
So far this school of the church, let
me repeat we need mmi and women
prepared in head and heart.
The state says to those who would in
struct the minds of our youth , you
must be prepared, are you, can you do
it. If it is necessary to have prepar
ed teachers to train the bodies and the
minds of our children, is it not more
necessary to have prepared teachers
to teach them morals and religion?
Christian training has much to do
with the salvation of man. Christ val
ued one soul more than a world. It
is time we were putting more value on
the souls of men.
In the first place a teacher should
have a general preparation for his or
her work. This preparation should be
1. A general knowledge of the whole
Bible. A teacher who has a partial
knowledge of the whole truth, is likely
to teach that which leads to a rniscos
ception of the real truth. Since no
passage of scripture is of private in
terpretation, a knowledge of the whole
Bible is prerequisite to an accurate
knowledge of any portion. If the con
text is not known the text will not be
2. A knowledge of some of the best
books of child nature and child nur
ture. A real teacher should be able
to live in a child’s world, to hear
through a child’s ears and through
a child’s eyes.
3. Every school should have a Sun
day > School Teachers Training Class.
The books that are recommended by
the Sunday school Board should be
used or the International Sunday
4. They should have a lot of work.
Success is never possible to the man
whose heart is never in his work. Love
for the. work on the part of the teacher
will beget the same in the lives of
5. They should have a passion for
souls. Salvation of souls is the mis
sion of the school.
In the second place the teacher
should' make specific preparation.
1. The work for each quarter should
2. Each lesson should be studied
at least one week before it is taught.
Then some study should be given to
the lesson each day, using such helps
as may be had. A good literary teacher
will prepare each lesson before teach
ing it; certainly a Sunday School
teacher could not afford to do less.
The Sunday School should more and
more possess our time, our thought,
our interest and our praters. Because
it is the church at work, carrying out
the Great Commission of our Lord,
“Go ye thereford and teach.”
J. B. GRESHAM.
A SCHOOL OF METHODS
A “School of Methods” will be held
at the First Baptist church, of Monroe,
on March .*lO, 31 and April 1, for tlx*
women and children of the Appalachee
association. Every woman, young la
dy and child in the association is in
vited and urged to attend.
Entertainment will be provided by
the Monroe ladies. Mrs. W. J. Neel,
State IV. M. P. President. Miss Muud
Powell, Young People’s organizer, Mrs.
T. It. Rice, Mrs. C. M. Sanders and oth
ers will conduct the school
Mrs. It. It. Burger.
Chin. Publicity Com. Watkinsville, On.
WANTED —My friends and custom
ers to come and see my first showing of
Spring Hats for all ages, March 3,4,
and 5, in my new quarters on the right
upstairs in the old Court House build
ing. A cordial invitation to all.—Mrs.
M. E. Vaughan.
THE WINDER NEWS
Rev. John H Wood
Accepts Call To Rome.
Rev. John H. Wood, one of the most
prominent ministers in the Christian
denomination in the state, has been
called to the pastorate of the Chris
tian church at Rome, Ga., and he has
accepted same. He will begin work
in that city at once.
All of the citizens of this city, re
gardless of denominations, regret to
see him leave Winder. He and his
accomplished wife are valuable addi
tions to any city and Rome is to be
congratulated on securing them as cit
izens of their city.
The editor of the News f4els an esr
Miss Redmond has new faces in Bonnets to show
you every day. Come see; you will buy.
Nearly every morning brings anew garment. If
its anew Box Suit, Taffeta or Canton Crepe dress, or
new Waist, we have it at the right price.
Come, look often and stay as long as you like.
J. T. Strange Company
A WONDERFUL YEAR UNFOLDING
A wonderful year is unfolding before us —a year of
unlimited opportunities for those who are prepared to
take advantage of them.
We form new classes every Monday--you can start
immediately to fit yourself for a splendid position in
the bank or office with the assurance that your services
will be in demand the moment you are ready.
In the new competition which we are entering it
becomes increasingly necessary to remove every ob
stacle —to be qualified for most efficient work —to know
thoroughly the branch of business in which you are en
Our courses are practical and complete. Our grad
uates are always in demand. A few months in school
will increase your earnings immediately and insure a
much more successful future in every way. Arrange
your enrollment at once and be in our classes next
ATHENS BUSINESS COLLEGE
pocial loss in their removal, having
known Brother Wood for twenty years
and we have always found him a con
genial companion and a man devoted
to the things that upbuild a communi
ty. Winder’s loss is great beyond ex
pression. Both he and Mrs. Wood can
rest assured that they carry with
them tlie best wishes of their hosts of
frieips throughout this section for
their happiness and success in their
Chamlierlain’s Tablets For Indigestion
“The nicest and pleasantest medicine
I have used for indigestion and coasti
pation is Chamberlain’s Tablets,” writes
Meiard F. Craig, Middle Grove, N. Y.
gripe or leave any unpleasant effect.
They work like a charm and do not
ST -v xfPITON: $1.50 A YEAR
The Bank of Lilburn, which was
forced to close its doors some time ago
on account of the depression that has
swept over the country will re-open
again for business in a few days. Mr
W. C. Horton, of this city, has been ag
gressively working for some weeks to
get the institution hack on its feet and
that he has succeeded Li the face of
such discouraging difficulties speaks
well for his business capacity and en
ergy. We congratulate the people of
Lilburn on the re-opening of their
bank and feel sure that the institu
tion will prosper.