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TB BSD AY, MARCH 3, 1921. Charter No. 10805 Report of Condition of Reserve Dist No. 0. WINDER NATIONAL BANK -At Winder, in the State of Georgia, at the close of business op '>. ii; 1921. RESOURCES 1 w* ■oana and discounts, including rediscounts (except those 1 V^a,leii those shown in c) $743,784.37 | „2iers’ liability account of acceptances of this •*• ' bank purchased or discounted by it 25,000.00 r 1 *Total loans 708,784.37 Deduct: and Notes and bills rediscounted with Federal Reserve ank (other than bank acceptances) see item 54a 250.257.53 e Notes and bills rediscounted other than with Federal Reserve Bank (other than bank acceptances sold) see item 54b 21.424.12 2i1.651.95 407,102.42 4. I’. S. Government securities owned: a Deposited to secure circulation (U. S. bonds par vaiue) 200,000.00 pledged as collateral for State or other deposits or hills payable 54,000.00 f Owned and unpledged 4,050.00 g Premium on U. S. bonds 12,000.00 Total TJ. S. Government securities ' 270.0a0.00 7. Stock of Federal Reserve Bank (50 per cent of subscription 9,000.00 8. Value of banking house, owned and unincumbered 47,300.00 $. Fprniture and fixtures ru 11. Lawful reserve with Federal Reserve Bank 2 ?" y!, i 13. Cash in vault and net amounts due from national banks 49,432.8 16. Checks on other banks in the same city or town as reporting . , 1,871.92 bank Total of Items 12 and 16 51.304. <3 17 Checks on banks located outside of city or town of reporting __ ( bank and other cash items 700.. 18. Redemption fund with U. S. Treasurer and due from U. S. Treasurer *>'** Total * 92203771 LIABILITIES 21 Capital stock paid in 200,000.00 "22. Surplus fund 100,000.00 23. a Undivided profits 18,085.22 b Less current expenses, interest and taxes paid 9,309.;>7 8,(75.65 ■27. Circulating notes outstanding 190,100.00 ■3O. Net amounts due to banks, bankers and trust companies in the United States and foreign countries 4,456.54 31. Certified checks outstanding 432.10 32. Cashier’s checks on own bank outstanding 1,845.(4 Total of letms 30,31, and 32 6,734.38 Demand deposits (other than bank deposits) subject to reserve (deposits payable within 30 days) : 33. Individual deposits subject to check 204.304.65 37. Dividends unpaid 3.>5.00 Total of demand deposits (other than bank deposits) to Reserve, items 33 and 37 204,659.65 Time deposits subject to Reserve (payable after 30 days or more notice, and postal savings.) 39 Certificates of deposit (other than for borrowed moneys 53,386.05 ao o*ll Oft 42. Other time deposits _ Total of time deposits subject to Reserve, Items 39, 42 95,418.03 44. U. S. Government Securities borrowed without furnishing collateral security for same 44,.00,00 4.7. Bills payable, other than with Federal Reserve Bank (including all obligations representing money . v or AAA AA > borrowed other than rediscounts) 00 Von on 48. Bills payable with Federal Reserve Bank ’ 51. “Acceptances” executed by this bank for customers $922,93771 Total * 54 a Liabilities for rediscounts with Federal Reserve Bank (See item Id 250,2,i7.f3 * b Liabilities for rediscounts other than Federal Reserve Bank (See item lc) 21.444.12 Total contingent liabilities (54 a, b) not including items in Schedule 23 of report) 2(1,681.95 *55. ()f (he total loans and discounts .dhovvn above, the amount on which inter est and discount was charged at rates in excess of those permitted by law (See 5197. Rev. Stat) (exclusive of notes upon which total charge not to exceed 50 cents was made) was $125,000 Est. The number of such loans was 346 Est. 56. The amount of money loaned ON CALL OR DEMAND, by this bank on bond and stock and stock collateral, in New York City, including both loans made directly to borrowers and those through its New York corre spondents, on the date of this report was NONE 57. The amount of money loaned ON TIME, by this bank on bond and stock collateral, in New York City, including both loans made directly to bor rowers and those through its New York correspondents, on the date of this report was NONE. 58. Aggregate amount of salaries or compensation paid by this bank to Chair man of Board (if any’) President, Vice Presidents, Cashier and Assistant v Cashiers for month of January, 1921, $860; Annual pay of all these offi cers at January 1921 rate of pay, $10,320.00; number of these officers on date of this report was 5. 59. Aggregate amount of salaries or compensation paid to all other employees of the bank for month of January, 1921, $285.00; Annual pay of these employees on basis of the January, 1921, rate of pay $3,420.00; number of these employees on date of this report was 3. State of Georgia, County of Barrow, ss: I, C. O. Maddox, Cashier of th e abovenamed bank, do solemnly swear that the above statement is true to the best of my knowledge and belief. C. O. M ADDON, Cashier. • Correct —Attest THOS. A. MAYNARD, W. B. McCANTS, * ‘ G. W. DeLaPEIiRIERE, Directors. Subscribed and sworn to before me this 28th day of February, 1921. HIRAM J. OLIVER, N. P. Barrow County, Ga. GO TO THE RESCUE f Don’t wait ’till It's Too Late —Fol- low the Example of a Winder Citizen. Itescu e the aching back. If it keeps on aching, trouble may come. Often it indicates kidney weakness. If you neglect the kidneys’ warning, look out for urinary disorders. This Winder citizen will show you. how to go to the rescue. Mtfs. K. L. Sharpton, Bush Ave., "'says: “I suffered a whole lot with the sharp pains in the small of my back. I had severe nervous spells and the least noise would irritate me. Dizzy spells were pretty bad, too and my kidneys didn't act as they should. Doan’s Kid nev Pills were recommended to me, so I bought a box at DeLaPerriere & Sons Drug Store and they greatly re lieved me,” % Price 00c, at all dealers. Don't sim- ply ask for a kidney remedy—get Doans Kidney Pills —the same that Mrs. R. L. Sharpton had. Foster-Milyurn Cos. Mfgrs., Buffalo, N. Y. Chamberlain’s Cough Remedy Aids Nature. Medicines that aid nature are always most effectual. Chamberlain’s Cough Remedy acts on this plan. It allays the cough, relieves the lungs, aids ex pectoration, opens the secretions and aids nature in restoring the system to a healthy condition. Thousands have testified to its good qualities. Try it when you have a cough or cold. Rev. F. H. Cantrell and Messrs. Wel don Dooley and Clarence Mcßae, of Watkinsville, were visitors in the city Monday, coming over to take advan tage of the low prices of merchandise offered by the Winder merrhants. The Need, and How to ad*?, of Trained Sun day School Teachers. Our Sunday school work is succeed ing and failing. The Sunday school has succeeded and is succeeding in do ing a great woik, but only in a meas ure has it done the work that it ought to do, and that it is possible for it to do. We are not surprised at the failure of the Sunday school, we are surpris ed at the success- she has had, when we consider her equipment and her teach ers. While it is true that many of them are prepared and are doing splen didly, yet a great many of them have had very little general preparation; and the same is true of their specific preparation. The world is concerned about pre pa red men for every line of work. The church has been somewhat concerned about u prepared ministry—she was wise in this regard. But why has the church been so little concerned about having prepared men and women to do that work of the church that is second only to the misistry. When Uncle Sam heard the cry of the Allies, come over and help us, the call came to the youth of our land, to go. Not to prepare. Months and months our sons were prepared. And when one day this mighty army of trained men were on the firing line in Europe victory came. And victory will come to the church, when once we have a mighty army ol prepared men and women, prepared in head and heart for the great task. The task of the church is more ti tanic than that of the Allied Powers. Our connuering armies have subdued an evil that the church must uproot. The work of the church is to destroy the tlijng that has destroyed, to ruin the thing that has ruined. For this super human task we need the help that may come through) huma.4 channels), but above all we need the help that comes from above. So far this school of the church, let me repeat we need mmi and women prepared in head and heart. The state says to those who would in struct the minds of our youth , you must be prepared, are you, can you do it. If it is necessary to have prepar ed teachers to train the bodies and the minds of our children, is it not more necessary to have prepared teachers to teach them morals and religion? Christian training has much to do with the salvation of man. Christ val ued one soul more than a world. It is time we were putting more value on the souls of men. In the first place a teacher should have a general preparation for his or her work. This preparation should be as follows: 1. A general knowledge of the whole Bible. A teacher who has a partial knowledge of the whole truth, is likely to teach that which leads to a rniscos ception of the real truth. Since no passage of scripture is of private in terpretation, a knowledge of the whole Bible is prerequisite to an accurate knowledge of any portion. If the con text is not known the text will not be known. 2. A knowledge of some of the best books of child nature and child nur ture. A real teacher should be able to live in a child’s world, to hear through a child’s ears and through a child’s eyes. 3. Every school should have a Sun day > School Teachers Training Class. The books that are recommended by the Sunday school Board should be used or the International Sunday School Association. 4. They should have a lot of work. Success is never possible to the man whose heart is never in his work. Love for the. work on the part of the teacher will beget the same in the lives of others. 5. They should have a passion for souls. Salvation of souls is the mis sion of the school. In the second place the teacher should' make specific preparation. 1. The work for each quarter should be plasned. 2. Each lesson should be studied at least one week before it is taught. Then some study should be given to the lesson each day, using such helps as may be had. A good literary teacher will prepare each lesson before teach ing it; certainly a Sunday School teacher could not afford to do less. The Sunday School should more and more possess our time, our thought, our interest and our praters. Because it is the church at work, carrying out the Great Commission of our Lord, “Go ye thereford and teach.” J. B. GRESHAM. A SCHOOL OF METHODS A “School of Methods” will be held at the First Baptist church, of Monroe, on March .*lO, 31 and April 1, for tlx* women and children of the Appalachee association. Every woman, young la dy and child in the association is in vited and urged to attend. Entertainment will be provided by the Monroe ladies. Mrs. W. J. Neel, State IV. M. P. President. Miss Muud Powell, Young People’s organizer, Mrs. T. It. Rice, Mrs. C. M. Sanders and oth ers will conduct the school Mrs. It. It. Burger. Chin. Publicity Com. Watkinsville, On. WANTED —My friends and custom ers to come and see my first showing of Spring Hats for all ages, March 3,4, and 5, in my new quarters on the right upstairs in the old Court House build ing. A cordial invitation to all.—Mrs. M. E. Vaughan. THE WINDER NEWS Rev. John H Wood Accepts Call To Rome. Rev. John H. Wood, one of the most prominent ministers in the Christian denomination in the state, has been called to the pastorate of the Chris tian church at Rome, Ga., and he has accepted same. He will begin work in that city at once. All of the citizens of this city, re gardless of denominations, regret to see him leave Winder. He and his accomplished wife are valuable addi tions to any city and Rome is to be congratulated on securing them as cit izens of their city. The editor of the News f4els an esr STRANGE’S New Millinery Miss Redmond has new faces in Bonnets to show you every day. Come see; you will buy. Suits! Dresses! Nearly every morning brings anew garment. If its anew Box Suit, Taffeta or Canton Crepe dress, or new Waist, we have it at the right price. Come, look often and stay as long as you like. J. T. Strange Company / A WONDERFUL YEAR UNFOLDING • A wonderful year is unfolding before us —a year of unlimited opportunities for those who are prepared to take advantage of them. We form new classes every Monday--you can start immediately to fit yourself for a splendid position in the bank or office with the assurance that your services will be in demand the moment you are ready. In the new competition which we are entering it becomes increasingly necessary to remove every ob stacle —to be qualified for most efficient work —to know thoroughly the branch of business in which you are en gaged. Our courses are practical and complete. Our grad uates are always in demand. A few months in school will increase your earnings immediately and insure a much more successful future in every way. Arrange your enrollment at once and be in our classes next Monday. ATHENS BUSINESS COLLEGE Athens, Georgia pocial loss in their removal, having known Brother Wood for twenty years and we have always found him a con genial companion and a man devoted to the things that upbuild a communi ty. Winder’s loss is great beyond ex pression. Both he and Mrs. Wood can rest assured that they carry with them tlie best wishes of their hosts of frieips throughout this section for their happiness and success in their new home, Chamlierlain’s Tablets For Indigestion and Constipation. “The nicest and pleasantest medicine I have used for indigestion and coasti pation is Chamberlain’s Tablets,” writes Meiard F. Craig, Middle Grove, N. Y. gripe or leave any unpleasant effect. They work like a charm and do not ST -v xfPITON: $1.50 A YEAR LILBURN BANK TO REOPEN The Bank of Lilburn, which was forced to close its doors some time ago on account of the depression that has swept over the country will re-open again for business in a few days. Mr W. C. Horton, of this city, has been ag gressively working for some weeks to get the institution hack on its feet and that he has succeeded Li the face of such discouraging difficulties speaks well for his business capacity and en ergy. We congratulate the people of Lilburn on the re-opening of their bank and feel sure that the institu tion will prosper.