About The Georgia post. (Knoxville, Crawford County, Ga.) 19??-current | View Entire Issue (April 18, 2013)
PAGE 8- THURSDAY, APRIL 18, 2013 NOTICE OF SALE UNDER POWER State of Georgia County of Crawford By virtue of the power of sale con tained in a Security Deed from Roger C. Pierce to Advanta National Bank dated June 22, 2000 recorded in Deed Book 187, Page 85 , Crawford County Records, and last assigned to JPMor- gan Chase Bank, National Association, conveying the after-described property to secure a Note in the original princi pal amount of NINETY-FOUR THOU SAND FIVE HUNDRED AND 00/100 ($94,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Crawford County, Georgia, during the legal hours of sale on the first Tuesday, May 7, 2013 the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 21 of the 6th Land District of Crawford Coun ty, Georgia, and being designated as a tract of land containing 3.43 acres, ac cording to a plat of survey in Plat Book 4, Page 157, Clerk’s Office, Crawford Superior Court, which said plat is by this reference thereto incorporated herein. Deed Reference: Deed Book 56, page 450 and Deed Book 1271, page 147, Crawford County Records. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the in debtedness when due and in the man ner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, re strictions, covenants, and matters of re cord superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Roger C. Pierce or, a tenant or tenants, and said property was or is commonly known as 2209 Lower Hartley Bridge Road, Byron, GA. 31008. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National As sociation As Attorney in Fact for Roger C. Pierce Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 05-2121 (4-13) Pierce 4/11-5/2 NOTICE OF SALE UNDER POWER State of Georgia County of Crawford Pursuant to the Power of Sale con tained in a Security Deed given by James B. Taylor to Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Counseling Services, Inc. dated 6/29/2007 and recorded in Deed Book 275 Page 784, Crawford County, Georgia records; as last transferred to JPMorgan Chase Bank, National Asso ciation, conveying the after-described property to secure a Note in the original principal amount of $ 90,782.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Crawford County, Georgia, within the legal hours of sale on May 7, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holi day), the following described property: All that tract or parcel of land lying and being in Land Lot 129, 6th Land Dis trict, Crawford County, Georgia, be ing known and designated as Lot 13, Block A, Phase No. 1, Majestic Oaks Subdivision, according to a plat of sur vey recorded in Plat Book 13, Page 93, Clerk’s Office, Crawford Superior Court. Said plat and the recorded copy thereof are hereby incorporated for all purposes. Together with 2007 ScotBilt Manufacture Home serial number SB- HGA1170702544AB. which is attached as a permanent improvement. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 385 Red Oak Drive, Fort Valley, Georgia 31030-9214 together with all fixtures and personal property attached to and constituting a part of said prop erty, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): James B. Taylor or tenant or tenants. JPMorgan Chase Bank, NA is the entity or individual des ignated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines. JPMorgan Chase Bank, NA Homeowner’s Assistance Department 3415 Vision Drive Columbus, Ohio 43219 1-866-550-5705 Note, however, that such entity or indi vidual is not required by law to negoti ate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing au thority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judi- cial sales in the State of Georgia, the Deed Under Power and other foreclo sure documents may not be provided until final confirmation and audit of the status of the loan as provided immedi ately above. JPMorgan Chase Bank, National Association as agent and Attorney in Fact for James B. Taylor Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Geor gia 30305, (404) 994-7400. THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COL LECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-69999A. (4-15) Taylor 4/11-5/2 NOTICE OF SALE UNDER POWER State of Georgia County of Crawford THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Elizabeth Ed wards to Mortgage Electronic Registra tion Systems, Inc., dated May 4, 2005, recorded in Deed Book 251, Page 79, Crawford County, Georgia Records, as last transferred to Wells Fargo Bank, NA. by assignment recorded in Deed Book 320, Page 269, Crawford County, Georgia Records,conveying the after- described property to secure a Note in the original principal amount of NINE TY-FIVE THOUSAND SIX HUNDRED SIXTY-THREE AND 0/100 DOLLARS ($95,663.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Crawford County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EXHIBITS" ATTACHED HERETO AND MADE A PART HEREOF The debt se cured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of in tent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, NA. is the holder of the Note and Se curity Deed to the property in accor dance with OCGA § 44-14-162.2. The entity that has full authority to negoti ate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Harry N. Luttrell and Brenda G. Luttrell or a tenant or tenants and said property is more commonly known as 1133 Causey Road, Knox ville, Georgia 31050. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA. as Attor ney in Fact for Elizabeth Edwards Mc- Calla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www. foreclosurehotline.net MR/slb3 5/7/13 Our file no. 56313-FT5 EXHIBIT “A” All that tract or parcel of land situate, lying and being in Land Lot 1 of the 7th Land District of Crawford County, Georgia, being known and designated as Lot 11, containing 3.58 acres, ac cording to a plat of survey a copy of which is of record in Plat Book 10, Page 142, Clerk’s Office, Crawford Superior Court. Said plat and the record copy thereof are hereby made a part of this description by reference thereto for all purposes. The Grantor Borrower repre sents, covenants, warrants, and agrees the manufactured home located on the herein described land, 2005 Presiden tial 2-10476PRE Mobile Home, Se rial No. MHGA4180431618AB, was formerly personality but is now and forever to remain on the land and has been permanently affixed to the land described herein so as to become part of the land; and all associated additions (wells, septic tank, decks, driveway, walkways, patios, carport, garage, etc., as applicable) are intended to be permanent improvements to said real estate and are to be governed by all terms and conditions of this Security Deed, with all rights thereto appertain ing. The manufactured home on the date of execution of the Security Deed has been permanently affixed to the re alty and is intended by the Grantor to be a fixture and a part of the real estate. The Grantor shall apply for homestead exemption and have the property taxed as real property at the earliest possible date. Any failure to make such applica tion shall constitute a default hereun der by the Grantor Borrower. MR/slb3 5/7/13 Our file no. 56313-FT5 (4-15) Edwards 4/11-5/2 NOTICE OF SALE UNDER POWER State of Georgia County of Crawford THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Brant E. Bai ley and Chasidy D Bailey to Mortgage Electronic Registration Systems, Inc., dated September 21, 2009, recorded in Deed Book 296, Page 748, Crawford County, Georgia Records, as last trans ferred to Branch Banking and Trust Company by assignment recorded in Deed Book 325, Page 110, Crawford County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-THREE THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($183,150.00), with interest thereon as set forth there in, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Crawford County, Georgia within the legal hours of sale on the first Tuesday in May, 2013, the following described property: SEE EX HIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt se cured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of in tent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Branch Banking and Trust Company is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800- 827-3722. To the best knowledge and belief of the undersigned, the party in possession of the property is Brant E. Bailey and Chasidy D Bailey or a tenant or tenants and said property is more commonly known as 280 Bailey Road, Roberta, Georgia 31078. The sale will be conducted subject (1) to confirma tion that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the sta tus of the loan with the holder of the se curity deed. Branch Banking and Trust Company as Attorney in Fact for Brant E. Bailey and Chasidy D Bailey Mc- Calla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www. foreclosurehotline.net MR/dmo 5/7/13 Our file no. 51123612-FT8 EXHIBIT “A" All that tract or parcel of land lying and being in Land Lot 129, 7th Land District, Crawford County, Georgia, in the City of Roberta, being known and designated as Parcel "A-3” containing 1.00 acre, more or less, being more particularly described according to a plat of record in Plat Book 14 Page 454, Slide 57, Clerk’s Office, Crawford Superior Court. Said plat being incor porated herein fora more complete and accurate description of said property A house and other improvements are located thereon with the current street address of 280 Bailey Road, Roberta, GA 31078. Said property is subject to a non exclusive perpetual easement from Hicks Road to said parcel "A-3” according to said plat. Said property is subject to a Private Road Maintenance Agreement of record in Deed Book 169 Page 342, said Clerk’s Office. This is the same property described in a War ranty Deed from Doug H Bailey and Carol E Bailey to Brant Everett Bailey dated March 14, 2003, recorded in Deed Book 222 Page 798, Clerk’s Of fice, Crawford Superior Court. MR/dmo 5/7/13 Our file no. 51123612 - FT8 (4-16) Bailey 4/11-5/2 NOTICE OF SALE UNDER POWER State of Georgia County of Crawford Under and by virtue of the power of sale (the “Power of Sale”) contained in that certain Security Deed (the “Secu rity Deed”) given by Jennifer Lynn Mo- wen and James H. Owenby, Sr. to First Community Bank of Georgia, dated July 21, 2005, recorded in Deed Book 253, Page 193, Clerk’s Office, Crawford Superior Court, as assigned by that certain Assignment of Loan Documents from the Federal Deposit Insurance Corporation as receiver for Atlantic Southern Bank, successor by merger to First Community Bank of Georgia to Certusbank, N.A., conveying the after- described property, through the open- end provisions therein, to secure that certain note (the “Note”) from James H. Owenby to Atlantic Southern Bank dated July 5, 2008 in the original princi pal amount of Fifty-Four Thousand Five Hundred Three and 94/100 Dollars ($54,503.94), Certusbank, N.A. being the current holder and owner thereof, with interest thereon as set forth there in, there will be a sale at public outcry to the highest bidder for cash before the courthouse door of Crawford County, Georgia, within the legal hours of sale on the first Tuesday of May, 2013, the following described property (the “Prop erty"): Tract 1: All that tract or parcel of land lying and being in Land Lot #161 of the 7th Land District of Crawford County, Georgia, as shown on plat by Thomas W. Futral, III, G.R.L.S. #1202, dated September 9, 1986, and entitled “Property Survey for Kerry M. Dun away and Julie Dunaway” recorded in Plat Book 9, Page 100, Clerk’s Office, Crawford Superior Court. Tract 2: All that tract or parcel of land lying and being in Land Lot 161, 7th Land Dis trict of Roberta, Crawford County, Georgia, and shown on plat of sur vey by Milton V. Beckham, G.R.L.S. #1031 dated September 18, 1970, and recorded in Plat Book 2, Page 295, Clerk’s Office, Crawford Superior Court. There is a residence and other improvements located on this prop erty which lies in one body located at the intersection of Seagler Road and Agency Street (Highway 128). This is the same property conveyed to James H. Owensby, Sr. by Warranty Deed from Kerry M. Dunaway dated January 14, 2005, and recorded in Deed Book 247, Page 78, Clerk’s Office, Crawford Superior Court. The debts secured by said Security Deed have been and are hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying same and, additionally, all expenses of this sale, as provided in the Secu rity Deed and by law, including without limitation attorney fees (the statutory notice of intent to collect attorney fees having been served). Said Property will be sold subject to any outstanding ad valorem taxes (including taxes that are a lien, but not yet due and payable); matters that may be disclosed by an accurate survey and/or inspection of the property; assessments, liens, en cumbrances, zoning ordinances, re strictions, covenants; and matters of record superior to the Security Deed. Additionally, this sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bank ruptcy Code and (2) final confirmation and audit of the status of the loans with the holder of the Security Deed. Notice to the debtor as required by O.C.G.A. Section 44-14-162.2 has been given and the individual or entity who has full authority to negotiate, amend and mod ify the terms of the loan with the debtor is Ray Persenaire, 1375 Peachtree Street NE, Suite 380, Atlanta, Georgia 30309, (678) 293-1043. CertusBank, N.A. as Attorney-in-Fact for Jennifer Lynn Mowen and James H. Owenby, Sr. Ross S. Schell, Esq. JAMES-BATES-BRANNAN- GROOVER-LLP 231 Riverside Drive P.O. Box 4283 Macon, Georgia 31208-4283 This Law Firm is acting as a debt col lector and is attempting to collect a debt. Any information obtained will be used for that purpose. (4-17) Owensby 4/11-5/2 NOTICE OF SALE UNDER POWER State of Georgia County of Crawford Under and by virtue of the power of sale (the “Power of Sale”) contained in that certain Security Deed (the “Secu rity Deed") given by James H. Owen by, Sr. and James H. Owenby, Jr. to First Community Bank of Georgia, dated February 19, 1999, recorded in Deed Book 173, Page 528, Clerk's Office, Crawford Superior Court, as assigned by that certain Assignment of Loan Documents from the Federal Deposit Insurance Corporation as re ceiver for Atlantic Southern Bank, suc cessor by merger to First Community Bank of Georgia to Certusbank, N.A., conveying the after-described prop erty, through the open-end provisions therein, to secure the following notes (collectively the “Notes”) from James H. Owenby, Sr. to Atlantic Southern Bank the first of which is dated Oc tober 20, 2010 in the original princi pal amount of Fifty Thousand Three Hundred Thirty-Six and 00/100 Dol lars ($50,366.00) and the second of which is dated October 20, 2009 in the original principal amount of One Hundred Twelve Thousand Nineteen and 79/100 Dollars ($112,019.79), Certusbank, N.A. being the current holder and owner thereof, with inter est thereon as set forth therein, there will be a sale at public outcry to the highest bidder for cash before the courthouse door of Crawford County, Georgia, within the legal hours of sale on the first Tuesday of May, 2013, the following described property (the “Property"): Tract 1: All that tract or parcel of land lying and being in Land Lot 129 of the Seventh Land District and Land Lots 112 and 113 of the Second Land District, Craw ford County, Georgia, containing 31.35 acres and being more particu larly shown as Tract No. 4 on a plat entitled “Subdivision Survey of Roy Rowell Property” drawn by Robert A. Lieck, G.R.L.S. No. 1796, dated February 24, 1987, revised May 26, 1987, recorded in Plat Book 8, Page 190, Clerk’s Office, Crawford Supe rior Court. Tract 2: All that tract or parcel of land lying and being in the City of Roberta, and in Land Lots 112 and 113 of the Seventh Land District, Crawford County, Georgia, containing 10.0 acres, more or less, shown and designated as Tract No. 2 on a plat made by Robert A. Lieck, G.R.L.S. No. 1796, dated April 26, 1985, and recorded in Plat Book 7, Page 171, Clerk’s Office, Crawford Superior Court. The debts secured by said Security Deed have been and are hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Notes and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying same and, additionally, all expenses of this sale, as provided in the Security Deed and by law, includ ing without limitation attorney fees (the statutory notice of intent to collect at torney fees having been served). Said Property will be sold subject to any outstanding ad valorem taxes (includ ing taxes that are a lien, but not yet due and payable); matters that may be disclosed by an accurate survey and/ or inspection of the property; assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants; and matters of record superior to the Security Deed. Additionally, this sale will be conducted subject to (1) con firmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loans with the holder of the Security Deed. Notice to the debtor as required by O.C.G.A. Sec tion 44-14-162.2 has been given and the individual or entity who has full au thority to negotiate, amend and modify the terms of the loan with the debtor is Ray Persenaire, 1375 Peachtree Street NE, Suite 380, Atlanta, Georgia 30309, (678) 293-1043. CertusBank, N. A. as Attorney-in-Fact for James H. Owenby, Sr. Ross S. Schell, Esq. JAMES-BATES-BRANNAN- GROOVER-LLP 231 Riverside Drive P.O. Box 4283 Macon, Georgia 31208-4283 This Law Firm is acting as a debt col lector and is attempting to collect a debt. Any information obtained will be used for that purpose. (4-18) Owensbyl 4/11-5/2 NOTICE OF SALE UNDER POWER State of Georgia County of Crawford Under and by virtue of the power of sale (the “Power of Sale”) contained in that certain Security Deed (the “Secu rity Deed") given by James H. Owenby, Sr. to First Community Bank of Geor gia, dated April 26, 1999, recorded in Deed Book 175, Page 315, Clerk’s Office, Crawford Superior Court, as assigned by that certain Assignment of Loan Documents from the Federal Deposit Insurance Corporation as re ceiver for Atlantic Southern Bank, successor by merger to First Commu nity Bank of Georgia to Certusbank, N.A., conveying the after-described property, through the open-end provi sions therein, to secure the following notes (collectively the “Notes") from James H. Owenby, Sr. to Atlantic Southern Bank the first of which is dated October 20, 2010 in the origi nal principal amount of Fifty Thousand Three Hundred Thirty-Six and 00/100 Dollars ($50,366.00), the second of which is dated October 20, 2009 in the original principal amount of One Hundred Twelve Thousand Nineteen and 79/100 Dollars ($112,019.79) and the third of which is dated October 24, 2010 in the original principal amount of Seventy Thousand Six Hundred Fifty and 00/100 Dollars ($70,650.00), Certusbank, N.A. being the current holder and owner thereof, with interest thereon as set forth therein, there will be a sale at public outcry to the highest bidder for cash before the courthouse door of Crawford County, Georgia, within the legal hours of sale on the first Tuesday of May, 2013, the follow ing described property (the “Property”): All that tract or parcel of land lying and being in the City of Roberta, Crawford County, Georgia, bounded as follows: North by Agency Street, East by U.S. Highway 341, South by lands formerly owned by R. L. Sheets, now owned by Johnny Poore, and West by lands of O. J. Starnes III. The debts secured by said Security Deed have been and are hereby declared due be cause of, among other possible events of default, failure to pay the indebted ness as and when due and in the man ner provided in the Notes and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying same and, additionally, all expenses of this sale, as provided in the Security Deed and by law, includ ing without limitation attorney fees (the statutory notice of intent to collect at torney fees having been served). Said Property will be sold subject to any outstanding ad valorem taxes (includ ing taxes that are a lien, but not yet due and payable); matters that may be disclosed by an accurate survey and/ or inspection of the property; assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants; and matters of record superior to the Security Deed. Additionally, this sale will be conducted subject to (1) con firmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loans with the holder of the Security Deed. Notice to the debtor as required by O.C.G.A. Sec tion 44-14-162.2 has been given and the individual or entity who has full au thority to negotiate, amend and modify the terms of the loan with the debtor is Ray Persenaire, 1375 Peachtree Street NE, Suite 380, Atlanta, Georgia 30309, (678) 293-1043. CertusBank, N. A. as Attorney-in-Fact for James H. Owenby, Sr. Ross S. Schell, Esq. JAMES-BATES-BRANNAN- GROOVER-LLP 231 Riverside Drive P.O. Box 4283 Macon, Georgia 31208-4283 This Law Firm is acting as a debt col lector and is attempting to collect a debt. Any information obtained will be used for that purpose. (4-19) Mowen 4/11-5/2 Notice of Debtors and Creditors GEORGIA, CRAWFORD COUNTY IN RE: ESTATE OF MALVIN MASI- COTT All creditors of the Estate of Malvin M. Masicott, deceased, late of Crawford County, Georgia, are hereby notified to render their demands to the under signed according to law, and all persons indebted to said estate are required to make immediate payment. The 10th day of April, 2013. Patsy Ann Masicott, Executor 3380 Hartley Bridge Road Byron, GA31008 (4-20) Masicott 4/18-5/9 Continued on page 10
