About The Georgia post. (Knoxville, Crawford County, Ga.) 19??-current | View Entire Issue (Aug. 1, 2013)
^B( 0 PAGE 8-THURSDAY, AUGUST 1,2013 How to Protect Your Family’s Skin from Summer’s Scrapes, Bites and Burns (StatePoint) Afternoons at the pool, family barbecues, outdoor sports and picnics all mean summertime has arrived. With the change in temperature comes addi tional exposure to the ele ments and the attendant skin scrapes, bites and bums. Pharmacy shelves are lined with products to treat these common summer ailments. But with more Americans concerned about using harsh chemicals on their bodies, families are frequently turn ing to natural alternatives that are just as effective. To help your family “go natural” in your skin rem edies, follow these tips throughout your fun-filled summer. Bugs Rather than spraying your yard with products that contain potentially harm ful chemicals like DEET and PABA, consider citro- nella candles. The fragrance should not only keep bugs at bay, but the soft glow sets a pleasant mood for your al fresco meals and parties. Of course, you can also prevent being bugged all together by avoiding the outdoors during dusk, when mosquitos come out in full force. But when the outdoors calls, try applying a natural insect repellent. For exam ple, JASON brand Quit Bug ging Me! Insect Repellent Spray, is comprised of the active ingredients soybean oil and germanium oil, and is safe to apply on children (with adult supervision). If you do get bitten, don’t scratch. That can promote infection. Instead, apply a cold compress to the bite. It’s a tried and true inexpen sive path to itch relief. Sunburn If your yard lacks shade, improve your eco-footprint and create shade by plant ing a tree or two. You may not be able to reap the shady benefits this year, but you’ll Financial Expert Offers Tips for Getting the Most Out of Social Security Retirement Benefits Ginny Grimsley National Print Campaign Manager www. newsandexperts. com Too many people end up getting less than what’s due them from Social Security when they retire because they don’t know the rules and the real financial im pacts, says independent re tirement advisor Gary Mar riage, Jr. “There’s a lot of talk about the future of Social Secu rity, but we still have this benefit and if you’re 50 or older, you should be plan ning to make the best use of it,” Marriage says. Marriage, CEO of Nature Coast Financial Advisors (www.naturecoastfinancial. com), which specializes in maximizing retirees’ financ es, shares important facts to keep in mind as you plan for how Social Security will factor in your retirement: • “Can I convince you to wait a few more years?” Many people are under standably eager to retire as early as possible; others fear Social Security retire ment benefits will suddenly vanish, so they want to get what they can as quickly as possible - at age 62. But if you’re counting on those benefits as part of your in come, you should wait un til you’re eligible for the full amount. That’s age 66 if you were bom 1943-54, and age 67 if you were bom in 1960 and later. If you’re in the older group, retiring at 62 cuts your benefits by a quarter; for the younger group it’s nearly a third. “Chances are, you’ll be bet ter of mentally and physi cally if you wait anyway,” Marriage says. “Many stud ies show that people live longer and are more vital the longer they remain em ployed; more importantly.” • The reductions in Social Security add up to a con siderable sum. The average retirement benefit in June of this year was 1,222.43, according to the Social Security Administration. People bom in the 1943-54 group who are eligible for that amount at age 66 will get just $916.82 a month if they retire at 62. If they live to age 90, that’s a total of $308,052.36. By waiting just four years, they’ll net an additional $44,007.48. Waiting until age 70 can make you eligible for a bump in benefits - up to 8 percent a year - but there are no increases if you de lay longer. • If divorced, were you married for at least 10 years? Were you married for a decade and aren’t currently remarried? You may be eligible to received benefits based on the for mer spouse’s work record. Here are some of the other requisites: you must be age 62 or older, and the former spouse must be entitled to receive his or her own ben efits. If the former spouse is eligible for a benefit, but has not yet applied for it, the divorced spouse can still receive a benefit. Ad ditionally, two years must pass after the divorce. About Gary Marriage Gary Marriage, Jr. is the founder and CEO of Nature Coast Financial Advisors, which educates retirees on how to protect their assets, increase their income, and reduce their taxes. Mar riage is a national speaker, delivering solutions for pre-retirees, business own ers and seniors on the areas affecting their retirement and estates. He is an ap proved member of the Na tional Ethics Bureau, and is featured in “America’s Top Hometown Financial Advi sors 2011.” Marriage is also the founder of Operation Veteran Aid, an advocate for war-time veterans and their families. LAZY DAYS - Continued From Page 5 thank yourself in the future. You may also consider build ing a gazebo or porch over hang for more immediate re lief from the sun. Wear a hat and sunglasses outdoors and apply a sun screen with broad spectrum UVA/UVB protection. Spend too long in the sun? Treat yourself to nature’s burn relief, Aloe Vera. Look for a gel that is free of para- bens and artificial colors and phthalates. For example, JASON brand Soothing Aloe Vera Gel soothes dry, irri tated, sun damaged or newly shaven skin, while a boost of nourishing Allantoin and Vi tamin B5 helps to replenish and recondition. Scrapes Bike rides, baseball, bas ketball and trips to the play ground all present an oppor tunity for slips and falls. On such adventures, be sure to carry a small first aid kit so you can clean and cover mi nor injuries right away. A natural anti-bacterial al ternative, JASON brand Pure Tea Tree Oil, delivers skin relief and is available at natu ral food stores such as Whole Foods Market. Pack cotton swabs and bandages in a va riety of shapes and sizes to be best prepared. More information about protecting your skin natu rally can be found at www. Jason-PersonalCare.com. This summer, take a cue from nature to ward off sea sonal skin woes. nothing and I am concerned that not having an opportu nity to do nothing I might forget the finesse associated with that art. I do not get a chance very often to do nothing so I am anxious to practice the skills associated with nothing. In this regard, my calendar has not been very cooperative. Where are those lazy days of summer where I can do nothing? Not only has my calendar not been cooperative but also my wife has been the epitome of obstruction in this pursuit of mine. Just when I think a lazy day is looming on the horizon, she comes up with something for me to do. Even though all I wanted to do was noth ing, she insists that I do her something. Either I do her something or else. I do not want to do her something or else for nothing. Those lazy days of sum mer were the perfect oppor tunity to perfect the fine art of doing nothing. Regret fully I have to honestly face the fact that those times are far behind me. No more lazy days of summer for me. At least not as many as there used to be. The old preacher in Eccle siastes was right when he said, ”To every thing there is a season, and a time to every purpose under the heaven:” (Ecclesiastes 3:1 KJV). I can look back with a sense of satisfaction and know that when I did have those lazy days of summer I put them to good use and developed skill in doing nothing. I know before me are some days when I will not have the strength or energy to do anything, then my ability to do nothing will come in good use. I think it is quite impor tant to live in the time at hand. The apostle Paul understood this when he wrote, ’’And that, know ing the time, that now it is high time to awake out of sleep: for now is our salva tion nearer than when we believed.” (Romans 13:11 KJV). Now that I am older, (and who’s to say how much older I will get) I can say with a good deal of exper tise, never grow old. By that I mean, never forget those lazy days of summer. Rev. James L. Snyder is pastor of the Family of God Fellowship, PO Box 831313, Ocala, FL 34483. He lives with his wife, Martha, in Silver Springs Shores. Call him at 1-866- 552-2543 or e-mail james- snyder2@att.net. His web site is www.jamessnyder- ministries.com Peach County Sheriff’s Arrest Reports Akridge, Travis Jack- 27; Criminal Trespass Allen, Latoya Denise- 28; Aggravated Assault, Terroristic Threats And Acts Amos, Tyler Chad- 22; Theft By Taking- Felony Asbury, Kristopher- 31; Appre hension Of A Wanted Person Briscoe, Roger Neal- 29; Fail ure To Appear- Misdemeanor Bunn, Michael Loyce- 39; Probation Violation (When Probation Terms Are Altered)- Felony Carpenter, Michael James- 23; Marijuana-Possess Less Than 1 Oz., Seat Belt Violation Clemmons, Brittany Shanae- 20; False Report Of A Crime Crotty, Charles William-41; Simple Battery Danielly, Chancey Chavares- 35; Probation Violation (When Probation Terms Are Altered)- Felony Dugger, Deleisa S- 26; Wanted Person Ealey, Eric Tyler- 22; Proba tion Violation (When Probation Terms Are Altered)- Felony French, Tyler Lamar-19; Marijuana-Possess Less Than 1 Oz Gibson, Tammy Elise- 46; Dui- Driving Under The Influence Of Alcohol Gooden, Jerome Nelson- 20; Possession Of Marijuana Gunderman, Johnathan- 24; Disorderly Conduct AIRLINE CAREERS BEGIN HERE Get FAA approved Aviation Maintenance Technician training. 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CALL Aviation Institute of Maintenance 866-564-9634 www.FixJets.com Crossword Solution 8/1 USERS A T SEVEN W A A M E B A A N F I R E F L CUE L S BBC ROOT SARI ECRU ACER KERNE H I F I R F NASH R H E C A H A M M O A X I O M L I S L E s T E ■ ■ T H O U p E L S A E R 1 E T D O O R O 1 D E R S S E R U M M O N O O D O R A E N E R A 1 V E 1 N s E 1 N E E R R O R s T E N O Hill, Ashley Nicole- 29; Marijua na-Possess Less Than 1 Oz Hinson, Kenneth Clayton- 29; Failure To Appear- Misde meanor Howard, Donnavan Terelle- 20; Loitering Jackson, James Richard- 41; Parole Violation James, Derek Mareno- 32; Fail ure To Appear- Misdemeanor Johnson, Agata Le-Monique- 28; Disorderly Conduct Johnson, Erika Evette- 41; Pro bation Violation (When Proba tion Terms Are Altered)- Felony Jones, Quantavious Bernard- 23; Criminal Trespass, Entering Automobile Or Other Motor Vehicle With Intent To Commit Theft Or Felony King, Christina- 40; Simple Battery Leary, Christine-41; Disorderly Conduct Marsh, Stacy Marie- 33; Seat Belt Violation, Dui- Driving Under The Influence Of Drugs Maxwell, Marcus Santini- 31; Aggravated Stalking, Criminal Trespass Mitchell, Oryan Augustus- 20; Expired Or No Drivers License Moye, Bennie Lee- 61; Dui- Alcohol/Controlled Substance Present In Blood/Urine, Failure To Obey Stop Sign Nesmith, Richard Ray- 39; Pro bation Violation (When Proba tion Terms Are Altered)- Felony Ogletree, Jenifer- 37; Damag ing, Injuring Or Interfering With Property Of Public Utility Companies Pettigrew, Johnathan Wade- 44; Theft By Taking- Felony Price, Jennifer Dawn- 37; Theft By Shoplifting- Felony Rhyne, Marcus Dione-19; Marijuana-Possess Less Than 1 Oz., Seat Belt Violation, Aggravated Assault, Receipt, Possession Or Transfer Of Fire Arm By Convicted Felon Or Felony First Offender Roberts, Cody Clayton-19; Possession Of Marijuana Robinson, Anthony Earl- 43; Disorderly Conduct Rumph, Antonio Bernard- 42; Criminal Trespass Searcy, Corderious- 20; Marijuana-Possess Less Than 1 Oz., Seat Belt Violation Sherman, leshaTrinae-19; Disorderly Conduct Smith, Nichole Ashley- 27; Failure To Appear- Felony Smith, Stacey Monique- 26; Possession Of Marijuana Strickland, Brandon Maurice- 27; Aggravated Assault Wainwright, Tony Ray- 46; Fail ure To Appear- Misdemeanor Warren, Rodrequist Octavious- 21; Marijuana-Possess Less Than 1 Oz All parties are innocent until proven guilty in a court of law. 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