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BANK TOOK CHANCES
LIVE STOCK SECURITY
Helped Farmer Who Could
Risk Live Stock
Business.
Hickman was down and out
financially. He owed the bank
$277. His stock was worth less
than $275. In that part of New
Mexico where Hickman cast his
fortunes the banks do not lend
money on real estate. There is
nothin# much save real estate
above the horizon. But this par
ticular bank was interested in
fate of Farmer Jlickma- to the
extent $277, and the shrewd
young banker decided it was up
to him to save Hickman from
stagnation and dry rot.
So the bank bought twelve
cows withcalves and turned them
over to debtor Hickman for S4O
each, taking his note in payment.
This was on March 1, 1012. In
October Hickman sold the cows
for $45 each and the calves for
s2l, which cleared the note with
a few dollars to spare. In No
vember the bank sold him forty
head of mixed cattle at $35 to
S4O a head. Hickman fed them
for six weeks on kaffir and milo
and then sold them at an advance
of $5 a head.
* l
March 3 of this year Hickman,
via the bank, got fifty-four head
at $37.50; April 15 he sold them
at. $12.50. Along about this
time he had a chance to buy
twenty-two head of mules; the
bank took a chance to the extent
of $1,352.50. Before the deal was
closed, Hickman had contracted
to “feed up’’ the mules and sell
them in September for SBS a
head, ora total of $1,870. Bend
ing money to this man Hickman
had become a pleasant and profit
able habit with the bank. During
the borrowing period Hickman
built a barn for SOOO, and when
last heard from he had eight
dairy cows, seven horses and a
colt, worth $1,630, and all free
of encumbrances. His profit in
mules is additional velvet.
This method of financing the
farmer in the Southwest is one
of tht‘ best possible examples id'
helpful lending. It pulled Hick
man out of a hole, set him on his
feet and transformed him from a
bankrupt into a prosperous citi
zen. It enthralled an entire
community with the possibilities
in beef and dairy cattle and
mules. And to complete the
circle, it brought handsome divi
dends to the banker who promo
ted the enterprise. Credit on
the hoof has a big future ahead
of it. Country Gentleman.
Said What He
Pleased One Time.
A lower Illinois edito declar
ing he had become tired of wedd
ing the whitewash b...shin the
matter of obituaries, decided to
reform and tell the truth just
once. His comment onthedeath
of a well known citizen in the
community follows;
"Died, aged 56 years, 6months
and 13 days. Deceased was a
mild-mannered pirate with a
mouth for whiskey and an eye
for booty. He came hero in the
night with another man's wife
and joined the church at first
chance. He owes us seven dol
lars for the paper and a large
meat bill, and you could hear
him pray for six blocks. He
died singing, ’Jesus Paid It All,’
and we think he is right for he
never paid anything himself. He
was buried in an asbestos casket,
and his many friends threw palm
leaf fans in the grave, as he may
need them. 11 is tombstone will
Ih> a favorite resting place for
the hoot owls."
Kind of a Failure.
"So you don’t approve of those
London suffragettes?"
"I don’t know much about
them," replied Miss Cayenne; j
"but I can’t help feeling that a
woman who can’t subdue a few
men without the use of dynamite
is something of a failure."
Cotton Must Be
Properly Prepared.
Cotton men are warned in a
circular sent out by the Georgia
Banker: ’ Association that the
regulations governing the prepa
tion of cotton for shipment, as,
adopted by the Southeastern rail- j
roads and steamship lines recent-1
ly, must be lived up to on and
after Sept. 1, next. If the regu
lations are not obeyed the details
of the failure to obey them will
be entered by the railroad or
steamship agents on the bill of
| lading for the cotton and those
entries, the hankers’ association
! states emphatically, will "destroy
the negotiability of these bills of
kuling insofar as the banks are
| concerned.’’ That practically
j means that the man who wants
his cotton handled with the al
i most necessary assistance of the
banks must conform to regula
tions. Chief among them are
those requiring that the hale
shall be of standard size, well
covered, well marked and dry. It
j will be to the interest of every
farmer and everybody else who
has a hand in the preparation of
cotton for shipment to see to it
that the regulations are carried
out to the letter.—Savannah
News.
Wilson’s Address
At Gettysburg.
On July 4th at the great re
union at Gettysburg, President
Wilson addressed the great
throng. In his speech these
words occur: "I have been
chosen the leader of the nation.
I can not justify the choice by
any qualities of my own, but so
it has come about, and here I
stand. Whom do I command?
The ghostly hosts who fought up
on these battlefields long agoand
are gone? These gallant gentle
men, stricken in years, whose
lighting days are over, their glory
won? What are the orders for
them, and who rallies them?
"1 have in mind another host, j
whom these set free of civil strife I
in order that they might work
out, in days of peace and settled
order, the life of a great nation.
That host is the people them
selves, the great and small, with-,
out class, or difference, or kind,
or race, or origin, and undivided
in interests if we have but the,
vision to guide and direct them
and order their lives aright in j
what we do. |
SOME RESULTS OF WORK IN DEPARTMENT
OF COTTON INDUSTRY OF COLLEGE
By Andrew M. Soule, President Georgia State College of Agriculture.
One cotton manufacturer who took
a course, in cotton grading at the Col
lege of Agriculture claims that it
has saved him $5,000 a year. Eleven
students have been placed In ware
houses and one in cotton breeding
work.
Sunbeam cotton which has been
bred at the College' to become resis
tant to anthracnose, is now distribut
ed In 71 counties with about 5,000
acres planted in 1913. It is already
saving about $20,000 annually to the
larmova. Us merits are resistance
to anthracnose, grades high in lint in
market, is early and big boiled and
thus well adapted to boll weevil con
ditions.
Experiments show that a crop of
legumes plowed under gives bettor
ATTEND FARMERS' IFISTI-
TiiTE THIS SUMMER
The State College of Agriculture
has planned to hold a number of far
mers' institutes during June. July and
August throughout a greater part of
the stute Three teams of men will
cover as many different routes, hold
ing institutes each day at some place.
This is the summer work of the staff
of the college of agriculture, follow
ing the close of the school session.
Subjects will be discussed at these
meetings that touch the present and
future welfare of the Georgia farmer.
The men are sent out for the Informa
tion that they can carry to the farmer.
The farmer is invited to make use of
them to the fullest advantage by ask
ing questions and calling attention to
any local agricultural problems Each
man in his line, will be glad to answer
every question possible, especially
those that are practical and have to
do with the needs of the locality In
which the institute is being held.
An increasing number of farmers
have beeu attending these meetings
THE MONTGOMERY MONITOR—THT’RSPAY. JULY 10, 1913.
"Our Constitutions are their
larticles of enlistment. Their or
ders of today are the laws upon
our statute books. What we
strive for is their freedom, their
rights to lift themselves from
. day to day and behold the things
: they have hoped for, and so
make way for still better days
i for those whom they love who
are to come after them.
"The recruits are the little
children crowding in. The quar
termasters’ stores are in the
mines and forests and fields, in
the shops and factories. Every
day something must be done to
push the campaign forward, and
it must be done by plan and with
an eye to some great destiny.
"How shall we hold such
thought in our hearts and not be
moved? I would not have you
live even today wholly in the
past, but would wish to stand
with you in the light that streams
upon us now out of that great
day gone by. Here is a nation
that God has builded by our
hands. What shall we do with
it?
"Who stands ready to act
again and always in the spirit of
this day of reunion and hope and
patriotic fervor? The day of
our country’s life has but broad
ened into morning. Do not put
uniforms by. Put the harness of
the present on. Lift y " arms
to the great tracks of life yet to
be conquered in the interest of
righteous peace, of that prosper
ity which lies in a people’s hearts
and outlasts all wars and errors
of men.
“Come, let us be comrades and
soldiers, yet to serve our fellow
men in quiet counsel where the
blare of trumpets is neither heard
nor heeded and where the things
are done which make blessed the
nations of the world in peace and
righteousness and love.”
Missed It Once.
“Don.t be afraid. Come in
nay wife’s out. Have a little
something? Here’s a nice quality
of old ”
I “Good heavens, man; you’ve
got the wrong bottle. Look at
that label. Don’t you see it’s
marked ‘poison?’”
I “Oh, that’s all right. That
saves it from the cook. My own
i invention, you know. Clever,
! isn’t it? Never failed but once.”
“How was that?”
j “Cook couldn’t read.”
value in cotton production than 6 tons
of barnyard manure per acre.
Experiments show that two plants
to the hill, the hills about 24 inches
apart, give the highest yields on
rich clay uplands.
| A complete fertiliser 10-3-4, applied
500 pounds per acre, and 6 tons of
barnyard manure put in drill row and
thoroughly mixed with soil yielded
2,680 pounds of seed cotton per acre,
as against 380 pounds where no ferti
lizer was used, or as against 807
pounds where 10 tons of barnyard
manure and 200 pounds of acid phos
phate were used; or as against 10
tons of barnyard manure, 200 pounds
acid and 50 pounds muriate; or as
against 10 tons manure, 400 acid. 100
potash and 25 nitrogen.
ouch year. Wherever they have been
held the attendance Is always great
j er the next time, proving conclusively
| that the lecturers have hit the mark
I and have told the farmers things that
1 have panned out. One South Geor
gia farmer told one of the speakers on
the occasion of his second visit that
he had saved him S7OO by his speech
, the year before. Suih words of ap
preciation of tlie practical information
given, are being frequently received.
If any farmer thinks that whaf
these lecturers are giving to the far
mers is theoretical und not practical,
he is urged to go to the meetings and
prove it. While not infallible, the
staff members of the College of Agri
culture do know u good many things
for certain that have been proven with
painstaking care and by unquestionable
methods. It is these facts that they
are seeking to take to the farmer.
Nothing that has not been thoroughly
proven have they the right to advo
cate.
Go out to the farmers Institute and
got further information. No one has
too much. It may mean the saving or
the making of many dollars where
none is being made or saved by you
at present
| Security First |
| Lasting Quality Second |
| Pleasing Design Third I
5S ® i
6 | HEADQUARTERS FOR g |
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I SOPERTON, QA. I
Not Friends Now.
Two young lady friends met,
and after an interchange of the |
usual salutations, one remarked:
“Oh, May, I’m so glad to see
you. Indeed, I was just on my
way to call. The fact is, 1 want
you, as my oldest friend, to be
one of my bridesmaids.”
“Bridesmaids, Daisy! How
lovely!” exclaimed May. “But 1
didn’t know you were engaged.”
“Well, I know it’s sudden,”
was the answer, “but he’s aw
fully much in love, you know;
and it’s really just too sweet to
live. Will you act, May?”
“Act? Os course I will. I
shall be charmed. But,” and
she took a step as though to move
otf, “do come round the corner
and tell me ail about it. Here is
Bob Henderson, that laughing,
gibbering idiot. He is grinning
just as though he meant to stop,
and I don’t care to be seen talk-!
ing to him.”
“Bob Henderson!” exclaimed I
Daisy, in an amazed fashion.
‘Why, he’s the man I’m going to !
marry!” ,
Franklin's Joke.
A Washington Star correspon
dent learned from Mr. S. V.
Henkeis some amusing facts
about the wonderful Hale collec
tion of autographs that he sold
recently.
Benjamin Franklin’s auto
graphs showed him, as always,
shrewd and witty. It was Frank
lin who, replying to a letter,
which saiil, “The cream of the
English army is now in the field, ”
answered: “1 suppose you mean
the whipped cream.”
Proof Positive.
“Do you think,” said the in- j
tellectual young woman, “that j
there is any truth in the theory I
that big creatures are better-na- j
turn! than small ones?”
“Yes.” answered the young
man. “I do. Look at the differ
ence between the Jersey mosqui
to and the Jersey cow.”
MONEY! MONEY! MONEY! I
1 Plenty of Money to Lend
lOn Improved Farms at Six per Cent. Interest —Any Amount '.\l
From SBOO Up. Re-payment Allowed Any Time. Prompt
Service and Courteous Treatment. !{!
| HAMP BURCH,
j McRAE, GEORGIA. |
®YtYYYTiMnrYYVYYYYT’rY>YTYY'»*TV'rYVY7YTTTr*rY”rT'r'rVTTYTV«
► *
► 5
l Your Farm Lands l
► _ M
t -== 3
t 1
► *
► <
► ◄
► Will pay you more turned into cash. 3
► This we can do for you. List your <
► •>’ *
J property wtili us for sale —we will find 3
► a buyer for you. Whether you want -
* to buy or sell, we can handle the deal *
► » 7 ◄
► to your advantage and get results, on 3
t farm or city property in this county J
l IF YOU WANT MONEY I
► -4
► . ◄
► Get in touch with us. \W re in position to supply it on
► short notice, and on very agreeable terms. We have good J
£ connections with the big firms that want to lend money to 3
£ the farmers of Montgomery county. Drop in and talk the
► matter over with us. We can do the business to suit you. 5
i 1
t MONTGOMERY COUNTY REAL ESTATE j
\ AND LOAN CO. j
MOUNT VERNON, GEORGIA 3
i 3
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