CHEAP MONEY; HOW
FARMERS MAY GET IT.
I believe that the Federal Farm
Loan Act is the product of a master
mind, and is destined to do the farm
ers of this country more good than
any law that ha* yet l>een enacted by
Briefly its machinery is as follows:
U) The Federal Farm Loan Board,
at Washington, of five members, nam
ed by the president.
(2) The Twelve Federal
Banks, scattered throughout the na
tion, (Ours being at Columbia, S. C.)
(3) The many National Farm Loan
Associations, each made up of ten or
more farmers, who borrow $20,000 or
more from the Federal Land Bank of
No one except farmers, who live on
their land or intend to so live may
belong to such associations or borrow
money through them, and they must
give a first mortgage or first security
deed to secure their loan. No farmer
can borrow less than SIOO or more
than $10,000; he must borrow his
amount for from 5 to 40 years and
must pay interest not to exceed 6 per
cent; he must buy stock in his land
bank to the extent of 5 per cent of his
loan; he cannot borrow more than 50
per cent of the value of his land and
20 per cent of the value of his im
provements. To illustrate: If Smith
has land worth $4,000 and improve
ments on same worth SI,OOO, he may
borrow on the laud $2,000 and on the
houses and improvements S2OO, mak
ing $2,200. Five per cent of this
amount or sllO must be invested in
Farm Loan Bank Stock, which stock
pays a dividend, like other bank stock,
in proportion to the prosperity of the
tank, and the stock is cashed out at
par when the loan is paid off.
'A National Farm Loan Association
is organized as follows:
Ton or more citizens, owning land
or buying land, who desire to borrow
not less than $20,000 meet together
and sign an application for a charter
and at the same time sign an ‘‘Organ
ization Certificate.” The applicants
become a temporary organization and
elect an agent to represent them,
called a ‘‘Secretary and Treasurer.”
Their agent will then receive from
each of the applicants a subscription
to the stock of the association, they'
are forming equal to 5 per cent of the
lean they desire. The application is
forwarded to the Federal Farm Loan
Eank of their district, and the bank
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“CASCARETS" FOR A
COLD, BAD BREATH
OR SICK HEADACHE
Best For Liver and Bowels, For Bil
iousness, Sour Stomach and
Get a 10-cent box now.
Furred Tongue, Bad Colds, Indiges
iion, Sallow Skin and Miserable Head
aches come from a torpid liver and
flogged bowels, which cause your
stomach to become filled with undi
gested food, whfch sours and ferments
like garbage in a swill barrel. That’s
the first step to untold misery—Indi-
gestion, foul gases, bad breath, yel
low skin, mental fears, everything
that Is horrible and nauseating. A Cas
caret tonight will give your constipat
ed bowels a thorough cleansing and
straighten you out by morning. They
work while you sleep—a 10-cent box
from your druggist will keep you feel
ing good for months. Millions of men
and women take a Cascaret now and
then to keep their stomach, liver and
bowels regulated, and never know a
miserable moment. Don’t forget the
children—.their little insides need a
good, gentle cleansing, too. —(advt.)
sends an agent to examine the repre
sentations made in the application for
charter and if found true the charter
After the charter is granted to the
association it operates like a corpora
tion, organizes and elects officers —
five directors, who in turn elect a sec
retary and treasurer, a loan commit
tee, a president and a vice-president.
After the organization and elections
are perfected the directors pass upon
tl;e admission of new' members and
the loan committee passes upon the
value of the new member’s land and
the same committee aided by the sec
retary and treasurer, or some fit per
son, passes upon the land title.
• These associtions are being organ
ized in the states and counties all over
the United States. Floyd county to our
west, Gordon to our north, and, I
think, Cobb to our south have organiz
ed such associations.
Several farmers have already signi
fied their desires to organize such an
association in Bartow county. If I may,
I shall be glad, to render further, de
sired information to anyone, or aid in
the organization of a National Farm
Loan Association for Bartow county.
C. C. PITTMAN.
ON THE BORDER.
Fort Bliss, Texas, Dec., 28, 1916.
Dear Editor: %
I w'ould Like to have spent Christ
inas with my friends and loved ones
in and around Cartersville, but as I
could not, my thoughts and best wish
es, were with each and everyone.
A great Christmas celebration, pre
pared for the people of Fort Bliss, was
spoiled late Monday when the worst
wind storms yet experienced in this
region descended and swept from end
to end, swirling down the chimneys of
the abode shacks.
The wind filled the dwellings with
smoke which drove officers and men in
ro the open.
Tents were flattened, abode houses
unroofed, and hundreds of men are
hatless for not realizing the force of
the wind as they ventured into the
open only to see their “head gear”
swepted away over the mesa by the
The wind rose Xmas Eve and in
ci eased in violence steadily. By day
light the music of the bands, which
played Xmas carols, were heard only
in snatches. It was impossible to see
more than three feet in any direction
for hours at a time. The weather is
nice and warm now, and despite the
fact that the best part of Xmas was
spoiled the boys are having bushels of
A “fantastic crowd” marched
through Fort Bliss today with a
‘ monkey faced” mule dressed in a
red, white and blue dress. Loggias and
bonnet to match the dress. The troop
commander, Lieutenant Wyman, was
dressed in a robe to match that of the
lie’s costume, and the comical part,
he was riding the mule. The band
marched in front playing “Dixie.”
In each regiment a big turkey din
ner w r as served and the men in Mexico
will long remember this Xmas. Dress
ed turkey filled “64” barrels, “32”
packing cases of pies and cakes, and
3,500 pounds of candy were shipped
into Mexico by motor trucks for Gen.
There has been a lot of deaths in
the regiments of the militia caused of
pneumonia which they contracted
while on a hike during a blizzard. On
account of thd extremely high altitude
here, those that take pneumonia sel
dom recover. Fifteen boys have died
during the past two weeks, five died
one night, at the army hospital.
A girl friend near Cartersville has
asked (he several questions in regard
to the “soldiers’ soul welfare,” and of
the army, which I will answer through
The Tribune later, as space will not
permit at this writing.
So wishing each and everyone a
very happy and prosperous New' Year,
MRS. JENNESS DENMAN STEWART
SAYS BIG EATERS GET
Take a Glass of Cold Water and Kid
neco to Flush Kidneys If Back Hurts
Omit All Meat From Diet If You Feel
Rheumatic or Bladder Bothers
The American men and women must
guard constantly against kidney trou
ble, because we eat too much and all
our food is rich. Our blood is filled
with uric acid which the kidneys strive
to filter out, they weaken from over
work, become sluggish; the elimina
tive tissues clog and the result is kid
ney trouble, bladder weakness and a
general decline in health.
When your kidneys feel like lumps
of lead, your back hurts or the urine
is cloudy, full of sediment or you are
obliged to seek relief two or three
times during the night; if you suffer
with sick headache, or dizzy, nervous
spells, acid stomach, or have rheuma
tism whop the weather is bad, get
from your druggist about, one dozen
kidneco tablets; take one with a glass
of w'ater before each meal for a few
days and your kidneys will then act
fiDe. This famous remedy is made from
perfectly harmless ingredients and
acts quickly and has been used for
generations to flush and stimulate
clogged kidneys; to neutralize the
acids in the urine so it no longer is a
source of irritation, thus ending blad
Kidneco is inexpensive; cannot in
jure, make no mistake, insist on kid
neco, it belongs in every home, be
cause nobody can make a mistake by
having a good kidney flushing any
Arrival and departure of S. A. L.
Ry, Company trains at Cartersville,
No. 311 departs 6:50 a.m.
No. 323 departs 4:00 p. m.
No. 322 arrives 11:15 a.m.
No. 312 arrives 7:50 p. m.
Cartersville’s Most Desirable Residence Lot to
be Offered to the Public.
By virtue of orders of Bartow Superior Court, Granted 21st day of July.
1916, and December sth, 1916, in case of H. M. Smith vs. R. R. Smith, No. 10,
January term, 1910, I will offer for sale at public outcry on the premises, on
Friday, January 5, 1917, at 10 O’clock A. M.
All the realty of the estates of C. H. and Mrs. M. O. Smith, on the West
side of Erwin street, and known as
“BILL ARP” HOML PLACE Cartersville, Georgia.
Lots to be offered separately as per the accompanying plat, which plat is
recorded in the Minute* of the Clerk’s office of Bartow Superior Court, in
Minute Book “P” page 572. Terms of sale are cash, but a reasonable time
will be given the successful bidder within which to secure the money to com
ply with his bid. Sale will be immediately reported to the Court for con
firmation, and sale will be subject to the order of the Court
The purchasers of these lots will have the right to the undivided use of
an alley 12 feet wide, west of lots Nos. 1,2, 3, and 4, and an alley 12 feet
wide, north of lots Nos. 5, and 6. and an alley 20 feet wide, west of lot No. 6,
thi* use and easement to be undivided and equal to each and all of the pur
chasers of any or all of the said lots of land, as shown by said plat.
After each of said lots have been offered for sale separately, the entire
property on Erwin street, together with dwelling thereon, will be offered to
bidders for sale as a whole, and the plan which results in the largest amount
of money to the heirs of this 'estate will promptly thereafter be confirmed by
the Court, unless good and valid objections be made thereto by some party or
creditor a* interest.
THERE WILL BE NO BY-BIDDERS FOR THE ESTATE.
The property will be sold free from liens, or any taxes due the State
and County, or City, for past years, or for the year 1916, all taxes, through
the year 1916, to be paid out of the funds arising from said sale.
All lots are well drained, centrally located, comfortably shaded, and lot
No. 6 carries substantial, extensive improvements, with two story house and
This is an opportunity for home seekers and investors, YOU SHOULD
H. M. SMITH,
As Receiver of the Estate of
C. H. and Mrs. M. O. Smith
A CARD OF THANKS.
To the Editor Bartow Tribune.
Dear Mr. Peeples.
Will you kindly print in The Tribune
a few words of thanks to the friends
that contributed towards the beautiful
little marker placed at the head of my
From what I can learn Mrs. Lillie
Bradley has taken a great interest,
and also Mr. Gaines. These I will try
to see personally. All the others that
1 may not see I thank them. The
marker is larger and more expensive
than I would have been able to place.
These friends have no idea how
much this helps to console. That his
friends remember my husband cause
me to feel that his/ friends were and
MRS. AARON HAZLEWOOD.
WANTS PUBLIC EXPRESSION.
I want an expression of the county
on two propositions:
First: Do you favor a longer school
term, at least of one month for our
Second: Do you favor the state
furnishing to our school children
school books at least at cost?
Please % w r rite me a card giving me
your position on each of these ques
tions, and accept my thanks in ad
vance for your kindness.
Permit me, Mr. Editor, in asking for
this information to wish for each of
my constituents a Happy New Year.
Very truly yours,
M. L. JOHNSON.
The Quinine That Does Hot Affect The Head
because of its tonic and laxative effect I.AXA
TIVE BROMO QUININE is better than ordinary
Qii’nine and does not cause nervousness no:
'miring in head. Remember the full name and
olc for the signature of E. W. GROVK. 25c
DESIRABLE PROPERTY FOR SALE*
I have decided to’ sell my home on'Leake and Erwin
streets at a very reasonable price and can make terms to
suit purchaser. This property fronts 96 feet on Erwin street
and runs back 208 feet on Leake street. The house is mod
ern in every respect and in first class repair and is rented to
a high class tenant. This is one of the most desirable pieces
property in Cartersville and can be bought at an investment
RUOHS PYRON ~
Many Cartersville Citizens Have Prof,
ited By It.
If you have backache, urinary trou
bles, dftys of dizziness, headaches or
nervousness, strike at the seat of thi
trouble. These are often the symp
toms of weak kidneys and there is
grave danger in delay. Doan's Kidney
Pills are especially prepared for kid
ney ailments —are endorsed by over
40,000 people. Ytour neighbors recom
mend this remedy—have proved its
merit in many tests. Cartersville read
ers Should take fresh courage in the
straightforward testimony of a Car
E. Matthews, 205 Erwin St., Car
tersville, says: “I have used Doan’s
Kidney Pills and I am glad to say the
medicine is good. When I first took
them, I had been suffering from kid
ney trouble for some time. Doan’s Kid
neys Pills gave me great relief. Since
then whenever I have noticed a return
of the trouble, I have used Doan’s Kid
ney Pills. Relief has followed immed
Price 50c, at all deale; s. Don't
simply ask for a kidney remedy— get
Doan’s Kidney Pills —the same that
Mr. Matthews had. Foster-Milbum
Cos., Props., Buffalo, N. Y.—(advt.)
FOR RENT—Two houses on Mont
gomery street. G. M. Jackson & Son.
Whenever You Need a General Tonic
The Old Standard Grove’s Tasteless
chill Tonic is equally valuable as a
General Tonic because it contains the
well known tonic propertiesof QUININE
and IRON. It acts on the Liver, Drives
out Malaria, Enriches the Blood and
Builds up the Whole System. 50 cents.
WANTED —5 or 6 room house.
Want same by January Ist. Apply to