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CLASSIFIED ADVERTISING 770-535-1199 www.gainesvilletimes.com The Times, Gainesville, Georgia Thursday, November 8,2018
15B
items which may affect
the title to said property:
any superior Security
Deeds of record; all
zoning ordinances;
matters which would
be disclosed by an
accurate survey or
by an inspection of
the property; any
outstanding taxes,
including but not
limited to ad valorem
taxes, which constitute
liens upon said property;
special assessments;
all outstanding bills
for public utilities
which constitute liens
upon said property; all
restrictive covenants,
easements, rights-of-
way and any other
matters of record
superior to said Security
Deed. To the best of the
knowledge and belief
of the undersigned,
the party in possession
of the property is Jose
Y. Munoz or tenant(s).
The sale will be
conducted subject to
(1) confirmation that the
sale is not prohibited
under the U.S.
Bankruptcy Code, and
(2) final confirmation
and audit of the status
of the loan. The name
of the person or
entity who has the full
authority to negotiate,
amend, and modify all
terms of the mortgage
is: Branch Banking
and Trust Company,
111 Millport Circle,
Greenville, SC 29607 TEL
800-827-3722.THIS LAW
FIRM IS ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE. The
Geheren Firm, P.C., 4828
Ashford Dunwoody
Road, 2nd Floor, Atlanta,
GA 30338 TEL (678) 587-
9500.
76242 11/8,15, 22, 29
(RANDOLPH)
NOTICE OF SALE UNDER
POWER, HALL COUNTY
Pursuant to the Power
of Sale contained in a
Security Deed given by
Kimberly Randolph to
Wells Fargo Bank, NA
dated 10/10/2008 and
recorded in Deed Book
6425 Page 446 Hall
County, Georgia records;
as last transferred to or
acquired by Wells Fargo
Bank, NA, conveying
the after-described
property to secure a
Note in the original
principal amount of $
142149.00, with interest
at the rate specified
therein, there will be
sold by the undersigned
at public outcry to the
highest bidder for cash
before the Courthouse
door of Hall County,
Georgia (or such other
area as designated by
Order of the Superior
Court of said county),
within the legal hours
of sale on December
4, 2018 (being the first
Tuesday of said month
unless said date falls
on a Federal Holiday, in
which case being the
first Wednesday of said
month), the following
described property:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN LAND
LOTS 76 AND 77 OF THE
8TH LAND DISTRICT
OF HALL COUNTY,
GEORGIA, BEING LOT
20, MARTIN'S LANDING
SUBDIVISION, PHASE
ONE, AS ONE PLAT
RECORDED IN PLAT
BOOK 141, PAGES 234-
235, HALL COUNTY
GEORGIA RECORDS,
WHICH PLAT IS HEREBY
HEREIN BY REFERENCE
FOR A MORE COMPLETE
DESCRIPTION OF
SUBJECT PROPERTY.
SUBJECT TO ANY AND
ALL EASEMENTS, RIGHTS
OF WAYS, RESTRICTIVE
COVENANTS AND
PUBLIC UTILITIES OF
RECORD.
Property Address:
5224 Jay Creek Road,
Oakwood, GA 30566
The debt secured by said
Security Deed has been
and is hereby declared
due because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
Said property is
commonly known as
5224 Jay Creek Rd,
Oakwood, GA 30566-
3134 together with all
fixtures and personal
property attached to
and constituting a
part of said property,
if any. To the best
knowledge and belief
of the undersigned,
the party (or parties)
in possession of the
subject property is (are):
Kimberly (Randolph or
tenant or tenants.
Wells Fargo Bank, NA is
the entity or individual
designated who shall
have full authority to
negotiate, amend and
modify all terms of the
mortgage.
Wells Fargo Bank, NA
Loss Mitigation
3476 Stateview
Boulevard
Fort Mill, SC 29715
1-800-678-7986
Note, however, that
such entity or individual
is not required by law
to negotiate, amend or
modify the terms of the
loan.
Said property will be
sold subject to: (a) any
outstanding ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
(b) unpaid water or
sewage bills that
constitute a lien against
the property whether
due and payable or not
yet due and payable
and which may not be
of record, (c) the right
of redemption of any
taxing authority, (d) any
matters which might be
disclosed by an accurate
survey and inspection
of the property, and (e)
any assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
The sale will be
conducted subject
to (1) confirmation
that the sale is not
prohibited under
the U.S. Bankruptcy
Code; and (2) final
confirmation and audit
of the status of the loan
with the holder of the
Security Deed. Pursuant
to O.C.G.A. Section 9-13-
172.1, which allows
for certain procedures
regarding the rescission
of judicial and non
judicial sales in the State
of Georgia, the Deed
Under Power and other
foreclosure documents
may not be provided
until final confirmation
and audit of the status
of the loan as provided
immediately above.
Wells Fargo Bank, NA
as agent and Attorney
in Fact for Kimberly
Randolph
Aldridge Pite, LLP, 15
Piedmont Center, 3575
Piedmont Road, N.E.,
Suite 500, Atlanta,
Georgia 30305, (404)
994-7637.
1000-12072A
THIS LAW FIRM MAY
BE ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
1000-12072A
7601411/8,15,22, 29
(SHEDD)
NOTICE OF SALE UNDER
POWER GEORGIA,
HALL COUNTY THIS
IS AN ATTEMPT TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue
of the Power of Sale
contained in a Security
Deed given by Charles
H Shedd and Flossie
M Shedd to James B.
Nutter & Company,
dated September
11, 2008, recorded
in Deed Book 6433,
Page 294, Hall County,
Georgia Records, as last
transferred to Reverse
Mortgage Funding, LLC
by assignment recorded
in Deed Book 8160,
Page 367, Hall County,
Georgia Records,
conveying the after-
described property
to secure a Note in
the original principal
amount of THREE
HUNDRED THOUSAND
TWO HUNDRED FORTY
AND 0/100 DOLLARS
($300,240.00), with
interest thereon as set
forth therein, there
will be sold at public
outcry to the highest
bidder for cashsale in
the Hall County Board of
Commissioners meeting
room on the 2nd floor
of the Hall County
Government Center
located at 2875 Browns
Bridge Road, Gainesville,
Hall County, Georgia, or
at such place as may be
lawfully designated as
an alternative, within
the legal hours of sale
on the first Tuesday in
December, 2018, the
following described
property: SEE EXHIBITS"
ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been
and is hereby declared
due because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice of intent
to collect attorney's
fees having been
given). Said property
will be sold subject
to any outstanding
ad valorem taxes
(including taxes which
are a lien, but not yet
due and payable), any
matters which might be
disclosed by an accurate
survey and inspection
of the property, any
assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to
the Security Deed first
set out above. Reverse
Mortgage Funding,
LLC is the holder of the
Security Deed to the
property in accordance
with OCGA § 44-14-
162.2. The entity that
has full authority to
negotiate, amend,
and modify all terms
of the mortgage with
the debtor is: CeLink,
3900 Capital City Blvd,
Lansing, Ml 48906, 800-
761-0073. To the best
knowledge and belief
of the undersigned,
the party in possession
of the property is
Charles H Shedd and
Flossie M Shedd or a
tenant or tenants and
said property is more
commonly known as
5816 Stratford Drive,
Gainesville, Georgia
30506. The sale will
be conducted subject
(1) to confirmation
that the sale is not
prohibited under
the U.S. Bankruptcy
Code and (2) to final
confirmation and audit
of the status of the loan
with the holder of the
security deed. Reverse
Mortgage Funding,
LLC as Attorney in Fact
for Charles H Shedd
and Flossie M Shedd
McCalla Raymer Leibert
Pierce, LLC 1544 Old
Alabama Road Roswell,
Georgia 30076 www.
foreclosurehotline.net
EXHIBIT "A" All that tract
or parcel of land lying
and being in Land Lots
15 and 16 of the 10th
District, Hall County,
Georgia, being Lot 6,
Stratford on Lanier,
Phase I, as shown on
a plat recorded in
Plat Book 130, Pages
196-197, Hall County,
Georgia Records, which
plat is incorporated
herein by reference and
made a part hereof.
Tax ID #: 10016 000 019
Being all and the same
lands and premises
conveyed to Charles H.
Shedd and Flossie A.
Shedd, husband and
wife by Charles H. Shedd
in a Quitclaim Deed
executed 6/19/2007
and recorded 9/5/2007
in book 6156, page
171 of the Hall County,
Georgia Land Records.
24 month chain Being
all and the same lands
and premises conveyed
to Charles H. Shedd
by The Brand Banking
Company in a Warranty
Deed executed
2/24/2006 and recorded
3/7/2006 MR/ca 12/4/18
Our file no. 5293218 -
FT17
76366 11/8,15,22, 29
(SMITH)
NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA,
COUNTY OF HALL
THIS IS AN ATTEMPT
TO COLLECT A DEBT,
ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
By virtue of a Power
of Sale contained in
that certain Security
Deed from Kristyn Shea
Smith to United States of
America acting through
the Rural Housing
Service or successor
agency. United
States Department of
Agriculture, dated June
29, 2006 and recorded
on July 27, 2006 in DEED
Book 5761, Page 543, in
the Office of the Clerk
of Superior Court of
Hall County, Georgia,
said Security Deed
having been given to
secure a Note of even
date, in the original
principal amount of
One Hundred Forty-
Two Thousand Nine
Hundred and 00/100
dollars ($142,900.00)
with interest thereon
as provided therein,
will be sold at public
outcry to the highest
bidder for cash before
the courthouse door of
Hall County, Georgia,
or at such place as has
or may be lawfully
designated as an
alternative location,
within the legal hours of
sale on the first Tuesday
of December, 2018,
all property described
in said Security Deed
including but not
limited to the following
described property:
ALL THAT TRACT OR
PARCEL of land lying
and being in the City
of Lula in the 1690th
GMD of Hall County,
Georgia, and being
Lot 68, of Rivermist
Subdivision according
to that Plat of Survey
recorded in Plat Book
847, Pages 215-223,
Hall County, Georgia
Records, which plat is
incorporated herein
and made a part hereof
by reference thereto for
a more complete and
detailed description of
the property conveyed
herein.
Said property may more
commonly be known as
5325 Misty Meadow
Drive, Lula, GA 30554.
The debt secured
by said Security Deed
has been and is hereby
declared due because of,
among other possible
events of default,
non-payment of the
monthly installments
on said loan. The debt
remaining in default,
this sale will be made
for the purpose of
paying the same and
all expenses of this sale,
including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
The individual or
entity that has full
authority to negotiate,
amend and modify
all terms of the loan
is United States of
America acting through
Rural Development
or successor agency,
United States
Department of
Agriculture, USDA
RURAL DEVELOPMENT,
RURAL HOUSING
SERVICE, 1400
INDEPENDENCE AVE.,
SW, RM 5014, STOP
0701, WASHINGTON, DC
20250-0701; (800) 414-
1226.
Said property will
be sold on an "as-
is" basis without any
representation, warranty
or recourse against the
above-named or the
undersigned. The sale
will also be subject to the
following items which
may affect the title: a)
zoning ordinances; b)
matters which would
be disclosed by an
accurate survey or
by an inspection of
the property; c) any
outstanding ad valorem
taxes, including taxes,
which constitute liens
upon said property
whether or not now due
and payable; d) special
assessments; e) the
right of redemption of
any taxing authority; f)
all outstanding bills for
public utilities which
constitute liens upon
said property; g) all
restrictive covenants,
easements, rights-of-
way and any other
matters of record
superior to said Security
Deed. To the best of the
knowledge and belief
of the undersigned,
the owners and party
in possession of the
property are Kristyn
Shea Smith and or
tenant(s). The sale will
be conducted subject to
1) confirmation that the
sale is not prohibited
under the U.S.
Bankruptcy code and 2)
final confirmation and
audit of the status of the
loan with the holder of
the Security Deed.
United States of
America acting through
Rural Development
or successor agency,
United States
Department of
Agriculture
as Attorney-in-Fact for
Kristyn Shea Smith.
Contact: Padgett Law
Group: 6267 Old Water
Oak Road, Suite 203,
Tallahassee, FL 32312;
(850) 422-2520
76066 11/8,15, 22, 29
(SMITH)
NOTICE OF SALE UNDER
POWER, HALL COUNTY
Pursuant to the Power
of Sale contained in
a Security Deed given
by Holly J Smith and
Horace F Smith Jr to
OCEAN BANK, F.S.B.
dated 8/15/2006 and
recorded in Deed Book
5795 Page 499 Hall
County, Georgia records;
as last transferred to or
acquired by Citibank,
N.A., not in its individual
capacity, but solely as
trustee of NRZ Pass-
Through Trust VI,
conveying the after-
described property
to secure a Note in
the original principal
amount of $ 233,750.00,
with interest at the
rate specified therein,
there will be sold by
the undersigned at
public outcry to the
highest bidder for cash
before the Courthouse
door of Hall County,
Georgia (or such other
area as designated by
Order of the Superior
Court of said county),
within the legal hours
of sale on December
04, 2018 (being the first
Tuesday of said month
unless said date falls
on a Federal Holiday, in
which case being the
first Wednesday of said
month), the following
described property:
All that tract or parcel
of land lying and being
in Land Lot 26 of the
12th Land District of
Hall County, Georgia,
consisting of 3.569
acres and being more
particularly described
according to a plat of
survey prepared by
Henry Bailey, Georgia
Registered Surveyor,
dated August 11, 1998,
recorded on Plat Slide
710, page 183A, Hall
County, Georgia Plat
Records, Reference to
said plat and the record
thereof is hereby made
for a more complete
description of said
property. Also conveyed
are all easement rights
for the use of the lake
and the ingress and
egress purposes more
particularly described
in Deed Book 1489,
page 209, Hall County,
Georgia Deed Records
Pin No. 12026000015
The debt secured by said
Security Deed has been
and is hereby declared
due because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
Said property is
commonly known
as 4225 Jim Hood
Road, Gainesville, GA
30506 together with all
fixtures and personal
property attached to
and constituting a part
of said property, if any.
To the best knowledge
and belief of the
undersigned, the party
(or parties) in possession
of the subject property
is (are): Holly J Smith
and Horace F Smith Jr or
tenant or tenants.
Fay Servicing, LLC is
the entity or individual
designated who shall
have full authority to
negotiate, amend and
modify all terms of the
mortgage.
Fay Servicing, LLC
Fay Servicing, LLC
939 W. North Avenue,
Suite 680
Chicago IL 60642
312-780-0439 or 312-
780-0457
Note, however, that
such entity or individual
is not required by law
to negotiate, amend or
modify the terms of the
loan.
Said property will be
sold subject to: (a) any
outstanding ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
(b) unpaid water or
sewage bills that
constitute a lien against
the property whether
due and payable or not
yet due and payable
and which may not be
of record, (c) the right
of redemption of any
taxing authority, (d) any
matters which might be
disclosed by an accurate
survey and inspection
of the property, and (e)
any assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
The sale will be
conducted subject
to (1) confirmation
that the sale is not
prohibited under
the U.S. Bankruptcy
Code; and (2) final
confirmation and audit
of the status of the loan
with the holder of the
Security Deed. Pursuant
to O.C.G.A. Section 9-13-
172.1, which allows
for certain procedures
regarding the rescission
of judicial and non
judicial sales in the State
of Georgia, the Deed
Under Power and other
foreclosure documents
may not be provided
until final confirmation
and audit of the status
of the loan as provided
immediately above.
Citibank, N.A., not in its
individual capacity, but
solely as trustee of NRZ
Pass-Through Trust VI
as agent and Attorney
in Fact for Holly J Smith
and Horace F Smith Jr
Aldridge Pite, LLP, 15
Piedmont Center, 3575
Piedmont Road, N.E.,
Suite 500, Atlanta,
Georgia 30305, (404)
994-7637.
1216-2545A
THIS LAW FIRM MAY
BE ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
1216-2545A
76015 11/8,15, 22, 29
(TALTON)
NOTICE OF SALE UNDER
POWER, HALL COUNTY
Pursuant to the Power
of Sale contained in
a Security Deed given
by Rickey D Talton to
Mortgage Electronic
Registration Systems,
Inc. as nominee for
Homestar Financial Corp
dated 9/6/2016 and
recorded in Deed Book
7766 Page 668 Hall
County, Georgia records;
as last transferred to
or acquired by First
Guaranty Mortgage
Corporation, conveying
the after-described
property to secure a
Note in the original
principal amount of $
131,081.00, with interest
at the rate specified
therein, there will be
sold by the undersigned
at public outcry to the
highest bidder for cash
before the Courthouse
door of Hall County,
Georgia (or such other
area as designated by
Order of the Superior
Court of said county),
within the legal hours
of sale on December
04, 2018 (being the first
Tuesday of said month
unless said date falls
on a Federal Holiday, in
which case being the
first Wednesday of said
month), the following
described property:
All that tract or parcel
of land lying and being
in Land Lot 113 of the
9th District, Hall County,
Georgia, being Lot 19,
Block A, of A Quiet Place
in the Woods, as per
plat recorded in Plat
Slide 613, page 215A,
Hall County, Georgia
records, said plat being
incorporated herein and
made reference hereto.
The debt secured by said
Security Deed has been
and is hereby declared
due because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
Said property is
commonly known
as 3118 Beech Tree
Way, Gainesville, GA
30501 together with all
fixtures and personal
property attached to
and constituting a part
of said property, if any.
To the best knowledge
and belief of the
undersigned, the party
(or parties) in possession
of the subject property
is (are): Rickey D Talton
or tenant or tenants.
Rushmore Loan
Management Services,
LLC is the entity or
individual designated
who shall have full
authority to negotiate,
amend and modify all
terms of the mortgage.
Rushmore Loan
Management Services,
LLC
PO Box 52708
Irvine, CA 92619
888.504.7300
Note, however, that
such entity or individual
is not required by law
to negotiate, amend or
modify the terms of the
loan.
Said property will be
sold subject to: (a) any
outstanding ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
(b) unpaid water or
sewage bills that
constitute a lien against
the property whether
due and payable or not
yet due and payable
and which may not be
of record, (c) the right
of redemption of any
taxing authority, (d) any
matters which might be
disclosed by an accurate
survey and inspection
of the property, and (e)
any assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
The sale will be
conducted subject
to (1) confirmation
that the sale is not
prohibited under
the U.S. Bankruptcy
Code; and (2) final
confirmation and audit
of the status of the loan
with the holder of the
Security Deed. Pursuant
to O.C.G.A. Section 9-13-
172.1, which allows
for certain procedures
regarding the rescission
of judicial and non
judicial sales in the State
of Georgia, the Deed
Under Power and other
foreclosure documents
may not be provided
until final confirmation
and audit of the status
of the loan as provided
immediately above.
First Guaranty Mortgage
Corporation as agent
and Attorney in Fact for
Rickey D Talton
Aldridge Pite, LLP, 15
Piedmont Center, 3575
Piedmont Road, N.E.,
Suite 500, Atlanta,
Georgia 30305, (404)
994-7637.
1208-2555A
THIS LAW FIRM MAY
BE ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
1208-2555A
76013 11/8,15, 22, 29
(THOMAS)
GEORGIA, HALL
COUNTY.
NOTICE OF SALE UNDER
POWER
Because of the default in
the payment of a note in
favor of LESLIE WAYNE
THOMAS and SHEILA
A. THOMAS secured by
a Deed to Secure Debt
executed by RICHARD
D. KNIGHT and PATRICIA
D. KNIGHT to LESLIE
WAYNE THOMAS and
SHEILA A. THOMAS
dated November 9,
2012, and recorded in
Deed Book 7090, pages
377-384, Hall County
Georgia Deed Records,
the undersigned
have declared the full
unpaid amount of the
indebtedness secured
by said deed due and
payable, and acting
under the power of sale
contained in said deed,
for the purpose of paying
said indebtedness, will
on the first Tuesday
in DECEMBER, 2018,
during the legal hours
of sale at the HALL
COUNTY GOVERNMENT
CENTER, 2875 Browns
Bridge Road, Gainesville,
Georgia 30504 sell at
public outcry to the
highest bidder for cash,
the following described
property:
All that tract or parcel
of land lying and being
in Land Lot 109 of the
11th Land District of
Hall County, Georgia,
and being Lots 12
and 32, Section A
of the North Forest
Subdivision as shown
on the subdivision plat
recorded in Plat Book
57, pages 44 and 45, Hall
County, Georgia Plat
Records which plat is
incorporated herein by
reference.
This sale will be
held subject to any
outstanding ad valorem
taxes (including taxes
which are a lien but not
yet due and payable),
any matters which
might be disclosed
by an accurate survey
and inspection of
the property, any
assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
