The times. (Gainesville, Ga.) 1972-current, November 22, 2018, Image 26
16B CLASSIFIED ADVERTISING 770-535-1199 www.gainesvilletimes.com The Times, Gainesville, Georgia Thursday, November 22,2018 present numbering system in Hall County. The indebtedness secured by said Security Deed has been declared due because of default under the terms of said Security Deed and Note. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys'fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect thetitleto said property: any superior Security Deeds of record; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of- way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Onnie Joy or tenant(s). The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Champion Mortgage Company, 8950 Cypress Waters Blvd., Coppell, TX 75019 TEL 1-855- 683-3095. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500. 75618 11/8, 15, 22, 29 (KIZNER) NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF HALL Under and by virtue of the power of sale contained with that certain Security Deed dated August 7, 2008, from Natalie R. Kizner to Financial Freedom Senior Funding Corporation, recorded on August 19, 2008 in Deed Book 6398 at Page 637 Hall County, Georgia records, having been last sold, assigned, transferred and conveyed to Bank of New York Mellon Trust Company, N.A. as Trustee for Mortgage Assets Management Series 1 Trust by Assignment and said Security Deed having been given to secure a note dated August 7, 2008, in the amount of $217,500.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Hall County, Georgia, on December 4, 2018 the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 98 OF THE 8TH DISTRICT, CITY OF FLOWERY BRANCH, HALL COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS UNIT D OF BUILDING 21, AS MORE PARTICULARLY SHOWN ON THAT CERTAIN PLAT OF SURVEY ENTITLED "FINAL PLAT WATER STONE CROSSING TOWNHOMES", DATED MAY 17, 2002, PREPARED BY PRECISION PLANNING, INC., LEE JAY JOHNSON, GRLS #2846, SAID PLAT OF SURVEY BEING RECORDED AT PLAT SLIDE 816, PAGES 154A AND 155A, AS REVISED BY PLATS RECORDED IN PLAT BOOK 822, PAGE 248A; PLAT BOOK 823, PAGE 2145 A; PLAT BOOK 825, PAGE 180A; PLAT BOOK 829, PAGE 53A; PLAT BOOK 835, PAGE 110A; PLAT BOOK 838, PAGE 79; PLAT BOOK 851, PAGE 94; PLAT BOOK 854, PAGE 27; PLAT BOOK 856, PAGE 49; PLAT BOOK 856, PAGE 176; PLAT BOOK 860, PAGE 170; PLAT BOOK 861, PAGE 51, PLAT BOOK 861, PAGE 60; AND PLAT BOOK 862, PAGE 104, HALL COUNTY, GEORGIA RECORDS, REFERENCE TO SAID PLATS OF SURVEY AND THE RECORD THEREOF BEING HEREBY MADE FOR A MORE COMPLETE LEGAL DESCRIPTION. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is Natalie R. Kizner. The property, being commonly known as 4821 Zephyr Cove Place , Flowery Branch, GA, 30542 in Hall County, will be sold as the property of Natalie R. Kizner, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14- 162.2, the name,address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: CELINK at 512-691 - 1699. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Compu Link Corporation, d/b/a Celink as Attorney-In- Fact for Bank of New York Mellon Trust Company, N.A. as Trustee for Mortgage Assets Management Series 1 Trust 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Cory Sims For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 18-023384 A-4674237 76200 11/8, 15,22, 29 (LEE) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINEDWILLBEUSED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Joshua Lee and Kayla Lee to Mortgage Electronic Registration Systems, Inc., as nominee for Brand Mortgage Group, LLC, its successors and assigns, dated October 20, 2009, recorded in Deed Book 6634, Page 273, Hall County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 7655, Page 52, Hall County, Georgia Records, as last transferred to U.S. BANK NATIONAL ASSOCIATION by assignment recorded in Deed Book 7017, Page 481, Hall County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of NINETY- EIGHT THOUSAND SIX HUNDRED NINETY- SEVEN AND 0/100 DOLLARS ($98,697.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cashsale in the Hall County Board of Commissioners meeting room on the 2nd floor of the Hall County Government Center located at 2875 Browns Bridge Road, Gainesville, Hall County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2018, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. U.S. BANK NATIONAL ASSOCIATION is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: U.S. Bank National Association, 4801 Frederica Street, Owensboro, KY 42301, 855-698-7627. To the best knowledge and belief of the undersigned, the party in possession of the property is Joshua Lee and Kayla Lee or a tenant or tenants and said property is more commonly known as 4268 Holly Springs Road, Gillsville, Georgia 30543. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. BANK NATIONAL ASSOCIATION as Attorney in Fact for Joshua Leeand Kayla Lee McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www. foreclosurehotline.net EXHIBIT "A" All that tract or parcel of land lying and being in Tadmore G.M.D. 268, Hall Co. GA and being shown and delineated as Tract 1 on plat of survey prepared for Josh Lee and Kala Lee by Chris M. Patton, Ga. Reg. Surveyor dated August 1. 2009 and being more particularly described according to said survey as follows: TO FIND THE POINT OF BEGINNING, being atthe centerline intersection of Bryant Quarter Road and State Route No. 82 a/k/a Holly Springs Road; thence North 47 degrees 33 minutes 03 seconds West 755.80 feet to an iron pin set on the Westerly right of way State Route No. 82 a/k/a Holly Springs Road being the POINT OF BEGINNING; thence leaving said right of way South 51 degrees 04 minutes 16 seconds West 306.51 feet to an iron pin set; thence North 38 degrees 55 minutes 47 seconds West 239.82 feet to an iron pin set; thence North 51 degrees 04 minutes 16 seconds East 307.10 feet to iron pin found on the Westerly right of way of State Route No. 82 a/k/a Holly Springs Road; thence along said right of way South 39 degrees 02 minutes 43 seconds East 147.41 feet to a point; thence South 38 degrees 23 minutes 04 seconds East 92.41 feet to an iron pin set being the POINT OF BEGINNING. Containing 1.69 acres according to said survey. MR/tdi 12/4/18 Our file no. 5367217-FT8 75793 11/8,15, 22, 29 (MENJIVAR) Notice of Sale Under Power. State of Georgia, County of HALL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MERCY MENJIVAR AND SERVELIO RAUL MENJIVAR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR TRANSCONTINENTAL LENDING GROUP INC., ITS SUCCESSORS AND ASSIGNS dated 08/08/2008, and Recorded on 08/22/2008 as Book No. 6401 and Page No. 246 256, AS AFFECTED BY BOOK 7424, PAGE 193, HALL County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $211,323.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the HALL COUNTY BOARD OF COMMISSIONERS MEETING ROOM ON THE 2ND FLOOR OF THE HALL COUNTY GOVERNMENT CENTER LOCATED AT 2875 BROWNS BRIDGE ROAD within the legal hours of sale on the first Tuesday in December, 2018, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 74 OF THE 10TH DISTRICT OF HALL COUNTY, GEORGIA AND BEING LOT 67 OF PRINCETON, UNIT TWO AS PER THAT PLAT OF THE SUBDIVISION RECORDED IN PLAT SLIDE 828, PAGE 10A, HALL COUNTY, GEORGIA RECORDS WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. ADDRESS: 4450 ENFIELD DR; GAINESVILLE, GA 30506 TAX MAP OR PARCEL ID NO. : 10074000059 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). JPMORGAN CHASE BANK, NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866 550 5705. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4450 ENFIELD DR, GAINESVILLE, GEORGIA 30506 is/ are: MERCY MENJIVAR AND SERVELIO RAUL MENJIVAR or tenant/ tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION as Attorney in Fact for MERCY MENJIVAR AND SERVELIO RAUL MENJIVAR. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINEDWILLBEUSED FOR THAT PURPOSE. 00000006131254 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398. 76159 1 1/8,15, 22, 29 (MORRIS) NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF HALL THIS IS AN ATTEMPT TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By virtue of a Power of Sale contained in that certain Security Deed from Janice L. Morris to United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, dated April 6,2001 and recorded on April 20, 2001 in DEED Book 3867, Page 461, in the Office of the Clerk of Superior Court of Hall County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of Sixty-Five Thousand Six Hundred Twenty-Five and 00/100 dollars ($65,625.00) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the firstTuesday of December, 2018, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land lying and being in GMD 268, Hall County, Georgia, being Lot 67, as shown on a survey entitled The Meadows, Phase Two-B. Dated December 12, 1995, prepared by Farley- Collins and Associates, Registered Surveyors, and recorded in Plat Slide 502, Page 104A, Hall County Records, which plat is incorporated herein by reference for a more complete description of subject property. Said property may more commonly be known as 4030 Glen Ridge Road, Gainesville, GA 30507. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is United States of America acting through Rural Development or successor agency, United States Department of Agriculture, USDA RURAL DEVELOPMENT, RURAL HOUSING SERVICE, 1400 INDEPENDENCE AVE., SW, RM 5014, STOP 0701, WASHINGTON, DC 20250-0701; (800) 414- 1226. Said property will be sold on an "as- is" basis without any representation, warranty or recourse against the above- named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of- way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Janice L. Morris and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed. United States of America acting through Rural Development or successor agency, United States Department of Agriculture as Attorney-in-Fact for Janice L. Morris. Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 76033 11/8,15, 22, 29 (MUNOZ) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY By virtue of the Power of Sale contained in that certain Security Deed given from Jose Y. Munoz to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company, dated 06/07/2004, recorded 06/10/2004 in Deed Book 4997, Page 280, Hall County, Georgia records, and as last assigned to Branch Banking and Trust Company by virtue of assignment recorded in Deed Book 8123, Page 476, Hall County, Georgia records, said Security Deed having been given to secure a Note of even date in the principal amount of TWENTY-TWO THOUSAND SEVEN HUNDRED EIGHTY AND 00/100 DOLLARS ($22,780.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash in the Hall County Board of Commissioners meeting room on the 2nd floor of the Hall County Government Center located at 2875 Browns Bridge Road, Gainesville, Georgia Hall County, Georgia, within the legal hours of sale on the first Tuesday in December 2018 by Branch Banking and Trust Company, as Attorney in Fact for Jose Y. Munoz, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 52 OF THE 9TH DISTRICT, CITY OF LULA, HALL COUNTY, GEORGIA, BEING LOT 78,THE HILLS AT MOUNTAIN VIEW SUBDIVISION, AS PER SUBDIVISION PLAT RECORDED IN PLAT SLIDE 838, PAGES 66- 69, HALL COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION. TAX ID#: 09052A000078. SUBJECT TO ANY EASEMENTS OR RESTRICTIONS OF RECORD. Said property being known as 5374 MOUNTAIN VIEW PKWY, LULA, GEORGIA 30554 according to the present numbering system in Hall County. The indebtedness secured by said Security Deed has been declared due because of default under the terms of said Security Deed and Note. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys'fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect thetitleto said property: any superior Security Deeds of record; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of- way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jose Y. Munoz or tenant(s). The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 111 Millport Circle, Greenville, SC 29607TEL 800-827-3722.THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500. 76242 11/8,15, 22, 29 (SHEDD) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINEDWILLBEUSED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Charles H Shedd and Flossie M Shedd to James B. Nutter & Company, dated September 11, 2008, recorded in Deed Book 6433, Page 294, Hall County, Georgia Records, as last transferred to Reverse Mortgage Funding, LLC by assignment recorded in Deed Book 8160, Page 367, Hall County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND TWO HUNDRED FORTY AND 0/100 DOLLARS ($300,240.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cashsale in the Hall County Board of Commissioners meeting room on the 2nd floor of the Hall County Government Center located at 2875 Browns Bridge