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CLASSIFIED ADVERTISING 770-535-1199 www.gainesvilletimes.com The Times, Gainesville, Georgia Thursday, November 22,2018
Road, Gainesville, Hall
County, Georgia, or at
such place as may be
lawfully designated as
an alternative, within
the legal hours of sale
on the first Tuesday in
December, 2018, the
following described
property: SEE EXHIBIT
"A" ATTACHED HERETO
AND MADE A PART
HEREOF The debt
secured by said Security
Deed has been and is
hereby declared due
because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
Said property will be
sold subject to any
outstanding ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
any matters which
might be disclosed
by an accurate survey
and inspection of
the property, any
assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to
the Security Deed first
set out above. Reverse
Mortgage Funding,
LLC is the holder of the
Security Deed to the
property in accordance
with OCGA § 44-14-
162.2. The entity that
has full authority to
negotiate, amend,
and modify all terms
of the mortgage with
the debtor is: CeLink,
3900 Capital City Blvd,
Lansing, Ml 48906, 800-
761-0073. To the best
knowledge and belief
of the undersigned,
the party in possession
of the property is
Charles H Shedd and
Flossie M Shedd or a
tenant or tenants and
said property is more
commonly known as
5816 Stratford Drive,
Gainesville, Georgia
30506. The sale will
be conducted subject
(1) to confirmation
that the sale is not
prohibited under
the U.S. Bankruptcy
Code and (2) to final
confirmation and audit
of the status of the loan
with the holder of the
security deed. Reverse
Mortgage Funding,
LLC as Attorney in Fact
for Charles H Shedd
and Flossie M Shedd
McCalla Raymer Leibert
Pierce, LLC 1544 Old
Alabama Road Roswell,
Georgia 30076 www.
foreclosurehotline.net
EXHIBIT "A" All that tract
or parcel of land lying
and being in Land Lots
15 and 16 of the 10th
District, Hall County,
Georgia, being Lot 6,
Stratford on Lanier,
Phase I, as shown on
a plat recorded in
Plat Book 130, Pages
196-197, Hall County,
Georgia Records, which
plat is incorporated
herein by reference and
made a part hereof. Tax
ID #: 10016 000 019
Being all and the same
lands and premises
conveyed to Charles H.
Shedd and Flossie A.
Shedd, husband and
wife by Charles H. Shedd
in a Quitclaim Deed
executed 6/19/2007
and recorded 9/5/2007
in book 6156, page
171 of the Hall County,
Georgia Land Records.
24 month chain Being
all and the same lands
and premises conveyed
to Charles H. Shedd
by The Brand Banking
Company in a Warranty
Deed executed
2/24/2006 and recorded
3/7/2006 MR/ca 12/4/18
Our file no. 5293218 -
FT17
76366 11/8, 15, 22, 29
(SMITH)
NOTICE OF SALE UNDER
POWER
STATE OF GEORGIA,
COUNTY OF HALL
THIS IS AN ATTEMPT
TO COLLECT A DEBT,
ANY INFORMATION
OBTAINED WILL BE
USED FOR THAT
PURPOSE.
By virtue of a Power
of Sale contained in
that certain Security
Deed from Kristyn
Shea Smith to United
States of America
acting through
the Rural Housing
Service or successor
agency, United
States Department of
Agriculture, dated June
29, 2006 and recorded
on July 27, 2006 in
DEED Book 5761, Page
543, in the Office of the
Clerk of Superior Court
of Hall County, Georgia,
said Security Deed
having been given to
secure a Note of even
date, in the original
principal amount of
One Hundred Forty-
Two Thousand Nine
Hundred and 00/100
dollars ($142,900.00)
with interest thereon
as provided therein,
will be sold at public
outcry to the highest
bidder for cash before
the courthouse door of
Hall County, Georgia,
or at such place as has
or may be lawfully
designated as an
alternative location,
within the legal hours of
sale on the first Tuesday
of December, 2018,
all property described
in said Security Deed
including but not
limited to the following
described property:
ALL THAT TRACT OR
PARCEL of land lying
and being in the City
of Lula in the 1690th
GMD of Hall County,
Georgia, and being
Lot 68, of Rivermist
Subdivision according
to that Plat of Survey
recorded in Plat Book
847, Pages 215-223,
Hall County, Georgia
Records, which plat is
incorporated herein
and made a part hereof
by reference thereto for
a more complete and
detailed description of
the property conveyed
herein.
Said property may more
commonly be known as
5325 Misty Meadow
Drive, Lula, GA 30554.
The debt secured
by said Security Deed
has been and is hereby
declared due because of,
among other possible
events of default,
non-payment of the
monthly installments
on said loan. The debt
remaining in default,
this sale will be made
for the purpose of
paying the same and
all expenses of this sale,
including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
The individual or
entity that has full
authority to negotiate,
amend and modify
all terms of the loan
is United States of
America acting through
Rural Development
or successor agency,
United States
Department of
Agriculture, USDA
RURAL DEVELOPMENT,
RURAL HOUSING
SERVICE, 1400
INDEPENDENCE AVE.,
SW, RM 5014, STOP
0701, WASHINGTON, DC
20250-0701; (800) 414-
1226.
Said property will
be sold on an "as-
is" basis without
any representation,
warranty or recourse
against the above-
named or the
undersigned. The sale
will also be subjectto the
following items which
may affect the title: a)
zoning ordinances; b)
matters which would
be disclosed by an
accurate survey or
by an inspection of
the property; c) any
outstanding ad valorem
taxes, including taxes,
which constitute liens
upon said property
whether or not now due
and payable; d) special
assessments; e) the
right of redemption of
any taxing authority; f)
all outstanding bills for
public utilities which
constitute liens upon
said property; g) all
restrictive covenants,
easements, rights-of-
way and any other
matters of record
superior to said Security
Deed. To the best of the
knowledge and belief
of the undersigned,
the owners and party
in possession of the
property are Kristyn
Shea Smith and or
tenant(s). The sale will
be conducted subject to
1) confirmation that the
sale is not prohibited
under the U.S.
Bankruptcy code and 2)
final confirmation and
audit of the status of the
loan with the holder of
the Security Deed.
United States of
America acting through
Rural Development
or successor agency,
United States
Department of
Agriculture
as Attorney-in-Fact for
Kristyn Shea Smith.
Contact: Padgett Law
Group: 6267 Old Water
Oak Road, Suite 203,
Tallahassee, FL 32312;
(850) 422-2520
76066 11/8,15, 22, 29
(SMITH)
NOTICE OF SALE UNDER
POWER, HALL COUNTY
Pursuant to the Power
of Sale contained in
a Security Deed given
by Holly J Smith and
Horace F Smith Jr to
OCEAN BANK, F.S.B.
dated 8/15/2006 and
recorded in Deed Book
5795 Page 499 Hall
County, Georgia records;
as last transferred to or
acquired by Citibank,
N.A., not in its individual
capacity, but solely as
trustee of NRZ Pass-
Through Trust VI,
conveying the after-
described property
to secure a Note in
the original principal
amount of $ 233,750.00,
with interest at the
rate specified therein,
there will be sold by
the undersigned at
public outcry to the
highest bidder for cash
before the Courthouse
door of Hall County,
Georgia (or such other
area as designated by
Order of the Superior
Court of said county),
within the legal hours
of sale on December
04, 2018 (being the first
Tuesday of said month
unless said date falls
on a Federal Holiday, in
which case being the
first Wednesday of said
month), the following
described property:
All that tract or parcel
of land lying and being
in Land Lot 26 of the
12th Land District of
Hall County, Georgia,
consisting of 3.569
acres and being more
particularly described
according to a plat of
survey prepared by
Henry Bailey, Georgia
Registered Surveyor,
dated August 11, 1998,
recorded on Plat Slide
710, page 183A, Hall
County, Georgia Plat
Records, Reference to
said plat and the record
thereof is hereby made
for a more complete
description of said
property. Also conveyed
are all easement rights
for the use of the lake
and the ingress and
egress purposes more
particularly described
in Deed Book 1489,
page 209, Hall County,
Georgia Deed Records
Pin No. 12026000015
The debt secured by said
Security Deed has been
and is hereby declared
due because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
Said property is
commonly known
as 4225 Jim Hood
Road, Gainesville, GA
30506 together with
all fixtures and personal
property attached to
and constituting a part
of said property, if any.
To the best knowledge
and belief of the
undersigned, the party
(or parties) in possession
of the subject property
is (are): Holly J Smith
and Horace F Smith Jr or
tenant or tenants.
Fay Servicing, LLC is
the entity or individual
designated who shall
have full authority to
negotiate, amend and
modify all terms of the
mortgage.
Fay Servicing, LLC
Fay Servicing, LLC
939 W. North Avenue,
Suite 680
Chicago IL 60642
312-780-0439 or 312-
780-0457
Note, however, that
such entity or individual
is not required by law
to negotiate, amend or
modify the terms of the
loan.
Said property will be
sold subject to: (a) any
outstanding ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
(b) unpaid water or
sewage bills that
constitute a lien against
the property whether
due and payable or not
yet due and payable
and which may not be
of record, (c) the right
of redemption of any
taxing authority, (d) any
matters which might be
disclosed by an accurate
survey and inspection
of the property, and (e)
any assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
The sale will be
conducted subject
to (1) confirmation
that the sale is not
prohibited under
the U.S. Bankruptcy
Code; and (2) final
confirmation and audit
of the status of the loan
with the holder of the
Security Deed. Pursuant
to O.C.G.A. Section 9-13-
172.1, which allows
for certain procedures
regarding the rescission
of judicial and non
judicial sales in the State
of Georgia, the Deed
Under Power and other
foreclosure documents
may not be provided
until final confirmation
and audit of the status
of the loan as provided
immediately above.
Citibank, N.A., not in its
individual capacity, but
solely as trustee of NRZ
Pass-Through Trust VI
as agent and Attorney
in Fact for Holly J Smith
and Horace F Smith Jr
Aldridge Pite, LLP, 15
Piedmont Center, 3575
Piedmont Road, N.E.,
Suite 500, Atlanta,
Georgia 30305, (404)
994-7637.
1216-2545A
THIS LAW FIRM MAY
BE ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE
USED FOR THAT
PURPOSE. 1216-2545A
76015 11/8,15, 22, 29
(TALTON)
NOTICE OF SALE UNDER
POWER, HALL COUNTY
Pursuant to the Power
of Sale contained in
a Security Deed given
by Rickey D Talton to
Mortgage Electronic
Registration Systems,
Inc. as nominee for
Homestar Financial
Corp dated 9/6/2016
and recorded in Deed
Book 7766 Page
668 Hall County,
Georgia records; as
last transferred to
or acquired by First
Guaranty Mortgage
Corporation, conveying
the after-described
property to secure a
Note in the original
principal amount of $
131,081.00, with i nterest
at the rate specified
therein, there will be
sold by the undersigned
at public outcry to the
highest bidder for cash
before the Courthouse
door of Hall County,
Georgia (or such other
area as designated by
Order of the Superior
Court of said county),
within the legal hours
of sale on December
04, 2018 (being the first
Tuesday of said month
unless said date falls
on a Federal Holiday, in
which case being the
first Wednesday of said
month), the following
described property:
All that tract or parcel
of land lying and being
in Land Lot 113 of the
9th District, Hall County,
Georgia, being Lot 19,
Block A, of A Quiet Place
in the Woods, as per
plat recorded in Plat
Slide 613, page 215A,
Hall County, Georgia
records, said plat being
incorporated herein and
made reference hereto.
The debt secured by said
Security Deed has been
and is hereby declared
due because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
Said property is
commonly known
as 3118 Beech Tree
Way, Gainesville, GA
30501 together with
all fixtures and personal
property attached to
and constituting a part
of said property, if any.
To the best knowledge
and belief of the
undersigned, the party
(or parties) in possession
of the subject property
is (are): Rickey D Talton
or tenant or tenants.
Rushmore Loan
Management Services,
LLC is the entity or
individual designated
who shall have full
authority to negotiate,
amend and modify all
terms of the mortgage.
Rushmore Loan
Management Services,
LLC
PO Box 52708
Irvine, CA 92619
888.504.7300
Note, however, that
such entity or individual
is not required by law
to negotiate, amend or
modify the terms of the
loan.
Said property will be
sold subject to: (a) any
outstanding ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
(b) unpaid water or
sewage bills that
constitute a lien against
the property whether
due and payable or not
yet due and payable
and which may not be
of record, (c) the right
of redemption of any
taxing authority, (d) any
matters which might be
disclosed by an accurate
survey and inspection
of the property, and (e)
any assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
The sale will be
conducted subject
to (1) confirmation
that the sale is not
prohibited under
the U.S. Bankruptcy
Code; and (2) final
confirmation and audit
of the status of the loan
with the holder of the
Security Deed. Pursuant
to O.C.G.A. Section 9-13-
172.1, which allows
for certain procedures
regarding the rescission
of judicial and non
judicial sales in the State
of Georgia, the Deed
Under Power and other
foreclosure documents
may not be provided
until final confirmation
and audit of the status
of the loan as provided
immediately above.
First Guaranty Mortgage
Corporation as agent
and Attorney in Fact for
Rickey D Talton
Aldridge Pite, LLP, 15
Piedmont Center, 3575
Piedmont Road, N.E.,
Suite 500, Atlanta,
Georgia 30305, (404)
994-7637.
1208-2555A
THIS LAW FIRM MAY
BE ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE
USED FOR THAT
PURPOSE. 1208-2555A
76013 11/8,15, 22, 29
(THOMAS)
GEORGIA, HALL
COUNTY.
NOTICE OF SALE UNDER
POWER
Because of the default in
the payment of a note in
favor of LESLIE WAYNE
THOMAS and SHEILA
A. THOMAS secured by
a Deed to Secure Debt
executed by RICHARD
D. KNIGHT and PATRICIA
D. KNIGHT to LESLIE
WAYNE THOMAS and
SHEILA A. THOMAS
dated November 9,
2012, and recorded in
Deed Book 7090, pages
377-384, Hall County
Georgia Deed Records,
the undersigned
have declared the full
unpaid amount of the
indebtedness secured
by said deed due and
payable, and acting
under the power of
sale contained in
said deed, for the
purpose of paying
said indebtedness, will
on the first Tuesday
in DECEMBER, 2018,
during the legal hours
of sale at the HALL
COUNTY GOVERNMENT
CENTER, 2875 Browns
Bridge Road, Gainesville,
Georgia 30504 sell at
public outcry to the
highest bidder for cash,
the following described
property:
All that tract or parcel
of land lying and being
in Land Lot 109 of the
11th Land District of
Hall County, Georgia,
and being Lots 12
and 32, Section A
of the North Forest
Subdivision as shown
on the subdivision plat
recorded in Plat Book
57, pages 44 and 45,
Hall County, Georgia
Plat Records which plat
is incorporated herein
by reference.
This sale will be
held subject to any
outstanding ad valorem
taxes (including taxes
which are a lien but not
yet due and payable),
any matters which
might be disclosed
by an accurate survey
and inspection of
the property, any
assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
The indebtedness
remaining in default,
the sale will be made for
the purpose of applying
proceeds thereof to
the payment of the
indebtedness secured
by the deed to secure
debt, accrued interest
and expenses of the sale
and other sums secured
by the deed to secure
debt, and the remainder
if any shall be applied as
permitted by law.
The entity that has
full authority to
negotiate, amend, and
modify all terms of the
mortgage with the
debtor are Leslie Wayne
Thomas and Sheila A.
Thomas P.O. Box 2315,
Cleveland, GA 30528.
Please understand that
the secured creditor is
not required by law to
negotiate, amend or
modify the terms of the
mortgage instrument.
To the best of the
undersigned's
knowledge and belief
the property is in the
possession of RICHARD
D. KNIGHT and PATRICIA
D. KNIGHT. The sale will
be conducted subject
to (1) confirmation
that the sale is not
prohibited under
the U.S. Bankruptcy
Code and (2) final
confirmation and audit
of the status of the loan
with the holder of the
security deeds.
The undersigned will
execute a deed to the
purchaser as authorized
in the aforementioned
deed to secure debt.
THIS LAW FIRM
IS ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT AND
ANY INFORMATION
OBTAINED SHALL
BE USED FOR THAT
PURPOSE.
LESLIE WAYNE THOMAS
and SHEILA A. THOMAS
as attorney in fact for
Richard D. Knight and
Patricia D. Knight
Jenifir Dimo
Stewart, Melvin & Frost,
LLP
P. O. Box 3280
Gainesville, GA 30503
770-536-0101
76290 11/8,15, 22, 29
(WALL)
NOTICE OF SALE UNDER
POWER GEORGIA,
HALL COUNTY THIS
IS AN ATTEMPT TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE
USED FOR THAT
PURPOSE. Under and
by virtue of the Power
of Sale contained in a
Security Deed given
by Nancy Lester
Wall to Mortgage
Electronic Registration
Systems, Inc., as
nominee for Milend,
Inc., its successors and
assigns, dated March
24, 2014, recorded
in Deed Book 7346,
Page 734, Hall County,
Georgia Records,
as last transferred
to Ditech Financial
LLC by assignment
recorded in Deed
Book 8086, Page 226,
Hall County, Georgia
Records, conveying
the after-described
property to secure a
Note in the original
principal amount of
ONE HUNDRED THIRTY-
TWO THOUSAND FOUR
HUNDRED AND 0/100
DOLLARS ($132,400.00),
with interest thereon as
set forth therein, there
will be sold at public
outcry to the highest
bidder for cashsale in
the Hall County Board
of Commissioners
meeting room on the
2nd floor of the Hall
County Government
17B
Center located at
2875 Browns Bridge
Road, Gainesville, Hall
County, Georgia, or at
such place as may be
lawfully designated as
an alternative, within
the legal hours of sale
on the first Tuesday in
December, 2018, the
following described
property: SEE EXHIBIT
"A" ATTACHED HERETO
AND MADE A PART
HEREOF The debt
secured by said Security
Deed has been and is
hereby declared due
because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
Said property will be
sold subject to any
outstanding ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
any matters which
might be disclosed
by an accurate survey
and inspection of
the property, any
assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to
the Security Deed first
set out above. Ditech
Financial LLC is the
holder of the Security
Deed to the property
in accordance with
OCGA § 44-14-162.2.
The entity that has full
authority to negotiate,
amend, and modify all
terms of the mortgage
with the debtor is:
Ditech Financial LLC,
7360 S. Kyrene Rd.,
Tempe, AZ 85284, 800-
692-8469. To the best
knowledge and belief
of the undersigned,
the party in possession
of the property is
Nancy Lester Wall or a
tenant or tenants and
said property is more
commonly known as
391 Mountain View
Drive, Gainesville,
Georgia 30501. The
sale will be conducted
subject (1) to
confirmation that the
sale is not prohibited
under the U.S.
Bankruptcy Code and
(2) to final confirmation
and audit of the status
of the loan with the
holder of the security
deed. Ditech Financial
LLC as Attorney in Fact
for Nancy Lester Wall
McCalla Raymer Leibert
Pierce, LLC 1544 Old
Alabama Road Roswell,
Georgia 30076 www.
foreclosurehotline.net
EXHIBIT "A" THE LAND
REFERRED TO HEREIN
BELOW IS SITUATED IN
THE COUNTY OF HALL,
STATE OF GEORGIA
IN DEED BOOK 5265
AT PAGE 129 AND
IS DESCRIBED AS
FOLLOWS ALL OF THAT
LOT, TRACT OR PARCEL
OF LAND IN THE CITY
OF GAINESVILLE, HALL
COUNTY, GEORGIA,
AND BEING A PART OF
LOT NUMBER 16, BLOCK
A OF THE HOLLYWOOD
HILLS SUBDIVISION
AS SHOWN BY PLAT
MADE BY GEORGE D
NEWTON, GEORGIA
REGISTERED SURVEYOR,
ON FEBRUARY 1953,
AND AS RECORDED IN
PLAT BOOK 12, PAGE
125, HALL COUNTY,
GEORGIA DEED
RECORDS THE PORTION
OF SAID LOT NUMBER 16
OF SAID SUBDIVISION
HEREBY CONVEYED
IS DESCRIBED AS
FOLLOWS BEGINNING
AT THE INTERSECTION
OF LOTS 15 AND 16
OF SAID SUBDIVISION
AND RUNNING THENCE
ALONG THE SOUTH
SIDE OF MOUNTAIN
VIEW DRIVE IN A
SOUTHEASTERLY
DIRECTION 128 5
FEET TO AN IRON PIN
CORNER, THENCE AT AN
ANGLE OF 100 DEGREES
AND RUNNING SOUTH
2 DEGREES 41 MINUTES
WEST 199 5 FEET TO AN
IRON PIN, THENCE AT
A 96 9 DEGREE ANGLE,
NORTH 57 DEGREES 48
MINUTES EAST 129 FEET
TO A STAKE, THENCE AT
AN 81 4 DEGREE ANGLE
AND ALONG THE LINE
OF LOT NUMBER 15
OF SAID SUBDIVISION
NORTH 2 DEGREES 51
MINUTES WEST 200
FEETTOTHE BEGINNING
IRON PIN CORNER SAID
PROPERTY IS SHOWN
BY A PLAT MADE BY
JACQUE L WILLIAMS,
