Newspaper Page Text
770-535-1199 www.gainesvilletimes.com The Times, Gainesville, Georgia Midweek Edition-March 1-2,2023
Association, not in its
individual capacity,
but solely as Trustee
of LSF10 Master
Participation Trust is the
holder of the Security
Deed to the property in
accordance with OCGA
§44-14-162.2.
The entity that has full
authority to negotiate,
amend, and modify all
terms of the mortgage
with the debtor is: Fay
Servicing, LLC, 425 S.
Financial Place, Suite
2000, Chicago, IL 60605,
800-495-7166.
Note, however, that such
entity is not required by
law to negotiate, amend
or modify the terms of
the loan.
To the best knowledge
and belief of the
undersigned, the
party in possession
of the property is
Horace J Kilgore or a
tenant or tenants and
said property is more
commonly known as
1540 Walter Stover
Road, Gainesville,
Georgia 30501.
Should a conflict arise
between the property
address and the legal
description the legal
description will control.
The sale will be
conducted subject (1)
to confirmation that the
sale is not prohibited
under the U.S.
Bankruptcy Code and
(2) to final confirmation
and audit of the status
of the loan with the
holder of the security
deed.
U.S. Bank Trust National
Association, not in its
individual capacity,
but solely as Trustee
of LSF10 Master
Participation Trust
as Attorney in Fact for
Horace J Kilgore and
Alison D Kilgore
McCalla Raymer Leibert
Pierce, LLC
1544 Old Alabama Road
Roswell, GA 30076
WWW.
foreclosurehotline.net
EXHIBIT "A"
TRACT I:
All that tract or parcel
of land, together with
improvements thereon,
situate lying and being
in Land Lot 121 of
the 9th Land District,
Hall County, Georgia,
and being shown and
described as Tract 1
containing 0.23 acres
according to a plat
prepared for Richard M.
Stover by Max Jackson
Lewallen, Registered
Surveyor, dated March
17, 1977, which tract
is more particularly
described according to
said plat as follows:
TO FIND THE TRUE
POINT OF BEGINNING,
COMMENCE at the
intersection of the
center line of Pine
Valley Road and the
easterly right of way of
a gravel road; thence
in a northerly direction
along the easterly right
of way of said gravel
road 570 feet to an iron
pin at THE TRUE POINT
OF BEGINNING: thence
North 48 degrees 46
minutes East 158 feet
to an iron pin; thence
North 53 degrees 6
minutes East 188.4 feet
to a point; thence North
4 degrees 40 minutes
West 32.8 feet to an
iron pin; thence South
53 degrees 21 minutes
West 325.5 feet to a
point, thence South 5
degrees 47 minutes
West 56.1 feet to an iron
pin at the true point of
beginning.
TRACT II:
All that tract or parcel
of land, together with
improvements thereon,
situate lying and being
in Land Lot 121 of
the 9th Land District,
Hall County, Georgia,
and being shown and
described as Tract 2
containing 0.37 acres
according to a plat
prepared for Richard M.
Stover by Max Jackson
Lewallen, Registered
Surveyor, dated March
17, 1977, which tract
is more particularly
described according to
said plat as follows:
TO FIND THE TRUE
POINT OF BEGINNING,
COMMENCE to the
intersection of the
center line of Pine Valley
Road and the easterly
right of way of a gravel
road; thence North 570
feet to an iron pin at
THE TRUE POINT OF
BEGINNING; thence
North 67 degrees 48
minutes East 300.2 feet
to an iron pin; thence
North 4 degrees 40
minutes West 104.2 feet
to a point; thence South
53 degrees 6 minutes
West 188.4 feet to an
iron pin; thence South
48 degrees 46 minutes
West 158 feet to an iron
pin at the true point of
CLASSIFIED ADVERTISING
beginning.
TRACT III
All that tract and
parcel of land lying
and being in Land Lot
121, 9th District, Hall
County, Georgia, being
a small portion of land
adjusting the property
line of property now or
formerly belong to R.M.
& J. Stover, and being
shown on a survey for
Tim Stowers; Nancy
Stover Stowers, Georgia
First Bank, dated
9-28-1993, by William
H. Collins, GRLS No.
1435, and being more
particularly described
as follows:
To find the true point of
beginning, commence
at an iron pipe found
located North 59
degrees 34 minutes 24
seconds East 600.87
feet from the centerline
intersection of Walter
Stover Road (40 foot
right-of-way) and Pine
Valley Road; thence
North 40 degrees 53
minutes 06 seconds
West 149,71 feet to an
iron pin found (which
iron pin is located North
63 degrees 43 minutes
48 seconds East 161.71
feet from an iron pin
found); thence North
63 degrees 43 minutes
48 seconds East 151.57
feet to THE TRUE POINT
OF BEGINNING; thence
North 63 degrees 43
minutes 48 seconds
East 13.08 feet to an iron
pin set; thence North 03
degrees 08 minutes 19
seconds West 94.51 feet
to an iron set; thence
North 32 degrees 11
minutes 50 seconds
West 51.18 feet to an
iron pin set; thence
along the original
Eastern property line
of R.M. & J. Stover N/F
South 08 degrees 43
minutes 55 seconds
East
144.19 feet to an iron
pin found andTHETRUE
POINT OF BEGINNING.
Tract I being the same
property as conveyed
from Bertie Mae Stover
to Richard M. Stover in
that certain Warranty
Deed dated March 18,
1977, and recorded
in Deed Book 625,
Page 235, Hall County,
Georgia Records,
Tract II being the same
property as conveyed
from William R. Stover to
Richard M. Stover in that
certain Warranty Deed
dated March 18, 1977,
and recorded in Deed
Book 625, Page 233,
Hall County, Georgia
Records.
Tract III being the same
property as conveyed
from Tim and Nancy
Stowers to Horace J.
Kilgore and Alison D.
Kilgore in that certain
Quit Claim Deed dated
September 17, 2002,
and recorded in Deed
Book 4330, Page 190,
Hall County, Georgia
Records.
MR/meh 3/7/23
Our file no. 21-05357GA
-FT18
118052 2/8,15,22, 3/1
(Mendez)
NOTICE OF SALE UNDER
POWER
GEORGIA, HALL
COUNTY
Under and by virtue
of the Power of Sale
contained in a Security
Deed given by Mario
Ernesto Mendez to
Mortgage Electronic
Registration Systems,
Inc., as grantee, as
nominee for Homestar
Financial Corp.,
its successors and
assigns, dated June
26, 2020, recorded
in Deed Book 8519,
Page 565, Hall County,
Georgia Records, as
last transferred to
HOMESTAR FINANCIAL
CORPORATION by
assignment recorded
in Deed Book 9254,
Page 526, Hall County,
Georgia Records,
conveying the after-
described property
to secure a Note in
the original principal
amount of SEVENTY-SIX
THOUSAND AND 0/100
DOLLARS ($76,000.00),
with interest thereon as
set forth therein, there
will be sold at public
outcry to the highest
bidder for cashsale in
the Hall County Board
of Commissioners
meeting room on the
2nd floor of the Hall
County Government
Center located at
2875 Browns Bridge
Road, Gainesville, Hall
County, Georgia, or at
such place as may be
lawfully designated as
an alternative, within
the legal hours of sale
on the first Tuesday
in March, 2023, the
following described
property:
SEE EXHIBIT "A"
ATTACHED HERETO
AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been
and is hereby declared
due because of, among
other possible events
of default, failure to pay
the indebtedness as and
when due and in the
manner provided in the
Note and Security Deed.
The debt remaining in
default, this sale will be
made for the purpose
of paying the same
and all expenses of this
sale, as provided in the
Security Deed and by
law, including attorney's
fees (notice pursuant
to O.C.G.A. § 13-1-11
having been given).
Said property will be
sold subject to any
outstanding ad valorem
taxes (including taxes
which are a lien, but not
yet due and payable),
the right of redemption
of any taxing authority,
any matters which
might be disclosed
by an accurate survey
and inspection of
the property, any
assessments, liens,
encumbrances,
zoning ordinances,
restrictions, covenants,
and any matters of
record including, but
not limited to, those
superior to the Security
Deed first set out
above. Said property
will be sold on an
"as-is" basis without
any representation,
warranty or recourse
against the above-
named or the
undersigned.
HOMESTAR FINANCIAL
CORPORATION
is the holder of the
Security Deed to the
property in accordance
with OCGA § 44-14-
162.2.
The entity that has full
authority to negotiate,
amend, and modify all
terms of the mortgage
with the debtor is: The
Money Source Inc., 500
South Broad Street,
Building 100, Suite A,
Meriden, CT 06450,
4806162741.
Note, however, that such
entity is not required by
law to negotiate, amend
or modify the terms of
the loan.
To the best knowledge
and belief of the
undersigned, the
party in possession of
the property is Mario
Ernesto Mendez or
a tenant or tenants
and said property
is more commonly
known as 2400 West
Carter St, Gainesville,
Georgia 30501.
Should a conflict arise
between the property
address and the legal
description the legal
description will control.
The sale will be
conducted subject (1)
to confirmation that the
sale is not prohibited
under the U.S.
Bankruptcy Code and
(2) to final confirmation
and audit of the status
of the loan with the
holder of the security
deed.
HOMESTAR FINANCIAL
CORPORATION
as Attorney in Fact for
Mario Ernesto Mendez
McCalla Raymer Leibert
Pierce, LLC
1544 Old Alabama Road
Roswell, GA 30076
WWW.
foreclosurehotline.net
EXHIBIT "A"
All that tract or parcel of
land lying and being in
the City of Gainesville,
Hall County, Georgia
and being described
on a Survey for Arturo
Martinez, prepared
by Ingram, Lord &
Associates, dated
February 22, 2001, said
Plat is incorporated
herein by reference
for a more complete
description of the
subject property and for
all other legal purposes.
Said property being
further described as
a portion of Holland
Subdivision, re
subdivided as shown on
a Plat of S. C. Moon and
being a portion of parcel
5-A of said property as
set for in Plat Book 2,
Page 56, Hall County
Deed Records, being
further described as
follows:
BEGINNING at an iron
pin found along the
Westerly right of way
of West Carter Street
(having a 30 foot
right-of-way) near a
concrete pipe located
North 22 degrees, 48
minutes, 29 seconds
West 120.88 feet
from the centerline of
Westside Drive; thence
along the meandering
of a ditch South 68
degrees, 28 minutes,
58 seconds West 188.49
feet to a point along
that property now
or formerly owned
by Apple Properties;
thence North 11
degrees, 21 minutes,
00 seconds East 50.00
feet to a point along a
15 foot alley North 65
degrees, 48 minutes,
20 seconds East 166.36
feet to an iron pin along
the right of way of West
Carter Street; thence
along said right-of-way
South 15 degrees, 59
minutes, 03 seconds
East 50.00 feet to an
iron pin found and said
POINT OF BEGINNING.
MR/chr 3/7/23
Our file no. 22-10009GA
-FT17
118080 2/8,15,22, 3/1
(SANDERS)
NOTICE OF SALE
UNDER POWER
GEORGIA, HALL
COUNTY
By virtue of a Power
of Sale contained in
that certain Security
Deed from SHIRLEY J.
SANDERS to PACIFIC
REVERSE MORTGAGE,
INC. / DBA FINANCIAL
HERTIAGE, dated March
20, 2007, recorded April
4, 2007, in Deed Book
6009, Page 504-514,
Hall County, Georgia
Records, said Security
Deed having been given
to secure a Note of even
date in the original
principal amount of
Two Hundred Thirty-
Eight Thousand Five
Hundred and 00/100
dollars ($238,500.00),
with interest thereon
as provided for therein,
said Security Deed
having been last
sold, assigned and
transferred to HMC
Assets, LLC solely in its
capacity as Separate
Trustee of CAM XI
Trust, there will be
sold at public outcry
to the highest bidder
for cash at the Board
of Commissioners
meeting room on the
2nd floor of the Hall
County Government
Center located at 2875
Browns Bridge Road,
Gainesville, Georgia,
within the legal hours
of sale on the first
Tuesday in March, 2023,
all property described
in said Security Deed
including but not
limited to the following
described property:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN THE
CITY OF GAINESVILLE
IN HALL COUNTY,
GEORGIA, AND BEING
ALL OF LOT 22, BLOCK
H OF THE SHERWOOD
HEIGHTS SUBDIVISION
AND BEING MORE FULLY
SHOWN ON A PLAT OF
SURVEY PREPARED FOR
G. LEE WILEY BY HENRY
GRADY JARRARD,
GEORGIA REGISTERED
LAND SURVEYOR,
DATED JUNE 27, 1986,
AND RECORDED IN
DEED BOOK 112,
PAGE 138, HALL
COUNTY, GEORGIA
PLAT RECORDS,
WHICH SURVEY IS
INCORPORATED HEREIN
BY REFERENCE AS PART
OF THIS DESCRIPTION
Said legal description
being controlling,
however the property
is more commonly
known as 1488 VINE ST
NE, GAINESVILLE, GA
30501.
The indebtedness
secured by said Security
Deed has been and is
hereby declared due
because of default
under the terms of
said Security Deed.
The indebtedness
remaining in default,
this sale will be made
for the purpose of
paying the same, all
expenses of the sale,
including attorneys'fees
(notice to collect same
having been given)
and all other payments
provided for under the
terms of the Security
Deed.
Said property will
be sold on an "as-
is" basis without
any representation,
warranty or recourse
against the above-
named or the
undersigned. The sale
will also be subject to
the following items
which may affect the
title: any outstanding
ad valorem taxes
(including taxes which
are a lien, whether or not
now due and payable);
the right of redemption
of any taxing authority;
matters which would
be disclosed by an
accurate survey or
by an inspection
of the property; all
zoning ordinances;
assessments; liens;
encumbrances;
restrictions; covenants,
and any other matters
of record superior to
said Security Deed.
To the best of the
knowledge and belief
of the undersigned,
the owner and party
in possession of the
property is SHIRLEY J.
SANDERS, ESTATE AND/
OR HEIRS-AT-LAW OF
SHIRLEY J SANDERS , or
tenants(s).
The sale will be
conducted subject (1)
to confirmation that the
sale is not prohibited
under the U.S.
Bankruptcy Code and
(2) to final confirmation
and audit of the status
of the loan with the
holder of the Security
Deed.
The entity having full
authority to negotiate,
amend or modify
all terms of the loan
(although not required
by law to do so) is:
BSI Financial Services,
Loss Mitigation Dept.,
314 S. Franklin Street
PO Box 517, Attn:
Cashiering, Titusville,
PA 16354, Telephone
Number: 800-327-7861.
Nothing in O.C.G.A.
Section 44-14-162.2
shall be construed
to require a secured
creditor to negotiate,
amend, or modify the
terms of the mortgage
instrument.
HMC ASSETS, LLC
SOLELY IN ITS CAPACITY
AS SEPARATE TRUSTEE
OF CAM XI TRUST
as Attorney in Fact for
SHIRLEY J. SANDERS
THE BELOW LAW FIRM
MAY BE HELD TO BE
ACTING AS A DEBT
COLLECTOR, UNDER
FEDERAL LAW. IF SO,
ANY INFORMATION
OBTAINED WILL BE
USED FOR THAT
PURPOSE.
Attorney Contact: Rubin
Lublin, LLC, 3145 Avalon
Ridge Place, Suite 100,
Peachtree Corners, GA
30071
Telephone Number:
(877) 813-0992 Case No.
BSI-22-06746-1
117499 2/8, 15,22,3/1
(UMANZOR)
STATE OF GEORGIA
COUNTY OF HALL
NOTICE OF SALE
UNDER POWER
Pursuant to the power
of sale contained in
the Security Deed
executed by DORA L.
GALINDO UMANZOR
to MORTGAGE
ELECTRONIC
REGISTRATION
SYSTEMS, INC. AS
NOMINEE FOR
NATIONWIDE
MORTGAGE BANKERS,
INC in the original
principal amount of
$220,924.00 dated
September 18, 2020
and recorded in Deed
Book 8609, Page 228,
Hall County records,
said Security Deed
being last transferred
to PLANET HOME
LENDING LLC in Deed
Book 9237, Page 465,
Hall County records, the
undersigned will sell
at public outcry to the
highest bidder for cash,
before the Courthouse
door in said County, or
at such other place as
lawfully designated,
within the legal hours
of sale, on April 04,
2023, the property in
said Security Deed and
described as follows:
TRACT ONE
ALL THAT TRACT OR
PARCEL, OF LAND
LYING AND BEING IN
THE (TADMORE) 268
G.M. DISTRICT, HALL
COUNTY, GEORGIA,
AND BEING SHOWN ON
PLAT OF SURVEY FOR
MR. AND MRS. CECIL
COLBERT, PREPARED
BY PATTON/PLESS AND
ASSOC., REGISTERED
SURVEYORS, DATED
SEPTEMBER 1962, AND
RECORDED IN PLAT
BOOK 28 PAGE 296, OF
THE PUBLIC RECORDS
OF HALL COUNTY,
GEORGIA, WHICH PLAT
IS HEREBY REFERRED
TO AND MADE A PART
HEREOF BY REFERENCE
AND BEING FURTHER
DESCRIBED ON A PLAT
OF SURVEY FOR DEE
LEE, PREPARED BY
CHRISM. PATTON,GRLS,
DATED 02/14/1995,
AND RECORDED IN
PLAT SLIDE 528, PAGE
113A, HALL COUNTY,
GEORGIA RECORDS.
THIS IS THE SAME
PROPERTY DESCRIBED
AS TRACT ONE ON
SURVEY FOR STEVE
STRICKLAND, PREPARED
BY FARLEY-COLLINS-
WHIDDEN ASSOC.,
RLS, DATED 2/22/2005,
RECORDED IN PLAT
BOOK 847, PAGE 142,
HALL COUNTY,
GEORGIA RECORDS.
TRACT TWO
ALL THAT TRACT OR
PARCEL OF LAND
LYING AND BEING IN
THE TADMORE (GM
268) DISTRICT, HALL
COUNTY, GEORGIA
AND BEING TRACT 2,
CONTAINING 6,100
MORE OR LESS SQ.
FT., AS SHOWN ON
THAT SURVEY FOR
STEVE STRICKLAND,
DATED 2/22/2005,
PREPARED BY FARLEY-
COLLINS-WHIDDEN
ASSOC., WILLIAM E.
WHIDDEN, GRLS NO.
2632 AND BEING
MORE PARTICULARLY
DESCRIBED AS
FOLLOWS:
TO FIND THE POINT OF
BEGINNING COMMENCE
AT A 1/4 OTF ON THE
NORTHERLY RIGHT OF
WAY OF PINE GROVE
ROAD LOCATED
NORTH 84 DEGREES 46
MINUTES 49 SECONDS
WEST, A DISTANCE OF
906.41 FEET FROM
THE CENTERLINE
INTERSECTION OF PINE
GROVE ROAD AND U.S.
HIGHWAY 129; THENCE
LEAVING PINE GROVE
ROAD AND RUNNING
NORTH 15 DEGREES 45
MINUTES 33 SECONDS
EAST, A DISTANCE OF
134.90 FEET TO A 3/4
OTF; THENCE NORTH 07
DEGREES 27 MINUTES
00 SECONDS WEST, A
DISTANCE OF 182.70
FEET TO A 1" OTF,
THENCE NORTH 81
DEGREES 11 MINUTES
15 SECONDS EAST, A
DISTANCE OF 42.54 FEET
TO A 1" OTF AND THE
POINT OF BEGINNING;
FROM SAID POINT OF
BEGINNING, THENCE
SOUTH 83 DEGREES 12
MINUTES 26 SECONDS
EAST, A DISTANCE
OF 135.37 FEET TO
A 3/4 OTF FOUND
(CENTERLINE OF CREEK
IS PROPERTY LINE);
THENCE SOUTH 15
DEGREES 57 MINUTES
48 SECONDS WEST A
DISTANCE OF 91.28 FEET
TO A 1" CTF; THENCE
NORTH 46 DEGREES 29
MINUTES 24 SECONDS
EAST, A DISTANCE OF
150.73 FEETTO A 1 INCH
OTF AND THE POINT OF
BEGINNING.
Said property being
known as: 2355
PINE GROVE RD
GAINESVILLE, GA
30507
To the best of the
undersigned's
knowledge, the party
or parties in possession
of said property is/
are DORA L. GALINDO
UMANZOR or tenant(s).
The debt secured
by said Security Deed
has been and is hereby
declared due and
payable because of,
among other possible
events of default, failure
to pay the indebtedness
as provided for in the
Note and said Security
Deed. The debt
remaining in default,
this sale will be made
for the purpose of
paying the same and
all expenses of sale,
including attorney's
fees (notice of intent to
collect attorney's fees
having been given).
Said property will
be sold subject to
the following: (1) any
outstanding ad valorem
taxes (including taxes
which are a lien,
whether or not yet due
and payable); (2) the
right of redemption of
any taxing authority;
(3) any matters which
might be disclosed
by an accurate survey
and inspection of the
property; and (4) any
assessments, liens,
encumbrances, zoning
ordinances, restrictions,
covenants, and matters
of record superior to the
Security Deed first set
out above.
Said sale will be
conducted subject
to the following: (1)
confirmation that the
sale is not prohibited
under the U.S.
Bankruptcy Code; and
(2) final confirmation
and audit of the status
of the loan with the
holder of the Security
Deed.
The name, address, and
telephone number of
the individual or entity
who has full authority to
9C
negotiate, amend, and
modify all terms of the
mortgage is as follows:
Planet Home Lending,
LLC
321 Research Parkway,
Suite 303
Meriden, CT 06450
1-855-884-2250
Note that pursuant to
O.C.G.A. § 44-14-162.2,
the above individual or
entity is not required
by law to negotiate,
amend, or modify the
terms of the mortgage.
THIS LAW FIRM
IS ACTING AS A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED MAY BE USED
FOR THAT PURPOSE.
PLANET HOME LENDING
LLC,
as Attorney-in-Fact for
DORA L. GALINDO
UMANZOR
Robertson, Anschutz,
Schneid, Crane &
Partners, PLLC
10700 Abbott's Bridge
Road
Suite 170
Duluth, GA 30097
Phone: 470.321.7112
Firm File No. 22-088735
-TiT
118534
3/1,8,15,22, 29
NOTICE OF
FORECLOSURE OF
RIGHTTO REDEEM
TO: Clinch River
Enterprises;
A&H Development;
and
All Persons or Entities
holding any interest in
the subject property
known as Hall County
Tax Parcel Number
15025A000018, and as
3444 McEver Lake Road,
Pendergrass, GA 30567.
TAKE NOTICE THAT:
The right to redeem the
following property, to
wit:
All that tract or parcel
of land, lying and being
in the town of Belmont,
Hall County, Georgia,
being Lot No. 1 and
being part of the tract
of land shown by Plat of
S.C. Moon in March 1953
of the W.G. Maddox
Lands, recorded in Plat
Book 12, Page 107, said
lot is described as being
at an iron pin at the T.C.
Brock line a distance
of 181 feet; thence
133 feet East, to the
Maddox Road; thence
along Maddox Road to
the beginning corner, a
distance of 150 feet.
The Plat of S.C. Moon
which is recorded in
Plat Book 12, Page 107
of the Plat Records in
the Office of the Clerk
of Superior Court, Hall
County, Georgia, is
incorporated herein by
reference for a more
complete description.
will expire and be
forever foreclosed and
barred on and after the
8th day of March 2023.
The Tax Deed to
which this notice relates
is dated August 6, 2019,
and is recorded in Deed
Book 8341, Page 177, of
the Hall County, Georgia
Deed Records.
The property may be
redeemed at any time
before the 8th day of
March 2023, by payment
of the redemption price
as fixed and provided by
law to the undersigned
at the following address:
Joseph W. Sherman
Attorney for Oswaldo
Escobedo
330 Northside Drive
Gainesville, GA 30501
Please be governed
accordingly.
This 31st day of
January, 2023.
/s/Joseph W. Sherman
Attorney at Law
Georgia Bar No. 538905
Ph. (770)538-5160
Fax (770) 538-5155
117961 2/8,15, 22,3/1
Local Government
The City of Buford
Planning and Zoning
Board will meet on
Tuesday, March 14,2023
at 7:00 p.m. and the
Buford City Commission
will meet on Monday,
April 10, 2023 at 7:00
p.m. at Buford City Hall,
2300 Buford Highway,
Buford, Georgia 30518
to consider a special
use permit at 904
Gainesville Highway for
Total Wheel Repair, LLC.
The special use permit
