About The times. (Gainesville, Ga.) 1972-current | View Entire Issue (March 1, 2023)
770-535-1199 www.gainesvilletimes.com The Times, Gainesville, Georgia Midweek Edition-March 1-2,2023 Association, not in its individual capacity, but solely as Trustee of LSF10 Master Participation Trust is the holder of the Security Deed to the property in accordance with OCGA §44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Fay Servicing, LLC, 425 S. Financial Place, Suite 2000, Chicago, IL 60605, 800-495-7166. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Horace J Kilgore or a tenant or tenants and said property is more commonly known as 1540 Walter Stover Road, Gainesville, Georgia 30501. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank Trust National Association, not in its individual capacity, but solely as Trustee of LSF10 Master Participation Trust as Attorney in Fact for Horace J Kilgore and Alison D Kilgore McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, GA 30076 WWW. foreclosurehotline.net EXHIBIT "A" TRACT I: All that tract or parcel of land, together with improvements thereon, situate lying and being in Land Lot 121 of the 9th Land District, Hall County, Georgia, and being shown and described as Tract 1 containing 0.23 acres according to a plat prepared for Richard M. Stover by Max Jackson Lewallen, Registered Surveyor, dated March 17, 1977, which tract is more particularly described according to said plat as follows: TO FIND THE TRUE POINT OF BEGINNING, COMMENCE at the intersection of the center line of Pine Valley Road and the easterly right of way of a gravel road; thence in a northerly direction along the easterly right of way of said gravel road 570 feet to an iron pin at THE TRUE POINT OF BEGINNING: thence North 48 degrees 46 minutes East 158 feet to an iron pin; thence North 53 degrees 6 minutes East 188.4 feet to a point; thence North 4 degrees 40 minutes West 32.8 feet to an iron pin; thence South 53 degrees 21 minutes West 325.5 feet to a point, thence South 5 degrees 47 minutes West 56.1 feet to an iron pin at the true point of beginning. TRACT II: All that tract or parcel of land, together with improvements thereon, situate lying and being in Land Lot 121 of the 9th Land District, Hall County, Georgia, and being shown and described as Tract 2 containing 0.37 acres according to a plat prepared for Richard M. Stover by Max Jackson Lewallen, Registered Surveyor, dated March 17, 1977, which tract is more particularly described according to said plat as follows: TO FIND THE TRUE POINT OF BEGINNING, COMMENCE to the intersection of the center line of Pine Valley Road and the easterly right of way of a gravel road; thence North 570 feet to an iron pin at THE TRUE POINT OF BEGINNING; thence North 67 degrees 48 minutes East 300.2 feet to an iron pin; thence North 4 degrees 40 minutes West 104.2 feet to a point; thence South 53 degrees 6 minutes West 188.4 feet to an iron pin; thence South 48 degrees 46 minutes West 158 feet to an iron pin at the true point of CLASSIFIED ADVERTISING beginning. TRACT III All that tract and parcel of land lying and being in Land Lot 121, 9th District, Hall County, Georgia, being a small portion of land adjusting the property line of property now or formerly belong to R.M. & J. Stover, and being shown on a survey for Tim Stowers; Nancy Stover Stowers, Georgia First Bank, dated 9-28-1993, by William H. Collins, GRLS No. 1435, and being more particularly described as follows: To find the true point of beginning, commence at an iron pipe found located North 59 degrees 34 minutes 24 seconds East 600.87 feet from the centerline intersection of Walter Stover Road (40 foot right-of-way) and Pine Valley Road; thence North 40 degrees 53 minutes 06 seconds West 149,71 feet to an iron pin found (which iron pin is located North 63 degrees 43 minutes 48 seconds East 161.71 feet from an iron pin found); thence North 63 degrees 43 minutes 48 seconds East 151.57 feet to THE TRUE POINT OF BEGINNING; thence North 63 degrees 43 minutes 48 seconds East 13.08 feet to an iron pin set; thence North 03 degrees 08 minutes 19 seconds West 94.51 feet to an iron set; thence North 32 degrees 11 minutes 50 seconds West 51.18 feet to an iron pin set; thence along the original Eastern property line of R.M. & J. Stover N/F South 08 degrees 43 minutes 55 seconds East 144.19 feet to an iron pin found andTHETRUE POINT OF BEGINNING. Tract I being the same property as conveyed from Bertie Mae Stover to Richard M. Stover in that certain Warranty Deed dated March 18, 1977, and recorded in Deed Book 625, Page 235, Hall County, Georgia Records, Tract II being the same property as conveyed from William R. Stover to Richard M. Stover in that certain Warranty Deed dated March 18, 1977, and recorded in Deed Book 625, Page 233, Hall County, Georgia Records. Tract III being the same property as conveyed from Tim and Nancy Stowers to Horace J. Kilgore and Alison D. Kilgore in that certain Quit Claim Deed dated September 17, 2002, and recorded in Deed Book 4330, Page 190, Hall County, Georgia Records. MR/meh 3/7/23 Our file no. 21-05357GA -FT18 118052 2/8,15,22, 3/1 (Mendez) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Mario Ernesto Mendez to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Homestar Financial Corp., its successors and assigns, dated June 26, 2020, recorded in Deed Book 8519, Page 565, Hall County, Georgia Records, as last transferred to HOMESTAR FINANCIAL CORPORATION by assignment recorded in Deed Book 9254, Page 526, Hall County, Georgia Records, conveying the after- described property to secure a Note in the original principal amount of SEVENTY-SIX THOUSAND AND 0/100 DOLLARS ($76,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cashsale in the Hall County Board of Commissioners meeting room on the 2nd floor of the Hall County Government Center located at 2875 Browns Bridge Road, Gainesville, Hall County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2023, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above- named or the undersigned. HOMESTAR FINANCIAL CORPORATION is the holder of the Security Deed to the property in accordance with OCGA § 44-14- 162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: The Money Source Inc., 500 South Broad Street, Building 100, Suite A, Meriden, CT 06450, 4806162741. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Mario Ernesto Mendez or a tenant or tenants and said property is more commonly known as 2400 West Carter St, Gainesville, Georgia 30501. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HOMESTAR FINANCIAL CORPORATION as Attorney in Fact for Mario Ernesto Mendez McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, GA 30076 WWW. foreclosurehotline.net EXHIBIT "A" All that tract or parcel of land lying and being in the City of Gainesville, Hall County, Georgia and being described on a Survey for Arturo Martinez, prepared by Ingram, Lord & Associates, dated February 22, 2001, said Plat is incorporated herein by reference for a more complete description of the subject property and for all other legal purposes. Said property being further described as a portion of Holland Subdivision, re subdivided as shown on a Plat of S. C. Moon and being a portion of parcel 5-A of said property as set for in Plat Book 2, Page 56, Hall County Deed Records, being further described as follows: BEGINNING at an iron pin found along the Westerly right of way of West Carter Street (having a 30 foot right-of-way) near a concrete pipe located North 22 degrees, 48 minutes, 29 seconds West 120.88 feet from the centerline of Westside Drive; thence along the meandering of a ditch South 68 degrees, 28 minutes, 58 seconds West 188.49 feet to a point along that property now or formerly owned by Apple Properties; thence North 11 degrees, 21 minutes, 00 seconds East 50.00 feet to a point along a 15 foot alley North 65 degrees, 48 minutes, 20 seconds East 166.36 feet to an iron pin along the right of way of West Carter Street; thence along said right-of-way South 15 degrees, 59 minutes, 03 seconds East 50.00 feet to an iron pin found and said POINT OF BEGINNING. MR/chr 3/7/23 Our file no. 22-10009GA -FT17 118080 2/8,15,22, 3/1 (SANDERS) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY By virtue of a Power of Sale contained in that certain Security Deed from SHIRLEY J. SANDERS to PACIFIC REVERSE MORTGAGE, INC. / DBA FINANCIAL HERTIAGE, dated March 20, 2007, recorded April 4, 2007, in Deed Book 6009, Page 504-514, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thirty- Eight Thousand Five Hundred and 00/100 dollars ($238,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to HMC Assets, LLC solely in its capacity as Separate Trustee of CAM XI Trust, there will be sold at public outcry to the highest bidder for cash at the Board of Commissioners meeting room on the 2nd floor of the Hall County Government Center located at 2875 Browns Bridge Road, Gainesville, Georgia, within the legal hours of sale on the first Tuesday in March, 2023, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF GAINESVILLE IN HALL COUNTY, GEORGIA, AND BEING ALL OF LOT 22, BLOCK H OF THE SHERWOOD HEIGHTS SUBDIVISION AND BEING MORE FULLY SHOWN ON A PLAT OF SURVEY PREPARED FOR G. LEE WILEY BY HENRY GRADY JARRARD, GEORGIA REGISTERED LAND SURVEYOR, DATED JUNE 27, 1986, AND RECORDED IN DEED BOOK 112, PAGE 138, HALL COUNTY, GEORGIA PLAT RECORDS, WHICH SURVEY IS INCORPORATED HEREIN BY REFERENCE AS PART OF THIS DESCRIPTION Said legal description being controlling, however the property is more commonly known as 1488 VINE ST NE, GAINESVILLE, GA 30501. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys'fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as- is" basis without any representation, warranty or recourse against the above- named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is SHIRLEY J. SANDERS, ESTATE AND/ OR HEIRS-AT-LAW OF SHIRLEY J SANDERS , or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: BSI Financial Services, Loss Mitigation Dept., 314 S. Franklin Street PO Box 517, Attn: Cashiering, Titusville, PA 16354, Telephone Number: 800-327-7861. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. HMC ASSETS, LLC SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEE OF CAM XI TRUST as Attorney in Fact for SHIRLEY J. SANDERS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. BSI-22-06746-1 117499 2/8, 15,22,3/1 (UMANZOR) STATE OF GEORGIA COUNTY OF HALL NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by DORA L. GALINDO UMANZOR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR NATIONWIDE MORTGAGE BANKERS, INC in the original principal amount of $220,924.00 dated September 18, 2020 and recorded in Deed Book 8609, Page 228, Hall County records, said Security Deed being last transferred to PLANET HOME LENDING LLC in Deed Book 9237, Page 465, Hall County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on April 04, 2023, the property in said Security Deed and described as follows: TRACT ONE ALL THAT TRACT OR PARCEL, OF LAND LYING AND BEING IN THE (TADMORE) 268 G.M. DISTRICT, HALL COUNTY, GEORGIA, AND BEING SHOWN ON PLAT OF SURVEY FOR MR. AND MRS. CECIL COLBERT, PREPARED BY PATTON/PLESS AND ASSOC., REGISTERED SURVEYORS, DATED SEPTEMBER 1962, AND RECORDED IN PLAT BOOK 28 PAGE 296, OF THE PUBLIC RECORDS OF HALL COUNTY, GEORGIA, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF BY REFERENCE AND BEING FURTHER DESCRIBED ON A PLAT OF SURVEY FOR DEE LEE, PREPARED BY CHRISM. PATTON,GRLS, DATED 02/14/1995, AND RECORDED IN PLAT SLIDE 528, PAGE 113A, HALL COUNTY, GEORGIA RECORDS. THIS IS THE SAME PROPERTY DESCRIBED AS TRACT ONE ON SURVEY FOR STEVE STRICKLAND, PREPARED BY FARLEY-COLLINS- WHIDDEN ASSOC., RLS, DATED 2/22/2005, RECORDED IN PLAT BOOK 847, PAGE 142, HALL COUNTY, GEORGIA RECORDS. TRACT TWO ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE TADMORE (GM 268) DISTRICT, HALL COUNTY, GEORGIA AND BEING TRACT 2, CONTAINING 6,100 MORE OR LESS SQ. FT., AS SHOWN ON THAT SURVEY FOR STEVE STRICKLAND, DATED 2/22/2005, PREPARED BY FARLEY- COLLINS-WHIDDEN ASSOC., WILLIAM E. WHIDDEN, GRLS NO. 2632 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO FIND THE POINT OF BEGINNING COMMENCE AT A 1/4 OTF ON THE NORTHERLY RIGHT OF WAY OF PINE GROVE ROAD LOCATED NORTH 84 DEGREES 46 MINUTES 49 SECONDS WEST, A DISTANCE OF 906.41 FEET FROM THE CENTERLINE INTERSECTION OF PINE GROVE ROAD AND U.S. HIGHWAY 129; THENCE LEAVING PINE GROVE ROAD AND RUNNING NORTH 15 DEGREES 45 MINUTES 33 SECONDS EAST, A DISTANCE OF 134.90 FEET TO A 3/4 OTF; THENCE NORTH 07 DEGREES 27 MINUTES 00 SECONDS WEST, A DISTANCE OF 182.70 FEET TO A 1" OTF, THENCE NORTH 81 DEGREES 11 MINUTES 15 SECONDS EAST, A DISTANCE OF 42.54 FEET TO A 1" OTF AND THE POINT OF BEGINNING; FROM SAID POINT OF BEGINNING, THENCE SOUTH 83 DEGREES 12 MINUTES 26 SECONDS EAST, A DISTANCE OF 135.37 FEET TO A 3/4 OTF FOUND (CENTERLINE OF CREEK IS PROPERTY LINE); THENCE SOUTH 15 DEGREES 57 MINUTES 48 SECONDS WEST A DISTANCE OF 91.28 FEET TO A 1" CTF; THENCE NORTH 46 DEGREES 29 MINUTES 24 SECONDS EAST, A DISTANCE OF 150.73 FEETTO A 1 INCH OTF AND THE POINT OF BEGINNING. Said property being known as: 2355 PINE GROVE RD GAINESVILLE, GA 30507 To the best of the undersigned's knowledge, the party or parties in possession of said property is/ are DORA L. GALINDO UMANZOR or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to 9C negotiate, amend, and modify all terms of the mortgage is as follows: Planet Home Lending, LLC 321 Research Parkway, Suite 303 Meriden, CT 06450 1-855-884-2250 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. PLANET HOME LENDING LLC, as Attorney-in-Fact for DORA L. GALINDO UMANZOR Robertson, Anschutz, Schneid, Crane & Partners, PLLC 10700 Abbott's Bridge Road Suite 170 Duluth, GA 30097 Phone: 470.321.7112 Firm File No. 22-088735 -TiT 118534 3/1,8,15,22, 29 NOTICE OF FORECLOSURE OF RIGHTTO REDEEM TO: Clinch River Enterprises; A&H Development; and All Persons or Entities holding any interest in the subject property known as Hall County Tax Parcel Number 15025A000018, and as 3444 McEver Lake Road, Pendergrass, GA 30567. TAKE NOTICE THAT: The right to redeem the following property, to wit: All that tract or parcel of land, lying and being in the town of Belmont, Hall County, Georgia, being Lot No. 1 and being part of the tract of land shown by Plat of S.C. Moon in March 1953 of the W.G. Maddox Lands, recorded in Plat Book 12, Page 107, said lot is described as being at an iron pin at the T.C. Brock line a distance of 181 feet; thence 133 feet East, to the Maddox Road; thence along Maddox Road to the beginning corner, a distance of 150 feet. The Plat of S.C. Moon which is recorded in Plat Book 12, Page 107 of the Plat Records in the Office of the Clerk of Superior Court, Hall County, Georgia, is incorporated herein by reference for a more complete description. will expire and be forever foreclosed and barred on and after the 8th day of March 2023. The Tax Deed to which this notice relates is dated August 6, 2019, and is recorded in Deed Book 8341, Page 177, of the Hall County, Georgia Deed Records. The property may be redeemed at any time before the 8th day of March 2023, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: Joseph W. Sherman Attorney for Oswaldo Escobedo 330 Northside Drive Gainesville, GA 30501 Please be governed accordingly. This 31st day of January, 2023. /s/Joseph W. Sherman Attorney at Law Georgia Bar No. 538905 Ph. (770)538-5160 Fax (770) 538-5155 117961 2/8,15, 22,3/1 Local Government The City of Buford Planning and Zoning Board will meet on Tuesday, March 14,2023 at 7:00 p.m. and the Buford City Commission will meet on Monday, April 10, 2023 at 7:00 p.m. at Buford City Hall, 2300 Buford Highway, Buford, Georgia 30518 to consider a special use permit at 904 Gainesville Highway for Total Wheel Repair, LLC. The special use permit