About The times. (Gainesville, Ga.) 1972-current | View Entire Issue (Feb. 7, 2024)
CLASSIFIED ADVERTISING 770-535-1199 www.gainesvilletimes.com The Times, Gainesville, Georgia Midweek Edition-February 7-8,2024 records. Tax Id: 01111 001021 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the repayment terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (notice of intent to collect attorneys' fees having been given) and all other payments provided for under the terms of the Note. Said property will be sold on an "as- is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will be held subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption ofanytaxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of records superior to said Security Deed. To the best knowledge and belief of Lender, the described Property is in the possession of Borrowers or tenant(s), and said Property is more commonly known as 563 Mountain View Circle, Gainesville, Georgia 30501. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit as to the status of the amounts owed with the holder of the Security Deed. Scott B. McMahan, at Poole Huffman, LLC, 3562 Habersham at Northlake, Building J, Suite 200, Tucker, Georgia 30084, Telephone: 404-373- 4008, a representative for Lender, is the individual who has full authority to negotiate, amend, and modify all terms of the Note and Security Deed. 130593 2/7,14,21,28 Marlow NOTICE OF SALE UNDER POWER, HALL COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Timothy Burns Marlow a/k/a T. Burns Marlow to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Lower, LLC, its successors and assigns dated 2/21/2022 and recorded in Deed Book 9067 Page 413 Hall County, Georgia records; as last transferred to or acquired by MSR Asset Vehicle LLC , conveying the after-described property to secure a Note in the original principal amount of $196,650.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Hall County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on March 5, 2024 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE GAINESVILLE DISTRICT, PART OF LAND LOT 157 OF THE 9TH DISTRICT, HALL COUNTY, GEORGIA, BEING PARTLY WITHIN AND PARTLY WITHOUT THE CITY OF GAINESVILLE AND BEING ALL OF LOT 21 AND A SMALL TRIANGULAR PORTION OF LOT 20 IN SECTION 1 OF THE E.F. HOUSER SUBDIVISION, AS SHOWN BY A PLAT RECORDED IN PLAT BOOK 16, PAGES 9 AND 10, HALL COUNTY RECORDS AND BEING A PART OF THE SAID PROPERTY DESCRIBED AND CONVEYED IN DEED FROM FRANK ROBERTO TO E.F. HOUSER AND SARAH A. HOUSER, RECORDED IN BOOK 129, PAGE 295, HALL COUNTY RECORDS, AND MORE FULLY SHOWN ON A PLAT MADE BY NEWTON- NEWTON & ASSOCIATES ON FEBRUARY 11, 1960, AS FOLLOWS: BEGINNING AT THE NORTH CORNER COMMON TO LOTS 21 AND 22, AS SHOWN ON SAID PLAT, SAID CORNER BEING ON THE SOUTH SIDE OF MOUNTAIN VIEW CIRCLE 190 FEETWESTOF MOUNTAIN VIEW DRIVE AND RUNNING THENCE ALONG THE SOUTH SIDE OF MOUNTAIN VIEW CIRCLE 213 FEET IN A WESTERLY DIRECTION TO AN IRON PIN;THENCE SOUTH 14 DEGREES 32 MINUTES EAST 357 FEET TO AN IRON PIN ON AN ALLEY; THENCE NORTH 84 DEGREES 06 MINUTES WEST ALONG SAID ALLEY 19.4 FEET TO THE SOUTH CORNER COMMON TO LOTS 21 AND 22; THENCE ALONG THE LINE BETWEEN LOTS 21 AND 22, NORTH 16 DEGREES 53 MINUTES EAST 355 FEET TO THE BEGINNING CORNER. BEING THE SAME PROPERTY AS CONVEYED IN QUIT-CLAIM DEED FROM ELIZABETH BURNS SHERRY CONVEYING ALL OF HER 1/2 INTEREST TO TIMOTHY BURNS MARLOW DATED MAY 15, 2019, AS FILED AND RECORDED MAY 22, 2019 IN DEED BOOK 8268, PAGE 765- 766, HALL COUNTY, GEORGIA RECORDS AND AS CONVEYED BY LIMITED WARRANTY DEED FROM MATTHEW J. MARTIN TO TIMOTHY BURNS MARLOW AND ELIZABETH BURNS SHERRY DATED MAY 29, 2018, AS FILED AND RECORDED JUNE 1, 2018 IN DEED BOOK 8096, PAGE 229-231, AFORESAID RECORDS The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 563 Mountain View Cir, Gainesville, GA 30501 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Timothy Burns Marlow or tenant or tenants. PHH Mortgage Corporation is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. MSR Asset Vehicle LLC as agent and Attorney in Fact for Timothy Burns Marlow a/k/a T. Burns Marlow Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-6664A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-6664A 130824 2/7,14,21,28 McGill NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Maxey Lee McGill and Margaret Matheson McGill to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for CBC NATIONAL BANK, its successors and assigns, dated September 18, 2014, recorded in Deed Book 7419, Page 546, Hall County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 8859, Page 371, Hall County, Georgia Records, as last transferred to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST by assignment recorded in Deed Book 9181, Page 648, Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THREE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($403,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cashsale in the Hall County Board of Commissioners meeting room on the 2nd floor of the Hall County Government Center located at 2875 Browns Bridge Road, Gainesville, Hall County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2024, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as- is" basis without any representation, warranty or recourse against the above-named or the undersigned. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST is the holder of the Security Deed to the property in accordance with OCGA § 44-14- 162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Selene Finance, 3501 Olympus Boulevard, 5th Floor, Suite 500, Dallas, TX 75019,7136252034. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Maxey Lee McGill and Margaret Matheson McGill or a tenant or tenants and said property is more commonly known as 4467 Tall Hickory Trail, Gainesville, Georgia 30506. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST as Attorney in Fact for Maxey Lee McGill and Margaret Matheson McGill McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, GA 30076 www.foreclosurehotline. net EXHIBIT "A" All that lot, tract or parcel of land lying and being in Land Lot 102 of the 10th Land District of Hall County, Georgia, and being Lot 211 of Cherokee Forrest Subdivision, Phase 5, as per Plat thereof recorded in Plat Slide 579, Page 128A-129A, Hall County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property, being improved property also known as 4457 Tall Hickory Trail according to the present system of numbering properties in Hall County, Georgia. Said property is conveyed together with and subject to all easements, covenants and restrictions of record. MR/kri 3/5/24 Our file no. 24-13710GA -FT8 130820 2/7,14,21,28 Serrano Hernandez NOTICE OF SALE UNDER POWER, HALL COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Cristo Serrano Hernandez and Carolina Aldana Serrano to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Homestar Financial Corp., its successors and assigns dated 11/27/2017 and recorded in Deed Book 8005 Page 83 and re recorded at Deed Book 8063 Page 196 Hall County, Georgia records; as last transferred to or acquired by Carrington Mortgage Services, LLC, conveying the after- described property to secure a Note in the original principal amount of $161,815.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Hall County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on March 5, 2024 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE FRIENDSHIP DISTRICT, GMD 1491, HALL COUNTY, GEORGIA, AND BEING ALL OF LOT 13 OF QUAIL'S LANDING SUBDIVISION,ASSHOWN ON SUBDIVISION PLAT RECORDED IN PLAT BOOK 143, PAGES 108-109 OF THE HALL COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF THE SUBJECT PROPERTY. THIS BEING THE SAME PROPERTY DESCRIBED AND CONVEYED IN A QUIT CLAIM DEED FROM STEVEN SOSEBEE TO LARRY SOSEBEE AND MONIKA SOSEBEE DATED MAY 16, 2008, RECORDED IN DEED BOOK 6339, PAGE 614, HALL COUNTY RECORDS, AND BEING THE SAME PROPERTY DESCRIBED AND CONVEYED IN A WARRANTY DEED FROM LARRY SOSEBEE AND MONIKA SOSEBEE TO GREGORY MILAZZO, DATED APRIL 25, 2013, RECORDED IN THE HALL COUNTY, GEORGIA RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 6636 Quincy Dr, Flowery Branch, GA 30542 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Cristo Serrano Hernandez and Carolina Aldana Serrano or tenant or tenants. Carrington Mortgage Services, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Carrington Mortgage Services, LLC 1600 South Douglass Road Suite 200-A Anaheim, CA 92806 (800) 561-4567 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Carrington Mortgage Services, LLC as agent and Attorney in Fact for Cristo Serrano Hernandez and Carolina Aldana Serrano Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 2191-2879A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2191-2879A 130485 1/31,2/7,14,21,28 TORTORICI STATE OF GEORGIA COUNTY OF HALL NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by JOSEPH D. TORTORICI AND REECENE E. TORTORICI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ONE REVERSE MORTGAGE, LLC in the original principal amount of $168,000.00 dated November 7, 2013 and recorded in Deed Book 7288, Page 301, Hall County records, said Security Deed being last transferred to CARRINGTON MORTGAGE SERVICES LLC in Deed Book 9367, Page 492, Hall County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on March 05, 2024, the property in said Security Deed and described as follows: LAND SITUATED IN THE COUNTY OF HALL IN THE STATE OF GA ALL THAT LOT, TRACT OR PARCEL OF LAND LYING, SITUATE AND BEING IN LAND LOT 145, 10TH LAND DISTRICT, HALL COUNTY, GEORGIA AND BEING ON THE SOUTH SIDE OF LAKELAND ROAD AND BEING LOT 21, GRIFFIN HEIGHTS SUBDIVISION, BLOCK A, AS SHOWN ON A PLAT OF SURVEY ENTITLED, 'PLAT FOR JOSEPH D. TORTORICI AND REECENE E. TORTORICI, DATED SEPTEMBER 17, 1983, PREPARED BY JIMMY D. BULLOCK, GEORGIA LAND SURVEYOR, AND RECORDED IN PLAT BOOK 92, PAGE(S) 179, HALL COUNTY, GEORGIA PLAT RECORDS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN CORNER ON THE SOUTHERN RIGHT-OF- WAY OF LAKELAND ROAD SAID IRON PIN BEING LOCATED NORTH 18 DEGREES 11 MNUTES EAST 36.87 FEET TO A NAIL AND CAP SET AT THE INTERSECTION OF THE CENTERLINE OF LAKELAND ROAD AND THE CENTERLINE OF LAKEVIEW STREET, RUNNING FROM SAID IRON PIN SOUTH 16 DEGREES 40 MINUTES EAST 190.80 FEET TO AN IRON PIN CORNER, RUNNING THENCE SOUTH 72 DEGREES 51 MINUTES WEST 100 69 FEET TO AN IRON PIN CORNER; RUNNING THENCE NORTH 16 DEGREES 27 MINUTES WEST 182 41 FEET TO AN PION PIN CORNER ON ME SOUTHERN RIGHT- OF-WAY OF LAKELAND ROAD, RUNNING THENCE ALONG THE RIGHT-OF- WAY OF LAKELAND ROAD, A CHORD OF WHICH IS NORTH 73 DEGREES 46 MINUTES EAST 100 00 FEET TO AN IRON PIN CORNER, THE POINT OF BEGINNING. Said property being known as: 3500 LAKELAND RD GAINESVILLE, GA 30506 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are JOSEPH D. TORTORICI AND REECENE E. TORTORICI ortenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Compu-Link Corporation 3900 Capital City Blvd Lansing, Ml 48906 1-866-654-0020 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. CARRINGTON MORTGAGE SERVICES LLC, 5C as Attorney-in-Fact for JOSEPH D. TORTORICI AND REECENE E. TORTORICI Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd. Suite 450 Alpharetta, GA 30004 Phone: 470.321.7112 Firm File No. 23-167561 -DaG 130818 2/7,14,21,28 VINCENT STATE OF GEORGIA COUNTY OF HALL NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by PATRICK J. VINCENT to URBAN FINCANCIAL GROUP in the original principal amount of $615,000.00 dated February 6, 2009, and recorded in Deed Book 6482, Page 647, Hall County records, said Security Deed being last transferred to REVERSE MORTGAGE SOLUTIONS, INC. in Deed Book 7284, Page 356, Hall County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on March 05, 2024, the property in said Security Deed and described as follows: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 21 OF THE 8TH DISTRICT, CITY OF GAINESVILLE, HALL COUNTY, GEORGIA, BEING LOT 101, THE SEASONS AT LANIER, PHASE 1, AS PER PLAT RECORDED IN PLAT BOOK 856, PAGES 121 -146, HALL COUNTY, GEORGIA RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART OF HEREOF BY REFERENCE. Said property being known as: 3230 INDIAN HAWTHORNE RIDGE, GAINESVILLE, GA 30504 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are PATRICK J. VINCENT or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: PHH Mortgage Corporation 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 866-503-5559 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. REVERSE MORTGAGE SOLUTIONS, INC., as Attorney-in-Fact for PATRICK J. VINCENT Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd. Suite 450 Alpharetta, GA 30004
