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The Ford
in your future,is here today!
Starling today at your Ford Dealer’s, you
will discover a line of Fords so long, so
new, so varied that everyone will find his
personal Ford—the car that fits his pleas¬
ure and his needs as precisely as though
it had been made to measure. ■ For
those who want a true luxury car, there
are two distinguished new series of
Galaxies—both swift as a rumor, silent as
** :
W *
S&s,
3—
GaLAXIF / S00 CLUB Victoria (foreground)... Calaxif.
Town Sedan (background) . . .The Galaxie / 500—new
in name, new in luxury—is tor those who want all of the
elegant extras, The Galaxie makes it easier than ever
FAI.CON FORDOR SEDAN A . Just
one of 13 Falcons tor 1962, this 4
door sedan has an improved version
of the Jalcon Six engine that last
spring recorded the best gas mileage
for a Six or Eight in the 25-year
FALCON Mil’IRK WAGON . . . Brand new for '62, it’s sleek, history of the Mobilgas Economy
sopbisticateil . , , iiml (he mils compact wagon ol ils kind. Inside, Run. Falcon’s low price for ’62 makes
’i is available with I nlnra bucket seats and a handy console! it,.America's best compact value!
julside, it has steel side paneling with elegant woodlike finish.
Features of the future— now
NIX FORD, Inc
The Farmers Home Administration
is moving rapidly to carry out the
broad-seale improvements in the
supervised agricultural credit pro¬
gram brought about by the Agricul¬
ture Act of 1961, State Direcor S.
L. VanLandingham said today.
Area meetings are being schedul¬
ed during the next two weeks with
the agency’s field staff in the state
to review the new regulations prior
to placing the program into effect
Cictober 15.
Mr. VanLandingham said that
Davis D. Slappey, chief of real
estate loans, and D. F. Driggers,
chief of operating loans, will be as¬
sisting him in meeting with the
group to explain the changes. Ap¬
proximately 160 Farmers Home Ad¬
ministration credit personnel will
attend.
The expanded rural housing pro¬
gram under which owners of tracts
of nonfarm land in small rural
communities, as well as farmers,
may apply for loans to build or
remodel homes, will also be discuss
ed. Home
The role of the Farmers
Administration in the Rural Areas
Development Program will be a
third major item on the agenda. Re¬
cently the agency has been assigned
the responsibility of coordinating the
technical services of the USDA in
the RAD program. follows^
Schedule of the meetings
Athens, Perry, Griffin, Albany and
Statesboro. of the Farm¬
“Never in the history
a secret. With Thunderbird styling,
Thunderbird power, and quality that
sets a new industry standard, the 1962
Galaxies give you every essential feature
of far costlier line cars. ■ If you are
looking for economy without compro¬
mise. look to America’s favorite compact:
this year there are more Falcons than
ever to choose from—1 3 in all. ■ Wagon,
to move up to fine-car luxury—at the low Ford price. All
Galaxies are beautifully built to he more service-free.
They go 30.000 miles between major fabrications, 6,000
miles between of lianges and mi.V-ir lubrications.
ers Home Administration has there
been such an over-all upgrading of
service,” State Director Vanlanding
ham pointed out. “This will give the
thousands of farmers whose equities
have been wiped out by the low net
returns of recent years an opport¬
unity to obtain financing.
“The credit improvements will
also mean much to those rural com¬
munities that are fighting to regain
their economic strength through the
Rural Areas Development Program.
Farmers in those communities will
have greater access to development
the supervised agricultural credit
and adjustment loans, rural resi¬
dents will have access to credit for
housing and domestic water supply
systems.
“The funds spent for improve¬
ment will spark rural businesses
and provide employment for carpen¬
ters, electricians and other workmen.
The revised regulations reflect
the increasing capital needs of far¬
mers. The average investment per
farm has increased seven-fold in the
past 20 years, from $6,094 in 1940, to
$41,923 in 1961.
There are a number of indications
that farmers are in a tighter cash
position and are having more diffi¬
culty financing their operations. The
bank deposits, currency and United
States savings bonds owned by far¬
mers declined during 1960 for the
second consecutive year. Estimates
place the total of these assets at
$13.3 billion on Jan. 1, 1961, a de¬
crease of $500 millon from a year
k vsmtrtflS dMvnaAW «r.t
fanciers will find unprecedented variety
—from a new wagon that seats eight to a
Falcon Squire Wagon with the rich
woodlike finish of the famous Country
Squire. ■ Pick the Ford in your future
with this confidence: every 1962 Ford is
built to a standard of quality so high that
it will change all your ideas of how fine,
how quiet, how enduring a car can 1. •
■
Brakes adjust themselves automatically. Special zinc coat¬
ing protects vital body parts against rust and corrosion.
earlier. Farmer expenditures for
motor vehicles and farm machinery
dropped $475 million in 1960. Near¬
ly 260,000 fewer farmers had check¬
ing accounts early in 1961 compared
to the previous year. In addition,
the non-real estate loans held by
banks and Federally sponsored
agencies, which represent about
two-thirds of the total non-real
estate debt, increased only 4 per¬
cent in 1960 compared with almost
16 percent during 1959. The propor¬
tion of farm mortgage loans used
to refinance existing debts increased.
The demand on a national basis for
Farmers Home Administration loans
rose sharply and the volume of
loans made by this agency that ser¬
ves only farmers unable to obtain
credit elsewhere increased from
$309 million in fiscal 1960 to an all
time high of $396 million in fiscal
1961.
Within the state loans increased
from $11 million in 1960 to $15
million in fiscal 1961,” State Dir¬
ector VanLandingham said.
The new legislation both expands
and improves the supervised credit
service of the Farmers Home Ad¬
ministration.
Operating loans for equipment,
livestock, feed, seed, .fertilizer and
similar items can now be made in
amounts up to $35,000. The previ¬
ous limit was $20,000.
Loans to buy and enlarge farms
may now be made on any family
farm if the total indebtedness on the
farm is not more than $60,000 when
GALS All FOR
MAT 'SIA SONG’ Ml
mM 'NSW SCOTLAND
IT seems rather appropriate that
J. a sea captain's wife should se¬
lect "Sea Song Pie” as her favorite
recipe in the "Bluenose" Province
of Nova Scotia.
“And all my Nova Scotia friends
agree that ‘Sea Song Pie’ is an
outstanding favorite with women
throughout the province,” Mrs.
R. E. H. Davies says.
Mrs. Davies’ husband is master
of the Canadian National’s new
Bay of Fundy ferry “Bluenose,”
which operates between Yar¬
mouth, N. S., and Bar Harbor, Me.
Here U how Mrs. Davies makes
"Sea Song Pie”:
1 pound dried salt codfish,
diced large
t cup diced :ed potatoes, i raw
1 ' cup tablespoons oups tablespoons chopped mills flour butter onions
•alt and pepper
enough simple pie crust
to make six small covers
Bring salt codfish to a boil in
order to freshen it. Then boil for
IS minutes in 3 cups fresh water
with potatoes and onions. Drain.
Melt butter in double bolter; add
flour and mix well, cooking sev¬
eral minutes. Add milk gradually,
stirring constantly until thickened.
Ceok three minutes. Add salt and
pepper, fish and potatoes. Divide
into six small pot pie dishe3. Cover
with crust and hake until golden
brown.
flNOW AND SLEET may
cause you to shiver this win¬
ter, but this winsome little
Miss won’t freeze up. She’s
Nancy Woodruff, otherwise
known as “Miss'Anti-Freeze”
“The increase in the operating
loan limits will enable the agency
to more adequately serve the credit
needs of family farmers,” VanLand¬
ingham said. “The technical revolu¬
tion has greatly increased the a
mount of capital farmers have to
invest in their operations. Many
young farmers who are just getting
started, and established farmers
who need to make ma^or adjustments
in their operations will benefit
from the modernizing of this credit
regulation.
The broadening of the authority
to make farm purchase and enlarge¬
ment loans will also help young
farmers, as well as others. In the
past many young farmers were un¬
able to obtain a loan to buy their
family farm simply because the
farm was worth more than the
average family farm in the county
in which it is located.
All of the provisions of th e new
lav/, to the extent that they make
the program more flexible and en¬
able the Farmers Home Administra¬
tion to serve the credit needs of
family farmers who were previously
ineligible, will increase the effective¬
ness of supervised credit in rural
area development. One new provi¬
sion that should prove especially
useful in growing communities is
the authority to buy and enlarge
small farms. There are many in¬
stances where young farmers who
have off-farm employment to supple¬
ment their farm income can use
such loans to gradually acquire the
land resources they need for suc¬
cessful farming.
The expansion in the maximum
size of association loans for dome¬
stic and irrigation water systems
will cut the cost per association
member and permit service to groups
whose efficient operation required
investments exceeding the previous
ceiling. ______
the loan is closed. Previously these
loans had been limited to farms
whose value was no greater than
that of the average family farm in
the county.
Loans may now b e made to far¬
mers with off-farm income to buy
and enlarge small farms. Previously
such loans could be made only on
farms large enough to support a
family without the aid of off-farm
income.
Small loans for farm real estate
improvements! can now be made
without taking a mortgage on the
farm.
The authority to make real estate
loans solely for refinancing has
been placed on a permanent basis.
Loans to groups of farmers for
the development of rural commu
nity water systems, irrigation and
drainage systems now have a del¬
ing of $500,000 when made from
appropriated funds and $1 million
when insured loan funds are used
The previous limit was $250,000 on
both direct and insured loans.
Rural community water systems
may now be made to associations
serving farmers and rural residents
without the prior restriction that
famers be the main users of the
water supply system.
Emergency loans can now be made
to farmers who need credit as the
result of a natural disaster in areas
where the disaster — such as a flash
flood - was not widespread enough
to warrant an emergency area de¬
signation.