WEDNESDAY, DECEMBER 28, 2011
THE BANKS COUNTY NEWS
PACE 7B
age bills, that constitute liens
against the property, whether
due and payable or not yet
due and payable; and (6)
matters of record superior to
the security deed first set out
above.
Pursuant to O.C.G.A.
Section 44-14-162.2 the name
of the person or entity who
has the full authority to nego
tiate, amend, or modify the
terms of the aforementioned
indebtedness is:
Bank of America, N.A.
Attn: Loss Mitigation, P. O.
Box 5170, MS SV314B
Simi Valley, CA 93065
PHONE: 800-669-6650
Nothing contained in this
Notice of Sale shall obligate
Lender to negotiate, amend or
modify said indebtedness.
To the best of the under
signed’s knowledge and
belief, the party in possession
is Dwight L. McQuillen.
Bank of America, N.A., as
Attorney-in-fact for Dwight L.
McQuillen.
This law firm is acting as a
debt collector attempting to
collect a debt, any informa
tion obtained will be used
for that purpose.
Pendergast & Associates,
PC.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 10-06189
(DC7,14,21,28B/224-60P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the
power of sale contained in
that certain Deed to Secure
Debt from Roy P. Rogers
to Mortgage Electronic
Registration Systems,
Inc. in the original princi
pal amount of $137,582.00
dated 05/07/2007, and
recorded in Deed Book 305,
page 318, Banks County
records, said Security Deed
being last transferred and
assigned to THE BANK OF
NEW YORK MELLON FKA
THE BANK OF NEW YORK,
AS TRUSTEE FOR THE
CERTIFICATEHOLDERS
OF CWABS, INC., ASSET-
BACKED CERTIFICATES,
SERIES 2007-8, the under
signed will sell at public out
cry to the highest bidder for
cash before the Courthouse
door in said County, during
the legal hours of sale, on
the first Tuesday of January,
2012 by THE BANK OF
NEW YORK MELLON FKA
THE BANK OF NEW YORK,
AS TRUSTEE FOR THE
CERTIFICATEHOLDERS
OF CWABS, INC., ASSET-
BACKED CERTIFICATES,
SERIES 2007-8, as Attorney-
in-Fact for Roy P. Rogers the
following described property:
All that tract or parcel of
land lying and being in the
912 G.M.D. of Banks County,
Georgia, consisting of 7.69
acres, more or less, as depict
ed upon that plat of survey
for D.W. Rogers Estate by
David L. Ringo, S.R. No.
2250 and dated December
20, 2000. Said plat, recorded
in Plat Book 26, Page 48,
in the Office of the Clerk of
the Superior Court of Banks
County, Georgia, and the
description thereon is refer
enced herein for a more com
plete legal description.
Property known as: 376
Antioch Rd, Lula, GA 30554
The indebtedness secured
by said Deed to Secure Debt
having been declared due and
payable because of default
in the payment of the indebt
edness secured thereby, this
sale will be made for the pur
poses of paying the same and
all expenses of sale, including
attorney’s fees, (notice hav
ing been given as provided
by law).
The property will be sold as
the property of The Aforesaid
Grantors subject to the fol
lowing:
(1) all prior restrictive cov
enants, easements, rights-of-
way or encumbrances; (2) all
valid zoning ordinances; (3)
matters which would be dis
closed by an accurate sur
vey of the property; (4) the
outstanding ad valorem taxes
and assessments, if any; (5)
unpaid water and sewage bills,
that constitute liens against
the property, whether due and
payable or not yet due and
payable; and (6) matters of
record superior to the security
deed first set out above.
Pursuant to O.C.G.A.
Section 44-14-162.2 the name
of the person or entity who
has the full authority to nego
tiate, amend, or modify the
terms of the aforementioned
indebtedness is:
Bank of America, N.A.
Attn: Loss Mitigation, P. O.
Box 5170, MS SV314B
Simi Valley, CA 93065
PHONE: 800-669-6650
Nothing contained in this
Notice of Sale shall obligate
Lender to negotiate, amend or
modify said indebtedness.
To the best of the under
signed’s knowledge and belief,
the party in possession is Roy
P. Rogers.
THE BANK OF NEW
YORK MELLON FKA THE
BANK OF NEW YORK,
AS TRUSTEE FOR THE
CERTIFICATEHOLDERS
OF CWABS, INC., ASSET-
BACKED CERTIFICATES,
SERIES 2007-8, as Attorney-
in-fact for Roy P. Rogers.
This law firm is acting as
a debt collector attempting to
collect a debt, any information
obtained will be used for that
purpose.
Pendergast & Associates,
PC.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 11-09080
(DC7,14,21,28B/224-60P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the
power of sale contained in
that certain Security Deed
(“Security Deed”) executed by
Ronny L. Knight and Teresa D.
Knight in favor of Community
Bank & Trust dated August 30,
2007, and recorded at Deed
Book 311, Pages 850-854 of
the Banks County, Georgia
Deed Records as assigned
pursuant to that Transfer and
Assignment of Deed to Secure
Debt from Federal Deposit
Insurance Corporation as
receiver for Community Bank
& Trust to SCBT, N.A. d/b/a
CBT, a Division of SCBT, N.A.,
the undersigned will sell at
public outcry to the highest
bidder for cash before the
door of the Courthouse of
Banks County, Georgia, dur
ing the legal hours of sale, on
the first Tuesday in January,
2012, that being January 3,
2012, the following described
property:
All that tract or parcel of land,
lying and being in the 207th
GMD, Banks County, Georgia,
being Lot 11C , Hudson River
Estates Subdivision as per
plat recorded in Plat Book 28,
Page 9 of the Banks County
Deed Records, which plat is
incorporated herein by ref
erence for a more complete
description of said property.
Subject to all zoning ordi
nances, easement and restric
tions of record affecting said
bargained premises.
The debt secured by said
Security Deed is primarily evi
denced by a Real Property
Secured Note, dated April 8,
2008, in the original principal
amount of $153,750.66, pay
able from the date thereof
shown on said Real Property
Secured Note on the unpaid
balance and interest until paid.
The Real Property Secured
Note referred to in this para
graph shall hereinafter be
referred to as “the Note”
efault has occurred in the
payment of the debt evidenced
by the Note and secured by
the Security Deed as a result
of the nonpayment of install
ments owed thereunder. The
total balance of said debt
has, therefore, been declared
due and the Security Deed
foreclosable according to its
terms.
The debt remaining in
default, the property will be
sold to the highest bidder
for cash as the property of
Ronny L. Knight and Teresa
D. Knight, the proceeds to be
applied to the payment of said
indebtedness, and the lawful
expenses of said sale, all as
provided in the Note and the
Security Deed, said sale to be
subject to any and all unpaid
taxes and assessments, and
restrictions, easements and
liens of record with priority
over the Security Deed refer
enced above.
An Order of Dismissal
dated November 17, 2011
has been entered in the
Ronny Knight and Teresa
Knight Chapter 13 Bankruptcy
Case No. 11-23707-reb, U.S.
Bankruptcy Court, Northern
District of Georgia, Gainesville
Division.
To the best of the under
signed’s knowledge and belief,
the property is in the pos
session of Ronny L. Knight
and Teresa D. Knight and will
be sold as the property of
Ronny L. Knight and Teresa
D. Knight.
The undersigned will exe
cute a deed to the purchaser
as authorized in the afore
mentioned Security Deed.
Ronny L. Knight and Teresa
D. Knight By SCBT, N.A. d/b/a
CBT, a Division of SCBT, N.A.
as Attorney-in-Fact
Paul B. Smart
Hulsey, Oliver & Mahar,
LLP
P. O. Box 1457
Gainesville, GA 30503
(770) 532-6312
PBS/jld/279/8797/W136603
(DC7,14,21,28B/417-60T)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of
Sale contained in that certain
Security Deed from Alverine
Witter to Branch Banking
and Trust Company, dated
January 24, 2007, recorded
February 18, 2007, in Deed
Book 299, Page 227, Banks
County, Georgia Records,
and as rerecorded in Deed
Book 315, Page 426, Banks
County, Georgia Records, said
Security Deed having been
given to secure a Note of even
date in the principal amount of
SIXTY-SEVEN THOUSAND
FIVE HUNDRED DOLLARS
ANDNOCENTS($67,500.00),
with interest thereon as pro
vided for therein, there will
be sold at public outcry to
the highest bidder for cash
before the courthouse door of
Banks County, Georgia, within
the legal hours of sale on the
first Tuesday in January 2012,
all property described in said
Security Deed including but
not limited to the following
described property:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN THE 448TH
GENERAL MILITIA DISTRICT
OF BANKS COUNTY, CITY
OF BALDWIN, GEORGIA,
BEING SHOWN AND
DESIGNATED AS LOT 13,
PHASE 5 OF THE APPLE
PIE RIDGE SUBDIVISION,
CONTAINING 0.775 ACRES,
MORE OR LESS ON A PLAT
OF SURVEY PREPARED BY
EDWIN G. DAVIDSON, R.L.S.,
UNDER DATE OF JUNE 7,
2005, RECORDED IN THE
OFFICE OF THE CLERK
OF SUPERIOR COURT OF
BANKS COUNTY, GEORGIA,
IN PLAT BOOK E, PAGES
142-145, TO WHICH SAID
PLAT AND THE RECORD
THEREOF, REFERENCE
IS HEREBY MADE FOR
A MORE COMPLETE
DESCRIPTION. TOGETHER
WITH A PERMANENT NON
EXCLUSIVE EASEMENT
FOR INGRESS AND EGRESS
TO AND FROM THE ABOVE
DESCRIBED PROPERTY
VIA THE COURSE OF THE
EXISTING SUBDIVISION
ROADS, AS SHOWN ON
THE PLAT OF SURVEY
REFERRED TO ABOVE.
The indebtedness secured
by said Security Deed has
been and is hereby declared
due because of default under
the terms of said Security
Deed and Note, including but
not limited to the nonpayment
of the indebtedness as and
when due. The indebtedness
remaining in default, this sale
will be made for the purpose of
paying the same, all expenses
of the sale, including attor
neys’ fees and all other pay
ments provided for under the
terms of the Security Deed
and Note.
Said property will be sold
subject to the following items
which may affect the title to
said property: all zoning ordi
nances; matters which would
be disclosed by an accurate
survey or by an inspection of
the property; any outstand
ing taxes, including but not
limited to ad valorem taxes,
which constitute liens upon
said property; special assess
ments; all outstanding bills for
public utilities which constitute
liens upon said property; all
restrictive covenants, ease
ments, rights-of-way and any
other matters of record supe
rior to said Security Deed.
To the best of the knowl
edge and belief of the under
signed, the party in posses
sion of the property is Alverine
Witter or tenant(s). The sale
will be conducted subject (1)
to confirmation that the sale
is not prohibited under the
U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the Security
Deed, Branch Banking and
Trust Company as Attorney in
Fact for Alverine Witter.
Contact: The Geheren Firm,
P.C., 1535 Mount Vernon
Road, Atlanta, GA 30338 TEL
(678) 587-9500.
THIS LAW FIRM IS
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
(DC7,14,21,28P4)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of
Sale contained in that cer
tain Security Deed from Barry
A. Kerr and Angella H. Kerr
to Branch Banking and Trust
Company, dated January 30,
2007, recorded February 20,
2007, in Deed Book 299, Page
453, Banks County, Georgia
Records, and as rerecorded
in Deed Book 316, Page
170, Banks County, Georgia
Records, said Security Deed
having been given to secure
a Note of even date in the
principal amount of FORTY-
NINE THOUSAND FIVE
HUNDRED DOLLARS AND
NO CENTS ($49,500.00),
with interest thereon as pro
vided for therein, there will
be sold at public outcry to
the highest bidder for cash
before the courthouse door of
Banks County, Georgia, within
the legal hours of sale on the
first Tuesday in January 2012,
all property described in said
Security Deed including but
not limited to the following
described property:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN THE 448TH
GENERAL MILITIA DISTRICT
OF BANKS COUNTY, CITY
OF BALDWIN, GEORGIA,
BEING SHOWN AND
DESIGNATED AS LOT 7,
PHASE 5 OF THE APPLE
PIE RIDGE SUBDIVISION,
CONTAINING 0.788 ACRE,
MORE OR LESS ON A PLAT
OF SURVEY PREPARED BY
EDWIN G. DAVIDSON, R.L.S.,
UNDER DATE OF JUNE 7,
2005, RECORDED IN THE
OFFICE OF THE CLERK
OF SUPERIOR COURT OF
BANKS COUNTY, GEORGIA,
IN PLAT BOOK E, PAGES
142-145, TO WHICH SAID
PLAT AND THE RECORD
THEREOF, REFERENCE IS
HEREBYMADE FORAMORE
COMPLETE DESCRIPTION.
The indebtedness secured
by said Security Deed has
been and is hereby declared
due because of default under
the terms of said Security
Deed and Note, including but
not limited to the nonpayment
of the indebtedness as and
when due. The indebtedness
remaining in default, this sale
will be made for the purpose of
paying the same, all expenses
of the sale, including attor
neys’ fees and all other pay
ments provided for under the
terms of the Security Deed
and Note. Said property will
be sold subject to the follow
ing items which may affect
the title to said property: all
zoning ordinances; matters
which would be disclosed by
an accurate survey or by an
inspection of the property; any
outstanding taxes, including
but not limited to ad valorem
taxes, which constitute liens
upon said property; special
assessments; all outstanding
bills for public utilities which
constitute liens upon said
property; all restrictive cov
enants, easements, rights-of-
way and any other matters
of record superior to said
Security Deed.
To the best of the knowledge
and belief of the undersigned,
the party in possession of the
property is Barry A. Kerr and
Angella H. Kerr or tenant(s).
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the Security
Deed, Branch Banking and
Trust Company as Attorney
in Fact for Barry A. Kerr and
Angella H. Kerr.
Contact: The Geheren Firm,
P.C., 1535 Mount Vernon
Road, Atlanta, GA 30338 TEL
(678) 587-9500.
THIS LAW FIRM IS
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
(DC7,14,21,28P4)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of
Sale contained in that cer
tain Security Deed from John
J. Anderson a/k/a John Jason
Anderson to Branch Banking
and Trust Company of South
Carolina, dated December
30, 2003, recorded January
2, 2004, in Deed Book 228,
Page 895, Banks County,
Georgia Records, and as
modified, said Security Deed
having been given to secure a
Note of even date in the princi
pal amount of SEVENTY-FIVE
THOUSAND DOLLARS AND
NO CENTS ($75,000.00),
with interest thereon as pro
vided for therein, there will
be sold at public outcry to
the highest bidder for cash
before the courthouse door of
Banks County, Georgia, within
the legal hours of sale on the
first Tuesday in January 2012,
all property described in said
Security Deed including but
not limited to the following
described property:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN THE CITY OF
HOMER, GMD 265, BANKS
COUNTY, GEORGIA, AND
BEINGTRACT3,3.80ACRES,
AS SHOWN ON THAT PLAT
OF SURVEY FOR LARRY
L. CAGLE, PREPARED BY
SLATE & ASSOCIATES, INC.,
GEORGIA REGISTERED
LAND SURVEYOR, DATED
DECEMBER 2, 1999,
REVISED JANUARY 25,
2000 RECORDED IN PLAT
BOOK C, PAGE 58, OF THE
BANKS COUNTY, GEORGIA
PLAT RECORDS. SAID
PLAT IS INCORPORATED
HEREIN BY REFERENCE
FOR A MORE COMPLETE
DESCRIPTION OF THE
PROPERTY. TOGETHER
WITH A DOUBLEWIDE
MANUFACTURED HOME
WHICH IS PERMANENTLY
AFFIXED TO THE
PROPERTY, BEING A
1996 PEACH-STATE,
PEACH MODEL, BEARING
MANUFACTURERS ID
NO. PSHGA18820A AND
PSHGA18820B.
Said property being known
as 137 Dusty Creek Lane,
Homer, GA 30547 accord
ing to the present numbering
system in Banks County. The
indebtedness secured by said
Security Deed has been and is
hereby declared due because
of default under the terms of
said Security Deed and Note,
including but not limited to the
nonpayment of the indebted
ness as and when due. The
indebtedness remaining in
default, this sale will be made
for the purpose of paying the
same, all expenses of the
sale, including attorneys’ fees
and all other payments pro
vided for under the terms of
the Security Deed and Note.
Said property will be sold
subject to the following items
which may affect the title to
said property: all zoning ordi
nances; matters which would
be disclosed by an accurate
survey or by an inspection of
the property; any outstand
ing taxes, including but not
limited to ad valorem taxes,
which constitute liens upon
said property; special assess
ments; all outstanding bills for
public utilities which constitute
liens upon said property; all
restrictive covenants, ease
ments, rights-of-way and any
other matters of record supe
rior to said Security Deed.
To the best of the knowledge
and belief of the undersigned,
the party in possession of the
property is Quality Spaces,
LLC or tenant(s). The sale
will be conducted subject (1)
to confirmation that the sale
is not prohibited under the
U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the Security
Deed, Branch Banking and
Trust Company sbm Branch
Banking and Trust Company
of South Carolina as Attorney
in Fact for John J. Anderson
a/k/a John Jason Anderson.
Contact: The Geheren Firm,
P.C., 1535 Mount Vernon
Road, Atlanta, GA 30338 TEL
(678) 587-9500.
THIS LAW FIRM IS
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
(DC7,14,21,28P4)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of
the power of sale contained
in a Security Deed from
MITCHELL MORROW to
United Community Bank, dated
February 17, 2011, recorded
March 9, 2011, in Deed Book
361, Page 69, Banks County,
Georgia records, as transferred
to WELLS FARGO BANK,
NATIONAL ASSOCIATION,
AS TRUSTEE OF THE OF
SOUTHEAST TRUST 2011-1
by Transfer and Assignment
recorded in Deed Book 363,
Page 29 and re-recorded in
Deed Book 364, Page 765,
Banks County, Georgia
records, said Security Deed
being given to secure a Note
from MITCHELL MORROW of
even date in the original prin
cipal amount of One Hundred
Six Thousand Six Hundred
Six and 50/100 ($106,606.50)
Dollars, with interestfrom date
at a rate per cent per annum
on the unpaid balance until
paid; there will be sold by the
undersigned at public outcry
to the highest bidder for cash
before the Courthouse door at
Banks County, Georgia, within
the legal hours of sale on
the first Tuesday in January,
2012, the following described
property:
All that tract or parcel
of land lying and being in
the City of Maysville, 465th
District, G.M., Banks County,
Georgia, as more particularly
shown on a plat of survey pre
pared for Fred L. & Miriam E.
Blankenship by Henry Grady
Jarrard, Registered Surveyor,
dated January 24, 1978,
recorded at Plat Book 6, Page
260, in the Office of the Clerk
of the Superior Court of Banks
County, Georgia and incorpo
rated herein and made a part
hereof by reference for a more
detailed description.
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in the Security Deed
and by law, including attor
ney’s fees (notice of intent to
collect attorney’s fees having
been given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, ease
ments, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
To the best knowledge and
belief of the undersigned,
the party in possession of
the property is MITCHELL
MORROW or a tenant or ten
ants.
WELLS FARGO BANK,
NATIONAL ASSOCIATION,
AS TRUSTEE OF THE OF
SOUTHEAST TRUST 2011-
1,
as attorney in Fact for
MITCHELL MORROW
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. AM190-00090
(DC7,14,21,18B/16022-50T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power con
tained in a Deed To Secure
Debt executed and delivered
byTIMOTHYW. PATTERSON
and DEBRA J. MCDOUGALD
to FIRST PIEDMONT
FINANCIAL SERVICES, INC.,
dated February 1, 2003, and
recorded in Deed Book 211,
Page 427, Banks County,
Georgia Records, and record
ed securing a note of even
date, and any other present or
future indebtedness, in addi
tion to interest accruing, there
will be sold at public outcry to
the highest bidder for cash,
before the Courthouse door
in Banks County, Georgia, by
the undersigned, acting as
Attorney-in-Fact for the said
TIMOTHY W. PATTERSON
and DEBRA J. MCDOUGALD
as provided in said Deed to
Secure Debt, between the
hours of 10:00 A.M. and 4:00
PM. Eastern Time, on the first
Tuesday in January, to-wit;
January 3, 2012:
All that tract or parcel of
land lying and being in the
207th District, G.M., Banks
County, Georgia, shown as
Tract No. 10-A containing
2.00 acres, more or less, as
continued on following page
