WEDNESDAY, JANUARY 9, 201 3
THE BANKS COUNTY NEWS
PACE 9B
Legal Notices
MainStreet Newspapers will no longer
make corrections to punctuation, upper/
lower corrections (i.e.: street names,
person’s names and initials), and other
minor corrections to public notices that
are e-mailed to us. The foreclosure will
publish in the paper exactly as received
from the foreclosing agency.
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Banks
By virtue of a Power of Sale
contained in that certain Deed
to Secure Debt from TIMOTHY
A. SLABIAK to CONSECO
FINANCE SERVICING CORP.
n/k/a Green Tree Servicing,
LLC, dated March 21, 2001
and recorded in Deed Book
169, Page 465, in the Office
of the Clerk of Superior Court
of Banks County, Georgia, said
Deed to Secure Debt having
been given to secure a Note,
dated March 21, 2001, in the
original principal amount of
SEVENTY THOUSAND TWO
HUNDRED TWENTY SIX AND
59/100 DOLLARS ($70,226.59)
with interest thereon as provided
therein, having been last sold,
assigned and transferred to
U.S. Bank N.A., as Trustee on
behalf of Manufactured Housing
Contract Senior/Subordinate
Pass-Through Certificate 2001-
3, recorded in Deed Book 380,
Page 422, aforesaid records, will
be sold at public outcry to the
highest bidder for cash before
the courthouse door of Banks
County, Georgia, within the legal
hours of sale on the first Tuesday
of February 2013 regarding the
following described property:
All that tract or parcel of land
lying and being in the 265th
GM District of Banks County,
Georgia, being more particu
larly described as Lot 9, Tract
1, containing 2.00 acres, more
or less, as shown on a plat of
survey prepared by Chris M.
Patton, RLS, dated October 6,
1997, revised October 29, 1997,
filed in Plat Book B, Page 148,
recorded November 13, 1998,
Banks County, Georgia.
Said property is commonly
known as 1163 Ervin Chambers
Rd. f/k/a #9 Ervin Chambers
Rd., Maysville, GA 30558.
The indebtedness secured by
said Deed to Secure Debt has
been and is hereby declared
due because of default under
the terms of said Deed to Secure
Debt and Note, including but not
limited to the nonpayment of the
indebtedness as and when due.
The indebtedness remaining in
default, this sale will be made for
the purpose of paying the same,
all expenses of the sale, includ
ing attorney's fees and all other
payments provided for under the
terms of the Deed to Secure
Debt and Note.
Said property will be sold sub
ject to the following items which
may affect the title of said prop
erty; zoning ordinances, matters
which would be disclosed by
an accurate survey or by an
inspection of the property; any
outstanding taxes, including but
not limited to ad valorem taxes,
which constitute liens upon said
property; special assessments;
all outstanding bills for public
utilities which constitute liens
upon said property; all restrictive
covenants, easements, rights-of-
way and any other matters of
record superior to said Deed
to Secure Debt. To the best of
the knowledge and belief of the
undersigned, the party in posses
sion of the property is Timothy A.
Slabiak or tenant(s).
U.S. Bank N.A., as Trustee on
behalf of Manufactured Housing
Contract
Senior/Subordinate Pass-
Through Certificate 2001-3 as
Attorney-in-Fact for Timothy A.
Slabiak
Contact:
Topping & Associates, LLC
1930 N. Druid Hills Rd., Suite
B
Atlanta, Georgia 30319
(404) 728-0220
Ad Run Dates: 1/9/13; 1/16/13;
1/23/13; and 1/30/13
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY
INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
(IA9,16,23,30P4)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING
AS A DEBT
COLLECTOR
ATTEMPTING
TO
COLLECT
A DEBT. ANY
INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in a
Security Deed given by DONNA
FAYE PAYNE to WASHINGTON
MUTUAL BANK, FA, dated July
21, 2004, recorded in Deed
Book 242, Page 394, Banks
County, Georgia Records, as
last transferred to Wells Fargo
Bank, N.A. as trustee for
WaMu Mortgage pass-through
Certificates Series 2004-PR2
Trust by assignment recorded
in Deed Book 382, Page 351,
Banks County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount
of ONE HUNDRED THIRTY-
SEVEN THOUSAND AND 0/100
DOLLARS ($137,000.00), with
interest thereon as set forth
therein, there will be sold at pub
lic outcry to the highest bidder for
cash before the courthouse door
of Banks County, Georgia within
the legal hours of sale on the first
Tuesday in February, 2013, the
following described property:
All that tract or parcel of land
lying and being in the 1580 GM
District, Banks County, Georgia,
and being Lot 24, Trotters Glen
Subdivision, containing 4.58
acres, as shown on plat by
Bartlett & Cash Land Surveyors,
Inc., dated March 16, 1993 and
recorded in Plat Book 17, Page
233, of the Public Records of
Banks County, Georgia, which
plat is hereby referred to and
made a part hereof by reference.
Also conveyed is a non exclusive
right of ingress & egress over
and through the strips for road
way and riding purposes shown
on the Trotters Glen Subdivision
Plat. Subject to an easement of
ingress and egress in favor of
Danny Otter and Wayne Melvin
Wade and the owners of any
other property shown on the plat
recorded in Plat Book 13, Page
96, and the owners of all or any
part of the remaining property
originally purchased by Otter
and Wade herein, said easement
being along a sixty feet wide strip
running onto the property herein
conveyed from the boundar
ies of said property which are
located along the centerline of
the roadways to a line which is
parallel to said boundaries along
the easement for the 10-foot
walkway, all of said easements
being more particularly shown
by the plat recorded in Plat Book
13, Page 96. Subject to restric
tions dated 09/17/1987 recorded
in Deed Book 45, Pages 385-
395, Banks County Records and
amendment of same dated April
1988 recorded in Deed Book 50,
Page 383-394, Banks County
Records. The debt secured by
said Security Deed has been and
is hereby declared due because
of, among other possible events
of default, failure to pay the
indebtedness as and when due
and in the manner provided in
the Note and Security Deed.
The debt remaining in default,
this sale will be made for the
purpose of paying the same and
all expenses of this sale, as
provided in Security Deed and
by law, including attorney’s fees
(notice of intent to collect attor
ney’s fees having been given).
JPMorgan Chase Bank, National
Association holds the Note and
Security Deed to the above-ref
erenced property and services
the above-referenced loan on
behalf of the current owner of the
loan: Wells Fargo Bank, N.A. as
trustee for WaMu Mortgage pass
through Certificates Series 2004-
PR2 Trust. JPMorgan Chase
Bank, National Association can
be contacted at 800-848-9136 or
by writing to 7255 Baymeadows
Way, Jacksonville, FL 32256, to
discuss possible alternatives to
foreclosure, and has the author
ity to negotiate, amend or modify
the terms of the loan. Said prop
erty will be sold subject to any
outstanding ad valorem taxes
(including taxes which are a lien,
but not yet due and payable),
any matters which might be dis
closed by an accurate survey
and inspection of the property,
any assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
To the best knowledge and
belief of the undersigned, the
party in possession of the prop
erty is Donna Faye Payne or
a tenant or tenants and said
property is more commonly
known as 600 Trotters Glen,
Baldwin, Georgia 30511. The
sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the
status of the loan with the hold
er of the security deed. Wells
Fargo Bank, N.A. as trustee for
WaMu Mortgage pass-through
Certificates Series 2004-PR2
Trust as Attorney in Fact for
Donna Faye Payne
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329 (770)
234-9181 www.jflegal.com MSP/
rat 2/5/13
Our file no. 1693811-FT20
(JA9,16,23,30B/19698#1693811-80T1P)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the
payment of the indebtedness,
secured by a Security Deed
executed by DONALD PAUL
MONTECALVO JR. AND
LEIGHAN MONTECALVO to
SOUTH STAR MORTGAGE,
INC. dated January 30, 1998 in
the amount of $66,400.00, and
recorded in Deed Book 124, Page
770, Banks County, Georgia
Records; as last transferred to
JPMorgan Chase Bank, National
Association by assignment; the
undersigned, JPMorgan Chase
Bank, National Association pur
suant to said deed and the note
thereby secured, has declared
the entire amount of said indebt
edness due and payable and
pursuant to the power of sale
contained in said deed, will on
the first Tuesday in February,
2013 , during the legal hours
of sale, at the Courthouse door
in Banks County, sell at public
outcry to the highest bidder for
cash, the property described in
said deed to-wit:
All that tract or parcel of land,
together with all improvements
thereon, situate, lying and being
in the Georgia Militia Land District
284, of Banks County, Georgia,
as shown and delineated on a plat
of survey for Frank Leffingwell
by Eddie A. Borders, Surveyor,
dated July 10, 1978, containing
2.133 acres, more or less, and
being a portion of that property
described in a Warranty Deed
from Webster Stringer to Frank
E. Leffingwell and Rose Marie
Leffingwell, dated February 4,
1977, and recorded in Plat Book
12, Page 461, Banks County,
Georgia Plat Records, and being
more particularly described as
follows:
Beginning at a point on the
Northeasterly side of the 80 foot
Right-of-Way of a County Asphalt
Road at an iron pin located on the
Northeasterly side of the 80 foot
Right-of-Way of the aforesaid
County Asphalt Road 360 feet
more or less in a Westerly direc
tion from the Georgia Highway #
184; thence in a Northwesterly
direction along the Northeasterly
side of the 80 foot Right-of-Way
of the aforesaid County Asphalt
Road, North 65 degrees 45 min
utes West a distance of 202.76
feet to an iron pin; thence in
a Northwesterly direction North
31 degrees 58 minutes West a
distance of 238.43 feet to an iron
pin; thence in a Northeasterly
direction North 15 degrees 47
minutes East a distance of 165.29
feet to an iron pin; thence in
a Southeasterly direction South
58 degrees 50 minutes East a
distance of 398.08 feet to the
Eastern line of the property from
which the tract described herein
is cut and an iron pin; and thence
in a Southwesterly direction
South 17 degrees 20 minutes
West a distance of 250 feet to an
iron pin on the Northeasterly side
of the 80 foot Right-of-Way of the
aforesaid County Asphalt Road
and the Point of Beginning.
which has the property address
of 110 Yukon Drive, Homer,
Georgia., together with all fix
tures and other personal prop
erty conveyed by said deed.
The sale will be held subject to
any unpaid taxes, assessments,
rights-of-way, easements, pro
tective covenants or restrictions,
liens, and other superior matters
of record which may affect said
property.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and audit
of the status of the loan with the
holder of the security deed.
Notice has been given of inten
tion to collect attorneys’ fees in
accordance with the terms of
the note secured by said deed.
Notice has been also given, in
writing and by certified mail,
return receipt requested, to the
borrower, of the name, address,
and telephone number of the
individual or entity who shall
have full authority to negotiate,
amend, and modify all terms of
the Security Deed and the note
thereby secured in accordance
with O.C.G.A. Section 44-14-
162.2(a).
Said property will be sold as
the property of Donald Paul
Montecalvo Jr. and Leighan
Montecalvo and the proceeds
of said sale will be applied to the
payment of said indebtedness,
the expense of said sale, all as
provided in said deed, and the
undersigned will execute a deed
to the purchaser as provided
in the aforementioned Security
Deed.
JPMorgan Chase Bank,
National Association Attorney in
Fact for Donald Paul Montecalvo
Jr. and Leighan Montecalvo
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
Banks County News
Publication Dates: 01-09-
2013, 01-16-2013, 01-23-2013,
01-30-2013
File No. 12-09763 /FHLMC/
kcarr
THIS LAW FIRM IS ACTING
AS A DEBT COLLECTOR AND
IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
(JA9,16,23,30B/1325-80P)
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Banks
Because of a default in the
payment of indebtedness
secured by a Consumer Deed
to Secure Debt executed by
JEFFREY WELLS (“Grantor”)
to FIRST GEORGIA BANKING
COMPANY, dated July 28, 2005,
and recorded on September
16, 2005, in Deed Book 266,
Page 201, Banks County Clerk
of Court, as affected by that
Modification Agreement-Security
Deed dated April 28, 2009,
recorded on May 11, 2009, in
Deed Book 339, Page 652,
Banks County, Georgia records
(said Deed to Secure Debt, as
may have been modified and
assigned from time to time, here
inafter referred to collectively as
the “Security Deed”), as assigned
by the Federal Deposit Insurance
Corporation as Receiver for First
Georgia Banking Company to
CertusBank, N.A. by that certain
Assignment of Loan Documents,
effective as of May 20, 2011,
recorded in Deed Book 378,
Page 383, Banks County,
Georgia records, said Security
Deed being given to secure
the payment of a Commercial
Promissory Note dated April 28,
2009, made by Grantor to the
order of First Georgia Banking
Company, in the original prin
cipal amount of $290,000.30,
with interest from the date
thereof at the rate specified
therein (said Promissory Note,
as may have been modified,
renewed, or assigned from time
to time, hereinafter referred to
collectively as the “Note”, also
which was assigned by the
Federal Deposit Insurance
Corporation as Receiver for First
Georgia Banking Company to
CertusBank, N.A.), the holder
thereof pursuant to said Security
Deed and Note thereby secured
has declared the entire amount
of said indebtedness due and
payable and, pursuant to the
power of sale contained in said
Security Deed, will on the first
Tuesday, February 5, 2013, dur
ing the legal hours of sale, before
the Courthouse door at Banks
County, Georgia, sell at public
outcry to the highest bidder for
cash, the property described in
said Security Deed, to-wit:
ALL THAT TRACT OR
PARCEL OF LAND, SITUATE,
LYING AND BEING IN THE
284TH G.M. DISTRICT,
BANKS COUNTY, GEORGIA,
CONTAINING 52.819 ACRES,
MORE OR LESS, AND BEING
MORE PARTICULARLY
DESCRIBED BY PLAT OF
SURVEY PREPARED FOR
JEFFERY IRA WELLS DATED
FEBRUARY 1, 1997, REVISED
DECEMBER17,1998, BY JAMES
R. SMITH, GRLS NO. 2407,
RECORDED IN PLAT BOOK
C, PAGE 15, BANKS COUNTY,
GEORGIA RECORDS, WHICH
PLAT AND THE RECORDING
THEREOF ARE HEREBY
INCORPORATED HEREIN BY
REFERENCE FOR A MORE
DETAILED DESCRIPTION OF
THE PROPERTY.
LESS AND EXCEPT ALL
THAT TRACT OR PARCEL
OF LAND LYING AND
BEING IN THE 284TH G.M.
DISTRICT, BANKS COUNTY,
GEORGIA, CONTAINING
5.00 ACRES, MORE OR
LESS, AND BEING MORE
PARTICULARLY DESCRIBED
BY PLAT OF SURVEY
PREPARED FOR JEFFERY
IRA WELLS DATED OCTOBER
20, 1999, RECORDED IN
PLAT BOOK 26, PAGE 200,
BANKS COUNTY, GEORGIA
RECORDS. SAID PLAT AND
THE RECORDING THEREOF
ARE INCORPORATED HEREIN
BY REFERENCE FOR A MORE
DETAILED DESCRIPTION OF
THE PROPERTY. TOGETHER
WITH: A THIRTY FOOT (30')
EASEMENT FOR INGRESS
AND EGRESS AS MORE
PARTICULARLY DESCRIBED
ONTHEABOVE-REFERENCED
PLAT.
(hereinafter, collectively
referred to as the “Property”),
together with all fixtures or other
improvements situated thereon
and all rights, titles and interests
appurtenant thereto.
The indebtedness as shown
in the Note and secured by the
Security Deed has been and is
hereby declared due because
of, among other possible events
of default, the failure to make
payments thereunder when due.
The indebtedness remaining in
default, the sale will be made
pursuant to the Power of Sale
provided in the Security Deed
for the purpose of applying the
proceeds thereof to the payment
of the indebtedness secured by
the Security Deed, accrued inter
est, expenses of the sale, and
all other payments provided for
under the Security Deed, includ
ing attorneys’ fees as provided
in the Note and Security Deed,
notice of intention to collect attor
neys’ fees having been given as
provided by law, and the remain
der, if any, shall be applied as
provided by law.
To the best of undersigned’s
knowledge and belief, the parties
in possession of the Property
are Grantor and/or tenants of
Grantor or other persons in
possession with the consent or
acquiescence of Grantor. All
notices required under the Note,
Security Deed, and Georgia law
having been made as of this
date. The above-referenced
Property may have been used
as a dwelling place by Grantor at
the time of entry of the Security
Deed. Said Property will be sold
on an “as is, where is” basis with
out recourse against Lender and
without representation or war
ranty of any kind or nature what
soever by Lender with respect
thereto. Said Property will be
subject to any matters which
might be disclosed by an accu
rate survey and inspection of the
property. Said Property will be
sold subject to any and all unpaid
taxes or assessments relating
to the Property, and all liens,
encumbrances, easements and
other matters of record to which
the Security Deed is junior and
inferior in terms of priority, includ
ing senior encumbrances that
will not be extinguished by the
foreclosure sale contemplated
by this Notice.
CERTUSBANK, N.A.,
ATTORNEY-IN-FACT FOR
JEFFREY IRA WELLS
Walter E. Jones, Esq.
Balch & Bingham LLP
30 Ivan Allen Jr. Blvd., NW
Suite 700
Atlanta, Georgia 30308
Telephone: (404) 962-3540
Attorney for CertusBank, N.A.
(JA9,16,23,30P4)
gpnll
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of
Sale contained in that certain
Security Deed from LOURDES
VICTOR AND JUDE R. SIMON
to BRANCH BANKING AND
TRUST COMPANY, dated April
25, 2007, recorded May 1,
2007, in Deed Book 304, Page
179, Banks County, Georgia
Records, and as modified, said
Security Deed having been
given to secure a Note of even
date in the principal amount of
THIRTY-THREE THOUSAND
SIX HUNDRED DOLLARS AND
NO CENTS ($33,600.00), with
interest thereon as provided
for therein, there will be sold
at public outcry to the highest
bidder for cash before the court
house door of Banks County,
Georgia, within the legal hours
of sale on the first Tuesday in
February 2013 by the secured
creditor, Branch Banking and
Trust Company, as Attorney in
Fact for Lourdes Victor and Jude
R. Simon, all property described
in said Security Deed including
but not limited to the following
described property:
ALLTHATTRACTORPARCEL
OF LAND LYING AND BEING IN
THE 208TH G.M.D. OF BANKS
COUNTY, GEORGIA, AND
BEING DESIGNATED AS LOT
2, CONTAINING 2.432 ACRES,
MORE OR LESS, ACCORDING
TO A PLAT OF SURVEY
PREPARED BY VENABLE AND
ASSOCIATES, INC., SAID PLAT
BEING RECORDED AMONG
BANKS COUNTY, GEORGIA
RECORDS IN PLAT BOOK 29,
PAGE 90, REFERENCE BEING
MADE TO SAID PLAT FOR A
MORE FULL AND COMPLETE
DESCRIPTION. SUBJECT
TO A 30 FOOT EASEMENT
FOR INGRESS AND EGRESS
AS SHOWN ON THE ABOVE
REFERENCED PLAT RUNNING
FROM PURCELL ROAD TO
TRACT 2.
The indebtedness secured by
said Security Deed has been and
is hereby declared due because
of default under the terms of
said Security Deed and Note,
including but not limited to the
nonpayment of the indebtedness
as and when due. The indebted
ness remaining in default, this
sale will be made for the purpose
of paying the same, all expenses
of the sale, including attorneys’
fees and all other payments pro
vided for under the terms of the
Security Deed and Note. Said
property will be sold subject to
the following items which may
affect the title to said property:
all zoning ordinances; matters
which would be disclosed by
an accurate survey or by an
inspection of the property; any
outstanding taxes, including but
not limited to ad valorem taxes,
which constitute liens upon said
property; special assessments;
all outstanding bills for public
utilities which constitute liens
upon said property; all restrictive
covenants, easements, rights-of-
way and any other matters of
record superior to said Security
Deed.
To the best of the knowledge
and belief of the undersigned,
the party in possession of the
property is Lourdes Victor and
Jude R. Simon or tenant(s).
The sale will be conducted sub
ject (1) to confirmation that the
sale is not prohibited under the
U.S. Bankruptcy Code and (2)
to final confirmation and audit
of the status of the loan. The
name of the person or entity
who has the full authority to
negotiate, amend, and modify all
terms of the mortgage is: Branch
Banking and Trust Company,
150 Stratford Road, Suite 201,
Winston-Salem, NC 27104 TEL
(866) 909-4852.
THIS LAW FIRM IS
ATTEMPTING
TO
COLLECT
A DEBT. ANY
INFORMATION
OBTAINED WILL
BE USED
FOR THAT PURPOSE.
The Geheren Firm, P.C., 4828
Ashford Dunwoody Road, 2nd
Floor, Atlanta, GA 30338 TEL
(678) 587-9500.
I/A9,l6,23,30P4)
gpnll
Notice of Sale
Notice of Sale Under Power
State of Georgia County of BANKS
Under and by virtue of the
Power of Sale contained
in a Deed to Secure Debt
given by STEPHEN P RICCI
AND CRYSTAL A STOUT to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. (“MERS”), AS NOMINEE
FOR HOMESTAR FINANCIAL
CORP, dated 10/08/2008, and
Recorded on 11/19/2008 as
Book No. 333 and Page No. 258-
274, BANKS County, Georgia
records, as last assigned to
JPMORGAN CHASE BANK,
N.A. (the Secured Creditor), by
assignment, conveying the after-
described property to secure a
Note of even date in the original
principal amount of $145,900.00,
with interest at the rate specified
therein, there will be sold by the
undersigned at public outcry to
the highest bidder for cash at
the BANKS County Courthouse
within the legal hours of sale on
the first Tuesday in February,
2013, the following described
property:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN THE CITY OF
MAYSVILLE, GMD 465 OF
BANKS COUNTY, GEORGIA,
BEING DESIGNATED AS LOT
13, BLOCK A OF RIDGELAND
SUBDIVISION, A CCORDING
TO THAT FINAL PLAT FOR
RIDGELAND PREPARED
BY W.T. DUNAHOO AND
ASSOCIATES, CERTIFIED BY
W.T. DUNAHOO, GA RLS 1577,
DATED OCTOBER 12,2005AND
RECORDED IN PLAT BOOK F,
PAGE 104, BANKS COUNTY,
GEORGIA RECORDS, WHICH
PLAT IS INCORPORATED
HEREIN AND MADE A PART
HEREOF BY REFERENCE
THERETO FOR A MORE
COMPLETE DESCRIPTION OF
THE PROPERTY CONVEYED
HEREIN.
The debt secured by said
Deed to Secure Debt has been
and is hereby declared due
because of, among other pos
sible events of default, failure
to pay the indebtedness as and
when due and in the manner
provided in the Note and Deed to
Secure Debt. Because the debt
remains in default, this sale will
be made for the purpose of pay
ing the same and all expenses
of this sale, as provided in the
Deed to Secure Debt and by law,
including attorney’s fees (notice
of intent to collect attorney's fees
having been given).
JPMORGAN CHASE BANK,
N.A. holds the duly endorsed
Note and is the current assign
ee of the Security Deed to
the property. JPMORGAN
CHASE BANK, NATIONAL
ASSOCIATION, SUCCESSOR
BY MERGER TO CHASE HOME
FINANCE LLC, acting on behalf
of and, as necessary, in consul
tation with JPMORGAN CHASE
BANK, N.A. (the current investor
on the loan), is the entity with
the full authority to negotiate,
amend, and modify all terms of
the loan. Pursuant to O.C.G.A.
§ 44-14-162.2, JPMORGAN
CHASE BANK, NATIONAL
ASSOCIATION, SUCCESSOR
BY MERGER TO CHASE HOME
FINANCE LLC may be contacted
at: JPMORGAN CHASE BANK,
NATIONAL ASSOCIATION,
SUCCESSOR BY MERGER
TO CHASE HOME FINANCE
LLC, 3415 VISION DRIVE,
COLUMBUS, OH 43219, 866-
550-5705. Please note that,
pursuant to O.C.G.A. § 44-14-
162.2, the secured creditor is
not required to amend or mod
ify the terms of the loan. To the
best knowledge and belief of the
undersigned, the party/parties in
possession of the subject prop
erty known as 197 RIDGELAND
DRIVE, MAYSVILLE, GEORGIA
30558 is/are: STEPHEN P
RICCI AND CRYSTAL A STOUT
or tenant/tenants. Said property
will be sold subject to (a) any
outstanding ad valorem taxes
(including taxes which are a lien,
but not yet due and payable),
(b) any matters which might be
disclosed by an accurate sur-
continued on following page
