About The Banks County news. (Homer, Banks County, Ga.) 1968-current | View Entire Issue (July 12, 2017)
PACE 6B-B THE BANKS COUNTY NEWS WEDNESDAY, JULY 12, 2017 Banks County Legal Notices Notice of Sale Notice of Sale Under Power Banks County Pursuant to the Power of Sale contained in a Security Deed given by Renee Jackson to Cen dant Mortgage Corpora tion dated 11/3/2004 and recorded in Deed Book 251 Page 596 Banks County, Georgia records; as last transferred to or acquired by PHH Mort gage Corporation, con veying the after-described property to secure a Note in the original principal amount of $134,050.00, with interest at the rate specified therein, there will be sold by the under signed at public outcry to the highest bidder for cash before the Court house door of Banks County, Georgia (or such other area as designated by Order of the Supe rior Court of said county), within the legal hours of sale on August 01, 2017 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednes day of said month), the following described prop erty: A PARCEL OF LAND LOCATED IN THE 207TH DISTRICT, G.M., COUNTY OF BANKS, STATE OF GEOR GIA, AND KNOWN AS: BEING LOT NUMBER 15, BLOCK D IN BUCK EYE TRAILS SUBDIVI SION AS SHOWN IN THE RECORDED PLAT/ MAP THEREOF IN PLAT BOOK 26, PAGE 116 OF BANKS COUNTY RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remain ing in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Secu rity Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is com monly known as 155 Buckeye Trails, Com merce, GA 30530 togeth er with all fixtures and per sonal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Renee Jackson or tenant or ten ants. PHH Mortgage Corpo ration is the entity or indi vidual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corpo ration One Mortgage Way Mount Laurel, NJ 08054 (800)-750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sew age bills that constitute a lien against the property whether due and pay able or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be con ducted subject to (1) con firmation that the sale is not prohibited under the U S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursu ant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judi- cial sales in the State of Georgia, the Deed Under Power and other fore closure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PHH Mortgage Corpo ration as agent and Attor ney in Fact for Renee Jackson Aldridge Pite, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Geor gia 30305, (404) 994- 7637. 1162-5468A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLEC- TOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR- POSE. 1162-5468A (JU5,12,19.25B/12587-70P) | Notice of Sale Notice of Sale Under Power Georgia, Banks County This is an attempt to collect a debt and any information obtained will be used for that purpose. Under and by virtue of Power of Sale con tained in Security Deed from GARY M. VOYLES TO BELGRAVIA FINAN CIAL SERVICES, A DIVI SION OF ASSOCIATES HOUSING FINANCE, LLC, dated Septem ber 14, 1998, filed for record September 18, 1998, recorded at Deed Book 134, Page 325, Banks County, Georgia Records, in the origi nal principal amount of $72,524.29; as affected by Modification Agree ment dated November 10, 1998, filed for record December 3, 1998, recorded at Deed Book 137, Page 347, aforesaid records; as assigned to 21st Mortgage Corpo ration, by Assignment from Associates Hous ing Finance, LLC, dated June 20, 2005, filed for record August 15, 2005, recorded at Deed Book 263, Page 347, afore said records. This Secu rity Deed being given to secure the obligations of Grantor to Lender as set forth in a Promissory Note (“Note”) of even date as amended, modified, or revised from time to time, with interest at the rate specified therein, there will be sold, by the under signed at public outcry to the highest bidder for cash, before the Court house Door at BANKS COUNTY, Georgia, within the legal hours of sale on the first Tuesday in August, 2017, the follow ing described property: All that tract or parcel of land lying and being on the Western Right-of- Way of Samples Scales Road (County Road No. 230) in the 1210 (Ber lin) G.M. District of Banks County, Georgia, con taining 1.5 acres, more or less, according to a Plat of Survey prepared for Gary Voyles by Max Lewallen, GRLS No. 2067, dated September 10, 1998, and being more particularly described as follows: To find the POINT OF BEGINNING start at a point on the centerline of Samples Scales Road, said point being located 1779.0 feet Southeasterly from the intersection of the centerline of Samples Scales Road with the cen terline of Capes Bridge Road (County Road No. 162); thence from said point, South 71 degrees 30 minutes West, 40.00 feet to an iron pin set and the True Point of Beginning; thence from said point of beginning and running with the Southwesterly Right-of- Way of Samples Scales Road, South 18 degrees 30 minutes 00 seconds East, 112.80 feet to a point found; thence con tinuing with the South westerly Right-of-Way of Samples Scales Road, South 19 degrees 41 minutes 00 seconds East, 113.60 feet to an iron pin found; thence leaving the Right of-Way of Samples Scales Road, South 89 degrees 35 minutes 00 seconds West, 610.56 feet to an iron pin set; thence from said iron pin North 67 degrees 51 min utes 05 seconds East, 579.23 feet to an iron pin set on the Southwesterly Right-of-Way of Sam ples Scales Road, said iron pin being the TRUE POINT OF BEGINNING. THE SECURITY DEED REFERRED TO ALSO ENCUMBERS HERE WITH A 1999 HORTON/ SUMMIT (27x68), SERI AL # 11155262GL&R, WHICH IS PERMA NENTLY AFFIXED TO THE LAND AND IS TO BECOME A PART OF THE REAL PROPERTY. Said legal description is controlling however, the property is commonly known as 863 Scales Creek Road, Homer, Georgia 30557. Map and Parcel ID # B38-041. The indebtedness secured by said Secu rity Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, includ ing, but not limited to, the nonpayment of the indebtedness as and when due. The indebted ness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attor neys’ fees and other pay ments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the fol lowing items which may affect the title to said property: all zoning ordi nances; matters which would be disclosed by an accurate survey or by inspection of the proper ty; any outstanding taxes, including but not limited to, ad valorem taxes, which constitute liens upon said property; spe cial assessments; and all outstanding bills for public utilities which constitute liens upon said property; To the best of the knowl edge and belief of the undersigned, the party in possession of the proper ty is GARY M. VOYLES, and /or tenant(s). The sale will be con ducted subject (1) to con firmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final con firmation and audit of the status of the loan with the holder of the Secu rity Deed. 21 ST Mortgage Corporation, and its coun sel are acting as debt col lectors. Any information obtained will be used for that purpose. 21 ST MORTGAGE CORPORATION, as Attorney-in-Fact GARY M. VOYLES. Contact: Jason God win Godwin Law Group 3985 Steve Reynolds Blvd, Bldg D Norcross, GA 30093 Phone: 770-448-9925 Email: jgodwin@god- winlawgroup.com (JU5,12,19.26P4) | Notice of Sale Notice of Sale Under Power State of Georgia County of Banks Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated October 23, 2006, executed by Leo- nel A. Orbea, Jr. and Melissa Janine Orbea to CIMA Mortgage Bankers, LLC D/B/A Vertex Mort gage Bankers, record ed in Deed Book 291, Page 526, Banks County, Georgia Deed Records, and securing a Note in the original principal amount of $624,000.00, said Security Deed last having been assigned to ARVEST CENTRAL MORTGAGE COMPANY, the current holder thereof, has declared the entire amount of said indebted ness evidenced by the Note immediately due and payable and, pursu ant to the power of sale contained in said Secu rity Deed, will, on the first Tuesday in August, 2017 to-wit: August 1, 2017, during the legal hours of sale, before the Banks County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1210TH DIS TRICT, G.M., BANKS COUNTY, GEORGIA, AND BEING THAT 1.03 ACRES, MORE OR LESS, DESIGNATED AS LOT 7, ON A PLAT OF SURVEY PREPARED FOR HAMMERS GLEN “THE RESERVE” SUB DIVISION, BY LOVELL, DUVALL, MILLER & ASSOCIATES, INC., REGISTERED SURVEY OR, DATED DECEMBER 1, 2003, RECORDED IN PLAT BOOK E, PAGE 12, IN THE OFFICE OF THE CLERK OF THE SUPE RIOR COUT OF BANKS COUNTY, GEORGIA AND INCORPORATED HEREIN AND MADE A PART HEREOF BY REF ERENCE FOR A MORE DETAILED DESCRIP TION. The aforedescribed real property is also known as 229 Hammers Glen Drive, Homer, GA 30547, according to the present system of num bering houses in Banks County, Georgia. This sale will be con ducted subject (1) to con firmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirma tion and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a deter mination that the borrow er has not reinstated the loan prior to the foreclo sure sale. The name, address and telephone number of the individual or entity with full authority to nego tiate, amend and modify all terms of the Note and Security Deed is Arvest Central Mortgage Com pany, Attn: Homeowner’s Assistance Department, 801 John Barrow Road, Suite 1, Little Rock, AR 72205. The telephone number is 1-800-366- 2132, Option 1, ext. 5609. are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accu rate survey and inspec tion of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the extent that said real property is comprised of more than one parcel, said real property will be sold in one or more par cels and in such order as the holder of the Security Deed may determine. Upon information and belief, said real prop erty is presently in the possession or control of LEONELA. ORBEA, JR. AND MELISSA JANINE ORBEA and the pro ceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. ARVEST CENTRAL MORTGAGE COMPANY as Attorney-in-Fact for LEONELA. ORBEA, JR. AND MELISSA JANINE ORBEA Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, 10th Floor Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. (fU5,12,19,26B/129S0-70T4P) | Notice of Sale Notice of Sale Ulnder Power Georgia, Banks County THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Lawrence E. Miller, single man to Mortgage Electronic Registration Systems, Inc. as nominee for Ever ett Financial, Inc. D/B/A Supreme Lending, its successors and assigns dated 05/07/14, record ed in Deed Book 401, Page 318, Banks, Coun ty, Georgia Records, as last transferred to Ever ett Financial Inc., D/B/A Supreme Lending by assignment recorded in Deed Book 427, Page 687, Banks County, Geor gia Records, conveying the after-described prop erty to secure a Note in the original principal amount of $93,600.00, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash or certified check only before the court house door of Banks County, Georgia within the legal hours of sale on August 1, 2017, the following described prop erty: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 912, BANKS COUNTY, GEORGIA, BEING ALL OF LOTS 6, 7A AND 7B, HUD SON FALLS, PHASE TWO, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 12, PAGE 125, BANKS COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCOR PORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remain ing in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, includ ing attorney’s fees (notice of intent to collect attor ney’s fees having been given). Supreme Lending services the above ref erenced loan on behalf of the current owner of the loan. Supreme Lend ing can be contacted at 214-964-9642 or by writ ing to 14801 Quorum Drive Suite #300 Dallas, TX 75254, to discuss possible alternatives to foreclosure. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debt or is: Supreme Lending, Please understand that the secured creditor is not required by law to nego tiate, amend, or modify the terms of the mort gage instrument. Said property will be sold sub ject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and pay able), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the under signed, the party in pos session of the property is Lawrence E. Miller or a tenant or tenants and said property is more commonly known as 624 Ridge Lane, Lula, GA 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final con firmation and audit of the status of the loan with the holder of the security deed. RCO Legal, PS. 2970 Clairmont Road NE, Suite 780 Atlanta, GA 30329 (770)-234-9181 www.rco- legal.com 8955.20016 TS#: 8955.20016 FEI # 2013.04595 0 7 / 0 5 / 2 0 1 7 , 0 7 / 1 2 / 2 0 1 7, 07/19/2017,07/26/2017 (JU5,12,19.26P4) Notice of Sale Notice of Sale Under Power Georgia, Banks County By virtue of a Power of Sale contained in that certain Security Deed from ASHLEY NICOLE LILLIE to MORTGAGE ELECTRONIC REGIS TRATION SYSTEMS INC AS NOMINEE FOR HOMESTAR FINANCIAL CORP., dated January 30, 2014, recorded Feb ruary 10, 2014, in Deed Book 398, Page 604-615, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original princi pal amount of EIGHTY- ONE THOUSAND SIX HUNDRED THIRTY- TWO AND 00/100 DOL LARS ($81,632.00), with interest thereon as pro vided for therein, said Security Deed having been last sold, assigned and transferred to Penny- Mac Loan Services, LLC, there will be sold at public outcry to the highest bid der for cash at the Banks County Courthouse, with in the legal hours of sale on the first Tuesday in August, 2017, all property continued on following page