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www.championnewspaper.com
The Champion Legal Section, Thursday, July 17, 2014
the declaration and all matters refer
enced therein, all matters shown on
the plat and floor plans recorded in
condominium Plat Book 1, Page 18,
DeKalb County, Georgia records,
aforesaid records as may be
amended.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, non-pay
ment on said Note. The debt remain
ing in default, this sale will be made
for the purpose of paying the same
and all expenses of this sale.
Said property will be sold as the prop
erty of Charles Benson subject to all
easements and restrictions of record,
if any, affecting title to the property,
and all unpaid taxes and assess
ments and unpaid bills and assess
ments for water, sewage and sanita
tion or other utilities which may be li
ens upon the property, if any, as well
as any other matter having priority
over the above described Security
Deed.
To the best knowledge and belief of
the undersigned the above property
is in the possession of Charles Ben
son.
HGP Capital, LLC, a Georgia limited
liability company
as Attorney-in-Fact for
++Charles Benson++
HGP Capital, LLC
PO Box 99
Decatur, Georgia 30031
626-616-8900
420-358441 7/10,7/17,7/24,7/31 WG
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY of DEKALB
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from VICKIE H. WATSON to
MORTGAGE ELECTRONIC REGIS
TRATION SYSTEMS, INC., AS
NOMINEE FOR COUNTRYWIDE
BANK, FSB dated January 31, 2008,
filed for record February 12, 2008,
and recorded in Deed Book 20618,
Page 503, DEKALB County, Georgia
Records, as last transferred to
BAYVIEW LOAN SERVICING, LLC
by assignment recorded in Deed
Book 24389, Page 51, DEKALB
County, Georgia Records. Said Deed
to Secure Debt having been given to
secure a Note dated January 31,
2008 in the original principal sum of
TWO HUNDRED THIRTY SIX
THOUSAND THREE HUNDRED
SIXTY AND 0/100 DOLLARS
($236,360.00), with interest from date
at the rate stated in said Note on the
unpaid balance until paid, there will
be sold by the undersigned at public
outcry to the highest bidder for cash
before the Courthouse door at
DEKALB County, Georgia, within the
legal hours of sale on the first Tues
day in August, 2014, the following de
scribed property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING LAND
LOT 4 OF THE 15TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 94, LEGACY MILL, AS PER
PLAT RECORDED IN PLAT BOOK
175, PAGES 79-84, DEKALB
COUNTY RECORDS, SAID PLAT
BEING INCORPORATED HEREIN
BY REFERENCE THERETO.
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is VICKIE
H. WATSON or a tenant or tenants.
Said property is more commonly
known as: 3736 BUSKER MILL
LANE, ELLENWOOD, GA 30294-
1691.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is
BAYVIEW LOAN SERVICING, LLC,
4425 PONCE DE LEON BLVD, COR
AL GABLES, FL 33146; (800) 457-
5105.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of VICKIE H. WATSON.
BAYVIEW LOAN SERVICING, LLC
As Attorney-in-Fact for
++VICKIE H. WATSON++
Phelan Hallinan & Jones, LLC
303 Perimeter Center North, Suite
800
Atlanta, GA 30346
Telephone: 770-393-4300
Fax: 770-393-4310
PH # ++18621 WATSON++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358442 7/10,7/17,7/24,7/31 WG
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY of DEKALB
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from THELMA B. CARDWELL
and JEANNINE M. AUSTIN to BANK
OF AMERICA, NA dated April 21,
2008, filed for record May 1, 2008,
and recorded in Deed Book 20790,
Page 15, DEKALB County, Georgia
Records, and as modified by that cer
tain Loan Modification Agreement re
corded in Deed Book 23967, Page
338, DEKALB County, Georgia Re
cords, said Deed to Secure Debt hav
ing been given to secure a Note
dated April 21, 2008 in the original
principal sum of TWO HUNDRED
SIXTY THREE THOUSAND NINE
HUNDRED SIXTY ONE AND 0/100
DOLLARS ($263,961.00), with in
terest from date at the rate stated in
said Note on the unpaid balance un
til paid, there will be sold by the un
dersigned at public outcry to the
highest bidder for cash before the
Courthouse door at DEKALB County,
Georgia, within the legal hours of
sale on the first Tuesday in August,
2014, the following described prop
erty:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 53 OF THE 16TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 31, BLOCK B, HUNTERS
CHASE SUBDIVISION, AS PER
PLAT THEREOF RECORDED IN
PLAT BOOK 92, PAGE 62, DEKALB
COUNTY, GEORGIA RECORDS,
SAID PLAT BEING INCORPOR
ATED HEREIN BY REFERENCE
THERETO.
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is
THELMA B. CARDWELL and JEAN-
NINE M. AUSTIN or a tenant or ten
ants. Said property is more com
monly known as: 3354 HUNTERS
HILL DRIVE, LITHONIA, GA 30038.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is BANK
OF AMERICA, N.A., 7105 CORPOR
ATE DR, PLANO, TX 75024-4100;
(800) 669-6650.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of THELMA B. CARDWELL and
JEANNINE M. AUSTIN.
BANK OF AMERICA, N.A.
As Attorney-in-Fact for
THELMA B. CARDWELL
JEANNINE M. AUSTIN
Phelan Hallinan & Jones, LLC
303 Perimeter Center North, Suite
800
Atlanta, GA 30346
Telephone: 770-393-4300
Fax: 770-393-4310
PH#
++19116 CARDWELL/ AUSTIN++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358449 7/10,7/17,7/24,7/31 wg
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY of DEKALB
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from DAVID L. SMITH to
SOUTHSTAR FUNDING, LLC dated
May 18, 2001, filed for record June
20, 2001, and recorded in Deed Book
12219, Page 645, DEKALB County,
Georgia Records, as last transferred
to ABN AMRO MORTGAGE
GROUP, INC. by assignment recor
ded in Deed Book 16828, Page 408,
DEKALB County, Georgia Records,
said Deed to Secure Debt having
been given to secure a Note dated
May 18, 2001 in the original principal
sum of ONE HUNDRED EIGHTY
SEVEN THOUSAND FIFTY AND
0/100 DOLLARS ($187,050.00), with
interest from date at the rate stated in
said Note on the unpaid balance un
til paid, there will be sold by the un
dersigned at public outcry to the
highest bidder for cash before the
Courthouse door at DEKALB County,
Georgia, within the legal hours of
sale on the first Tuesday in August,
2014, the following described prop
erty:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 25 OF THE 18TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 133, PHASE SIX, UNIT
TWO, MOUNTAIN OAKS SUBDIVI
SION, AS PER PLAT RECORDED IN
PLAT BOOK 109, PAGES 113-114,
DEKALB COUNTY RECORDS, SAID
PLAT BEING INCORPORATED
HEREIN BY REFERENCE
THERETO.
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is DAVID
L. SMITH and PARIS H. SMITH or a
tenant or tenants. Said property is
more commonly known as: 650 OAK
VIEW TRAIL, STONE MOUNTAIN,
GA 30087.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is
CITIMORTGAGE, INC., 5280 COR
PORATE DR, FREDERICK, MD
21703-8351; (866) 272-4749.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of DAVID L. SMITH and PARIS
H. SMITH.
CITIMORTGAGE, INC. SUC
CESSOR BY MERGER TO ABN
AMRO MORTGAGE GROUP, INC.
As Attorney-in-Fact for
DAVID L. SMITH
Phelan Hallinan & Jones, LLC
303 Perimeter Center North, Suite
800
Atlanta, GA 30346
Telephone: 770-393-4300
Fax: 770-393-4310
PH #++19566 SMITH++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358450 7/10,7/17,7/24,7/31 wg
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY of DEKALB
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from CRYSTA F. WHITTAKER
to HOMEBANC MORTGAGE COR
PORATION dated June 28, 2002,
filed for record July 24, 2002, and re
corded in Deed Book 13459, Page
649, DEKALB County, Georgia Re
cords, as last transferred to
CITIMORTGAGE, INC. by assign
ment recorded in Deed Book 13732,
Page 373, DEKALB County, Georgia
Records, said Deed to Secure Debt
having been given to secure a Note
dated June 28, 2002 in the original
principal sum of ONE HUNDRED
THIRTY ONE THOUSAND SEVEN
HUNDRED FIFTY AND 0/100 DOL
LARS ($131,750.00), with interest
from date at the rate stated in said
Note on the unpaid balance until
paid, there will be sold by the under
signed at public outcry to the highest
bidder for cash before the Court
house door at DEKALB County,
Georgia, within the legal hours of
sale on the first Tuesday in August,
2014, the following described prop
erty:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 36 OF THE 18TH DISTRICT,
OF DEKALB COUNTY, GEORGIA,
BEING LOT 73, BLOCK F, PHASE
IV-A, PENNYBROOK SUBDIVISION,
AS PER PLAT RECORDED IN PLAT
BOOK 80, PAGE 151, DEKALB
COUNTY, GEORGIA RECORDS,
WHICH RECORDED PLAT IS IN
CORPORATED HEREIN AND MADE
A PART HEREOF BY REFERENCE
AND BEING KNOWN AS 556 CA-
TRINA COURT, STONE MOUNTAIN,
GEORGIA 30087, ACCORDING TO
THE PRESENT SYSTEM OF NUM
BERING HOUSES IN DEKALB
COUNTY, GEORGIA.
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is
CRYSTA F. WHITTAKER or a tenant
or tenants. Said property is more
commonly known as: 556 CATRINA
COURT, STONE MOUNTAIN, GA
30087.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is
CITIMORTGAGE, INC., 5280 COR
PORATE DR, FREDERICK, MD
21703-8351; (866) 272-4749.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of CRYSTA F. WHITTAKER.
CITIMORTGAGE, INC.
As Attorney-in-Fact for
CRYSTA F. WHITTAKER
Phelan Hallinan & Jones, LLC
303 Perimeter Center North, Suite
800
Atlanta, GA 30346
Telephone: 770-393-4300
Fax: 770-393-4310
PH #++19289 WHITTAKER++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358451 7/10,7/17,7/24,7/31 wg
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY of DEKALB
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from TERESA WARD to
MORTGAGE ELECTRONIC REGIS
TRATION SYSTEMS, INC., AS
NOMINEE FOR HOME FUNDS DIR
ECT dated June 8, 2005, filed for re
cord July 6, 2005, and recorded in
Deed Book 17615, Page 561,
DEKALB County, Georgia Records,
as last transferred to U.S. BANK
TRUST, N.A., AS TRUSTEE FOR
LSF8 MASTER PARTICIPATION
TRUST by assignment recorded in
Deed Book 24255, Page 396,
DEKALB County, Georgia Records,
said Deed to Secure Debt having
been given to secure a Note dated
June 8, 2005 in the original principal
sum of ONE HUNDRED EIGHT
THOUSAND AND 0/100 DOLLARS
($108,000.00), with interest from date
at the rate stated in said Note on the
unpaid balance until paid, there will
be sold by the undersigned at public
outcry to the highest bidder for cash
before the Courthouse door at
DEKALB County, Georgia, within the
legal hours of sale on the first Tues
day in August, 2014, the following de
scribed property:
PERSILY & ASSOCIATES, P.C. FILE
NO. 052644
PROPERTY ADDRESS: 5815
CHRISTOPHER LANE, LITHONIA,
GA 30058
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 69, 16TH DISTRICT, DEKALB
COUNTY, GEORGIA, BEING LOT 1,
BLOCK F, RIDGEFIELD NORTH,
UNIT TWO, AS PER PLAT RECOR
DED IN PLAT BOOK 83, PAGE 5,
DEKALB COUNTY RECORDS,
WHICH PLAT IS HEREBY RE
FERRED TO AND MADE A PART
OF THIS DESCRIPTION
SUBJECT TO ANY RIGHT OF WAY
DEEDS OR OTHER
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is
TERESA WARD or a tenant or ten
ants. Said property is more com
monly known as: 5815 CHRISTOPH
ER LANE, LITHONIA, GA 30058.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is
CALIBER HOME LOANS, INC.,
13801 WIRELESS WAY, OK
LAHOMA CITY, OK 73134-2500;
(800) 401-6587.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of TERESA WARD.
U.S. BANK TRUST, N.A., AS
TRUSTEE FOR LSF8 MASTER
PARTICIPATION TRUST
As Attorney-in-Fact for
TERESA WARD
Phelan Hallinan & Jones, LLC
303 Perimeter Center North, Suite
800
Atlanta, GA 30346
Telephone: 770-393-4300
Fax: 770-3934310
PH # ++19594 WARD++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358452 7/10,7/17,7/24,7/31 wg
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY of DEKALB
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from JOCELYN DERAMUS to
EQUIFIRST CORPORATION dated
June 15, 2001, filed for record June
21, 2001, and recorded in Deed Book
12222, Page 422, DEKALB County,
Georgia Records, as last transferred
to CITIFINANCIAL MORTGAGE
COMPANY, INC. by assignment re
corded in Deed Book 12573, Page
165, DEKALB County, Georgia Re
cords, said Deed to Secure Debt hav
ing been given to secure a Note
dated June 15, 2001 in the original
principal sum of ONE HUNDRED
FORTY ONE THOUSAND FIVE
HUNDRED AND 0/100 DOLLARS
($141,500.00), with interest from date
at the rate stated in said Note on the
unpaid balance until paid, there will
be sold by the undersigned at public
outcry to the highest bidder for cash
before the Courthouse door at
DEKALB County, Georgia, within the
legal hours of sale on the first Tues
day in August, 2014, the following de
scribed property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 51 OF THE 16TH DISTRICT OF
DEKALB COUNTY, GEORGIA, BE
ING LOT 43, BLOCK A OF BEL
MONT RIDGE SUBDIVISION, UNIT
II, AS PER PLAT RECORDED IN
PLAT BOOK 109, PAGE 23-26,
DEKALB COUNTY, GEORGIA RE
CORDS, WHICH PLAT IS INCOR
PORATED HEREIN AND MADE A
PART HEREOF BY REFERENCE,
AND BEING KNOWN AS 5855 BEL
MONT RIDGE, LITHONIA, GEOR
GIA 30038, ACCORDING TO THE
PRESENT SYSTEM OF NUMBER
ING HOUSES IN DEKALB COUNTY,
GEORGIA.
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is
JOCELYN DERAMUS or a tenant or
tenants. Said property is more com
monly known as: 5855 BELMONT
RIDGE CIRCLE, LITHONIA, GA
30038.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is
CITIMORTGAGE, INC., 5280 COR
PORATE DR, FREDERICK, MD
21703-8351; (866) 272-4749.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of JOCELYN DERAMUS.
CITIMORTGAGE, INC. SUC
CESSOR BY MERGER TO CITIFIN
ANCIAL MORTGAGE COMPANY,
INC.
As Attorney-in-Fact for
JOCELYN DERAMUS
Phelan Hallinan & Jones, LLC
11675 Great Oaks Way, Suite 375
Alpharetta, GA 30022
Telephone: 770-393-4300
Fax: 770-393-4310
PH # ++19712 DERAMUS++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358455 7/10,7/17,7/24,7/31 wg
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY of DEKALB
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from VALERIE ORSBORN to
BANK OF AMERICA, N.A. dated
January 3, 2007, filed for record
January 9, 2007, and recorded in
Deed Book 19552, Page 311,
DEKALB County, Georgia Records,
Deed to Secure Debt having been
given to secure a Note dated Janu
ary 3, 2007 in the original principal
sum of ONE HUNDRED NINE
THOUSAND FIVE HUNDRED
TWENTY THREE AND 0/100 DOL
LARS ($109,523.00), with interest
from date at the rate stated in said
Note on the unpaid balance until
paid, there will be sold by the under
signed at public outcry to the highest
bidder for cash before the Court
house door at DEKALB County,
Georgia, within the legal hours of
sale on the first Tuesday in August,
2014, the following described prop
erty:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 195 OF THE 15TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING MORE PARTICULARLY DE
SCRIBED AS FOLLOWS:
BEGINNING AT A 1 INCH CRIMP
TOP LOCATED ON THE SOUTH
ERLY RIGHT OF WAY OF INDIAN
CREEK CIRCLE, SAID POINT BE
ING LOCATED 377.5 FEET WEST
ERLY, AS MEASURED ALONG THE
SOUTHERLY RIGHT OF WAY OF
INDIAN CREEK CIRCLE FROM THE
INTERSECTION OF THE SOUTH
ERLY RIGHT OF WAY OF INDIAN
CREEK CIRCLE AND INDIAN
CREEK DRIVE; RUNNING THENCE
SOUTH 07 DEGREES 08 MINUTES
00 SECONDS WEST 195.0 FEET
TO A 1 INCH CRIMP TOP; RUN
NING THENCE NORTH 88 DE
GREES 26 MINUTES 46 SECONDS
WEST 102.5 FEET TO A 1 INCH
CRIMP TOP; RUNNING THENCE
NORTH 07 DEGREES 53 MINUTES
48 SECONDS EAST 194.3 FEET TO
A 1 INCH CRIMP TOP LOCATED
ON THE SOUTHERLY RIGHT OF
WAY OF INDIAN CREEK CIRCLE;
RUNNING THENCE SOUTH 89 DE
GREES 00 MINUTES 00 SECONDS
EAST ALONG THE SOUTHERLY
RIGHT OF WAY OF INDIAN CREEK
CIRCLE, 100.00 FEET TO THE 1
INCH CRIMP TOP AND THE POINT
OF BEGINNING, BEING IM
PROVED PROPERTY KNOWN AS
NO. 4103 INDIAN CREEK CIRCLE,
ACCORDING TO THE PRESENT
SYSTEM OF NUMBERING HOUSES
IN DEKALB COUNTY, GEORGIA,
AND BEING MORE PARTICU
LARLY SHOWN ON SURVEY PRE
PARED BY GEORGIA LAND SUR
VEYING CO., INC., DATED
SEPTEMBER 5, 1997.
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is VALER
IE ORSBORN or a tenant or tenants.
Said property is more commonly
known as: 4103 INDIAN CREEK
CIRCLE, STONE MOUNTAIN, GA
30083.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is BANK
OF AMERICA, N.A., 7105 CORPOR
ATE DR, PLANO, TX 75024-4100;
(800) 669-6650.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as-