Newspaper Page Text
Page 32C
The Champion Legal Section, Thursday, July 31, 2014 www.championnewspaper.com
PLAT RECORDED IN PLAT BOOK
59, PAGE 152, DEKALB COUNTY
RECORDS, TO WHICH PLAT REF
ERENCE IS MADE FOR A MORE
DETAILED DESCRIPTION, BEING
IMPROVED PROPERTY KNOWN
AS 392 ARBOR RIDGE DRIVE,
STONE MOUNTAIN, ACCORDING
TO THE PRESENT SYSTEM OF
NUMBERING HOUSES IN DEKALB
COUNTY, GEORGIA.
FOR INFORMATIONAL PURPOSES
ONLY:
THE IMPROVEMENTS THEREON
BEING KNOWN AS 392 ARBOR
RIDGE DRIVE, STONE MOUNTAIN,
GEORGIA 30087.
BEING ALL AND THE SAME LOT
OF GROUND WHICH BY DEED
DATED AUGUST 3, 2007 AND RE
CORDED AUGUST 10, 2007 IN THE
OFFICE OF THE CLERK OF THE
SUPERIOR COURT OF DEKALB
COUNTY, GEORGIA IN BOOK
20209, PAGE 780 AS INSTRU
MENT NO. 2007-0146825 WAS
GRANTED AND CONVEYED BY
DEBORAH WALLACE, UNTO MAR
IE SPEARS.
ALSO BEING ALL AND THE SAME
LOT OF GROUND WHICH BY DEED
DATED DECEMBER 9, 2008 AND
RECORDED JANUARY 21, 2009 IN
THE OFFICE OF THE CLERK OF
THE SUPERIOR COURT OF
DEKALB COUNTY, GEORGIA IN
BOOK 21226, PAGE 109 AS IN
STRUMENT NO. 2009008933 WAS
GRANTED AND CONVEYED BY
MARIE SPEAR UNTO MARIE
SPEAR AND WILLIAM SPEAR.
PARCEL LD. NUMBER 1803103003
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is WILLI
AM SPEAR or a tenant or tenants.
Said property is more commonly
known as: 392 ARBOR RIDGE
DRIVE, STONE MOUNTAIN, GA
30087.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is BANK
OF AMERICA, N.A., 7105 CORPOR
ATE DR, PLANO, TX 75024-4100;
(800) 669-6650.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of WILLIAM SPEAR.
BANK OF AMERICA, N.A.
As Attorney-in-Fact for
MARIE SPEAR
WILLIAM SPEAR
Phelan Hallinan & Jones, LLC
303 Perimeter Center North, Suite
800
Atlanta, GA 30346
Telephone: 770-393-4300
Fax: 770-393-4310
++PH # 19417/SPEAR++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358471 7/10,7/17,7/24,7/31 JH
STATE OF GEORGIA
COUNTY of DEKALB
NOTICE OF SALE UNDER POWER
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from ALFRED G. PARKS, JR.
to INFINITY MORTGAGE CORPOR
ATION D/B/A RES-COM FINANCIAL
dated March 25, 2003, filed for re
cord June 19, 2003, and recorded in
Deed Book 14772, Page 751,
DEKALB County, Georgia Records,
and as re-recorded in the Deed Book
15732, Page 82, DEKALB County,
Georgia Records, and as re-recor-
ded in the Deed Book 16687, Page
357, DEKALB County, Georgia Re
cords, as last transferred to
CITIMORTGAGE, INC. by assign
ment recorded in Deed Book 24335,
Page 257, DEKALB County, Georgia
Records, said Deed to Secure Debt
having been given to secure a Note
dated March 25, 2003 in the original
principal sum of ONE HUNDRED
FORTY THREE THOUSAND SIX
HUNDRED SIXTY ONE AND 0/100
DOLLARS ($143,661.00), with in
terest from date at the rate stated in
said Note on the unpaid balance un
til paid, there will be sold by the un
dersigned at public outcry to the
highest bidder for cash before the
Courthouse door at DEKALB County,
Georgia, within the legal hours of
sale on the first Tuesday in August,
2014, the following described prop
erty:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 11 OF THE 15TH DISTRICT OF
DEKALB COUNTY, GEORGIA AND
BEING MORE PARTICULARLY DE
SCRIBED AS FOLLOWS; BEGIN
NING AT A POINT ON THE WEST
SIDE OF LOVELESS DRIVE TWO
THOUSAND FOUR HUNDRED
EIGHTY-TWO AND SEVENTY-FIVE
(2482.75) FEET SOUTHWESTERLY
AND SOUTHERLY FROM THE
POINT OF INTERSECTION OF THE
NORTHWEST LINE OF LOVELESS
DRIVE WITH THE SOUTH LINE OF
BOULDERCREST ROAD; RUN
NING THENCE SOUTH ALONG THE
WEST LINE OF LOVELESS DRIVE
TWO HUNDRED TEN (210)FEET TO
A CORNER; RUNNING THENCE
WESTERLY TWO HUNDRED TEN
(210) FEET TO AN IRON PIN
CORNER; RUNNING THENCE
NORTHERLY TWO HUNDRED TEN
(210) FEET TO AN IRON PIN
CORNER; RUNNING THENCE
EAST TWO HUNDRED TEN (210)
FEET TO LOVELESS DRIVE AT
THE POINT OF BEGINNING, BE
ING LOT 5, BLOCK A OF THE L. C.
LOVELESS PROPERTY AS PER
PLAT BY A. D. REYNOLDS, REG.
ENGR., DATED 8/31/59.
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is JUAN
ITA W. PARKS or a tenant or ten
ants. Said property is more com
monly known as: 4289 LOVELESS
PLACE, ELLENWOOD, GA 30294.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is
CITIMORTGAGE, INC., 5280 COR
PORATE DR, FREDERICK, MD
21703-8351; (866) 272-4749.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of JUANITA W. PARKS.
CITIMORTGAGE, INC.
As Attorney-in-Fact for
ALFRED G. PARKS, JR.
Phelan Hallinan & Jones, LLC
303 Perimeter Center North, Suite
800
Atlanta, GA 30346
Telephone: 770-393-4300
Fax: 770-393-4310
++PH # 19282/PARKS++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358472 7/10,7/17,7/24,7/31 JH
STATE OF GEORGIA
COUNTY of DEKALB
NOTICE OF SALE UNDER POWER
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from DOROTHY A. PHILLIPS
and WALLACE AUBRY PHILLIPS
to MORTGAGE ELECTRONIC RE
GISTRATION SYSTEMS, INC., AS
NOMINEE FOR FIDELITY MORT
GAGE, A DIVISION OF DELTA
FUNDING CORPORATION dated Ju
ly 6, 2007, filed for record July 23,
2007, and recorded in Deed Book
20155, Page 301, DEKALB County,
Georgia Records, as last transferred
to CITIMORTGAGE, INC. by assign
ment recorded in Deed Book 24297,
Page 120, DEKALB County, Georgia
Records, said Deed to Secure Debt
having been given to secure a Note
dated July 6,2007 in the original prin
cipal sum of EIGHTY THOUSAND
FIVE HUNDRED AND 0/100 DOL
LARS ($80,500.00), with interest from
date at the rate stated in said Note on
the unpaid balance until paid, there
will be sold by the undersigned at
public outcry to the highest bidder for
cash before the Courthouse door at
DEKALB County, Georgia, within the
legal hours of sale on the first Tues
day in August, 2014, the following de
scribed property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 170 OF THE 15TH DISTRICT
OF DEKALB COUNTY, GEORGIA,
BEING LOT 5 OF THE SUBDIVI
SION OF THE J.W. TONEY PROP
ERTY, AS PER PLAT RECORDED
IN PLAT BOOK 15, PAGE 13,
DEKALB COUNTY RECORDS, AND
BEING MORE PARTICULARLY DE
SCRIBED AS FOLLOWS:
BEGINNING AT AN IRON PIN ON
THE EAST RIGHT-OF-WAY OF
BONNER STREET 265 FEET
NORTH OF THE NORTHEAST IN
TERSECTION OF MELVILLE AVEN-
UE AND BONNER STREET;
THENCE EAST 200 FEET TO AN
IRON PIN; THENCE NORTH 65
FEET TO AN IRON PIN; THENCE
WEST 200 FEET TO AN IRON PIN
ON THE EAST RIGHT-OF-WAY OF
BONNER STREET; THENCE
SOUTH ALONG THE EAST RIGHT-
OF-WAY OF BONNER STREET
(AND FORMING AN INTERIOR
ANGLE OF 90 DEGREES, 40
MINUTES) 65 FEET TO THE IRON
PIN AT THE POINT OF BEGINNING,
BEING IMPROVED PROPERTY
KNOWN AS NO. 1946 BONNER
STREET, DEKALB COUNTY,
GEORGIA.
FOR INFORMATIONAL PURPOSES
ONLY: THE APN IS SHOWN BY
THE COUNTY ASSESSOR AS
1517011009; SOURCE OF TITLE IS
BOOK 9640, PAGE 365 (RECOR
DED 10/03/97)
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is
DOROTHY A. PHILLIPS and WAL
LACE AUBRY PHILLIPS or a tenant
or tenants. Said property is more
commonly known as: 1946 BONNER
STREET, DECATUR, GA 30032.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is
CITIMORTGAGE, INC., 5280 COR
PORATE DR, FREDERICK, MD
21703-8351; (866) 272-4749.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
Said property will be sold as the prop
erty of DOROTHY A. PHILLIPS and
WALLACE AUBRY PHILLIPS.
CITIMORTGAGE, INC.
As Attorney-in-Fact for
DOROTHY A. PHILLIPS
WALLACE AUBRY PHILLIPS
Phelan Hallinan & Jones, LLC
303 Perimeter Center North, Suite
800
Atlanta, GA 30346
Telephone: 770-393-4300
Fax: 770-393-4310
++PH # 18962/PHILLIPS++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-358476 7/10,7/17,7/24,7/31 JH
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
Under and by virtue of the Power of
Sale contained in a Security Deed
from MARIO ANTONIO PAYNE and
CHRYSTINA E. ROBBINS, NKA
CHRYSTINA E. PAYNE to MORT
GAGE ELECTRONIC REGISTRA
TION SYSTEMS, INC. AS NOMIN
EE FOR MORTGAGE INVESTORS
CORPORATION dated FEBRUARY
24, 2010, and recorded on MARCH
5, 2010, in DEED BOOK 21879,
PAGE 453, of the DEKALB County,
Georgia Records; as last assigned to
GREEN PLANET SERVICING, LLC
N/K/A PLANET HOME LENDING,
LLC, by Assignment dated DECEM
BER 13, 2013, and recorded on
DECEMBER 18, 2013, recorded at
DEED BOOK 24178, PAGE 251,
aforesaid records; conveying the
after-described property to secure a
Note in the original principal amount
of ONE HUNDRED TWELVE THOU
SAND, NINE HUNDRED SIX Dollars
and 00/100 ($112,906.00) with in
terest thereon as set forth therein,
there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of DEKALB County,
Georgia, within the legal hours of
sale on the first TUESDAY in AU
GUST 2014, the following described
property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 125 OF THE 15TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 21, BLOCK B, UNIT III OF
RAINBOW DRIVE SUBDIVISION,
AS PER PLAT THEREOF RECOR
DED IN PLAT BOOK 91, PAGE 54,
DEKALB COUNTY, GEORGIA RE
CORDS, WHICH RECORDED PLAT
IS INCORPORATED HEREIN BY
REFERENCE AND MADE A PART
OF THIS DESCRIPTION.
The indebtedness secured by said
Security Deed has been and is
hereby declared due and payable be
cause of, among other possible
events of default, non-payment of the
monthly installments as required by
said Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney's
fees (notice of intent to collect attor
ney's fees having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
The entity that has full authority to
negotiate, amend, and modify all
terms of the mortgage with the debt
or is: Planet Home Lending, LLC f/k/a
Green Planet Servicing LLC, 321 Re
search Parkway, Suite 303, Meriden,
CT 06450, (866) 882-8187. To the
best of the undersigned's knowledge
and belief, said property is also
known as 2565 Cloud Lane, Decatur,
Georgia, 30034, and the parties in
possession of the property are Mario
Antonio Payne and Chrystina E. Rob
bins, nka Chrystina E. Payne or a
tenant or tenants of said property.
PLANET HOME LENDING, LLC
F/K/A
GREEN PLANET SERVICING, LLC
As Attorney-in-Fact for
++MARIO ANTONIO PAYNE and
CHRYSTINA E. ROBBINS, NKA
CHRYSTINA E. PAYNE++
Kenney & Medina, P.C.
3302 McGinnis Ferry Road,
Suite 100
Suwanee, Georgia 30024
(770) 564-1600
THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
420-358478
7/24,7/31,8/7,8/14,8/21,8/28JH
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in a Security Deed
given by Ursula Mclawrence to
Mortgage Electronic Registration
Systems, Inc. as nominee for United
Wholesale Mortgage, its successors
and assigns, dated April 2, 2012, re
corded in Deed Book 22975, Page
740, DeKalb County, Georgia Re
cords, as last transferred to Lakeview
Loan Servicing, LLC by assignment
recorded in Deed Book 24255, Page
167, DeKalb County, Georgia Re
cords,conveying the after-described
property to secure a Note in the ori
ginal principal amount of SEVENTY-
TWO THOUSAND THREE HUN
DRED SEVENTY-FIVE AND 0/100
DOLLARS ($72,375.00), with in
terest thereon as set forth therein,
there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of DeKalb County,
Georgia, or at such place as may be
lawfully designated as an alternative,
within the legal hours of sale on the
first Tuesday in September, 2014, the
following described property: SEE
EXHIBIT “A” ATTACHED HERETO
AND MADE A PART HEREOF
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in Security Deed
and by law, including attorney’s fees
(notice of intent to collect attorney’s
fees having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
Lakeview Loan Servicing, LLC is the
holder of the Security Deed to the
property in accordance with OCGA §
44-14-162.2.
The entity that has full authority to
negotiate, amend, and modify all
terms of the mortgage with the debt
or is: M&T Bank, P.O. Box 1288, Buf
falo, NY 14240, 800-724-1633.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Ursula
Mclawrence or a tenant or tenants
and said property is more commonly
known as 5418 Rocky Pine Drive,
Lithonia, Georgia 30038.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
Lakeview Loan Servicing, LLC
as Attorney in Fact for
Ursula Mclawrence
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jgn 9/2/14
Our file no. 5342614-FT8
EXHIBIT “A”
All that tract or parcel of land lying
and being in Land Lot 44 of the 16th
District, DeKalb County, Georgia, be
ing Lot 23, Block V, Willow Brook
Subdivision, C Section, Phase One,
as per plat recorded in Plat Book 69,
Page 164, DeKalb County, Georgia
Records, which recorded plat is incor
porated herein by this reference and
made a part of this description. Said
property being known as 5418 Rocky
Pine Drive according to the present
system of numbering property in
DeKalb County, Georgia. Subject to
any easements or restrictions of re
cord.
MR/jgn 9/2/14
Our file no.
++5342614/ MCLAWRENCE -
FT8++
420-358493 7/10,7/17,7/24,7/31 wg
NOTICE OF SALE
GEORGIA, DEKALB COUNTY.
By virtue of a power of sale con
tained in that certain Security Deed
from HML REAL ESTATE SER
VICES, LLC. TO INSIDER’S CASH,
LLC dated May 4, 2012, and recor
ded on May 14, 2012 in Deed Book
23031, Pages 51-71, in the Office of
the Clerk of the Superior Court of
DeKalb County, Georgia, said Secur
ity Deed having originally been given
to secure that certain Commercial
Promissory Note (Interest Only)
dated May 4, 2012 between HML
REAL ESTATE SERVICES, LLC, in
the original principal amount of
Twenty-Eight Thousand and no/100
Dollars ($28,000.00), as well as all
extensions, renewals and modifica
tions thereof, together with any and
all other indebtedness, of any type or
description, then or thereafter owing
by HML REAL ESTATE SERVICES,
LLC, there will be sold by the under
signed, at public outcry, to the
highest bidder for cash, before the
courthouse door at Decatur, DeKalb
County, Georgia, within the legal
hours of sale on the first Tuesday in
August 2014, the following described
property:
All that tract or parcel of land lying
and being in Land Lot 16 of the 18th
District, DeKalb County, Georgia, be
ing Lot 3, Block A, Victoria Park Sub
division, Unit One, as per plat recor
ded in Plat Book 74, Page 132,
DeKalb County, Georgia Records,
which plat is incorporated herein by
reference and made a part of this de
scription. Said property being known
as 400 Prince of Wales according to
the present system of numbering
property in DeKalb County, Georgia.
Notice is given that INSIDER’S
CASH, LLC, 881 W. State Street,
Ste. 140-323, Pleasant Grove, UT
84062, telephone number (888) 624-
1303, is the entity with authority to
negotiate, amend, and modify the
terms of the above-referenced Secur
ity Deed.
The indebtedness secured by the
aforementioned Security Deed has
been, and is hereby declared imme
diately due and payable in full be
cause of the failure of HML REAL
ESTATE SERVICES, LLC, to main
tain payments upon said indebted
ness owing to INSIDER’S CASH,
LLC, in accordance with its terms.
Said indebtedness remaining in de
fault, this sale shall be made for the
purpose of paying such indebted
ness, as well as all expenses of this
sale, including attorneys' fees.
The above-described property will be
sold as the property of HML REAL
ESTATE SERVICES, LLC, its heirs,
successors or assigns and will be
sold subject to the following items
which may affect the title to said
property: all zoning and subdivision
ordinances and/or regulations; mat
ters which would be disclosed by an
accurate survey or an inspection of
the property; all liens for solid waste
and the like; all real property ad valor
em taxes or assessments, which may
constitute liens upon said property;
all liens which, under applicable law,
would take priority over the Security
Deed described above; and all ease
ments, restrictions, rights-of-way, se
curity deeds or other encumbrances
of record which have priority over the
referenced Security Deed.
To the best of the knowledge and be
lief of the undersigned, the party
presently in possession of said prop
erty is ++HML REAL ESTATE SER
VICES, LLC++, its heirs, successors
or assigns and/or a tenant or tenants.
THIS LAW FIRM IS ATTEMPTING
TO COLLECT A DEBT AND ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
INSIDER’S CASH, LLC
LEE DURHAM, LLC
By: David W. Orlowski
DAVID W. ORLOWSKI
Georgia Bar No. 554325
Attorneys for INSIDER’S CASH, LLC
Post Office Box 607
Albany, Georgia 31702-0607
(229) 431-3036
420-358494
7/24,7/31,8/7,8/14,8/21,8/28JH
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in a Security Deed
given by Deirdre Howard to Mort
gage Electronic Registration Sys
tems, Inc., as nominee for Bank of
America, N.A., its successors and as
signs, dated January 13, 2010, recor
ded in Deed Book 21825, Page 218,
DeKalb County, Georgia Records, as
last transferred to Lakeview Loan
Servicing, LLC by assignment recor
ded in Deed Book 24025, Page 266,
DeKalb County, Georgia
Records,conveying the after-de
scribed property to secure a Note in
the original principal amount of ONE
HUNDRED SEVENTEEN THOU
SAND EIGHT HUNDRED TWENTY-
SIX AND 0/100 DOLLARS
($117,826.00), with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bidder
for cash before the courthouse door
of DeKalb County, Georgia, or at
such place as may be lawfully desig
nated as an alternative, within the
legal hours of sale on the first Tues
day in September, 2014, the follow
ing described property: SEE EXHIB
IT “A” ATTACHED HERETO AND
MADE A PART HEREOF
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in Security Deed
and by law, including attorney’s fees
(notice of intent to collect attorney’s
fees having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
Lakeview Loan Servicing, LLC is the
holder of the Security Deed to the
property in accordance with OCGA §
44-14-162.2.
The entity that has full authority to
negotiate, amend, and modify all
terms of the mortgage with the debt
or is: M&T Bank, P.O. Box 1288, Buf
falo, NY 14240, 800-724-1633.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Deirdre
Howard or a tenant or tenants and
said property is more commonly
known as 725 Raven Springs Trl,
Stone Mountain, Georgia 30087
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
Lakeview Loan Servicing, LLC
as Attorney in Fact for
Deirdre Howard
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jgn 9/2/14
Our file no. 5354514-FT8
EXHIBIT “A”
All that tract or parcel of land lying
and being in Land Lot 24 of the 18th
District of DeKalb County, Georgia,
being Lot 14, Block B of Raven
Springs, Unit IV, as recorded in Plat
Book 69, Page 22 of the Public Re
cords of DeKalb County, Georgia and
being more particularly described as
725 Raven Springs Trail according to
the present system of numbering
property in DeKalb County, Georgia.
MR/jgn 9/2/14
Our file no.
++5354514/ HOWARD - FT8++