Newspaper Page Text
www.championnewspaper.com
The Champion Legal Sec
ion, Thursday, October 30, 2014
Page 25C
420-361195
10/9,10/16,10/23,10/30wg
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
THIS IS AN ATTEMPT TO COL
LECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in a Security Deed
given by HARRIS W. WOOD, AVIS
C. WOOD to BancPLUS Mortgage
Corp., dated 11/17/1992, recorded in
Deed Book 7554, Page 462, DeKalb
County, Georgia records, as last
transferred to Ocwen Loan Servicing,
LLC by assignment recorded or to be
recorded in the DeKalb County,
Georgia records conveying the after-
described property to secure a Note
in the original principal amount of
Seventy Thousand and 00/100 DOL
LARS ($70,000.00), with interest
thereon as set forth therein, there will
be sold at public outcry to the highest
bidder for cash before the court
house door of DeKalb County, Geor
gia, within the legal hours of sale on
the first Tuesday in November 2014,
the following described property:
All that tract or parcel of land lying
and being in Land Lot 23 of the 15th
District of DeKalb County, Georgia,
being more particularly described as
follows:
BEGINNING at a point on the North
east side of Bouldercrest Road
twelve hundred sixty five (1265) feet
East of the West Line of Land Lot 23;
thence running North 13 degrees 8
minutes 6 seconds East a distance of
Five hundred fifty two and fourteen
hundredths (552.14) feet to an iron
pin found; thence running South 57
degrees 59 minutes 4 seconds East
a distance of one hundred fifty
(150.00) feet to an iron pin found;
thence running South 12 degrees 12
minutes 55 seconds West a distance
of Five hundred (500.00) feet to an
iron pin found on the Northeast side
of Panthersville Road; thence run
ning North 78 degrees 16 minutes 0
seconds west a distance of One hun
dred fifty (150.00) feet along the
Northerly right of way of Panthers
ville Road, being an iron pin found
and the point of beginning.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in Security Deed
and by law, including attorney’s fees
(notice of intent to collect attorney’s
fees having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The entity that has full authority to
negotiate, amend, and modify all
terms of the mortgage with the debt
or is: Ocwen Loan Servicing, LLC,
1661 Worthington Road, Suite 100,
West Palm Beach, FL 33409, 561 -
682-8000. Please understand that
the secured creditor is not required
by law to negotiate, amend, or modi
fy the terms of the mortgage instru
ment.
To the best knowledge and belief of
the undersigned, the parties in pos
session of the property are Estate Of
Harris Wood, HARRIS W. WOOD,
Avis C. Wood, Richard L. Wood,
Debra Wood or a tenant or tenants
and said property is more commonly
known as 4325 Panthersville Rd, El-
lenwood, GA 30049.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
Ocwen Loan Servicing, LLC
as Attorney in Fact for HARRIS W.
WOOD, AVIS C. WOOD,
Weissman, Nowack, Curry, & Wilco
P.C.
Attn: Lender Services
One Alliance Center, 4th Floor
3500 Lenox Road
Atlanta, GA 30326
Our File# + + 017237-000505
WOOD++
420-362018 9/11,9/18,9/25,10/2
10/9,10/16,10/23,10/30WG
NOTICE OF SALE UNDER POWER
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Winsome Williamson to ABN Amro
Mortgage Group, Inc. dated 2/8/2002
and recorded in Deed Book 12972
Page 619, DeKalb County, Georgia
records; as last transferred to or ac
quired by Christiana Trust, a division
of Wilmington Savings Fund Society,
FSB, not in its individual capacity but
as Trustee of ARLP Trust 3, convey
ing the after-described property to se
cure a Note in the original principal
amount of $ 168,358.00, with in
terest at the rate specified therein,
there will be sold by the undersigned
at public outcry to the highest bidder
for cash before the Courthouse door
of DeKalb County, Georgia, within
the legal hours of sale on November
04, 2014 (being the first Tuesday of
said month unless said date falls on a
Federal Holiday), the following de
scribed property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND EIEING IN LAND
LOT 198 OF THE 16TH DISTRICT
OF DEKALB COUNTY, GEORGIA,
BEING LOT 21, BLOCK F, PROVID
ENCE POINT SUBDIVISION, UNIT
ll-B, AS PER PI-AT THEREOF RE
CORDED IN PLAT BOOK 121,
PAGES 2 AND 3, DEKALB COUNTY
RECORDS, WHICH PLAT IS IN
CORPORATED HEREIN BY REFER
ENCE.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney’s
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
1988 Locksley Terrace, Lithonia,
GA 30058 n/k/a 7601 Larkspur St,
Lithonia, GA 30058 together with all
fixtures and personal property at
tached to and constituting a part of
said property, if any. To the best
knowledge and belief of the under
signed, the party (or parties) in pos
session of the subject property is
(are): Winsome Williamson or tenant
or tenants.
Ocwen Loan Servicing, LLC is the
entity or individual designated who
shall have full authority to negotiate,
amend and modify all terms of the
mortgage.
Ocwen Loan Servicing, LLC
Foreclosure Loss Mitigation
1661 Worthington Road
Suite 100
West Palm Beach, FL 33409
1-877-596-8580
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
Christiana Trust, a division of Wilm
ington Savings Fund Society, FSB,
not in its individual capacity but as
Trustee of ARLP Trust 3 as agent
and Attorney in Fact for Winsome
Williamson
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1017-657316A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1017-657316A WILLIAM-
SON++
420-362020 9/18,9/25,10/2,10/9
10/16,10/23,10/30wg
NOTICE OF SALE UNDER POWER
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Juan I. Galotti and Rachel Marie
Lewit Galotti to Mortgage Electronic
Registration Systems, Inc. as nomin
ee for Acopia, LLC dated 2/22/2013
and recorded in Deed Book 23640
Page 719, DeKalb County, Georgia
records; as last transferred to or ac
quired by Franklin American Mort
gage Company, conveying the after-
described property to secure a Note
in the original principal amount of
$229,881.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash before the
Courthouse door of DeKalb County,
Georgia, within the legal hours of
sale on November 04, 2014 (being
the first Tuesday of said month un
less said date falls on a Federal Holi
day), the following described prop
erty:
All that tract or parcel of land lying
and being in Land Lots 245 and 269,
18th District, DeKalb County Georgia,
being Lot 2, Block D, Frontier Woods
Subdivision, Unit Two, according to
plat recorded in Plat Book 31, Page
93, DeKalb County Records, which
plat is hereby referred to and made a
part of this description.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney’s
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
2800 Pioneer Court, Atlanta, GA
30341 together with all fixtures and
personal property attached to and
constituting a part of said property, if
any. To the best knowledge and be
lief of the undersigned, the party (or
parties) in possession of the subject
property is (are): Juan I. Galotti and
Rachel Marie Lewit Galotti or tenant
or tenants.
Cenlar is the entity or individual des
ignated who shall have full authority
to negotiate, amend and modify all
terms of the mortgage.
Cenlar
Mortgage Servicing Representative
425 Phillips Boulevard
Ewing, NJ 08618
customerservice@loanadministration.
com
1-800-223-6527
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
Franklin American Mortgage Com
pany as agent and Attorney in Fact
for Juan I. Galotti and Rachel Marie
Lewit Galotti
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1010-134A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1010-134A GALOTTI++
420-362026
10/9,10/16,10/23,10/30WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of the Power of Sale con
tained in a Deed to Secure Debt from
Thomas Denney, aka Thomas
Denny, to Joyce Clement, dated
December 30, 2013, filed for record,
and recorded at Deed Book 24224,
Page 266 , DeKalb County, Georgia,
records, in the original principal
amount of $65,400.00, there will be
sold by the undersigned at public out
cry to the highest bidder for cash be
fore the DeKalb County Courthouse
door at Decatur, Georgia, within the
legal hours of sale on the first Tues
day in November, 2014, the follow
ing described property:
All that tract or parcel of land lying
and being in Land Lots 115 and 116
of the 18th District of DeKalb County,
Georgia, being identified and depic
ted as Condominium Unit No. G,
Building 2394, Norgate Manor Con
dominium, recorded in Condominium
Plat Book 4, page 149, DeKalb
County, Georgia, records, together
with all right, title and interest of
grantor in the unit and the appurten
ances thereto under that certain De
claration of Norgate Manor Con
dominium, a Condominium, as recor
ded in Deed Book 4660, page 444,
DeKalb County records (said Declar
ation including all exhibits thereto and
amendments thereto, hereinafter re
ferred to as the Declaration). The in
terest herein conveyed includes,
without limiting the generality of the
foregoing, the undivided percentage
interest in the common elements of
Norgate Manor Condominium, appur
tenant to the unit, as the same is spe
cified in the Declaration, being im
proved property known as 2394-G
Lawrenceville Highway, Decatur,
Georgia 30033.
The debt secured by the Deed to Se
cure Debt set forth hereinabove has
been and is hereby declared due be
cause of, among other possible
events of default, non-payment of
one of the installment payments re
quired under the Note secured
thereby. The debt remaining in de
fault, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney's fees.
Said property will be sold as the prop
erty of Thomas Denney, subject to
outstanding ad valorem taxes and/or
assessments. It is the knowledge and
belief of the undersigned that said
property is in the possession of the
said Thomas Denney.
Joyce Clement,
as Attorney in Fact for
++Thomas Denney++
Grover C. Bailey, Attorney at Law
2970 Clairmont Road, Suite 905
Atlanta, Georgia 30329
420-362027
10/9,10/16,10/23,10/30WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from JAMES THORNTON to 21st
Mortgage Corporation (by virtue of
that certain Assignment of Security
Deed, filed and recorded August 5,
2013 in Deed Book 23937, Page 164,
DEKALB COUNTY, Georgia Re
cords, assignee of Residential Fund
ing Company LLC as assignee of
Residential Funding Real Estate
Holdings, LLC as assignee of Home
comings Financial, LLC as assignee
of Freemont Investment & Loan)
(“21st Mortgage”), dated November
30, 2005, filed and recorded Decem
ber 8, 2005 in Deed Book 18198,
Page 467, DeKalb County, Georgia
Records (as amended, modified, or
revised from time to time, “Security
Deed”), said Security Deed having
been given to secure a Note in the
original principal amount of ONE
HUNDRED EIGHTY-SIX THOU
SAND SIX HUNDRED SEVENTY
AND NO/100THS DOLLARS
($186,670.00) (as amended, modi
fied, or revised from time to time, the
“Note”), with interest thereon as
provided for therein, there will be sold
at public outcry to the highest bidder
for cash before the courthouse door
of DEKALB COUNTY, Georgia, with
in the legal hours for sale on the first
Tuesday in November, 2014, all prop
erty described in said Security Deed,
including, but not limited to,
declarant's rights, if any, and, without
limitation, the following described
property (or so much thereof as has
not, as of said first Tuesday, by duly
executed and recorded instrument,
previously been released from the li
en of the Security Deed):
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 79 OF THE 18TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 42, LEGACY AT PINE
VALLEY WOODS SUBDIVISION,
AS PER PLAT RECORDED IN
PLAT BOOK 152, PAGES 36-44,
DEKALB COUNTY, GEORGIA RE
CORDS, SAID PLAT BEING INCOR
PORATED HEREIN BY REFER
ENCE THERETO.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note, including, but not
limited to, the nonpayment of the in
debtedness as and when due. The
indebtedness remaining in default,
this sale will be made for the pur
pose of paying the same, all ex
penses of the sale, including attor
neys’ fees and other payments
provided for under the terms of the
Security Deed and Note.
Said property will be sold subject to
the following items which may affect
the title to said property: all zoning or
dinances; matters which would be
disclosed by an accurate survey or
by inspection of the property; any
outstanding taxes, including, but not
limited to, ad valorem taxes, which
constitute liens upon said property;
special assessments; and all out
standing bills for public utilities which
constitute liens upon said property;
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is JAMES
THORNTON ortenant(s).
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the United States
Bankruptcy Code and (2) to final con
firmation and audit of the status of
the loan with the holder of the Secur
ity Deed. 21st Mortgage and its coun
sel are acting as debt collectors. Any
information obtained will be used for
that purpose.
21st Mortgage as Attorney-in-Fact for
++JAMES THORNTON++
Contact: Guillermo Todd, Esq.
Busch White Norton, LLP
3330 Cumberland Boulevard, Suite
300
Atlanta, Georgia 30339
Telephone (770) 790-3550
This is an attempt to collect a debt
and any information obtained will be
used for that purpose.
420-362028 10/9,10/16,10/23,10/30jb
NOTICE OF SALE UNDER POWER
OF SALE
STATE OF GEORGIA
COUNTY OF DEKALB
Because of a default in the payment
of the indebtedness secured by a Se
curity Deed executed by Via Real Es
tate, LLC to Brian Will, dated Octo
ber 25, 2013, and recorded in Deed
Book 24405, Page 775 of the DeKalb
County Records, securing a Note in
the original principal amount of
$107,000.00, the holder thereof pur
suant to said Deed and Note thereby
secured has declared the entire
amount of said indebtedness due and
payable and, pursuant to the power
of sale contained in said Deed, will
on the first Tuesday, November 4,
2014, during the legal hours of sale,
before the Courthouse door in said
County, sell at public outcry to the
highest bidder for cash, the property
described in said Deed, to-wit: All that
tract or parcel of land lying and being
in land lot 206, of the 15th district, of
Dekalb County, Georgia, recorded in
plat book 61, page 145, Dekalb
County, Georgia, which recorded plat
is incorporated herein by reference
for a more complete description of
said property. Said property is known
as 115 Dearborn Street SE, Atlanta,
GA 30317, together with all fixtures
and personal property attached to
and constituting a part of said prop
erty, if any. Said property will be sold
subject to any outstanding ad valor
em taxes (including taxes which are a
lien, whether or not now due and
payable), the right of redemption of
any taxing authority, any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above. The proceeds of
said sale will be applied to the pay
ment of said indebtedness and all ex
penses of said sale as provided in
said Deed, and the balance, if any,
will be distributed as provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor. The prop
erty is or may be in the possession of
++Amy L. Ransdell++, as sole mem
ber of Via Real Estate, LLC, suc
cessor in interest or tenant(s).
420-362041
10/9,10/16,10/23,10/30wg
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Because of a default in the payment
of the indebtedness secured by that
certain Security Deed, dated Septem
ber 22, 2014, executed by John W.
Hartman to Bank of America, N.A.,
recorded in Deed Book 22174, Page
526, DeKalb County, Georgia Deed
Records, and securing a Note in the
original principal amount of
$106,662.08, said Security Deed last
having been assigned to Green Tree
Servicing LLC, the current holder
thereof, has declared the entire
amount of said indebtedness evid
enced by the Note immediately due
and payable and, pursuant to the
power of sale contained in said Se
curity Deed, will, on the first Tuesday
in November, 2014 to-wit: November
4, 2014, during the legal hours of
sale, before the DeKalb County
Courthouse door, sell at public out
cry to the highest bidder for cash, the
following described real property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 73, 18TH DISTRICT, DEKALB
COUNTY, GEORGIA, BEING LOT
110, MOUNTAIN VILLAGE SUBDIVI
SION, PHASE III, AS PER PLAT RE
CORDED IN PLAT BOOK 76, PAGE
47, DEKALB COUNTY RECORDS,
WHICH PLAT IS HEREBY RE
FERRED TO AND MADE A PART
OF THIS DESCRIPTION.
The aforedescribed real property is
also known as 5293 Mountain Vil
lage Court, Stone Mountain, GA
30083, according to the present sys
tem of numbering houses in DeKalb
County, Georgia.
This sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit as to the amount and
status of the loan with the holder of
the Security Deed, including but not
limited to, a determination that the
borrower has not reinstated the loan
prior to the foreclosure sale.
The name, address and telephone
number of the individual or entity with
full authority to negotiate, amend and
modify all terms of the Note and Se
curity Deed is Green Tree Servicing
LLC, Attn: Loss Mitigation, 7360 S.
Kyrene Road, Mail Stop P-214,
Tempe, AZ 85283. The telephone
number is (877) 337-4141. The fax
number is (877) 265-9717.
Said real property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are a li
en, but not yet due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the real property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
To the extent that said real property
is comprised of more than one par
cel, said real property will be sold in
one or more parcels and in such or
der as the holder of the Security
Deed may determine.
Upon information and belief, said real
property is presently in the posses
sion or control of JOHN W. HART
MAN and the proceeds of said sale
will be applied to the payment of said
indebtedness and all the expenses of
said sale, including attorney's fees,
all as provided in said Security Deed
and the excess proceeds, if any, will
be distributed as provided by law.
GREEN TREE SERVICING LLC
as Attorney-in-Fact for
++JOHN W. HARTMAN++
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, 10th Floor
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM MAY BE AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE.
420-362042 10/9,10/16,10/23,10/30jh
STATE OF GEORGIA
COUNTY OF DEKALB
NOTICE OF SALE UNDER POWER
Because of a default in the payment
of the indebtedness secured by that
certain Security Deed, dated April 7,
2009, executed by Ronnice Sneed
to MORTGAGE ELECTRONIC RE
GISTRATION SYSTEMS, INC. as
nominee for Colonial Bank, recorded
in Deed Book 21371, Page 373,
DeKalb County, Georgia Deed Re
cords, and securing a Note in the ori
ginal principal amount of $56,949.00,
said Security Deed last having been
assigned to Central Mortgage Com
pany, the current holder thereof, has
declared the entire amount of said in
debtedness evidenced by the Note
immediately due and payable and,
pursuant to the power of sale con
tained in said Security Deed, will, on
the first Tuesday in November, 2014
to-wit: November 4, 2014, during the
legal hours of sale, before the
DeKalb County Courthouse door, sell
at public outcry to the highest bidder
for cash, the following described real
property:
All that tract or parcel of land lying
and being in Land Lots 8 and 25 of
the 16th District, DeKalb County,
Georgia, being Lot 44, Block B,
Phase III, Windsor Downs Subdivi
sion, as per plat thereof recorded in
Plat Book 95, page 93, DeKalb
County, Georgia Records, which re
corded plat is incorporated herein by
reference and made a part of this de
scription.
The aforedescribed real property is
also known as 4995 Windsor Down
Lane, Decatur, GA 30035, accord
ing to the present system of number
ing houses in DeKalb County, Geor
gia.
This sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit as to the amount and
status of the loan with the holder of
the Security Deed, including but not
limited to, a determination that the
borrower has not reinstated the loan
prior to the foreclosure sale.
The name, address and telephone
number of the individual or entity with
full authority to negotiate, amend and
modify all terms of the Note and Se
curity Deed is Central Mortgage
Company, Attn: Homeowner's Assist
ance Department, 801 John Barrow
Road, Suite 1, Little Rock, AR 72205.
The telephone number is 1-800-366-
2132, Option 1, ext. 5609.
Said real property will be sold sub
ject to any outstanding ad valorem
taxes (including taxes which are a li
en, but not yet due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the real property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
To the extent that said real property
is comprised of more than one par
cel, said real property will be sold in
one or more parcels and in such or
der as the holder of the Security
Deed may determine.
Upon information and belief, said real
property is presently in the posses
sion or control of RONNICE SNEED
and the proceeds of said sale will be
applied to the payment of said in
debtedness and all the expenses of
said sale, including attorney's fees,
all as provided in said Security Deed
and the excess proceeds, if any, will
be distributed as provided by law.
CENTRAL MORTGAGE COMPANY
as Attorney-in-Fact for
++RONNICE SNEED++
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, 10th Floor
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM MAY BE AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE.