Newspaper Page Text
Page 74C
www.championnewspaper.com
The Champion Legal Section, Thursday, November 6, 2014
AND BEING IN LAND LOT 171 OF
THE 15TH DISTRICT OF DEKALB
COUNTY, GEORGIA, BEING LOT 4,
BLOCK B, OF BUENA VISTA LAKE
SUBDIVISION, ACCORDING TO
PLAT RECORDED IN PLAT BOOK
19, PAGE 122, DEKALB COUNTY
RECORDS, AND BEING MORE
PARTICULARLY DESCRIBED AS
FOLLOWS:
BEGINNING AT AN IRON PIN LOC
ATED ON THE NORTH RIGHT OF
WAY LINE OF MARION CIRCLE,
EIGHTY FIVE AND SIX TENTHS
(85.6) FEET WEST AS MEASURED
ALONG THE NORTH RIGHT OF
WAY OF MARION CIRCLE FROM
THE POINT OF INTERSECTION OF
THE NORTH RIGHT OF WAY LINE
OF MARION CIRCLE WITH A
NORTHWEST RIGHT OF WAY LINE
OF WEST LAKESIDE DRIVE;
THENCE RUNNING WEST ALONG
THE NORTH RIGHT OF WAY LINE
OF MARION CIRCLE, SEVENTY
FIVE (75) FEET TO AN IRON PIN;
THENCE RUNNING NORTH ALONG
THE EAST LINE OF LOT 3 OF SAID
BLOCK AND SUBDIVISION, ONE
HUNDRED THIRTY ONE AND
THREE TENTHS (131.3) FEET TO
AN IRON PIN; THENCE RUNNING
EAST SEVENTY FIVE (75) FEET TO
AN IRON PIN; THENCE RUNNING
SOUTH ALONG THE WEST LINE
OF LOT 5 OF SAID BLOCK AND
SUBDIVISION, ONE HUNDRED
THIRTY (130) FEET TO AN IRON
PIN LOCATED ON THE NORTH
RIGHT OF WAY LINE OF MARION
CIRCLE, AT THE POINT OF BEGIN
NING, AND AT SAID POINT FORM
ING AN INTERIOR ANGLE OF 92
DEGREES 08 MINUTES WITH THE
NORTH RIGHT OF WAY LINE OF
MARION CIRCLE, ACCORDING TO
THE PRESENT SYSTEM OF NUM
BERING HOUSES IN DEKALB
COUNTY, GEORGIA. The debt se
cured by said Deed to Secure Debt
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Deed to Secure Debt. Because the
debt remains in default, this sale will
be made for the purpose of paying
the same and all expenses of this
sale, as provided in the Deed to Se
cure Debt and by law, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
RESURGENT CAPITAL SERVICES,
LP holds the duly endorsed Note and
is the current assignee of the Secur
ity Deed to the property. NEW PENN
FINANCIAL, LLC d/b/a SHELL-
POINT MORTGAGE SERVICING,
acting on behalf of and, as neces
sary, in consultation with FEDERAL
HOME LOAN MORTGAGE COR
PORATION (the current investor on
the loan), is the entity with the full au
thority to negotiate, amend, and
modify all terms of the loan. Pursu
ant to O.C.G.A. § 44 14 162.2, NEW
PENN FINANCIAL, LLC d/b/a
SHELLPOINT MORTGAGE SERVI
CING may be contacted at: NEW
PENN FINANCIAL, LLC d/b/a
SHELLPOINT MORTGAGE SERVI
CING, 55 BEATTIE PLACE, MAIL-
STOP 015, GREENVILLE, SC
29601, 866 825 2174. Please note
that, pursuant to O.C.G.A. § 44 14
162.2, the secured creditor is not re
quired to amend or modify the terms
of the loan. To the best knowledge
and belief of the undersigned, the
party/parties in possession of the
subject property known as 2286
MARION CIRCLE, DECATUR,
GEORGIA 30032 is/are: JAMES
HAWKINS or tenant/tenants. Said
property will be sold subject to (a)
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), (b) any mat
ters which might be disclosed by an
accurate survey and inspection of the
property, and (c) all matters of record
superior to the Deed to Secure Debt
first set out above, including, but not
limited to, assessments, liens, en
cumbrances, zoning ordinances,
easements, restrictions, covenants,
etc. The sale will be conducted sub
ject to (1) confirmation that the sale is
not prohibited under the U.S. Bank
ruptcy Code; and (2) final confirma
tion and audit of the status of the loan
with the holder of the security deed.
Pursuant to O.C.G.A. Section 9 13
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph. RESURGENT CAPITAL
SERVICES, LP as Attorney in Fact
for JAMES HAWKINS. THIS LAW
FIRM IS ACTING AS A DEBT COL
LECTOR ATTEMPTING TO COL
LECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
++00000004671905 HAWKINS++
BARRETT DAFFIN FRAPPIER LEV
INE & BLOCK, LLP 15000 Surveyor
Boulevard Addison, Texas 75001
Telephone: (972) 341 5398.
420-365402
11/6,11/13,11/20,11/27WG
Notice of Sale Under Power
State of Georgia
County of DEKALB
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by HERBERT R RAWLS
to PHH MORTGAGE SERVICES
CORPORATION , dated 01/31/1997,
and , DEKALB County, Georgia re
cords, as last assigned to PHH
MORTGAGE SERVICES CORPOR
ATION DOING BUSINESS AS PHH
MORTGAGE CORPORATION (the
Secured Creditor), by assignment,
conveying the after described prop
erty to secure a Note of even date in
the original principal amount of
$89,877.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash at the
DEKALB County Courthouse within
the legal hours of sale on the first
Tuesday in December, 2014, the fol
lowing described property: ALL THAT
TRACT OR PARCEL OF LAND LY
ING AND BEING IN LAND LOT 37
OF THE 18TH DISTRICT, DEKALB
COUNTY, GEORGIA, BEING LOT 1,
BLOCK A, MOUNTAIN WOODS
SUBDIVISION, AS PER PLAT RE
CORDED IN PLAT BOOK 61, PAGE
117, IN THE OFFICE OF THE
CLERK OF THE SUPERIOR COURT
OF DEKALB COUNTY, GEORGIA,
WHICH RECORDED PLAT IS IN
CORPORATED HEREIN BY REFER
ENCE AND MADE A PART OF THIS
DESCRIPTION. The debt secured by
said Deed to Secure Debt has been
and is hereby declared due because
of, among other possible events of
default, failure to pay the indebted
ness as and when due and in the
manner provided in the Note and
Deed to Secure Debt. Because the
debt remains in default, this sale will
be made for the purpose of paying
the same and all expenses of this
sale, as provided in the Deed to Se
cure Debt and by law, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
PHH MORTGAGE SERVICES COR
PORATION DOING BUSINESS AS
PHH MORTGAGE CORPORATION
holds the duly endorsed Note and is
the current assignee of the Security
Deed to the property. PHH MORT
GAGE CORP. F/K/A CENDANT
MORTGAGE CORP., acting on be
half of and, as necessary, in con
sultation with PHH MORTGAGE
SERVICES CORPORATION DOING
BUSINESS AS PHH MORTGAGE
CORPORATION (the current in
vestor on the loan), is the entity with
the full authority to negotiate, amend,
and modify all terms of the loan. Pur
suant to O.C.G.A. § 44 14 162.2,
PHH MORTGAGE CORP. F/K/A
CENDANT MORTGAGE CORP. may
be contacted at: PHH MORTGAGE
CORP. F/K/A CENDANT MORT
GAGE CORP., 2001 BISHOPS
GATE BLVD., MT. LAUREL, NJ
08054, 800 750 2518. Please note
that, pursuant to O.C.G.A. § 44 14
162.2, the secured creditor is not re
quired to amend or modify the terms
of the loan. To the best knowledge
and belief of the undersigned, the
party/parties in possession of the
subject property known as 5443
ROCKBRIDGE ROAD, STONE
MOUNTAIN, GEORGIA 30088 is/are:
HERBERT R RAWLS or tenant/ten
ants. Said property will be sold sub
ject to (a) any outstanding ad valor
em taxes (including taxes which are a
lien, but not yet due and payable), (b)
any matters which might be dis
closed by an accurate survey and in
spection of the property, and (c) all
matters of record superior to the
Deed to Secure Debt first set out
above, including, but not limited to,
assessments, liens, encumbrances,
zoning ordinances, easements, re
strictions, covenants, etc. The sale
will be conducted subject to (1) con
firmation that the sale is not prohib
ited under the U.S. Bankruptcy Code;
and (2) final confirmation and audit of
the status of the loan with the holder
of the security deed. Pursuant to
O.C.G.A. Section 9 13 172.1, which
allows for certain procedures regard
ing the rescission of judicial and non
judicial sales in the State of Georgia,
the Deed Under Power and other
foreclosure documents may not be
provided until final confirmation and
audit of the status of the loan as
provided in the preceding paragraph.
PHH MORTGAGE SERVICES COR
PORATION DOING BUSINESS AS
PHH MORTGAGE CORPORATION
as Attorney in Fact for HERBERT R
RAWLS. THIS LAW FIRM IS ACT
ING AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++00000004759023
RAWLS++ BARRETT DAFFIN
FRAPPIER LEVINE & BLOCK, LLP
15000 Surveyor Boulevard Addison,
Texas 75001 Telephone: (972) 341
5398.
420-365403
11/6,11/13,11/20,11/27WG
Notice of Sale Under Power
State of Georgia
County of DEKALB
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by MARY NEALS to SE
CURITY ONE LENDING , dated
02/16/2009, and Recorded on
04/27/2009 as Book No. 21397 and
Page No. 167, DEKALB County,
Georgia records, as last assigned to
REVERSE MORTGAGE SOLU
TIONS, INC. (the Secured Creditor),
by assignment, conveying the after
described property to secure a Note
of even date in the original principal
amount of $175,500.00, with interest
at the rate specified therein, there will
be sold by the undersigned at public
outcry to the highest bidder for cash
at the DEKALB County Courthouse
within the legal hours of sale on the
first Tuesday in December, 2014, the
following described property: ALL
THAT TRACT OR PARCEL OF
LAND LY ING AND BEING IN LAND
LOT 184, 15TH DISTRICT, DEKALB
COUNTY, GEORGIA, BEING MORE
PARTICULARLY DESCRIBED AS
FOLLOWS:
BEGINNING AT AN IRON PIN
PLACED AT THE CORNER
FORMED BY THE INTERSECTION
OF THE NORTH SIDE OF GLEN-
WOOD AVENUE (60 FOOT RIGHT
OF WAY) WITH THE EAST SIDE OF
THOMAS STREET (50 FOOT RIGHT
OF WAY); RUNNING THENCE
EAST ALONG THE NORTH SIDE
OF GLENWOOD AVENUE A DIS
TANCE OF 60 FEET TO A MARK IN
CONCRETE; RUNNING THENCE
NORTH 159 FEET TO AN IRON PIN
FOUND; RUNNING THENCE WEST
60 FEET TO AN IRON PIN PLACED
ON THE EAST SIDE OF THOMAS
STREET; RUNNING THENCE
SOUTH ALONG THE EAST SIDE OF
THOMAS STREET A DISTANCE OF
159 FEET TO AN IRON PIN
PLACED AT SAID INTERSECTION
AND THE POINT OF BEGINNING;
BEING IMPROVED PROPERTY
KNOWN AS 3440 GLENWOOD AV-
ENUE, ACCORDING TO THE
PRESENT SYSTEM OF NUMBER
ING HOUSES IN DEKALB COUNTY,
GEORGIA. SAID PROPERTY BE
ING DESCRIBED ACCORDING TO
A SURVEY FOR EDWARD
VANDERSLICE BY E. L. CHAMPAN,
JR., REGISTERED LAND SURVEY
OR #1743, DATED SEPTEMBER 9,
1972, AND BEING KNOWN AS LOT
16, BLOCK "Q" OF ALEXANDER
ESTATES SUBDIVISION. The debt
secured by said Deed to Secure Debt
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Deed to Secure Debt. Because the
debt remains in default, this sale will
be made for the purpose of paying
the same and all expenses of this
sale, as provided in the Deed to Se
cure Debt and by law, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
REVERSE MORTGAGE SOLU
TIONS, INC. holds the duly en
dorsed Note and is the current as
signee of the Security Deed to the
property. REVERSE MORTGAGE
SOLUTIONS, INC, acting on behalf
of and, as necessary, in consultation
with FEDERAL NATIONAL MORT
GAGE ASSOCIATION, A/K/A FAN
NIE MAE (the current investor on the
loan), is the entity with the full author
ity to negotiate, amend, and modify
all terms of the loan. Pursuant to
O.C.G.A. § 44 14 162.2, REVERSE
MORTGAGE SOLUTIONS, INC may
be contacted at: REVERSE MORT
GAGE SOLUTIONS, INC, 2727
SPRING CREEK DR, SPRING, TX
77373, 281 404 7800. Please note
that, pursuant to O.C.G.A. § 44 14
162.2, the secured creditor is not re
quired to amend or modify the terms
of the loan. To the best knowledge
and belief of the undersigned, the
party/parties in possession of the
subject property known as 3440
GLENWOOD ROAD, DECATUR,
GEORGIA 30032 is/are: MARY
NEALS or tenant/tenants. Said prop
erty will be sold subject to (a) any
outstanding ad valorem taxes (includ
ing taxes which are a lien, but not yet
due and payable), (b) any matters
which might be disclosed by an ac
curate survey and inspection of the
property, and (c) all matters of record
superior to the Deed to Secure Debt
first set out above, including, but not
limited to, assessments, liens, en
cumbrances, zoning ordinances,
easements, restrictions, covenants,
etc. The sale will be conducted sub
ject to (1) confirmation that the sale is
not prohibited under the U.S. Bank
ruptcy Code; and (2) final confirma
tion and audit of the status of the loan
with the holder of the security deed.
Pursuant to O.C.G.A. Section 9 13
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph. REVERSE MORTGAGE
SOLUTIONS, INC. as Attorney in
Fact for MARY NEALS. THIS LAW
FIRM IS ACTING AS A DEBT COL
LECTOR ATTEMPTING TO COL
LECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
++00000004711644 NEALS++ BAR
RETT DAFFIN FRAPPIER LEVINE &
BLOCK, LLP 15000 Surveyor
Boulevard Addison, Texas 75001
Telephone: (972) 341 5398.
420-365404
11/6,11/13,11/20,11/27WG
Notice of Sale Under Power
State of Georgia
County of DEKALB
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by BETTY J. MCCRORY
to MORTGAGE ELECTRONIC RE
GISTRATION SYSTEMS, INC.
("MERS") AS NOMINEE FOR
SOUTHSTAR FUNDING, LLC , dated
09/20/2005, and , DEKALB County,
Georgia records, as last assigned to
U.S. BANK, NATIONAL ASSOCI
ATION, AS TRUSTEE FOR MASTR
ASSET BACKED SECURITIES
TRUST 2006 AB1, MORTGAGE
PASS THROUGH CERTIFICATES,
SERIES 2006 AB1 (the Secured
Creditor), by assignment, conveying
the after described property to se
cure a Note of even date in the ori
ginal principal amount of $85,400.00,
with interest at the rate specified
therein, there will be sold by the un
dersigned at public outcry to the
highest bidder for cash at the
DEKALB County Courthouse within
the legal hours of sale on the first
Tuesday in December, 2014, the fol
lowing described property: ALL THAT
TRACT OR PARCEL OF LAND LY
ING AND BEING IN LAND LOT 185
OF THE 15TH DISTRICT, DEKALB
COUNTY, GEORGIA, BEING LOT 4,
BLOCK X OF SECTION 2,
BELVEDERE PARK, AS PER PLAT
RECORDED IN PLAT BOOK 21,
PAGE 158, DEKALB COUNTY,
GEORGIA RECORDS, TO WHICH
PLAT REFERENCE IS MADE FOR A
MORE DETAILED DESCRIPTION.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, failure
to pay the indebtedness as and when
due and in the manner provided in
the Note and Deed to Secure Debt.
Because the debt remains in default,
this sale will be made for the pur
pose of paying the same and all ex
penses of this sale, as provided in
the Deed to Secure Debt and by law,
including attorney’s fees (notice of in
tent to collect attorney's fees having
been given). U.S. BANK, NATIONAL
ASSOCIATION, AS TRUSTEE FOR
MASTR ASSET BACKED SECURIT
IES TRUST 2006 AB1, MORTGAGE
PASS THROUGH CERTIFICATES,
SERIES 2006 AB1 holds the duly en
dorsed Note and is the current as
signee of the Security Deed to the
property. AMERICA'S SERVICING
COMPANY, acting on behalf of and,
as necessary, in consultation with
U.S. BANK, NATIONAL ASSOCI
ATION, AS TRUSTEE FOR MASTR
ASSET BACKED SECURITIES
TRUST 2006 AB1, MORTGAGE
PASS THROUGH CERTIFICATES,
SERIES 2006 AB1 (the current in
vestor on the loan), is the entity with
the full authority to negotiate, amend,
and modify all terms of the loan. Pur
suant to O.C.G.A. § 44 14 162.2,
AMERICA'S SERVICING COM
PANY may be contacted at: AMER
ICA'S SERVICING COMPANY, 3476
STATEVIEW BLVD, FORT MILL, SC
29715, 800 288 3212. Please note
that, pursuant to O.C.G.A. § 44 14
162.2, the secured creditor is not re
quired to amend or modify the terms
of the loan. To the best knowledge
and belief of the undersigned, the
party/parties in possession of the
subject property known as 1664 SAN
GABRIEL AVE, DECATUR, GEOR
GIA 30032 is/are: BETTY J. MC
CRORY or tenant/tenants. Said prop
erty will be sold subject to (a) any
outstanding ad valorem taxes (includ
ing taxes which are a lien, but not yet
due and payable), (b) any matters
which might be disclosed by an ac
curate survey and inspection of the
property, and (c) all matters of record
superior to the Deed to Secure Debt
first set out above, including, but not
limited to, assessments, liens, en
cumbrances, zoning ordinances,
easements, restrictions, covenants,
etc. The sale will be conducted sub
ject to (1) confirmation that the sale is
not prohibited under the U.S. Bank
ruptcy Code; and (2) final confirma
tion and audit of the status of the loan
with the holder of the security deed.
Pursuant to O.C.G.A. Section 9 13
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph. U.S. BANK, NATIONAL
ASSOCIATION, AS TRUSTEE FOR
MASTR ASSET BACKED SECURIT
IES TRUST 2006 AB1, MORTGAGE
PASS THROUGH CERTIFICATES,
SERIES 2006 AB1 as Attorney in
Fact for BETTY J. MCCRORY. THIS
LAW FIRM IS ACTING AS A DEBT
COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMA
TION OBTAINED WILL BE USED
FOR THAT PURPOSE.
++20120134002415 MCCRORY++
BARRETT DAFFIN FRAPPIER LEV
INE & BLOCK, LLP 15000 Surveyor
Boulevard Addison, Texas 75001
Telephone: (972) 341 5398.
420-365405
11/6,11/13,11/20,11/27WG
Notice of Sale Under Power
State of Georgia
County of DEKALB
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by ELRADO G RAMSAY
to BANK OF AMERICA, N.A., dated
06/15/2007, and Recorded on
06/28/2007 as Book No. 20082 and
Page No. 558, DEKALB County,
Georgia records, as last assigned to
BANK OF AMERICA, N.A. (the Se
cured Creditor), by assignment, con
veying the after described property to
secure a Note of even date in the ori-
ginal principal amount of
$157,680.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash at the
DEKALB County Courthouse within
the legal hours of sale on the first
Tuesday in December, 2014, the fol
lowing described property: ALL THAT
TRACT OR PARCEL OF LAND LY
ING AND BEING IN LAND LOT 8 OF
THE 16TH DISTRICT OF DEKALB
COUNTY, GEORGIA, BEING LOT 8,
BLOCK "A" OF MILLER OAKS ES
TATES, AS PER PLAT RECORDED
IN PLAT BOOK 118, PAGES 2 3,
RECORDS OF DEKALB COUNTY,
GEORGIA, WHICH PLAT IS INCOR
PORATED HEREIN BY REFER
ENCE.
BEING THE SAME PROPERTY AS
CONVEYED BY WARRANTY DEED
RECORDED IN DEED BOOK 12075,
PAGE 45, DEKALB COUNTY,
GEORGIA RECORDS. The debt se
cured by said Deed to Secure Debt
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Deed to Secure Debt. Because the
debt remains in default, this sale will
be made for the purpose of paying
the same and all expenses of this
sale, as provided in the Deed to Se
cure Debt and by law, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
BANK OF AMERICA, N.A. holds the
duly endorsed Note and is the cur
rent assignee of the Security Deed to
the property. BANK OF AMERICA,
N.A., AS SUCCESSOR BY MER
GER TO BAC HOME LOANS SERVI
CING, LP, acting on behalf of and, as
necessary, in consultation with BANK
OF AMERICA, N.A. (the current in
vestor on the loan), is the entity with
the full authority to negotiate, amend,
and modify all terms of the loan. Pur
suant to O.C.G.A. § 44 14 162.2,
BANK OF AMERICA, N.A., AS SUC
CESSOR BY MERGER TO BAC
HOME LOANS SERVICING, LP may
be contacted at: BANK OF AMER
ICA, N.A., AS SUCCESSOR BY
MERGER TO BAC HOME LOANS
SERVICING, LP, 7105 CORPOR
ATE DRIVE, PLANO, TX 75024, 800
669 6650. Please note that, pursuant
to O.C.G.A. § 44 14 162.2, the se
cured creditor is not required to
amend or modify the terms of the
loan. To the best knowledge and be
lief of the undersigned, the
party/parties in possession of the
subject property known as 4988
TRUITT LANE, DECATUR, GEOR
GIA 30035 is/are: ELRADO G RAM
SAY or tenant/tenants. Said property
will be sold subject to (a) any out
standing ad valorem taxes (including
taxes which are a lien, but not yet
due and payable), (b) any matters
which might be disclosed by an ac
curate survey and inspection of the
property, and (c) all matters of record
superior to the Deed to Secure Debt
first set out above, including, but not
limited to, assessments, liens, en
cumbrances, zoning ordinances,
easements, restrictions, covenants,
etc. The sale will be conducted sub
ject to (1) confirmation that the sale is
not prohibited under the U.S. Bank
ruptcy Code; and (2) final confirma
tion and audit of the status of the loan
with the holder of the security deed.
Pursuant to O.C.G.A. Section 9 13
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph. BANK OF AMERICA,
N.A. as Attorney in Fact for ELRADO
G RAMSAY. THIS LAW FIRM IS
ACTING AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT A
DEBT. ANY INFORMATION OB
TAINED WILL BE USED FOR THAT
PURPOSE. ++00000004560413
RAMSAY++ BARRETT DAFFIN
FRAPPIER LEVINE & BLOCK, LLP
15000 Surveyor Boulevard Addison,
Texas 75001 Telephone: (972) 341
5398.
420-365406
11/6,11/13,11/20,11/27WG
Notice of Sale Under Power
State of Georgia
County of DEKALB
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by MAXIMILLIAN W MC
CLAIN to BANK OF AMERICA, N.A.,
dated 08/04/2008, and Recorded on
08/15/2008 as Book No. 20998 and
Page No. 699, DEKALB County,
Georgia records, as last assigned to
BANK OF AMERICA, N.A. (the Se
cured Creditor), by assignment, con
veying the after described property to
secure a Note of even date in the ori-
ginal principal amount of
$129,900.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash at the
DEKALB County Courthouse within
the legal hours of sale on the first
Tuesday in December, 2014, the fol
lowing described property: ALL THAT
TRACT OR PARCEL OF LAND LY
ING AND BEING IN LAND LOT 51
OF THE 18TH DISTRICT OF
DEKALB COUNTY, GEORGIA, AND
BEING IDENTIFIED AND DEPIC
TED AS UNIT NO. 118A, (HEREIN
AFTER SOMETIMES REFERRED
TO AS THE "UNIT") OF NORTH
DECATUR COURTYARDS CON
DOMINIUM, PHASE TWO, TO
GETHER WITH ALL RIGHT, TITLE
AND INTEREST IN THE UNIT AND
THE APPURTENANCES THERETO
UNDER THAT CERTAIN DECLARA
TION OF CONDOMINIUM RECOR
DED AT DEED BOOK 5249, PAGE
387, IN THE OFFICE OF THE
CLERK OF SUPERIOR COURT OF
DEKALB COUNTY, GEORGIA RE
CORDS, AS AMENDED (SAID DE
CLARATION, TOGETHER WITH ALL
EXHIBITS THERETO AND AMEND
MENTS THERETO AND AS MAY BE
AMENDED FROM TIME TO TIME,
HEREINAFTER BEING REFERRED
TO COLLECTIVELY AS THE "DE
CLARATION") AND PLAT FOR
NORTH DECATUR COURTYARDS
CONDOMINIUM, PHASE TWO, RE
CORDED AT CONDOMINIUM PLAT
BOOK 6, PAGE 46B, AFORESAID
RECORDS. THE INTEREST
HEREIN INCLUDES, WITHOUT LIM
ITING THE GENERALITY OF THE
FOREGOING, THE UNDIVIDED
PERCENTAGE INTEREST IN THE
COMMON ELEMENTS OF NORTH
DECATUR COURTYARDS CON
DOMINIUM, PHASE TWO, APPUR
TENANT TO THE UNIT, AS THE
SAME IS SPECIFIED IN THE DE
CLARATION, (THE ABOVE DE
SCRIBED PROPERTY BEING
HEREINAFTERCALLED THE
"PROPERTY"), The debt secured by
said Deed to Secure Debt has been
and is hereby declared due because
of, among other possible events of
default, failure to pay the indebted
ness as and when due and in the
manner provided in the Note and
Deed to Secure Debt. Because the
debt remains in default, this sale will
be made for the purpose of paying
the same and all expenses of this
sale, as provided in the Deed to Se
cure Debt and by law, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
BANK OF AMERICA, N.A. holds the
duly endorsed Note and is the cur
rent assignee of the Security Deed to
the property. BANK OF AMERICA,
N.A., AS SUCCESSOR BY MER
GER TO BAC HOME LOANS SERVI
CING, LP, acting on behalf of and, as
necessary, in consultation with BANK
OF AMERICA, N.A. (the current in
vestor on the loan), is the entity with
the full authority to negotiate, amend,
and modify all terms of the loan. Pur
suant to O.C.G.A. § 44 14 162.2,
BANK OF AMERICA, N.A., AS SUC
CESSOR BY MERGER TO BAC
HOME LOANS SERVICING, LP may
be contacted at: BANK OF AMER
ICA, N.A., AS SUCCESSOR BY
MERGER TO BAC HOME LOANS
SERVICING, LP, 7105 CORPOR
ATE DRIVE, PLANO, TX 75024, 800
669 6650. Please note that, pursuant
to O.C.G.A. § 44 14 162.2, the se
cured creditor is not required to
amend or modify the terms of the
loan. To the best knowledge and be
lief of the undersigned, the
party/parties in possession of the
subject property known as 453
SHERMAN WAY 453, DECATUR,
GEORGIA 30033 is/are: MAXIMIL
LIAN W MCCLAIN or tenant/tenants.
Said property will be sold subject to
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) any
matters which might be disclosed by
an accurate survey and inspection of
the property, and (c) all matters of re
cord superior to the Deed to Secure
Debt first set out above, including,
but not limited to, assessments, liens,
encumbrances, zoning ordinances,
easements, restrictions, covenants,
etc. The sale will be conducted sub
ject to (1) confirmation that the sale is
not prohibited under the U.S. Bank
ruptcy Code; and (2) final confirma
tion and audit of the status of the loan
with the holder of the security deed.
Pursuant to O.C.G.A. Section 9 13
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph. BANK OF AMERICA,
N.A. as Attorney in Fact for MAXIMIL
LIAN W MCCLAIN. THIS LAW FIRM
IS ACTING AS A DEBT COLLECT
OR ATTEMPTING TO COLLECT A
DEBT. ANY INFORMATION OB
TAINED WILL BE USED FOR THAT
PURPOSE. ++00000004592499 MC-
CLAIN++ BARRETT DAFFIN FRAP
PIER LEVINE & BLOCK, LLP 15000
Surveyor Boulevard Addison, Texas
75001 Telephone: (972) 341 5398.
420-365407
11/6,11/13,11/20,11/27WG
Notice of Sale Under Power
State of Georgia
County of DEKALB
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by DANIELLE Y LYONS
to BANK OF AMERICA, N.A., dated
09/09/2008, and Recorded on
09/15/2008 as Book No. 21045 and
Page No. 480, DEKALB County,
Georgia records, as last assigned to
BANK OF AMERICA, N.A. (the Se
cured Creditor), by assignment, con
veying the after described property to
secure a Note of even date in the ori-
ginal principal amount of
$124,900.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash at the