Newspaper Page Text
Page 54C
The Champion Legal Section, Thursday, December 11, 2014 www.championnewspaper.com
Select Portfolio Servicing, Inc.
Loan Resolution Department
3815 South West Temple
Salt Lake City, UT 84115
(888) 349-8955
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Linder Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
The Bank of New York Mellon, f/k/a
The Bank of New York, as successor-
in-interest to JPMorgan Chase Bank,
N.A., as Trustee for Bear Stearns As
set Backed Securities Trust 2005-
SD4, Mortgage Pass-Through Certi
ficates, Series 2005-SD4 as agent
and Attorney in Fact for Ehab Sabree
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1012-660497A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR-
POSE. + + 1012-660497A/
SABREE++
420-366023 12/11,12/18,12/25,1/1jh
STATE OF GEORGIA
COUNTY OF DEKALB
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of
sale contained in that certain Deed to
Secure Debt from Kimbala D Brown
ing and Sebastian Browning to
Mortgage Electronic Registration
Systems, Inc. as nominee for Princip
al Residential Mortgage, Inc., its suc
cessors and assigns, in the original
principal amount of $112,000.00
dated 03/12/2003, and recorded in
Deed Book 14368, page 329, DeKalb
County records, said Security Deed
being last transferred and assigned
to CitiMortgage, Inc. in Deed Book
22968, page 722, DeKalb County re
cords, the undersigned will sell at
public outcry to the highest bidder for
cash before the Courthouse door in
said County, during the legal hours of
sale, on the first Tuesday of January,
2015 by CitiMortgage, Inc., as Attor-
ney-in-Fact for Kimbala D Browning
and Sebastian Browning the follow
ing described property:
All that tract or parcel of land lying
and being in Land Lot 99 of the 16th
District, DeKalb County, Georgia, and
being Lot 11, Block E, The Ever
greens Subdivision, Unit I, as per plat
recorded in Plat Book 86, Page 34,
DeKalb County Records, which is in
corporated herein by reference and
made a part hereof; being known as
1232 Baywood Glen, Lithonia, Geor
gia.
Property known as: 1232 Baywood
Glen, Lithonia, GA 30058
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the in
debtedness secured thereby, this
sale will be made for the purposes of
paying the same and all expenses of
sale, including attorney's fees, (no
tice having been given as provided
by law).
The property will be sold as the prop
erty of Kimbala D Browning and Se
bastian Browning subject to the fol
lowing:
(1) all prior restrictive covenants,
easements, rights-of-way or encum
brances; (2) all valid zoning ordin
ances; (3) matters which would be
disclosed by an accurate survey of
the property; (4) the outstanding ad
valorem taxes and assessments, if
any; (5) unpaid water and sewage
bills, that constitute liens against the
property, whether due and payable or
not yet due and payable; and (6) mat
ters of record superior to the security
deed first set out above.
CitiMortgage, Inc. holds the Note and
referenced Security Deed and ser
vices the loan on behalf of Federal
Home Loan Mortgage Corporation,
the current owner of your loan. Pur
suant to O.C.G.A. Section 44-14-
162.2 the name of the person or en
tity who has the full authority to nego
tiate, amend, or modify the terms of
the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PH: 866-272-4749
Pursuant to O.C.G.A Section 44-14-
162.2, nothing contained in this No
tice of Sale shall obligate any entity
to negotiate, amend, or modify said
indebtedness.
To the best of the undersigned's
knowledge and belief, the party in
possession is Kimbala D Browning
and Sebastian Browning.
CitiMortgage, Inc., as Attorney-in-fact
for Kimbala D Browning and Sebasti
an Browning.
This law firm is acting as a debt col
lector attempting to collect a debt,
any information obtained will be used
for that purpose.
Pendergast & Associates, P.C.
115 Perimeter Center Place
South Terraces, Suite 1000
Atlanta, GA 30346
Phone - 770-392-0398
Toll Free-866-999-7088
www.penderlaw.com
Our File No.
++13-01960-4/ BROWNING++
420-366024 12/11,12/18,12/25,1/1jh
NOTICE OF SALE UNDER POWER,
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Leslie A. Lindsey and Robert D.
Lindsey to Mortgage Electronic Re
gistration Systems, Inc. as nominee
for Countrywide Home Loans, Inc.
dated 1/7/2004 and recorded in Deed
Book 15714 Page 365, DeKalb
County, Georgia records; as last
transferred to or acquired by
PennyMac Loan Services, LLC, con
veying the after-described property to
secure a Note in the original princip
al amount of $ 149,594.00, with in
terest at the rate specified therein,
there will be sold by the undersigned
at public outcry to the highest bidder
for cash before the Courthouse door
of DeKalb County, Georgia, within
the legal hours of sale on January 06,
2015 (being the first Tuesday of said
month unless said date falls on a
Federal Holiday), the following de
scribed property:
All that tract or parcel of land lying
and being in Land Lot 256 of the 18th
District of DeKalb County, Georgia,
being part of Lot 37, Block B, Unit II,
Leeshire Subdivision, as per plat re
corded in Plat Book 78, Page 46,
DeKalb County, Georgia records, and
being more particularly described as
fellows:
Beginning at the point of intersection
of the line dividing Lots 37 and 38 of
the aforesaid unit and subdivision
with the southeasterly right-of-way
line of the cul de sac of Leeshire
Road, which point is the true POINT
OF BEGINNING; from said true point
of beginning thus established, run
thence Northeasterly along the
Southeasterly right of way line of the
western most cul de sac of Leeshire
Road and following the curvature
thereof 48.35 feet to a point: running
thence South 24 degrees 01 minutes
29 seconds East 45.61 feet to a
point; running thence South 34 de
grees 22 minutes 45 seconds East
68.16 feet to a point; running thence
South 44 degrees 26 minutes 50
seconds East 46.15 feet to a point on
the land lot line common to Land Lots
223 and 256: running thence South
87 degrees 54 minutes 11 seconds
West along said land lot line 64.42
feet to a point; running thence South
87 degrees 53 minutes 13 seconds
West along said Land Lot line 14.90
feet to a point at the intersection of
said Land Lot Line with the boundary
line dividing Lots 37 and 38 of said
block, unit, subdivision and plat; run
ning thence North 23 degrees 11
minutes 41 seconds West along said
boundary line dividing said Lots 37
and 38, a distance of 109.08 feet to
the point of beginning: being im
proved property known as 2524 Lee
shire Road, according to the present
system of numbering houses in
DeKalb County, Georgia.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney's
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
2524 Leeshire Road, Tucker, GA
30084 together with all fixtures and
personal property attached to and
constituting a part of said property, if
any. To the best knowledge and be
lief of the undersigned, the party (or
parties) in possession of the subject
property is (are): Robert D. Lindsey
and Leslie A. Lindsey or tenant or
tenants.
PennyMac Loan Services, LLC is the
entity or individual designated who
shall have full authority to negotiate,
amend and modify all terms of the
mortgage.
PennyMac Loan Services, LLC
Loss Mitigation
6101 Condor Drive
Moorpark, CA 93021
1-800-549-3583
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
PennyMac Loan Services, LLC as
agent and Attorney in Fact for Leslie
A. Lindsey and Robert D. Lindsey
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1120-13380A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1120-13380A/ LINDSEY++
420-366025
12/11,12/18,12/25,1/1WG
NOTICE OF SALE UNDER POWER
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Leah Simmons to Bank of America,
N.A. dated 8/1/2006 and recorded in
Deed Book 19178 Page 249, DeKalb
County, Georgia records; as last
transferred to or acquired by US
Bank National Association as Legal
Title Trustee for Truman 2013 SC3
Title Trust, conveying the after-de
scribed property to secure a Note in
the original principal amount of $
110,600.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash before the
Courthouse door of DeKalb County,
Georgia, within the legal hours of
sale on January 06, 2015 (being the
first Tuesday of said month unless
said date falls on a Federal Holiday),
the following described property:
All that tract or parcel of land lying
and being in Land Lot 12 of the 16th
District, DeKalb County, Georgia, be
ing Lot 8, Block C, of Salem West
Subdivision, as per plat recorded in
Plat Book 59, Page 44, DeKalb
County, Georgia Records, which plat
is incorporated herein by reference
and made a part of this description.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney’s
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
3315 Moravia Drive, Lithonia, GA
30038 together with all fixtures and
personal property attached to and
constituting a part of said property, if
any. To the best knowledge and be
lief of the undersigned, the party (or
parties) in possession of the subject
property is (are): Leah Simmons or
tenant or tenants.
Rushmore Loan Management Ser
vices, LLC is the entity or individual
designated who shall have full au
thority to negotiate, amend and modi
fy all terms of the mortgage.
Rushmore Loan Management Ser
vices, LLC
PO Box 52708
Irvine, CA 92619
888.504.7300
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
US Bank National Association as
Legal Title Trustee for Truman 2013
SC3 Title Trust as agent and Attor
ney in Fact for Leah Simmons
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1208-386A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1208-386A SIMMONS++
420-366026 12/11,12/18,12/25,1/1jh
STATE OF GEORGIA
COUNTY OF DEKALB
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of
sale contained in that certain Deed to
Secure Debt from Fred D Rowe and
Tamara N Rowe to ABN AMRO
Mortgage Group, Inc. in the original
principal amount of $137,300.00
dated 04/28/2006, and recorded in
Deed Book 18683, page 240, DeKalb
County records, the undersigned will
sell at public outcry to the highest
bidder for cash before the Court
house door in said County, during the
legal hours of sale, on the first Tues
day of January, 2015 by CitiMort
gage, Inc. successor by merger to
ABN AMRO Mortgage Group, Inc., as
Attorney-in-Fact for Fred D Rowe and
Tamara N Rowe the following de
scribed property:
All that tract or parcel of land lying
and being in Land Lots 40 and 41 of
the 18th District of DeKalb County,
Georgia, being more particularly de
scribed as follows:
Beginning at a 1/2" rebar found at the
intersection of the northerly right-of-
way line of Dahlia Drive with the
northwesterly right-of-way line of
Spruce Drive (said point also being
located at the southeast corner of Lot
1333 hereinafter referred to); running
thence along the northerly line of
Dahlia Drive South 88 degrees 48
minutes 11 seconds West 110.00
feet to a 1" rod found at the southw
est corner of Lot 1343 hereinafter re
ferred to; running thence along the
westerly line of said Lot 1343 North
00 degrees 00 minutes 00 seconds
East 100.00 feet to a 1" open top
pipe found at the northwest corner of
said Lot 1343; running thence along
the northerly lines of Lots 1343,1344
and 1329 hereinafter referred to
North 89 degrees 00 minutes 08
seconds East 157.83 feet to a 1/2"
rebar found on the northwesterly
right-of-way line of Spruce Drive,
which point is also located at the
northeast corner of said Lot 1329;
running thence southwesterly as
measured along the northwesterly
right-of-way line of Spruce Drive, and
following the curvature thereof, an
arc distance of 111.50 feet (said arc
being subtended by a chord bearing
South 25 degrees 27 minutes 43
seconds West for a distance of
111.26 feet) to the point of beginning;
being Lots 1329, 1330, 1331, 1332,
1333, 1343 and 1344 of Map No.
Two, Pine Lake Subdivision, as per
plat recorded in Plat Book 10, Page
157, DeKalb County Records; and
being improved property known as
4658 Dahlia Drive, according to the
present system of numbering prop
erty in the City of Pine Lake, DeKalb
County, Georgia. The above-de
scribed property is more particularly
shown and delineated on survey by
The Carter Group, Inc., bearing the
seal of James H. Carter, G.R.L.S.
#1999, dated June 16, 1995.
Property known as: 4658 Dahlia
Drive, Pine Lake, GA 30072
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the in
debtedness secured thereby, this
sale will be made for the purposes of
paying the same and all expenses of
sale, including attorney's fees, (no
tice having been given as provided
by law).
The property will be sold as the prop
erty of Fred D Rowe and Tamara N
Rowe subject to the following:
(1) all prior restrictive covenants,
easements, rights-of-way or encum
brances; (2) all valid zoning ordin
ances; (3) matters which would be
disclosed by an accurate survey of
the property; (4) the outstanding ad
valorem taxes and assessments, if
any; (5) unpaid water and sewage
bills, that constitute liens against the
property, whether due and payable or
not yet due and payable; and (6) mat
ters of record superior to the security
deed first set out above.
CitiMortgage, Inc. successor by mer
ger to ABN AMRO Mortgage Group,
Inc. holds the Note and referenced
Security Deed and services the loan
on behalf of Federal Home Loan
Mortgage Corporation, the current
owner of your loan. Pursuant to
O.C.G.A. Section 44-14-162.2 the
name of the person or entity who has
the full authority to negotiate, amend,
or modify the terms of the aforemen
tioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PH: 866-272-4749
Pursuant to O.C.G.A Section 44-14-
162.2, nothing contained in this No
tice of Sale shall obligate any entity
to negotiate, amend, or modify said
indebtedness.
To the best of the undersigned's
knowledge and belief, the party in
possession is Fred D Rowe and
Tamara N Rowe.
CitiMortgage, Inc. successor by mer
ger to ABN AMRO Mortgage Group,
Inc., as Attorney-in-fact for Fred D
Rowe and Tamara N Rowe.
This law firm is acting as a debt col
lector attempting to collect a debt,
any information obtained will be used
for that purpose.
Pendergast & Associates, P.C.
115 Perimeter Center Place
South Terraces, Suite 1000
Atlanta, GA 30346
Phone - 770-392-0398
Toll Free-866-999-7088
www.penderlaw.com
Our File No.
++14-03693-2/ ROWE++
420-366027 12/11,12/18,12/25,1/1jh
STATE OF GEORGIA
COUNTY OF DEKALB
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of
sale contained in that certain Deed to
Secure Debt from Carol A. Calder
on to U.S. Bank National Association
ND in the original principal amount of
$117,000.00 dated 04/19/2005, and
recorded in Deed Book 17363, page
424, DeKalb County records, the un
dersigned will sell at public outcry to
the highest bidder for cash before the
Courthouse door in said County, dur
ing the legal hours of sale, on the first
Tuesday of January, 2015 by U.S.
Bank National Association as suc
cessor by merger of U.S. Bank Na
tional Association ND, as Attorney-in-
Fact for Carol A. Calderon the follow
ing described property:
All that tract or parcel of land lying
and being in Land Lot 219 of the 15th
District of DeKalb County, Georgia,
and being known as Lot #8 of Forest
Glen Homes Subivision, Section Two
(2), according to plat of record in Plat
Book 17, Page 129, DeKalb County,
Georgia records; and being more par
ticularly described as follows:
Beginning at a point formed by the in
tersection of the south side of Glen
Road with the northeasterly side of
Peachcrest Road; and running
thence east along the south side of
Glen Road 100 feet to a point; ex
tending thence west 31 feet to a point
located on the northeasterly side of
Peachcrest Road; thence running
northwesterly along the northeasterly
side of Peachcrest Road 164 feet to
the south side of Glen Road and the
point of beginning; and being im
proved property known as No. 3409
Glen Road, according to the present
system of numbering house in
DeKalb County, Georgia.
Property known as: 3409 Glen Road,
Decatur, GA 30032
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the in
debtedness secured thereby, this
sale will be made for the purposes of
paying the same and all expenses of
sale, including attorney's fees, (no
tice having been given as provided
by law).
The property will be sold as the prop
erty of Carol A. Calderon subject to
the following:
(1) all prior restrictive covenants,
easements, rights-of-way or encum
brances; (2) all valid zoning ordin
ances; (3) matters which would be
disclosed by an accurate survey of
the property; (4) the outstanding ad
valorem taxes and assessments, if
any; (5) unpaid water and sewage
bills, that constitute liens against the
property, whether due and payable or
not yet due and payable; and (6) mat
ters of record superior to the security
deed first set out above.
Pursuant to O.C.G.A. Section 44-14-
162.2 the name of the person or en
tity who has the full authority to nego
tiate, amend, or modify the terms of
the aforementioned indebtedness is:
U.S. Bank National Association
3121 Michelson Drive
Suite 500
Irvine, CA 92612
PH: 1-855-698-7627
Pursuant to O.C.G.A Section 44-14-
162.2, nothing contained in this No
tice of Sale shall obligate any entity
to negotiate, amend, or modify said
indebtedness.
To the best of the undersigned's
knowledge and belief, the party in
possession is Carol A. Calderon.
U.S. Bank National Association as
successor by merger of U.S. Bank
National Association ND, as Attorney-
in-fact for Carol A. Calderon.
This law firm is acting as a debt col
lector attempting to collect a debt,
any information obtained will be used
for that purpose.
Pendergast & Associates, P.C.
115 Perimeter Center Place
South Terraces, Suite 1000
Atlanta, GA 30346
Phone - 770-392-0398
Toll Free-866-999-7088
www.penderlaw.com
Our File No.
++14-04137-1/CALDERON++
420-366028 12/11,12/18,12/25,1/1jh
STATE OF GEORGIA
COUNTY OF DEKALB
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of
sale contained in that certain Deed to
Secure Debt from Bahji Varner to
Mortgage Electronic Registration
Systems, Inc. as nominee for Pied
mont Funding Group, its successors
and assigns, in the original principal
amount of $134,033.00 dated
11/26/2002, and recorded in Deed
Book 14085, page 785, DeKalb
County records, said Security Deed
being last transferred and assigned
to CitiMortgage, Inc. in Deed Book
24402, page 300, DeKalb County re
cords, the undersigned will sell at
public outcry to the highest bidder for
cash before the Courthouse door in
said County, during the legal hours of
sale, on the first Tuesday of January,
2015 by CitiMortgage, Inc., as Attor-
ney-in-Fact for Bahji Varner the fol
lowing described property:
All that tract or parcel of land lying
and being in Land Lot 233 of the 11th
District, DeKalb County, Georgia, be
ing Lot 10, Block B, The Chestnut
Lake Preserve, Unit III, as per plat re
corded in Plat Book 129, Pages 39-
40, DeKalb County, Georgia records,
which recorded plat is incorporated
herein and made a part hereof by ref
erence.
Property known as: 4876 Browns
Mill Ferry Road, Lithonia, GA
30038
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the in
debtedness secured thereby, this
sale will be made for the purposes of
paying the same and all expenses of
sale, including attorney's fees, (no
tice having been given as provided
by law).
The property will be sold as the prop
erty of Bahji Varner subject to the fol
lowing:
(1) all prior restrictive covenants,
easements, rights-of-way or encum
brances; (2) all valid zoning ordin
ances; (3) matters which would be
disclosed by an accurate survey of
the property; (4) the outstanding ad
valorem taxes and assessments, if
any; (5) unpaid water and sewage
bills, that constitute liens against the
property, whether due and payable or
not yet due and payable; and (6) mat
ters of record superior to the security
deed first set out above.
Pursuant to O.C.G.A. Section 44-14-
162.2 the name of the person or en
tity who has the full authority to nego
tiate, amend, or modify the terms of
the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
PH: 866-272-4749
Pursuant to O.C.G.A Section 44-14-
162.2, nothing contained in this No
tice of Sale shall obligate any entity
to negotiate, amend, or modify said
indebtedness.
To the best of the undersigned's
knowledge and belief, the party in
possession is Bahji Varner.
CitiMortgage, Inc., as Attorney-in-fact
for Bahji Varner.
This law firm is acting as a debt col
lector attempting to collect a debt,
any information obtained will be used
for that purpose.
Pendergast & Associates, P.C.
115 Perimeter Center Place
South Terraces, Suite 1000
Atlanta, GA 30346
Phone - 770-392-0398
Toll Free-866-999-7088
www.penderlaw.com
Our File No.
++14-04356-1/VARNER++
420-366029 12/11,12/18,12/25,1/1jh
STATE OF GEORGIA
COUNTY OF DEKALB
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of
sale contained in that certain Deed to
Secure Debt from Peggy L. Kaham
to First Security Home Mortgage
Corp. in the original principal amount
of $144,236.00 dated 05/02/2003,
and recorded in Deed Book 14603,
page 555, DeKalb County records,
said Security Deed being last trans
ferred and assigned to U.S. Bank Na
tional Association in Deed Book
24613, page 121, DeKalb County re
cords, the undersigned will sell at
public outcry to the highest bidder for
cash before the Courthouse door in
said County, during the legal hours of
sale, on the first Tuesday of January,
2015 by U.S. Bank National Associ
ation aka U.S. Bank, N.A., as Attor-
ney-in-Fact for Peggy L. Kaham the