Newspaper Page Text
Page 22C
The Champion Legal Section, Thursday, December 25, 2014 www.championnewspaper.com
em taxes (including the lien for the
current year’s taxes), street improve
ments, and easements or restrictions
of record, if any. The undersigned will
execute a deed to the purchaser at
said sale as provided in the Security
Deed. The person who has full au
thority to negotiate, amend or modify
the terms of the debt is James R.
Marshall whose name and telephone
number appear below. The sale will
be conducted subject (1) to confirma
tion that the sale is not prohibited by
the U.S. Bankruptcy Code, and (2) to
final confirmation and audit of the
status of the loan with the holder of
the Security Deed.
HUGH HOWELL PARTNERS, LLC
as attorney in fact for
++MOHAMMAD USHAIR GAFFAR
and
ANUM M. GAFFAR++
JAMES R. MARSHALL
Attorney at Law
328 Carrington Park Dr.
Gainesville, GA 30504
404-419-666
420-363828
12/11,12/18,12/25,1/1WG
NOTICE OF SALE UNDER POWER
GEORGIA
DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from ++Danny L. Stevens++ to Mort
gage Electronic Registrations Sys
tems, Inc., (“MERS”), as nominee for
BNC National Bank, dated May 30,
2012, recorded December 13, 2012,
in Deed Book 23451, Page 417,
DeKalb County, Georgia Records,
and as last assigned to Branch Bank
ing and Trust Company by virtue of
Assignment recorded in Deed Book
24640, Page 238, DeKalb County,
Georgia Record, said Security Deed
having been given to secure a Note
of even date in the principal amount
of ONE HUNDRED THIRTEEN
THOUSAND FOUR HUNDRED
FIFTY DOLLARS AND NO CENTS
($113,450.00), with interest thereon
as provided for therein, there will be
sold at public outcry to the highest
bidder for cash before the court
house door of DeKalb County, Geor
gia, within the legal hours of sale on
the first Tuesday in January 2015 by
Branch Banking and Trust Company,
as Attorney in Fact for Danny L.
Stevens, all property described in
said Security Deed including but not
limited to the following described
property: ALL THAT TRACT OR
PARCEL OF LAND LYING AND BE
ING IN LAND LOT 87 OF THE 15TH
DISTRICT, DEKALB COUNTY,
GEORGIA, BEING LOT 14, BLOCK
A, CLIFTON MANOR SUBDIVISION,
UNIT ONE, ACCORDING TO PLAT
OF SURVEY RECORDED IN PLAT
BOOK 100, PAGES 69-70, DEKALB
COUNTY, GEORGIA RECORDS,
WHICH PLAT AND THE RECORD
THEREOF ARE INCORPORATED
HEREIN BY REFERENCE
THERETO. Said property being
known as 3353 CLAYTON FARM
DRIVE, DECATUR, GEORGIA
30034 according to the present num
bering system in DeKalb County. The
indebtedness secured by said Secur
ity Deed has been and is hereby de
clared due because of default under
the terms of said Security Deed and
Note, including but not limited to the
nonpayment of the indebtedness as
and when due. The indebtedness re
maining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys' fees and all other
payments provided for under the
terms of the Security Deed and Note.
Said property will be sold subject to
the following items which may affect
the title to said property: any superi
or Security Deeds of record; all zon
ing ordinances; matters which would
be disclosed by an accurate survey
or by an inspection of the property;
any outstanding taxes, including but
not limited to ad valorem taxes, which
constitute liens upon said property;
special assessments; all outstanding
bills for public utilities which consti
tute liens upon said property; all re
strictive covenants, easements,
rights-of-way and any other matters
of record superior to said Security
Deed. To the best of the knowledge
and belief of the undersigned, the
party in possession of the property is
++Danny L. Stevens++ or tenant(s).
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code, and (2) final confirmation and
audit of the status of the loan. The
name of the person or entity who has
the full authority to negotiate, amend,
and modify all terms of the mortgage
is: Branch Banking and Trust Com
pany, 301 College Street, 6th Floor,
Greenville, South Carolina 29601
TEL (800) 827-3722, option 6. THIS
LAW FIRM IS ATTEMPTING TO
COLLECT A DEBT. ANY INFORMA
TION OBTAINED WILL BE USED
FOR THAT PURPOSE. The Geher-
en Firm, P.C., 4828 Ashford Dun-
woody Road, 2nd Floor, Atlanta, GA
30338 TEL (678) 587-9500.
420-363829
12/11,12/18,12/25,1/1wg
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from Kimberly Carr to Mortgage
Electronic Registration Systems, Inc.,
(“MERS”), as nominee for Regions
Bank d/b/a Regions Mortgage, dated
November 3, 2010, recorded Novem
ber 17, 2010, in Deed Book 22232,
Page 696, DeKalb County, Georgia
Records, and as last assigned to Re
gions Bank d/b/a Regions Mortgage
by virtue of Assignment recorded in
Deed Book 22901, Page 16, DeKalb
County, Georgia Records, and as
modified, said Security Deed having
been given to secure a Note of even
date in the principal amount of SEV
ENTY-EIGHT THOUSAND FOUR
HUNDRED DOLLARS AND NO
CENTS ($78,400.00), with interest
thereon as provided for therein, there
will be sold at public outcry to the
highest bidder for cash before the
courthouse door of DeKalb County,
Georgia, Georgia, within the legal
hours of sale on the first Tuesday in
January 2015 by Regions Bank d/b/a
Region Mortgage, as Attorney in Fact
for Kimberly Carr, all property de
scribed in said Security Deed includ
ing but not limited to the following de
scribed property: ALL THAT TRACT
OR PARCEL OF LAND LYING AND
BEING IN THE CITY OF DECATUR,
IN LAND LOT 210 OF THE 15TH
DISTRICT OF DEKALB COUNTY,
GEORGIA, BEING LOT 17 OF THE
PLAT BY T.C. JACKSON COUNTY
SURVEYOR, DATED JANUARY,
1911, RECORDED IN PLAT BOOK
1, PAGE 3, IN THE OFFICE OF THE
CLERK OF THE SUPERIOR COURT
OF DEKALB COUNTY, GEORGIA,
BOUNDED AND DESCRIBED AS
FOLLOWS: BEGINNING AT A
POINT ON THE SOUTH SIDE OF
NEW STREET FIVE HUNDRED
(500) FEET EAST OF RAILROAD
STREET; RUNNING THENCE EAST
ALONG THE SOUTH SIDE OF NEW
STREET FIFTY (50) FEET THENCE
SOUTH ALONG THE WEST LINE
OF LOT 19 OF SAID PLAT EIGHTY
FIVE (85) FEET: THENCE WEST
FIFTY (50) FEET; THENCE NORTH
ALONG THE EAST LINE OF LOT 15
OF SAID PLAT EIGHTY FIVE (85)
FEET TO THE POINT OF BEGIN
NING; BEING IMPROVED PROP
ERTY KNOWN AS NO. 1583 NEW
STREET, N.E., ACCORDING TO
THE PRESENT SYSTEM OF NUM
BERING HOUSES IN THE CITY OF
DECATUR, BEING THE SAME
PROPERTY CONVEYED AT DEED
BOOK 819, PAGE 510, DEED BOOK
1165, PAGE 245, AND DEED BOOK
11381, PAGE 659, DEKALB
COUNTY RECORDS. Said property
being known as 1583 NEW STREET,
N.E., ATLANTA, GEORGIA 30307
according to the present numbering
system in DeKalb County. The in
debtedness secured by said Security
Deed has been and is hereby de
clared due because of default under
the terms of said Security Deed and
Note, including but not limited to the
nonpayment of the indebtedness as
and when due. The indebtedness re
maining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys' fees and all other
payments provided for under the
terms of the Security Deed and Note.
Said property will be sold subject to
the following items which may affect
the title to said property: any superi
or Security Deeds of record; all zon
ing ordinances; matters which would
be disclosed by an accurate survey
or by an inspection of the property;
any outstanding taxes, including but
not limited to ad valorem taxes, which
constitute liens upon said property;
special assessments; all outstanding
bills for public utilities which consti
tute liens upon said property; all re
strictive covenants, easements,
rights-of-way and any other matters
of record superior to said Security
Deed. To the best of the knowledge
and belief of the undersigned, the
party in possession of the property is
++Kimberly Carr++ or tenant(s). The
sale will be conducted subject to (1)
confirmation that the sale is not pro
hibited under the U.S. Bankruptcy
Code, and (2) final confirmation and
audit of the status of the loan. The
name of the person or entity who has
the full authority to negotiate, amend,
and modify all terms of the mortgage
is: Regions Bank d/b/a Regions Mort
gage, 215 Forrest Street, Hatties
burg, MS 39401 TEL (800) 748-9498.
THIS LAW FIRM IS ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. The
Geheren Firm, P.C., 4828 Ashford
Dunwoody Road, 2nd Floor, Atlanta,
GA 30338 TEL (678) 587-9500.
420-363851
12/11,12/18,12/25,1/1wg
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of Power of Sale contained
in Deed to Secure Debt and Security
Agreement ("Security Deed") from
Michael E. Dennard ("Grantor") to
the Georgia State University Federal
Credit Union n/k/a
Georgia’s Own Credit Union
("Grantee"), dated November 27,
2006, recorded December 1, 2006 in
Deed Book 19424, Page 712, DeKalb
County, Georgia Records, said Se
curity Deed being given to secure a
Note of even date in the original prin
cipal amount of Two Hundred Sev
enty Eight Thousand Three Hundred
Forty Six and 52/100 Dollars
($278,346.52), with interest from date
at the rate as provided therein on the
unpaid balance until paid; there will
be sold by the undersigned at public
outcry to the highest bidder for cash
before the Courthouse door at
DeKalb County, Georgia, within the
legal hours of sale on the first Tues
day in January, 2015.
All that tract or parcel of land ly
ing and being in Land Lot 52 of the
18th District, DeKalb County, Geor
gia, and being more particularly de
scribed as follows:
Beginning on the southeastern side
of North Decatur Road at an iron pin
located ninety-two and fifteen hun
dredths (92.15) feet southwesterly
from the southwest corner of the in
tersection of North Decatur Road and
Emory Circle; thence running south
westerly along the southeastern side
of North Decatur Road ninety-two
and fifteen hundredths (92.15) feet;
thence running southeasterly two
hundred (200) feet; thence running
northeasterly along the northwestern
line of Lot 3, Block and Subdivision
hereinafter identified eighty-five (85)
feet; thence running northwesterly
along the southwestern line of Lot 2,
said Block, two hundred thirty-five
and six-tenths (235.6) feet to the
southeastern side of North Decatur
Road and the Point of Beginning, be
ing known as Lot 1, Block A of Emory
Estates, according to plat made by J.
T. Nash, Engineer, in May 1925, re
vised August 12, 1929, by Freeman
and Roberts, Engineers, being known
as no. 1853 North Decatur Road
(formerly no. 2205) according to plat
made for Williams D. Kennedy by C.
R. Roberts, Engineer, dated October
29,1951.
The debt secured by the Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
comply with the terms of the Note.
The debt remaining in default, this
sale will be made for the purpose of
paying the same and all expenses of
this sale, including attorneys' fees.
To the best knowledge and belief of
Grantee, the above described prop
erty is in the possession of Michael
E. Dennard, and will be sold subject
to any outstanding ad valorem taxes
and/or assessments, and superior li
ens, if any.
Georgia’s Own Credit Union
As Attorney in Fact for
++Michael E. Dennard++
By: Glenn F. Sherman, Esq.
SHERMAN & PHALEN, LLC
1955 Lower Roswell Road, Suite B
Marietta, Georgia 30068
(770) 579-0109 This Law Firm is act
ing as a debt collector attempting to
collect a debt. Any information ob
tained will be used for that purpose.
Inna Cogswell
Sherman & Phalen, LLC
1955 Lower Roswell Road, Ste. B
Marietta, GA 30068
Phone: 770-579-0109 ext. 3
Fax: 770-579-2390
420-363853 12/11,12/18,12/25,1/1jb
NOTICE OF SALE UNDER POWER
By virtue of the power of sale con
tained in a Deed to Secure Debt by
AC Arthur, LLC to Realty In
vestors Funding, LLC, dated Au
gust 12, 2013 and filed for record Au
gust 27, 2013 in Deed Book 23984,
Page 732, DeKalb County, Georgia
records, and securing a Note in the
original principal amount of
$138,020.00, there will be sold at a
public outcry for cash to the highest
bidder before the Courthouse door of
DeKalb County, Georgia, between
the legal hours of sale on the first
Tuesday in January, 2015, by Realty
Investors Funding, LLC as Attorney-
in-Fact for AC Arthur, LLC the follow
ing property to-wit:
ALL THAT CERTAIN lot, tract or par
cel of land situate, lying and being in
Land Lot 158 of the 18th District of
DeKalb County, Georgia, and being
Lot 2, Thibadeau, Shaw, Brannon
Subdivision, as per plat recorded in
Plat Book 20, Page 158, DeKalb
County, Georgia records which plat is
incorporated herein and made a part
hereof.
The above described property is also
known as 1636 Berkeley Lane, At
lanta, Georgia 30329.
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the in
debtedness secured thereby, this
sale will be made for the purpose of
paying the same and all expenses of
sale, including attorney's fees, if ap
plicable.
The property will be sold as the prop
erty of the aforesaid grantor subject
to the following: all prior restrictive
covenants, easements, rights-of-way,
security deeds, or encumbrances of
record; all valid zoning ordinances;
matters which would be disclosed by
an accurate survey of the property or
by any inspection of the property; all
outstanding taxes, assessments, un
paid bills, charges, and expenses
that are a lien against the property
whether due and payable or not yet
due and payable.
To the best of the undersigned's
knowledge and belief, possession of
the subject property is held by AC Ar
thur, LLC.
Pursuant to O.C.G.A. § 44-14-162.2,
the name, address and telephone
number of the individual or entity who
shall have the full authority to negoti
ate, amend or modify all terms of the
above described mortgage is as fol
lows:
Realty Investors Funding, LLC
3300 Sulky Circle
Marietta, GA 30067
Telephone number: 770-994-0105.
The foregoing notwithstanding, noth
ing in O.C.G.A. § 44-14-162.2 shall
be construed to require Realty In
vestors Funding, LLC to negotiate,
amend or modify the terms of the
Deed to Secure Debt described
herein.
Realty Investors Funding, LLC
as Attorney-in-Fact for
++AC Arthur, LLC++
Realty Investors Funding, LLC
3300 Sulky Circle
Marietta, GA 30067
(770) 994-0105
THIS LAW FIRM IS ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
420-363867
12/11,12/18,12/25,1/1wg
NOTICE OF SALE
STATE OF GEORGIA
DEKALB COUNTY
By virtue of a Power of Sale con
tained in the Purchase Money Secur
ity Deed and Agreement from Refael
Properties LLC to AJN Lending, Inc.,
dated September 17, 2013, recorded
October 16, 2013 in Deed Book
24086, Page 57, DeKalb County,
Georgia records, given to secure a
Note dated September 17, 2013, in
the original principal amount of
Twenty Thousand and no/100
($20,000.00) Dollars with interest as
provided therein on the unpaid bal
ance until paid; there will be sold at
public outcry to the highest and the
best bidder for cash before the Court
house door of DeKalb County, Geor
gia, within the legal hours of sale on
the first Tuesday in January, 2015,
the following described property:
All that tract or parcel of land lying
and being in Land Lot 186 of the 15th
District, DeKalb County, Georgia, be
ing Lot 2 of Phillip Homes Subdivi
sion, as per plat recorded in Plat
Book 18, Page 118, DeKalb County
records, to which plat reference is
made for a more detailed description,
being improved property known as
3341 Phillip Circle, SE, Decatur, ac
cording to the present system of
numbering houses in DeKalb County,
Georgia.
The debt secured by said Purchase
Money Security Deed and Agree
ment has been and is hereby de
clared due because of, among other
possible events of default, non-pay
ment of the monthly installments on
said loan. The debt remaining in de
fault, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney's fees.
The property will be sold subject to
any outstanding ad valorem taxes,
any assessments, and any liens su
perior to the Purchase Money Secur
ity Deed and Agreement first set out
above. Realty Resources Corpora
tion is the entity with the full authority
to negotiate, amend and modify all
terms of the Note and the Purchase
Money Security Deed and Agree-
ment. Realty Resources
Corporation’s address is 102 Ham
mond Drive NE, Atlanta, Georgia
30328 and may be reached at
404.252.7070. To the best know
ledge and belief of the undersigned,
Refael Properties LLC, are in posses
sion of said property.
AJN Lending, Inc.
as Attorney in Fact for
++Refael Properties LLC++
Fred B. Wachter
THEWACHTER LAW FIRM
106 Hammond Drive NE
Atlanta, Georgia 30328
770.973.1100
Marcell Lubsey
The Wachter Law Firm,
a Professional Corporation
106 Hammond Drive NE
Atlanta, Georgia 30328
www.wachterlaw.com
Telephone: 770.973.1100
Facsimile: 770.565.6666
e-mail: mlubsey@wachterlaw.com
420-363873
12/11,12/18,12/25,1/1wg
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of the power of sale con
tained in a Security Deed from Bar
bara Walls to Chase Bank USA, N.A.
dated August 21, 2006 recorded in
Deed Book 19094, Page 336 re-re-
corded at Deed Book 22230, Page
119 recorded November 15, 2010,
DeKalb County Records, and last as
signed to U.S. Bank National Associ
ation, as trustee for PROF-2013-S3
REMIC Trust VI, conveying the after-
described property to secure a Note
in the original principal amount of
SEVENTY-SEVEN THOUSAND AND
00/100 ($77,000.00), with interest
thereon as set forth therein, there will
be sold at public outcry to the highest
bidder for cash, before the Court
house door of DeKalb County, Geor
gia, during the legal hours of sale on
Tuesday, January 6, 2015 the follow
ing described property, to wit:
All that tract or parcel of land lying
and being in Land Lot 73 of the 18th
District of DeKalb County, Georgia,
being part of Tract 2 of the H.T. Bid’s
property, as per plat recorded in Plat
Book 13, Page 39, DeKalb County re
cords and being more particularly de
scribed as follows:
Beginning at a Vi rebar set on the
Southeasterly right-of-way line of
Sheppard Road (as presently loc
ated) 194.6 feet Northeasterly as
measured along the Southeasterly
right-of-way line of Sheppard Road
from its intersection with the center-
line of San Pablo Drive; running
thence Northeasterly as measured
along the Southeasterly right-of-way
line of Sheppard Road 15.00 feet to a
1” crimp top pipe; running thence
South 56 degrees 13 minutes 42
seconds East 130.50 feet to a Vi re
bar set; running thence North 34 de
grees 03 minutes 12 seconds East
85.00 feet to a 1” solid rod; running
thence South 56 degrees 17 minutes
49 seconds East 100.00 feet to a 14"
bolt found on the Northwesterly line
of property now or formerly owned by
Charles N. Thomas; running thence
along the Northwesterly line of said
Thomas property South 32 degrees
30 minutes 00 seconds West 116.60
feet to a 1” open top pipe; running
thence North 52 degrees 12 minutes
00 seconds West 234.20 feet to the
point of beginning; being improved
property known as 747 Sheppard
Road, according to the present sys
tem of numbering property in DeKalb
County, Georgia. The above-de
scribed property is more particularly
shown and delineated on survey by
The Carter Group, Inc., bearing the
seal of James H. Carter, G.R.L.S.
#1999, dated August 25, 1995.
And being the same property con
veyed to Birdie Mae Teal by Deed of
Assent dated November 3, 1993, re
corded in Deed Book 7498, Page
358, DeKalb County Records.
This deed is give subject to the ease
ments and restrictions of record.
The Debt secured by said Security
Deed has been and is hereby de
clared due because of nonpayment
of the indebtedness when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, the sale will be made for the
purpose of paying the same and all
expenses of sale, as provided in the
Security Deed and by law, including
attorney’s fees, notice of intent to col
lect attorney’s fees having been giv
en.
Said property will be sold subject to
any outstanding ad valorem taxes,
any assessments, liens, encum
brances, zoning ordinances, restric
tions, covenants, and matters of re
cord superior to the Security Deed
first set out above.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Barbara Walls
or, a tenant or tenants, and said
property was or is commonly known
as 747 Sheppard Road, Stone
Mountain GA 30083.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
U.S. Bank National Association, as
trustee for PROF-2013-S3 REMIC
Trust VI
As Attorney in Fact for
++Barbara Walls++
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: + + 14-22120
WALLS + +
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR, ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
420-363897
12/11,12/18,12/25,1/1WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
THIS IS AN ATTEMPT TO COL
LECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Under and by virtue of the power of
sale contained in that certain Secur
ity Deed given by Kelli Packer and
Willie Jordan Jr. to State Bank and
Trust Company, a Georgia banking
corporation, as assignee of the Fed
eral Deposit Insurance Corporation,
as Receiver for Community Capital
Bank (“Lender”), dated March 31,
2010 and recorded in Deed Book
21924, Page 102, DeKalb County,
Georgia records, as re-recorded in
Deed Book 21969, Page 284, afore
said records (collectively, the “Secur
ity Deed”), as transferred to Lender
by that certain Assignment of Mort
gage recorded in Deed Book 23594,
Page 377, aforesaid records, convey
ing the after-described property to se
cure that certain Adjustable Rate
Note in the original principal amount
of One Hundred Seventy-Four Five
Hundred Seventy-Nine and No/100
Dollars ($174,579.00) (the “Note”),
with interest thereon as set forth
therein, there will be sold at public
outcry to the highest bidder for cash
before the courthouse door of DeKalb
County, Georgia within the legal
hours of sale on the first Tuesday in
January, 2015, the following de
scribed property:
All that tract or parcel of land lying
and being in Land Lot 248 of the 11th
District, DeKalb County Georgia and
being Lot 75, Phase One, Browns
Mill Estates, as per plat recorded at
Plat Book 159, Page 120-122,
DeKalb County, Georgia records,
which recorded plat is incorporated
herein by reference for a more com
plete description of said property.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in Security Deed
and by law, including attorney’s fees
(notice of intent to collect attorney’s
fees having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
Please note that State Bank and
Trust Company, located at the busi
ness address of 3399 Peachtree
Street NE, Suite 2050, Atlanta, Geor
gia 30326, is the entity that has the
full authority to negotiate, amend or
modify the terms of the loan docu
ments with you. State Bank and Trust
Company can be contacted through
the following representative: Lisa A.
Frank, Esq., McCalla Raymer, 900
Holcomb Woods Parkway, Roswell,
Georgia 30076; (678) 281-6503.
Please understand that the secured
creditor is not required by law to ne
gotiate, amend, or modify the terms
of the mortgage instrument.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Kelli Packer
and Willie Jordan Jr or a tenant or
tenants and said property is more
commonly known as 4717 Browns
Mill Lane, Lithonia, GA 30038.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
State Bank and Trust Company
as Attorney in Fact for
Kelli Packer and Willie Jordan Jr
Lisa A. Frank, Esq.
McCalla Raymer, LLC
900 Holcomb Woods Parkway
Roswell, Georgia 30076
(678) 281-6503
Our file no. + + 2012-GA352
JORDAN/PACKER+ +
420-363900
12/11,12/18,12/25,1/1WG
Notice of Sale Under Power
Georgia, DeKalb County
Under and by virtue of the Power of
Sale contained in a Deed to Secure
Debt given by Valerie Hill to Mort
gage Electronic Registration Sys
tems, Inc. ("MERS") as nominee for
Stonecreek Funding Corporation,
dated December 8, 2005, and recor
ded in Deed Book 18213, Page 725,
DeKalb County, Georgia records, as
last transferred to The Bank of New
York Mellon, fka The Bank of New
York, successor in interest to JPMor-
gan Chase Bank, NA, as Trustee for
Bear Stearns Asset Backed Securit
ies, Bear Stearns ALT-A Trust, Mort
gage Pass-Through Certificates,
Series 2006-2 by Assignment recor
ded in Deed Book 23685, Page 502,
Dekalb County, Georgia records,
conveying the after-described prop
erty to secure a Note of even date in
the original principal amount of
$134,925.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash before the
Courthouse door of DeKalb County,
Georgia, within the legal hours of
sale on the first Tuesday in January,
2015, to wit: January 6, 2015, the fol
lowing described property:
All that tract or parcel of land lying
and being in Land Lots 224 and 225
of the 18th District, Dekalb County,
Georgia, and being more particularly
described as follows:
Being Condominium Unit 53, Build
ing H, of the Ivey Crest Condomini
um, a Condominium, as more particu
larly described and delineated in the
Declaration of Condominium for the
Ivey Crest Condominium, recorded in
Deed Book 17710, Page 431, Dekalb
County, Georgia records, as may be
thereafter amended.
This conveyance is made subject to
the Declaration and all matters refer
enced therein, all matters shown on
the plat recorded in Plat Book 155,
Page 95, revised in Plat Book 157,
Page 58, Dekalb County, Georgia re
cords and shown in the Condomini
um Floor Plans at Plat Book 155,
Pages 25-59, aforesaid records. Said
unit including an undivided percent
age interest in the common elements
of said condominium.
Subject to any right of way deeds or
other easements of record.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, failure
to pay the indebtedness as and when
due and in the manner provided in
the Note and Deed to Secure Debt.
The debt remaining in default, this
sale will be made for the purpose of
paying the same and all expenses of
this sale, as provided in the Deed to
Secure Debt and by law, including at-