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www.thechampionnewspaper.com
The Champion Legal Section, Thursday, May 14, 2015
Page 25C
fees (notice of intent to collect attor
ney's fees having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
The entity that has full authority to
negotiate, amend, and modify all
terms of the mortgage with the debt
or is: Planet Home Lending, LLC f/k/a
Green Planet Servicing LLC, 321 Re
search Parkway, Suite 303, Meriden,
CT 06450, (866) 882-8187. To the
best of the undersigned's knowledge
and belief, said property is also
known as 2565 Cloud Lane, Dec
atur, Georgia, 30034, and the parties
in possession of the property are
Mario Antonio Payne and Chrystina
E. Robbins, nka Chrystina E. Payne
or a tenant or tenants of said prop
erty.
PLANET HOME LENDING, LLC
F/K/A
GREEN PLANET SERVICING, LLC
As Attorney-in-Fact for
++MARIO ANTONIO PAYNE and
CHRYSTINA E. ROBBINS,
NKA CHRYSTINA E. PAYNE++
Kenney & Medina, P.C.
3302 McGinnis Ferry Road, Suite 100
Suwanee, Georgia 30024
(770) 564-1600
THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
420-369845 5/7,5/14,5/21,5/28wg
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Under and by virtue of the power of
sale (the “Power of Sale”) contained
in that certain Security Deed (the “Se
curity Deed”) given by Norma B. Car
ney to First Bank of Coastal Georgia
dated September 30, 2009, recorded
in Deed Book 21684, Page 284,
Clerk’s Office, DeKalb Superior Court
conveying the after-described prop
erty to secure that certain note from
Jack E. Carney, Jr., Norma B. Car
ney and Bryan Development Corpor
ation to First Bank of Coastal Geor
gia dated September 30, 2009 (the
“Note”) in the original principal
amount of Four Hundred Fifty-Two
Thousand One Hundred Twenty-Five
and No/100 Dollars ($452,125.00),
with interest thereon as set forth
therein as subsequently modified,
First Bank of Coastal Georgia being
the current holder thereof, there will
be a sale at public outcry to the
highest bidder for cash before the
courthouse door of DeKalb County,
Georgia, within the legal hours of
sale on the first Tuesday of June,
2015, the following described prop
erty (the “Property”):
All that certain condominium Unit in
Land Lot 285 of the 18th District of
DeKalb County, Georgia, and being
identified and depicted as Condomin
ium Unit 3521, Ashwood Condomini
ums, Phase II, Section E, on that cer
tain Site Plan for Ashwood Con
dominiums recorded in Condomini
um Plat Book 6, page 104, DeKalb
County records, together with all
right, title and interest of Grantor in
the Unit and Appurtenances thereto
under that certain Declaration of Ash
wood Condominiums recorded in
Deed Book 4408, Page 161, DeKalb
County records, said Declaration in
cluding all exhibits thereto and
amendments thereto hereinafter re
ferred to as Declarations, the interest
herein includes without generality of
the foregoing, the undivided percent
age interest in the common elements
of Ashwood Condominiums, appur
tenant to Unit as the same is spe
cified in the Declarations. Being
known as 3521 Ashwood Lane,
Chamblee, Georgia 30341 accord
ing to the present system of number
ing houses in DeKalb County.
The debts secured by said Security
Deed have been and are hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing same and, additionally, all ex
penses of this sale, as provided in
the Security deed and by law, includ
ing without limitation attorney fees
(the statutory notice of intent to col
lect attorney fees having been
served).
Said Property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes that are a lien, but not
yet due and payable); matters that
may be disclosed by an accurate sur
vey and/or inspection of the property;
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants; and matters of record superi
or to the Security Deed.
Additionally, this sale will be conduc
ted subject to (1) confirmation that
the sale is not prohibited under the
U.S. Bankruptcy Code and (2) final
confirmation and audit of the status of
the loans with the holder of the Se
curity Deed.
Notice to the debtor as required by
O. C.G.A. § 44-14-162.2 has been
given. Please note that Doyce E.
Mullis, Jr., President of First Bank of
Coastal Georgia, located at the busi
ness address of 250 W. Bacon
Street, Pembroke Georgia 31321, is
the entity that has the full authority to
negotiate, amend or modify the terms
of the loan documents. First Bank of
Coastal Georgia can be contacted
through the following representative:
Ross S. Schell, Esq., James-Bates-
Brannan-Groover-LLP, 231 River
side Drive, Macon, Georgia, 31201;
Tel: (478) 742-4280.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the Property is Norma B. Car
ney.
First Bank of Coastal Georgia as At-
torney-in-Fact for ++Jack E. Carney,
Jr., Norma B. Carney and Bryan De
velopment Corporation++
Ross S. Schell, Esq.
James-Bates-Brannan-Groover-LLP
231 Riverside Drive
P. O. Box 4283
Macon, Georgia 31208-4283
This Law Firm is acting as a debt col
lector and is attempting to collect a
debt. Any information obtained will be
used for that purpose.
420-369940 5/7,5/14,5/21,5/28wg
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in that certain Secur
ity Deed given by Heather Mitchell
to SunTrust Bank, dated November
16, 2005 and filed December 16,
2005, recorded in Deed Book 18226,
Page 678, Dekalb County, Georgia
Records, conveying the after-de
scribed property to secure an Access
3 Equity Line Account Agreement
and Disclosure Statement in the ori
ginal principal amount of Ninety-
Three Thousand Dollars and no
cents ($93,000.00), with interest
thereon as set forth therein, there will
be sold at public outcry to the highest
bidder for cash before the court
house door of Dekalb County, Geor
gia, within the legal hours of sale on
Tuesday June 2, 2015, the following
described property:
That tract or parcel of land lying and
being in Land Lot(s) 0330 of District
18, DeKalb County, Georgia, being
Lots 7, Block J, Oak Forest Hills Sub
division, as per plat recorded in Plat
Book 30, Page 103, DeKalb County
Records.
Being and intending to describe the
same premises conveyed in a deed
recorded 02/11/2004 in Book 15799,
page 674.
Known as 4279 Ashwoody Trl NE
Parcel 18-0330-12-021
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Access 3 Equity Line Account
Agreement and Disclosure State
ment and Security Deed. The debt re
maining in default, this sale will be
made for the purpose of paying the
same and all expenses of this sale,
as provided in the Security Deed and
by law, including attorney's fees (no
tice of intent to collect attorney’s fees
having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above including but not
limited to that certain Security Deed
given by Heather Mitchell to MERS
as nominee for SunTrust Mortgage,
Inc., dated January 27, 2004 and
filed February 11, 2004, recorded in
Deed Book 15799, Page 676, Fulton
County, Georgia Records, conveying
the after-described property to se
cure a Note in the original principal
amount of $212,000.00.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Heather
Mitchell or a tenant or tenants and
said property is more commonly
known as 4279 Ashwoody Trl NE,
Atlanta, GA 30319.
In compliance with Georgia law,
please find below the contact inform
ation for the entity who has authority
to negotiate, amend, and modify the
terms of the loan documents which
may include a note, mortgage, secur
ity deed or deed to secure debt.
SunTrust Bank
Attn: Consumer Home Retention
Group, VA-Richmond-RVW 7954
1001 Semmes Avenue
Richmond, VA 23224
1(888) 886-0696
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
SunTrust Bank, as Attorney in Fact
for ++Heather Mitchell++
By: Andrew D. Gleason
Attorney for SunTrust Bank
Lefkoff, Rubin, Gleason & Russo,
P.C.
5555 Glenridge Connector
Suite 900
Atlanta, Georgia 30342
(404)869-6900
(404)869-6909 (fax)
420-369994 5/7,5/14,5/21,5/28WG
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF Dekalb
Under and by virtue of the Power of
Sale in a certain (collectively the “Se
curity Deed”) from Jon R. Gray,
Grantor, to Hamilton State Bank ,
Grantee, dated April 30, 2009; recor
ded in Deed Book 21418, Page(s)
650; as it may have been sub
sequently modified, said Security
Deed having been given to secure a
Note dated April 30, 2009, in the ori
ginal principal amount of Two Hun
dred Ten Thousand and 00/100 DOL
LARS ($210,000.00), with interest
thereon as set forth therein, there will
be sold by the undersigned at public
outcry to the highest and best bidder
for cash before the courthouse door
of Dekalb County, Georgia, during
the legal hours of sale on the first
Tuesday in June, 2015, the following
described property to wit:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 203, 18TH DISTRICT, DEKALB
COUNTY, GEORGIA, AND BEING
MORE PARTICULARLY DE
SCRIBED AS FOLLOWS:
COMMENCE AT THE INTERSEC
TION OF THE EASTERN RIGHT-
OF-WAY LINE OF CLAIRMONT
ROAD (R/W VARIES) AND THE
SOUTHERN RIGHT-OF-WAY LINE
OF MCJENKIN DRIVE (60’ RIGHT-
OF-WAY); THENCE SOUTHERLY
ALONG SAID EASTERN RIGHT-OF-
WAY LINE OF CLAIRMONT ROAD A
DISTANCE OF 864.5 FEET TO A
POINT AND THE POINT OF BEGIN
NING; THENCE LEAVING SAID
RIGHT-OF-WAY LINE NORTH 87
DEGREES 07 MINUTES 55
SECONDS EAST A DISTANCE OF
310.50 FEET TO AN IRON PIN
FOUND; THENCE SOUTH 02 DE
GREES 22 MINUTES 25 SECONDS
EAST A DISTANCE OF 93.90 FEET
TO AN OPEN TOP FOUND;
THENCE SOUTH 87 DEGREES 59
MINUTES 46 SECONDS WEST A
DISTANCE OF 305.34 FEET TO A
POINT ON THE EASTERN RIGHT-
OF-WAY LINE OF CLAIRMONT
ROAD; THENCE ALONG SAID
RIGHT-OF-WAY LINE NORTH 05
DEGREES 40 MINUTES 46
SECONDS WEST A DISTANCE OF
89.40 FEET TO A POINT AND THE
POINT OF BEGINNING; SAID
TRACT CONTAINING 0.6473
ACRES (28198 SQ.FT) AS SHOWN
ON SURVEY FOR BRANCH BANK
ING AND TRUST COMPANY, JON
R. GRAY AND CHICAGO TITLE IN
SURANCE COMPANY, DATED
DECEMBER 14, 2000, PREPARED
BY WOOLLEY AND ASSOCIATES,
INC., AND BEARING THE CERTI
FICATION OF JAMES W. WOOL-
LEY, GRLS NO. 1478.
LESS AND EXCEPT: All that tract or
parcel of land described in Partial Re
lease Quitclaim Deed, recorded
December 21, 2012, in Deed Book
23465, Page 224, aforesaid records.
The debt secured by said Security
Deed and Note has been and is
hereby declared due and payable in
full because of, among other pos
sible events of default, failure to pay
the indebtedness as and when due
pursuant to the terms of said Secur
ity Deed and Note. Notice has been
given of intention to enforce provi
sions for collection of attorney's fees
and foreclosure in accordance with
legal requirements and the terms of
the Deed to Secure Debt and Note.
To the best of the undersigned's
knowledge and belief the party in
possession of the property is Jon R.
Gray, or a tenant or tenants thereof,
and said property is more commonly
known as follows:
3081 Clairmont Road, Atlanta, GA
30329
Said property will be sold as the prop
erty of Jon R. Gray, and the pro
ceeds of said sale will be applied to
the payment of said indebtedness
and all the expenses of said sale, in
cluding attorney’s fees, as provided
in said Security Deed, and the bal
ance, if any, will be distributed as
provided by law. Said property will be
sold subject to the following items
which may affect the title to said
property: All restrictive covenants,
easements and rights-of-way appear
ing of record, if any; all zoning ordin
ances; matters which would be dis
closed by an accurate survey or by
an inspection of the property; all out
standing and/or unpaid taxes which
may be liens upon the property (in
cluding taxes which are a lien but not
yet due and payable); all outstanding
or unpaid bills and assessments
which may be liens upon said prop
erty, and any and all matters of re
cord superior to the Security Deed
mentioned herein.
Hamilton State Bank
as Attorney-in-Fact for
++Jon R. Gray++
NEEL, ROBINSON & STAFFORD,
LLC
Shawn D. Stafford, Esq.
5555 Glenridge Connector
Suite 400
Atlanta, Georgia 30342
(404) 459-9600
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-369996 5/7,5/14,5/21,5/28wg
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from PATRICIA WARD to UNITY
MORTGAGE CORP. dated Decem
ber 21, 2006, recorded in Deed Book
19521, Page 570, DEKALB County,
Georgia Records, said Security Deed
having been given to secure a Note
of even date in the original principal
amount of ONE HUNDRED NINETY-
FIVE THOUSAND AND 00/100 DOL
LARS (U.S. $195,000.00) with in
terest thereon as provided for therein,
said Security Deed having been last
sold, assigned, transferred and con
veyed to James B. Nutter & Com
pany, recorded in Deed Book 22340,
Page 136, DeKalb County, Georgia
Records, there will be sold at public
outcry to the highest bidder for cash
before the courthouse door of
DEKALB County, Georgia, within the
legal hours of sale on the first Tues
day in JUNE, 2015 the following de
scribed property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 40 OF THE 18TH DISTRICT OF
DEKALB COUNTY, GEORGIA, BE
ING LOTS 1215, 1216 AND 1217,
PINE LAKE SUBDIVISION, AS PER
PLAT RECORDED IN PLAT BOOK
10, PAGE 157, DEKALB COUNTY
GEORGIA RECORDS, WHICH PLAT
IS INCORPORATED HEREIN BY
REFERENCE.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note, including but not lim
ited to the nonpayment of the in
debtedness as and when due. The
indebtedness remaining in default,
this sale will be made for the pur
pose of paying the same, all ex
penses of the sale, including
attorney's fees and all other pay
ments provided for under the terms of
the Security Deed and Note.
Said property will be sold subject to
the following items which may affect
the title to said property: all zoning or
dinances; matters which would be
disclosed by an accurate survey or
by an inspection of the property; any
outstanding taxes, including but not
limited to ad valorem taxes, which
constitute liens upon said property;
special assessments; all outstanding
bills for public utilities which consti
tute liens upon said property; all re
strictive covenants, easements,
rights-of-way and any other matters
of record superior to said Security
Deed.
James B. Nutter & Company, 4153
Broadway, Kansas City, Missouri
64111, telephone number (816)531-
5642 as the secured creditor is the
entity that has full authority to negoti
ate, amend, and modify all terms of
the mortgage with the debtor.
Please understand that the secured
creditor is not required by law to ne
gotiate, amend or modify the terms of
the mortgage instrument. Notice has
been given of intention to collect at
torneys fees in accordance with the
terms of the note secured by said
Deed.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is PATRICIA
WARD or a tenant or tenants, and
said property is more commonly
known as:
4661 Ridge Drive, Pine Lake, Geor
gia 30072.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
JAMES B. NUTTER & COMPANY
as Attorney in Fact for
PATRICIA WARD
Contact: Bonny Powell
Perrie & Associates, LLC
100 Galleria Pkwy., N.W.
Suite 1170
Atlanta, GA 30339
(678) 501-5777
File No.:++2015-0048 WARD++
THIS LAW FIRM IS ATTEMPTING
TO COLLECT A DEBT OR TO EN
FORCE THE TERMS AND CONDI
TIONS OF THE SECURITY DEED.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE.
420-369997 5/7,5/14,5/21,5/28WG
NOTICE OF SALE UNDER POWER
By virtue of the power of sale con
tained in a Deed to Secure Debt from
Jerrold D. Winford to First Franklin
Financial Corporation filed in Deed
Book 14356, Page 405, DeKalb
County, Georgia records, conveying
the after described property to se
cure a Note in the original principal
amount of $86,800.00, last trans
ferred to Raul Sandoval by assign
ment recorded January 27, 2015 in
Deed Book 24758, Page 681, DeKalb
County, Georgia records with in
terest thereon as set forth therein,
there will be sold at a public outcry to
the highest bidder for cash before the
Courthouse door of DeKalb County,
Georgia, between the legal hours of
sale on the first Tuesday in June,
2015, by Raul Sandoval as Attorney-
in-Fact for Jerrold D. Winford the fol
lowing property to-wit:
All that certain piece, parcel or lot of
land with improvements thereon, ly
ing and being in Land Lot 40 of the
18th Land District, DeKalb County,
State of Georgia shown and desig
nated as Lot 17, Monticello Subdivi
sion as per plat filed in Plat Book 80,
page 124, DeKalb County, Georgia
records which plat is incorporated
herein by reference and made a part
hereof. Being property commonly
known as 4618 Thomas Jefferson
Court, Stone Mountain, Georgia
30083
The above described property is also
known as 4618 Thomas Jefferson
Court, Stone Mountain, GA 30083;
however please rely only on the
above legal description for location of
the property. If the property contains
multiple lots or parcels, the under
signed reserves the right to sell the
property or any portion thereof in sep
arate lots, parcels or as a whole.
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
among other possible events of de
fault, failure to pay indebtedness as
and when due pursuant to said Deed
to Secure Debt and Note. The debt
remaining in default, this sale will be
made for the purposes of paying the
same and all expenses of sale, in
cluding attorney’s fees, if applicable.
The property will be sold as the prop
erty of Jerrold D. Winford subject to
the following: all prior restrictive cov
enants, easements, rights-of-way, se
curity deeds or other encumbrances
of record; all valid zoning ordinances;
matters which would be disclosed by
an accurate survey of the property or
by any inspection of the property; all
outstanding taxes, assessments, un
paid bills, charges and expenses that
are a lien against the property wheth
er due and payable or not yet due
and payable.
This sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit as to the amount and
status of the loan with the holder of
the Security Deed.
Pursuant to O.C.G.A. Sec. 44-14-
162.2, the name, address and tele
phone number of the individual or en
tity who shall have the full authority to
negotiate, amend or modify all terms
of the above described mortgage is
as follows:
Raul Sandoval
5245 Hurt Bridge
Cumming, GA 30028
770-843-9352
The foregoing notwithstanding, noth
ing in O.C.G.A. Sec. 44-14-162.2
shall be construed to require Raul
Sandoval to negotiate, amend or
modify the terms of the Deed to Se
cure Debt described herein.
Raul Sandoval
As Attorney-in-Fact for
Jerrold D.Winford
O’KELLEY &SOROHAN
ATTORNEYS AT LAW, LLC
Brian S. Goldberg
2170 Satellite Blvd., Ste. 375
Duluth, GA 30097
(770) 622-2662
File No. ++L007877 WINFORD++
THIS COMMUNICATION IS FROM A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT; ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
HOWEVER, IF THE DEBT IS IN
ACTIVE BANKRUPTCY OR HAS
BEEN DISCHARGED THROUGH
BANKRUPTCY, THIS COMMUNICA
TION IS NOT INTENDED AS AND
DOES NOT CONSTITUTE AN AT
TEMPT TO COLLECT A DEBT.
420-369998 5/7,5/14,5/21.5/28JH
NOTICE OF SALE UNDER POWER
By virtue of the power of sale con
tained in a Deed to Secure Debt from
Peggy Lynn Sutton to National City
Bank filed April 12, 2006 in Deed
Book 18604, Page 147, DeKalb
Georgia records, conveying the after
described property to secure a Note
in the original principal amount of
$35,000.00, with interest thereon as
set forth therein, last transferred to
NYI Finance, LLC by Assignment
filed for record in Deed Book 24134,
Page 790, DeKalb County, Georgia
records, there will be sold at a public
outcry to the highest bidder for cash
before the Courthouse door of
DeKalb County, Georgia, between
the legal hours of sale on the first
Tuesday in June, 2015, by NYI Fin
ance, LLC as Attorney-in-Fact for
Peggy Lynn Sutton, the following
property to-wit:
All that tract or parcel of land lying
and being in Land Lot 61 of the 18th
District, DeKalb County, Georgia, be
ing Lot 40, Block B, Section 6 of Uni
versity Heights Subdivision, as per
plat thereof recorded in Plat Book 21,
Page 31, DeKalb County Georgia Re
cords, which recorded plat is incor
porated herein by reference and
made a part of this description.
The above described property is also
known as 878 Scott Circle, Decatur
GA 30033; however please rely only
on the above legal description for loc
ation of the property. If the property
contains multiple lots or parcels, the
undersigned reserves the right to sell
the property or any portion thereof in
separate lots, parcels or as a whole.
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
among other possible events of de
fault, failure to pay indebtedness as
and when due pursuant to said Deed
to Secure Debt and Note. The debt
remaining in default, this sale will be
made for the purposes of paying the
same and all expenses of sale, in
cluding attorney’s fees, if applicable.
The property will be sold as the prop
erty of Peggy Lynn Sutton, subject to
the following: all prior restrictive cov
enants, easements, rights-of-way, se
curity deeds or other encumbrances
of record; all valid zoning ordinances;
matters which would be disclosed by
an accurate survey of the property or
by any inspection of the property; all
outstanding taxes, assessments, un
paid bills, charges and expenses that
are a lien against the property wheth
er due and payable or not yet due
and payable.
This sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit as to the amount and
status of the loan with the holder of
the Security Deed.
Pursuant to O.C.G.A. Sec. 44-14-
162.2, the name, address and tele
phone number of the individual or en
tity who shall have the full authority to
negotiate, amend or modify all terms
of the above described mortgage is
as follows:
NYI Finance, LLC
770 River Rd. Suite 706
Edgewater, NJ 07020
551-333-9072
The foregoing notwithstanding, noth
ing in O.C.G.A. Sec. 44-14-162.2
shall be construed to require NYI Fin
ance, LLC to negotiate, amend or
modify the terms of the Deed to Se
cure Debt described herein.
NYI Finance, LLC
As Attorney-in-Fact for
Peggy Lynn Sutton
O’KELLEY &SOROHAN
ATTORNEYS AT LAW, LLC
Brian S. Goldberg
2170 Satellite Blvd., Ste. 375
Duluth, GA 30097
(770) 622-2662
++File No. L003719/ SUTTON++
THIS COMMUNICATION IS FROM A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT; ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
HOWEVER, IF THE DEBT IS IN
ACTIVE BANKRUPTCY OR HAS
BEEN DISCHARGED THROUGH
BANKRUPTCY, THIS COMMUNICA
TION IS NOT INTENDED AS AND
DOES NOT CONSTITUTE AN AT
TEMPT TO COLLECT A DEBT.
420-370018 5/7,5/14,5/21.5/28WG
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
By virtue of the power of sale con
tained in that certain of Security Deed
from Delisa Renae Hayes and
Joseph Hayes to MERS as nominee
for Mid-Atlantic Financial Services,
Inc., dated 9/16/2005, recorded
9/26/2005in the original principal
amount of $100,000.00, recorded in
Deed Book 17932, Page 11, Page 3,
aforesaid records, Dekalb County re
cords, last assigned to Pac-Perl, LLC,
said Deed to Secure Debt having
been given to secure a Note dated
09/16/2005 in the original principal
sum of One Hundred Thousand Dol
lars ($100,000.00), with interest from
date at the rate stated in said Note on
the unpaid balance until paid, there
will be sold by the undersigned at
public outcry to the highest bidder for
cash before the Courthouse door at
Dekalb County, Georgia, within the
legal hours of sale on the first Tues
day in June, 2015 the property de
scribed on Exhibit “A” attached hereto
and incorporated herein by reference.
The debt secured by said Deed to
Secure Debt and subject property
has been and is hereby declared due
because of, among other possible
events of default, non-payment of the
monthly installments on said loan.
The debt remaining in default, this
sale will be made for the purpose of
paying the same and all expenses of
this sale, including attorney’s fees.
The Secured Mortgage holder and
the individual or entity that has full
authority to negotiate amend, and
modify all terms of the mortgage is
Pac-Perl, LLC: 1951 Ferry Street,
Suite A, Albany, OR 97322. Phone
(541) 704-0345. (Brian Wyatt)
Notice has been given of intention to
collect attorney's fees in accordance
with the terms of the note secured by
said deed and notice has been given
in writing and by certified mail, return
receipt requested, to borrower of
name address, phone number of per
son and entity who shall have author
ity to negotiate and amend all terms
of the security deed and note se
cured in accordance with O.C.G.A.
44-14-162.2(a)
Said property will be sold as the prop
erty of Delisa Renae Hayes and
Joseph Hayes and the proceeds of
the sale will be applied to the pay
ment of said indebtedness, the ex
pense of said sale, all as provided in
said deed, and the undersigned will
execute a deed to the purchaser as
provided in the aforementioned se
curity deed.
Said property will be sold subject to
the outstanding ad valorem taxes
and/or assessments, all utility bills
and assessments, restrictions, liens,
if any, and all easements and restric
tions of record having priority over
this Deed to Secure Debt.