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The Champion Legal Section, Thursday, October 22, 2015
Page 47C
ing Lot 5, Block A, Eddington Subdi
vision, as per plat recorded in Plat
Book 50 page 79, DeKalb County
Georgia records; which plat is incor
porated herein and made a part here
of by reference.
Said property is known as 284 Col
chester Drive, Stone Mountain, GA
30088, together with all fixtures and
personal property attached to and
constituting a part of said property, if
any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The proceeds of said sale will be ap
plied to the payment of said indebted
ness and all expenses of said sale as
provided in said Deed, and the bal
ance, if any, will be distributed as
provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor.
The property is or may be in the pos
session of Mehmed Agarevic and
Elvira Agarevic, successor in interest
or tenant(s).
Selene Finance LP as Attorney-in-
Fact for Mehmed Agarevic and Elvira
Agarevic
File no. ++15-054161 AGAREVIC++
SHAPIRO PENDERGAST & HASTY,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)1220-2535/CH
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-375751
10/8,10/15,10/22,10/29WG
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Because of a default under the terms
of the Security Deed executed by
Debra E. Brown to Mortgage Elec
tronic Registration Systems, Inc. as
nominee for Lend America and its
successors and assigns dated Octo
ber 23, 2008, and recorded in Deed
Book 21115, Page 295, DeKalb
County Records, said Security Deed
having been last sold, assigned,
transferred and conveyed to Selene
Finance LP by Assignment, securing
a Note in the original principal
amount of $119,864.00, the holder
thereof pursuant to said Deed and
Note thereby secured has declared
the entire amount of said indebted
ness due and payable and, pursuant
to the power of sale contained in said
Deed, will on the first Tuesday,
November 3, 2015, during the legal
hours of sale, before the Courthouse
door in said County, sell at public out
cry to the highest bidder for cash, the
property described in said Deed, to-
wit:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 191 OF THE 15TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 22, GLEN VALLEY SUBDI
VISION, AS PER PLAT RECORDED
IN PLAT BOOK 70, PAGE 65,
DEKALB COUNTY, GEORGIA RE
CORDS, WHICH RECORDED PLAT
IS INCORPORATED HEREIN BY
THIS REFERENCE AND MADE A
PART OF THIS DESCRIPTION.
SAID PROPERTY BEING KNOWN
AS 4431 RAVEN VALLEY CT. AC
CORDING TO THE PRESENT SYS
TEM OF NUMBERING PROPERTY
IN DEKALB COUNTY, GEORGIA.
Said property is known as 4431
Raven Valley Court, Decatur, GA
30035, together with all fixtures and
personal property attached to and
constituting a part of said property, if
any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The proceeds of said sale will be ap
plied to the payment of said indebted
ness and all expenses of said sale as
provided in said Deed, and the bal
ance, if any, will be distributed as
provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor.
The property is or may be in the pos
session of Debra E. Brown, suc
cessor in interest or tenant(s).
Selene Finance LP as Attorney-in-
Fact for Debra E. Brown
File no. ++14-048578 BROWN++
SHAPIRO PENDERGAST & HASTY,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)1220-2535/CH
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-375752
10/8,10/15,10/22,10/29WG
NOTICE OF SALE UNDER POWER
Because of a default under the terms
of the Security Deed executed by
Cynthia Walker to Mortgage Elec
tronic Registration Systems, Inc. as
nominee for First Service Mortgage
Inc. and its successors and assigns
dated January 9, 2009, and recorded
in Deed Book 21215, Page 615,
DeKalb County Records, said Secur
ity Deed having been last sold, as
signed, transferred and conveyed to
Selene Finance LP by Assignment,
securing a Note in the original prin
cipal amount of $90,501.00, the hold
er thereof pursuant to said Deed and
Note thereby secured has declared
the entire amount of said indebted
ness due and payable and, pursuant
to the power of sale contained in said
Deed, will on the first Tuesday,
November 3, 2015, during the legal
hours of sale, before the Courthouse
door in said County, sell at public out
cry to the highest bidder for cash, the
property described in said Deed, to-
wit:
All that tract or parcel of land lying
and being in Land Lot 159 of the 16th
District, DeKalb County, Georgia, be
ing Lot 16, Breckenridge Estates
Subdivision, Phase I, as per plat re
corded in Plat Book 117, Page 1-3,
DeKalb County, Georgia records,
which recorded plat is incorporated
herein by this reference and made a
part of this description.
Said property is known as 6992
Brecken Circle, Lithonia, GA
30058, together with all fixtures and
personal property attached to and
constituting a part of said property, if
any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The proceeds of said sale will be ap
plied to the payment of said indebted
ness and all expenses of said sale as
provided in said Deed, and the bal
ance, if any, will be distributed as
provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor.
The property is or may be in the pos
session of Cynthia Walker, suc
cessor in interest or tenant(s).
Selene Finance LP as Attorney-in-
Fact for Cynthia Walker
File no. ++15-054292 WALKER++
SHAPIRO PENDERGAST & HASTY,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)1220-2535/CH
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-375753
10/8,10/15,10/22,10/29WG
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Because of a default under the terms
of the Security Deed executed by Re
gina L. Searcy to HomeBanc Mort
gage Corporation dated May 26,
1995, and recorded in Deed Book
8570, Page 326, and Deed Book
8624, Page 220, DeKalb County Re
cords, said Security Deed having
been last sold, assigned, transferred
and conveyed to Ditech Financial
LLC by Assignment, securing a Note
in the original principal amount of
$98,700.00, the holder thereof pursu
ant to said Deed and Note thereby
secured has declared the entire
amount of said indebtedness due and
payable and, pursuant to the power
of sale contained in said Deed, will
on the first Tuesday, November 3,
2015, during the legal hours of sale,
before the Courthouse door in said
County, sell at public outcry to the
highest bidder for cash, the property
described in said Deed, to-wit:
ALL THAT TRACT PARCEL OF
LAND LYING AND BEING IN LAND
LOTS 130 AND 131 OF THE 16TH
DISTRICT OF DEKALB COUNTY,
GEORGIA, BEING LOT 4, BLOCK C,
WILDWOOD SPRINGS, PHASE 2,
AS PER PLAT RECORDED IN PLAT
BOOK 92, PAGE 19, DEKALB
COUNTY, GEORGIA RECORDS,
WHICH PLAT IS INCORPORATED
HEREIN BY REFERENCE AND
MADE A PART OF THIS DESCRIP
TION.
Said property is known as 6682 Wild
wood Court, Lithonia, GA 30058,
together with all fixtures and person
al property attached to and constitut
ing a part of said property, if any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The proceeds of said sale will be ap
plied to the payment of said indebted
ness and all expenses of said sale as
provided in said Deed, and the bal
ance, if any, will be distributed as
provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor.
The property is or may be in the pos
session of Regina L. Searcy, suc
cessor in interest or tenant(s).
Ditech Financial LLC FKA Green
Tree Servicing LLC as Attorney-in-
Fact for Regina L. Searcy
File no. ++13-039694 SEARCY++
SHAPIRO PENDERGAST & HASTY,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770) 220-2535/SJ
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-375754
10/8,10/15,10/22,10/29WG
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Because of a default under the terms
of the Security Deed executed by
Jean Valery Cineus to Mortgage
Electronic Registration Systems, Inc.
as nominee for WR Starkey Mort
gage, LLP., and its successors and
assigns dated October 23, 2009, and
recorded in Deed Book 21706, Page
727, DeKalb County Records, said
Security Deed having been last sold,
assigned, transferred and conveyed
to Ditech Financial LLC by Assign
ment, securing a Note in the original
principal amount of $112,917.00, the
holder thereof pursuant to said Deed
and Note thereby secured has de
clared the entire amount of said in
debtedness due and payable and,
pursuant to the power of sale con
tained in said Deed, will on the first
Tuesday, November 3, 2015, during
the legal hours of sale, before the
Courthouse door in said County, sell
at public outcry to the highest bidder
for cash, the property described in
said Deed, to-wit:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 3 OF THE 16TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 10, BLOCK C, HAIRSTON
HOLLOW SUBDIVISION, UNIT ONE.
AS PER PLAT RECORDED IN PLAT
BOOK 81, PAGE 93, DEKALB
COUNTY RECORDS WHICH PLAT
IS INCORPORATED HEREIN BY
REFERENCE.
Said property is known as 4808 Fen-
brook Drive, Stone Mountain, GA
30088, together with all fixtures and
personal property attached to and
constituting a part of said property, if
any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The proceeds of said sale will be ap
plied to the payment of said indebted
ness and all expenses of said sale as
provided in said Deed, and the bal
ance, if any, will be distributed as
provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor.
The property is or may be in the pos
session of Jean Valery Cineus, suc
cessor in interest or tenant(s).
Ditech Financial LLC FKA Green
Tree Servicing LLC as Attorney-in-
Fact for Jean Valery Cineus
File no. ++12-035181 CINEUS++
SHAPIRO PENDERGAST & HASTY,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)1220-2535/SJ
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-375755
10/8,10/15,10/22,10/29WG
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Because of a default under the terms
of the Security Deed executed by
Shirley A. Fuller to New Century
Mortgage Corporation dated Septem
ber 21, 2005, and recorded in Deed
Book 17941, Page 85, DeKalb
County Records, said Security Deed
having been last sold, assigned,
transferred and conveyed to Wells
Fargo Bank N.A., as Trustee, for Car
rington Mortgage Loan Trust, Series
2006-NC1 Asset-Backed Pass-
Through Certificates by Assignment,
securing a Note in the original prin
cipal amount of $213,600.00, the
holder thereof pursuant to said Deed
and Note thereby secured has de
clared the entire amount of said in
debtedness due and payable and,
pursuant to the power of sale con
tained in said Deed, will on the first
Tuesday, November 3, 2015, during
the legal hours of sale, before the
Courthouse door in said County, sell
at public outcry to the highest bidder
for cash, the property described in
said Deed, to-wit:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 97 OF THE 16TH DISTRICT,
OF DEKALB COUNTY, GEORGIA,
AND BEING LOT 21, OF THE LINKS
OF SOUTHLAND, PHASE ONE, AS
PER PLAT RECORDED IN PLAT
BOOK 134, PAGE 37-41 OF
DEKALB COUNTY, GEORGIA RE
CORDS, WHICH PLAT IS INCOR
PORATED HEREIN AND MADE A
PART HEREOF BY REFERENCE.
Said property is known as 6299
Southland Ridge, Stone Mountain,
GA 30087, together with all fixtures
and personal property attached to
and constituting a part of said prop
erty, if any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The proceeds of said sale will be ap
plied to the payment of said indebted
ness and all expenses of said sale as
provided in said Deed, and the bal
ance, if any, will be distributed as
provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor.
The property is or may be in the pos
session of Shirley A. Fuller, suc
cessor in interest or tenant(s).
Wells Fargo Bank N.A., as Trustee,
for Carrington Mortgage Loan Trust,
Series 2006-NC1 Asset-Backed
Pass-Through Certificates as Attor-
ney-in-Fact for Shirley A. Fuller
File no. ++15-054565 FULLER++
SHAPIRO PENDERGAST & HASTY,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)1220-2535/KMM
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-375756
10/8,10/15,10/22,10/29wg
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Because of a default under the terms
of the Security Deed executed by
Donald M. Demille to Mortgage
Electronic Registration Systems, Inc.
as nominee for First-Rate Mortgage
Inc. and its successors and assigns
dated April 16, 2009, and recorded in
Deed Book 21415, Page 337, DeKalb
County Records, said Security Deed
having been last sold, assigned,
transferred and conveyed to CAR
RINGTON MORTGAGE SERVICES,
LLC by Assignment, securing a Note
in the original principal amount of
$152,116.00, the holder thereof pur
suant to said Deed and Note thereby
secured has declared the entire
amount of said indebtedness due and
payable and, pursuant to the power
of sale contained in said Deed, will
on the first Tuesday, November 3,
2015, during the legal hours of sale,
before the Courthouse door in said
County, sell at public outcry to the
highest bidder for cash, the property
described in said Deed, to-wit:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 41 OF THE 18TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOTS 1375, 1376, 1377, 1378,
1379 AND 1389 OF MAP NO. 2,
PINE LAKE SUBDIVISION, AS PER
PLAT RECORDED IN PLAT BOOK
10, PAGE 157, DEKALB COUNTY,
GEORGIA RECORDS, WHICH PLAT
IS
INCORPORATED HEREIN AND
MADE A PART HEREOF BY REF
ERENCE. BEING KNOWN AS 4604
PARK DRIVE, ACCORDING TO THE
PRESENT SYSTEM OF NUMBER
ING IN DEKALB COUNTY, GEOR
GIA.
Said property is known as 4604 Park
Drive, Pine Lake, GA 30072, togeth
er with all fixtures and personal prop
erty attached to and constituting a
part of said property, if any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The proceeds of said sale will be ap
plied to the payment of said indebted
ness and all expenses of said sale as
provided in said Deed, and the bal
ance, if any, will be distributed as
provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor.
The property is or may be in the pos
session of Donald M. Demille, suc
cessor in interest or tenant(s).
CARRINGTON MORTGAGE SER
VICES, LLC as Attorney-in-Fact for
Donald M. Demille
File no. ++15-054715 DEMILLE++
SHAPIRO PENDERGAST & HASTY,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)1220-2535/KMM
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-375757 10/15,10/22,10/29WG
NOTICE OF DEFAULT AND
FORECLOSURE SALE
WHEREAS, on March 11, 1994, a
certain Security Deed was executed
by ++S. M. Kupferman and Dorothy
P. Kupferman++ as grantor in favor
Unity Mortgage Corp. DBA The Re
verse Mortgage Company as grantee
and was recorded on March 23,
1994, in Deed Book 8114, Page 708
in the Office of the Clerk of Superior
Court, DeKalb County, Georgia; and
WHEREAS, the Security Deed was
insured by the United State Secret
ary of Housing and Urban Develop
ment (the Secretary) pursuant to the
National Housing Act for the purpose
of providing single family housing;
and;
WHEREAS, the Security Deed is now
owned by the Secretary, pursuant to
an assignment recorded on January
16, 2013 in Deed Book 23680, Page
31, in the Office of the Clerk of Su
perior Court, DeKalb County, Geor
gia; and
WHEREAS, the entire amount delin
quent as of October 31, 2015 is
$5,686.15 plus fees and costs; and
WHEREAS, by virtue of this default,
the Secretary has declared the entire
amount of the indebtedness secured
by the Security Deed to by immedi
ately due and payable;
NOW THEREFORE, pursuant to
powers vested in me by the Single
Family Mortgage Foreclosure Act of
1994, 12 U.S.C. 3751 et seq., by 24
CFR Part 27, subpart B, and by the
Secretary’s designation of me as
Foreclosure Commissioner, recorded
on October 13, 2011 in Book 22678,
Page 468, notice is hereby given that
on November 3,2015 at 1:15 PM loc
al time, all real and personal prop
erty at or used in connection with the
following described premises (“Prop
erty”) will be sold at public auction to
the highest bidder:
All that tract or parcel of land lying
and being in Land Lot 111 of the 18th
District, DeKalb County, Georgia, be
ing Lot 23 of Merry Hills Subdivision,
as shown on a plat thereof recorded
in Plat Book 16, Page 161 in the of
fice of the Clerk of the superior Court
of DeKalb County, Georgia, and be
ing more particularly described as fol
lows:
BEGINNING at a point on the south
eastern side of Merry Lane 1102.5
feet northerly and easterly, as meas
ured along the eastern and south
eastern side of Merry Lane and fol
lowing the curve thereof, from the
northern side of LaVista Road as now
located (said point having been
shown on said subdivision plat as be
ing 1095.5 feet from LaVista Road as
the same was then located); thence
running southeasterly along a line
which forms an interior angle of 96
degrees 20 minutes with a chord line
running from said point of beginning
to the northeast corner of the prop
erty herein described, a distance of
192 feet to an iron pin; thence run
ning northeasterly 113 feet to a fence
post; thence running northwesterly
176.3 feet, partially along a fence
line, to an iron pin on the southeast
ern side of Merry Lane; thence run
ning southwesterly 70 feet along the
southeastern side of Merry Lane to a
point of beginning; being improved
property known as No. 1327 (formerly
No. 2629) Merry Lane, according to
plat of survey of property of 5. M.
Kupferman by C. R. Roberts, Engin
eer, dated August 11, 1961.
Commonly known as: 1327 Merry
Lane, Atlanta, GA 30329
The sale will be held at the DeKalb
County Courthouse. The Secretary of
Housing and Urban Development will
bid $5,717.23 plus fees & costs.
There will be no proration of taxes,
rents or other income or liabilities, ex
cept that the purchaser will pay, at or
before closing, his prorate share of
any real estate taxes that have been
paid by the Secretary to the date of
the foreclosure sale.
When making their bids, all bidders
except the Secretary must submit a
deposit totaling $571.72 in the form
of a certified check or cashier’s check
made out to the Secretary of HUD.
Each oral bid need not be accompan
ied by a deposit. If the successful bid
is oral, a deposit of $571.72 must be
presented before the bidding is
closed. The deposit is nonrefundable.
The remainder of the purchase price
must be delivered within 30 days of
the sale or at such other time as the
Secretary may determine for good
cause shown, time being of the es
sence. This amount, like the bid de
posits, must be delivered in the form
of a certified or cashier’s check. If the
Secretary is the high bidder, he need
not pay the bid amount in cash. The
successful bidder will pay all convey
ancing fees, all real estate and other
taxes that are due on or after the de
livery of the remainder of the pay
ment and all other costs associated
with the transfer of title. At the con
clusion of the sale, the deposits of
the unsuccessful bidders will be re
turned to them.
The Secretary may grant an exten
sion of time within which to deliver
the remainder of the payment. All ex
tensions will be for 15-day incre
ments for a fee of $500.00, paid in
advance. The extension fee shall be
in the form of a certified or cashier's
check made payable to the Secret
ary of HUD. If the high bidder closes
the sale prior to the expiration of any
extension period, the unused portion
of the extension fee shall be applied
toward the amount due.
If the high bidder is unable to close
the sale within the required period, or
within any extensions of time gran
ted by the Secretary, the high bidder
may be required to forfeit the cash
deposit or, at the election of the fore
closure commissioner after consulta
tion with the HUD Field Office repres
entative, will be liable to HUD for any
costs incurred as a result of such fail
ure.
The Commissioner may, at the direc
tion of the HUD Field Office repres
entative, offer the Property to the
second highest bidder for an amount
equal to the highest price offered by
that bidder.
There is no right of redemption, or
right of possession based upon a
right of redemption, in the mortgage
or others subsequent to a foreclos
ure completed pursuant to the Act.
Therefore, the Foreclosure Commis
sioner will issue a Deed to the pur
chaser (s) upon receipt of the entire
purchase price in accordance with
the terms of the sale as provided
herein. HUD does not guarantee that
the property will be vacant.
The scheduled foreclosure sale shall
be cancelled or adjourned if it is es
tablished, by documented written ap
plication of the mortgagor to the
Foreclosure Commissioner not less
than 3 days before the date of sale,
or otherwise, that the default or de
faults upon which the foreclosure is
based did not exist at the time of ser
vice of this notice of default and fore
closure sale, or all amounts due un
der the mortgage agreement are
tendered to the Foreclosure Commis
sioner, in the form of a certified or
cashier’s check payable to the Sec
retary of HUD, before public auction
of the property is completed.
The amount that must be paid if the
Mortgage is to be reinstated prior to
the scheduled sale is $5,686.15 plus
fees and costs as of October 31,
2015 plus all other amounts that
would be due under the mortgage
agreement if payments under the
mortgage had not been accelerated,
advertising costs and postage ex
penses incurred in giving notice,
mileage by the most reasonable road
distance for posting notices and for
the Foreclosure Commissioner’s at
tendance at the sale, reasonable and
customary costs incurred for title and
lien record searches, the necessary
out-of-pocket costs incurred by the
Foreclosure Commissioner for re
cording documents, a commission for
the Foreclosure Commissioner, and
all other costs incurred in connection
with the foreclosure prior to reinstate
ment.
Tender of payment by certified or
cashier’s check or application for can
cellation of the foreclosure sale shall
be submitted to the address of the
Foreclosure Commissioner provided
below.
Shapiro Pendergast & Hasty, LLP
Philip Hasty
FORECLOSURE COMMISSIONER
2872 Woodcock Blvd.
Suite 100
Atlanta, GA 30341-3941