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The Champion Legal Section, Thursday, December 24, 2015
I.D.# 1 8-029-02-074 Commonly
known as: 7408 Woodruff Way
Stone Mountain, GA 30087
Said legal description being con
trolling, however the property is more
commonly known as 7408 WOOD
RUFF WAY, STONE MOUNTAIN,
GA 30087.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note. The indebtedness
remaining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys’ fees (notice to col
lect same having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold on an “as-
is” basis without any representation,
warranty or recourse against the
above-named or the undersigned.
The sale will also be subject to the
following items which may affect the
title: any outstanding ad valorem
taxes (including taxes which are a li
en, whether or not now due and pay
able); the right of redemption of any
taxing authority; matters which would
be disclosed by an accurate survey
or by an inspection of the property; all
zoning ordinances; assessments; li
ens; encumbrances; restrictions; cov
enants, and any other matters of re
cord superior to said Security Deed.
To the best of the knowledge and be
lief of the undersigned, the owner
and party in possession of the prop
erty is CHARLENE MCLENDON, or
tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: SPS, Loss Mitigation
Dept., P.O. Box 65250, Salt Lake
City, UT 84165, Telephone Number:
888-818-6032.
U.S. BANK, N.A., SUCCESSOR
TRUSTEE TO LASALLE BANK NA
TIONAL ASSOCIATION, ON BE
HALF OF THE HOLDERS OF BEAR
STEARNS ASSET BACKED SE
CURITIES I TRUST 2004-HE11, AS-
SET-BACKED CERTIFICATES
SERIES 2004-HE11
as Attorney in Fact for
CHARLENE MCLENDON
THE BELOW LAW FIRM MAY BE
HELD TO BE ACTING AS A DEBT
COLLECTOR, UNDER FEDERAL
LAW. IF SO, ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC,
3740 Davinci Court, Suite 150,
Peachtree Corners, GA 30092
Telephone Number: (877) 813-0992
Case No. ++SPS-15-00666-3
MCLENDON++
www.rubinlublin.com/property-list-
ings.php
420-379862
12/10,12/17,12/24,12/31WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from CONSUELA JONES, JER
MAINE D. JONES to MORTGAGE
ELECTRONIC REGISTRATION
SYSTEMS INC. AS NOMINEE FOR
FULL SPECTRUM LENDING INC.,
dated March 25, 2002, recorded April
3, 2002, in Deed Book 13121, Page
561, DeKalb County, Georgia Re
cords, said Security Deed having
been given to secure a Note of even
date in the original principal amount
of Ninety-Two Thousand and 00/100
dollars ($92,000.00), with interest
thereon as provided for therein, said
Security Deed having been last sold,
assigned and transferred to Select
Portfolio Servicing, Inc., there will be
sold at public outcry to the highest
bidder for cash at the DeKalb County
Courthouse, within the legal hours of
sale on the first Tuesday in January,
2016, all property described in said
Security Deed including but not lim
ited to the following described prop
erty:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 253 OF THE 15TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 17, BLOCK C, UNIT
THREE, THE WOODS, AS PER
PLAT RECORDED AT PLAT BOOK
76, PAGE 93, DEKALB COUNTY
RECORDS, WHICH PLAT REFER
ENCE IS HEREBY MADE FOR THE
PURPOSE OF INCORPORATING
HEREIN. BEING ALSO KNOWN AS
3914 WOOD PATH LANE ACCORD
ING TO THE PRESENT SYSTEM
OF NUMBERING PROPERTIES IN
DEKALB COUNTY. GEORGIA.
Said legal description being con
trolling, however the property is more
commonly known as 3914 WOOD
PATH LANE, STONE MOUNTAIN,
GA 30083.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note. The indebtedness
remaining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys’ fees (notice to col
lect same having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold on an “as-
is” basis without any representation,
warranty or recourse against the
above-named or the undersigned.
The sale will also be subject to the
following items which may affect the
title: any outstanding ad valorem
taxes (including taxes which are a li
en, whether or not now due and pay
able); the right of redemption of any
taxing authority; matters which would
be disclosed by an accurate survey
or by an inspection of the property; all
zoning ordinances; assessments; li
ens; encumbrances; restrictions; cov
enants, and any other matters of re
cord superior to said Security Deed.
To the best of the knowledge and be
lief of the undersigned, the owner
and party in possession of the prop
erty is CONSUELA JONES, JER
MAINE D. JONES, or tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
SPS, holds the duly endorsed Note
and is the current assignee of the Se
curity Deed to your property. SPS,
acting on behalf of and, as neces
sary, in consultation with Federal Na
tional Mortgage Association (the cur
rent investor on your loan), is the en
tity with the full authority to negotiate,
amend, and modify all terms of your
loan. Pursuant to O.C.G.A. § 44-14-
162.2, you may contact SPS at:
SELECT PORTFOLIO SERVICING,
INC.
P.O. Box 65250
Salt Lake City, UT 84165
800-258-8602
Please note that, pursuant to
O.C.G.A. § 44-14-162.2, you are not
entitled by law to an amendment or
modification of the terms of your loan.
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: SPS, Loss Mitigation
Dept., P.O. Box 65250, Salt Lake
City, UT 84165, Telephone Number:
888-818-6032.
SELECT PORTFOLIO SERVICING,
INC.
as Attorney in Fact for
CONSUELA JONES, JERMAINE D.
JONES
THE BELOW LAW FIRM MAY BE
HELD TO BE ACTING AS A DEBT
COLLECTOR, UNDER FEDERAL
LAW. IF SO, ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC,
3740 Davinci Court, Suite 150,
Peachtree Corners, GA 30092
Telephone Number: (877) 813-0992
Case No. ++SPS-15-05825-1
JONES++
www.rubinlublin.com/property-list-
ings.php
420-379863
12/10,12/17,12/24,12/31 WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from SANDRA ELIZABETH MC-
GIRT to BANK OF AMERICA N.A,
dated April 27, 2006, recorded May
5, 2006, in Deed Book 18682, Page
356, DeKalb County, Georgia Re
cords, said Security Deed having
been given to secure a Note of even
date in the original principal amount
of One Hundred Nineteen Thousand
Nine Hundred and 00/100 dollars
($119,900.00), with interest thereon
as provided for therein, said Security
Deed having been last sold, as
signed and transferred to BANK OF
AMERICA, N.A., there will be sold at
public outcry to the highest bidder for
cash at the DeKalb County Court
house, within the legal hours of sale
on the first Tuesday in January,
2016, all property described in said
Security Deed including but not lim
ited to the following described prop
erty:
All that tract or parcel of land lying
and being in Land Lot 90, 15th Dis
trict, Dekalb County, Georgia, being
Unit 128, Vinings Crest Condomini
um, a condominium, Phase IV, as per
plat recorded in Plat Book 148, page
29-30, Dekalb County, Georgia re
cords, which plat is incorporated
herein and made a part hereof by ref
erence. Subject to that certain declar
ation of condominium for Vinings
Crest Condominium, a condominium,
recorded in Deed Book 16100, page
372, aforesaid records, which declar
ation may be amended from time to
time and which terms and conditions
are incorporated herein and made a
part hereof by reference.
Said legal description being con
trolling, however the property is more
commonly known as 2735 VINING
RIDGE TER, 128, DECATUR, GA
30034.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note. The indebtedness
remaining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys’ fees (notice to col
lect same having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold on an “as-
is” basis without any representation,
warranty or recourse against the
above-named or the undersigned.
The sale will also be subject to the
following items which may affect the
title: any outstanding ad valorem
taxes (including taxes which are a li
en, whether or not now due and pay
able); the right of redemption of any
taxing authority; matters which would
be disclosed by an accurate survey
or by an inspection of the property; all
zoning ordinances; assessments; li
ens; encumbrances; restrictions; cov
enants, and any other matters of re
cord superior to said Security Deed.
To the best of the knowledge and be
lief of the undersigned, the owner
and party in possession of the prop
erty is SANDRA ELIZABETH MC-
GIRT, or tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: BAC, Loss Mitiga
tion Dept., 7105 Corporate Drive, Pla
no, TX 75024, Telephone Number:
800-846-2222.
BANK OF AMERICA, N.A.
as Attorney in Fact for
SANDRA ELIZABETH MCGIRT
THE BELOW LAW FIRM MAY BE
HELD TO BE ACTING AS A DEBT
COLLECTOR, UNDER FEDERAL
LAW. IF SO, ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC,
3740 Davinci Court, Suite 150,
Peachtree Corners, GA 30092
Telephone Number: (877) 813-0992
Case No. ++BAC-15-05415-1 MC-
GIRT++
www.rubinlublin.com/property-list-
ings.php
420-379864
12/10,12/17,12/24,12/31 WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from Linda Phillips to Mortgage
Electronic Registration Systems, Inc.,
acting solely as nominee for Country
wide Bank, FSB, dated July 31,2008,
recorded August 8, 2008, in Deed
Book 20989, Page 84 (see
Scrivener's affidavit at bk 21664 pg
151), DeKalb County, Georgia Re
cords, said Security Deed having
been given to secure a Note of even
date in the original principal amount
of Three Hundred Fifty-One Thou
sand Four Hundred Forty-Three and
00/100 dollars ($351,443.00), with in
terest thereon as provided for therein,
said Security Deed having been last
sold, assigned and transferred to
BANK OF AMERICA, N.A., there will
be sold at public outcry to the highest
bidder for cash at the DeKalb County
Courthouse, within the legal hours of
sale on the first Tuesday in January,
2016, all property described in said
Security Deed including but not lim
ited to the following described prop
erty:
All that tract or parcel of land lying
and being in Land Lot 10 of the 16th
District of DeKalb County, Georgia,
being Lot 25, Block C, Unit I, of Miller
Park Subdivision, as per plat recor
ded in Plat Book 200, Page 37,
DeKalb County, Georgia records,
which plat is incorporated herein and
made a part hereof by reference.This
conveyance is made subject to and
the Grantee herein agrees to be
bound by and subject the property
described herein to the Declaration of
Protective Covenants for Miller Park
dated August 3, 2005, recorded in
Deed Book 17843, Page 226, DeKalb
County, Georgia records.
Said legal description being con
trolling, however the property is more
commonly known as 4949 TAD-
MORE LANE, LITHONIA, GA 30038.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note. The indebtedness
remaining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys’ fees (notice to col
lect same having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold on an “as-
is” basis without any representation,
warranty or recourse against the
above-named or the undersigned.
The sale will also be subject to the
following items which may affect the
title: any outstanding ad valorem
taxes (including taxes which are a li
en, whether or not now due and pay
able); the right of redemption of any
taxing authority; matters which would
be disclosed by an accurate survey
or by an inspection of the property; all
zoning ordinances; assessments; li
ens; encumbrances; restrictions; cov
enants, and any other matters of re
cord superior to said Security Deed.
To the best of the knowledge and be
lief of the undersigned, the owner
and party in possession of the prop
erty is Linda Phillips, or tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: BAC, Loss Mitiga
tion Dept., 7105 Corporate Drive, Pla
no, TX 75024, Telephone Number:
800-846-2222.
BANK OF AMERICA, N.A.
as Attorney in Fact for
LINDA PHILLIPS
THE BELOW LAW FIRM MAY BE
HELD TO BE ACTING AS A DEBT
COLLECTOR, UNDER FEDERAL
LAW. IF SO, ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC,
3740 Davinci Court, Suite 150,
Peachtree Corners, GA 30092
Telephone Number: (877) 813-0992
Case No. ++BAC-10-03194-8 PHIL
LIPS-^
www.rubinlublin.com/property-list-
ings.php
420-379865
12/10,12/17,12/24,12/31 WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from DERRICK D. BROWN AND
KIMBERLY V. BROWN to
HOMEBANC MORTGAGE COR
PORATION, dated January 27, 2004,
recorded February 11, 2004, in Deed
Book 15801, Page 736, DeKalb
County, Georgia Records, said Se
curity Deed having been given to se
cure a Note of even date in the ori
ginal principal amount of One Hun
dred Fifty-Six Thousand and 00/100
dollars ($156,000.00), with interest
thereon as provided for therein, said
Security Deed having been last sold,
assigned and transferred to The
Bank of New York Mellon f/k/a The
Bank of New York, as successor-in-
interest to JPMorgan Chase Bank,
N.A., f/k/a JPMorgan Chase Bank as
Trustee for Structured Asset Mort
gage Investments Inc., Mortgage
Pass-Through Certificates, Series
2004-AR3, there will be sold at pub
lic outcry to the highest bidder for
cash at the DeKalb County Court
house, within the legal hours of sale
on the first Tuesday in January,
2016, all property described in said
Security Deed including but not lim
ited to the following described prop
erty:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 175 OF THE 15TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING LOT 16, BLOCK F, HOMES
AND LEVY SUBDIVISION, AS PER
PLAT BOOK 15, PAGE 131,
DEKLAB COUNTY, GEORGIA RE
CORDS, WHICH PLAT IS INCOR
PORATED HEREIN AND MADE A
REFERENCE.
Said legal description being con
trolling, however the property is more
commonly known as 1623 JOBETH
AVENUE, ATLANTA, GA 30316.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note. The indebtedness
remaining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys’ fees (notice to col
lect same having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold on an “as-
is” basis without any representation,
warranty or recourse against the
above-named or the undersigned.
The sale will also be subject to the
following items which may affect the
title: any outstanding ad valorem
taxes (including taxes which are a li
en, whether or not now due and pay
able); the right of redemption of any
taxing authority; matters which would
be disclosed by an accurate survey
or by an inspection of the property; all
zoning ordinances; assessments; li
ens; encumbrances; restrictions; cov
enants, and any other matters of re
cord superior to said Security Deed.
To the best of the knowledge and be
lief of the undersigned, the owner
and party in possession of the prop
erty is DERRICK D. BROWN AND
KIMBERLY V. BROWN, or
tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: SPS, Loss Mitigation
Dept., P.O. Box 65250, Salt Lake
City, UT 84165, Telephone Number:
888-818-6032.
THE BANK OF NEW YORK MEL
LON F/K/A THE BANK OF NEW
YORK, AS SUCCESSOR-IN-IN-
TEREST TO JPMORGAN CHASE
BANK, N.A., F/K/A JPMORGAN
CHASE BANK AS TRUSTEE FOR
STRUCTURED ASSET MORT
GAGE INVESTMENTS INC., MORT
GAGE PASS-THROUGH CERTIFIC
ATES, SERIES 2004-AR3
as Attorney in Fact for
DERRICK D. BROWN AND
KIMBERLY V. BROWN
THE BELOW LAW FIRM MAY BE
HELD TO BE ACTING AS A DEBT
COLLECTOR, UNDER FEDERAL
LAW. IF SO, ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC,
3740 Davinci Court, Suite 150,
Peachtree Corners, GA 30092
Telephone Number: (877) 813-0992
Case No. ++SPS-15-00899-2
BROWN++
www.rubinlublin.com/property-list-
ings.php
420-379866
12/10,12/17,12/24,12/31 WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from DAVE ST. AUBYN FAIR-
CLOUGH AND AUBYN INVEST
MENT LLC to VISIO FINANCIAL
SERVICES, INC., dated June 30,
2014, recorded July 29, 2014, in
Deed Book 24496, Page 527, DeKalb
County, Georgia Records, said Se
curity Deed having been given to se
cure a Note of even date in the ori
ginal principal amount of Twenty-Four
Thousand Seven Hundred Fifteen
and 00/100 dollars ($24,715.00), with
interest thereon as provided for
therein, said Security Deed having
been last sold, assigned and trans
ferred to Visio Financial Services,
Inc., there will be sold at public out
cry to the highest bidder for cash at
the DeKalb County Courthouse, with
in the legal hours of sale on the first
Tuesday in January, 2016, all prop
erty described in said Security Deed
including but not limited to the follow
ing described property:
THE FOLLOWING DESCRIBED
PROPERTY, TO WIT: ALL THAT
TRACT OR PARCEL OF LAND LY
ING AND BEING IN LAND LOT 20
OF THE 18TH DISTRICT, DEKALB
COUNTY, GEORGIA, BEING LOT
63, BLOCK A, THE WELLS, PHASE
TWO, AS PER PLAT RECORDED IN
PLAT BOOK 82, PAGE 6, DEKALB
COUNTY, GEORGIA RECORDS, TO
WHICH PLAT REFERENCE IS
MADE FOR A MORE DETAILED DE
SCRIPTION.
Said legal description being con
trolling, however the property is more
commonly known as 5709 WELLS
CIRCLE, STONE MOUNTAIN, GA
30087.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note. The indebtedness
remaining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys’ fees (notice to col
lect same having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold on an “as-
is” basis without any representation,
warranty or recourse against the
above-named or the undersigned.
The sale will also be subject to the
following items which may affect the
title: any outstanding ad valorem
taxes (including taxes which are a li
en, whether or not now due and pay
able); the right of redemption of any
taxing authority; matters which would
be disclosed by an accurate survey
or by an inspection of the property; all
zoning ordinances; assessments; li
ens; encumbrances; restrictions; cov
enants, and any other matters of re
cord superior to said Security Deed.
To the best of the knowledge and be
lief of the undersigned, the owner
and party in possession of the prop
erty is DAVE ST. AUBYN FAIR-
CLOUGH AND AUBYN INVEST
MENT LLC, or tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: Nations Default Ser
vices, Inc.-ClearSpring, Loss Mitiga
tion Dept., 18451 N. Dallas Parkway,
Suite 100, Dallas, TX 75287, Tele
phone Number: 866-660-5804.
VISIO FINANCIAL SERVICES, INC.
as Attorney in Fact for
DAVE ST. AUBYN FAIRCLOUGH
AND
AUBYN INVESTMENT LLC
THE BELOW LAW FIRM MAY BE
HELD TO BE ACTING AS A DEBT
COLLECTOR, UNDER FEDERAL
LAW. IF SO, ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC,
3740 Davinci Court, Suite 150,
Peachtree Corners, GA 30092
Telephone Number: (877) 813-0992
Case No. ++NDS-15-01183-9 AU
BYN FAIRCLOUGH++
www.rubinlublin.com/property-list-
ings.php
420-379867
12/10,12/17,12/24,12/31 WG
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from SONIA V. COX to Mortgage
Electronic Registration Systems, Inc
as nominee for Countrywide Home
Loans, Inc., dated February 3, 2005,
recorded February 14, 2005, in Deed
Book 17111, Page 710, DeKalb
County, Georgia Records, said Se
curity Deed having been given to se
cure a Note of even date in the ori
ginal principal amount of Two Hun
dred Forty-Four Thousand and
00/100 dollars ($244,000.00), with in
terest thereon as provided for therein,
said Security Deed having been last
sold, assigned and transferred to
THE BANK OF NEW YORK MEL
LON FKA THE BANK OF NEW
YORK, AS TRUSTEE FOR THE
CERTIFICATEHOLDERS OF THE
CWMBS INC., CHL MORTGAGE-
PASS-THROUGH TRUST 2005-9,
MORT PASS-THROUGH CERT
2005-9, there will be sold at public
outcry to the highest bidder for cash
at the DeKalb County Courthouse,
within the legal hours of sale on the
first Tuesday in January, 2016, all
property described in said Security
Deed including but not limited to the
following described property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 60, 15TH DISTRICT, DEKALB
COUNTY, GEORGIA, AND BEING
SHOWN AS LOT 24, UNIT TWO ,
CHERRY RIDGE SOUTH, ON A
PLAT OF SURVEY OF SAME RE
CORDED IN PLAT BOOK 140,
PAGE 74, PUBLIC RECORDS OF
DEKALB COUNTY, GEORGIA,
WHICH PLAT IS BY REFERENCE
THERETO INCORPORATED
HEREIN AND MADE A PART HERE
OF FOR A MORE PARTICULAR
AND COMPLETE DESCRIPTION.
Said legal description being con
trolling, however the property is more
commonly known as 3877 CHERRY
RIDGE BLVD, DECATUR, GA
30034.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note. The indebtedness
remaining in default, this sale will be
made for the purpose of paying the
same, all expenses of the sale, in
cluding attorneys’ fees (notice to col
lect same having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold on an “as-
is” basis without any representation,
warranty or recourse against the
above-named or the undersigned.
The sale will also be subject to the
following items which may affect the
title: any outstanding ad valorem
taxes (including taxes which are a li
en, whether or not now due and pay
able); the right of redemption of any
taxing authority; matters which would
be disclosed by an accurate survey
or by an inspection of the property; all
zoning ordinances; assessments; li
ens; encumbrances; restrictions; cov
enants, and any other matters of re
cord superior to said Security Deed.
To the best of the knowledge and be
lief of the undersigned, the owner
and party in possession of the prop
erty is SONIA V. COX, STEPHEN
COX AND KAREN SIMONE LEGAL
AS TRUSTEE OF THE ROTH
SCHILD TRUST, or tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
The entity having full authority to ne
gotiate, amend or modify all terms of
the loan (although not required by
law to do so) is: BAYVIEW FINAN
CIAL, Loss Mitigation Dept., 4425
Ponce de Leon Blvd., 5th Floor, Cor
al Gables, FL 33146, Telephone
Number: 800-771-0299.
THE BANK OF NEW YORK MEL
LON FKA THE BANK OF NEW
YORK, AS TRUSTEE FOR THE
CERTIFICATEHOLDERS OF THE
CWMBS INC., CHL MORTGAGE-
PASS-THROUGH TRUST 2005-9,
MORT PASS-THROUGH CERT
2005-9
as Attorney in Fact for
SONIA V. COX
THE BELOW LAW FIRM MAY BE
HELD TO BE ACTING AS A DEBT
COLLECTOR, UNDER FEDERAL
LAW. IF SO, ANY INFORMATION
OBTAINED WILL BE USED FOR
THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC,
3740 Davinci Court, Suite 150,
Peachtree Corners, GA 30092
Telephone Number: (877) 813-0992
Case No. ++BVC-11-13137-20
COX++
www.rubinlublin.com/property-list-
ings.php
420-379868
12/10,12/17,12/24,12/31 wg
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from STEVE STEPHENS to MORT
GAGE ELECTRONIC REGISTRA
TION SYSTEMS, INC. AS NOMIN
EE FOR DIRECT LENDERS LLC,
dated June 14, 2011, recorded June
24, 2011, in Deed Book 22519, Page
285, DeKalb County, Georgia Re
cords, said Security Deed having
been given to secure a Note of even
date in the original principal amount
of One Hundred Seven Thousand
Seven Hundred Twenty-Five and
00/100 dollars ($107,725.00), with in
terest thereon as provided for therein,
said Security Deed having been last
sold, assigned and transferred to
UNITED SECURITY FINANCIAL
CORP., there will be sold at public
outcry to the highest bidder for cash
at the DeKalb County Courthouse,
within the legal hours of sale on the
first Tuesday in January, 2016, all
property described in said Security
Deed including but not limited to the
following described property:
ALL THAT TRACT OR PARCEL OF