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www.thechampionnewspaper.com
The Champion Legal Section, Thursday, December 24, 2015
Page 45C
the following items which may affect
the title to said property: any superi
or Security Deeds of record; all zon
ing ordinances; matters which would
be disclosed by an accurate survey
or by an inspection of the property;
any outstanding taxes, including but
not limited to ad valorem taxes, which
constitute liens upon said property;
special assessments; all outstanding
bills for public utilities which consti
tute liens upon said property; all re
strictive covenants, easements,
rights-of-way and any other matters
of record superior to said Security
Deed. To the best of the knowledge
and belief of the undersigned, the
party in possession of the property is
++Stephanie Hunt++ or tenant(s).
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code, and (2) final confirmation and
audit of the status of the loan. The
name of the person or entity who has
the full authority to negotiate, amend,
and modify all terms of the mortgage
is: HSBC BANK USA, NATIONAL
ASSOCIATION AS TRUSTEE FOR
CITIGROUP MORTGAGE LOAN
TRUST INC., ASSET-BACKED
PASS-THROUGH CERTIFICATES,
SERIES 2007-SHL1, 452 FIFTH AV
ENUE, NEW YORK, NY 10018 TEL
(800)975-4722. THIS LAW FIRM IS
ATTEMPTING TO COLLECT A
DEBT. ANY INFORMATION OB
TAINED WILL BE USED FOR THAT
PURPOSE. The Geheren Firm, P.C.,
4828 Ashford Dunwoody Road, 2nd
Floor, Atlanta, GA 30338 TEL (678)
587-9500.
420-380237
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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. Un
der and by virtue of the Power of
Sale contained in that certain Equity
Reserve Line of Credit Agreement
("Agreement") and Deed to Secure
Debt ("Deed") from JOHN L. ADAMS
("Debtor"), to National City Bank,
dated October 3, 2002 , filed for re
cord October 10, 2002, and recorded
in Deed Book 13727, Page 620,
DeKalb County, Georgia Records,
said Deed having been given to se
cure an Equity Reserve Line of Cred
it Agreement, dated 10/03/2002, with
an original principal amount of ONE
HUNDRED SIXTY FIVE AND ONE
HUNDRED FIFTY and Zero Cent
($165, 150.00), with interest from
date at the rate stated in said Agree
ment of the unpaid balance until paid,
there will be sold by the undersigned
at public outcry to the highest bidder
for cash or certified funds before the
Courthouse door of DeKalb County,
Georgia, located at 556 North Mc
Donough Street, Decatur, Georgia
30030 within the legal hours of sale
on the first Tuesday in January, 2016
(January 5, 2016), the property com
monly known as 130 Glenn Circle
Decatur, Georgia 30030 and more
specifically described as all that tract
or parcel of land lying and being in
Land Lot 247 of the 15th District,
DeKalb County, Georgia, being Lot 2,
Block D, Glenwood Estates, as per
plat recorded in Plat Book 11, Page
14, DeKalb County, Georgia Re
cords said plat is incorporated herein
by reference ("Property").
The debt secured by said Deed has
been and is hereby declared due be
cause of, among other possible
events of default, non-payment of the
monthly installments on said loan.
The debt remaining in default, this
sale will be made for the purpose of
paying the same and all expenses of
this sale, including attorney's fees.
(Notice of intent to collect attorney's
fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the mortgage with
the Debtor is PNC Bank, National As
sociation, S/B/M/T National City Bank
6750 Miller Road, Mail Stop #BR-
YB58-01-3, Brecksville, Ohio 44141,
(866) 622-2657. Please understand
that the secured creditor is not re
quired to negotiate, amend, or modi
fy the terms of the mortgage instru
ment.
This sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; (2) to final confirmation and
audit of the status of the loan with the
holder of the Deed; (3) all outstand
ing taxes (including ad valorem) and
assessments, and any additional
taxes which result from a reassess
ment of the Property; (4) riparian
rights incident to the Property; (5)
rights of tenants in possession, as
tenants only, under unrecorded
leases, without purchase or rights of
first refusal; (6) all valid zoning ordin
ances; and (7) all other, if any, ease
ments, limitations, reservations, cov
enants, restrictions, deeds to secure
debt, liens and other encumbrances
and matters of public records to
which the Deed is junior and subor
dinate in terms of priority under the
laws of the State of Georgia, includ
ing the lien of that Security Deed, ori
ginally to Southeastern Mortgage,
dated October 3, 2002, filed in Deed
Book 13727, Page 603 of the DeKalb
County Records, with an original prin
cipal amount of Three Hundred Ten
Thousand and Zero Cent
($310,000.00). The Property will be
sold on an "as is, where is" basis and
without representation or warranty of
any kind or nature whatsoever with
respect thereto.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is John L. Adams
or a tenant or tenants.
PNC Bank, National Association,
s/b/m/t National City Bank
As Attorney-in-Fact for
++John L. Adams++
HALL BOOTH SMITH, P.C.
191 Peachtree Street, NE., Suite
2900
Atlanta, Georgia 30303
(404) 954-5000
420-380238
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NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in that certain Home
Equity Line of Credit Security Deed
given by Christopher W. Arm
strong aka Christopher Armstrong
to BancMortgage, a division of Na
tional Bank of Commerce, dated Oc
tober 29, 2004 and filed November 5,
2004, recorded in Deed Book 16778,
Page 135, Dekalb County, Georgia
Records, conveying the after-de
scribed property to secure a Home
Equity Line of Account Agreement
and Disclosure Statement in the ori
ginal principal amount of Seventy two
thousand five hundred fifty dollars
and no cents ($72,550.00), (later
transferred to SunTrust Bank) with in
terest thereon as set forth therein,
there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of Dekalb County,
Georgia, within the legal hours of
sale on Tuesday January 5, 2016,
the following described property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 1, 18TH DISTRICT, DEKALB
COUNTY, GEORGIA, BEING
KNOWN AS LOT 6 AND PART OF
LOT 7, BLOCK C, BRIARWOOD
INC. PROPERTY SUBDIVISION,
ACCORDING TO PLAT RECOR
DED AT PLAT BOOK 12, PAGE 43,
DEKALB COUNTY GEORGIA RE
CORDS, AND BEING MORE PAR
TICULARLY DESCRIBED AS FOL
LOWS: BEGINNING AT AN OPEN
TOP PIPE ON THE SOUTHEAST
ERLY RIGHT OF WAY OF
ROSEDALE ROAD, 340 FEET
NORTHEASTERLY AS MEASURED
ALONG THE SOUTHEASTERLY
RIGHT OF WAY OF ROSEDALE
ROAD FROM ITS INTERSECTION
WITH THE NORTHERLY RIGHT OF
WAY OF BRIARWOOD DRIVE;
RUNNING THENCE ALONG THE
SOUTHEASTERLY RIGHT OF WAY
OF ROSEDALE ROAD NORTH 23
DEGREES 10 MINUTES 38
SECONDS EAST 69.99 FEET TO
AN OPEN TOP PIPE FOUND; RUN
NING THENCE SOUTH 69 DE
GREES 30 MINUTES 35 SECONDS
EAST 102.93 FEET TO A CRIMP
TOP PIPE FOUND; RUNNING
THENCE SOUTH 24 DEGREES 06
MINUTES 12 SECONDS WEST 5.55
FEET TO A CRIMP TOP PIPE
FOUND; RUNNING THENCE
SOUTH 67 DEGREES 03 MINUTES
36 SECONDS EAST 146.97 FEET
TO AN OPEN TOP PIPE FOUND;
RUNNING THENCE SOUTH 23 DE
GREES 13 MINUTES 46 SECONDS
WEST 54.99 FEET TO AN OPEN
TOP PIPE FOUND; RUNNING
THENCE NORTH 70 DEGREES 14
MINUTES 11 SECONDS WEST
250.09 FEET TO AN OPEN TOP
PIPE FOUND IN THE SOUTHEAST-
ERLY RIGHT OF WAY OF
ROSEDALE ROAD AND THE POINT
OF BEGINNING, ALL ACCORDING
TO SURVEY PREPARED BY SUR
VEY SYSTEMS & ASSOC., INC,
DATED JUNE 26, 2000; BEING THE
SAME PROPERTY CONVEYED IN
DEED RECORDED AT DEED BOOK
5246, PAGE 443, DEKALB
COUNTY, GEORGIA RECORDS;
BEING KNOWN AS 1167
ROSEDALE ROAD, ACCORDING
TO THE PRESENT SYSTEM OF
NUMBERING HOUSES IN DEKALB
COUNTY, GEORGIA.
The debt secured by said Home
Equity Line of Credit Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Home
Equity Line of Account Agreement
and Disclosure Statement and Home
Equity Line of Credit Security Deed.
The debt remaining in default, this
sale will be made for the purpose of
paying the same and all expenses of
this sale, as provided in the Home
Equity Line of Credit Security Deed
and by law, including attorney’s fees
(notice of intent to collect attorney’s
fees having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Home Equity
Line of Credit Security Deed first set
out above including but not limited to
that certain securit deed given by
Christopher W. Armstrong to MERS
as nominee for BancMortgage, a divi
sion of Nationsl Bank of Commerce,
dated October 29, 2004 and filed
November 5, 2004, recorded in Deed
Book 16778, Page 115, Dekalb
County Georgia records conveying
the above-described property to se
cure a Note in the original principal
amount of $290,200.00.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Christopher W.
Armstrong aka Christopher Arm
strong or a tenant or tenants and said
property is more commonly known as
1167 Rosedale Road, Atlanta, GA
30306.
In compliance with Georgia law,
please find below the contact inform
ation for the entity who has authority
to negotiate, amend, and modify the
terms of the loan documents which
may include a note, mortgage, secur
ity deed or deed to secure debt.
SunTrust Bank
Attn: Consumer Home Retention
Group, VA-Richmond-RVW 7954
1001 Semmes Avenue
Richmond, VA 23224
1(888) 886-0696
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Home Equity
Line of Credit Security Deed.
SunTrust Bank, as Attorney in Fact
for
++Christopher W. Armstrong aka
Christopher Armstrong++
By: Andrew D. Gleason
Attorney for SunTrust Bank
Lefkoff, Rubin, Gleason & Russo,
P.C.
5555 Glenridge Connector
Suite 900
Atlanta, Georgia 30342
(404)869-6900
(404)869-6909 (fax)
420-380239
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NOTICE OF SALE UNDER POWER
By virtue of the power of sale con
tained in a Deed to Secure Debt from
Latanya R. Davis to Damla Corpora
tion D/B/A Alpha Mortgage Bankers
filed in Deed Book 10905, Page 292,
Georgia records, conveying the after
described property to secure a Note
in the original principal amount of
$111,800.00; with interest thereon as
set forth therein, last transferred to
U.S. Bank National Association f/k/a
Firstar Bank, N.A. by Assignment
filed for record in Deed Book 10905,
Page 304, DeKalb County, Georgia
records, there will be sold at a public
outcry to the highest bidder for cash
before the Courthouse door of
DeKalb County, Georgia, between
the legal hours of sale on the first
Tuesday in January, 2016, by U.S.
Bank National Association f/k/a
Firstar Bank, N.A. as Attorney-in-Fact
for Latanya R. Davis, the following
property to-wit:
All that tract or parcel of land lying
and being in Land Lot 26 of the 18th
District of Dekalb County, Georgia,
being Lot 45, Block D, Unit One,
Northshore at the Lakes of Stone-
bridge Subdivision, as per plat recor
ded in Plat Book 85, Page 44, as re
vised in Plat Book 91, Page 138,
Dekalb County Records, which plat is
made a part of this description by ref
erence thereto; and being improved
properly known as 591 North Shore
Road, according to the present sys
tem of numbering in Dekalb County,
Georgia.
The above described property is also
known as 591 North Shore Rd,
Lithonia GA 30058; however please
rely only on the above legal descrip
tion for location of the property. If the
property contains multiple lots or par
cels, the undersigned reserves the
right to sell the property or any por
tion thereof in separate lots, parcels
or as a whole.
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
among other possible events of de
fault, failure to pay indebtedness as
and when due pursuant to said Deed
to Secure Debt and Note. The debt
remaining in default, this sale will be
made for the purposes of paying the
same and all expenses of sale, in
cluding attorney’s fees, if applicable.
The property will be sold as the prop
erty of Latanya R. Davis, subject to
the following: all prior restrictive cov
enants, easements, rights-of-way, se
curity deeds or other encumbrances
of record; all valid zoning ordinances;
matters which would be disclosed by
an accurate survey of the property or
by any inspection of the property; all
outstanding taxes, assessments, un
paid bills, charges and expenses that
are a lien against the property wheth
er due and payable or not yet due
and payable.
This sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit as to the amount and
status of the loan with the holder of
the Security Deed.
Pursuant to O.C.G.A. Sec. 44-14-
162.2, the name, address and tele
phone number of the individual or en
tity who shall have the full authority to
negotiate, amend or modify all terms
of the above described mortgage is
as follows:
U.S. Bank National Association f/k/a
Firstar Bank, N.A.
4801 Frederica Street
Owensboro, KY 42301
1-855-698-7627 ext. 4183120
The foregoing notwithstanding, noth
ing in O.C.G.A. Sec. 44-14-162.2
shall be construed to require U.S.
Bank National Association f/k/a
Firstar Bank, N.A. to negotiate,
amend or modify the terms of the
Deed to Secure Debt described
herein.
U.S. Bank National Association f/k/a
Firstar Bank, N.A.
As Attorney-in-Fact for
O’KELLEY & SOROHAN
ATTORNEYS AT LAW, LLC
Brian S. Goldberg
2170 Satellite Blvd., Ste. 375
Duluth, GA 30097
(770) 622-2662
File No. ++F1510006 DAVIS++
THIS COMMUNICATION IS FROM A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT; ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
HOWEVER, IF THE DEBT IS IN
ACTIVE BANKRUPTCY OR HAS
BEEN DISCHARGED THROUGH
BANKRUPTCY, THIS COMMUNICA
TION IS NOT INTENDED AS AND
DOES NOT CONSTITUTE AN AT
TEMPT TO COLLECT A DEBT.
420-380240
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NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
By virtue of a Power of Sale con
tained in that certain Security Deed
from WALTER M. GRIMES AND
EMMA MAE GRIMES to PARK
PLACE REVERSE MORTGAGE,
INC. dated December 13, 2006, re
corded in Deed Book 19504, Page
753, DEKALB County, Georgia Re
cords, said Security Deed having
been given to secure a Note of even
date in the original principal amount
of TWO HUNDRED THIRTY SEVEN
THOUSAND AND 00/100 (U.S.
$237,000.00) with interest thereon as
provided for therein, said Security
Deed having been last sold, as
signed, transferred and conveyed to
James B.Nutter & Company, recor
ded at Deed Book 24986, Page 430,
DEKALB County, Georgia Records,
there will be sold at public outcry to
the highest bidder for cash before the
courthouse door of DEKALB County,
Georgia, within the legal hours of
sale on the first Tuesday in JANU
ARY, 2016, the following described
property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 150 OF THE 15TH DISTRICT
OF DEKALB COUNTY, GEORGIA
BEING LOT 3, BLOCK “D”, UNIT I
OF THE TILSON HEIGHTS SUBDI
VISION AS PER PLAT RECORDED
IN PLAT BOOK 24, PAGE 83,
DEKALB COUNTY RECORDS, BE
ING IMPROVED
PROPERTY WITH A ONE-STORY
BRICK AND FRAME HOUSE
THEREON KNOWN AS NO. 2428
TILSON ROAD, ACCORDING TO
THE PRESENT SYSTEM OF NUM
BERING STREETS AND NUMBER
ING HOUSES IN DEKALB COUNTY,
GEORGIA, AS MORE FULLY
SHOWN ON A PLAT OF INDIVIDU
AL SURVEY PREPARED BY JOSH
LEWIS, III, REGISTERED LAND
SURVEYOR AND DATED SEPTEM
BER 29, 1972.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of de
fault under the terms of said Security
Deed and Note, including but not lim
ited to the nonpayment of the in
debtedness as and when due. The
indebtedness remaining in default,
this sale will be made for the pur
pose of paying the same, all ex
penses of the sale, including
attorney's fees and all other pay
ments provided for under the terms of
the Security Deed and Note.
Said property will be sold subject to
the following items which may affect
the title to said property: all zoning or
dinances; matters which would be
disclosed by an accurate survey or
by an inspection of the property; any
outstanding taxes, including but not
limited to ad valorem taxes, which
constitute liens upon said property;
special assessments; all outstanding
bills for public utilities which consti
tute liens upon said property; all re
strictive covenants, easements,
rights-of-way and any other matters
of record superior to said Security
Deed.
James B. Nutter & Company, 4153
Broadway, Kansas City, Missouri
64111, telephone number (816)531-
5642 as the secured creditor is the
entity that has full authority to negoti
ate, amend, and modify all terms of
the mortgage with the debtor.
Please understand that the secured
creditor is not required by law to ne
gotiate, amend or modify the terms of
the mortgage instrument. Notice has
been given of intention to collect at
torneys fees in accordance with the
terms of the note secured by said
Deed.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is WALTER M.
GRIMES and EMMA MAE GRIMES
or a tenant or tenants, and said prop
erty is more commonly known as:
2428 Tilson Road, Decatur, Geor
gia 30032.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the
U.S. Bankruptcy Code and (2) to fi
nal confirmation and audit of the
status of the loan with the holder of
the Security Deed.
JAMES B. NUTTER & COMPANY
as Attorney in Fact for
WALTER M. GRIMES AND
EMMA MAE GRIMES
Contact: Bonny Powell
Perrie & Associates, LLC
100 Galleria Pkwy., N.W.
Suite 1170
Atlanta, GA 30339
(678) 501-5777
File No.: ++2015-0020 GRIMES++
THIS LAW FIRM IS ATTEMPTING
TO COLLECT A DEBT OR TO EN
FORCE THE TERMS AND CONDI
TIONS OF THE SECURITY DEED.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE.
420-380241
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NOTICE OF SALE UNDER POWER
GEORGIA, DeKalb COUNTY
By virtue of the Power of Sale con
tained in the Deed to Secure Debt
and Security Agreement ("Security
Deed") from Ken P. Wheat
("Grantor") to Delta Community Cred
it Union ("Grantee"), dated April 29,
2011, recorded May 2, 2011 in Deed
Book 22453, Page 417, DeKalb
County, Georgia Records, said Se
curity Deed being given to secure a
Note of even date in the original prin
cipal amount of Twenty Seven Thou-
sand and 00/1 00 Dollars
($27,000.00), with interest from date
at the rate as provided therein on the
unpaid balance until paid; there will
be sold by the undersigned at public
outcry to the highest bidder for cash
before the Courthouse door at
DeKalb County, Georgia, within the
legal hours of sale on the first Tues
day in January, 2016.
All that tract or parcel of land lying
and being in Land Lot 109, of the
15th District, DeKalb County, Geor
gia, being Lot 29, Block B, Sugar
Downs Subdivision, Phase II, as
per plat recorded in Plat Book 88,
Page 131, DeKalb County, Georgia
records, which plat is incorporated
herein and made a part hereof by ref
erence.
The debt secured by the Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
comply with the terms of the Note.
The debt remaining in default, this
sale will be made for the purpose of
paying the same and all expenses of
this sale, including attorneys' fees.
To the best knowledge and belief of
Grantee, the above described prop
erty is in the possession of Ken P.
Wheat, and will be sold subject to
any outstanding ad valorem taxes
and/or assessments, and superior li
ens, if any.
Delta Community Credit Union
As Attorney in Fact for
++Ken P. Wheat++
By: Glenn F. Sherman, Esq.
SHERMAN & PHALEN, LLC
1955 Lower Roswell Road, Suite B
Marietta, Georgia 30068
(770) 579-0109
This Law Firm is acting as a debt col
lector attempting to collect a debt.
Any information obtained will be used
for that purpose.
Thank you,
Inna Cogswell
Sherman & Phalen, LLC
1955 Lower Roswell Road, Ste. B
Marietta, GA 30068
Phone: 770-579-0109 ext. 3
Fax: 770-579-2390
Georgia law (O.C.G.A Section 44-14-
13, the "Good Funds" law) requires
all funds to be received by the clos
ing attorney in excess of $5,000.00
be “good funds”.
Our firm policy is as follows:
We will accept personal checks up to
$2,000.00
For amounts between $2,000.00, up
to and including $5,000.00, a Cash
ier’s Check issued by a local or na
tional bank or credit union will be ac
cepted.
For amounts more than $5,000.00
our firm requires funds be transmit
ted to us by wire.
420-380293
12/10,12/17,12/24,12/31 wg
NOTICE OF SALE UNDER POWER
GEORGIA DEKALB COUNTY
Under and by virtue of the power of
sale contained in a Security Deed
given by Ulysses Evans, Jr. to
Kristen B Brady dated 4/25/2013 , re
corded in Deed Book 23750, Page
372, transferred and assigned to
Franklin Capital Group, LLC, a
Delaware Series Limited Liability
Company, Investment Series No 1 in
Deed Book 23939, Page 634, in the
Office of the Clerk of Superior Court
Dekalb County, Georgia Records,
given to secure a Note in the original
principal amount of $141,200.00 with
interest from the date as stated
therein; will be sold at public outcry to
the highest bidder for cash before the
courthouse door of Dekalb County,
Georgia, within the legal hours of
sale on the first Tuesday in January,
2016.
All that tract or parcel of land lying
and being in Land Lot 29, 16th,
Dekalb County, Georgia, and being
lot 30, Block J, Unit Three of the Hid
den Hills Subdivision, as per plat re
corded Plat Book 66, Page 125,
Dekalb County Records. Said prop
erty known as 5219 Golf Valley Way,
Stone Mountain, Georgia.
The debt secured by Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the in
debtedness as and when due and in
the manner provided in the Note and
Security Deed. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of the sale, as provided in
the Security Deed and by law.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a liens, but
not yet due and payable), any mat
ters which might be disclosed by an
accurate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants and any mat
ters of record superior to the Security
Deeds first set out above.
Franklin Capital Group, LLC
As attorney in fact for
++Ulysses Evans, Jr.++
Franklin Capital Group, LLC
3870 Homestead Ridge Dr
Cumming, GA 30041
678-749-9111
678-669-1762 Fax
420-380294
12/10,12/17,12/24,12/31 WG
NOTICE OF SALE
UNDER POWER
CONTAINED IN
SECURITY DEED
STATE OF GEORGIA,
COUNTY OF DeKalb
Pursuant to a power of sale con
tained in a certain security deed ex
ecuted by Earnestine Echols and Ter-
rella Echols, hereinafter referred to as
Grantor, to Citizens Mortgage Cor
poration recorded in Deed Book
8230, beginning at page 648, of the
deed records of the Clerk of the Su
perior Court of the aforesaid state
and county, and by virtue of a default
under the terms of said security
deed, and the related note, the un
dersigned attorney-in-fact for the
aforesaid Grantor (which attorney-in-
fact is the present holder of said se
curity deed and note secured
thereby) will sell at the usual place of
conducting Sheriff's sales in said
county within the legal hours of sale,
to the highest bidder on the first
Tuesday in January 2016, all prop
erty described in said security deed
including but not limited to the follow
ing described property:
All that tract or parcel of land ly
ing and being in Land Lot 55 of the
16th District of DeKalb County,
Georgia, being Lot 2, Block A, Fair-
ington Downs Subdivision, as per
plat recorded in Plat Book 86, Page
140, DeKalb County Records,
which plat is incorporated herein
by this reference and made a part
of this description.
Said legal description being con
trolling, however, the Property is
more commonly known as: 2980
Phillips Way, Lithonia, GA 30038
Said property will be sold on an “as-
is” basis without any representation,
warranty or recourse against the
above-named or the undersigned.
The sale will be subject to the follow
ing items which may affect the title:
any outstanding ad valorem taxes (in
cluding taxes which are a lien but not
yet due and payable); any matters
which might be disclosed by an ac
curate survey and inspection of the
property; any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, and all other matters of re
cord superior to the said Security
Deed. The sale will be conducted
subject (1) to confirmation that the
sale is not prohibited under the U.S.
Bankruptcy Code and (2) to final con
firmation and audit of the status of
the loan with the holder of the Secur
ity Deed. MidFirst Bank, through its
division Midland Mortgage as loan
servicer is the entity with full author
ity to negotiate, amend and modify
the terms of the Note and Security
Deed. MidFirst Bank, through its divi
sion Midland Mortgage may be con
tacted at: 999 Northwest Grand
Boulevard, Oklahoma City, Ok
lahoma 73118; 1-800-552-3000. To
the best of the undersigned's know
ledge and belief, the party in posses
sion of the property is believed to be
++Earnestine Echols++, or tenant(s).
MidFirst Bank,
as Transferee, Assignee, and Se
cured Creditor
As attorney-in-fact for the aforesaid
Grantor
Campbell & Brannon, LLC
Attorneys at Law
Glenridge Highlands II