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The Champion Legal Section, Thursday, December 31, 2015
Page 51C
and by law, including attorney's fees
(notice of intent to collect attorney’s
fees having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The entity that has full authority to
negotiate, amend, and modify all
terms of the mortgage with the debt
or is: Ocwen Loan Servicing, LLC,
1661 Worthington Road, Suite 100,
West Palm Beach, FL 33409, 561-
682-8000. Please understand that
the secured creditor is not required
by law to negotiate, amend, or modi
fy the terms of the mortgage instru
ment.
To the best knowledge and belief of
the undersigned, the parties in pos
session of the property are Alberto
Nunez, Estate of Alberto Nunez or a
tenant or tenants and said property is
more commonly known as 5121 Mar
tins Crossing Rd, Stone Mountain,
GA 30088.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
DEUTSCHE BANK TRUST COM
PANY AMERICAS as Indenture
Trustee for the registered holders of
SAXON ASSET SECURITIES
TRUST 2004-2 MORTGAGE LOAN
ASSET BACKED NOTES, SERIES
2004-2
As Attorney in Fact for Alberto Nunez
Weissman, Nowack, Curry, & Wilco
P.C.
Attn: Lender Services
One Alliance Center, 4th Floor
3500 Lenox Road
Atlanta, GA 30326
Our File# ++017237-005884 NUN-
EZ++
420-380389
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NOTICE OF SALE UNDER POWER
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Barbara A. Carter to Mortgage Elec
tronic Registration Systems, Inc. as
nominee for NFM, Inc. D/B/A Nation
al Fidelity Mortgage Corporation
dated 11/30/2009 and recorded in
Deed Book 21777 Page 58, DeKalb
County, Georgia records; as last
transferred to or acquired by WILM
INGTON SAVINGS FUND SOCIETY,
FSB, doing business as CHRISTI
ANA TRUST, not in its individual ca
pacity but solely as Trustee for BCAT
2014-4TT, conveying the after-de
scribed property to secure a Note in
the original principal amount of $
274,176.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash before the
Courthouse door of DeKalb County,
Georgia, within the legal hours of
sale on January 05, 2016 (being the
first Tuesday of said month unless
said date falls on a Federal Holiday),
the following described property:
All that tract or parcel of land lying
and being in land Lot 46 of the 16th
District, DeKalb County, Georgia, be
ing Lot 33 of Savoy Chase Crossing
Subdivision, as per Plat Recorded in
Plat Book 121, Pages 4-7, DeKalb
County Georgia Records, which Plat
is hereby incorporated herein by ref
erence.
For Informational Purposes Only:
The improvements thereon being
known as 5353 Savoy Chase Cross
ing, Lithonia, Georgia 30038.
BEING all and the same lot of ground
which by Quitclaim Deed dated
December 27, 2001, and recorded
December 31, 2001 in the Office of
the Superior Court of DeKalb, Geor
gia in Liber No. 12794, folio 642, as
Instrument No.: 2001-0173030 was
granted and conveyed by Green
wood Homes, Inc., unto Larry W.
Carter.
BEING also all and the same lot of g
round which by Quitclaim Deed dated
May 19, 2006, and recorded June 6,
2006 in the Office of the Superior
Court of DeKalb, Georgia in Liber No.
18795, folio 267, as Instrument No.:
2006-0112451 was granted and con
veyed by Larry W. Carter, unto Bar
bara A. Carter.
Parcel No.: 16 046 01 140
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney’s
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
5353 Savoy Chase Xing, Lithonia,
GA 30038 together with all fixtures
and personal property attached to
and constituting a part of said prop
erty, if any. To the best knowledge
and belief of the undersigned, the
party (or parties) in possession of the
subject property is (are): Barbara A.
Carter or tenant or tenants.
Rushmore Loan Management Ser
vices, LLC is the entity or individual
designated who shall have full au
thority to negotiate, amend and modi
fy all terms of the mortgage.
Rushmore Loan Management Ser
vices, LLC
PO Box 52708
Irvine, CA 92619
888.504.7300
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
WILMINGTON SAVINGS FUND SO
CIETY, FSB, doing business as
CHRISTIANA TRUST, not in its indi
vidual capacity but solely as Trustee
for BCAT 2014-4TT as agent and At
torney in Fact for Barbara A. Carter
Aldridge Pite, LLP (formerly known as
Aldridge Connors, LLP), 15 Pied
mont Center, 3575 Piedmont Road,
N.E., Suite 500, Atlanta, Georgia
30305, (404) 994-7400.
1208-1398A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1208-1398A CARTER++
420-380426
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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
By virtue of the power of sale con
tained in that certain Security Deed
from Vaishali P. Mehta to Affinity
Bank dated November 14, 2011 and
recorded November 30, 2011 in
Deed Book 22751, Page 141, DeKalb
County, Georgia records (together
with any and all riders, modifications,
amendments, renewals, and/or re
statements, hereinafter the “Security
Deed”), there will be sold by the un
dersigned at public outcry to the
highest bidder for cash before the
Courthouse in DeKalb County, Geor
gia, within the legal hours of sale on
Tuesday, January 5, 2016, the prop
erty described in Exhibit “A” attached
hereto and incorporated herein by
reference. The debts secured by said
Security Deed have been and are
hereby declared due and payable be
cause of, among other possible
events of default, failure to timely
make payments when due. The debts
remaining in default, this sale will be
made for the purpose of paying the
same and all expenses of this sale,
including attorneys’ fees.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, easements, covenants,
and matters of record superior to the
Security Deed first set out above, in
cluding, but not necessarily limited to,
senior encumbrances that will not
be extinguished by the foreclos
ure sale contemplated by this No
tice.
Please note that Affinity Bank is
the entity that has full authority to
negotiate, amend, and/or modify
all terms of the Security Deed, and
that Affinity Bank can be contac
ted through the following repres
entative:
Neal J. Quirk, Esq.
6000 Lake Forrest Drive NW
Suite 300
Atlanta, Georgia 30328
855-213-5224
To the best knowledge and belief of
the undersigned, the Party or Parties
in possession of the property is
Vaishali P. Mehta, or a tenant or ten
ants, and said property is more com
monly known as 1538 Chantilly
Drive, Unit 101, Atlanta, Georgia
30324. However, please rely only
on the legal description contained
in this notice for the location of the
property.
Affinity Bank
Attorney in Fact for
++Vaishali P. Mehta++
Neal J. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive NW
Suite 300
Atlanta, Georgia 30328
855-213-5224
EXHIBIT “A”
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 154 OF THE 18TH DISTRICT,
DEKALB COUNTY, GEORGIA, BE
ING MORE PARTICULARLY DE
SCRIBED AS FOLLOWS:
THAT CERTAIN CONDOMINIUM
UNIT NUMBER 101, BUILDING A
AND RIGHTS APPURTENANT
THERETO AS DESCRIBED IN THAT
CERTAIN DECLARATION OF CON
DOMINIUM FOR CHANTILLY STA
TION, A CONDOMINIUM, DATED
JUNE 15, 2007, FILED FOR RE
CORD SEPTEMBER 14, 2007, RE
CORDED IN DEED BOOK 20302,
PAGE 514, RECORDS OF DEKALB
COUNTY, GEORGIA; AS
AMENDED, WITH SAID UNIT’S AP
PURTENANT PERCENTAGE OF
UNDIVIDED INTEREST IN THE
COMMON ELEMENTS OF CHAN
TILLY STATION, AS PROVIDED BY
SAID DECLARATION, WHICH DE
CLARATION, PLAT, PLANS, AND
ALLIED INSTRUMENTS AND
AMENDMENTS EXECUTED
THERETO, ARE INCORPORATED
HEREIN BY REFERENCE AS PART
OF THE DESCRIPTION OF THE
PROPERTY DESCRIBED HEREBY.
420-380427
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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Because of default in the payment of
the indebtedness secured by a Deed
to Secure Debt executed by AMU
HOLD LLC to NEWHILL, LLC
(“Lender”), dated February 28, 2014
and recorded in Deed Book 24285,
page 423, Dekalb County Georgia re
cords as amended by instrument re
corded at Deed Book 24653, page
205, Dekalb County Georgia records,
in the original principal amount of
$130,000.00, Lender has declared
the entire amount of said indebted
ness due and payable and, pursuant
to said Power of Sale contained in
said Deed to Secure Debt, will on the
first Tuesday in January, 2016, dur
ing the legal hours of sale at the
Courthouse door in Dekalb County,
sell at public outcry to the highest
bidder for cash, the property de
scribed in said Deed, to wit:
ALL THAT TRACT OR PARCEL OF
LAND lying and being in Land Lot
213 of the 15th District of Dekalb
County, Georgia, being more particu
larly described as follows: BEGIN
NING at a point on the western side
of Third Avenue six hundred twenty-
five (625) feet north from the northw
est corner of Third Avenue and Oak-
view Road; running thence northerly
along the western side of Third Aven
ue thirty-six and two tenths (36.2)
feet; running thence westerly at an in
terior angle of eighty-two degrees
fifty-four minutes (82 54') from the
preceding call one hundred fifty-one
and one tenth (151.1) feet to a point
in the center of a creek; running
thence westerly and southwesterly
along the center line of said creek
five hundred and two (502) feet, more
or less, to the east side of Second
Avenue; running thence south along
the east side of Second Avenue forty-
four and three-tenths (44.3) feet to a
point seven hundred seventy nine
and three-tenths (779.3) north of the
northeast corner of Second Avenue
and Oakview Road; running thence
easterly at an interior angle of sev
enty-five degrees thirty-three minutes
(75 33") from the preceeding call one
hundred fifty (150) feet to an iron pin;
running thence at an interior angle of
two hundred eight-one degrees forty-
four minutes (281 44") from the pre
ceding call in a southerly direction
one hundred fifty-six and six-tenths
(156.6) feet to an iron pin; running
thence in an easterly direction at an
interior angle of eighty degrees forty-
two minutes (80 42") from the pre
ceding call ninety-nine and five-
tenths (99.5) feet to an iron pin; run
ning thence in a easterly direction at
an interior angle of one hundred sev
enty-seven degrees forty-five minutes
(177 45") from the preceding call one
hundred seventy-nine and nine-
tenths (179.9) feet to an iron pin loc
ated at the line of the Grubbs prop
erty; running thence at an interior
angle of one hundred three degrees
forty-eight minutes (103 48') in a
northerly direction along the western
line of the Grubbs property fifty (50)
feet to a corner; running thence in an
easterly direction along the northern
line of the Grubbs property fifty (50)
feet to an iron pin corner; running
thence northerly at an interior angle
of ninety degrees thirty-four minutes
(90 34') one hundred fifty-two (152)
feet to an iron pin corner; running
thence easterly along the north line of
the Marion McKinney Everidge Prop
erty one hundred fifty-two (152) feet
to an iron pin on the west side of
Third Avenue at the point of begin
ning, and being the same property
described in two warranty deeds to
R.B. Ferguson recorded in Deed
Book 1259, Page 275 and Deed
Book 1273, Page 1, Dekalb County,
Georgia Records.
Said property has the address of: 615
Third Avenue, Decatur, Georgia
30030.
This sale will be conducted subject
to: (1) confirmation that the sale is
not prohibited under the United
States Bankruptcy Code; and (2) fi
nal confirmation and audit as to the
amount and status of the loan with
the holder of the Security Deed, in
cluding but not limited to a determina
tion that the borrower has not rein
stated the loan prior to the foreclos
ure sale. Said property will be sold
subject to any outstanding ad valor
em taxes (including taxes which are a
lien, whether or not now due and
payable), any matters which might be
disclosed by an accurate survey and
inspection of the property, any secur
ity deeds, assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
Notice has been given of intention to
collect attorney’s fees in accordance
with the terms of the Note secured by
said Deed.
Said property will be sold as the prop
erty of AMU HOLD LLC and the pro
ceeds of said sale will be applied to
the payment of said indebtedness,
accrued interest, expenses of the
sale and other sums secured by said
Deed including attorney=s fees, with
the remainder, if any, being applied
as provided by law.
NEWHILL, LLC
Attorney in Fact for
++AMU HOLD LLC++
von MEHREN & ASSOCIATES, P.C.
135 Mirramont Lake Drive
Woodstock, Georgia 30189
(770) 984-1770
FAX: (770) 984-8821
File No.: M-24333
THIS LAW FIRM IS ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
420-380428
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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY of DEKALB
By virtue of the power of sale con
tained in that certain Deed to Secure
Debt from GILLIAN ANTHONY
A/K/A GILLIAN SMITH to MORT
GAGE ELECTRONIC REGISTRA
TION SYSTEMS, INC., AS NOMIN
EE FOR CITIBANK, N.A. dated April
16, 2014, filed for record April 25,
2014, and recorded in Deed Book
24349, Page 488, DEKALB County,
Georgia Records, as last transferred
to CITIMORTGAGE, INC. by assign
ment recorded in Deed Book 24975,
Page 674, DEKALB County, Georgia
Records. Said Deed to Secure Debt
having been given to secure a Note
dated April 16, 2014 in the original
principal sum of ONE HUNDRED
FORTY ONE THOUSAND FOUR
HUNDRED AND 0/100 DOLLARS
($141,400.00), with interest from date
at the rate stated in said Note on the
unpaid balance until paid, there will
be sold by the undersigned at public
outcry to the highest bidder for cash
before the Courthouse door at
DEKALB County, Georgia, or at such
place as has or may be lawfully des
ignated as an alternative location,
within the legal hours of sale on the
first Tuesday in January, 2016, the
following described property:
THE FOLLOWING DESCRIBED
PROPERTY:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND BEING IN LAND
LOT 168 OF THE 18TH DISTRICT
OF DEKALB COUNTY, GEORGIA,
BEING LOT 10, CLASSIC VILLAGE
SUBDIVISION, UNIT ONE, AC
CORDING TO PLAT RECORDED IN
PLAT BOOK 69, PAGE 84, DEKALB
COUNTY RECORDS, WHICH PLAT
IS INCORPORATED HEREIN BY
REFERENCE; BEING KNOWN AS
4216 DUESENBERG DRIVE, AC
CORDING TO THE PRESENT SYS
TEM OF NUMBERING HOUSES IN
DEKALB COUNTY, GEORGIA.
ASSESSOR'S PARCEL NO: 18-168-
08-109
To the best of the knowledge and be
lief of the undersigned, the party in
possession of the property is GIL
LIAN ANTHONY A/K/A GILLIAN
SMITH or a tenant or tenants. Said
property may more commonly be
known as: 4216 DUESENBERG DR,
TUCKER, GA 30084-7533.
The debt secured by said Deed to
Secure Debt has been and is hereby
declared due because of, among oth
er possible events of default, non
payment of the monthly installments
on said loan. The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, including attor
ney’s fees (notice of intent to collect
attorney’s fees having been given).
The individual or entity that has full
authority to negotiate, amend, and
modify all terms of the loan is
CITIMORTGAGE, INC., 1000 TECH
NOLOGY DRIVE, O'FALLON, MO
63368-2239; (866) 272-4749.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the Security Deed.
Pursuant to O.C.G.A. Section 9-13-
172.1, which allows for certain pro
cedures regarding the rescission of
judicial and nonjudicial sales in the
State of Georgia, the Deed Under
Power and other foreclosure docu
ments may not be provided until final
confirmation and audit of the status of
the loan as provided in the preceding
paragraph.
CITIMORTGAGE, INC.
As Attorney-in-Fact for
GILLIAN ANTHONY A/K/A
GILLIAN SMITH
Phelan Hallinan Diamond & Jones,
PLLC
11675 Great Oaks Way, Suite 375
Alpharetta, GA 30022
Telephone: 770-393-4300
Fax: 770-393-4310
PH # ++26572 ANTHONY/SMITH++
This law firm is acting as a debt col
lector. Any information obtained will
be used for that purpose.
420-380429
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NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF DEKALB
Because of a default under the terms
of the Security Deed executed by
Wanda J. Fields to Mortgage Elec
tronic Registration Systems, Inc. as
nominee for EverBank and its suc
cessors and assigns dated Decem
ber 27, 2012, and recorded in Deed
Book 23767, Page 111, DeKalb
County Records, said Security Deed
having been last sold, assigned,
transferred and conveyed to Ditech
Financial LLC by Assignment, secur
ing a Note in the original principal
amount of $223,472.00, the holder
thereof pursuant to said Deed and
Note thereby secured has declared
the entire amount of said indebted
ness due and payable and, pursuant
to the power of sale contained in said
Deed, will on the first Tuesday, Janu
ary 5, 2016, during the legal hours of
sale, before the Courthouse door in
said County, sell at public outcry to
the highest bidder for cash, the prop
erty described in said Deed, to-wit:
All that tract or parcel of land lying
and being in Land Lot 13 of the 15th
District of DeKalb County, Georgia,
being Lot 8, Phase Two, of Conley
Creek, as per plat recorded in Plat
Book 152, Page 45-53, DeKalb
County, Georgia Records, which plat
is incorporated herein and made a
part hereof by reference.
Said property is known as 1774 Con
ley Trace, Conley, GA 30288, to
gether with all fixtures and personal
property attached to and constituting
a part of said property, if any.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, wheth
er or not now due and payable), the
right of redemption of any taxing au
thority, any matters which might be
disclosed by an accurate survey and
inspection of the property, any as
sessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
The proceeds of said sale will be ap
plied to the payment of said indebted
ness and all expenses of said sale as
provided in said Deed, and the bal
ance, if any, will be distributed as
provided by law.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the secured creditor.
The property is or may be in the pos
session of Wanda J. Fields, suc
cessor in interest or tenant(s).
Ditech Financial LLC as Attorney-in-
Fact for Wanda J. Fields
File no. ++15-055892 FIELDS++
SHAPIRO PENDERGAST & HASTY,
LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)1220-2535/SJ
shapiroandhasty.com
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY INFORM
ATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
420-380439 12/10,12/17,12/24,12/31
STATE OF GEORGIA
COUNTY OF DEKALB
NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT
Under and by virtue of the power of
sale contained in that certain Deed to
Secure Debt from Leticia M Gustin
to Countrywide Home Loans, Inc.
in the original principal amount of
$59,676.00 dated 07/30/1999, and
recorded in Deed Book 10870, page
712, DeKalb County records, said
Security Deed being last transferred
and assigned to Cadence Bank, N.A.
in Deed Book 24076, page 224,
DeKalb County records, the under
signed will sell at public outcry to the
highest bidder for cash before the
Courthouse door in said County, dur
ing the legal hours of sale, on the first
Tuesday of January, 2016 by Ca
dence Bank, N.A., as Attorney-in-
Fact for Leticia M Gustin the follow
ing described property:
All that tract or parcel of land lying
and being in Land Lot 198 of the 15th
District, DeKalb County, Georgia, be
ing Lot 14, Block B of Peachcrest
Subdivision, as per plat recorded in
Plat Book 18, Page 78, DeKalb
County, Georgia records, to which
plat reference is made for a more de
tailed description.
Property known as: 3479 Orchard
Circle, Decatur, GA 30032
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the in
debtedness secured thereby, this
sale will be made for the purposes of
paying the same and all expenses of
sale, including attorney's fees, (no
tice having been given as provided
by law).
The property will be sold as the prop
erty of Leticia M Gustin and Iza
Gustin and Sally Gustin subject to the
following:
(1) all prior restrictive covenants,
easements, rights-of-way or encum
brances; (2) all valid zoning ordin
ances; (3) matters which would be
disclosed by an accurate survey of
the property; (4) the outstanding ad
valorem taxes and assessments, if
any; (5) unpaid water and sewage
bills, that constitute liens against the
property, whether due and payable or
not yet due and payable; and (6) mat
ters of record superior to the security
deed first set out above.
Cadence Bank, N.A. is the assignee
and holder of the Security Deed. Pur
suant to O.C.G.A. Section 44-14-
162.2 the name of the person or en
tity who has the full authority to nego
tiate, amend, or modify the terms of
the aforementioned indebtedness is:
Cadence Bank, N.A.
3700 Colonnade Parkway
Suite 200
Birmingham, AL 35243
PH: 877-326-2265
Please note that, pursuant to
O.C.G.A. Section 44-14-162.2, you
are not entitled by law to an amend
ment or modification of the terms of
your loan.
To the best of the undersigned's
knowledge and belief, the party in
possession is Leticia M Gustin and
Iza Gustin and Sally Gustin.
Cadence Bank, N.A., as Attorney-in-
fact for Leticia M Gustin.
Pendergast & Associates, P.C.
211 Perimeter Center Parkway
Suite 300
Atlanta, GA 30346
Phone - 770-392-0398
Toll Free-866-999-7088
www.penderlaw.com
Our File No. + + 15-00266-1
GUSTIN + +
420-380531 12/17,12/24,12/31,1/7,
1/14,1/21,1/28
NOTICE OF SALE UNDER POWER
Under and by virtue of the Power of
Sale contained in a Security Deed
from SHEILA RENEE JONES to
Mortgage Electronic Registration
Systems, Inc., as nominee for Taylor,
Bean & Whitaker Mortgage Corp., its
successors and assigns, dated April
17, 2009, and recorded on May 19,
2009, in Book 21443, Page 438, of
the DeKalb County, Georgia Re
cords, as last assigned to CARRING
TON MORTGAGE SERVICES, LLC
(Secured Creditor); conveying the
after-described property to secure a
Note in the original principal amount
of $131,572.00 with interest thereon
as set forth therein, there will be sold
at public outcry to the highest bidder
for cash before the courthouse door
of DeKalb County, Georgia, within
the legal hours of sale on the first
TUESDAY in February, 2016, the fol
lowing described property:
All that tract or parcel of land lying
and being in Land Lots 35 and 36 of
the 15th District, DeKalb County,
Georgia, being Lot 22, Block D, of
Chapel Hill Subdivision, Unit II, as per
plat thereof recorded in Plat Book 61,
page 118, DeKalb County, Georgia
Records, which recorded plat is incor
porated herein by reference and
made a part of this description.
The indebtedness secured by said
Security Deed has been and is
hereby declared due and payable be
cause of, among other possible
events of default, non-payment of the
monthly installments as required by
said Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney's
fees (notice of intent to collect attor
ney's fees having been given) and all
other payments provided for under
the terms of the Security Deed and
Note.
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject