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PAGE 8B-W BARROW JOURNAL WEDNESDAY, JULY 27, 2016 Public Notices Continued rity Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is common ly known as 401 Tori Drive, Winder, GA 30680-5209 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or par ties) in possession of the sub ject property is (are): Anthony J Brown or tenant or tenants. Ocwen Loan Servicing, LLC is the entity or individual des ignated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Ocwen Loan Servicing, LLC Foreclosure Loss Mitigation 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 1-877-596-8580 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstand ing ad valorem taxes (includ ing taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemp tion of any taxing authority, (d) any matters which might be dis closed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordi nances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provid ed until final confirmation and audit of the status of the loan as provided immediately above. Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2007-2 as agent and Attorney in Fact for Antho ny J. Brown Aldridge Pite, LLP (formerly known as Aldridge Connors, LLP), 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1017-662833A THIS LAW FIRM MAY BE ACTING AS A DEBT COL- LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-662833A (JUS, 13,20,27B/20795-70P) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Barrow By virtue of the power of sale contained in that cer tain Deed to Secure Debt from NATHANIEL JACKSON and JESSICA JACKSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR RESOURCE MORTGAGE SOLUTIONS, DIV OF NET- BANK dated May 5, 2005, filed for record May 6, 2005, and recorded in Deed Book 1054, Page 146, BARROW Coun ty, Georgia Records, as last transferred to WELLS FARGO BANK, N.A. by assignment recorded in Deed Book 1608, Page 728, BARROW County, Georgia Records. Said Deed to Secure Debt having been given to secure a Note dated May 5, 2005 in the original prin cipal sum of ONE HUNDRED THIRTY THREE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($133,800.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the high est bidder for cash before the Courthouse door at BARROW County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in August, 2016, the following described property: ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN THE 1742ND GMD OF BARROW COUNTY, GEORGIA, AND BEING DES IGNATED AS LOT 44, BLOCKA OF SIMEON PLACE SUBDIVI SION ACCORDING TO THAT PLAT OF SURVEY RECORD ED IN PLAT BOOK 56, PAGE 55, BARROW COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE THERETO FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY CON VEYED HEREIN. To the best of the knowledge and belief of the undersigned, the party in possession of the property is NATHANIEL JACK- SON and JESSICA JACKSON or a tenant or tenants. Said property may more commonly be known as: 349 SIMEON RD, STATHAM, GA 30666. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other pos sible events of default, non payment of the monthly install ments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is WELLS FARGO BANK, N.A., 3476 STATEV- IEW BLVD, MAC# X7801-013, FORT MILL, SC 29715-7203; (800) 662-5014. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any tax ing authority, any matters which might be disclosed by an accu rate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Secu rity Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judi cial and nonjudicial sales in the State of Georgia, the Deed Under Power and other fore closure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preced ing paragraph. ‘Auction ser vices to be provided by Auction, com (www.auction.com)* WELLS FARGO BANK, N.A. As Attorney-in-Fact for NATHANIEL JACKSON JESSICA JACKSON Phelan Hallinan Diamond & Jones, PLLC 11675 Great Oaks Way, Suite 375 Alpharetta, GA 30022 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 29288 This law firm is acting as a debt collector. Any informa tion obtained will be used for that purpose. (JU6.13.2027P4) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Barrow Under and by virtue of the power of sale contained with that certain Security Deed dated October 18, 2013, from JOSEPH THOMAS TO MORT GAGE ELECTRONIC INFOR MATION SYSTEMS, INC., as nominee for Fairway Indepen dent Mortgage Corporation D/B/A Northpoint Mortgage, recorded on October 24, 2013 in Deed Book 1764 at Page 129, Barrow County, Georgia Records, having been last sold, assigned, transferred and con veyed to Stearns Lending, LLC by Assignment and said Secu rity Deed having been given to secure a note dated Octo ber 18, 2013, in the amount of $100,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Barrow County, Georgia, on August 2, 2016, the following described real property (here inafter referred to as the “Prop erty”): ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING GMD 246, BARROW COUNTY, GEORGIA, BEING LOT 9, BLOCK A OF BRECK- ENRIDGE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 54, PAGE 204, BARROW COUNTY, GEOR GIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the pur poses of paying the Security Deed, accrued interest, and all expenses of the sale, includ ing attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as pro vided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Joseph Thomas. The property, being commonly known as 1222 Breckinridge Trail, Winder, GA, 30680 in Bar- row County, will be sold as the property of Joseph Thomas, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restric tions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negoti ate, amend or modify all terms of the above described mort gage is as follows: LoanCare Servicing Center, Inc., 3637 Sentara Way, Virginia Beach, VA 23452, 800-909-9525. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Stearns Lending, LLC as Attor ney in Fact for Joseph Thomas 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Jim Alber telli, Esq. For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 16-007837 A-FN4581498 07/06/2016, 07/13/2016, 07/20/2016, 07/27/2016 (JU6,13,20,27P4) \ Notice of Sale Notice of Sale Under Power Georgia, Barrow County and Gwinnett County THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL Y. FORD AND MICHELLE FORD TO CEN TEX HOME EQUITY COM PANY, LLC, dated October 26, 2004, recorded in Deed Book 997, Page 242, Barrow County, Georgia Records and recorded in Deed Book 49084, Page 636, Gwinnett County, Georgia Records,, as last transferred to The Bank of New York Mellon f/k/a The Bank of New York, successor to JPMorgan Chase Bank, N.A., as Trustee for Cen tex Home Equity Loan Trust 2005-B by assignment record ed in Deed Book 1837, Page 135, Barrow County, Georgia Records, and recorded in Deed Book 53881, Page 108, Gwin nett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY- NINE THOUSAND THIRTY- FOUR AND 70/100 DOLLARS ($259,034.70), with interest thereon as set forth therein, there will be sold at public out cry to the highest bidder for cash before the courthouse door of Barrow County, Geor gia, or at such place as may be lawfully designated as an alter native, within the legal hours of sale on the first Tuesday in August, 2016, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attor ney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The Bank of New York Mel lon f/k/a The Bank of New York, successor to JPMorgan Chase Bank, N.A., as Trustee for Cen tex Home Equity Loan Trust 2005-B is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationstar Mortgage, LLC, 8950 Cypress Waters Blvd, Coppell, TX 75019 888-850- 9398x3705. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Y. Ford or a tenant or tenants and said property is more commonly known as 1740 Thomas Drive, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York Mel lon f/k/a The Bank of New York, successor to JPMorgan Chase Bank, N.A., as Trustee for Cen tex Home Equity Loan Trust 2005-B as Attorney in Fact for Michael Y. Ford and Michelle Ford McCalla Raymer Pierce, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Cains Mili tia District of Barrow County, Georgia and Duncans Militia District of Gwinnett County, Georgia, being a part of that property shown on a plat of survey for Virginia C. Prick- ett by B. Keith Rochester and Associates, surveyors, dated November 8, 1971, recorded in Plat Book 6, Page 386, Barrow County Records, and Plat Book V, Page 294, Gwinnett County Records and more particularly described as follows: Beginning at an iron pin on the South right of way line of Thomas Drive (Thomas Drive having a 60 degree r/w) at the dividing line between Tract #30 and Tract #29 and running South 27 degrees 58 minutes West along the line between Tracts #29 and #30, a distance of 552.5 feet to an iron pin corner; Thence running North 64 degrees 0 minutes West a distance of 235.0 feet to an iron pin, thence running South 88 degrees 00 minutes West a distance of 390.7 feet to an iron pin corner; Thence North 13 degrees 15 minutes East a distance of 50.2 feet to an iron pin corner at the dividing line between tracts no. 30 and no. 31; Thence North 57 degrees 55 minutes East a distance of 863.9 feet to an iron pin on the South right of way line of Thom as Drive; Thence in an Easterly direction along the South right of way line of Thomas Drive following the curvature thereof 162.06 feet to an iron pin at the point of beginning. The above described tract being designat ed as tract #30 and containing 5.08 acres. MR/ms8 8/2/16 Our file no. 5502214 - FT2 (JU6,13,2028P4) \ Notice of Sale Notice of Sale Under Power State of Georgia County of Barrow Under and by virtue of the power of sale contained with that certain Security Deed dated March 12, 2014, from MORRIS DILLS TO MORT GAGE ELECTRONIC REGIS TRATION SYSTEMS, INC., as nominee for Open Mortgage, LLC, recorded on March 14, 2014 in Deed Book 1788 at Page 709, Barrow County, Georgia Records, having been last sold, assigned, transferred and conveyed to Lakeview Loan Servicing, LLC by Assign ment and said Security Deed having been given to secure a note dated March 12, 2014, in the amount of $169,866.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Barrow County, Georgia, on August 2, 2016, the following described real prop erty (hereinafter referred to as the “Property”): ALL THAT TRACT OR PAR CEL OF LAND LYING AND BEING IN THE 246TH G.M. DISTRICT OF BARROW COUNTY, GEORGIA, CON SISTING OF 2.26 ACRES ACCORDING TO A PLAT OF SURVEY PREPARED FOR “DARRELL GREESON” BY W. T. DUNAHOO AND ASSO CIATES, INC., GEORGIA REGISTERED LAND SUR VEYORS, DATED OCTOBER 2, 1997 AND RECORDED AT PLAT BOOK 49, PAGE 134, BARROW COUNTY, GEOR GIA RECORDS. REFER ENCE MADE TO SAID PLAT OF SURVEY FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of pay ing the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the under signed’s knowledge, the person(s) in possession of the property is/are Morris Dills. The property, being commonly known as 719 Wilbanks Road, Winder, GA, 30680 in Bar- row County, will be sold as the property of Morris Dills, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restric tions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Cenlar, 425 Phillips Boulevard, Ewing, NJ 08618, 800-223-6527. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Lakeview Loan Servicing, LLC as Attorney in Fact for Mor ris Dills 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Jim Albertelli, Esq. For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 16-010171 A-4579398 07/06/2016, 07/13/2016, 07/20/2016, 07/27/2016 (JU6,13,20,27P4) \ Notice of Sale Notice of Sale Under Power Barrow County Pursuant to the Power of Sale contained in a Security Deed given by JOCELYN ELIZ ABETH SPRADLIN AND RAN DALL DEAN SPRADLIN TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for SouthStar Funding, LLC dated 7/30/2004 and recorded in Deed Book 963 Page 22 Barrow County, Georgia records; as last trans ferred to or acquired by The Bank of New York Mellon Trust Company, National Associa tion fka The Bank of New York Trust Company, N.A. as suc cessor to JPMorgan Chase Bank, as Trustee for Residen tial Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates Series 2004-RS10, convey ing the after-described prop erty to secure a Note in the original principal amount of $ 149,900.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bid der for cash before the Court house door of Barrow County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on August 02, 2016 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PAR CEL OF LAND lying and being in the 243rd District, G.M., State of Georgia, County of Barrow, being Lot 14, Hunting- ton Cove, being more particu larly described and delineated according to a plat and survey prepared by W. T. Dunahoo and Associates, Inc, certified by W. T. Dunahoo, GRLS No. 1577, dated April 12, 1995, enti tled “Final Plat For Huntington Cove”, said plat being of record in the Office of the Clerk of the Superior Court for Barrow County, Georgia in Plat Book 46, page 10, which said plat and the recording thereof are by reference hereto incorporat ed herein for a more complete and detailed description The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner pro vided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Secu rity Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is common ly known as 592 Cantebury Lane, Winder, GA 30680- 7225 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or par ties) in possession of the sub ject property is (are): Jocelyn Elizabeth Spradlin or tenant or tenants. Ocwen Loan Servicing, LLC is the entity or individual des ignated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Ocwen Loan Servicing, LLC Foreclosure Loss Mitigation 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 1-877-596-8580 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstand ing ad valorem taxes (includ ing taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemp tion of any taxing authority, (d) any matters which might be dis closed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordi nances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provid ed until final confirmation and audit of the status of the loan as provided immediately above. The Bank of New York Mel lon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMor gan Chase Bank, as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset- Backed Pass-Through Cer tificates Series 2004-RS10 as agent and Attorney in Fact for Jocelyn Elizabeth Spradlin and Randall Dean Spradlin Aldridge Pite, LLP (formerly known as Aldridge Connors, LLP), 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1017-662751A THIS LAW FIRM MAY BE ACTING AS A DEBT COL- LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-662751A (JU6,13,20,27B/20795-90P) \ Notice of Sale Notice of Sale Under Power Barrow County Pursuant to the Power of Sale contained in a Security Deed given by KRISTINA SUM MERS TO MORTGAGE ELEC TRONIC REGISTRATION SYSTEMS, INC., as nominee for Pine State Mortgage Cor poration dated 10/27/2005 and recorded in Deed Book 1119 Page 46 Barrow County, Georgia records; as last trans ferred to or acquired by U.S. Bank NA, as successor trustee, in trust for registered holders of Bear Stearns Asset Backed Securities Trust 2006-1, Asset- Backed Certificates, Series 2006-1, conveying the after- described property to secure a Note in the original principal amount of $ 133,100.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Barrow County, Georgia (or such other area as desig nated by Order of the Superior Court of said county), within the legal hours of sale on August 02, 2016 (being the first Tues day of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land lying and being in the 1742nd GMD of Barrow County, Geor gia, and being designated as Lot 10, Block A of The Oaks At Bear Creek according to that plat of survey recorded in Plat Book 56, Page 124, Bar- row County, Georgia Records, which plat is incorporated here in and made a part hereof by reference thereto for a more complete description of the property conveyed herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner pro vided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Secu rity Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is common ly known as 314 Seminole Circle, , Statham, GA 30666 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or par ties) in possession of the sub ject property is (are): Kristina Summers or tenant or tenants. Select Portfolio Servicing, Inc. is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Select Portfolio Servicing, Inc. Loan Resolution Department 3217 South Decker Lake Drive Salt Lake City, UT 84119 (888) 349-8955 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstand ing ad valorem taxes (includ ing taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and pay able and which may not be of record, (c) the right of redemp tion of any taxing authority, (d) any matters which might be dis closed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordi- continued on following page