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HOUSTON HOME JOURNAL Oxendine life insurance settlement good news for some Special to the Journal Insurance Commissioner John W. Oxendine announced this past week that a settle ment with a life insurance group offers additional ben efits to African-American consumers who bought life insurance policies at higher rates than policies sold to whites. The settlement applies to policies issued between 1928 and 1960 that were still in force after Dec. 31, 1959. Though race-based pricing was discontinued in policies sold after 1960, death and surrender benefits for many older policies were never adjusted. The settlement is with Americo Life, Inc., which now owns the 55 insurance companies that originally sold the policies. For each person who is identified as a holder of an eligible policy, the company will add 25 per WR native/IIGA student receives apprenticeship ByJOELLE WALLS Contributed University of Georgia undergraduate Joseph Rimando of Warner Robins is part of a group of 24 freshmen and sophomores selected to participate in a research apprentice program sponsored by the Center for Undergraduate Research Opportunities during the 2007-2008 academic year. Through the CURO Apprentice Program, UGA’s Honors Program has been promoting these research partnerships at the onset of college so that the students can delve right into their fields of interest and explore various options of their cho sen career paths. Rimando, a biochem istry major, is working in the laboratory of Georgia Research Alliance Eminent Scholar Ralph Tripp in UGA’s College of Veterinary Medicine. He is investigat ing why a respiratory viral pathogen human metapneu movirus in a mouse lung tis sue persists after the initial recovery. He is also trying to identify the cell'receptors that the virus attaches to when it infects cells. After graduating from UGA in 2011, Rimando would like to attend medical school so that he can become a cardiologist one day. He is a graduate of Warner Robins High School. “We have Honors students who choose UGA rather than other top schools in the country because of the opportunities to do research early in their career,” said David S. Williams, direc tor of the Honors Program. “As the CURO Apprentice Program continues to grow in stature and reputation, we are examining how we can further maximize the two-year apprenticeship. For example, this year the Honors Program supported 14 CURO Apprentices’ trav el to present posters and oral presentations at a national conference.” As part of the program, the apprentices attend a weekly interdisciplinary seminar with a strong writing compo nent that focuses on issues and methods related to con ducting research. Invited speakers such as Jay Hakes, director of the Jimmy Carter Library in Atlanta, provide an expert perspective on timely national topics and encourage further debate and discussion among the apprentices. Students in the program receive additional support from teaching assistants, for mer apprentices who exem plified outstanding leader ship during their time in the program. These teaching assistants lead small groups each week in which the cur rent apprentices can receive more in-depth student viewpoints about the topics addressed in the seminars. cent to the face amount of the policy. All valid claims under this settlement will be honored for a period of four years. “If you have one of these policies or are the beneficiary of such a policy, you may be entitled to additional free insurance or a cash payment, even if the policy has already been terminated,” Oxendine said. “I’m glad we will be able to offer this settlement fcgnato to Ootoiß www.goodwillworks.org Building lives, families, and communities ONE JOB AT A TIME. I AST CHANCE! TAKE ADVANTAGE OF THIS GREAT OFFER. ...... MSs FREE Professional Installation SWITCH FROM CABLE and get per month (available with speeds 1.5 Mbps and higher) v. . ; ■■■". 1.877.312.W1ND | Buy Now windstream.com BLAIRSVILLE 231 Hill Crest Plaza, Suite 3 706.7456911 BLAKELY 717 S. Church Street 2297238585 CAIRO 482nd Avenue N.W. 2293772100 CANTON 1353 Riverstone Parkway, Suite 100 770.4792000 Off*r tnd* 11/31/07 and Is available to new Windstream residential Broadband customers.Sub)ecttoavailabHlty. 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HIGH-SPEED INTERNET 4.99 mmm ■ per month FOR 12 MONTHS WITH QUALIFYING SERVICES CLEVELAND 243 S. Main Street, Suite A 706.865.2442 COMMERCE 149 Pottery Factory Drive 706.335.6640 CORNELIA 342 Habersham Hills Circle 706.778.2500 DAHLONEGA 340 Wal-Mart Way, Unit C 706.867.3333 the past.” Oxendine has established SANTA-LIKE SPEED. JOLLY-GOOD Cim 3Z2 1 ■ ♦ - fiSt" VISIT US IN GEORGIA: DALTON 100 W Walnut, Suite 108 706.2797000 DAWSON 163 N. Stonewall Street N.E. 229.9955800 DAWSONVILLE 66 400 Center LaneS., Unit 155 706.216.2222 DOUGLAS 400 E. Bryan Street 912.3841072 SPREAD HOLIDAY CHEER • DOWNLOAD HOLIDAY MOVIES, MUSIC AND MORE • E-MAIL YOUR WISH LIST TO SANTA • SHARE HOLIDAY PHOTOS • SHOP ONLINE 24/7 FITZGERALD 112 E. Central Avenue 229.4237050 GRAY 116 Dolly Street 478.986.3184 HELENA 110 Bth Street 229.868.7772 IRWINTON 113 Wriley Road 478.946.7488 SATURDAY, NOVEMBER 24, 2007 a website in order to assist individuals who believe that they may be eligible for addi tional benefits as part of the settlement. The settlement and a list of the companies are available at the Insurance Commissioner’s website, www.gainsurance.org. Oxendine said Georgia was part of a group of five states that negotiated the agree ment on behalf of members of the National Association windstream JASPER 50 Mark Whitfield Street 706.692.4456 LA FAYETTE 502 Church Street 706.638.8000 MANCHESTER 212 2nd Avenue 706.846.9030 MILLEDGEVILLE 750 N. Jefferson Street 478.4516748 of Insurance Commissioners. The other states included Texas, Florida, California, and Ohio. The affected policies were mostly small face amount life insurance, commonly known as industrial life or burial policies. 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