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HOUSTON HOME JOURNAL 1080 rafIECIOSHRES penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael L. Allen or a tenant or tenants and said property is more commonly known as 818 Woods dale Drive, Perry, Georgia 31069. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Ever Home Mortgage Company as Attorney in Fact for Michael L. Allen McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jkw 12/4/07 Our file no. 51813507-FTI EXHIBIT 'A': All that tract or parcel of land situate, lying and being in Land Lot of 190 of the Thirteenth Land District, Houston County, Georgia and being known and des ignated as Parcel "C", containing 16,324 square feet as is more par ticularly shown on plat of survey pre pared by Lee R. Jones, Georgia Registered Land Surveyor, dated June 21, 2002 and recorded in Plat Book 59, Page 83, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this descrip tion by reference thereto for all pur poses. MR/jkw 12/4/07 Our file no. 51813507-FTI 55801 11/7-11/28 FORECLOSURE NOTICE STATE OF GEORGIA COUNTY OF HOUSTON By virtue of Power of Sale contained in a deeds to secure debt from Homes by Bull, LLC to Citizens Bank & Trust Company dated Octo ber 5, 2005 recorded October 14, 2005 in Deed Book 3600, Page 264-267, Houston County Records said deed to secure debt being given to secure a note executed on February 22, 2007 in the original principal amount of Thirty Eight Thousand Two Hundred Fifty Dol lars and 00/100 ($38,250.00), with interest from date as stated therein, there will be sold to the highest bidder for cash before the courthouse door at Houston County, Georgia, within the legal hours of sale on the first Tuesday in Decem ber, 2007 the following described property: All that tract or parcel of land, lying and being in Land Lot 88, Eleventh Land District, Houston County, Georgia, being known and designated as Lot 9, Block "C", Sec tion 4, Southland Station Subdivi sion, according to a plat of said sub division of record in Plat Book 65, Page 78-80, Houston Superior Court. Said Plat and the record thereof are incorporated herein by reference for all purposes. The debt secured by said deed to secure debt has and is hereby declared due because of, among other possible events of de fault, this sale will be made for the purpose of paying the same and all expenses of this sale, including at torney's fees. The best of the under signed's knowledge, information and belief, the property is in the posses sion of Homes by Bull, LLC. The ad dress of the property is 646 Trails End Circle. Citizens Bank & Trust Company as Attorney in Fact for Homes by Bull, LLC NIKITIS ZOUMBERIS P.O. Box 8097 Warner Robins, GA 31095 478/328-187 Georgia Bar #786160 55841 11/7 -11/28 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY Because of default in the payment of the indebtedness, se cured by a Security Deed executed by Hendrick Allen to Mortgage Elec tronic Registration Systems Inc., dated June 16, 2006 in the amount of $81,600.00, and recorded in Deed Book 3891, Page 4, Houston County, Georgia Records; as last transferred to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-MLNI by assignment; the un dersigned, LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-MLNI pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale con tained in said deed, will on the first Tuesday in December, 2007 , during the legal hours of sale, at the Court house door in Houston County, sell at public outcry to the highest bidder for cash, the property described in 1080 FORECLOSURES said deed to-wit: All that tract or parcel of land situate, lying and being in land lot 169 of the Fifth Land District of Houston County, Georgia, known and designated as lot 2, Block C, Section No. 3 Subdivision known as Sonja Heights, according to a plat of survey of said property entitled Sur vey for Hugh W. Watson, Jr., pre pared by Braxton Surveying Co., certified by John J. Broxton, Georgia Registered Land Surveyor No. 1492, dated March 14,1972 a copy of which is of record in Map Book 15, Page 140, Clerks Office, Houston Superior Court. Said plat and the re corded copy of thereof are hereby made a part of this description by reference thereto for all purposes. The above-described prop erty is conveyed subject to Protec tive Covenants as contained in in strument of record in Deed Book 336, Page 8-13; amended by instru ment of record in Deed Book 573, Pages 113-116 Clerks Office, Hous ton Superior Court; also subject to easement and rights-of-way for pub lic roads and utilities as they now exist, and building lines and other matters shown on the aforesaid re corded plat of survey. which has the property ad dress of 96 Oliver Drive, Warner Robins, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held sub ject to any unpaid taxes, assess ments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said prop erty. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Hendrick Allen and the proceeds of said sale will be applied to the payment of said in debtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-MLNI Attorney in Fact for Hendrick Allen Anthony DeMarlo, Attorney/etillery McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdvcandler.com File No. 07-13802/CONV THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. 55846 11/7-11/28 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Lori B. Alderson to Chase Manhattan Mortgage Cor poration, dated October 11, 2000, recorded in Deed Book 1606, Page 308, Houston County, Georgia Re cords, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND THREE HUNDRED NINETY AND 0/100 ■DOLLARS ($68,390.00), with inter est thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in December, 2007, the following de scribed property: SEE EXHIBIT A' AT TACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lori B. Alderson or a tenant or tenants and said property is more commonly known as 101 Ali Court, Warner Robins, Georgia 31088. The sale will be con ducted subject (1) to confirmation 1080 FORECLOSURES that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corpo ration as Attorney in Fact for Lori B. Alderson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ell 12/4/07 Our file no. 52155807-FT3 EXHIBIT ’A': All that tract or parcel of land lying and being in Land Lot 119, sth Land District, Houston County, Georgia, being known and designated as Lot 13, Block B, Rob ins Resort West Subdivision, ac cording to a plat of survey prepared for by Scarborough Land Surveys, dated October 23, 1985, revised August 26, 1988, recorded in Plat Book 35, page 169, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby incorporated for all pur poses. MR/ell 12/4/07 Our file no. 52155807-FT3 5584811/7-11/28 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Willie Fred Can non to First Franklin Financial Cor poration, dated September 30, 2002, recorded in Deed Book 2247, Page 171, Houston County, Georgia Records, as last transferred to Wells Fargo Bank Minnesota, N.A. as trus tee for First Franklin Mortgage Loan Trust 2002-FF3 by assignment to be recorded in the Office of the Clerk of Superior Court of Houston County, Georgia Records, conveying the af ter-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND AND 0/100 DOLLARS ($67,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in December, 2007, the following de scribed property: SEE EXHIBIT 'A' AT TACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Willie Fred Cannon or a tenant or tenants and said property is more commonly known as 113 Tortoise Drive, Warner Robins, Georgia 31088. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank Minnesota, N.A. as trustee for First Franklin Mort gage Loan Trust 2002-FF3 as Attor ney in Fact for Willie Fred Cannon McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ell 12/4/07 Our file no. 52180407-FT3 EXHIBIT 'A': All that tract or parcel of land lying and being in Land Lot 194, 10th Land District, Houston County, Georgia, being known and designated as Lot 27, Block F, Sec tion No. 1, Turtle Creek Subdivision, according to a plat of survey pre pared by Jones Surveying Com pany, dated September 24, 1977, recorded in Plat Book 20, Page 221, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby incorpo rated for all purposes. MR/ell 12/4/07 Our file no. 52180407-FT3 55853 11/7-11/28 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY 1080 FORECLOSURES THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Marquita Crews and Don Crews to Mortgage Elec tronic Registration Systems, Inc., dated March 3, 2006, recorded in Deed Book 3757, Page 103, Hous ton County, Georgia Records, con veying the after-described property to secure a Note in the original prin cipal amount of ONE HUNDRED NINETY-TWO THOUSAND AND 0/100 DOLLARS ($192,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hous ton County, Georgia, within the legal hours of sale on the first Tuesday in December, 2007, the following de scribed property: SEE EXHIBIT 'A' AT TACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Marquita Crews and Don Crews or a tenant or tenants and said prop erty is more commonly, known as 205 Mount Zion Road, Bonaire, Georgia 31005. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Marquita Crews and Don Crews McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qns 12/4/07 Our file no. 52203707-FTI2 EXHIBIT 'A': All that tract or parcel of land situate, lying and being in Land Lot 220 of the tenth Land Dis trict of Houston County, Georgia, being known and designated as Lot 2, Phase No. 1, of a subdivision known as Elmdale Estates, accord ing to a plat of survey, a copy of which is of record in Plat Book 34, Page 94-95, Clerks Office, Houston Superior Court. Said plat and the recorded copy thereof are incorpo rated herein by reference thereto for all purposes. The above described prop erty is conveyed subject to Protec tive Covenants of record in Deed Book 793, Pages 213-224, Clerks Office, Houston Superior Court; also subject to easements and rights-of-way for public roads and utilities as they now exist, and build ing lines and other matters shown on the aforesaid recorded plat of survey. MR/qns 12/4/07 Our file no. 52203707 - FTI2 55849 11/7- 11/28 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Judy S. Mcintyre to Mortgage Electronic Registration Systems, Inc., dated November 23, 2005, recorded in Deed Book 3647, Page 222, Houston County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Houston County, Georgia Records, convey ing the after-described property to secure a Note in the original princi ‘pal amount of EIGHTY-EIGHT THOUSAND FIVE HUNDRED ELEVEN AND 0/100 DOLLARS ($88,511.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the court house door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in Decem ber, 2007, the following described property: SEE EXHIBIT 'A' AT TACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is 1080 FORECLOSURES hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Judy S. Mcintyre or a tenant or tenants and said property is more commonly known as 206 Bayside Drive, Warner Robins, Georgia 31088. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Judy S. Mcintyre McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh3 12/4/07 Our file no. 51041907-FTS EXHIBIT 'A': All that tract or parcel of land situate, lying and being in Land Lot 224 of the Tenth (10th) Land District, Houston County, Georgia, being known and desig nated as Lot 30, Bayside Subdivi sion, according to a plat of said sub division of record in Plat Book 44, Page 112-113, Clerk’s Office, Hous ton Superior Court. Said plat and the recorded copy thereof are incorpo rated herein for all purposes. MR/mh3 12/4/07 Our file no. 51041907 - FTS 55851 11/7-11/28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Houston Pursuant to a power of sale contained in a certain security deed executed by Willie B. Pickett, Jr. and Beverly C. Pickett, hereinaf ter referred to as Grantor, to Na tional Mortgage Investment Co., Inc. recorded in Deed Book 1101, begin ning at page 798, of the deed re cords of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in December, 2007, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". Said prop erty will be sold subject to any out standing ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an ac curate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said security deed. To the best of the under signed's knowledge and belief, the party in possession of the property is believed to be Willie B. Pickett, Jr. and Beverly C. Pickett. Midfirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT AND ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Midland/Willie B. Pickett, Jr. and Beverly C. Pickett/MO7-13641 EXHIBIT "A": All that tract or parcel of land lying and being in Land Lot 149, sth Land District of Houston County, Georgia, being known and designated as Lot 6, Fox Meadow Estates Subdivision, according to a plat of survey prepared by Scarbor ough Land Surveys, dated February 10, 1987, of record in Plat Book 32, Page 143, Clerk's Office, Houston Superior Court. Said plat and the re cord thereof are incorporated herein for all purposes. 55856 11/7- 11/28 NOTICE OF FORECLOSURE UNDER POWER OF SALE STATE OF GEORGIA COUNTY OF HOUSTON On the 14th day of August, 1995, GLORIA W. CHILDS, WEDNESDAY, NOVEMBER 28, 2007 * 1080 FORECLOSURES now known as GLORIA W. JONES, executed a Deed to Secure Debt in favor of CROSSROADS BANK OF GEORGIA, now known as Security Bank of Houston County, securing a note of even date in the original prin cipal amount of $23,147.00, said in debtedness being due and payable in accordance with the terms and conditions contained in said note, and said Deed to Secure Debt being of record in Deed Book 1167, Pages 581-582, Clerk's Office, Houston County Superior Court. By virtue of the power of sale contained in said Deed to Se cure Debt, there will be sold by the undersigned at public outcry to the highest and best bidder for cash be fore the Courthouse door of Houston County, Georgia, within the legal hours of sale, on the first Tuesday in December, 2007, same being De cember 4, 2007, all of the following described property: That certain lot in the City of Perry, Houston County, Georgia, known and designated as Lot 19 in the Beckham, Bloodworth & Nunn Subdivision according to a plat of survey prepared by Milton Beckham, Surveyor, on September 9, 1970, a copy of said plat being of record in Map Book 14, Page 11, Clerk’s Of fice, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this de scription by reference thereto. Said lot fronts in an easterly direction on Elko Road for a distance of 60 feet and extends back with equal width in a westerly direction for a distance of ?75 feet. A dwelling house and other improvements are located on said lot. The debt secured by said deed to secure debt has been de clared due because of default in the payments thereon, and in the due performance of the covenants therein contained, including pay ment ad valorem taxes. The debt re maining in default, this sale will be made for the purpose of paying same and all expenses of the sale, including reasonable attorney's fees. Said property shall be sold as the property of Gloria W. Jones, formerly known as Gloria W. Childs, and her successors in title, subject to outstanding ad valorem taxes, easements, and other matters as will otherwise appear on the pub lic records in Houston County and other restrictions of record. To the best of the undersigned's knowledge and information, the above de scribed property is presently in the possession of Gloria W. Jones. Notice in compliance with Official Code of Georgia Annotated Sections 44-14-162 through 44-14-162.4 has been provided in accordance with the provisions of said Code Section. The undersigned will exe cute a deed to the purchaser at said sale as provided in the aforemen tioned deed to secure debt. This the 15th day of Octo ber, 2007. SECURITY BANK OF HOUSTON COUNTY, FORMERLY KNOWN AS CROSSROADS BANK OF GEOR GIA, AS ATTORNEY IN FACT FOR GLORIA W. JONES, FORMERLY KNOWN AS GLORIA W. CHILDS WALKER, HULBERT, GRAYS BYRD, LLP Attorneys at Law P. O. Box 1770 909 Ball Street Perry, Georgia 31069' 478-987-1415 THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR ON BEHALF OF ITS CLIENT. ALL IN FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 55101 11/7-11/28 NOTICE OF SALE UNDER POWER CONTAINED IN SECU RITY DEED STATE OF GEORGIA, COUNTY OF Houston Pursuant to a power of sale contained in a certain security deed executed by Pamela Y. Berry, hereinafter referred to as Grantor, to Market Street Mortgage Corporation recorded in Deed Book 3210, begin ning at page 217, of the deed re cords of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in December, 2007, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". Said sale will be made subject to the following items which may affect the title to said property: All restrictive cove nants, easements and rights-of-way appearing of record, if any; all zon ing ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the prop erty; all outstanding or unpaid bills and assessments for street improve ments, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowl edge and belief, the party in posses sion of the property is believed to be Pamela Y. Berry. Georgia Housing and Finance 3C