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HOUSTON HOME JOURNAL 1080 MKCIMMM of the sth Land District, Houston County, Georgia, described as Lot Number Three (3) of American Heri tage Subdivision, Block G, Phase 4, more particularly described by that certain Plat of Survey entitled Sur vey For American Heritage Phase No. 4, prepared by Terry M. Scar borough, GRLS, recorded in Plat Book 55, Page 109, Houston County Land Records. Said Plat of Survey and record thereof are by reference made a part hereof for a more accu rate description of said property. ALSON CONVEYED HEREWITH is a manufactured home bearing serial number 043097A/B that has been converted to and taxed as real property by fil ing Form T-234 with the above refer enced County Clerk of Superior Court recorded in Deed Book 3857, Pages 139-142 with the original cer tificate of title or manufactured state ment of origin, as the case may be, forwarded to the Georgia Depart ment of Motor Vehicles for retire ment. This is the same property conveyed by Warranty Deed from Lighthouse Home & Land Sales, Inc. to Susan M. Hill, dated November 1, 2007, recorded in Deed Book 4473, Page 189, as corrected of record, said records. Further, this is the same property conveyed by Special Warranty Deed from Secretary of Housing and Urban Development of Washington, D.C. to Lighthouse Home & Land Sales, Inc. dated Sep tember 7, 2007, recorded in Deed Book 4423, Page 112, said records. Further, this the same property con veyed by Special Warranty Deed from US Bank Home Mortgage to the Secretary of the Department of Housing and Urban Development .dated December 8, 2006 recorded in Deed Book 4111, Page 108, said records. Further, this is the same property conveyed by quitclaim deed from the Secretary of Housing and Urban Development to U S Bank Home Mortgage dated Febru ary 6, 2006 recorded in Deed Book 3734, Page 137, said records. Fur ther, this is the same property con veyed by Special Warranty Deed from Mortgage Electronic Registra tion Systems, Inc. as nominee for US Bank, NA to the Secretary of the Department of Housing and Urban Development dated August 15, 2005 recorded in Deed Book 3532, Page 34, said records. Further, this is the same property conveyed by deed under power from James M. Darsey acting through his or her duly ap pointed agent and Attorney in Fact, Mortgage Electronic Systems, Inc. as nominee for US Bank, NA to Mortgage Electronic Registration Systems, Inc. dated April 6, 2005 re corded in Deed Book 3389, Page 29, said records. Further, this is the same property conveyed by War ranty Deed from Abacus Homes, Inc. to James M. Darsey, Jr. dated March 2, 2001 recorded in Deed Book 1695, Page 237, said records. CONVEYED SUBJECT TO all Easements, Rights-of-Way, Surveys, Protective Covenants, Limitations, and Restrictions affect ing said property of record, said re cords. which has the property ad dress of 145 Ticonderoga Drive, Byron, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held sub ject to any unpaid taxes, assess ments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said prop erty. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 4 Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Susan M. Hill and the proceeds of said sale will be ap plied to the payment of said indebt edness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Susan M. Hill Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdvcandler.com File No. 08-25369 /FHA THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. 7139212/10-12/31 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Timothy M. Ma sopust and Terri J. Masopust to Mortgage Electronic Registration 1080 FfISIGIASIRES Systems, Inc., dated December 29, 2004, recorded in Deed Book 3269, Page 114, Houston County, Georgia Records, as last transferred to Welts Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Houston County, Georgia Records, convey ing the after-described property to secure a Note in the original princi pal amount of ONE HUNDRED TWENTY-ONE THOUSAND NINE HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($121,985.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before tyie courthouse door of Hous ton County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following de scribed property: SEE EXHIBIT 'A' AT TACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not re quired by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy M. Masopust and Terri J. Masopust or a tenant or tenants and said property is more commonly known as 334 Peach Blossom Road, Bonaire, Georgia 31005. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Timothy M. Masopust and Terri J. Masopust McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/car 1/6/09 Our file no. 52398308-FTS EXHIBIT 'A': All that tract or parcel of land situate, lying and being in Land Lot 189 of the Tenth Land Dis trict of Houston County, Georgia be ing known and designated as Lot 2, Sunset Terrace Subdivision, accord ing to a survey prepared by Clements Surveying Co., Inc., dated March 4, 1996, a copy of which is of record in Plat Book 48, Page 167, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are incorporated herein by reference thereto for all pur poses. MR/car 1/6/09 Our file no. 52398308 - FTS 7169912/10-12/31 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Jerome Williams to Wells Fargo Bank, NA, dated June 26, 2007, recorded in Deed Book 4363, Page 55, Houston County, Georgia Records, convey ing the after-described property to secure a Note in the original princi pal amount of ONE HUNDRED SEVENTY-SEVEN THOUSAND SIX HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($177,625.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hous ton County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following de scribed property: SEE EXHIBIT 'A' AT TACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including -1080 mucuMifs attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not re quired by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jerome Williams or a tenant or tenants and said property is more commonly known as 300 Lattice Bend, Bonaire, Georgia 31005. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Jerome Williams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline. net MR/car 1/6/09 Our file no. 52440008-FTS EXHIBIT 'A': All that tract or parcel of land situate, lying and being in land lot 190 of the Tenth Land Dis trict of Houston County, Georgia, being known and designated as Lot 16, Block "B", Phase T, Peach Blossom Terrace Subdivision, ac cording to a survey prepared by story, Clarke & Associates, dated June 11, 2004, a copy of which is of record in Plat Book 63, Page 17, Clerk’s Office Houston Superior Court. Said plat and the recorded copy thereof are incorporated therein by reference there to for all purposes. MR/car 1/6/09 Our file no. 52440008 - FTS 71701 12/10-12/31 STATE OF GEORGIA COUNTY OF HOUSTON NOTICE OF FORECLOSURE There will be sold on the first Tuesday in January, 2009, be fore the courthouse door in Houston County, Georgia, during the legal hours of sale, to the highest bidder for cash, the following described property, to-wit: All that land lying and being in Land Lot 170, sth Land District, Houston County, Georgia, known and designated as Lot 28, according to a survey for Hazel Wil liams Estate, according to a plat of record in Plat Book 58, Page 69, Clerk's Office, Houston Superior Court. Said plat is incorporated herein for all purposes. This sale will be made un der the Power of Sale contained in a deed to secure debt in favor of Sun- Mark Community Bank, dated May 17, 2004, from Ter-Car, LLC, re corded in Deed Book 3012, Pages 319-321, Clerk's Office, Houston County Superior Court. Said deed secures a note payable in monthly installments. Default has occurred in the payment, and the power of sale in said deed to secure debt has be come operative. A copy of the notice of sale is being given to debtor as required by O.C.G.A. Section 44 14 162.2. The proceeds of said sale will be applied as provided in said deed. Said sale will also be made subject to all unpaid ad valo rem taxes, liens and assessments, if any. To the best of the under signed's knowledge and belief the property is in the possession of Ter-Car, LLC Sun Mark Community Bank By: Ar thur L. Phillips Attorney for Sun Mark Community Bank PHILLIPS & PHILLIPS 843 Poplar Street Macon, Georgia 31201 (478) 743-1354 7178212/10-12/31 STATE OF GEORGIA COUNTY OF HOUSTON NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness se cured by a Security Deed executed by Fredonel Dorval to New Century Mortgage Corporation dated March 31, 2006, and recorded in Deed Book 3790, Page 231, Houston County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deut sche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc Trust 2006-NC4, by As signment securing a Note in the original principal amount of $99,200.00, the holder thereof pur suant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, -1080 mEcusMfs January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land situate, lying and being in Land Lot 87 of the Fifth Land District of Houston County, Georgia, being known and designated as Lot 38, Block "A", Unit VI, Hyde Park Subdi vision, according to a survey pre pared by Waddle & Company, dated February 15, 2001, a copy of which is of record in Plat Book 57, Page 144, Clerk's Office, Houston Supe rior Court. Said plat and the re corded copy thereof are incorpo rated herein by reference thereto for all purposes. Said property is known as 222 Knights Bridge, Warner Rob ins, GA 31093, together with all fix tures and personal property at tached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an ac curate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Fredonel Dorval, the property, to the best information, knowledge and belief of the under signed, being presently in the pos session of Fredonel Dorval, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, in cluding attorney's fees, ail as pro vided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Com pany, as Trustee for Morgan Stanley ABS Capital I Inc Trust 2006-NC4 as Attorney-in-Fact for Fredonel Dorval File no. 08-007397 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net •THE LAW FIRM IS ACT ING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. [FC-NOS] 71771 12/10-12/31 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY By virtue of a Power of Sale contained in that certain Secu rity Deed from Pramoun Thamdorn to Interßay Funding, LLC, dated De cember 19, 2005, recorded in Deed Book 3678, Page 190, Houston County, Georgia Records, said Se curity Deed having been given to se cure a Note of even date in the origi nal principal amount of ONE HU DRED FIFTY THOUSAND AND 00/100 DOLLARS ($150,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and trans ferred to Bayview Loan Servicing, LLC, there will be sold at public out cry to the highest bidder for cash be fore the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in January 2009 the following de scribed property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BE ING IN LAND LOT 217, STH LAND DISTRICT, HOUSTON COUNTY, GEORGIA, ACCORDING TO A PLAT OF SURVEY ENTITLED ''PROPERTY PLAT FOR AARON MIZELL AND DIANILITA T MIZELL” PREPARED BY WADDLE-CLEMENTS & ASSOCI ATES, DATE JULY 12, 1983, RE CORDED IN PLAT BOOK 26, PAGE 16, CLERK'S OFFICE, HOUSTON SUPERIOR COURT. SAID PLAT AND THE RECORDED COPY THEREOF ARE HEREBY IN CORPORATED FOR ALL PUR POSES. The indebtedness se cured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, in cluding but not limited to the non payment of the indebtedness as and when due. The indebtedness re maining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, in cluding attorney's fees and all other payments provided for under the terms of the .Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, in 1080 FHECItSVMS eluding but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the under signed, the party in possession of the property is Pramoun Thamdorn or a tenant or tenants, and said property is more commonly known as 713 Watson Boulevard, Warner Robins, GA 31093. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Bayview Loan Servicing, LLC as At torney in Fact for Pramoun Tham dorn * Contact: Dionna Squires THE CALLINS LAW FIRM, LLC 101 Marietta Street, Suite 1030 Atlanta, GA 30303 (404) 681-5826 File No. F 08.03.412 Ad Run Dates: 12/10/08, 12/17/08, 12/24/08, 12/31/08 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 7178312/10-12/31 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Kenneth Johnson to CitiFi nancial Services, Inc., dated April 13, 2006 and filed for record April 17, 2006 in Deed Book 3804, Page 23, Houston County, Georgia re cords, and securing a Note in the original principal amount of $59,564.14, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Houston County, Georgia, be tween the legal hours of sale on the first Tuesday in January, 2009, by CitiFinancial Sen/ices, Inc. as Attor ney-in-Fact for Kenneth Johnson the following property to-wit: ALL THAT TRACT or par cel of land lying and being in Land Lot 201 of the Fifth (sth) Land Dis trict of Houston, County, Georgia, which is known and designated as Lot 5, Block "D", Evergreen Park Subdivision, according to a revised plat of said subdivision which is of record in Plat Book 3, Page 39, Clerk's Office, Houston Superior court. Said recorded plat is incorpo rated herein by reference for all pur poses. The above described prop erty is also known as 115 Parkway Drive, Warner Robins, GA 31093. The indebtedness se cured by said Deed to Secure Debt having been declared due and pay able because of default in the pay ment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attor ney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, ease ments, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an ac curate survey of the property or by any inspection of the property; all outstanding taxes, assessments, un paid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the under signed's knowledge and belief, pos session of the subject property is held by Kenneth Johnson. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above de scribed mortgage is as follows: CitiFinancial Services, Inc. Attn: Loss Mitigation Dept. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Telephone number: 1-800-423-8158 The foregoing notwith standing, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. CitiFinancial Services, Inc. as Attor ney-in-Fact for Kenneth Johnson SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road, Suite 100 Riverdale, Georgia 30274-1698 (770) 991-0000 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Publication dates: 12/10/08, 12/17/08,12/24/08, 12/31/08 7178612/10-12/31 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY By virtue of a Power of Sale contained in that certain Secu- WEDNESDAY, DECEMBER 31, 2008 * rity Deed from David Walden and Terri Walden to Charter Capital Services, Inc., dated December 21, 2000, recorded in Deed Book 1677, Page 154, Houston County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of EIGHTY FOUR THOUSAND AND 00/100 DOLLARS ($84,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and trans ferred to Bayview Loan Servicing, LLC, there will be sold at public out cry to the highest bidder for cash be fore the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in January 2009 the following de scribed property: ALL THAT TRACT OR PARCEL OF LAND LYING iN LAND LOT 154, OF THE 10TH LAND DIS TRICT, HOUSTON COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 11, BLOCK C, SECTION I,' HUNT'S LANDING, COMPRISING OF 0.34 ACRES AND MORE PARTICULARLY DE SCRIBED ON THAT CERTAIN PLAT OF SURVEY ENTITLED "SUBDIVISION FOR HUNT'S LANDING, SECTION NO. 1, PRE PARED BY ROBERT L. STORY, SURVEYOR, DATED 12/1/99, AND RECORDED IN PLAT BOOK 55, PAGE 102, CLERK'S OFFICE, HOUSTON SUPERIOR COURT. SAID PLAT AND THE RECORDED COPY THEREOF ARE HEREBY MADE A PART OF THIS DESCRIP TION BY REFERENCE THERETO. THE ABOVE DE SCRIBED PROPERTY IS CON VEYED SUBJECT TO DECLARA TIONS OF COVENANTS, EASE MENTS AND RESTRICTIONS FOR HUNT'S LANDING, LLC DATED JANUARY 25, 2000 AND RE CORDED IN DEED BOOK 1506, PAGES 893-901; AMENDMENT TO PROTECTIVE COVENANTS DATED 1/31/00 AND RECORDED IN DEED BOOK 1507, PAGES 754-756, SAID CLERK'S OFFICE. ALSO CONVEYED HERE WITH IS A 2001 SCHULT MOBILE HOME, MANUF. I.D. NO. H0GA20K01965. GA20K01965. THE GRANTOR(S) NAMED HEREIN HEREBY CER TIFY AND ACKNOWLEDGE THE MOBILE HOME AS IDENTIFIED HEREIN IS AS OF THE DATE OF THIS SECURITY DEED, PERMA NENTLY AFFIXED AND AT TACHED TO THE REALTY DE SCRIBED ABOVE. FURTHER, PURSUANT TO O.C.G.A. 44-1-6 (a) IT IS THE UNCONDITIONAL AND ABSOLUTE INTENTION OF THE GRANTOR (S) NAMED HEREIN THE MANUFACTURED HOME IDENTIFIED HEREIN SHALL RE MAIN PERMANENTLY IN ITS PLACE ON THE REALTY DE SCRIBED HEREIN AS OF THE DATE OF THIS SECURITY DEED AND SAID MANUFACTURED HOME IS A FIXTURE WHICH CON STITUTES A PART OF THE RE ALTY DESCRIBED HEREIN. THE GRANTOR(S) NAMED HEREBY ALSO ACKNOWLEDGE AND IN TEND THAT SAID MANUFAC TURED HOME BE TREATED AND TAXED AS AN IMPROVEMENT TO REAL PROPERTY FOR AD VALO REM TAXES. The indebtedness se cured by • said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, in cluding but not limited to the non payment of the indebtedness as and when due. The indebtedness re maining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, in cluding attorney's fees and all other payments provided for under the terms, of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, in cluding but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute iiens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the under signed, the party in possession of the property is David Walden and Terri Walden or a tenant or tenants, and said property is more commonly known as 117 Hawks View Trail, Kathleen, GA 31047. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Bayview Loan Servicing, LLC as At torney in Fact for David Walden and Terri Walden Contact: Dionna Squires THE CALLINS LAW FIRM, LLC 101 Marietta Street, Suite 1030 Atlanta, GA 30303 (404) 681-5826 File No. F 08.03.225 Ad Run Dates: 12/10/08, 12/17/08, 12/24/08, 12/31/08 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 7178412/10-12/31 5C