Newspaper Page Text
WEDNESDAY, OCTOBER 18, 2023
BARROW NEWS-JOURNAL
PAGE 5B
Public Notices Continued
Union, as Attorney-in-Fact
for Jonathan D Clark.
Christopher S. Cooper
Kaplan, Bogue & Cooper,
P.C.
100 Glenridge Point
Parkway, Suite 500
Atlanta, Georgia 30342
678-384-7021
(OC11, 18, 25, NV1 P4) |
Fulcher Estate
NOTICE
TONYA. FULCHER, DE
CEASED
ESTATE NO. 2023-ES-
3472
PETITION FOR LET
TERS OF ADMINISTRA
TION
TO: TO WHOM IT MAY
CONCERN:
ANN B. FULCHER, has
petitioned to be appointed
Administrator of the estate
of TONY A. FULCHER,
deceased, of said County.
(The petitioner has also ap
plied for waiver of bond,
waiver of reports, waiver of
statements, and/or grant of
certain powers contained in
O.C.G.A. § 53-12-261.) All
interested parties are here
by notified to show cause
why said petition should not
be granted. All objections to
the petition must be in writ
ing, setting forth the grounds
of any such objections and
must be filed with the court
on or before, NOVEMBER
6, 2023. All pleadings/objec
tions must be signed before
a notary public or before a
probate court clerk, and fil
ing fees must be tendered
with your pleadings/objec
tions, unless you qualify
to file as an indigent party.
Contact probate court per
sonnel at the following ad
dress/telephone number for
the required amount of filing
fees. If any objections are
filed a hearing will be sched
uled at a later date. If no
objections are filed, the peti
tion may be granted without
a hearing.
TAMMY S. BROWN
PROBATE JUDGE
By: Amy Whitlock
PROBATE CLERK
652 Barrow Park Dr.,
Suite D
Winder, Georgia 30680
770-307-3045
(OC11, 18, 25, NV1 P4) |
Notice of Sale
NOTICE OF SALE UN
DER POWER,
BARROW COUNTY
Pursuant to the Power
of Sale contained in a Se
curity Deed given by MI
CHAEL A. CARDILLO AND
MICHELLE M. CARDILLO
TO MORTGAGE ELEC
TRONIC REGISTRATION
SYSTEMS, INC., as grant
ee, as nominee for USAA
Federal Savings Bank, its
successors and assigns dat
ed 9/28/2018 and recorded
in Deed Book 2170 Page
305 Barrow County, Georgia
records; as last transferred
to or acquired by Lakeview
Loan Servicing, LLC , con
veying the after-described
property to secure a Note in
the original principal amount
of $239,900.00, with interest
at the rate specified therein,
there will be sold by the un
dersigned at public outcry to
the highest bidder for cash
before the Courthouse door
of Barrow County, Georgia
(or such other area as des
ignated by Order of the Su
perior Court of said county),
within the legal hours of
sale on November 7, 2023
(being the first Tuesday of
said month unless said date
falls on a Federal Holiday,
in which case being the first
Wednesday of said month),
the following described
property:
ALL THAT TRACT OR
PARCEL OF LAND LY
ING AND BEING IN THE
1740TH G.M. DISTRICT
OF BARROW COUNTY,
GEORGIA, BEING LOT 2,
AUBURN WOODS SUB
DIVISION, UNIT I, AS PER
PLAT RECORDED IN PLAT
BOOK 20, PAGE 106, BAR-
ROW COUNTY, GEORGIA
RECORDS, WHICH PLAT
IS INCORPORATED HERE
IN AND MADE A PART
HEREOF BY REFERENCE.
The debt secured by said
Security Deed has been and
is hereby declared due be
cause of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this
sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in the Security
Deed and by law, including
attorney’s fees (notice of in
tent to collect attorney’s fees
having been given).
Said property is com
monly known as 38 Caro
lyn St, Auburn, GA 30011
together with all fixtures and
personal property attached
to and constituting a part of
said property, if any. To the
best knowledge and belief of
the undersigned, the party
(or parties) in possession of
the subject property is (are):
Michael A. Cardillo and Mi
chelle M. Cardillo or tenant
or tenants.
Nationstar Mortgage LLC
d/b/a Mr. Cooper is the entity
or individual designated who
shall have full authority to
negotiate, amend and mod
ify all terms of the mortgage.
Nationstar Mortgage LLC
d/b/a Mr. Cooper 8950 Cy
press Waters Blvd. Coppell,
TX 75019 1-888-480-2432
Note, however, that such
entity or individual is not re
quired by law to negotiate,
amend or modify the terms
of the loan.
Said property will be
sold subject to: (a) any out
standing ad valorem taxes
(including taxes which are
a lien, but not yet due and
payable), (b) unpaid water or
sewage bills that constitute
a lien against the property
whether due and payable or
not yet due and payable and
which may not be of record,
(c) the right of redemption
of any taxing authority, (d)
any matters which might be
disclosed by an accurate
survey and inspection of
the property, and (e) any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior
to the Security Deed first set
out above.
The sale will be conduct
ed subject to (1) confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code; and (2) final confirma
tion and audit of the status
of the loan with the holder
of the Security Deed. Pur
suant to O.C.G.A. Section
9-13-172.1, which allows for
certain procedures regard
ing the rescission of judicial
and non-judicial sales in the
State of Georgia, the Deed
Under Power and other fore
closure documents may not
be provided until final confir
mation and audit of the sta
tus of the loan as provided
immediately above.
Lakeview Loan Servic
ing, LLC as agent and At
torney in Fact for Michael
A. Cardillo and Michelle M.
Cardillo
Aldridge Pite, LLP, Six
Piedmont Center, 3525
Piedmont Road, N.E., Suite
700, Atlanta, Georgia 30305,
(404)994-7400.
1006-3704A
THIS LAW FIRM MAY BE
ACTING AS A DEBT COL
LECTOR ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE. 1006-3704A
(OC11, 18, 25, NV1
B/12587-105) |
Notice of Sale
Notice of Sale Under
Power
GEORGIA, BARROW
COUNTY
Under and by virtue of
the Power of Sale contained
in a Security Deed given
by NATASHA JANVIER TO
BANK OF AMERICA, N.A.,
dated September 30, 2002,
recorded in Deed Book 736,
Page 422, Barrow County,
Georgia Records, as last
transferred to Mill City Mort
gage Loan Trust 2015-1,
Wilmington Savings Fund
Society, FSB, d/b/a Chris
tiana Trust as Trustee
by assignment recorded
in Deed Book 1938, Page
333, Barrow County, Geor
gia Records, conveying
the after-described prop
erty to secure a Note in the
original principal amount of
ONE HUNDRED SIXTEEN
THOUSAND THREE HUN
DRED THREE AND 0/100
DOLLARS ($116,303.00),
with interest thereon as set
forth therein, there will be
sold at public outcry to the
highest bidder for cash be
fore the courthouse door of
Barrow County, Georgia, or
at such place as may be law
fully designated as an alter
native, within the legal hours
of sale on the first Tuesday
in November, 2023, the fol
lowing described property:
SEE EXHIBIT “A” AT
TACHED HERETO AND
MADE A PART HEREOF
The debt secured by said
Security Deed has been and
is hereby declared due be
cause of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The
debt remaining in default,
this sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in the Security
Deed and by law, including
attorney’s fees (notice pur
suant to O.C.G.A. § 13-1-11
having been given).
Said property will be sold
subject to any outstanding
ad valorem taxes (includ
ing taxes which are a lien,
but not yet due and pay
able), the right of redemp
tion of any taxing authority,
any matters which might be
disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zon
ing ordinances, restrictions,
covenants, and any matters
of record including, but not
limited to, those superior to
the Security Deed first set
out above. Said property
will be sold on an “as-is” ba
sis without any representa
tion, warranty or recourse
against the above-named or
the undersigned.
Mill City Mortgage Loan
Trust 2015-1, Wilmington
Savings Fund Society, FSB,
d/b/a Christiana Trust as
Trustee is the holder of the
Security Deed to the proper
ty in accordance with OCGA
§44-14-162.2.
The entity that has full au
thority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Shellpoint Mortgage Servic
ing, 75 Beattie Place, Suite
300, Greenville, SC 29601,
(800) 365-7107.
Note, however, that such
entity is not required by law
to negotiate, amend or mod
ify the terms of the loan.
To the best knowledge
and belief of the under
signed, the party in pos
session of the property is
Natasha Janvier or a tenant
or tenants and said property
is more commonly known as
554 Hickeria Way, Winder,
Georgia 30680. Should a
conflict arise between the
property address and the
legal description the legal
description will control.
The sale will be con
ducted subject (1) to confir
mation that the sale is not
prohibited under the U.S.
Bankruptcy Code and (2) to
final confirmation and audit
of the status of the loan with
the holder of the security
deed.
Mill City Mortgage Loan
Trust 2015-1, Wilmington
Savings Fund Society, FSB,
d/b/a Christiana Trust as
Trustee as Attorney in Fact
for Natasha Janvier
McCalla Raymer Leibert
Pierce, LLC
1544 Old Alabama Road
Roswell, GA 30076
www.foreclosurehotline.
net
EXHIBIT “A”
ALL THAT TRACT OR
PARCEL OF LAND LY
ING AND BEING IN THE
243RD DISTRICT, BAR-
ROW COUNTY, GEORGIA,
BEING LOT 13, BLOCK B,
BUFFALO RUN SUBDIVI
SION, UNIT TWO, AS PER
PLAT RECORDED IN PLAT
BOOK 51, PAGE 65, BAR-
ROW COUNTY, GEORGIA
RECORDS, TO WHICH
PLAT REFERENCE IS
MADE FOR A MORE DE
TAILED DESCRIPTION.
MR/chr 11/7/23
Our file no. 23-12701 GA
- FT18
(OC11, 18, 25, NV1
B/12587-105) |
Notice of Sale
NOTICE OF SALE UN
DER POWER,
BARROW COUNTY
Pursuant to the Power
of Sale contained in a Se
curity Deed given by NINA
V. WHITE TO MORTGAGE
ELECTRONIC REGISTRA
TION SYSTEMS, INC., as
grantee, as nominee for
Brand Mortgage Group,
LLC, its successors and
assigns, dated 8/28/2015
and recorded in Deed Book
1893 Page 145 and modi
fied at Deed Book 2157
Page 659 and modified at
Deed Book 2584 Page 494
Barrow County, Georgia re
cords; as last transferred
to or acquired by Lakeview
Loan Servicing, LLC, con
veying the after-described
property to secure a Note in
the original principal amount
of $115,371.00, with interest
at the rate specified therein,
there will be sold by the un
dersigned at public outcry to
the highest bidder for cash
before the Courthouse door
of Barrow County, Georgia
(or such other area as des
ignated by Order of the Su
perior Court of said county),
within the legal hours of
sale on November 7, 2023
(being the first Tuesday of
said month unless said date
falls on a Federal Holiday,
in which case being the first
Wednesday of said month),
the following described
property:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN THE 243RD
DISTRICT, G.M., BARROW
COUNTY, GEORGIA, BE
ING LOT 48, BLOCK D,
UNIT THREE OF SHENAN
DOAH SUBDIVISION, AS
PER PLAT RECORDED
IN PLAT BOOK 54, PAGE
136, IN THE OFFICE OF
THE CLERK OF THE SU
PERIOR COURT OF BAR-
ROW COUNTY, GEORGIA,
WHICH RECORDED PLAT
IS HEREBY INCORPORAT
ED HEREIN BY REFER
ENCE AND MADE A PART
OF THIS DESCRIPTION.
The debt secured by said
Security Deed has been and
is hereby declared due be
cause of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this
sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in the Security
Deed and by law, including
attorney’s fees (notice of in
tent to collect attorney’s fees
having been given).
Said property is common
ly known as 415 Shenan
doah Court, Winder, GA
30680 together with all fix
tures and personal property
attached to and constituting
a part of said property, if any.
To the best knowledge and
belief of the undersigned,
the party (or parties) in pos
session of the subject prop
erty is (are): Nina V. White or
tenant or tenants.
LoanCare, LLC is the en
tity or individual designated
who shall have full author
ity to negotiate, amend and
modify all terms of the mort
gage.
LoanCare, LLC Attention:
Loss Mitigation Department
3637 Sentara Way Virginia
Beach, VA 23452 800-909-
9525
Note, however, that such
entity or individual is not re
quired by law to negotiate,
amend or modify the terms
of the loan.
Said property will be
sold subject to: (a) any out
standing ad valorem taxes
(including taxes which are
a lien, but not yet due and
payable), (b) unpaid water or
sewage bills that constitute
a lien against the property
whether due and payable or
not yet due and payable and
which may not be of record,
(c) the right of redemption
of any taxing authority, (d)
any matters which might be
disclosed by an accurate
survey and inspection of
the property, and (e) any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior
to the Security Deed first set
out above.
The sale will be conduct
ed subject to (1) confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code; and (2) final confirma
tion and audit of the status
of the loan with the holder
of the Security Deed. Pur
suant to O.C.G.A. Section
9-13-172.1, which allows for
certain procedures regard
ing the rescission of judicial
and non-judicial sales in the
State of Georgia, the Deed
Under Power and other fore
closure documents may not
be provided until final confir
mation and audit of the sta
tus of the loan as provided
immediately above.
Lakeview Loan Servic
ing, LLC as agent and Attor
ney in Fact for Nina V. White
Aldridge Pite, LLP, Six
Piedmont Center, 3525
Piedmont Road, N.E., Suite
700, Atlanta, Georgia 30305,
(404)994-7400.
1154-2431A
THIS LAW FIRM MAYBE
ACTING AS A DEBT COL
LECTOR ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE. 1154-2431A
(OC11, 18, 25, NV1
B/12587-120) |
Notice of Sale
NOTICE OF SALE UN
DER POWER,
BARROW COUNTY
Pursuant to the Power of
Sale contained in a Secu
rity Deed given by LATOYA
CANICE SLATON TO OP
TION ONE MORTGAGE
CORPORATION, a Cali
fornia Corporation dated
11/17/2004 and recorded in
Deed Book 1000 Page 465
Barrow County, Georgia re
cords; as last transferred
to or acquired by Deutsche
Bank National Trust Compa
ny, as Trustee for Citigroup
Mortgage Loan Trust, Series
2005-OPT1, Asset Backed
Pass-Through Certificates,
Series 2005-OPT1, convey
ing the after-described prop
erty to secure a Note in the
original principal amount of
$56,000.00, with interest at
the rate specified therein,
there will be sold by the un
dersigned at public outcry to
the highest bidder for cash
before the Courthouse door
of Barrow County, Georgia
(or such other area as des
ignated by Order of the Su
perior Court of said county),
within the legal hours of
sale on November 7, 2023
(being the first Tuesday of
said month unless said date
falls on a Federal Holiday,
in which case being the first
Wednesday of said month),
the following described
property:
ALL THAT TRACT OR
PARCEL OF LAND lying and
being in the 249th District,
G.M., Barrow County, Geor
gia, being identified as Lot
9, containing 2.600 acres,
as shown by that certain
plat of survey entitled “Final
Plan for Labor and Aid Cor
poration”, prepared by W. T.
Dunahoo and Associates,
Inc., certified by W. T. Duna
hoo, GRLS No. 1577, dated
February 6, 1990, and being
of record in the office of the
Clerk of the Superior Court
of Barrow County, Georgia,
in Plat Book 29, Page 283;
which plat and its recording
are by reference incorporat
ed herein for further identifi
cation and description.
The debt secured by said
Security Deed has been and
is hereby declared due be
cause of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this
sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in the Security
Deed and by law, including
attorney’s fees (notice of in
tent to collect attorney’s fees
having been given).
Said property is com
monly known as 737 Tan
ners Bridge Circle , Beth
lehem, GA 30620-3219
together with all fixtures and
personal property attached
to and constituting a part of
said property, if any. To the
best knowledge and belief of
the undersigned, the party
(or parties) in possession of
the subject property is (are):
Latoya Canice Slaton or ten
ant or tenants.
PHH Mortgage Corpora
tion is the entity or individual
designated who shall have
full authority to negotiate,
amend and modify all terms
of the mortgage.
PHH Mortgage Corpora
tion 1661 Worthington Rd
Suite 100 West Palm Beach,
FL 33409 (800) 750-2518
Note, however, that such
entity or individual is not re
quired by law to negotiate,
amend or modify the terms
of the loan.
Said property will be
sold subject to: (a) any out
standing ad valorem taxes
(including taxes which are
a lien, but not yet due and
payable), (b) unpaid water or
sewage bills that constitute
a lien against the property
whether due and payable or
not yet due and payable and
which may not be of record,
(c) the right of redemption
of any taxing authority, (d)
any matters which might be
disclosed by an accurate
survey and inspection of
the property, and (e) any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior
to the Security Deed first set
out above.
The sale will be conduct
ed subject to (1) confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code; and (2) final confirma
tion and audit of the status
of the loan with the holder
of the Security Deed. Pur
suant to O.C.G.A. Section
9-13-172.1, which allows for
certain procedures regard
ing the rescission of judicial
and non-judicial sales in the
State of Georgia, the Deed
Under Power and other fore
closure documents may not
be provided until final confir
mation and audit of the sta
tus of the loan as provided
immediately above.
Deutsche Bank National
Trust Company, as Trust
ee for Citigroup Mortgage
Loan Trust, Series 2005-
OPT1, Asset Backed Pass-
Through Certificates, Series
2005-OPT1 as agent and
Attorney in Fact for Latoya
Canice Slaton
Aldridge Pite, LLP, Six
Piedmont Center, 3525
Piedmont Road, N.E., Suite
700, Atlanta, Georgia 30305,
(404)994-7400.
1017-6402A
THIS LAW FIRM MAY BE
ACTING AS A DEBT COL
LECTOR ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE. 1017-6402A
(OC11, 18, 25, NV1
B/12587-120) |
Notice of Sale
Notice of Sale Under
Power.
State of Georgia,
County of BARROW.
Under and by virtue of
the Power of Sale contained
in a Deed to Secure Debt
given by MONA SAMEDY,
AN UNMARRIED WOM
AN, JEAN B. SEVERE
AND MAUDE SEVERE,
HUSBAND AND WIFE
to MORTGAGE ELEC
TRONIC REGISTRATION
SYSTEMS, INC. ("MERS”)
AS NOMINEE , dated
07/14/2006, and Recorded
on 08/01/2006 as Book No.
46819 and Page No. 0190,
AS AFFECTED BY MODI
FICATION BOOK 57483,
PAGE 870, BARROW
County, Georgia records, as
last assigned to THE BANK
OF NEW YORK MELLON
FKA THE BANK OF NEW
YORK, AS TRUSTEE FOR
THE CERTIFICATEHOLD-
ERS CWALT, INC., AL
TERNATIVE LOAN TRUST
2006 28CB, MORTGAGE
PASS THROUGH CER
TIFICATES, SERIES 2006
28CB (the Secured Credi
tor), by assignment, convey
ing the after described prop
erty to secure a Note of even
date in the original principal
amount of $264,132.00, with
interest at the rate specified
therein, there will be sold by
the undersigned at public
outcry to the highest bidder
for cash at the BARROW
County Courthouse within
the legal hours of sale on
the first Tuesday in Novem
ber, 2023, the following de
scribed property:
ALL THAT TRACT OR
PARCEL OF LAND LYING
AND BEING IN LAND LOT
3 OF THE 2ND DISTRICT,
GWINNETT COUNTY,
GEORGIA, BEING LOT 25,
BLOCK F, BROOKSIDE
CROSSING SUBDIVISION,
UNIT 1, PHASE 1, AS PER
PLAT RECORDED AT PLAT
BOOK 105, PAGES 228
231, GWINNETT COUNTY,
GEORGIA RECORDS,
WHICH PLAT ^INCORPO
RATED HEREIN BY THIS
REFERENCE AND MADE A
PART HEREOF.
The debt secured by said
Deed to Secure Debt has
been and is hereby declared
due because of, among
other possible events of
default, failure to pay the
indebtedness as and when
due and in the manner pro
vided in the Note and Deed
to Secure Debt. Because
the debt remains in default,
this sale will be made for
the purpose of paying the
same and all expenses of
this sale, as provided in the
Deed to Secure Debt and
by law, including attorney’s
fees (notice of intent to col
lect attorney’s fees having
been given). THE BANK
OF NEW YORK MELLON
FKA THE BANK OF NEW
YORK, AS TRUSTEE FOR
THE CERTIFICATEHOLD-
ERS CWALT, INC., AL
TERNATIVE LOAN TRUST
2006 28CB, MORTGAGE
PASS THROUGH CERTIFI
CATES, SERIES 2006 28CB
holds the duly endorsed
Note and is the current as
signee of the Security Deed
to the property. BANK OF
AMERICA, N.A., AS SUC
CESSOR BY MERGER TO
BAC HOME LOANS SER
VICING, LP, acting on be
half of and, as necessary, in
consultation with THE BANK
OF NEW YORK MELLON
FKA THE BANK OF NEW
YORK, AS TRUSTEE FOR
THE CERTIFICATEHOLD-
ERS CWALT, INC., AL
TERNATIVE LOAN TRUST
2006 28CB, MORTGAGE
PASS THROUGH CER
TIFICATES, SERIES 2006
28CB (the current investor
on the loan), is the entity
with the full authority to ne
gotiate, amend, and modify
all terms of the loan. Pur
suant to O.C.G.A. § 44 14
162.2, BANK OF AMERICA,
N.A., AS SUCCESSOR BY
MERGER TO BAC HOME
LOANS SERVICING, LP
may be contacted at: BANK
OF AMERICA, N.A., AS
SUCCESSOR BY MERGER
TO BAC HOME LOANS
SERVICING, LP, 7105 COR
PORATE DRIVE, PLANO,
TX 75024, 800 669 6650.
Please note that, pursuant
to O.C.G.A. § 44 14 162.2,
the secured creditor is not
required to amend or modify
the terms of the loan. To the
best knowledge and belief of
the undersigned, the party/
parties in possession of the
subject property known as
1193 TUPELO CHASE CT,
AUBURN, GEORGIA 30011
is/are: MONA SAMEDY, AN
UNMARRIED WOMAN,
JEAN B. SEVERE AND
MAUDE SEVERE, HUS
BAND AND WIFE or tenant/
tenants. Said property will be
sold subject to (a) any out
standing ad valorem taxes
(including taxes which are
a lien, but not yet due and
payable), (b) any matters
which might be disclosed
by an accurate survey and
inspection of the property,
and (c) all matters of record
superior to the Deed to Se
cure Debt first set out above,
including, but not limited to,
assessments, liens, encum
brances, zoning ordinances,
easements, restrictions,
covenants, etc.
The sale will be con
ducted subject to (1) confir
mation that the sale is not
prohibited under the U.S.
Bankruptcy Code; and (2)
final confirmation and audit
of the status of the loan with
the holder of the security
deed. Pursuant to O.C.G.A.
Section 9 13 172.1, which al
lows for certain procedures
regarding the rescission of
judicial and nonjudicial sales
continued on following page