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AN URGENT MESSAGE. DR. TALMAGE’S WORDS OF COUNSEL TO YOUNG MEN. 'ofnt, Ont the Dnnnrrn Which Await I n wary Fret—Wnrn» iKninnt Drink* li»k, GfimhllnK and I ntbrifty Hab its—-Get Clone to God. (Copyright. 1838. by American Press Asso ciation.] Washington, Dec. 18.—This arousing »nd practical sermon by Dr. Talmage will reach many hearts and be an especial in spiration to those who are now starting la life. His text is Zechariah 11, 4, “Run, speak to this young man.’’ There was no snow on the beard of the prophet of my text, and no crow’s feet had left their mark near his eyes. Zechariah was a young man, and in a day dream he law and beard two angels talking about the rebuilding of the city of Jerusalem. One of these angels desires that young Zechariah should be well Informed about the rebuilding of that city, its circumfer ence and ths height of its walls, and he says to the other angel, “Run, speak to this young man.’’ Do not walk, but run, for the message is urgent and imminent. So every young man needs to have imme diate advice about the dimensions, the height and the circumference of that which under God he is to build—namely, his own character and destiny. No slow or laggard pace will do. A little fartheron and coun sel will be of no advantage. Swift footed must be the practical and important sug gestions, or they might as well never be made at all. Run at the pace of five miles the hour and speak to that young man. Run, before this year of 1898 is ended. Run, before this century is closed. Run, before his character is inexorably decided for two worlds, this world and the next. How many of us have found out by long and bitter experience things that we ought to have been told before we were 25 years of age! Now I propose to tell you some things which If you will seriously and prayerfully observe will make you master of the situation in which you are now placed and master of every situation in which you ever will be placed. And in order that my subject may be climacteric I begin on the outside edge of that advice, which will be more and more important as the subject unfolds. • Now, if you would be master of the situa tion do not expend money before you get it. How many young men irretrievably mortgage their future because of resources ■ that are quite sure to be theirs. Have the money either in your hand or in a safety deposit or in a bank or in a United States bond before you make purchases or go into expensive enterprises or hitch a spank ing team to a glittering turnout or con tract for the building of a mansion on the Potomac or the Hudson. Do not depend on an inheritance from your father or un cle. The old man may live on a good deal longer than you expect, and the day of your enforced payment may come before the day of his decease. You cannot depend upon rheumatism or heart failure or senil ity to do its work. ' Longevity is so won derfully improved that, you cannot depend upon people dying when you think they ought to. They live to he septuagenarians or octogenarians or nonagenarians or even centenarians, and meanwhile their heirs go into bankruptcy, or, tempted to forgery or misappropriation of trust funds or wa tering of railroad or mining stock, go into the penitentiary. Neither had you better spread yourself out because of the 15 or 20 per cent you expect from an investment. Most of the 15 or 20 per cent investments are apt to pay nothing save the privilege of being assessed to meet the obligations of the company in the affairs of which you get involved. Better get 3}2 per cent from a government bond than be promised 15 per cent from a dividend which will never be declared or paid only once or twice, so as to tempt you deeper in before the grand smash up and you receive, instead of a payment of dividends, a letter from the president and secretary of the company saying they are very sorry. Save a Little Money. If you have to wait a year or five years or ten years or most of your lifetime, then you had better wait rather than spend money you expect to get Then after you get it do not spend it all. Never spend a dollar until you have 50 cents that you do not spend. In the government service in this city how many splendid women who are the daughters of men who spent all they got and then sneaked out of life to leave their daughters penniless, to be look ed after by some kind senator or oMier friend who might solicit for them a posi tion on small salary, but enough to keep them from starvation and the poorhouse! Such men do not die; they abscond. I cannot understand how such spendthrift and reckless and improvident men dare at their decease appear at the door of heaven seeking admission when they have left their families in the tophet. of want and mendicancy. Such men do not deserve a throne and a harp and a mansion, but an everlasting poorhouse. From no disap pointed or disgruntled state of mind do I give this counsel, for life has been to me a glad surprise, as it has been to most people a disappointment. I expected noth ing of advantage or opportunity, and so everything has been to me a matter of pleased amazement, but I have seen so many men ruined for time and eternity by going into expenditure, with nothing to depend upon except anticipation, that if I had power to put all warnings into one clap of thunder I would with that star tling vehemence say to all young men what John Randolph said in yonder senate chamber as he stretched his long finger out toward some senatorial opponent and with shrill voice cried out, “Gentlemen, pay as you go I" Do not say you have no chance, but re member Isaac Newton, the greatest as tronomer of his day, once peddling cab- Inges in the street, and Martin Luther singing on the public square for any pen nies that he might pick up, and Jcbn Bunyan mending kettles, and the late Judge Bradley of the United States su premocourt, who was the son of a char coal burner, and Turner, the painter, who was the son of a barber, and Lord Clive, who saved India to England, shipped by his father to Madras as a useless boy whom he wanted to get rid of, and I’rideaux, the world renoNvned scholar and theo logian, scouring pots and pans to work his way through college, and the mother of the late William E. Dodge, the philan thropist and magnificent man. keeping a thread and needle store, and Peter Cooper, who worked on small wages-in a glue fac tory, living to give $500,000 for the found ing of an institute that has already edu cated thousands of the poor sons and daughters of America, and Bowditch, the scientist, beginning his useful learning and affluent career by reading the books that had been driven ashore from a ship wreck at Salem. There is, young man, a great financial or literary or moral or re ligious success awaiting you if you only know how to go up and take it. Then take it or get ready to take it. The mightier the opposition the grander the triumph when you have conquered. There is a flower in Siberia that blooms only in January, the severest month of that cold climate. It is a star shaped flower and covered with glistening specks that look like diamonds. A Russian took some of the seeds of that flower to St. Peters burg and planted them, and they grew, and on the coldest day of January they pushed back the snow and ice and burst into full bloom. They called it the “snow flower, ' and it makes me think of those whom the world tries to freeze out and snow under, but who in the strength of God push through and up and out and bloom in the hardest weather of the world's cold treatment, starred and ra diant with a beauty given only to those who find life a struggle and turn it into a victory. Anger I» Unhealthy. Again, if you would master the situa tion, when angry do not utter a word or write a letter, but before you speak a word or write a word sing a verse of some hymn in a tune arranged in minor key and having no staccato passages. If very angry, sing two verses. If in a positive rage, sing three verses. First of all, the unhealthiest thing on earth is to get mad. It jangles the nerves, enlarges the spleen and sets the heart into a wild thumping. Many a man and many a woman has in time of such mental and physical agita tion dropped dead. Not only that, but it makes enemies out of friends, and makes enemies more virulent, and anger is par tial or consummate suicide. Great attor neys, understanding this, have often won their cause by willfully throwing the op posing counsel into a rage. There is one man you must manage or one woman you must control in order to please God and make life a success and that is yourself. There are drawbridges to every castle by which you may keep out of your nature foreign foes, but no man has a defense against himself unless it be a divine de fense. Out of the millions of the human race there is only one person who can do you permanent and everlasting harm, and that is the being that walks under your own hat and in your own shoes. The hardest realm that you will ever have to govern is the realm between your scalp and heel. The most dangerous cargo a ship can carry is dynamite, and the most perilous thing in one’s nature is an ex plosive temper. If your nature is hope lessly irascible and tempestuous, then dramatize placidity. If the ship is on fire and yon cannot extinguish the flames, at any rate keep down the hatches. When at some injustice inflicted upon you or some insult offered or some wrong done, the best thing for you to say is to say nothing, and the hest thing for you to write is to write nothing. If the meanness done you is unbearable, or you must express your self or die, then I commend a plan that I have once or twice successfully adopted. Take a sheet of paper. Date it at your home or office. Then put the wrongdoer’s name at the head of the letter page, with out any prefix of “colonel’’ or suffix of •‘D. D.,’’ apd begin with no term of cour tesy, but a hold and abrupt “sir.” Then follow it witli a statement of the wrong he has done you and of the indignation you have felt. Put into it the strongest terms of execration you can employ with out being profane. Sign your name to the red hot epistle. Fold it. Envelop it. Direct it plainly to the man who has done you wrong. Carry the letter a week or two weeks, if need be, and then destroy it In God’s name, destroy it! I like what Abraham Lincoln said to one of his cabinet officers. That cabinet officer had been belied and misrepresented until in a fury he wrote a letter of arraign ment to his enemy and in tersest possible phraseology told him what he thought of him. The cabinet officer read it to Sir Lincoln and asked him how he liked it. Mr. Lincoln replied: “It is splendid for sarcasm and scorn. I never heard any thing more complete in that direction. But do you think you can afford to send it?’’ That calm and wise and Christian interrogation of the president stopped the letter, and it was never sent. Young man, before you get far on in life, unless you are to be an exception among men, you will be wronged, you will be misinterpret ed, you will be outraged. All your sense of justice will be in conflagration. Let me know how you meet that first great of fense and I will tell you whether your life is to be a triumph or a failure. You see, equipoise at such a time means so many things. It means self control. It means a capacity to foresee results. It means a confidence in your own integrity. Itmeans a faith in the Lord God that he will see you through. Don’t Be Suspicions. Again, if you would bo master of the situation put the best interpretation on the character and behavior of others. Do not be looking for hypocrites in churches, or thieving among domestic servants, or swindlers among business men, or mal feasance in office. There is much in life to make men suspicious of others, and when that characteristic of suspicion be comes dominant a man has secured his own unhappiness, and he has become an offense in all circles, religious, commer cial and political. The man who moves for a committee of investigation is gener ally a moral derelict. The man who goes with his nostrils inflated, trying to discov er something malodorous, is not a man, but a sleuthhound. The world is full of nice peopie, generous people, people who are doing their best—good husbands, good wives, good fathers, good mothers, good officers of the law, good judges, good gov ernors, good state and national legisla tors, good rulers. Does some man growl out, “That has not been my experience, .and I think just the opposite?” Well, my brother, I am sorry for your afflictive cir cumstances, and that you had an unfor tunate ancestry, and that you have kept such bad company and had such discourag tng environment. I notice that after a man has been making a violent tirade against his fellow men he is on his way down, and if he live long enough he will be asking you for a quarter of a dollar to get a drink or a night’s lodging. Behave yourself well, O young man, and you will find life a pleasant, thing to live, and (he world full of friends, and God’s bene diction everywhere about you. Avoid Gambling. Again, if you would be master of the situation, expect nothing from good luck or haphazard or gaming adventures. In this time, when it is estimated that gam bling exchanges money to the amount of about $80,000,000 a day, this remark may be useful. There come times in many a man's life when he hopes to get some thing for which be does not give an equivalent, and there are 50 kinds of gambling. Stand aloof from all of them. Understand that the gambling spirit is a disease, and the more successful you are the more certain you are to go right on to your own ruin. Having made his thou sands, why does not the gambler stop and make a safe investment of what he hits gained and spend the rest of his life in quieter less hazardous style of occupation? The reason is he cannot stop. Nothing but death ever cures a confirmed gambler. Dr. Keeley's gold cure rescues the drunk ard, and there are antitobacco prepara- MACON NEWS MONDAY EVENING, DECEMBER sg 1898. tions that will arrest the victim of nico tine, and religion can save any one except a gambler. The fact is he is irresponsible. Having got the habit in him, he is no more responsible for keeping on than a man falling from the roof of a four story hou«e can stop at the window of the sec ond story. Here and there you may find an instance where a gambler has been re- I ported or reports himself as being convert ed, but in that case the man was not fully under the heel of the passion. The real gambler is a through passenger to death and perdition. The only use in referring to him is in the way of prevention. He began by taking chances on a bookcase or a sewing machine at a. church fair and ended by getting a few pennies for his last valuable in a pawnbroker’s shop. The only man who gambles successfully is the man who loses so fearfully at the start that he is disgusted and quits. Let, him win at the start and win again, and it means farewell to home and heaven. Most merciless ol all habits! Horace Walpole says that a man dropped down at the door of a clubhouse in Lon don and was carried tn, and the gamblers began to bet whether he was dead or not, and when It was proposed to bleed hint for his recovery the gamblers objected that it would affect the fairness of the bet. What noble men they must have been! But more and more ladies are becoming gamblers. They bet at the races and have prizes in social groups which are nothing but the stakes of gambling. A good way for a lady to get into the gamester's habit is by beginning with “ progressive euchre. ” That opens the door in a fashionable way. In one of our great cities invitations were sent out for such a meeting at the card ta bles. The guests entered, and sat down and began. After awhile the excitement ran high, and the lady who was the host ess fainted and fell under the table. The guests arose, but some one said: “Don't touch the bell! Let us finish the game. Sbe would have done so herself and would Wish us, if she spoke.” The game went on for 30 minutes longer, and then a phy sician was called. After examination of the case it was found that the lady had been dead 20 minutes. As the guests lift their hands in surprise I exclaim in regard to them, What delicate and refined and angelic womAnhood! Today, Not Tomorrow. Again, if you would be master of the situation, never adjourn until tomorrow what you can do today. The difference between happy and inspiring work and wearying and exhausting and dispiriting work is the difference between work be hind you and work before you. But al ways wait until you feel like it, wait un til cirrcumstances are more propitious, wait till next week or wait till next year, and the probability is the work will be only half done or never done at all. Post ponement is the curse of a vast populatlpn. After awhile all the things that ought to have been done previously will rush in upon you, and, it being too much for your brain and nerves, you will be a fit subject for paralysis or nervous prostration. How many battles have been lost because the general did not strike quick enough, and the enemy had full time to gather forcement! You intend some time to write that important letter. You intend some time to make that business call. You intend some time to finish that book. You 'intend some time to preach that sermon Where is some time? What is some time? Does it walk or does it float about you? Will it happen to come? No! Some time is never. There are no stragglers in the days and months and years. If one day should refuse to keep step and become a straggler, it would wreck the universe Promptness! Up to time! Today! Now! You Will get only what you win. There are accidents, like the printer’s mistake which caused Louis Napoleon to be called “Napoleon III.” A Parisian editor at the time that Louis Napoleon by base strategy turned the republic into a monarchy wrote in derision the word “Na poleon,” followed by three exclamation points. These exclamation points the printer mistook for the letter “I” three times written, and hence he was called “Napoleon 111. ” But promotions by ac cident are not to be depended on. Depend on getting nothing except that which un der God by your own industry and good sense you achieve. That was a good maxim of olden time, “Get thy spindle and dis taff ready, and God will send thee flax.” Especially do our young men need to get ready, as within the past few months the world has unfolded before them opportuni ties such as we never dreamed would come so soon. Putting aside the political ques tion as to what ought to be done with Cuba, Porto Rico and the Philippines, the whole world for the first time is open, and the question now is, what our young men will do with the world. China, the richest of all lands for metals and with 500,000,- 000 of people, is made our neighbor, and the commerce of the United States is to be quadrupled in the life of the present gen eration, and what advantages commerce advantages mechanism and art and lit erature and the professions. The Ameri can plow, the American hammer, the American pen, the American printing press, the American bargain counter, are soon to have their opportunity in every is land of the sea and every continent. Young men! You need to be wiser, braver, bet ter men than we have ever been to meet the crisis. Religion Necessary. Again, if you would be master of the situation, and I name it last because it ia the most important, for you know that which is last mentioned is apt to be best remembered, I charge you get into your heart and life, your conversation and your manners, your body, mind and soul, the Bear 6,000-year-old religion of the Bible. Why so? Because the large majority of people quit this life before 25 years of age, and the possibility is that if you do not take possession of this religion, and re ligion does not take possession of you while you are youqg, you will never come into alliance. Mrs. McKinley, the mother of our president, said to me at the White House, “I am living on borrowed time, ' for lam over 80 years of age.” My reply to her was the reply I make to you, “All those who are over 25 years of age are liv ing on borrowed time, since the majority of people go out of the world before 25 years of age. ” Heraclitus, according to Plato, said that no man bathes twice in the same river. ■ But, suppose you live to be octogenarians, ' do you not see that postponement is an awful waste of nerve and muscle and ' brain? What is the use of your pulling a heavy load all your lite when you can have two of the white horses that St. John saw in heaven harnessed to your load? Sup pose you have a great mill wheel to turn. You can put that mill wheel where it will be turned by a mill race of water one foot deep, poured by a small brook, or you can put it along the deep and swift St. Law rence, which will roll through the mill race tons of water every second of time. Are you going to run your life by the shallow’ drippings of earthly influence or by the rolling rivers of omnipotentpvower? Are you going to undertake the work of life with nothing but your own brain or I arm or with your own brain and arm | backed up by ail the terrestrial anil all the celestial forces of the Almighty? I make as great an offer as was ever made by man. I offer you God. He tells me to make that point blank propositon. If yon waflt them, you can have them on your side for the earnest asking—omniscience, omnipresence, omnipotence! Can you huagine a greater contrast thana young man undertaking life alone—life, with all its confrontraents of temptation and ob stacle —and a young man undertaking life with every wing of angel and every thun derbolt of heaven pledged for his defense and advancement—the difference between a young man alone and a young roan be friended by the Maker and Upholder of the universe? The battle of life is so se vere that no young roan can afford to de cline any help, and. the mightiest help te God. One night in the year 1741 Count Lessoek went to escort the Princes®. Eliza beth of Russia to a throne which was then unoccupied. She halted, she hesitated, she wondered whether she- had better go to the palace and mount the throne of all the Russiae. Then Count Lessoek. drew on a paper two sketches, the one-of herself and the count in disgrace and on the scaf fold and the other of herself os a throne amid huzzaing subjects. When, she saw plainly that she-must make a. ah o ice, she chose the throne, I put before the young men of Washington and the yonng men of America the choice between overthrow and enthronement. You map have what you will. Will you be the slave of passion and sin and. death or a conqueror em palaced? The Spanish proverb was right when it said, “The road of By and By leads to the town of Never.” Cet Cloaw- to- God. More young men would take this ad vantage which I speak of ts they did not have the notion that religion puts one into depressing process. They have heard, for instance, the absurd preachment, “You. ought to> live every day as though it were your last.” Such a lachrymose man I would sot want anywhere around me. On the contrary, you ought to live as though you were going to live a great while in this world and to live forever in the next world. There is no smell of varnish of coffin lids in our genuine religion. Get in right relation with God through Jesus Christ, and you need not bother yourself the rest of your life for two minutesabout your death or about your funeral. Here is a manly religion, one that will extirpate from j?our nature all that ought to be ex tirpated and irradiate it with every virtue and make it glow with every anticipation. Neither would I have you adopt that other absurd preachment, that the things of this world are of little importance as compared with the next world. On the contrary, you cannot sufficiently appreci ate the importance of this world, for it de cides your next world. You might as well, despise a schoolhouse because it is not a university. In the schoolhouse we prepare for the university. If this world is of such little importance, I do not think the first born and the last born of heaven would have spent 33 years down here to redeem it. Do not postpone to the fifties or even the forties of your life that which you can be and do in tho twenties or thirties. If you do not amount to much before 40 years of age’, you will never amount to much. Jef ferson wrote the Declaration of American Independence at 33 years of age. William Pitt was prime minister of England at 24. Raphael’s great paintings were all finished before he was 37 years of age. Cortes was 31 when he overcame Mexico. Grotius was attorney general at 24. Gustavus Adolphus expired at 38. At 27 Calvin pub lished his immortal “Institutes.” Alex ander the Great died at 37, and lesser mon get armed for tho chief good or evil of their lives before they reach their midlife. Start Right. Young man, start right, and the only way to start right is to put yourself into companionship with the best friend a young man ever had—Christ the Lord. He will give you equipoise amid the rock ing of life's uncertainties. He will sup port you in day of loss. He will direct you when you come to the forks of the road and know not whioh road to take. He will guide you in your home life, if you are wise enough to have a home of your own. If you live on to great pros perity, he will show you how to manage a fortune. If your earthly projects fail and you are put in financial straits, he will see to it that that is the best condition for your soul, and the discipline and the hard ship will make you more and more of a man. If you live on to old age, he will make the evening twilight as bright as and perhaps brighter than was the morn ing twilight, and when your work on earth is done the gates of a better world will open on expansions and enthrone ments and felicities which St. John de scribes sometimes as orchards, sometimes as shaded streets and sometimes as a crys talline river and sometimes as an orchestra with mighty instruments, blown on by lips cherubic or thrummed by fingers seraphic, and inhabitants always tearless and songful and resplendent, so that the mightiest calamity of the universe is the portion of that one who fails to enter it. Young man, seek only elevating and improving companionship. Do not let the last scion of a noble family, a fellow with a big name, but bad habits, for he drinks and swears and is dissolute, take your arm to walk down the street or spend an evening with you, either at your room or his room. Remember that sin is the most expensive thing in God’s universe. I have read that Sir Brasil, the knight, tired out with the chase had a falcon on his wrist, as they did in days of falconry, when with hawks or falcons they went forth to bring down partridges or grouse or pigeons, and, being very thirsty, came to a stream struggling from a rock, and, releasing the falcon from his wrist, he took the bugle which he carried, and, stopping the mouth piece of his bugle with a tuft of moss, he put this extemporized cup under the water which came down drop by drop from the rock until the cup was full and then lifted it to drink, when the falcon he had re leased with sudden swoop dashed the cup from his hand. By the same process he filled the cup again and was about to drink when the falcon by another swoop dashed down the cup. Enraged at this in solence and violence of the bird, he cried, “I will wring thy neck if thou doest that again.” But/having filled the cup a third time and trying to drink, a third time the I falcon dashed it down. Then Sir Brasil with his fist struck the bird, which flut tered and looked lovingly and reproach fully at him and dropped dead. Then Sir Brasil, looking up to the top of the rock whence dripped the water, saw a great green serpent coiled fold above fold, the venom from his mouth dropping into that ' from which Sir Brasil had filled his cup. ; Then exclaimed the knight, “What a kind thing it was fur the falcon to dash down that poisoned cup, and what a sad thing that I killed him. and What a narrow escape I had!” So now there are no more I certainly waters that refresh than waters : that poison. This moment there are thou sands of young men, unwittingly and not knowing what they do, taking into their bugle cup of earthly joy that which is dc..dly because it drips from the jaws of The Kind. You Have Always Bought, and which has beeu in use for over 30 years, lias borne the signature of— and lias been made under his per- * Sonal supervision since its infancy. I Allow no one to deceive you in this, j All Counterfeits, Imitations and Substitutes are but Ex- 1 periments that trifle with and endanger the health of Infants and Children—Experience against Experiment. - What is CASTORIA Castoria is a substitute for Castor Oil. Paregoric, Drops and Soothing Syrups. It is Harmless and Pleasant. It contains neither Opium, Morphine nor other Narcotie substance. Its age is its guarantee. It destroys Worms and allays Feverishness. It cures Diarrhoea and Wind. Colie. It relieves Teething Troubles, cures Constipation, and Flatulency. It assimilates the Food, regulates the Stomach and Bowels, giving healthy and natural sleep. The Children’s Panacea—The Mother’s Friend. GENUINE CASTORIA ALWAYS The Kind You Have Always Bought In Use For Over 30 Years. THE CENTAUR COMPANY. TT MURRAY STREET. NEW YORK CITY. that old serpent, the'devil, and the dove of Godis Spirit in kindly warning dashes down the cup, but again it is filled and again dashed down and again filled and again dashed down. Why not turn away and slake your thirst at the clear, bright, perennial fountain that breaks from the Rock of Ages, a fountain so wide and so deep that all the inhabitants of earth and all the armies of heaven may stoop down and fill their chalices? C A.STOHTA. Bears the Tha Kind You Have Always Bought Signature f jP* .//¥/?» of You Don’t Have to Wait for your money when you get loans from us. We have it always on hand. GEO. A. SMITH, Gen. Man. Equitable Building' and Loan Association, Macon, Ga., 481 Third Street. For Croup use CHE NEY’S EXPECTOR ANT. 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For quick, positive and lasting resu’ts in Sexual Weakness, Impotencv. Nervous Debil-tv and Lost Vitality, use YELLOW LABEL SPEClAL—double strength— strength and tone to every part and effect a permanent cure. Cheapest ana best, too Pills $2; by mail. FREE —A*bottle of the famous Japanese Liver Pellets will be given with a ft aox or more ol Mag netic Nervine, tree. Soldoru. bv For ’ Bale at Goodwyn’s Drug Store and Brawn Hou** Pharmacy. For LaGrippe and In fluenza use CHENEY’S EXPECTORANT. FINANCIAL. U. Y. MALLARY, K. N. JELKS, President. Vi oe-President. J. J. 0088, Cashier. Commercial and Savings Bank, MACON, GA. General Banking Business Transacted. $5.00 wil rent a box In our safety de posit vault, an absolutely safe plan la which to deposit jewelry, silverware and securities of all kinds. UNION SAVINGS BANK AND TRUST COMPAN Y MACON, GEORGIA. Safety Deposit Boxes For Rent J. W. Cabaniss, President; S. S. Dunlay, Vice-President; C. M. Orr, Cashier. Capital, $200,000. Surplus, $30,000. Interest paid on deposits. Deposit your savings and they will be increased by in terest compounded semi-annually. THE EXCHANGE BANK of Macon, Ga. Capital $500,000 Surplus 150,000 J. W. Cabanlss, President. S. S. Dunlap, Vice-President C. M. Orr, Cashier. Li be tai to its customers, accommodating to the public, and prudent in its manage ment, this bask solicits deposits and ocher business in its line. * DIRECTORS. J. W. Cabaniss, W. R. Rogers, R. E. Park, H. J. Lamar, N. B. Corbin, S. S. Dunlap, L. W. Hunt, Sam Meyer, W. A. Doody, J. H. Williams, A. D. Schofield. ESTABLISHED 1868. R. H. PLANT. CHAS. D. HURT* Cashier, I. C. PLANT’S SON, BANKER, MACON, GA. A general banking buslneee transacted and all consistent certeciee cheerfully ex tended to patrons. Certificates as <■»■■!< e Issued bearing interest. FIBST NATIONAL BANK •f MACON, GA. The sceeunta at banka, earperatloae. firms and Individuals received ape* tha atoat favorable terms eenaistoai with em servatlve banking. A share at yaw boa* Ums reaitotfully salleitod. R. H. PLANT. Preside*!. George H. Plant, Vice-President. W. W. Wrigley, Cashier. Money Always on Hand Will loan in amounts of S2OO to SIO,OOO on city or country proper ty. Call and see us. We are headquarters. Lowest rates. The Georgia Loan and Trust Co. O. A. COLEMAN, G. M. 356 Second St. 7