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Griffin Daily News
BELFAST, NORTHERN IRELAND-Mrs. Anne-Marie Young of Belfast’s M<
comforts her 18-month-old daughter, Anne Marie, as she stands before the bullet-riddled window
of her home. The Young home was one of many hit by small weapons fire as British troops battled
snipers in the violence-torn capital of Northern Ireland. (UPI)
Doctor bill cut
can be appealed
By FRANK CORRICK
Copley News Service
Q. I sent in my doctor’s bill
for slls to Medicare. They said
the doctor’s bill should have
been S9O and they only reim
bursed me 80 per cent of the
S9O. What can I do? - J. K. T.
A. You may appeal this
ruling by writing directly to
your insurance carrier. If you
need help with the appeal call
your nearest Social Security
office. Your doctor may also
appeal the lowering of his fee.
Q. My husband and I would
like to build a retirement home,
sometime before our
retirement age, 10 to 12 years
from now. The lot which we
have paid for is located on a
lake and we are only compelled
to build a 500 to 600-square-foot
cottage in a price bracket
between $5,00 and $7,00.
Does the government have
plans on how best to finance
such a home or could we use the
Federal Housing Ad
ministration loan as we would
like to know, step by step, how
to complete this home before
our retirement? — Mrs. G. H.
A. Make a list of your reasons
for building. Think objectively
in light of your present and
future needs. Naturally, your
emotions and personal at
tachments will play an im
portant role in your final
decision. Don’t put off till
tommorrow what you can do
today.
A house, a cottage or a
mobile home, whatever form it
takes, should be the happiest
place to live, when you retire.
Visit a mobile home show to
get an idea of the homes being
offered in your price bracket.
Models run from 10 to 20 feet
wide and from 50 to 60 feet long.
Check with your banker,
; realtor or contractor as to the
'. cost of your home and the
; possible loans, including FHA.
Q. I worked under Social
: Security from 1937 up to Jan.
; 15, 1943, when I went into the
Navy. 1 was discharged on
March 29, 1946. If I don’t work
under Social Security again do
1 have enough credits to draw
benefits at 62? — Mrs. S. L. A.
A. You should have 37
quarters of coverage based on
your work history. Subtract
1951 from the year you are
going to be 62. This will tell you
if you have enough quarters.
Check with your local Social
Security office to be sure.
Q. What does “currently
insured” mean under Social
: Security? — S. T. R.
A. Survivors may be entitled
to a lump-sum payment and
monthly benefits if a deceased
worker died “currently in-
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sured.” This means that the
deceased worker had credit for
at least years of work
during the three-year period
before he died.
Q. We are nearing our
retirement and are having
trouble with some of our
special problems. We have
turned to members of our
family to talk over our
problems and get what help we
can. But there are times when
the kinds of help needed are
more than our family members
can give — such things as big
medical expenses, nursing
care, or problems we have in
getting along together. How
can we get help? — Mrs. L. J.
A. Today there are social
service agencies which can
help people of all ages keep
their problems from getting out
of hand. Their job is to help
people from all walks of life
keep on their feet or get back on
their feet if anything happens
to make it difficult or im
possible for them to live in
dependently.
Therefore, get in touch with
your local welfare department
or private social agencies. If
they cannot help you, they may
be able to tell you where you
can get assistance.
Q. Who has replaced the late
Thomas M. Healy of the
Railroad Retirement Board? —
W. D. S.
A. President Nixon, acting on
the recommendation of the
Association of American
Railroads, appointed Wythe D.
Quarles Jr., as the
management member of the
Railroad Retirement Board.
Quarles' appointment to fill the
unexpired term of the late
Thomas M. Healy was con
firmed by the Senate on June
18, 1971.
The Railroad Retirement
Board is the federal agency
that administers retirement
survivor and unemployment
sickness insurance programs
for railroad employes and their
families.
Q. How is our present
transportation system
proceeding? — C. W.
A. It is said that one of Julius
Caesar's first acts upon taking
power in ancient Rome was to
ban the daytime use of carts
and chariots in the downtown
area.
Thus it appears that neither
traffic jams nor drastic plans
for easing them are par
ticularly new. Therefore, “jam
for breakfast” has come to be a
steady diet for America’s
suffering commuters.
Questions on retirement may
be mailed to Copley News
Service, P. O. Box 190, San
Diego, Calif. 92112.
SPANISH-AMERICANS
WASHINGTON (UPI)-The
Commerce Department reports
100,212 businesses were owned
by Spanish-speaking Americans
during 1969 and did $3.4 billion
in trade.
PEACHES
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Widows helped in readjustment
By JEANNE VAP
Copley News Service
“You never know what it’s
like — until you’ve had it hap
pen to you.”
Two days after the funeral,
the phone quits ringing. On the
day you get the biggest insur
ance check, a stranger calls.
He wants to be on a first-name
basis — and help you invest
your money. You can’t com
plain to sons or daughters —
because they are grieved, too.
Seven months later, you are
still waking up in the middle of
the night — lonely.
When Mrs. W. J. (Pearl)
Hunt read about a new “hot
line” for widows living in the
Boston, Mass., area, she
thought to herself, “That would
have helped me.”
The hotline number which
widows may dial for help at any
time of the day or night is an
outgrowth of the Widow to Wid
ow Program started three
years ago by the Harvard Med
ical School under a grant
awarded by the National Insti
tute of Mental Health.
“I wrote to congratulate
them," explained Mrs. Hunt,
who has been widowed for 13
months, “and they wrote back
inviting me to attend a ‘Widows
and Widowers Workshop’ spon
sored by the Harvard Medical
School Laboratory of Com
munity Psychiatry.”
Like most widows, Mrs. Hunt
hesitated to spend the money.
Back came the reply, “If we
can scare up funds for your
transportation would you still
be interested?”
So after 32 years of marriage,
Mrs. Hunt prepared to make
her first trip alone. “I went a
few days early,” she explained,
“so I could do some sight-see
ing — but I got so lonely
traveling by myself that I al
most dialed the hotline num
ber.
“Now I wish I had — to see
what would have happened.”
There were 96 widows and
widowers from 19 states —l2 of
them were men — “which re
flects the ghastly statistic — 11
widowed women for every wid
owed man.”
“How many children? How
long were you married? How
long has your husband (or
wife) been gone?” were the
standard conversation openers.
“It was wonderful to find
yourself in a social situation
with other people in the same
boat,” said Mrs. Hunt, who dis
covered others worse off than
she. “Many of them were so
young.” However, the purpose
of the conference was educa
tional rather than therapeutic.
“The fact that four out of the
eight national organizations for
widows are affiliated with the
Roman Catholic church say
something about the unmet
need.” At present, even Par
ents Without Partners chapters
vote individually on whether or
not to accept widows.
“When a conference leader
asked how many present had
been helped by the clergy — not
one raised his hand. Only one
had been helped by a funeral
director.” Mrs. Hunt was wait
ing to raise her hand as having
been helped by a family doctor
— but they never asked. The
conference concluded that
clergy, funeral directors and
medical personnel need educa
tion in handling the bereaved.
Research reports presented
at the conference indicated that
widows with young children
have an easier time adjusting,
and so do widows who work.
The three stages of widowhood
are impact, shock and recov
ery. The Harvard Widow to
Widow Program focuses on re
covery.
Three weeks after the death,
a letter is mailed to the
bereaved saying so-and-so will
come to call on a certain date.
A telephone number is included
for the widow to call, should the
appointment be inconvenient.
Widows have been hired to
make the house calls — be
cause having been widowed
themselves, they understand
the problems. They answer
practical questions like,
“Where is the Social Security
Office?” or provide a shoulder
to cry on — whichever is
needed.
Since the hotline was in
stalled in December, more than
600 calls have been placed.
Mrs. Hunt made note of
something else at the-confer
ence, too. She didn’t see a
single wedding band — except
her own — and asked about it.
“When do you take it off?”
“When you are ready to take
it off,” was the reply.